Kotak Taxsaver Fund Direct Growth

Fund Overview

Fund Size

₹6,020 Cr

Expense Ratio

0.70%

ISIN

INF174K01LI3

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

Kotak Taxsaver Fund Direct Growth is a ELSS (Tax Savings) mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 13 years, 5 months and 17 days, having been launched on 01-Jan-13.
As of 17-Jun-26, it has a Net Asset Value (NAV) of ₹135.32, Assets Under Management (AUM) of 6020.15 Crores, and an expense ratio of 0.7%.

Kotak Taxsaver Fund Direct Growth has given a CAGR return of 15.13% since inception.
The fund's asset allocation comprises around 98.76% in equities, 0.00% in debts, and 1.24% in cash & cash equivalents.
You can start investing in Kotak Taxsaver Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+1.14%

— (Cat Avg.)

3 Years

+13.38%

+13.15% (Cat Avg.)

5 Years

+13.68%

+12.40% (Cat Avg.)

10 Years

+15.59%

+13.96% (Cat Avg.)

Since Inception

+15.13%

— (Cat Avg.)

Portfolio Summaryas of 31st May 2026

Equity	₹5,945.62 Cr	98.76%
Others	₹74.53 Cr	1.24%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
HDFC Bank Ltd	Equity	₹446.73 Cr	7.42%
State Bank of India	Equity	₹303.79 Cr	5.05%
ICICI Bank Ltd	Equity	₹288.97 Cr	4.80%
Bharti Airtel Ltd	Equity	₹222.35 Cr	3.69%
NTPC Ltd	Equity	₹201.19 Cr	3.34%
Tech Mahindra Ltd	Equity	₹178.07 Cr	2.96%
Larsen & Toubro Ltd	Equity	₹163.06 Cr	2.71%
Eternal Ltd	Equity	₹150.35 Cr	2.50%
Britannia Industries Ltd	Equity	₹148.33 Cr	2.46%
Hindustan Petroleum Corp Ltd	Equity	₹147.69 Cr	2.45%
Hero MotoCorp Ltd	Equity	₹147.09 Cr	2.44%
Linde India Ltd	Equity	₹144.09 Cr	2.39%
Bajaj Finance Ltd	Equity	₹143.05 Cr	2.38%
Sun Pharmaceuticals Industries Ltd	Equity	₹134.94 Cr	2.24%
Axis Bank Ltd	Equity	₹128.66 Cr	2.14%
Bosch Ltd	Equity	₹128.19 Cr	2.13%
Jindal Steel Ltd	Equity	₹120.72 Cr	2.01%
Bharat Petroleum Corp Ltd	Equity	₹119.24 Cr	1.98%
Kalpataru Projects International Ltd	Equity	₹114.19 Cr	1.90%
Solar Industries India Ltd	Equity	₹109.48 Cr	1.82%
UltraTech Cement Ltd	Equity	₹109.08 Cr	1.81%
Reliance Industries Ltd	Equity	₹108.34 Cr	1.80%
Mahindra & Mahindra Ltd	Equity	₹106.6 Cr	1.77%
Dixon Technologies (India) Ltd	Equity	₹103.72 Cr	1.72%
Mphasis Ltd	Equity	₹102.21 Cr	1.70%
Bank of Baroda	Equity	₹102.03 Cr	1.69%
Data Patterns (India) Ltd	Equity	₹101.08 Cr	1.68%
DEE Development Engineers Ltd	Equity	₹100.88 Cr	1.68%
InterGlobe Aviation Ltd	Equity	₹99.11 Cr	1.65%
Divi's Laboratories Ltd	Equity	₹98.94 Cr	1.64%
Piramal Finance Ltd	Equity	₹91.52 Cr	1.52%
Power Grid Corp Of India Ltd	Equity	₹90.07 Cr	1.50%
Kotak Mahindra Bank Ltd	Equity	₹86.45 Cr	1.44%
IndusInd Bank Ltd	Equity	₹82.29 Cr	1.37%
Triparty Repo	Cash - Repurchase Agreement	₹78.9 Cr	1.31%
Lenskart Solutions Ltd	Equity	₹76.44 Cr	1.27%
Park Medi World Ltd	Equity	₹75.02 Cr	1.25%
Engineers India Ltd	Equity	₹74.14 Cr	1.23%
PhysicsWallah Ltd	Equity	₹69.88 Cr	1.16%
Billionbrains Garage Ventures Ltd	Equity	₹64.71 Cr	1.07%
CRISIL Ltd	Equity	₹63.17 Cr	1.05%
Voltas Ltd	Equity	₹62.29 Cr	1.03%
Indus Towers Ltd Ordinary Shares	Equity	₹61.89 Cr	1.03%
ABB India Ltd	Equity	₹61.65 Cr	1.02%
TVS Motor Co Ltd	Equity	₹58.72 Cr	0.98%
United Spirits Ltd	Equity	₹57.15 Cr	0.95%
Aptus Value Housing Finance India Ltd	Equity	₹55.41 Cr	0.92%
SRF Ltd	Equity	₹54.32 Cr	0.90%
Midwest Ltd	Equity	₹44.71 Cr	0.74%
Poonawalla Fincorp Ltd	Equity	₹42.11 Cr	0.70%
Lupin Ltd	Equity	₹34.02 Cr	0.57%
Sun TV Network Ltd	Equity	₹30.13 Cr	0.50%
Garware Technical Fibres Ltd	Equity	₹23.26 Cr	0.39%
Swiggy Ltd	Equity	₹14.11 Cr	0.23%
Net Current Assets/(Liabilities)	Cash	₹-4.37 Cr	0.07%

Allocation By Market Cap (Equity)

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹1,898.9 Cr	31.54%
Industrials	₹768.43 Cr	12.76%
Consumer Cyclical	₹690.61 Cr	11.47%
Basic Materials	₹528.08 Cr	8.77%
Healthcare	₹419.35 Cr	6.97%
Technology	₹384 Cr	6.38%
Energy	₹375.27 Cr	6.23%
Communication Services	₹314.37 Cr	5.22%
Utilities	₹291.26 Cr	4.84%
Consumer Defensive	₹275.36 Cr	4.57%

Risk & Performance Ratios

Fund Managers

Harsha Upadhyaya

Since August 2015

Additional Scheme Detailsas of 31st May 2026

ISIN

INF174K01LI3

Expense Ratio

0.70%

Exit Load

No Charges

Fund Size

₹6,020 Cr

Age

13 years 5 months

Lumpsum Minimum

₹500

Fund Status

Open Ended Investment Company

Benchmark

Nifty 500 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar ELSS (Tax Savings) Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bajaj Finserv ELSS Tax Saver Fund Regular Growth Low Risk	2.1%	0.0%	₹83.33 Cr	2.4%
Bajaj Finserv ELSS Tax Saver Fund Direct Growth Low Risk	0.7%	0.0%	₹83.33 Cr	4.2%
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹272.31 Cr	3.6%
Sundaram Long Term Tax Advantage Fund Series I Regular Growth High Risk	1.4%	0.0%	₹19.18 Cr	8.0%
Bank of India Midcap Tax Fund Series 1 Direct Growth Very High Risk	-	0.0%	₹63.77 Cr	8.2%
SBI Long Term Advantage Fund Series II Regular Growth Very High Risk	-	0.0%	₹34.17 Cr	6.4%
SBI Long Term Advantage Fund Series II Direct Growth Very High Risk	-	0.0%	₹34.17 Cr	6.8%
Bank of India Midcap Tax Fund Series 1 Regular Growth Very High Risk	-	0.0%	₹63.77 Cr	7.9%
Sundaram Long Term Tax Advantage Fund Series I Direct Growth High Risk	1.4%	0.0%	₹19.18 Cr	8.1%
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Regular Growth Very High Risk	1.4%	0.0%	₹30.67 Cr	9.3%
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Direct Growth Very High Risk	1.2%	0.0%	₹30.67 Cr	9.5%
Sundaram Long Term Tax Advantage Fund Series II Direct Growth Very High Risk	1.2%	0.0%	₹13.10 Cr	5.9%
Sundaram Long Term Tax Advantage Fund Series II Regular Growth Very High Risk	1.4%	0.0%	₹13.10 Cr	5.6%
SBI Long Term Advantage Fund Series I Regular Growth Low Risk	-	0.0%	₹49.50 Cr	16.8%
SBI Long Term Advantage Fund Series I Direct Growth Low Risk	-	0.0%	₹49.50 Cr	17.1%
Sundaram Long Term Micro CapTax Advantage Fund Sries III Direct Growth Very High Risk	1.3%	0.0%	₹75.75 Cr	9.2%
SBI Long Term Advantage Fund Series VI Regular Growth Very High Risk	-	0.0%	₹250.68 Cr	0.6%
SBI Long Term Advantage Fund Series VI Direct Growth Very High Risk	-	0.0%	₹250.68 Cr	0.9%
Sundaram Long Term Micro CapTax Advantage Fund Sries III Regular Growth Very High Risk	1.4%	0.0%	₹75.75 Cr	9.0%
Sundaram Long Term Tax Advantage Fund Series III Direct Growth Very High Risk	1.2%	-	₹33.78 Cr	12.0%
SBI Tax Advantage Fund Series III Direct Growth Very High Risk	-	0.0%	₹33.26 Cr	32.0%
SBI Tax Advantage Fund Series III Regular Growth Very High Risk	-	0.0%	₹33.26 Cr	31.5%
Sundaram Long Term Tax Advantage Fund Series III Regular Growth Very High Risk	1.4%	-	₹33.78 Cr	11.7%
ICICI Prudential Long Term Wealth Enhancement Fund Regular Growth Very High Risk	1.0%	0.0%	₹37.52 Cr	0.5%
ICICI Prudential Long Term Wealth Enhancement Fund Direct Growth Very High Risk	0.7%	0.0%	₹37.52 Cr	0.9%
Sundaram Long Term Tax Advantage Fund Series IV Regular Growth Very High Risk	1.4%	0.0%	₹22.86 Cr	12.5%
Sundaram Long Term Tax Advantage Fund Series IV Direct Growth Very High Risk	1.2%	0.0%	₹22.86 Cr	12.7%
SBI Long Term Advantage Fund Series III Regular Growth Very High Risk	-	0.0%	₹66.00 Cr	-3.0%
SBI Long Term Advantage Fund Series III Direct Growth Very High Risk	-	0.0%	₹66.00 Cr	-2.6%
SBI Long Term Advantage Fund Series V Direct Growth Very High Risk	-	0.0%	₹353.31 Cr	2.0%
SBI Long Term Advantage Fund Series V Regular Growth Very High Risk	-	0.0%	₹353.31 Cr	1.6%
SBI Long Term Advantage Fund Series IV Regular Growth Very High Risk	-	0.0%	₹194.41 Cr	2.6%
SBI Long Term Advantage Fund Series IV Direct Growth Very High Risk	-	0.0%	₹194.41 Cr	3.1%
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Direct Growth Very High Risk	1.3%	0.0%	₹36.16 Cr	9.3%
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Regular Growth Very High Risk	1.4%	0.0%	₹36.16 Cr	9.1%
Invesco India Tax Plan Regular Growth Very High Risk	1.7%	0.0%	₹2535.93 Cr	-3.8%
HSBC ELSS Fund Direct Growth Very High Risk	1.0%	0.0%	₹3985.49 Cr	5.0%
LIC MF ELSS Direct Growth Very High Risk	0.9%	0.0%	₹977.52 Cr	-4.2%
Kotak Taxsaver Fund Direct Growth Very High Risk	0.7%	0.0%	₹6020.15 Cr	1.1%
Invesco India Tax Plan Direct Growth Very High Risk	0.8%	0.0%	₹2535.93 Cr	-2.7%
HSBC Tax Saver Equity Fund Regular Growth Very High Risk	2.5%	0.0%	₹243.60 Cr	4.0%
ICICI Prudential Long Term Equity Fund ( Tax Saving) Direct Growth Very High Risk	0.9%	0.0%	₹13637.69 Cr	1.1%
Sundaram Tax Savings Fund Direct Growth Very High Risk	1.6%	0.0%	₹1263.36 Cr	-1.3%
Bandhan Tax Advantage (ELSS) Fund Direct Growth Very High Risk	0.6%	0.0%	₹6835.31 Cr	2.6%
Nippon India Tax Saver (ELSS) Fund Direct Growth Very High Risk	0.9%	0.0%	₹14700.06 Cr	3.8%
JM Tax Gain Fund Direct Growth Very High Risk	0.9%	0.0%	₹222.93 Cr	5.2%
Samco ELSS Tax Saver Fund Direct Growth Very High Risk	1.1%	0.0%	₹107.49 Cr	-5.6%
Samco ELSS Tax Saver Fund Regular Growth Very High Risk	2.5%	0.0%	₹107.49 Cr	-6.8%
Mahindra Manulife ELSS Fund Regular Growth Very High Risk	2.0%	0.0%	₹866.77 Cr	-4.3%
Mahindra Manulife ELSS Fund Direct Growth Very High Risk	0.6%	0.0%	₹866.77 Cr	-2.8%

About the AMC

Kotak Mahindra Mutual Fund

+91 22 61152100

https://www.kotakmf.com/

Total AUM

₹6,15,558 Cr

Address

2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051

Other Funds by Kotak Mahindra Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Infinity Hybrid Long-Short Fund Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Nifty Alpha Low-Volatility 30 Index Fund Direct Growth Very High Risk	-	0.0%	-	-
Kotak Multi Asset Active FOF Direct Growth Low Risk	0.3%	1.0%	₹73.45 Cr	-
Kotak Quality Overseas Equity Omni FOF Direct Growth Very High Risk	1.0%	1.0%	₹383.03 Cr	-
Kotak Multi Factor Passive FOF Direct Growth Very High Risk	0.3%	0.0%	₹53.73 Cr	-
Kotak Services Fund Direct Growth Very High Risk	1.0%	0.0%	₹725.97 Cr	-
Kotak Nifty200 Value 30 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹26.54 Cr	-
Kotak Dividend Yield Fund Direct Growth Very High Risk	1.0%	1.0%	₹228.21 Cr	-
Kotak Nifty500 Momentum 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹23.29 Cr	-
Kotak Rural Opportunities Fund Direct Growth Very High Risk	0.8%	0.0%	₹795.34 Cr	-
Kotak Gold Silver Passive FOF Direct Growth Very High Risk	0.6%	0.0%	₹1128.04 Cr	-
Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹1005.20 Cr	-
Kotak Active Momentum Fund Direct Growth Very High Risk	0.8%	0.0%	₹1480.27 Cr	-
Kotak Nifty Alpha 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹33.34 Cr	-
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹225.42 Cr	-
Kotak Nifty 200 Quality 30 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹16.56 Cr	-
Kotak Nifty Top 10 Equal Weight Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹38.27 Cr	-9.9%
Kotak Energy Opportunities Fund Direct Growth Very High Risk	0.9%	0.0%	₹270.14 Cr	8.3%
Kotak Nifty Midcap 150 Index Fund Regular Growth Very High Risk	0.1%	0.0%	₹35.02 Cr	6.3%
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹341.02 Cr	6.6%
Kotak Nifty Commodities Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹298.22 Cr	16.1%
Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹106.01 Cr	6.4%
Kotak BSE Sensex Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹20.85 Cr	-4.8%
Kotak Nifty Smallcap 250 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹57.02 Cr	2.0%
Kotak Nifty 100 Equal Weight Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹43.19 Cr	7.0%
Kotak Nifty 50 Equal Weight Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹59.31 Cr	5.2%
Kotak Transportation & Logistics Fund Direct Growth Very High Risk	0.9%	0.0%	₹491.21 Cr	8.8%
Kotak MNC Fund Direct Growth Very High Risk	0.7%	0.0%	₹2112.73 Cr	25.2%
Kotak Nifty Midcap 150 Momentum 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹418.69 Cr	2.3%
Kotak Nifty India Tourism Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹33.33 Cr	-13.7%
Kotak Crisil-IBX AAA Financial Services Index - Sep 2027 Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹483.83 Cr	6.1%
Kotak Nifty Midcap 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹80.42 Cr	7.5%
Kotak BSE PSU Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹84.69 Cr	10.1%
Kotak Special Opportunities Fund Direct Growth Very High Risk	0.8%	0.0%	₹1424.74 Cr	11.6%
Kotak Nifty 100 Low Volatility 30 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹121.83 Cr	0.8%
Kotak Fixed Maturity Plan Series 330 - 98 Days Direct Growth Low Risk	-	0.0%	-	-
Kotak Nifty AAA Bond Jun 2025 HTM Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹102.05 Cr	7.5%
Kotak Fixed Maturity Plan Series 329 - 90 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Long Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹68.12 Cr	-0.0%
Kotak Technology Fund Direct Growth Very High Risk	1.0%	0.0%	₹526.44 Cr	-17.0%
Kotak Fixed Maturity Plan Series 328 - 90 Days Direct Growth Moderate Risk	-	0.0%	₹144.91 Cr	-
Kotak FMP Series 327 Direct Growth Moderately High risk	-	0.0%	₹206.03 Cr	-
Kotak FMP Series 326 - 175 Days Direct Growth Moderate Risk	-	-	-	-
Kotak FMP Series 325 - 90 Days Direct Growth Moderate Risk	-	0.0%	-	-
Kotak FMP Series 324 - 109 Days Direct Growth Moderately High risk	-	0.0%	-	-
Kotak Healthcare Fund Direct Growth Very High Risk	0.9%	0.0%	₹560.17 Cr	17.7%
Kotak FMP Series 323 Direct Growth Low Risk	-	0.0%	-	-
Kotak Consumption Fund Direct Growth Very High Risk	0.6%	0.0%	₹1667.79 Cr	4.6%
Kotak Nifty G-Sec July 2033 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹21.15 Cr	4.0%
Kotak Multi Asset Allocation Fund Direct Growth High Risk	0.5%	1.0%	₹13958.01 Cr	22.5%

Risk Level

Your principal amount will be at Very High Risk

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What is the current NAV of Kotak Taxsaver Fund Direct Growth?

The NAV of Kotak Taxsaver Fund Direct Growth, as of 17-Jun-2026, is ₹135.32.

What are the returns of Kotak Taxsaver Fund Direct Growth?

The fund has generated 1.14% over the last 1 year and 13.38% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Kotak Taxsaver Fund Direct Growth?

The fund's allocation of assets is distributed as 98.76% in equities, 0.00% in bonds, and 1.24% in cash and cash equivalents.

Who manages the Kotak Taxsaver Fund Direct Growth?

The fund managers responsible for Kotak Taxsaver Fund Direct Growth are:-

Harsha Upadhyaya

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Kotak Taxsaver Fund Direct Growth

Fund Overview