Dezerv

Fund Overview

Fund Size

Fund Size

₹4,615 Cr

Expense Ratio

Expense Ratio

0.11%

ISIN

ISIN

INF0QA701011

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

05 Jul 2023

About this fund

Bajaj Finserv Liquid Fund Direct Growth is a Liquid mutual fund schemes offered by Bajaj Finserv Mutual Fund. This fund has been in existence for 1 years, 11 months and 14 days, having been launched on 05-Jul-23.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹1148.79, Assets Under Management (AUM) of 4615.21 Crores, and an expense ratio of 0.11%.
  • Bajaj Finserv Liquid Fund Direct Growth has given a CAGR return of 7.34% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.85% in cash & cash equivalents.
  • You can start investing in Bajaj Finserv Liquid Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.30%

+7.26% (Cat Avg.)

Since Inception

+7.34%

(Cat Avg.)

Portfolio Summaryas of 31st May 2025

Others4,615.21 Cr100.00%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
91 Days Tbill Red 19-06-2025Bond - Gov't/Treasury249.29 Cr5.40%
91 Days Treasury Bill 26-Jun-2025Bond - Gov't/Treasury199.22 Cr4.32%
India (Republic of)Bond - Short-term Government Bills198.15 Cr4.29%
Net Receivables / (Payables)Cash-155.83 Cr3.38%
Union Bank Of IndiaCash - CD/Time Deposit149.59 Cr3.24%
ICICI Bank LimitedCash - CD/Time Deposit149.33 Cr3.24%
ICICI Home Finance Company LimitedCash - Commercial Paper149.31 Cr3.24%
Indian Oil Corp Ltd.Cash - Commercial Paper148.83 Cr3.22%
ICICI Bank LimitedCash - CD/Time Deposit148.63 Cr3.22%
Small Industries Development Bank Of IndiaCash - Commercial Paper147.86 Cr3.20%
Bajaj Housing Finance LimitedBond - Corporate Bond125.14 Cr2.71%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond120.1 Cr2.60%
91 Days Tbill Red 12-06-2025Bond - Gov't/Treasury99.83 Cr2.16%
Kotak Securities LimitedCash - Commercial Paper99.72 Cr2.16%
National Bank for Agriculture and Rural DevelopmentCash - Commercial Paper99.62 Cr2.16%
Kotak Mahindra Investments Ltd.Cash - Commercial Paper99.54 Cr2.16%
182 DTB 24072025Bond - Gov't/Treasury99.19 Cr2.15%
Axis Bank Limited (13/08/2025)Cash - CD/Time Deposit98.79 Cr2.14%
Sundaram Finance LimitedCash - Commercial Paper98.65 Cr2.14%
HDFC Bank LimitedCash - CD/Time Deposit98.64 Cr2.14%
SBI Cards & Payment Services Ltd.Cash - Commercial Paper98.57 Cr2.14%
Tata Capital LimitedCash - Commercial Paper98.52 Cr2.13%
Bajaj Finance LimitedBond - Corporate Bond75.01 Cr1.63%
HDFC Bank LimitedBond - Corporate Bond75 Cr1.63%
HDFC Bank Ltd. ** #Cash - CD/Time Deposit74.79 Cr1.62%
HDFC Bank LimitedCash - CD/Time Deposit74.7 Cr1.62%
Reliance Retail Ventures LimitedCash - Commercial Paper74.07 Cr1.60%
Indian BankCash - CD/Time Deposit74.01 Cr1.60%
182 DTB 27062025Bond - Gov't/Treasury54.78 Cr1.19%
Bajaj Finance LimitedBond - Corporate Bond50.04 Cr1.08%
Small Industries Development Bank Of IndiaBond - Corporate Bond50 Cr1.08%
Bank Of BarodaCash - CD/Time Deposit49.97 Cr1.08%
Hindustan Petroleum Corp Ltd.Cash - Commercial Paper49.92 Cr1.08%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)Cash - CD/Time Deposit49.91 Cr1.08%
Canara BankCash - CD/Time Deposit49.91 Cr1.08%
Punjab National Bank ** #Cash - CD/Time Deposit49.85 Cr1.08%
Indian BankBond - Gov't Agency Debt49.85 Cr1.08%
Reliance Retail Ventures LimitedCash - Commercial Paper49.81 Cr1.08%
Bank of India Ltd.Bond - Corporate Bond49.79 Cr1.08%
Kotak Securities LtdCash - Commercial Paper49.76 Cr1.08%
Axis Bank LimitedCash - CD/Time Deposit49.63 Cr1.08%
ICICI Home Finance Company LimitedCash - Commercial Paper49.61 Cr1.07%
Reliance Jio Infocomm Ltd.Cash - Commercial Paper49.6 Cr1.07%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit49.55 Cr1.07%
Bank Of BarodaCash - CD/Time Deposit49.54 Cr1.07%
HDFC Bank LimitedCash - CD/Time Deposit49.54 Cr1.07%
Bank Of BarodaCash - CD/Time Deposit49.45 Cr1.07%
Punjab National BankCash - CD/Time Deposit49.4 Cr1.07%
Punjab National BankCash - CD/Time Deposit49.38 Cr1.07%
Aditya Birla Capital Ltd.Cash - Commercial Paper49.35 Cr1.07%
HDFC Bank LimitedCash - CD/Time Deposit49.35 Cr1.07%
National Bank For Agriculture And Rural Development (03/09/2025)Cash49.24 Cr1.07%
HDFC Securities LimitedCash - Commercial Paper49.2 Cr1.07%
182 DTB 19062025Bond - Gov't/Treasury44.87 Cr0.97%
364 DTB 07082025Bond - Gov't/Treasury39.59 Cr0.86%
Kotak Mahindra Prime LimitedBond - Corporate Bond25.02 Cr0.54%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond25.01 Cr0.54%
Hdb Financial Services LimitedBond - Corporate Bond24.99 Cr0.54%
Reliance Retail Ventures Limited**Cash - Commercial Paper24.98 Cr0.54%
Kotak Mahindra Investments Ltd.Cash - Commercial Paper24.89 Cr0.54%
HDFC Securities LimitedCash - Commercial Paper24.69 Cr0.53%
Punjab National BankBond - Gov't Agency Debt24.66 Cr0.53%
Punjab National BankBond - Gov't Agency Debt24.64 Cr0.53%
Deutsche Investments India Private LimitedCash - Commercial Paper9.99 Cr0.22%
SBI - Corporate Debt Market Development Fund (CDMDF) - Class A2Mutual Fund - Open End7.15 Cr0.15%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - Commercial Paper1,546.49 Cr33.51%
Cash - CD/Time Deposit1,464 Cr31.72%
Bond - Gov't/Treasury786.77 Cr17.05%
Bond - Corporate Bond620.1 Cr13.44%
Cash-106.59 Cr4.44%
Bond - Short-term Government Bills198.15 Cr4.29%
Bond - Gov't Agency Debt99.15 Cr2.15%
Mutual Fund - Open End7.15 Cr0.15%

Risk & Performance Ratios

Standard Deviation

This fund

--

Cat. avg.

0.45%

Lower the better

Sharpe Ratio

This fund

--

Cat. avg.

-1.09

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

4.23

Higher the better

Fund Managers

Nimesh Chandan

Nimesh Chandan

Since July 2023

Siddharth Chaudhary

Siddharth Chaudhary

Since July 2023

Additional Scheme Detailsas of 31st May 2025

ISIN
INF0QA701011
Expense Ratio
0.11%
Exit Load
No Charges
Fund Size
₹4,615 Cr
Age
1 year 11 months
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
Nifty Liquid TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

  • For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
  • For investments made before 1 April 2023:
    • If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
    • If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
  • Holding the units: No tax is applicable as long as you hold the units.

Dividend Taxation:

Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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1Y
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-0.0%--
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Low to Moderate Risk

-0.0%--
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ICICI Prudential BSE Liquid Rate ETF - Growth

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HDFC Nifty 1D Rate Liquid ETF - Growth

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Mirae Asset Nifty 1D Rate Liquid ETF

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Shriram Liquid Fund Direct Growth

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0.1%0.0%₹177.17 Cr-
Shriram Liquid Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹177.17 Cr-
Groww Nifty 1D Rate Liquid ETF

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Bajaj Finserv Nifty 1D Rate Liquid ETF

Low Risk

0.2%-₹846.26 Cr3.5%

About the AMC

Total AUM

₹15,766 Cr

Address

8th floor, E-Core,Solitaire Business Hub (formerly Marvel Edge), Viman Nagar 411014

Other Funds by Bajaj Finserv Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bajaj Finserv Balanced Advantage Fund Direct Growth

Very High Risk

0.5%1.0%₹1304.12 Cr4.2%
Bajaj Finserv Banking and PSU Fund Direct Growth

Moderate Risk

0.3%0.0%₹142.07 Cr10.2%
Bajaj Finserv Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹896.99 Cr7.2%
Bajaj Finserv Overnight Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹568.73 Cr6.5%
Bajaj Finserv Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹4615.21 Cr7.3%
Bajaj Finserv Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹3815.91 Cr8.3%
Bajaj Finserv Flexi Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹4850.04 Cr7.8%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk
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The NAV of Bajaj Finserv Liquid Fund Direct Growth, as of 18-Jun-2025, is ₹1148.79.
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.85% in cash and cash equivalents.
The fund managers responsible for Bajaj Finserv Liquid Fund Direct Growth are:-
  1. Nimesh Chandan
  2. Siddharth Chaudhary