Dezerv

Fund Overview

Fund Size

Fund Size

₹15,161 Cr

Expense Ratio

Expense Ratio

0.75%

ISIN

ISIN

INF740K01OK1

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

DSP Tax Saver Fund Direct Growth is a ELSS (Tax Savings) mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 11 years, 5 months and 20 days, having been launched on 01-Jan-13.
As of 20-Jun-24, it has a Net Asset Value (NAV) of ₹142.54, Assets Under Management (AUM) of 15161.20 Crores, and an expense ratio of 0.75%.
  • DSP Tax Saver Fund Direct Growth has given a CAGR return of 19.15% since inception.
  • The fund's asset allocation comprises around 98.61% in equities, 0.00% in debts, and 1.39% in cash & cash equivalents.
  • You can start investing in DSP Tax Saver Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+48.58%

+39.05% (Cat Avg.)

3 Years

+22.53%

+19.94% (Cat Avg.)

5 Years

+22.76%

+19.53% (Cat Avg.)

10 Years

+18.59%

+15.56% (Cat Avg.)

Since Inception

+19.15%

(Cat Avg.)

Portfolio Summaryas of 31st May 2024

Equity14,950.45 Cr98.61%
Others210.75 Cr1.39%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
HDFC Bank LtdEquity1,212.89 Cr8.00%
ICICI Bank LtdEquity1,051.89 Cr6.94%
State Bank of IndiaEquity681.11 Cr4.49%
Axis Bank LtdEquity510.03 Cr3.36%
Power Finance Corp LtdEquity460.87 Cr3.04%
Infosys LtdEquity437.58 Cr2.89%
Mahindra & Mahindra LtdEquity408.11 Cr2.69%
Bharti Airtel LtdEquity370.02 Cr2.44%
NTPC LtdEquity358.35 Cr2.36%
Samvardhana Motherson International LtdEquity353.33 Cr2.33%
Indus Towers Ltd Ordinary SharesEquity309.61 Cr2.04%
Hindalco Industries LtdEquity286.52 Cr1.89%
HCL Technologies LtdEquity280.26 Cr1.85%
Hindustan Unilever LtdEquity279.16 Cr1.84%
Emami LtdEquity264.23 Cr1.74%
Coforge LtdEquity256.8 Cr1.69%
Tata Motors LtdEquity255.69 Cr1.69%
Bharat Petroleum Corp LtdEquity254.23 Cr1.68%
Sun Pharmaceuticals Industries LtdEquity253.2 Cr1.67%
Bharat Electronics LtdEquity252.29 Cr1.66%
Kotak Mahindra Bank LtdEquity250.21 Cr1.65%
Bajaj Finance LtdEquity249.38 Cr1.64%
GAIL (India) LtdEquity228.48 Cr1.51%
Crompton Greaves Consumer Electricals LtdEquity215.18 Cr1.42%
Bharat Forge LtdEquity201.76 Cr1.33%
Suven Pharmaceuticals LtdEquity197.14 Cr1.30%
SBI Life Insurance Company LimitedEquity196.14 Cr1.29%
Ipca Laboratories LtdEquity193.68 Cr1.28%
Oil India LtdEquity188.55 Cr1.24%
ITC LtdEquity188.45 Cr1.24%
Hindustan Petroleum Corp LtdEquity185.91 Cr1.23%
ACC LtdEquity184.84 Cr1.22%
Cipla LtdEquity183.47 Cr1.21%
Tech Mahindra LtdEquity168.88 Cr1.11%
Exide Industries LtdEquity163.6 Cr1.08%
Container Corporation of India LtdEquity160.46 Cr1.06%
SBI Cards and Payment Services Ltd Ordinary SharesEquity150.34 Cr0.99%
Treps / Reverse Repo InvestmentsCash - Repurchase Agreement148.33 Cr0.98%
Max Financial Services LtdEquity147.8 Cr0.97%
Vardhman Textiles LtdEquity146 Cr0.96%
Ahluwalia Contracts (India) LtdEquity143.24 Cr0.94%
REC LtdEquity142.41 Cr0.94%
Whirlpool of India LtdEquity139.59 Cr0.92%
Oil & Natural Gas Corp LtdEquity134.65 Cr0.89%
UltraTech Cement LtdEquity133.82 Cr0.88%
Gujarat Fluorochemicals Ltd Ordinary SharesEquity132.35 Cr0.87%
Century Plyboards (India) LtdEquity127.78 Cr0.84%
KEC International LtdEquity126.34 Cr0.83%
Coromandel International LtdEquity125.71 Cr0.83%
Jindal Steel & Power LtdEquity122.73 Cr0.81%
Marico LtdEquity122.2 Cr0.81%
Finolex Cables LtdEquity116 Cr0.77%
Alembic Pharmaceuticals LtdEquity115.63 Cr0.76%
AU Small Finance Bank LtdEquity109.12 Cr0.72%
Shriram Finance LtdEquity108.96 Cr0.72%
IIFL Finance LtdEquity104.28 Cr0.69%
Godrej Industries LtdEquity101.46 Cr0.67%
G R Infraprojects LtdEquity100.21 Cr0.66%
Polycab India LtdEquity93.87 Cr0.62%
Alkem Laboratories LtdEquity91.05 Cr0.60%
Gujarat State Petronet LtdEquity86.53 Cr0.57%
KNR Constructions LtdEquity80.8 Cr0.53%
Atul LtdEquity79.08 Cr0.52%
GHCL LtdEquity66.45 Cr0.44%
Net Receivables/PayablesCash62.42 Cr0.41%
Pfizer LtdEquity51.68 Cr0.34%
Bharti Airtel Ltd (Partly Paid Rs.1.25)Equity29.39 Cr0.19%
Dalmia Bharat LtdEquity28.69 Cr0.19%

Allocation By Market Cap (Equity)

Large Cap Stocks

65.00%

Mid Cap Stocks

19.38%

Small Cap Stocks

14.23%

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services5,375.42 Cr35.46%
Consumer Cyclical1,883.25 Cr12.42%
Basic Materials1,287.97 Cr8.50%
Industrials1,174.68 Cr7.75%
Technology1,143.52 Cr7.54%
Healthcare1,085.85 Cr7.16%
Consumer Defensive854.04 Cr5.63%
Energy763.34 Cr5.03%
Communication Services709.02 Cr4.68%
Utilities673.35 Cr4.44%

Risk & Performance Ratios

Standard Deviation

This fund

12.58%

Cat. avg.

12.52%

Lower the better

Sharpe Ratio

This fund

1.13

Cat. avg.

0.97

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.80

Higher the better

Fund Managers

Rohit Singhania

Rohit Singhania

Since July 2015

Charanjit Singh

Charanjit Singh

Since May 2023

Additional Scheme Detailsas of 31st May 2024

ISININF740K01OK1Expense Ratio0.75%Exit LoadNo ChargesFund Size₹15,161 CrAge01 Jan 2013Lumpsum Minimum₹500Fund StatusOpen Ended Investment CompanyBenchmarkNifty 500 TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar ELSS (Tax Savings) Funds

Fund nameExpense RatioExit LoadFund size
1Y
Tata India Tax Savings Fund Direct Growth

Very High Risk

0.7%0.0%₹4199.87 Cr37.7%
Tata India Tax Savings Fund Regular Growth

Very High Risk

1.8%0.0%₹4199.87 Cr36.1%
Axis Long Term Equity Fund Regular Growth

Very High Risk

1.5%0.0%₹34895.64 Cr27.5%
Parag Parikh Tax Saver Fund Direct Growth

Very High Risk

0.6%0.0%₹3454.03 Cr34.8%
Parag Parikh Tax Saver Fund Regular Growth

Very High Risk

1.7%0.0%₹3454.03 Cr33.3%
Shriram Long Term Equity Fund Direct Growth

Very High Risk

0.8%0.0%₹51.18 Cr43.4%
Shriram Long Term Equity Fund Regular Growth

Very High Risk

2.3%0.0%₹51.18 Cr41.0%
ITI Long Term Equity Fund Direct Growth

Very High Risk

0.5%0.0%₹337.77 Cr58.7%
ITI Long Term Equity Fund Regular Growth

Very High Risk

2.3%0.0%₹337.77 Cr55.9%
Sundaram Diversified Equity Regular Growth

Very High Risk

2.2%0.0%₹1577.96 Cr28.2%

About the AMC

Total AUM

₹1,49,790 Cr

Address

West Wing, 11th Floor, Mumbai, 400021

Other Funds by DSP Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
DSP Multicap Fund Direct Growth

Low Risk

0.6%1.0%₹1037.46 Cr-
DSP Nifty Smallcap250 Quality 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹72.92 Cr-
DSP Banking & Financial Services Fund Direct Growth

Very High Risk

0.8%0.0%₹684.91 Cr-
DSP Gold ETF Fund of Fund Direct Growth

High Risk

0.6%0.0%₹26.43 Cr-
DSP Multi Asset Allocation Fund Direct Growth

Very High Risk

0.3%1.0%₹1692.42 Cr-
DSP FMP - Series 264 - 60M - 17D Direct Growth

Low to Moderate Risk

-0.0%₹47.21 Cr7.3%
DSP FMP Series 267 - 1246 Days Direct Growth

Low to Moderate Risk

-0.0%₹635.34 Cr7.1%
DSP FMP Series 261 37 Month Direct Growth

Moderate Risk

----
DSP Fixed Maturity Plan Series 270 1144 Days Direct Growth

Low to Moderate Risk

-0.0%-7.1%
DSP FMP Series 268 - 1281 Days Direct Growth

Low to Moderate Risk

---7.3%
DSP FMP Series 252 38 Month Direct Growth

Moderate Risk

-0.0%--
DSP Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2505.18 Cr7.5%
DSP Dynamic Asset Allocation Fund Direct Growth

Moderately High risk

0.8%1.0%₹3125.59 Cr21.8%
DSP Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹1648.64 Cr6.8%
DSP Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹527.58 Cr26.5%
DSP Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹613.85 Cr63.5%
DSP Healthcare Fund Direct Growth

Very High Risk

0.7%0.0%₹2363.39 Cr45.5%
DSP Global Allocation Fund Direct Growth

Very High Risk

1.4%0.0%₹64.57 Cr13.8%
DSP Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹4315.80 Cr7.3%
DSP Value Fund Direct Growth

Very High Risk

0.9%1.0%₹803.12 Cr38.1%
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹2279.62 Cr7.1%
DSP Bond Fund Direct Growth

Moderately High risk

0.4%0.0%₹356.20 Cr7.1%
DSP Flexi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹10558.54 Cr39.0%
DSP Government Securities Direct Growth

Moderate Risk

0.5%0.0%₹1012.28 Cr9.4%
DSP Equity & Bond Fund Direct Growth

Very High Risk

0.7%1.0%₹9131.81 Cr30.0%
DSP Focus Fund Direct Growth

Very High Risk

1.0%1.0%₹2338.45 Cr44.3%
DSP Credit Risk Fund Direct Growth

Moderately High risk

0.4%1.0%₹194.02 Cr16.2%
DSP India TIGER Fund Direct Growth

Very High Risk

1.1%1.0%₹4385.95 Cr77.3%
DSP Liquidity Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹13929.36 Cr7.4%
DSP Regular Saving Fund Direct Growth

Moderately High risk

0.5%0.0%₹172.43 Cr14.1%
DSP Small Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹13781.07 Cr41.9%
DSP Ultra Short Fund Direct Growth

Moderate Risk

0.3%0.0%₹2684.08 Cr7.6%
DSP Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2972.58 Cr7.1%
DSP Midcap Fund Direct Growth

Very High Risk

0.8%1.0%₹17667.73 Cr53.6%
DSP Natural Resource & New Energy Fund Direct Growth

Very High Risk

1.0%0.0%₹1173.06 Cr56.3%
DSP Equity Opportunities Fund Direct Growth

Very High Risk

0.8%1.0%₹11991.26 Cr52.2%
DSP Strategic Bond Fund Direct Growth

Moderate Risk

0.5%0.0%₹1015.21 Cr9.2%
DSP Savings Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹4605.33 Cr7.4%
DSP Tax Saver Fund Direct Growth

Very High Risk

0.8%0.0%₹15161.20 Cr48.6%
DSP World Agriculture Direct Growth

Very High Risk

1.7%0.0%₹14.32 Cr-5.2%
DSP Top 100 Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹3716.97 Cr37.6%
DSP US Flexible Equity Fund Direct Growth

Very High Risk

1.5%0.0%₹882.01 Cr21.0%
DSP World Energy Direct Growth

Very High Risk

1.5%0.0%₹140.86 Cr-0.2%
DSP World Gold Fund of Fund Direct Growth

Very High Risk

1.7%0.0%₹907.21 Cr7.0%
DSP World Mining Direct Growth

Very High Risk

1.5%0.0%₹165.75 Cr-2.0%
DSP Equity Savings Fund Direct Growth

Moderately High risk

0.5%0.0%₹1206.01 Cr15.7%
DSP Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹5226.64 Cr8.4%
DSP Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹2620.46 Cr6.8%
DSP 10Y G-Sec Fund Direct Growth

Moderate Risk

0.3%0.0%₹49.78 Cr7.2%
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹91.92 Cr7.2%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of DSP Tax Saver Fund Direct Growth, as of 20-Jun-2024, is ₹142.54.
The fund has generated 48.58% over the last 1 year and 22.53% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 98.61% in equities, 0.00% in bonds, and 1.39% in cash and cash equivalents.
The fund managers responsible for DSP Tax Saver Fund Direct Growth are:-
  1. Rohit Singhania
  2. Charanjit Singh