Nippon India Tax Saver (ELSS) Fund Direct Growth
EquityELSS (Tax Savings)Very High Risk
Direct
NAV (18-Jun-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹15,292 Cr
Expense Ratio
1.01%
ISIN
INF204K01L55
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹138.68, Assets Under Management (AUM) of 15291.63 Crores, and an expense ratio of 1.01%.
- Nippon India Tax Saver (ELSS) Fund Direct Growth has given a CAGR return of 14.82% since inception.
- The fund's asset allocation comprises around 98.80% in equities, 0.00% in debts, and 1.20% in cash & cash equivalents.
- You can start investing in Nippon India Tax Saver (ELSS) Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+3.03%
+3.80% (Cat Avg.)
3 Years
+24.31%
+22.68% (Cat Avg.)
5 Years
+26.31%
+24.09% (Cat Avg.)
10 Years
+11.67%
+14.51% (Cat Avg.)
Since Inception
+14.82%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Equity | ₹15,108.62 Cr | 98.80% |
| Others | ₹183.01 Cr | 1.20% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| ICICI Bank Ltd | Equity | ₹1,359.05 Cr | 8.89% |
| HDFC Bank Ltd | Equity | ₹1,089.14 Cr | 7.12% |
| Axis Bank Ltd | Equity | ₹608.02 Cr | 3.98% |
| Infosys Ltd | Equity | ₹529.82 Cr | 3.46% |
| NTPC Ltd | Equity | ₹484.16 Cr | 3.17% |
| Larsen & Toubro Ltd | Equity | ₹477.76 Cr | 3.12% |
| State Bank of India | Equity | ₹454.89 Cr | 2.97% |
| Reliance Industries Ltd | Equity | ₹440.48 Cr | 2.88% |
| Bharti Airtel Ltd (Partly Paid Rs.1.25) | Equity | ₹420.54 Cr | 2.75% |
| Samvardhana Motherson International Ltd | Equity | ₹398.11 Cr | 2.60% |
| Power Finance Corp Ltd | Equity | ₹369.87 Cr | 2.42% |
| TVS Holdings Ltd | Equity | ₹355.4 Cr | 2.32% |
| Max Financial Services Ltd | Equity | ₹285.51 Cr | 1.87% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹281.31 Cr | 1.84% |
| Radico Khaitan Ltd | Equity | ₹281.14 Cr | 1.84% |
| Cholamandalam Financial Holdings Ltd | Equity | ₹276.34 Cr | 1.81% |
| Coal India Ltd | Equity | ₹270.16 Cr | 1.77% |
| InterGlobe Aviation Ltd | Equity | ₹266.5 Cr | 1.74% |
| Eternal Ltd | Equity | ₹258.56 Cr | 1.69% |
| Indian Hotels Co Ltd | Equity | ₹254.05 Cr | 1.66% |
| REC Ltd | Equity | ₹249.43 Cr | 1.63% |
| United Spirits Ltd | Equity | ₹243.22 Cr | 1.59% |
| UltraTech Cement Ltd | Equity | ₹241.02 Cr | 1.58% |
| Avenue Supermarts Ltd | Equity | ₹228.12 Cr | 1.49% |
| KSB Ltd | Equity | ₹224.21 Cr | 1.47% |
| Tata Power Co Ltd | Equity | ₹208.18 Cr | 1.36% |
| Linde India Ltd | Equity | ₹203.88 Cr | 1.33% |
| Tata Motors Ltd | Equity | ₹201.46 Cr | 1.32% |
| SBI Life Insurance Co Ltd | Equity | ₹199.34 Cr | 1.30% |
| HealthCare Global Enterprises Ltd | Equity | ₹189.84 Cr | 1.24% |
| NLC India Ltd | Equity | ₹179.94 Cr | 1.18% |
| Triparty Repo | Cash - Repurchase Agreement | ₹176.98 Cr | 1.16% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹176.45 Cr | 1.15% |
| Gland Pharma Ltd | Equity | ₹174.75 Cr | 1.14% |
| ITC Ltd | Equity | ₹171.4 Cr | 1.12% |
| Havells India Ltd | Equity | ₹167.97 Cr | 1.10% |
| Jio Financial Services Ltd | Equity | ₹166.26 Cr | 1.09% |
| BSE Ltd | Equity | ₹160.44 Cr | 1.05% |
| United Breweries Ltd | Equity | ₹158.14 Cr | 1.03% |
| Tata Consumer Products Ltd | Equity | ₹155.09 Cr | 1.01% |
| GE Vernova T&D India Ltd | Equity | ₹152.64 Cr | 1.00% |
| Angel One Ltd Ordinary Shares | Equity | ₹150.61 Cr | 0.98% |
| Ambuja Cements Ltd | Equity | ₹149.45 Cr | 0.98% |
| 3M India Ltd | Equity | ₹142.28 Cr | 0.93% |
| UTI Asset Management Co Ltd | Equity | ₹141.57 Cr | 0.93% |
| Tata Consultancy Services Ltd | Equity | ₹138.54 Cr | 0.91% |
| Union Bank of India | Equity | ₹131.08 Cr | 0.86% |
| Mankind Pharma Ltd | Equity | ₹130.77 Cr | 0.86% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹109.03 Cr | 0.71% |
| Timken India Ltd | Equity | ₹108.36 Cr | 0.71% |
| Automotive Axles Ltd | Equity | ₹100.25 Cr | 0.66% |
| PVR INOX Ltd | Equity | ₹98.53 Cr | 0.64% |
| Wheels India Ltd | Equity | ₹95.62 Cr | 0.63% |
| Hyundai Motor India Ltd | Equity | ₹83.12 Cr | 0.54% |
| Biocon Ltd | Equity | ₹80.65 Cr | 0.53% |
| Tatva Chintan Pharma Chem Ltd | Equity | ₹69.88 Cr | 0.46% |
| Astral Ltd | Equity | ₹59.92 Cr | 0.39% |
| Carborundum Universal Ltd | Equity | ₹59.51 Cr | 0.39% |
| Siemens Ltd | Equity | ₹52.04 Cr | 0.34% |
| NTPC Green Energy Ltd | Equity | ₹51.15 Cr | 0.33% |
| Sundaram Clayton Ltd | Equity | ₹43.97 Cr | 0.29% |
| Siemens Engy Ind | Equity | ₹39.49 Cr | 0.26% |
| Swiggy Ltd | Equity | ₹34.16 Cr | 0.22% |
| IndusInd Bank Ltd | Equity | ₹26.07 Cr | 0.17% |
| Net Current Assets | Cash | ₹5.93 Cr | 0.04% |
| Cash Margin - Ccil | Cash - Collateral | ₹0.09 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
67.20%
Mid Cap Stocks
14.69%
Small Cap Stocks
16.65%
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹5,948.93 Cr | 38.90% |
| Consumer Cyclical | ₹1,957.2 Cr | 12.80% |
| Industrials | ₹1,755.16 Cr | 11.48% |
| Consumer Defensive | ₹1,237.12 Cr | 8.09% |
| Utilities | ₹923.43 Cr | 6.04% |
| Energy | ₹710.64 Cr | 4.65% |
| Technology | ₹668.36 Cr | 4.37% |
| Basic Materials | ₹664.22 Cr | 4.34% |
| Communication Services | ₹628.09 Cr | 4.11% |
| Healthcare | ₹576 Cr | 3.77% |
Risk & Performance Ratios
Standard Deviation
This fund
14.65%
Cat. avg.
14.22%
Lower the better
Sharpe Ratio
This fund
0.94
Cat. avg.
0.86
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.44
Higher the better
Fund Managers
Additional Scheme Detailsas of 31st May 2025
ISIN | INF204K01L55 | Expense Ratio | 1.01% | Exit Load | No Charges | Fund Size | ₹15,292 Cr | Age | 12 years 5 months | Lumpsum Minimum | ₹500 | Fund Status | Open Ended Investment Company | Benchmark | Nifty 500 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar ELSS (Tax Savings) Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bajaj Finserv ELSS Tax Saver Fund Regular Growth Low Risk | 2.3% | 0.0% | ₹55.57 Cr | - |
| Bajaj Finserv ELSS Tax Saver Fund Direct Growth Low Risk | 0.5% | 0.0% | ₹55.57 Cr | - |
| Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund Direct Growth Very High Risk | 0.3% | 0.0% | ₹202.42 Cr | 3.9% |
| Sundaram Long Term Tax Advantage Fund Series I Regular Growth High Risk | 1.4% | 0.0% | ₹19.18 Cr | 8.0% |
| Bank of India Midcap Tax Fund Series 1 Direct Growth Very High Risk | - | 0.0% | ₹58.23 Cr | -2.2% |
| SBI Long Term Advantage Fund Series II Regular Growth Very High Risk | - | 0.0% | ₹34.17 Cr | 6.4% |
| SBI Long Term Advantage Fund Series II Direct Growth Very High Risk | - | 0.0% | ₹34.17 Cr | 6.8% |
| Bank of India Midcap Tax Fund Series 1 Regular Growth Very High Risk | - | 0.0% | ₹58.23 Cr | -2.4% |
| Sundaram Long Term Tax Advantage Fund Series I Direct Growth High Risk | 1.4% | 0.0% | ₹19.18 Cr | 8.1% |
| Sundaram Long Term Micro Cap Tax Advantage Fund Series V Regular Growth Very High Risk | 1.4% | 0.0% | ₹30.17 Cr | 1.5% |
About the AMC
Total AUM
₹6,00,436 Cr
Address
4th Floor, Tower A, Peninsula Business Park, Mumbai, 400 013
Other Funds by Nippon India Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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- Rupesh Patel
- Ritesh Rathod
- Kinjal Desai
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