DSP Savings Fund Direct Growth

Fund Overview

Fund Size

₹10,992 Cr

Expense Ratio

0.18%

ISIN

INF740K01NU2

Minimum SIP

₹100

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

DSP Savings Fund Direct Growth is a Money Market mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 13 years, 8 months and 22 days, having been launched on 01-Jan-13.
As of 22-Sep-26, it has a Net Asset Value (NAV) of ₹58.74, Assets Under Management (AUM) of 10991.60 Crores, and an expense ratio of 0.18%.

DSP Savings Fund Direct Growth has given a CAGR return of 7.01% since inception.
The fund's asset allocation comprises around 0.00% in equities, 22.79% in debts, and 77.21% in cash & cash equivalents.
You can start investing in DSP Savings Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.62%

+6.18% (Cat Avg.)

3 Years

+7.25%

+6.95% (Cat Avg.)

5 Years

+6.47%

+6.30% (Cat Avg.)

10 Years

+6.46%

+5.88% (Cat Avg.)

Since Inception

+7.01%

— (Cat Avg.)

Portfolio Summaryas of 31st August 2026

Debt	₹2,505.21 Cr	22.79%
Others	₹8,486.39 Cr	77.21%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Days T-Bill	Bond - Gov't/Treasury	₹300.94 Cr	2.74%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹291.41 Cr	2.65%
Punjab National Bank	Cash - CD/Time Deposit	₹241.43 Cr	2.20%
Panatone Finvest Limited	Cash - Commercial Paper	₹219.05 Cr	1.99%
Treps / Reverse Repo Investments	Cash - Repurchase Agreement	₹208.04 Cr	1.89%
Bank Of Baroda	Cash - CD/Time Deposit	₹194.42 Cr	1.77%
Export-Import Bank Of India	Cash - CD/Time Deposit	₹193.56 Cr	1.76%
HDFC Bank Limited	Cash - CD/Time Deposit	₹193.1 Cr	1.76%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹186.78 Cr	1.70%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹170.68 Cr	1.55%
Punjab National Bank	Cash - CD/Time Deposit	₹169.92 Cr	1.55%
Small Industries Dev Bank Of India	Cash - CD/Time Deposit	₹169.55 Cr	1.54%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹168.95 Cr	1.54%
Bajaj Finance Limited	Cash - Commercial Paper	₹165.63 Cr	1.51%
HDFC Bank Limited	Cash - CD/Time Deposit	₹146.11 Cr	1.33%
Kotak Mahindra Bank Limited	Cash - CD/Time Deposit	₹145.98 Cr	1.33%
Tata Projects Limited	Cash - Commercial Paper	₹145.4 Cr	1.32%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)	Cash - CD/Time Deposit	₹145.08 Cr	1.32%
Indian Bank	Bond - Gov't Agency Debt	₹141.81 Cr	1.29%
Kotak Mahindra Prime Limited	Cash - Commercial Paper	₹141.81 Cr	1.29%
Canara Bank	Bond - Gov't Agency Debt	₹141.62 Cr	1.29%
IDFC First Bank Limited	Cash - CD/Time Deposit	₹135.96 Cr	1.24%
India (Republic of)	Bond - Short-term Government Bills	₹135.81 Cr	1.24%
Muthoot Fincorp Limited	Cash - Commercial Paper	₹122.47 Cr	1.11%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)	Cash - CD/Time Deposit	₹121.52 Cr	1.11%
Cholamandalam Investment And Finance Company Limited	Cash - Commercial Paper	₹121.46 Cr	1.10%
HDFC Bank Limited	Cash - CD/Time Deposit	₹121.45 Cr	1.10%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹121.15 Cr	1.10%
Union Bank Of India	Cash - CD/Time Deposit	₹120.71 Cr	1.10%
National Bank for Agriculture and Rural Development	Bond - Gov't Agency Debt	₹120.49 Cr	1.10%
Canara Bank	Cash - CD/Time Deposit	₹120.43 Cr	1.10%
Indian Bank	Bond - Gov't Agency Debt	₹118.24 Cr	1.08%
Net Receivables/Payables	Cash	₹-98.2 Cr	0.89%
Torrent Pharmaceuticals Ltd	Cash - Commercial Paper	₹97.96 Cr	0.89%
Bank Of Baroda	Cash - CD/Time Deposit	₹97.71 Cr	0.89%
Bank Of Baroda	Cash - CD/Time Deposit	₹97.38 Cr	0.89%
IDFC First Bank Limited	Cash - CD/Time Deposit	₹97.26 Cr	0.88%
Bank Of Baroda	Cash - CD/Time Deposit	₹97.23 Cr	0.88%
Axis Bank Limited	Cash - CD/Time Deposit	₹97.05 Cr	0.88%
LIC Housing Finance Ltd	Cash - Commercial Paper	₹97.02 Cr	0.88%
Bajaj Housing Finance Limited	Cash - Commercial Paper	₹96.79 Cr	0.88%
Small Industries Dev Bank Of India	Cash - CD/Time Deposit	₹96.74 Cr	0.88%
National Bank For Financing Infrastructure And Development	Cash - CD/Time Deposit	₹96.69 Cr	0.88%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹96.68 Cr	0.88%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)	Cash - CD/Time Deposit	₹96.66 Cr	0.88%
Bajaj Auto Credit Ltd.	Cash - Commercial Paper	₹96.61 Cr	0.88%
Equitas Small Finance Bank Limited	Cash - CD/Time Deposit	₹96.58 Cr	0.88%
Kotak Securities Ltd	Cash - Commercial Paper	₹96.57 Cr	0.88%
Muthoot Fincorp Limited	Cash - Commercial Paper	₹96 Cr	0.87%
Icici Securities Limited (Earlier Icici Brokerage Services Limited)	Cash - Commercial Paper	₹95.96 Cr	0.87%
Canara Bank	Bond - Gov't Agency Debt	₹94.4 Cr	0.86%
Small Industries Development Bank of India	Bond - Corporate Bond	₹93.23 Cr	0.85%
7.86% Karnataka Sdl 2027	Bond - Gov't/Treasury	₹88.95 Cr	0.81%
6.54% Maharashtra Sdl 2027	Bond - Gov't/Treasury	₹75.5 Cr	0.69%
India (Republic of)	Bond - Short-term Government Bills	₹73 Cr	0.66%
Export Import Bank Of India	Cash - CD/Time Deposit	₹72.99 Cr	0.66%
India (Republic of)	Bond - Short-term Government Bills	₹72.84 Cr	0.66%
Canara Bank	Cash - CD/Time Deposit	₹72.8 Cr	0.66%
Tata Communications LTD	Cash - Commercial Paper	₹72.67 Cr	0.66%
HDFC Bank Ltd	Cash - CD/Time Deposit	₹72.62 Cr	0.66%
Bank Of Baroda	Cash - CD/Time Deposit	₹72.48 Cr	0.66%
Union Bank Of India	Cash - CD/Time Deposit	₹72.38 Cr	0.66%
Piramal Finance Limited	Cash - Commercial Paper	₹72.36 Cr	0.66%
National Bank for Agriculture and Rural Development	Bond - Gov't Agency Debt	₹72.31 Cr	0.66%
Union Bank Of India	Cash - CD/Time Deposit	₹71.53 Cr	0.65%
India (Republic of)	Bond - Short-term Government Bills	₹71.04 Cr	0.65%
7.14% Gujarat Sdl 2027	Bond - Gov't/Treasury	₹70.99 Cr	0.65%
India (Republic of)	Bond - Short-term Government Bills	₹63.41 Cr	0.58%
5.74% Govt Stock 2026	Bond - Gov't/Treasury	₹55.97 Cr	0.51%
7.08% Karnataka Sdl 2026	Bond - Gov't/Treasury	₹52.89 Cr	0.48%
7.74% Tamilnadu SDL 2027	Bond - Gov't/Treasury	₹52.38 Cr	0.48%
Nuvama Wealth Management Limited	Cash - Commercial Paper	₹49.9 Cr	0.45%
Nuvama Wealth And Investment Limited	Cash - Commercial Paper	₹49.77 Cr	0.45%
Mirae ASset Financial Services (India) Private Limited	Cash - Commercial Paper	₹49.61 Cr	0.45%
Indian Bank	Cash - CD/Time Deposit	₹49.13 Cr	0.45%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)	Cash - CD/Time Deposit	₹48.84 Cr	0.44%
Canara Bank	Cash - CD/Time Deposit	₹48.84 Cr	0.44%
Small Industries Dev Bank Of India	Cash - CD/Time Deposit	₹48.76 Cr	0.44%
IDFC First Bank Ltd.	Bond - Corporate Bond	₹48.74 Cr	0.44%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹48.72 Cr	0.44%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹48.69 Cr	0.44%
Tata Housing Development Company Limited	Cash - Commercial Paper	₹48.68 Cr	0.44%
ICICI Bank Limited	Cash - CD/Time Deposit	₹48.67 Cr	0.44%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹48.65 Cr	0.44%
Indusind Bank Limited	Cash - CD/Time Deposit	₹48.64 Cr	0.44%
Small Industries Dev Bank Of India	Cash - CD/Time Deposit	₹48.63 Cr	0.44%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹48.58 Cr	0.44%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)	Cash - CD/Time Deposit	₹48.54 Cr	0.44%
Motilal Oswal Financial Services Limited	Cash - Commercial Paper	₹48.53 Cr	0.44%
HDFC Bank Ltd.	Bond - Corporate Bond	₹48.49 Cr	0.44%
Canara Bank	Bond - Gov't Agency Debt	₹48.41 Cr	0.44%
Axis Bank Ltd.	Bond - Corporate Bond	₹48.4 Cr	0.44%
HDFC Bank Limited	Cash - CD/Time Deposit	₹48.36 Cr	0.44%
Nuvama Wealth Finance Limited	Cash - Commercial Paper	₹48.36 Cr	0.44%
Punjab National Bank	Cash - CD/Time Deposit	₹48.35 Cr	0.44%
Aditya Birla Capital Limited	Cash - Commercial Paper	₹48.32 Cr	0.44%
Punjab National Bank	Cash - CD/Time Deposit	₹48.31 Cr	0.44%
Axis Securities Limited	Cash - Commercial Paper	₹48.31 Cr	0.44%
HDFC Bank Limited	Cash - CD/Time Deposit	₹48.3 Cr	0.44%
Canara Bank	Cash - CD/Time Deposit	₹48.29 Cr	0.44%
Punjab National Bank	Cash - CD/Time Deposit	₹48.23 Cr	0.44%
ICICI Bank Ltd	Cash - CD/Time Deposit	₹48.23 Cr	0.44%
Axis Bank Ltd.	Bond - Corporate Bond	₹48.23 Cr	0.44%
Axis Securities Limited	Cash - Commercial Paper	₹48.11 Cr	0.44%
Sundaram Finance Limited	Cash - Commercial Paper	₹47.66 Cr	0.43%
Kotak Mahindra Prime Limited	Cash - Commercial Paper	₹47.1 Cr	0.43%
Indian Bank	Cash - CD/Time Deposit	₹46.83 Cr	0.43%
Small Industries Development Bank of India	Bond - Corporate Bond	₹46.55 Cr	0.42%
7.52% Tamilnadu SDL 2027	Bond - Gov't/Treasury	₹45.73 Cr	0.42%
7.59% Karnataka Sdl 2027	Bond - Gov't/Treasury	₹45.49 Cr	0.41%
7.52% Gujarat Sdl 2027	Bond - Gov't/Treasury	₹43.99 Cr	0.40%
7.24% Gujarat Sdl 2026	Bond - Gov't/Treasury	₹40.71 Cr	0.37%
7.61% Tamilnadu SDL 2027	Bond - Gov't/Treasury	₹40.44 Cr	0.37%
7.39% Maharashtra Sdl 2026	Bond - Gov't/Treasury	₹25.65 Cr	0.23%
7.24% Tamilnadu SDL 2027	Bond - Gov't/Treasury	₹25.57 Cr	0.23%
7.25% Maharashtra Sdl 2026	Bond - Gov't/Treasury	₹25.45 Cr	0.23%
8.24% Govt Stock 2027	Bond - Gov't/Treasury	₹25.37 Cr	0.23%
Tbill	Bond - Gov't/Treasury	₹24.64 Cr	0.22%
Cholamandalam Securities Ltd.	Cash - Commercial Paper	₹24.54 Cr	0.22%
Kotak Mahindra Bank Limited	Cash - CD/Time Deposit	₹24.52 Cr	0.22%
HDFC Bank Limited	Cash - CD/Time Deposit	₹24.52 Cr	0.22%
Union Bank Of India	Cash - CD/Time Deposit	₹24.37 Cr	0.22%
Indian Bank	Cash - CD/Time Deposit	₹24.36 Cr	0.22%
Canara Bank	Cash - CD/Time Deposit	₹24.33 Cr	0.22%
Small Industries Dev Bank Of India	Cash - CD/Time Deposit	₹24.31 Cr	0.22%
Punjab National Bank	Cash - CD/Time Deposit	₹24.3 Cr	0.22%
Punjab National Bank	Cash - CD/Time Deposit	₹24.29 Cr	0.22%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹24.29 Cr	0.22%
SBI Funds Management Private Ltd	Bond - Corporate Bond	₹24.28 Cr	0.22%
Bajaj Finance Limited	Cash - Commercial Paper	₹24.25 Cr	0.22%
Motilal Oswal Financial Services Limited	Cash - Commercial Paper	₹24.21 Cr	0.22%
Muthoot Fincorp Limited	Cash - Commercial Paper	₹24.2 Cr	0.22%
LIC Housing Finance Ltd	Cash - Commercial Paper	₹24.2 Cr	0.22%
Kotak Securities Ltd	Cash - Commercial Paper	₹24.2 Cr	0.22%
Canara Bank	Cash - CD/Time Deposit	₹24.18 Cr	0.22%
Bank Of Baroda	Cash - CD/Time Deposit	₹24.17 Cr	0.22%
HDFC Bank Limited	Cash - CD/Time Deposit	₹24.17 Cr	0.22%
National Bank For Financing Infrastructure And Development	Cash - CD/Time Deposit	₹24.16 Cr	0.22%
Bajaj Finance Limited	Cash - Commercial Paper	₹23.66 Cr	0.22%
T-Bill	Bond - Gov't/Treasury	₹19.58 Cr	0.18%
7.05% Gujarat Sdl 2026	Bond - Gov't/Treasury	₹10.19 Cr	0.09%
7.07% Tamilnadu SDL 2026	Bond - Gov't/Treasury	₹5.1 Cr	0.05%
Tbill	Bond - Gov't/Treasury	₹5 Cr	0.05%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Cash - CD/Time Deposit	₹5,848.56 Cr	53.21%
Cash - Commercial Paper	₹2,441.37 Cr	22.21%
Bond - Gov't/Treasury	₹1,080.52 Cr	9.83%
Bond - Gov't Agency Debt	₹737.28 Cr	6.71%
Bond - Short-term Government Bills	₹416.11 Cr	3.79%
Bond - Corporate Bond	₹357.93 Cr	3.26%
Cash - Repurchase Agreement	₹208.04 Cr	1.89%
Cash	₹-98.2 Cr	0.89%

Risk & Performance Ratios

Fund Managers

Karan Mundhra

Since May 2021

Shalini Vasanta

Since August 2024

Additional Scheme Detailsas of 31st August 2026

ISIN

INF740K01NU2

Expense Ratio

0.18%

Exit Load

No Charges

Fund Size

₹10,992 Cr

Age

13 years 8 months

Lumpsum Minimum

₹100

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Money Market A-I TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Fund name	Expense Ratio	Exit Load	Fund size	1Y
JioBlackRock Money Market Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹3463.41 Cr	-
Shriram Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹101.40 Cr	-
Shriram Money Market Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹101.40 Cr	-
Groww Money Market Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹61.68 Cr	-
Groww Money Market Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹61.68 Cr	-
JioBlackRock Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹3463.41 Cr	6.5%
Bank of India Money Market Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹442.64 Cr	6.2%
Bank of India Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹442.64 Cr	6.7%
Mirae Asset Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹3586.50 Cr	6.5%
Mirae Asset Money Market Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹3586.50 Cr	6.1%
HSBC Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹6992.96 Cr	6.5%
ICICI Prudential Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹36528.69 Cr	6.5%
Bandhan Money Manager Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹14089.78 Cr	6.7%
Nippon India Money Market Fund Direct Growth Moderate Risk	0.2%	0.0%	₹23624.47 Cr	6.6%
Invesco India Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹6607.18 Cr	6.5%
Edelweiss Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹2322.39 Cr	6.6%
Kotak Money Market Scheme Direct Growth Low to Moderate Risk	0.2%	0.0%	₹29764.20 Cr	6.6%
Axis Money Market Fund Direct Growth Moderate Risk	0.2%	0.0%	₹21405.41 Cr	6.6%
Axis Money Market Fund Regular Growth Moderate Risk	0.3%	0.0%	₹21405.41 Cr	6.5%
Sundaram Money Market Fund Regular Growth Moderate Risk	0.3%	0.0%	₹1719.29 Cr	6.4%
Sundaram Money Market Fund Direct Growth Moderate Risk	0.2%	0.0%	₹1719.29 Cr	6.5%
Invesco India Money Market Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹6607.18 Cr	6.2%
UTI Money Market Fund Direct Growth Moderate Risk	0.1%	0.0%	₹19467.72 Cr	6.6%
Aditya BSL Money Manager Fund Direct Growth Moderate Risk	0.2%	0.0%	₹29876.83 Cr	6.6%
SBI Savings Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹32207.93 Cr	6.4%
Tata Money Market Fund Direct Growth Moderate Risk	0.2%	0.0%	₹34511.28 Cr	6.7%
Franklin India Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹3937.32 Cr	6.6%
Baroda BNP Paribas Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹3626.09 Cr	6.6%
Baroda BNP Paribas Money Market Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹3626.09 Cr	6.3%
DSP Savings Fund Direct Growth Moderate Risk	0.2%	0.0%	₹10991.60 Cr	6.6%
HDFC Money Market Fund Direct Growth Moderate Risk	0.2%	0.0%	₹33191.81 Cr	6.6%
PGIM India Money Market Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹125.19 Cr	6.1%
PGIM India Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹125.19 Cr	6.4%
UTI Money Market Fund Regular Growth Moderate Risk	0.2%	0.0%	₹19467.72 Cr	6.5%
Bajaj Finserv Money Market Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹5325.89 Cr	5.9%
Bajaj Finserv Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹5325.89 Cr	6.6%
Kotak Money Market Scheme Regular Growth Low to Moderate Risk	0.4%	0.0%	₹29764.20 Cr	6.4%
Aditya BSL Money Manager Fund Regular Growth Moderate Risk	0.4%	0.0%	₹29876.83 Cr	6.4%
Bandhan Money Manager Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹14089.78 Cr	6.4%
DSP Savings Fund Regular Growth Moderate Risk	0.4%	0.0%	₹10991.60 Cr	6.4%
HSBC Money Market Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹6992.96 Cr	6.3%
SBI Savings Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹32207.93 Cr	6.0%
ICICI Prudential Money Market Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹36528.69 Cr	6.4%
Nippon India Money Market Fund Regular Growth Moderate Risk	0.4%	0.0%	₹23624.47 Cr	6.4%
HDFC Money Market Fund Regular Growth Moderate Risk	0.4%	0.0%	₹33191.81 Cr	6.4%
Franklin India Money Market Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹3937.32 Cr	6.4%
Tata Money Market Fund Regular Growth Moderate Risk	0.4%	0.0%	₹34511.28 Cr	6.4%
LIC MF Money Market Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹4215.78 Cr	6.4%
LIC MF Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹4215.78 Cr	6.7%
TRUSTMF Money Market Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹164.48 Cr	6.2%

About the AMC

DSP Mutual Fund

+91 18002084499

https://www.dspim.com/

Total AUM

₹2,42,987 Cr

Address

West Wing, 11th Floor, Mumbai, 400021

Other Funds by DSP Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
DSP Financial Services Sectoral Debt Fund Direct Growth Moderate Risk	-	0.0%	-	-
DSP Multi Asset Omni Fund of Funds Direct Growth Very High Risk	0.9%	0.0%	₹882.89 Cr	-
DSP Nifty 500 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹16.23 Cr	-
DSP Fixed Maturity Plan Series 277 789 Days Direct Growth High Risk	-	0.0%	-	-
DSP Nifty Smallcap 250 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹17.58 Cr	-
DSP Nifty Midcap 150 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹17.80 Cr	-
DSP Nifty500 Flexicap Quality 30 Index Fund Direct Growth Very High Risk	1.0%	0.0%	₹203.04 Cr	-8.9%
DSP Nifty IT Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹112.17 Cr	-18.0%
DSP Nifty Healthcare Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹25.41 Cr	13.8%
DSP Silver ETF Fund of Fund Direct Growth Very High Risk	0.9%	0.0%	₹715.77 Cr	70.9%
DSP Nifty Private Bank Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹110.35 Cr	1.4%
DSP BSE SENSEX Next 30 Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹26.06 Cr	6.0%
DSP Business Cycle Fund Direct Growth Very High Risk	1.4%	0.0%	₹1469.37 Cr	0.7%
DSP Nifty Top 10 Equal Weight Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹1139.69 Cr	-11.7%
DSP Nifty Bank Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹65.31 Cr	2.0%
DSP US Treasury Fund of Fund Direct Growth Very High Risk	0.2%	0.0%	₹68.65 Cr	7.1%
DSP Nifty Healthcare ETF Regular Growth Very High Risk	0.2%	-	₹14.94 Cr	11.4%
DSP Multicap Fund Direct Growth Low Risk	0.7%	1.0%	₹3024.92 Cr	-0.0%
DSP Nifty Smallcap250 Quality 50 Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹316.41 Cr	-7.6%
DSP Banking & Financial Services Fund Direct Growth Very High Risk	0.8%	0.0%	₹2183.66 Cr	11.5%
DSP Gold ETF Fund of Fund Direct Growth High Risk	1.0%	0.0%	₹556.84 Cr	34.1%
DSP Multi Asset Allocation Fund Direct Growth Very High Risk	0.7%	1.0%	₹10989.91 Cr	12.9%
DSP FMP - Series 264 - 60M - 17D Direct Growth Low Risk	-	0.0%	₹54.64 Cr	5.7%
DSP FMP Series 267 - 1246 Days Direct Growth Low Risk	-	0.0%	₹717.68 Cr	5.9%
DSP FMP Series 261 37 Month Direct Growth Moderate Risk	-	-	-	-
DSP Fixed Maturity Plan Series 270 1144 Days Direct Growth Low Risk	-	0.0%	₹180.35 Cr	5.9%
DSP FMP Series 268 - 1281 Days Direct Growth Low Risk	-	-	₹122.54 Cr	5.7%
DSP FMP Series 252 38 Month Direct Growth Moderate Risk	-	0.0%	-	-
DSP Banking & PSU Debt Fund Direct Growth Low Risk	0.6%	0.0%	₹3270.25 Cr	4.5%
DSP Dynamic Asset Allocation Fund Direct Growth Very High Risk	1.1%	1.0%	₹3821.11 Cr	3.8%
DSP Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹2853.61 Cr	5.3%
DSP Nifty 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹1108.80 Cr	-6.5%
DSP Nifty Next 50 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹1406.84 Cr	3.2%
DSP Healthcare Fund Direct Growth Very High Risk	0.7%	0.0%	₹3835.28 Cr	16.4%
DSP Global Allocation Fund Direct Growth Very High Risk	0.4%	0.0%	₹1593.30 Cr	5.3%
DSP Quant Fund Direct Growth Very High Risk	1.1%	0.0%	₹767.23 Cr	-3.5%
DSP Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹4750.25 Cr	6.1%
DSP Value Fund Direct Growth Very High Risk	1.7%	1.0%	₹2220.35 Cr	5.4%
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1649.42 Cr	5.5%
DSP Bond Fund Direct Growth Moderately High risk	0.4%	0.0%	₹251.42 Cr	4.8%
DSP Flexi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹12500.27 Cr	-1.5%
DSP Government Securities Direct Growth Moderate Risk	0.6%	0.0%	₹1213.03 Cr	4.2%
DSP Equity & Bond Fund Direct Growth High Risk	0.8%	1.0%	₹11758.92 Cr	-3.6%
DSP Focus Fund Direct Growth Very High Risk	1.1%	1.0%	₹2671.23 Cr	-0.6%
DSP Credit Risk Fund Direct Growth Moderate Risk	0.5%	3.0%	₹309.74 Cr	11.2%
DSP India TIGER Fund Direct Growth Very High Risk	1.1%	1.0%	₹6467.31 Cr	14.3%
DSP Liquidity Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹27920.26 Cr	6.6%
DSP Regular Saving Fund Direct Growth Moderately High risk	0.6%	0.0%	₹178.35 Cr	3.6%
DSP Small Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹21658.64 Cr	17.8%
DSP Ultra Short Fund Direct Growth Moderate Risk	0.3%	0.0%	₹4599.23 Cr	6.7%

Risk Level

Your principal amount will be at Moderate Risk

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What is the current NAV of DSP Savings Fund Direct Growth?

The NAV of DSP Savings Fund Direct Growth, as of 22-Sep-2026, is ₹58.74.

What are the returns of DSP Savings Fund Direct Growth?

The fund has generated 6.62% over the last 1 year and 7.25% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of DSP Savings Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 22.79% in bonds, and 77.21% in cash and cash equivalents.

Who manages the DSP Savings Fund Direct Growth?

The fund managers responsible for DSP Savings Fund Direct Growth are:-

Karan Mundhra
Shalini Vasanta

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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DSP Savings Fund Direct Growth

Fund Overview