Bajaj Finserv Balanced Advantage Fund Regular Growth
HybridDynamic Asset AllocationVery High Risk
Regular
NAV (18-Jun-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹1,304 Cr
Expense Ratio
2.05%
ISIN
INF0QA701680
Minimum SIP
₹100
Exit Load
1.00%
Inception Date
15 Dec 2023
About this fund
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹11.26, Assets Under Management (AUM) of 1304.12 Crores, and an expense ratio of 2.05%.
- Bajaj Finserv Balanced Advantage Fund Regular Growth has given a CAGR return of 8.20% since inception.
- The fund's asset allocation comprises around 79.29% in equities, 5.74% in debts, and 14.97% in cash & cash equivalents.
- You can start investing in Bajaj Finserv Balanced Advantage Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+2.62%
+5.20% (Cat Avg.)
Since Inception
+8.20%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Equity | ₹1,034.05 Cr | 79.29% |
| Debt | ₹74.87 Cr | 5.74% |
| Others | ₹195.19 Cr | 14.97% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Net Receivables / (Payables) | Cash | ₹195.19 Cr | 14.97% |
| HDFC Bank Ltd | Equity | ₹115.6 Cr | 8.86% |
| Nifty July 2025 Future | Equity Index - Future | ₹-83.45 Cr | 6.40% |
| Reliance Industries Ltd | Equity | ₹77.61 Cr | 5.95% |
| ICICI Bank Ltd | Equity | ₹55.12 Cr | 4.23% |
| State Bank of India | Equity | ₹50.09 Cr | 3.84% |
| Infosys Ltd | Equity | ₹44.92 Cr | 3.44% |
| Axis Bank Ltd | Equity | ₹35.31 Cr | 2.71% |
| Larsen & Toubro Ltd | Equity | ₹34.59 Cr | 2.65% |
| UltraTech Cement Ltd | Equity | ₹27.72 Cr | 2.13% |
| Divi's Laboratories Ltd | Equity | ₹27.16 Cr | 2.08% |
| Kotak Mahindra Bank Ltd | Equity | ₹26.73 Cr | 2.05% |
| Tata Consultancy Services Ltd | Equity | ₹26.48 Cr | 2.03% |
| Nifty June 2025 Future | Equity Index - Future | ₹26.11 Cr | 2.00% |
| Jio Financial Services Ltd | Equity | ₹26.08 Cr | 2.00% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹25.77 Cr | 1.98% |
| Hindustan Unilever Ltd | Equity | ₹25.42 Cr | 1.95% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹25.32 Cr | 1.94% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹24.88 Cr | 1.91% |
| Britannia Industries Ltd | Equity | ₹24.79 Cr | 1.90% |
| Bharti Airtel Ltd | Equity | ₹22.02 Cr | 1.69% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹21.23 Cr | 1.63% |
| HDFC Life Insurance Co Ltd | Equity | ₹19.85 Cr | 1.52% |
| Bajaj Finserv Ltd | Equity | ₹19.7 Cr | 1.51% |
| Sanofi Consumer Healthcare India Ltd | Equity | ₹19.21 Cr | 1.47% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹18.98 Cr | 1.46% |
| United Spirits Ltd | Equity | ₹18.72 Cr | 1.44% |
| ITC Ltd | Equity | ₹17.34 Cr | 1.33% |
| Bajaj Finance Ltd | Equity | ₹16.54 Cr | 1.27% |
| Canara Bank | Equity | ₹15.68 Cr | 1.20% |
| Yes Bank Ltd | Equity | ₹14.79 Cr | 1.13% |
| Aditya Birla Capital Ltd | Equity | ₹14.04 Cr | 1.08% |
| Eicher Motors Ltd | Equity | ₹14.03 Cr | 1.08% |
| SBI Life Insurance Co Ltd | Equity | ₹13.59 Cr | 1.04% |
| Tata Steel Ltd | Equity | ₹13.45 Cr | 1.03% |
| DLF Ltd | Equity | ₹13.44 Cr | 1.03% |
| Maruti Suzuki India Ltd | Equity | ₹13.34 Cr | 1.02% |
| Vedanta Ltd | Equity | ₹12.38 Cr | 0.95% |
| ITC Hotels Ltd | Equity | ₹11.75 Cr | 0.90% |
| JSW Steel Ltd | Equity | ₹11.59 Cr | 0.89% |
| Bharat Electronics Ltd | Equity | ₹11.15 Cr | 0.86% |
| LTIMindtree Ltd | Equity | ₹10.9 Cr | 0.84% |
| 07.70 MH Sdl 2034 | Bond - Gov't/Treasury | ₹10.72 Cr | 0.82% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹10.69 Cr | 0.82% |
| Cummins India Ltd | Equity | ₹10.44 Cr | 0.80% |
| Manappuram Finance Ltd | Equity | ₹9.47 Cr | 0.73% |
| Cipla Ltd | Equity | ₹8.74 Cr | 0.67% |
| Mahindra & Mahindra Ltd | Equity | ₹7.95 Cr | 0.61% |
| Central Bank of India | Equity | ₹7.64 Cr | 0.59% |
| VIP Industries Ltd | Equity | ₹7.52 Cr | 0.58% |
| NTPC Ltd | Equity | ₹6.86 Cr | 0.53% |
| United Breweries Ltd | Equity | ₹6.78 Cr | 0.52% |
| Tata Consumer Products Ltd | Equity | ₹6.58 Cr | 0.50% |
| Bharat Heavy Electricals Ltd | Equity | ₹6.5 Cr | 0.50% |
| Power Grid Corp Of India Ltd | Equity | ₹6.43 Cr | 0.49% |
| Akzo Nobel India Ltd | Equity | ₹6.3 Cr | 0.48% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹6.17 Cr | 0.47% |
| Coal India Ltd | Equity | ₹5.96 Cr | 0.46% |
| Shree Cement Ltd | Equity | ₹5.84 Cr | 0.45% |
| 7.3% Govt Stock 2053 | Bond - Gov't/Treasury | ₹5.3 Cr | 0.41% |
| 7.09% Govt Stock 2054 | Bond - Gov't/Treasury | ₹5.22 Cr | 0.40% |
| Info Edge (India) Ltd | Equity | ₹3.57 Cr | 0.27% |
| 6.79% Govt Stock 2031 | Bond - Gov't/Treasury | ₹2.32 Cr | 0.18% |
| Eternal Ltd | Equity | ₹1.75 Cr | 0.13% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹0.23 Cr | 0.02% |
Allocation By Market Cap (Equity)
Large Cap Stocks
73.59%
Mid Cap Stocks
5.94%
Small Cap Stocks
3.26%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹440.22 Cr | 33.76% |
| Consumer Defensive | ₹99.62 Cr | 7.64% |
| Industrials | ₹94.59 Cr | 7.25% |
| Energy | ₹83.57 Cr | 6.41% |
| Technology | ₹82.3 Cr | 6.31% |
| Healthcare | ₹80.26 Cr | 6.15% |
| Basic Materials | ₹77.29 Cr | 5.93% |
| Consumer Cyclical | ₹56.34 Cr | 4.32% |
| Communication Services | ₹50.47 Cr | 3.87% |
| Real Estate | ₹13.44 Cr | 1.03% |
| Utilities | ₹13.29 Cr | 1.02% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
8.36%
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
0.82
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.41
Higher the better
Fund Managers
Nimesh Chandan
Since December 2023
Siddharth Chaudhary
Since December 2023
Sorbh Gupta
Since December 2023
Additional Scheme Detailsas of 31st May 2025
ISIN | INF0QA701680 | Expense Ratio | 2.05% | Exit Load | 1.00% | Fund Size | ₹1,304 Cr | Age | 1 year 6 months | Lumpsum Minimum | ₹500 | Fund Status | Open Ended Investment Company | Benchmark | Nifty 50 Hybrid Composite Debt 50:50 |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Unifi Dynamic Asset Allocation Fund Direct Growth Moderate Risk | 0.9% | 1.0% | ₹640.17 Cr | - |
| Unifi Dynamic Asset Allocation Fund Regular Growth Moderate Risk | 1.5% | 1.0% | ₹640.17 Cr | - |
| Canara Robeco Balanced Advantage Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1485.86 Cr | - |
| Canara Robeco Balanced Advantage Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹1485.86 Cr | - |
| Helios Balanced Advantage Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹304.96 Cr | 3.4% |
| Helios Balanced Advantage Fund Regular Growth Very High Risk | 2.4% | 1.0% | ₹304.96 Cr | 1.8% |
| Parag Parikh Dynamic Asset Allocation Fund Regular Growth Moderate Risk | 0.6% | 1.0% | ₹2104.51 Cr | 8.1% |
| Parag Parikh Dynamic Asset Allocation Fund Direct Growth Moderate Risk | 0.3% | 1.0% | ₹2104.51 Cr | 8.4% |
| Samco Dynamic Asset Allocation Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹452.79 Cr | -2.7% |
| Samco Dynamic Asset Allocation Fund Regular Growth Very High Risk | 2.4% | 1.0% | ₹452.79 Cr | -4.2% |
About the AMC
Total AUM
₹15,766 Cr
Address
8th floor, E-Core,Solitaire Business Hub (formerly Marvel Edge), Viman Nagar 411014
Other Funds by Bajaj Finserv Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Bajaj Finserv Balanced Advantage Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹1304.12 Cr | 4.2% |
| Bajaj Finserv Banking and PSU Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹142.07 Cr | 10.2% |
| Bajaj Finserv Arbitrage Fund Direct Growth Low Risk | 0.3% | 0.0% | ₹896.99 Cr | 7.2% |
| Bajaj Finserv Overnight Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹568.73 Cr | 6.5% |
| Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹4615.21 Cr | 7.3% |
| Bajaj Finserv Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹3815.91 Cr | 8.3% |
| Bajaj Finserv Flexi Cap Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹4850.04 Cr | 7.8% |
Risk Level
Your principal amount will be at Very High Risk
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- Nimesh Chandan
- Siddharth Chaudhary
- Sorbh Gupta
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