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DSP Dynamic Asset Allocation Fund Direct Growth
HybridDynamic Asset AllocationModerately High risk
Direct
NAV (17-Feb-26)
₹32.890.08%1D
Returns (Since Inception)
10.40%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹3,702 Cr
Expense Ratio
0.67%
ISIN
INF740K01K81
Minimum SIP
₹100
Exit Load
1.00%
Inception Date
06 Feb 2014
About this fund
DSP Dynamic Asset Allocation Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 12 years and 12 days, having been launched on 06-Feb-14.
As of 17-Feb-26, it has a Net Asset Value (NAV) of ₹32.89, Assets Under Management (AUM) of 3701.60 Crores, and an expense ratio of 0.67%.
As of 17-Feb-26, it has a Net Asset Value (NAV) of ₹32.89, Assets Under Management (AUM) of 3701.60 Crores, and an expense ratio of 0.67%.
- DSP Dynamic Asset Allocation Fund Direct Growth has given a CAGR return of 10.40% since inception.
- The fund's asset allocation comprises around 39.23% in equities, 29.42% in debts, and 31.35% in cash & cash equivalents.
- You can start investing in DSP Dynamic Asset Allocation Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+12.07%
+10.04% (Cat Avg.)
3 Years
+13.75%
+12.51% (Cat Avg.)
5 Years
+10.17%
+10.35% (Cat Avg.)
10 Years
+11.13%
+11.17% (Cat Avg.)
Since Inception
+10.40%
— (Cat Avg.)
Portfolio Summaryas of 31st January 2026
| Equity | ₹1,452.3 Cr | 39.23% |
| Debt | ₹1,088.89 Cr | 29.42% |
| Others | ₹1,160.41 Cr | 31.35% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹1,073.52 Cr | 29.00% |
| HDFC Bank Ltd | Equity | ₹290.54 Cr | 7.85% |
| Future on HDFC Bank Ltd | Equity - Future | ₹-190.24 Cr | 5.14% |
| ICICI Bank Ltd | Equity | ₹135.01 Cr | 3.65% |
| Larsen & Toubro Ltd | Equity | ₹113.77 Cr | 3.07% |
| 7.32% Gs 2030 | Bond - Gov't/Treasury | ₹110.52 Cr | 2.99% |
| Kotak Mahindra Bank Ltd | Equity | ₹105.51 Cr | 2.85% |
| State Bank of India | Equity | ₹94.07 Cr | 2.54% |
| Future on Adani Enterprises Ltd | Equity - Future | ₹-76.95 Cr | 2.08% |
| Adani Enterprises Ltd | Equity | ₹76.85 Cr | 2.08% |
| Tata Consultancy Services Ltd | Equity | ₹74.97 Cr | 2.03% |
| Future on Larsen & Toubro Ltd | Equity - Future | ₹-73.75 Cr | 1.99% |
| Future on Tata Power Co Ltd | Equity - Future | ₹-67.64 Cr | 1.83% |
| Tata Power Co Ltd | Equity | ₹67.51 Cr | 1.82% |
| Future on Hindustan Aeronautics Ltd Ordinary Shares | Equity - Future | ₹-67.23 Cr | 1.82% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹67.14 Cr | 1.81% |
| Future on Kotak Mahindra Bank Ltd | Equity - Future | ₹-63.39 Cr | 1.71% |
| Axis Bank Ltd | Equity | ₹63.1 Cr | 1.70% |
| Bharti Airtel Ltd | Equity | ₹62.99 Cr | 1.70% |
| 7.06% Gs 2028 | Bond - Gov't/Treasury | ₹62.81 Cr | 1.70% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-60.95 Cr | 1.65% |
| Reliance Industries Ltd | Equity | ₹60.77 Cr | 1.64% |
| Future on Bandhan Bank Ltd | Equity - Future | ₹-60.42 Cr | 1.63% |
| Bandhan Bank Ltd | Equity | ₹60.24 Cr | 1.63% |
| Future on Vedanta Ltd | Equity - Future | ₹-55.97 Cr | 1.51% |
| Vedanta Ltd | Equity | ₹55.73 Cr | 1.51% |
| NTPC Ltd | Equity | ₹55.56 Cr | 1.50% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹53.95 Cr | 1.46% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹53.53 Cr | 1.45% |
| Mahindra & Mahindra Ltd | Equity | ₹53.5 Cr | 1.45% |
| 7.17% Gs 2030 | Bond - Gov't/Treasury | ₹52.47 Cr | 1.42% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹52.08 Cr | 1.41% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹51.74 Cr | 1.40% |
| Future on State Bank of India | Equity - Future | ₹-50.98 Cr | 1.38% |
| Future on ICICI Bank Ltd | Equity - Future | ₹-50.61 Cr | 1.37% |
| Titan Company Limited Feb26 | Equity - Future | ₹-50.16 Cr | 1.36% |
| Titan Co Ltd | Equity | ₹50.05 Cr | 1.35% |
| HDFC Bank Ltd. | Bond - Corporate Bond | ₹47.84 Cr | 1.29% |
| SBI Life Insurance Co Ltd | Equity | ₹46.28 Cr | 1.25% |
| Hindalco Industries Ltd | Equity | ₹45.15 Cr | 1.22% |
| Future on Hindalco Industries Ltd | Equity - Future | ₹-45.07 Cr | 1.22% |
| Samvardhana Motherson International Ltd | Equity | ₹44.29 Cr | 1.20% |
| Mankind Pharma Ltd | Equity | ₹42.79 Cr | 1.16% |
| Future on Bank of Baroda | Equity - Future | ₹-41.92 Cr | 1.13% |
| Bank of Baroda | Equity | ₹41.77 Cr | 1.13% |
| LG Electronics India Ltd | Equity | ₹39.24 Cr | 1.06% |
| Power Finance Corp Ltd | Equity | ₹38.41 Cr | 1.04% |
| Torrent Pharmaceuticals Limited | Bond - Corporate Bond | ₹38.07 Cr | 1.03% |
| Infosys Ltd | Equity | ₹37.81 Cr | 1.02% |
| Tata Capital Ltd | Equity | ₹36.2 Cr | 0.98% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹35.95 Cr | 0.97% |
| Century Plyboards (India) Ltd | Equity | ₹35.94 Cr | 0.97% |
| ITC Ltd | Equity | ₹33.38 Cr | 0.90% |
| Canara HSBC Life Insurance Co Ltd | Equity | ₹33.01 Cr | 0.89% |
| GAIL (India) Ltd | Equity | ₹32.32 Cr | 0.87% |
| Eternal Ltd | Equity | ₹31.89 Cr | 0.86% |
| Future on Tata Steel Ltd | Equity - Future | ₹-31.19 Cr | 0.84% |
| Hindustan Unilever Ltd | Equity | ₹31.19 Cr | 0.84% |
| Tata Steel Ltd | Equity | ₹31.12 Cr | 0.84% |
| Treps / Reverse Repo Investments | Cash - Repurchase Agreement | ₹29.44 Cr | 0.80% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹29.27 Cr | 0.79% |
| Max Financial Services Ltd | Equity | ₹28.66 Cr | 0.77% |
| Coforge Ltd | Equity | ₹27.33 Cr | 0.74% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹27.09 Cr | 0.73% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹26.84 Cr | 0.73% |
| Future on Bajaj Finance Ltd | Equity - Future | ₹-26.8 Cr | 0.72% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹26.77 Cr | 0.72% |
| Bajaj Finance Ltd | Equity | ₹26.71 Cr | 0.72% |
| Cholamandalam Investment And Finance Company Limited | Bond - Corporate Bond | ₹26.48 Cr | 0.72% |
| National Housing Bank | Bond - Corporate Bond | ₹26.46 Cr | 0.71% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹26.3 Cr | 0.71% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹26.29 Cr | 0.71% |
| 7.10% Gs 2029 | Bond - Gov't/Treasury | ₹26.26 Cr | 0.71% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹26.07 Cr | 0.70% |
| National Bank For Financing Infrastructure And Development | Bond - Corporate Bond | ₹26.06 Cr | 0.70% |
| Syngene International Ltd | Equity | ₹25.94 Cr | 0.70% |
| National Bank For Financing Infrastructure And Development | Bond - Corporate Bond | ₹25.71 Cr | 0.69% |
| 6.79% Gs 2034 | Bond - Gov't/Treasury | ₹25.63 Cr | 0.69% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹25.56 Cr | 0.69% |
| Cipla Ltd | Equity | ₹25.45 Cr | 0.69% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.39 Cr | 0.69% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.35 Cr | 0.68% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹25.3 Cr | 0.68% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹25.25 Cr | 0.68% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.16 Cr | 0.68% |
| 6.48% Gs 2035 | Bond - Gov't/Treasury | ₹25.14 Cr | 0.68% |
| Shriram Finance Ltd | Equity | ₹24.82 Cr | 0.67% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹24.8 Cr | 0.67% |
| Future on Punjab National Bank | Equity - Future | ₹-24.15 Cr | 0.65% |
| Bharat Petroleum Corp Ltd | Equity | ₹24.04 Cr | 0.65% |
| Punjab National Bank | Equity | ₹24.04 Cr | 0.65% |
| Life Insurance Corporation of India | Equity | ₹23.94 Cr | 0.65% |
| Future on Adani Ports & Special Economic Zone Ltd | Equity - Future | ₹-22.17 Cr | 0.60% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹22.12 Cr | 0.60% |
| Aequs Ltd | Equity | ₹21.3 Cr | 0.58% |
| Radico Khaitan Ltd | Equity | ₹20.55 Cr | 0.56% |
| Niva Bupa Health Insurance Co Ltd | Equity | ₹20.23 Cr | 0.55% |
| Tata Motors Ltd | Equity | ₹19.73 Cr | 0.53% |
| Future on Tata Consultancy Services Ltd | Equity - Future | ₹-19.72 Cr | 0.53% |
| Bajaj Finserv Ltd | Equity | ₹18.99 Cr | 0.51% |
| Emami Ltd | Equity | ₹17.94 Cr | 0.48% |
| PhysicsWallah Ltd | Equity | ₹15.93 Cr | 0.43% |
| Kirloskar Oil Engines Ltd | Equity | ₹14.88 Cr | 0.40% |
| Net Receivables/Payables | Cash | ₹14.84 Cr | 0.40% |
| Mrs Bectors Food Specialities Ltd Ordinary Shares | Equity | ₹13.07 Cr | 0.35% |
| Cash Margin | Cash | ₹11.5 Cr | 0.31% |
| La Opala RG Ltd | Equity | ₹9.76 Cr | 0.26% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹7.54 Cr | 0.20% |
| Cash & Cash Equivalents | Cash | ₹6.31 Cr | 0.17% |
| Indigo Paints Ltd Ordinary Shares | Equity | ₹6.01 Cr | 0.16% |
| JNK India Ltd | Equity | ₹5.75 Cr | 0.16% |
| Nifty 26000 Put Feb26 | Equity - Future | ₹5.06 Cr | 0.14% |
| Nifty 25500 Put Feb26 | Equity - Future | ₹0.72 Cr | 0.02% |
| Power Grid Corp Of India Ltd | Equity | ₹0.54 Cr | 0.01% |
| Future on Power Grid Corp Of India Ltd | Equity - Future | ₹-0.53 Cr | 0.01% |
| Future on Kwality Credit & Leasing Ltd | Equity - Future | ₹0.53 Cr | 0.01% |
Allocation By Market Cap (Equity)
Large Cap Stocks
31.26%
Mid Cap Stocks
3.65%
Small Cap Stocks
5.52%
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹1,111.52 Cr | 30.03% |
| Industrials | ₹244.97 Cr | 6.62% |
| Consumer Cyclical | ₹209.22 Cr | 5.65% |
| Technology | ₹179.35 Cr | 4.85% |
| Basic Materials | ₹173.94 Cr | 4.70% |
| Energy | ₹161.66 Cr | 4.37% |
| Utilities | ₹155.92 Cr | 4.21% |
| Consumer Defensive | ₹132.06 Cr | 3.57% |
| Healthcare | ₹94.18 Cr | 2.54% |
| Communication Services | ₹62.99 Cr | 1.70% |
Risk & Performance Ratios
Standard Deviation
This fund
5.64%
Cat. avg.
7.68%
Lower the better
Sharpe Ratio
This fund
1.21
Cat. avg.
0.77
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.30
Higher the better
Fund Managers
Rohit Singhania
Since November 2023
PS
Preethi S
Since October 2025
DG
Dhaval Gada
Since September 2022
SG
Shantanu Godambe
Since January 2025
KN
Kaivalya Nadkarni
Since October 2024
Additional Scheme Detailsas of 31st January 2026
ISIN INF740K01K81 | Expense Ratio 0.67% | Exit Load 1.00% | Fund Size ₹3,702 Cr | Age 12 years | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark CRISIL Hybrid 50+50 - Moderate TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
About the AMC
DSP Mutual Fund
Total AUM
₹2,26,583 Cr
Address
West Wing, 11th Floor, Mumbai, 400021
Other Funds by DSP Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of DSP Dynamic Asset Allocation Fund Direct Growth?
The NAV of DSP Dynamic Asset Allocation Fund Direct Growth, as of 17-Feb-2026, is ₹32.89.
What are the returns of DSP Dynamic Asset Allocation Fund Direct Growth?
The fund has generated 12.07% over the last 1 year and 13.75% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of DSP Dynamic Asset Allocation Fund Direct Growth?
The fund's allocation of assets is distributed as 39.23% in equities, 29.42% in bonds, and 31.35% in cash and cash equivalents.
Who manages the DSP Dynamic Asset Allocation Fund Direct Growth?
The fund managers responsible for DSP Dynamic Asset Allocation Fund Direct Growth are:-
- Rohit Singhania
- Preethi S
- Dhaval Gada
- Shantanu Godambe
- Kaivalya Nadkarni
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
