Fund Overview
Fund Size
₹4,615 Cr
Expense Ratio
0.11%
ISIN
INF0QA701011
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
05 Jul 2023
About this fund
Bajaj Finserv Liquid Fund Direct Growth is a Liquid mutual fund schemes offered by Bajaj Finserv Mutual Fund. This fund has been in existence for 1 years, 11 months and 14 days, having been launched on 05-Jul-23.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹1148.79, Assets Under Management (AUM) of 4615.21 Crores, and an expense ratio of 0.11%.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹1148.79, Assets Under Management (AUM) of 4615.21 Crores, and an expense ratio of 0.11%.
- Bajaj Finserv Liquid Fund Direct Growth has given a CAGR return of 7.34% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.85% in cash & cash equivalents.
- You can start investing in Bajaj Finserv Liquid Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.30%
+7.26% (Cat Avg.)
Since Inception
+7.34%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Others | ₹4,615.21 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 91 Days Tbill Red 19-06-2025 | Bond - Gov't/Treasury | ₹249.29 Cr | 5.40% |
| 91 Days Treasury Bill 26-Jun-2025 | Bond - Gov't/Treasury | ₹199.22 Cr | 4.32% |
| India (Republic of) | Bond - Short-term Government Bills | ₹198.15 Cr | 4.29% |
| Net Receivables / (Payables) | Cash | ₹-155.83 Cr | 3.38% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹149.59 Cr | 3.24% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹149.33 Cr | 3.24% |
| ICICI Home Finance Company Limited | Cash - Commercial Paper | ₹149.31 Cr | 3.24% |
| Indian Oil Corp Ltd. | Cash - Commercial Paper | ₹148.83 Cr | 3.22% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹148.63 Cr | 3.22% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹147.86 Cr | 3.20% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹125.14 Cr | 2.71% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹120.1 Cr | 2.60% |
| 91 Days Tbill Red 12-06-2025 | Bond - Gov't/Treasury | ₹99.83 Cr | 2.16% |
| Kotak Securities Limited | Cash - Commercial Paper | ₹99.72 Cr | 2.16% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹99.62 Cr | 2.16% |
| Kotak Mahindra Investments Ltd. | Cash - Commercial Paper | ₹99.54 Cr | 2.16% |
| 182 DTB 24072025 | Bond - Gov't/Treasury | ₹99.19 Cr | 2.15% |
| Axis Bank Limited (13/08/2025) | Cash - CD/Time Deposit | ₹98.79 Cr | 2.14% |
| Sundaram Finance Limited | Cash - Commercial Paper | ₹98.65 Cr | 2.14% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹98.64 Cr | 2.14% |
| SBI Cards & Payment Services Ltd. | Cash - Commercial Paper | ₹98.57 Cr | 2.14% |
| Tata Capital Limited | Cash - Commercial Paper | ₹98.52 Cr | 2.13% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹75.01 Cr | 1.63% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹75 Cr | 1.63% |
| HDFC Bank Ltd. ** # | Cash - CD/Time Deposit | ₹74.79 Cr | 1.62% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹74.7 Cr | 1.62% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹74.07 Cr | 1.60% |
| Indian Bank | Cash - CD/Time Deposit | ₹74.01 Cr | 1.60% |
| 182 DTB 27062025 | Bond - Gov't/Treasury | ₹54.78 Cr | 1.19% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹50.04 Cr | 1.08% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50 Cr | 1.08% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.97 Cr | 1.08% |
| Hindustan Petroleum Corp Ltd. | Cash - Commercial Paper | ₹49.92 Cr | 1.08% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹49.91 Cr | 1.08% |
| Canara Bank | Cash - CD/Time Deposit | ₹49.91 Cr | 1.08% |
| Punjab National Bank ** # | Cash - CD/Time Deposit | ₹49.85 Cr | 1.08% |
| Indian Bank | Bond - Gov't Agency Debt | ₹49.85 Cr | 1.08% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹49.81 Cr | 1.08% |
| Bank of India Ltd. | Bond - Corporate Bond | ₹49.79 Cr | 1.08% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹49.76 Cr | 1.08% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹49.63 Cr | 1.08% |
| ICICI Home Finance Company Limited | Cash - Commercial Paper | ₹49.61 Cr | 1.07% |
| Reliance Jio Infocomm Ltd. | Cash - Commercial Paper | ₹49.6 Cr | 1.07% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹49.55 Cr | 1.07% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.54 Cr | 1.07% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹49.54 Cr | 1.07% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.45 Cr | 1.07% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹49.4 Cr | 1.07% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹49.38 Cr | 1.07% |
| Aditya Birla Capital Ltd. | Cash - Commercial Paper | ₹49.35 Cr | 1.07% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹49.35 Cr | 1.07% |
| National Bank For Agriculture And Rural Development (03/09/2025) | Cash | ₹49.24 Cr | 1.07% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹49.2 Cr | 1.07% |
| 182 DTB 19062025 | Bond - Gov't/Treasury | ₹44.87 Cr | 0.97% |
| 364 DTB 07082025 | Bond - Gov't/Treasury | ₹39.59 Cr | 0.86% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹25.02 Cr | 0.54% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.01 Cr | 0.54% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹24.99 Cr | 0.54% |
| Reliance Retail Ventures Limited** | Cash - Commercial Paper | ₹24.98 Cr | 0.54% |
| Kotak Mahindra Investments Ltd. | Cash - Commercial Paper | ₹24.89 Cr | 0.54% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹24.69 Cr | 0.53% |
| Punjab National Bank | Bond - Gov't Agency Debt | ₹24.66 Cr | 0.53% |
| Punjab National Bank | Bond - Gov't Agency Debt | ₹24.64 Cr | 0.53% |
| Deutsche Investments India Private Limited | Cash - Commercial Paper | ₹9.99 Cr | 0.22% |
| SBI - Corporate Debt Market Development Fund (CDMDF) - Class A2 | Mutual Fund - Open End | ₹7.15 Cr | 0.15% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹1,546.49 Cr | 33.51% |
| Cash - CD/Time Deposit | ₹1,464 Cr | 31.72% |
| Bond - Gov't/Treasury | ₹786.77 Cr | 17.05% |
| Bond - Corporate Bond | ₹620.1 Cr | 13.44% |
| Cash | ₹-106.59 Cr | 4.44% |
| Bond - Short-term Government Bills | ₹198.15 Cr | 4.29% |
| Bond - Gov't Agency Debt | ₹99.15 Cr | 2.15% |
| Mutual Fund - Open End | ₹7.15 Cr | 0.15% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
0.45%
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
-1.09
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
4.23
Higher the better
Fund Managers
Nimesh Chandan
Since July 2023
Siddharth Chaudhary
Since July 2023
Additional Scheme Detailsas of 31st May 2025
ISIN | INF0QA701011 | Expense Ratio | 0.11% | Exit Load | No Charges | Fund Size | ₹4,615 Cr | Age | 1 year 11 months | Lumpsum Minimum | ₹100 | Fund Status | Open Ended Investment Company | Benchmark | Nifty Liquid TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Unifi Liquid Fund Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Unifi Liquid Fund Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Angel One Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.3% | - | ₹120.12 Cr | - |
| ICICI Prudential BSE Liquid Rate ETF - Growth Low Risk | 0.3% | - | ₹59.53 Cr | - |
| HDFC Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.5% | - | ₹27.99 Cr | 5.3% |
| Mirae Asset Nifty 1D Rate Liquid ETF Low Risk | 0.1% | - | ₹277.02 Cr | - |
| Shriram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹177.17 Cr | - |
| Shriram Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹177.17 Cr | - |
| Groww Nifty 1D Rate Liquid ETF Low Risk | 0.3% | - | ₹80.00 Cr | - |
| Bajaj Finserv Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹846.26 Cr | 3.5% |
About the AMC
Total AUM
₹15,766 Cr
Address
8th floor, E-Core,Solitaire Business Hub (formerly Marvel Edge), Viman Nagar 411014
Other Funds by Bajaj Finserv Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Bajaj Finserv Balanced Advantage Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹1304.12 Cr | 4.2% |
| Bajaj Finserv Banking and PSU Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹142.07 Cr | 10.2% |
| Bajaj Finserv Arbitrage Fund Direct Growth Low Risk | 0.3% | 0.0% | ₹896.99 Cr | 7.2% |
| Bajaj Finserv Overnight Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹568.73 Cr | 6.5% |
| Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹4615.21 Cr | 7.3% |
| Bajaj Finserv Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹3815.91 Cr | 8.3% |
| Bajaj Finserv Flexi Cap Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹4850.04 Cr | 7.8% |
Risk Level
Your principal amount will be at Low to Moderate Risk
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We're here to help.
What is the current NAV of Bajaj Finserv Liquid Fund Direct Growth?
The NAV of Bajaj Finserv Liquid Fund Direct Growth, as of 18-Jun-2025, is ₹1148.79.
What is the portfolio composition of Bajaj Finserv Liquid Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.85% in cash and cash equivalents.
Who manages the Bajaj Finserv Liquid Fund Direct Growth?
The fund managers responsible for Bajaj Finserv Liquid Fund Direct Growth are:-
- Nimesh Chandan
- Siddharth Chaudhary
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.