DSP Banking & PSU Debt Fund Regular Growth
DebtBanking & PSULow to Moderate Risk
Regular
NAV (25-Jul-24)
₹22.300.08%1D
Returns (Since Inception)
7.66%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹2,446 Cr
Expense Ratio
0.56%
ISIN
INF740K01ZP6
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
14 Sep 2013
About this fund
DSP Banking & PSU Debt Fund Regular Growth is a Banking & PSU mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 10 years, 10 months and 12 days, having been launched on 14-Sep-13.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹22.30, Assets Under Management (AUM) of 2446.39 Crores, and an expense ratio of 0.56%.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹22.30, Assets Under Management (AUM) of 2446.39 Crores, and an expense ratio of 0.56%.
- DSP Banking & PSU Debt Fund Regular Growth has given a CAGR return of 7.66% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 98.52% in debts, and 1.21% in cash & cash equivalents.
- You can start investing in DSP Banking & PSU Debt Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.52%
+6.00% (Cat Avg.)
3 Years
+5.45%
+4.98% (Cat Avg.)
5 Years
+6.57%
+5.84% (Cat Avg.)
10 Years
+7.43%
+6.22% (Cat Avg.)
Since Inception
+7.66%
— (Cat Avg.)
Portfolio Summaryas of 15th July 2024
| Debt | ₹2,410.28 Cr | 98.52% |
| Others | ₹36.11 Cr | 1.48% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.3% Govt Stock 2053 | Bond - Gov't/Treasury | ₹294.85 Cr | 12.05% |
| National Bank For Financing Infrastructure And Development | Bond - Corporate Bond | ₹150.94 Cr | 6.17% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹132.59 Cr | 5.42% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹126.26 Cr | 5.16% |
| State Bank Of India | Bond - Corporate Bond | ₹117.83 Cr | 4.82% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹104.31 Cr | 4.26% |
| Uttar Pradesh (Government of) 7.48% | Bond - Sub-sovereign Government Debt | ₹103.93 Cr | 4.25% |
| GAil (India) Limited | Bond - Corporate Bond | ₹103.77 Cr | 4.24% |
| National Bank for Agriculture and Rural Development | Bond - Gov't Agency Debt | ₹101.85 Cr | 4.16% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹101.6 Cr | 4.15% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹77.71 Cr | 3.18% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹77.15 Cr | 3.15% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹77.09 Cr | 3.15% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹75.92 Cr | 3.10% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹52.9 Cr | 2.16% |
| Maharashtra (Government of) 7.48% | Bond - Sub-sovereign Government Debt | ₹52.01 Cr | 2.13% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹51.42 Cr | 2.10% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹51.29 Cr | 2.10% |
| National Housing Bank | Bond - Corporate Bond | ₹50.93 Cr | 2.08% |
| Ntpc Limited | Bond - Corporate Bond | ₹50.77 Cr | 2.08% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹50.54 Cr | 2.07% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹50.38 Cr | 2.06% |
| National Bank For Financing Infrastructure And Development | Bond - Corporate Bond | ₹50.21 Cr | 2.05% |
| State Bank of India | Bond - Corporate Bond | ₹50.2 Cr | 2.05% |
| National Housing Bank | Bond - Corporate Bond | ₹50.19 Cr | 2.05% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹45.93 Cr | 1.88% |
| Ntpc Limited | Bond - Corporate Bond | ₹28.73 Cr | 1.17% |
| 7.46% Govt Stock 2073 | Bond - Gov't/Treasury | ₹28.73 Cr | 1.17% |
| Net Receivables/Payables | Cash - Collateral | ₹27.1 Cr | 1.11% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹24.96 Cr | 1.02% |
| Canara Bank | Bond - Gov't Agency Debt | ₹23.8 Cr | 0.97% |
| 7.42 MP Gs 2045 | Bond - Gov't/Treasury | ₹20.84 Cr | 0.85% |
| 07.12 MP Sdl 2035 | Bond - Gov't/Treasury | ₹20.18 Cr | 0.82% |
| 7.34% Govt Stock 2064 | Bond - Gov't/Treasury | ₹10.5 Cr | 0.43% |
| SBI Funds Management Pvt Ltd/Fund Parent | Mutual Fund - Open End | ₹6.46 Cr | 0.26% |
| Treps / Reverse Repo Investments | Cash - Repurchase Agreement | ₹2.55 Cr | 0.10% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹1,753.6 Cr | 71.68% |
| Bond - Gov't/Treasury | ₹375.08 Cr | 15.33% |
| Bond - Sub-sovereign Government Debt | ₹155.94 Cr | 6.37% |
| Bond - Gov't Agency Debt | ₹125.65 Cr | 5.14% |
| Cash - Collateral | ₹27.1 Cr | 1.11% |
| Mutual Fund - Open End | ₹6.46 Cr | 0.26% |
| Cash - Repurchase Agreement | ₹2.55 Cr | 0.10% |
| Cash - CD/Time Deposit | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
1.18%
Cat. avg.
1.50%
Lower the better
Sharpe Ratio
This fund
-0.28
Cat. avg.
-0.64
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.55
Higher the better
Fund Managers
Karan Mundhra
Since July 2023
SG
Shantanu Godambe
Since June 2023
Additional Scheme Detailsas of 15th July 2024
ISIN | INF740K01ZP6 | Expense Ratio | 0.56% | Exit Load | No Charges | Fund Size | ₹2,446 Cr | Age | 14 Sep 2013 | Lumpsum Minimum | ₹100 | Fund Status | Open Ended Investment Company | Benchmark | Nifty Banking & PSU Debt Idx A-II TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal (irrespective of holding period)
Realised Gain (capital gains) are taxed at your marginal income tax rate
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Banking & PSU Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Banking & PSU Debt Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹14109.10 Cr | 7.2% |
| Bandhan Banking & PSU Debt Fund Regular Growth Moderate Risk | 0.6% | 0.0% | ₹14109.10 Cr | 6.9% |
| Franklin India Banking & PSU Debt Fund Regular Growth Moderate Risk | 0.5% | 0.0% | ₹620.60 Cr | 7.0% |
| Franklin India Banking & PSU Debt Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹620.60 Cr | 7.4% |
| PGIM India Banking and PSU Debt fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹45.38 Cr | 6.8% |
| PGIM India Banking and PSU Debt fund Regular Growth Moderate Risk | 0.4% | 0.0% | ₹45.38 Cr | 6.6% |
| Canara Robeco Banking and PSU Debt Fund Regular Growth Moderate Risk | 0.7% | 0.0% | ₹346.42 Cr | 6.8% |
| Canara Robeco Banking and PSU Debt Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹346.42 Cr | 7.1% |
| Tata Banking & PSU Debt Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹207.53 Cr | 7.0% |
| Tata Banking & PSU Debt Fund Regular Growth Low to Moderate Risk | 0.7% | 0.0% | ₹207.53 Cr | 6.5% |
About the AMC
Total AUM
₹1,58,660 Cr
Address
West Wing, 11th Floor, Mumbai, 400021
Other Funds by DSP Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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Still got questions?
We're here to help.
What is the current NAV of DSP Banking & PSU Debt Fund Regular Growth?
The NAV of DSP Banking & PSU Debt Fund Regular Growth, as of 25-Jul-2024, is ₹22.30.
What are the returns of DSP Banking & PSU Debt Fund Regular Growth?
The fund has generated 7.52% over the last 1 year and 5.45% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of DSP Banking & PSU Debt Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 98.52% in bonds, and 1.21% in cash and cash equivalents.
Who manages the DSP Banking & PSU Debt Fund Regular Growth?
The fund managers responsible for DSP Banking & PSU Debt Fund Regular Growth are:-
- Karan Mundhra
- Shantanu Godambe
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.