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Fund Overview

Fund Size

Fund Size

₹2,505 Cr

Expense Ratio

Expense Ratio

0.56%

ISIN

ISIN

INF740K01ZP6

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

14 Sep 2013

About this fund

DSP Banking & PSU Debt Fund Regular Growth is a Banking & PSU mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 10 years, 8 months and 29 days, having been launched on 14-Sep-13.
As of 11-Jun-24, it has a Net Asset Value (NAV) of ₹22.02, Assets Under Management (AUM) of 2505.18 Crores, and an expense ratio of 0.56%.
  • DSP Banking & PSU Debt Fund Regular Growth has given a CAGR return of 7.63% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 89.96% in debts, and 9.79% in cash & cash equivalents.
  • You can start investing in DSP Banking & PSU Debt Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.87%

+5.66% (Cat Avg.)

3 Years

+5.08%

+4.63% (Cat Avg.)

5 Years

+6.61%

+5.88% (Cat Avg.)

10 Years

+7.38%

+6.12% (Cat Avg.)

Since Inception

+7.63%

(Cat Avg.)

Portfolio Summaryas of 15th May 2024

Debt2,253.61 Cr89.96%
Others251.57 Cr10.04%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.3% Govt Stock 2053Bond - Gov't/Treasury163.18 Cr6.51%
National Bank For Financing Infrastructure And DevelopmentBond - Corporate Bond160.55 Cr6.41%
HDFC Bank LimitedBond - Corporate Bond149.43 Cr5.96%
Small Industries Development Bank Of IndiaBond - Corporate Bond131.26 Cr5.24%
Net Receivables/PayablesCash120.99 Cr4.83%
State Bank Of IndiaBond - Corporate Bond115.38 Cr4.61%
Indian Railway Finance Corporation LimitedBond - Corporate Bond103.37 Cr4.13%
GAil (India) LimitedBond - Corporate Bond102.71 Cr4.10%
Uttar Pradesh (Government of) 7.48%Bond - Sub-sovereign Government Debt102.55 Cr4.09%
National Bank for Agriculture and Rural DevelopmentBond - Gov't Agency Debt100.75 Cr4.02%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond87.24 Cr3.48%
Rural Electrification Corporation LimitedBond - Corporate Bond76.42 Cr3.05%
Bajaj Finance Ltd.Bond - Corporate Bond76.22 Cr3.04%
Indian Railway Finance Corporation LimitedBond - Corporate Bond75.14 Cr3.00%
ICICI Bank LimitedCash - CD/Time Deposit59.87 Cr2.39%
Tata Capital Housing Finance LimitedBond - Corporate Bond53.3 Cr2.13%
Rural Electrification Corporation LimitedBond - Corporate Bond52.89 Cr2.11%
Small Industries Development Bank Of IndiaBond - Corporate Bond52.37 Cr2.09%
Uttar Pradesh (Government of) 7.48%Bond - Sub-sovereign Government Debt51.13 Cr2.04%
Power Finance Corporation Ltd.Bond - Corporate Bond50.97 Cr2.03%
6.99% Govt Stock 2051Bond - Gov't/Treasury50.79 Cr2.03%
Power Grid Corporation Of India LimitedBond - Corporate Bond50.72 Cr2.02%
National Housing BankBond - Corporate Bond50.49 Cr2.02%
REC Ltd.Bond - Corporate Bond50.32 Cr2.01%
Ntpc LimitedBond - Corporate Bond50.3 Cr2.01%
HDFC Bank LimitedBond - Corporate Bond49.84 Cr1.99%
Export-Import Bank of IndiaCash - Commercial Paper49.82 Cr1.99%
Axis Bank Ltd.Bond - Corporate Bond49.77 Cr1.99%
National Housing BankBond - Corporate Bond49.7 Cr1.98%
Power Grid Corporation Of India LimitedBond - Corporate Bond45.49 Cr1.82%
Ntpc LimitedBond - Corporate Bond28.45 Cr1.14%
7.34% Govt Stock 2064Bond - Gov't/Treasury25.8 Cr1.03%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit24.98 Cr1.00%
Canara BankBond - Gov't Agency Debt23.59 Cr0.94%
Treps / Reverse Repo InvestmentsCash - Repurchase Agreement12.99 Cr0.52%
SBI Funds Management Pvt Ltd/Fund ParentMutual Fund - Open End6.43 Cr0.26%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond1,712.32 Cr68.35%
Bond - Gov't/Treasury239.77 Cr9.57%
Bond - Sub-sovereign Government Debt153.68 Cr6.13%
Bond - Gov't Agency Debt124.34 Cr4.96%
Cash120.99 Cr4.83%
Cash - CD/Time Deposit84.85 Cr3.39%
Cash - Commercial Paper49.82 Cr1.99%
Cash - Repurchase Agreement12.99 Cr0.52%
Mutual Fund - Open End6.43 Cr0.26%

Risk & Performance Ratios

Standard Deviation

This fund

1.20%

Cat. avg.

1.50%

Lower the better

Sharpe Ratio

This fund

-0.42

Cat. avg.

-0.64

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.55

Higher the better

Fund Managers

Karan Mundhra

Karan Mundhra

Since July 2023

SG

Shantanu Godambe

Since June 2023

Additional Scheme Detailsas of 15th May 2024

ISININF740K01ZP6Expense Ratio0.56%Exit LoadNo ChargesFund Size₹2,505 CrAge14 Sep 2013Lumpsum Minimum₹100Fund StatusOpen Ended Investment CompanyBenchmarkNifty Banking & PSU Debt Idx A-II TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹14207.57 Cr6.8%
Bandhan Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹14207.57 Cr6.5%
Franklin India Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.5%0.0%₹624.25 Cr6.7%
Franklin India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹624.25 Cr7.0%
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
PGIM India Banking and PSU Debt fund Regular Growth

Moderate Risk

0.4%0.0%₹45.38 Cr6.6%
Canara Robeco Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹405.32 Cr6.4%
Canara Robeco Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹405.32 Cr6.7%
Tata Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹207.53 Cr7.0%
Tata Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹207.53 Cr6.5%

About the AMC

Total AUM

₹1,49,790 Cr

Address

West Wing, 11th Floor, Mumbai, 400021

Other Funds by DSP Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
DSP Multicap Fund Direct Growth

Low Risk

0.6%1.0%₹948.29 Cr-
DSP Nifty Smallcap250 Quality 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹70.06 Cr-
DSP Banking & Financial Services Fund Direct Growth

Very High Risk

0.9%0.0%₹609.13 Cr-
DSP Gold ETF Fund of Fund Direct Growth

High Risk

0.6%0.0%₹23.81 Cr-
DSP Multi Asset Allocation Fund Direct Growth

Very High Risk

0.3%1.0%₹1607.56 Cr-
DSP FMP - Series 264 - 60M - 17D Direct Growth

Low to Moderate Risk

-0.0%₹47.21 Cr7.3%
DSP FMP Series 267 - 1246 Days Direct Growth

Low to Moderate Risk

-0.0%₹635.34 Cr7.0%
DSP FMP Series 261 37 Month Direct Growth

Moderate Risk

----
DSP Fixed Maturity Plan Series 270 1144 Days Direct Growth

Low to Moderate Risk

-0.0%-7.0%
DSP FMP Series 268 - 1281 Days Direct Growth

Low to Moderate Risk

---7.2%
DSP FMP Series 252 38 Month Direct Growth

Moderate Risk

-0.0%--
DSP Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2505.18 Cr7.1%
DSP Dynamic Asset Allocation Fund Direct Growth

Moderately High risk

0.7%1.0%₹3125.59 Cr21.5%
DSP Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹1648.64 Cr6.8%
DSP Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹527.58 Cr26.5%
DSP Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹613.85 Cr63.8%
DSP Healthcare Fund Direct Growth

Very High Risk

0.7%0.0%₹2363.39 Cr48.2%
DSP Global Allocation Fund Direct Growth

Very High Risk

1.4%0.0%₹64.57 Cr13.5%
DSP Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹4315.80 Cr7.3%
DSP Value Fund Direct Growth

Very High Risk

0.9%1.0%₹803.12 Cr36.6%
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹2279.62 Cr6.9%
DSP Bond Fund Direct Growth

Moderately High risk

0.4%0.0%₹356.20 Cr7.0%
DSP Flexi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹10558.54 Cr38.1%
DSP Government Securities Direct Growth

Moderate Risk

0.6%0.0%₹772.57 Cr8.7%
DSP Equity & Bond Fund Direct Growth

Very High Risk

0.7%1.0%₹9131.81 Cr29.6%
DSP Focus Fund Direct Growth

Very High Risk

1.0%1.0%₹2338.45 Cr42.7%
DSP Credit Risk Fund Direct Growth

Moderately High risk

0.4%1.0%₹194.02 Cr16.2%
DSP India TIGER Fund Direct Growth

Very High Risk

1.1%1.0%₹4385.95 Cr77.8%
DSP Liquidity Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹13929.36 Cr7.4%
DSP Regular Saving Fund Direct Growth

Moderately High risk

0.6%0.0%₹172.43 Cr13.9%
DSP Small Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹13781.07 Cr42.4%
DSP Ultra Short Fund Direct Growth

Moderate Risk

0.3%0.0%₹2684.08 Cr7.7%
DSP Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2972.58 Cr7.1%
DSP Midcap Fund Direct Growth

Very High Risk

0.8%1.0%₹17667.73 Cr52.7%
DSP Natural Resource & New Energy Fund Direct Growth

Very High Risk

1.1%0.0%₹1173.06 Cr58.6%
DSP Equity Opportunities Fund Direct Growth

Very High Risk

0.8%1.0%₹11991.26 Cr51.1%
DSP Strategic Bond Fund Direct Growth

Moderate Risk

0.5%0.0%₹1015.21 Cr8.4%
DSP Savings Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹4605.33 Cr7.5%
DSP Tax Saver Fund Direct Growth

Very High Risk

0.8%0.0%₹15161.20 Cr47.8%
DSP World Agriculture Direct Growth

Very High Risk

1.7%0.0%₹14.32 Cr-4.1%
DSP Top 100 Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹3716.97 Cr36.7%
DSP US Flexible Equity Fund Direct Growth

Very High Risk

1.5%0.0%₹882.01 Cr21.5%
DSP World Energy Direct Growth

Very High Risk

1.5%0.0%₹140.86 Cr0.8%
DSP World Gold Fund of Fund Direct Growth

Very High Risk

1.7%0.0%₹868.29 Cr7.7%
DSP World Mining Direct Growth

Very High Risk

1.5%0.0%₹165.75 Cr3.2%
DSP Equity Savings Fund Direct Growth

Moderately High risk

0.5%0.0%₹1206.01 Cr15.3%
DSP Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹5226.64 Cr8.3%
DSP Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹2620.46 Cr6.7%
DSP 10Y G-Sec Fund Direct Growth

Moderate Risk

0.3%0.0%₹49.78 Cr6.8%
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹86.68 Cr7.0%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk
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The NAV of DSP Banking & PSU Debt Fund Regular Growth, as of 11-Jun-2024, is ₹22.02.
The fund has generated 6.87% over the last 1 year and 5.08% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 89.96% in bonds, and 9.79% in cash and cash equivalents.
The fund managers responsible for DSP Banking & PSU Debt Fund Regular Growth are:-
  1. Karan Mundhra
  2. Shantanu Godambe