Dezerv

Fund Overview

Fund Size

Fund Size

₹2,865 Cr

Expense Ratio

Expense Ratio

1.89%

ISIN

ISIN

INF789F1AYT7

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

10 Aug 2023

About this fund

UTI Balanced Advantage Fund Regular Growth is a Dynamic Asset Allocation mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 11 months and 2 days, having been launched on 10-Aug-23.
As of 11-Jul-24, it has a Net Asset Value (NAV) of ₹11.77, Assets Under Management (AUM) of 2864.65 Crores, and an expense ratio of 1.89%.
  • UTI Balanced Advantage Fund Regular Growth has given a CAGR return of 17.72% since inception.
  • The fund's asset allocation comprises around 51.85% in equities, 23.53% in debts, and 24.62% in cash & cash equivalents.
  • You can start investing in UTI Balanced Advantage Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

Since Inception

+17.72%

(Cat Avg.)

Portfolio Summaryas of 30th June 2024

Equity1,485.38 Cr51.85%
Debt673.96 Cr23.53%
Others705.31 Cr24.62%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset478.24 Cr16.15%
HDFC Bank LtdEquity222.48 Cr7.51%
7.06% Govt Stock 2028Bond - Gov't/Treasury200.32 Cr6.77%
ICICI Bank LtdEquity180.06 Cr6.08%
Net Current AssetsCash130.09 Cr4.39%
7.38% Govt Stock 2027Bond - Gov't/Treasury101.06 Cr3.41%
Reliance Industries LtdEquity98.77 Cr3.34%
Bharti Airtel LtdEquity93.57 Cr3.16%
Infosys LtdEquity89.07 Cr3.01%
Larsen & Toubro LtdEquity88.96 Cr3.00%
Tata Consultancy Services LtdEquity84.61 Cr2.86%
NTPC LtdEquity68.67 Cr2.32%
Axis Bank LtdEquity64.74 Cr2.19%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond60.09 Cr2.03%
Kotak Mahindra Bank LtdEquity50.69 Cr1.71%
LIC Housing Finance LimitedBond - Corporate Bond50.1 Cr1.69%
Rural Electrification Corporation LimitedBond - Corporate Bond49.93 Cr1.69%
Indian Railway Finance Corp Ltd.Bond - Gov't Agency Debt49.89 Cr1.69%
Dbs Bank India LimitedCash - CD/Time Deposit48.37 Cr1.63%
Maruti Suzuki India LtdEquity47.71 Cr1.61%
Canara BankCash - CD/Time Deposit47.52 Cr1.61%
Future on HDFC Bank LtdEquity - Future-45.67 Cr1.54%
Vedanta LtdEquity42.6 Cr1.44%
Future on ICICI Bank LtdEquity - Future-41.22 Cr1.39%
Bharat Electronics LtdEquity39.89 Cr1.35%
UltraTech Cement LtdEquity37.47 Cr1.27%
InterGlobe Aviation LtdEquity35.46 Cr1.20%
Future on Reliance Industries LtdEquity - Future-33.64 Cr1.14%
Future on Larsen & Toubro LtdEquity - Future-33.61 Cr1.14%
Bajaj Auto LtdEquity32.55 Cr1.10%
Titan Co LtdEquity32.2 Cr1.09%
ITC LtdEquity31.47 Cr1.06%
Future on Vedanta LtdEquity - Future-29.87 Cr1.01%
Bajaj Finance LtdEquity29.8 Cr1.01%
United Spirits LtdEquity29.14 Cr0.98%
Godrej Consumer Products LtdEquity28.58 Cr0.97%
Crompton Greaves Consumer Electricals LtdEquity28.46 Cr0.96%
LTIMindtree LtdEquity26.87 Cr0.91%
Oil & Natural Gas Corp LtdEquity26.56 Cr0.90%
Tata Motors LtdEquity26.36 Cr0.89%
Dr. Lal PathLabs LtdEquity25.68 Cr0.87%
Info Edge (India) LtdEquity25.39 Cr0.86%
Future on NTPC LtdEquity - Future-25.37 Cr0.86%
Power Finance Corporation LimitedBond - Corporate Bond25.31 Cr0.85%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.15 Cr0.85%
National Housing BankBond - Corporate Bond24.99 Cr0.84%
REC Ltd.Bond - Corporate Bond24.97 Cr0.84%
Power Finance Corporation Ltd.Bond - Corporate Bond24.96 Cr0.84%
Export-Import Bank of IndiaBond - Gov't Agency Debt24.96 Cr0.84%
Power Finance Corporation LimitedBond - Corporate Bond24.88 Cr0.84%
HDFC Asset Management Co LtdEquity24.69 Cr0.83%
Mahindra & Mahindra LtdEquity24.68 Cr0.83%
Eicher Motors LtdEquity24.39 Cr0.82%
ICICI Bank LimitedCash - CD/Time Deposit24.22 Cr0.82%
Tata Steel LtdEquity23.45 Cr0.79%
Marico LtdEquity23.38 Cr0.79%
Hindalco Industries LtdEquity21.76 Cr0.73%
ICICI Lombard General Insurance Co LtdEquity21.6 Cr0.73%
IndusInd Bank LtdEquity20.36 Cr0.69%
Future on ITC LtdEquity - Future-19.85 Cr0.67%
Future on Bharat Electronics LtdEquity - Future-18.62 Cr0.63%
Cipla LtdEquity18.16 Cr0.61%
Hero MotoCorp LtdEquity18.15 Cr0.61%
Havells India LtdEquity17.64 Cr0.60%
Future on Bharti Airtel LtdEquity - Future-16.9 Cr0.57%
Future on InterGlobe Aviation LtdEquity - Future-15.58 Cr0.53%
Avenue Supermarts LtdEquity14.79 Cr0.50%
Future on Maruti Suzuki India LtdEquity - Future-14.36 Cr0.48%
Dabur India LtdEquity14.31 Cr0.48%
Torrent Pharmaceuticals LtdEquity14.17 Cr0.48%
Future on Oil & Natural Gas Corp LtdEquity - Future-12.98 Cr0.44%
Voltas LtdEquity12.62 Cr0.43%
Syngene International LtdEquity12.42 Cr0.42%
Future on United Spirits LtdEquity - Future-11.92 Cr0.40%
Coal India LtdEquity11.82 Cr0.40%
Ajanta Pharma LtdEquity11.75 Cr0.40%
Future on Godrej Consumer Products LtdEquity - Future-11.48 Cr0.39%
Future on Bajaj Auto LtdEquity - Future-11.48 Cr0.39%
Whirlpool of India LtdEquity11.36 Cr0.38%
HDFC Life Insurance Company LimitedEquity10.79 Cr0.36%
PI Industries LtdEquity10.28 Cr0.35%
Small Industries Development Bank Of IndiaBond - Corporate Bond9.93 Cr0.34%
Future on Tata Consultancy Services LtdEquity - Future-9.61 Cr0.32%
Future on HDFC Asset Management Co LtdEquity - Future-9.41 Cr0.32%
Timken India LtdEquity9.07 Cr0.31%
Future on Infosys LtdEquity - Future-9.06 Cr0.31%
Future on Havells India LtdEquity - Future-9.05 Cr0.31%
Future on Tata Steel Ltd.Equity - Future-8.68 Cr0.29%
Future on Axis Bank LtdEquity - Future-8.35 Cr0.28%
Endurance Technologies LtdEquity7.7 Cr0.26%
Future on SBI Life Insurance Company LimitedEquity - Future-7.3 Cr0.25%
SBI Life Insurance Company LimitedEquity7.3 Cr0.25%
Future on Titan Co LtdEquity - Future-7.2 Cr0.24%
Jubilant Foodworks LtdEquity6.39 Cr0.22%
Future on Crompton Greaves Consumer Electricals LtdEquity - Future-6.34 Cr0.21%
NIIT Learning Systems LtdEquity6.31 Cr0.21%
Hindustan Unilever LtdEquity5.69 Cr0.19%
Future on Hindustan Unilever LtdEquity - Future-5.67 Cr0.19%
Future on Hindalco Industries LtdEquity - Future-5.56 Cr0.19%
Future on Tata Motors LtdEquity - Future-5.41 Cr0.18%
Future on IndusInd Bank LtdEquity - Future-5.22 Cr0.18%
JSW Steel LtdEquity5.19 Cr0.18%
PNC Infratech LtdEquity5.11 Cr0.17%
ICICI Securities LtdEquity4.92 Cr0.17%
Future on Marico LtdEquity - Future-4.37 Cr0.15%
Future on Dabur India LtdEquity - Future-4.3 Cr0.15%
Prince Pipes And Fittings Ltd Ordinary SharesEquity4.27 Cr0.14%
Future on Kotak Mahindra Bank LtdEquity - Future-3.7 Cr0.13%
Future on Info Edge (India) LtdEquity - Future-3.58 Cr0.12%
Future on Mahindra & Mahindra LtdEquity - Future-3.41 Cr0.12%
Future on LTIMindtree LtdEquity - Future-3.24 Cr0.11%
Future on Dr. Lal PathLabs LtdEquity - Future-2.94 Cr0.10%
Future on Coal India LtdEquity - Future-2.8 Cr0.09%
Future on Eicher Motors LtdEquity - Future-2.22 Cr0.07%
Future on Torrent Pharmaceuticals LtdEquity - Future-2.1 Cr0.07%
Future on ICICI Lombard General Insurance Co LtdEquity - Future-1.98 Cr0.07%
Future on Cipla LtdEquity - Future-1.84 Cr0.06%
Future on Syngene International LtdEquity - Future-1.29 Cr0.04%
Future on Dalmia Bharat LtdEquity - Future-1.05 Cr0.04%
Dalmia Bharat LtdEquity1.05 Cr0.04%
Clearing Corporation Of India Ltd. Std - MarginCash - Repurchase Agreement0.51 Cr0.02%
Mahindra & Mahindra Financial Services LtdEquity0.06 Cr0.00%

Allocation By Market Cap (Equity)

Large Cap Stocks

45.73%

Mid Cap Stocks

4.20%

Small Cap Stocks

1.93%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services637.49 Cr21.53%
Consumer Cyclical259.95 Cr8.78%
Industrials213.01 Cr7.19%
Technology200.55 Cr6.77%
Consumer Defensive153.65 Cr5.19%
Basic Materials141.8 Cr4.79%
Energy137.16 Cr4.63%
Communication Services118.96 Cr4.02%
Healthcare82.18 Cr2.78%
Utilities68.67 Cr2.32%

Risk & Performance Ratios

Standard Deviation

This fund

--

Cat. avg.

7.32%

Lower the better

Sharpe Ratio

This fund

--

Cat. avg.

0.83

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.62

Higher the better

Fund Managers

Anurag Mittal

Anurag Mittal

Since August 2023

ST

Sachin Trivedi

Since August 2023

Additional Scheme Detailsas of 30th June 2024

ISIN
INF789F1AYT7
Expense Ratio
1.89%
Exit Load
1.00%
Fund Size
₹2,865 Cr
Age
10 Aug 2023
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
Nifty 50 Hybrid Composite Debt 50:50

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Fund nameExpense RatioExit LoadFund size
1Y
Motilal Oswal Balance Advantage Fund Regular Growth

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Motilal Oswal Balance Advantage Fund Direct Growth

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Quant Dynamic Asset Allocation Fund Direct Growth

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0.7%1.0%₹1148.29 Cr56.9%
Quant Dynamic Asset Allocation Fund Regular Growth

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Bandhan Balanced Advantage Fund Direct Growth

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0.6%1.0%₹2216.86 Cr21.1%
Bandhan Balanced Advantage Fund Regular Growth

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1.9%1.0%₹2216.86 Cr19.6%
Mahindra Manulife Balanced Advantage Fund Regular Growth

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2.3%1.0%₹738.59 Cr27.8%
Mahindra Manulife Balanced Advantage Fund Direct Growth

Very High Risk

0.6%1.0%₹738.59 Cr30.0%
Mirae Asset Balanced Advantage Fund Direct Growth

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0.7%1.0%₹1589.97 Cr23.2%
Mirae Asset Balanced Advantage Fund Regular Growth

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2.1%1.0%₹1589.97 Cr21.5%

About the AMC

Total AUM

₹2,92,994 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
UTI Innovation Fund Direct Growth

Very High Risk

0.9%1.0%₹622.20 Cr-
UTI Fixed Income Interval Fund Annual Plan I Direct Growth

Low Risk

-0.0%₹20.40 Cr6.9%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth

Low to Moderate Risk

-0.0%-7.4%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth

Low to Moderate Risk

-0.0%-7.4%
UTI FIIF Ser 2 Qt Interval V Direct Growth

Low Risk

-1.0%₹4.80 Cr6.9%
UTI Fixed Income Interval Fund Quarterly I Direct Growth

Low Risk

-0.0%₹10.46 Cr7.1%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth

Moderate Risk

-1.0%₹11.46 Cr7.2%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth

Low to Moderate Risk

-0.0%-10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth

Low to Moderate Risk

-0.0%--
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth

Moderate Risk

---7.4%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth

Low to Moderate Risk

-0.0%₹13.38 Cr6.9%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth

Low to Moderate Risk

-0.0%-7.8%
UTI Floater Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹1382.47 Cr7.3%
UTI Nifty 500 Value 50 Index Fund Direct Growth

Very High Risk

0.6%0.0%₹308.39 Cr90.2%
UTI Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹895.64 Cr7.2%
UTI Focused Equity Fund Direct Growth

Very High Risk

0.6%1.0%₹2564.64 Cr38.9%
UTI Silver ETF Fund of Fund Direct Growth

Very High Risk

0.1%1.0%₹27.60 Cr31.0%
UTI Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹6971.45 Cr70.7%
UTI Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹3920.66 Cr6.8%
UTI Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹3723.82 Cr7.5%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹229.47 Cr43.8%
UTI Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹5521.20 Cr8.4%
UTI Small Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹4221.01 Cr44.2%
UTI Ultra Short Term Fund Direct Growth

Moderate Risk

0.4%0.0%₹2514.62 Cr7.6%
UTI Credit Risk Fund Direct Growth

Moderately High risk

0.9%1.0%₹387.86 Cr7.5%
UTI Dividend Yield Fund Direct Growth

Very High Risk

1.4%1.0%₹4071.32 Cr52.2%
UTI Banking and Financial Services Fund Direct Growth

Very High Risk

1.2%1.0%₹1140.83 Cr26.3%
UTI Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹465.51 Cr8.2%
UTI Hybrid Equity Fund Direct Growth

Very High Risk

1.3%1.0%₹5511.93 Cr35.1%
UTI Long Term Equity Fund Direct Growth

Very High Risk

0.8%0.0%₹3625.70 Cr36.7%
UTI Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹25696.23 Cr24.1%
UTI Bond Fund Direct Growth

Moderate Risk

1.2%0.0%₹300.38 Cr6.9%
UTI Liquid Fund Cash Plan Direct Growth

Moderate Risk

0.2%0.0%₹28028.74 Cr7.4%
UTI Gilt Fund Direct Growth

Moderate Risk

0.7%0.0%₹641.00 Cr8.0%
UTI India Consumer Fund Direct Growth

Very High Risk

1.6%1.0%₹660.51 Cr37.7%
UTI Infrastructure Fund Direct Growth

Very High Risk

1.8%1.0%₹2409.84 Cr59.5%
UTI MNC Fund Direct Growth

Very High Risk

1.1%1.0%₹3100.83 Cr36.9%
UTI Master Share Unit Scheme Direct Growth

Very High Risk

0.8%1.0%₹12365.73 Cr30.3%
UTI Regular Savings Fund Direct Growth

Moderately High risk

1.2%1.0%₹1588.20 Cr16.2%
UTI Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹14308.33 Cr7.6%
UTI Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹11692.15 Cr45.6%
UTI Value Opportunities Fund Direct Growth

Very High Risk

1.1%1.0%₹9125.24 Cr48.1%
UTI Healthcare Fund Direct Growth

Very High Risk

1.3%1.0%₹985.80 Cr49.0%
UTI Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹16924.52 Cr26.3%
UTI Transportation & Logistics Fund Direct Growth

Very High Risk

0.8%1.0%₹3698.11 Cr54.9%
UTI Short Term Income Fund Direct Growth

Moderate Risk

0.4%0.0%₹2673.12 Cr7.8%
UTI - Treasury Advantage Fund Direct Growth

Moderate Risk

0.3%0.0%₹2455.66 Cr7.3%
UTI Multi Asset Fund Direct Growth

High Risk

1.1%1.0%₹2026.51 Cr38.6%
UTI Core Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹3085.86 Cr51.3%
UTI Medium Term Fund Direct Growth

Moderate Risk

0.9%1.0%₹39.86 Cr7.2%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of UTI Balanced Advantage Fund Regular Growth, as of 11-Jul-2024, is ₹11.77.
The fund's allocation of assets is distributed as 51.85% in equities, 23.53% in bonds, and 24.62% in cash and cash equivalents.
The fund managers responsible for UTI Balanced Advantage Fund Regular Growth are:-
  1. Anurag Mittal
  2. Sachin Trivedi