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UTI Multi Asset Fund Direct Growth
HybridMulti Asset AllocationHigh Risk
Direct
NAV (12-May-25)
₹80.481.98%1D
Returns (Since Inception)
10.43%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹5,517 Cr
Expense Ratio
0.52%
ISIN
INF789F01VE6
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
01 Jan 2013
About this fund
UTI Multi Asset Fund Direct Growth is a Multi Asset Allocation mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 12 years, 4 months and 12 days, having been launched on 01-Jan-13.
As of 12-May-25, it has a Net Asset Value (NAV) of ₹80.48, Assets Under Management (AUM) of 5517.13 Crores, and an expense ratio of 0.52%.
As of 12-May-25, it has a Net Asset Value (NAV) of ₹80.48, Assets Under Management (AUM) of 5517.13 Crores, and an expense ratio of 0.52%.
- UTI Multi Asset Fund Direct Growth has given a CAGR return of 10.43% since inception.
- The fund's asset allocation comprises around 51.34% in equities, 16.43% in debts, and 21.30% in cash & cash equivalents.
- You can start investing in UTI Multi Asset Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+11.54%
— (Cat Avg.)
3 Years
+22.17%
— (Cat Avg.)
5 Years
+19.93%
— (Cat Avg.)
10 Years
+11.11%
— (Cat Avg.)
Since Inception
+10.43%
— (Cat Avg.)
Portfolio Summaryas of 30th April 2025
| Equity | ₹2,832.4 Cr | 51.34% |
| Debt | ₹906.39 Cr | 16.43% |
| Others | ₹1,778.33 Cr | 32.23% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹785.49 Cr | 14.24% |
| UTI Gold ETF | Mutual Fund - ETF | ₹608.96 Cr | 11.04% |
| Net Current Assets | Cash | ₹382.54 Cr | 6.93% |
| ICICI Bank Ltd | Equity | ₹216.96 Cr | 3.93% |
| Bharti Airtel Ltd | Equity | ₹160.99 Cr | 2.92% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹157.4 Cr | 2.85% |
| Infosys Ltd | Equity | ₹142.15 Cr | 2.58% |
| HDFC Bank Ltd | Equity | ₹140.58 Cr | 2.55% |
| ITC Ltd | Equity | ₹136.19 Cr | 2.47% |
| Tata Consultancy Services Ltd | Equity | ₹132.94 Cr | 2.41% |
| HCL Technologies Ltd | Equity | ₹127.01 Cr | 2.30% |
| Bajaj Finserv Ltd | Equity | ₹111.87 Cr | 2.03% |
| Reliance Industries Ltd | Equity | ₹107.62 Cr | 1.95% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹102.11 Cr | 1.85% |
| Nestle India Ltd | Equity | ₹92.84 Cr | 1.68% |
| Persistent Systems Ltd | Equity | ₹86.67 Cr | 1.57% |
| Britannia Industries Ltd | Equity | ₹80.89 Cr | 1.47% |
| 7.32% Govt Stock 2030 | Bond - Gov't/Treasury | ₹79.13 Cr | 1.43% |
| Asian Paints Ltd | Equity | ₹77.28 Cr | 1.40% |
| Dixon Technologies (India) Ltd | Equity | ₹74.65 Cr | 1.35% |
| Divi's Laboratories Ltd | Equity | ₹74.11 Cr | 1.34% |
| Kotak Mahindra Bank Ltd | Equity | ₹69.44 Cr | 1.26% |
| InterGlobe Aviation Ltd | Equity | ₹64.65 Cr | 1.17% |
| Maruti Suzuki India Ltd | Equity | ₹63.07 Cr | 1.14% |
| Hindustan Unilever Ltd | Equity | ₹61.96 Cr | 1.12% |
| Future on BSE Ltd | Equity - Future | ₹-60.12 Cr | 1.09% |
| Future on ICICI Bank Ltd | Equity - Future | ₹-56.79 Cr | 1.03% |
| UltraTech Cement Ltd | Equity | ₹56.27 Cr | 1.02% |
| Coal India Ltd | Equity | ₹54.96 Cr | 1.00% |
| Future on Hindustan Aeronautics Ltd Ordinary Shares | Equity - Future | ₹-53.85 Cr | 0.98% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹53.65 Cr | 0.97% |
| 7.18% Govt Stock 2037 | Bond - Gov't/Treasury | ₹53.04 Cr | 0.96% |
| Rec Limited | Bond - Corporate Bond | ₹52.09 Cr | 0.94% |
| 7.29% West Bengal State Development Loans (12/03/2038) | Bond - Gov't/Treasury | ₹52.08 Cr | 0.94% |
| 7.4% Power Finance Corporation Limited** | Bond - Corporate Bond | ₹51.58 Cr | 0.93% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹51.51 Cr | 0.93% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹51.31 Cr | 0.93% |
| Power Finance Corp Ltd. | Bond - Corporate Bond | ₹51.2 Cr | 0.93% |
| Indian Hotels Co Ltd | Equity | ₹50.85 Cr | 0.92% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.79 Cr | 0.92% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.66 Cr | 0.92% |
| Export-Import Bank Of India | Bond - Corporate Bond | ₹50.65 Cr | 0.92% |
| Titan Co Ltd | Equity | ₹50.57 Cr | 0.92% |
| Vedanta Ltd | Equity | ₹50.33 Cr | 0.91% |
| Pidilite Industries Ltd | Equity | ₹48.86 Cr | 0.89% |
| Eicher Motors Ltd | Equity | ₹48.51 Cr | 0.88% |
| Future on Trent Ltd | Equity - Future | ₹-45.03 Cr | 0.82% |
| Trent Ltd | Equity | ₹45 Cr | 0.82% |
| Colgate-Palmolive (India) Ltd | Equity | ₹39.59 Cr | 0.72% |
| Future on Larsen & Toubro Ltd | Equity - Future | ₹-38.79 Cr | 0.70% |
| Larsen & Toubro Ltd | Equity | ₹38.69 Cr | 0.70% |
| HDFC Asset Management Co Ltd | Equity | ₹38.67 Cr | 0.70% |
| Bajaj Finance Ltd | Equity | ₹38.5 Cr | 0.70% |
| Marico Ltd | Equity | ₹36.43 Cr | 0.66% |
| Coforge Ltd | Equity | ₹35.96 Cr | 0.65% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-34.53 Cr | 0.63% |
| Tech Mahindra Ltd | Equity | ₹33.97 Cr | 0.62% |
| Future on Page Industries Ltd | Equity - Future | ₹-31.96 Cr | 0.58% |
| Cummins India Ltd | Equity | ₹30.78 Cr | 0.56% |
| Bajaj Holdings and Investment Ltd | Equity | ₹30.58 Cr | 0.55% |
| Coromandel International Ltd | Equity | ₹29.71 Cr | 0.54% |
| Future on Sun Pharmaceuticals Industries Ltd | Equity - Future | ₹-28.16 Cr | 0.51% |
| Laurus Labs Ltd | Equity | ₹26.69 Cr | 0.48% |
| UPL Ltd | Equity | ₹26.57 Cr | 0.48% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹25.8 Cr | 0.47% |
| 7.08% Haryana State Development Loans (26/03/2039) | Bond - Gov't/Treasury | ₹25.72 Cr | 0.47% |
| Haryana (State Of) 7.09% | Bond - Sub-sovereign Government Debt | ₹25.72 Cr | 0.47% |
| 7.08% Andhra Pradesh State Development Loans (26/03/2037) | Bond - Gov't/Treasury | ₹25.57 Cr | 0.46% |
| Indian Oil Corporation Limited | Bond - Corporate Bond | ₹25.5 Cr | 0.46% |
| Fortis Healthcare Ltd | Equity | ₹25.44 Cr | 0.46% |
| SBI Life Insurance Co Ltd | Equity | ₹25.32 Cr | 0.46% |
| LTIMindtree Ltd | Equity | ₹25.2 Cr | 0.46% |
| Future on Axis Bank Ltd | Equity - Future | ₹-25.08 Cr | 0.45% |
| Axis Bank Ltd | Equity | ₹24.96 Cr | 0.45% |
| Shree Cement Ltd | Equity | ₹24.55 Cr | 0.45% |
| Future on DLF Ltd | Equity - Future | ₹-23.95 Cr | 0.43% |
| DLF Ltd | Equity | ₹23.87 Cr | 0.43% |
| Abbott India Ltd | Equity | ₹23.42 Cr | 0.42% |
| One97 Communications Ltd | Equity | ₹22.87 Cr | 0.41% |
| Future on Shree Cement Ltd | Equity - Future | ₹-21.9 Cr | 0.40% |
| Muthoot Finance Ltd | Equity | ₹21.87 Cr | 0.40% |
| SBI Cards and Payment Services Ltd Ordinary Shares | Equity | ₹20.66 Cr | 0.37% |
| Future on REC Ltd | Equity - Future | ₹-20.63 Cr | 0.37% |
| 7.12% Maharashtra SDL 2038 | Bond - Gov't/Treasury | ₹20.61 Cr | 0.37% |
| REC Ltd | Equity | ₹20.58 Cr | 0.37% |
| Life Insurance Corporation of India | Equity | ₹20.35 Cr | 0.37% |
| Future on Dixon Technologies (India) Ltd | Equity - Future | ₹-19.3 Cr | 0.35% |
| Future on Dr Reddy's Laboratories Ltd | Equity - Future | ₹-19.18 Cr | 0.35% |
| Indian Railway Catering And Tourism Corp Ltd | Equity | ₹18.01 Cr | 0.33% |
| Future on Computer Age Management Services Ltd Ordinary Shares | Equity - Future | ₹-17.84 Cr | 0.32% |
| Torrent Pharmaceuticals Ltd | Equity | ₹16.95 Cr | 0.31% |
| Glenmark Pharmaceuticals Ltd | Equity | ₹16.71 Cr | 0.30% |
| Dabur India Ltd | Equity | ₹16.54 Cr | 0.30% |
| Oracle Financial Services Software Ltd | Equity | ₹16.14 Cr | 0.29% |
| Blue Star Ltd | Equity | ₹15.97 Cr | 0.29% |
| Future on Central Depository Services (India) Ltd | Equity - Future | ₹-15.96 Cr | 0.29% |
| Lloyds Metals & Energy Ltd | Equity | ₹15.66 Cr | 0.28% |
| Future on Nestle India Ltd | Equity - Future | ₹-15.61 Cr | 0.28% |
| Hyundai Motor India Ltd | Equity | ₹15.27 Cr | 0.28% |
| Future on Samvardhana Motherson International Ltd | Equity - Future | ₹-15.08 Cr | 0.27% |
| Samvardhana Motherson International Ltd | Equity | ₹15.04 Cr | 0.27% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹14.49 Cr | 0.26% |
| Future on Bajaj Finance Ltd | Equity - Future | ₹-14.4 Cr | 0.26% |
| Future on GAIL (India) Ltd | Equity - Future | ₹-14.25 Cr | 0.26% |
| GAIL (India) Ltd | Equity | ₹14.22 Cr | 0.26% |
| Future on Asian Paints Ltd | Equity - Future | ₹-13.79 Cr | 0.25% |
| Indian Energy Exchange Ltd | Equity | ₹13.71 Cr | 0.25% |
| Navin Fluorine International Ltd | Equity | ₹13.44 Cr | 0.24% |
| Future on Tata Elxsi Ltd | Equity - Future | ₹-13.05 Cr | 0.24% |
| Hindustan Zinc Ltd | Equity | ₹12.23 Cr | 0.22% |
| Future on Lupin Ltd | Equity - Future | ₹-11.18 Cr | 0.20% |
| Future on Infosys Ltd | Equity - Future | ₹-11.13 Cr | 0.20% |
| Lupin Ltd | Equity | ₹11.13 Cr | 0.20% |
| Eternal Limited-29-May-2025 | Equity - Future | ₹-10.27 Cr | 0.19% |
| Eternal Ltd | Equity | ₹10.23 Cr | 0.19% |
| Future on TVS Motor Co Ltd | Equity - Future | ₹-9.95 Cr | 0.18% |
| TVS Motor Co Ltd | Equity | ₹9.91 Cr | 0.18% |
| Bosch Ltd | Equity | ₹9.78 Cr | 0.18% |
| MRF Ltd | Equity | ₹8.92 Cr | 0.16% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹8.9 Cr | 0.16% |
| Dr Reddy's Laboratories Ltd | Equity | ₹8.2 Cr | 0.15% |
| Future on Tech Mahindra Ltd | Equity - Future | ₹-8.05 Cr | 0.15% |
| Future on Titan Co Ltd | Equity - Future | ₹-7.73 Cr | 0.14% |
| Page Industries Ltd | Equity | ₹7.69 Cr | 0.14% |
| BSE Ltd | Equity | ₹7.43 Cr | 0.13% |
| Future on UltraTech Cement Ltd | Equity - Future | ₹-7.37 Cr | 0.13% |
| Future on Indraprastha Gas Ltd | Equity - Future | ₹-7.3 Cr | 0.13% |
| Future on Glenmark Pharmaceuticals Ltd | Equity - Future | ₹-6.9 Cr | 0.13% |
| Future on Voltas Ltd | Equity - Future | ₹-6.76 Cr | 0.12% |
| Voltas Ltd | Equity | ₹6.75 Cr | 0.12% |
| Future on Vedanta Ltd | Equity - Future | ₹-6.65 Cr | 0.12% |
| Future on Prestige Estates Projects Ltd | Equity - Future | ₹-6.38 Cr | 0.12% |
| Prestige Estates Projects Ltd | Equity | ₹6.35 Cr | 0.12% |
| Future on Dabur India Ltd | Equity - Future | ₹-5.86 Cr | 0.11% |
| Future on Coal India Ltd | Equity - Future | ₹-5.85 Cr | 0.11% |
| Procter & Gamble Hygiene and Health Care Ltd | Equity | ₹5.82 Cr | 0.11% |
| Future on Chambal Fertilisers & Chemicals Ltd | Equity - Future | ₹-5.73 Cr | 0.10% |
| Future on Torrent Pharmaceuticals Ltd | Equity - Future | ₹-5.34 Cr | 0.10% |
| Future on Britannia Industries Ltd | Equity - Future | ₹-5.3 Cr | 0.10% |
| Future on Canara Bank | Equity - Future | ₹-5.14 Cr | 0.09% |
| Canara Bank | Equity | ₹5.13 Cr | 0.09% |
| Future on Pidilite Industries Ltd | Equity - Future | ₹-4.56 Cr | 0.08% |
| Future on Birlasoft Ltd | Equity - Future | ₹-4.54 Cr | 0.08% |
| Future on Info Edge (India) Ltd | Equity - Future | ₹-4.53 Cr | 0.08% |
| Birlasoft Ltd | Equity | ₹4.53 Cr | 0.08% |
| Info Edge (India) Ltd | Equity | ₹4.51 Cr | 0.08% |
| Future on Eicher Motors Ltd | Equity - Future | ₹-4.5 Cr | 0.08% |
| Havells India Ltd | Equity | ₹4.4 Cr | 0.08% |
| Future on Havells India Ltd | Equity - Future | ₹-4.4 Cr | 0.08% |
| Future on Indian Hotels Co Ltd | Equity - Future | ₹-4.11 Cr | 0.07% |
| Chambal Fertilisers & Chemicals Ltd | Equity | ₹3.4 Cr | 0.06% |
| Future on Petronet LNG Ltd | Equity - Future | ₹-3.3 Cr | 0.06% |
| Petronet LNG Ltd | Equity | ₹3.29 Cr | 0.06% |
| Odisha (Government of) 7.05% | Bond - Sub-sovereign Government Debt | ₹3.23 Cr | 0.06% |
| Torrent Power Ltd | Equity | ₹3.06 Cr | 0.06% |
| Future on Bosch Ltd | Equity - Future | ₹-2.88 Cr | 0.05% |
| Future on Colgate-Palmolive (India) Ltd | Equity - Future | ₹-2.79 Cr | 0.05% |
| Future on Bank of Baroda | Equity - Future | ₹-2.42 Cr | 0.04% |
| Bank of Baroda | Equity | ₹2.41 Cr | 0.04% |
| Future on Marico Ltd | Equity - Future | ₹-2.4 Cr | 0.04% |
| Future on Bajaj Finserv Ltd | Equity - Future | ₹-2.25 Cr | 0.04% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-1.86 Cr | 0.03% |
| Future on Coforge Ltd | Equity - Future | ₹-1.81 Cr | 0.03% |
| Future on Oracle Financial Services Software Ltd | Equity - Future | ₹-1.62 Cr | 0.03% |
| UTI Nifty 5 Yr Benchmark G-Sec ETF | Mutual Fund - ETF | ₹1.48 Cr | 0.03% |
| UTI Nifty 10 yr Benchmark G-Sec ETF | Mutual Fund - ETF | ₹1.38 Cr | 0.02% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash - Repurchase Agreement | ₹1.29 Cr | 0.02% |
| Future on MRF Ltd | Equity - Future | ₹-1.28 Cr | 0.02% |
| Future on Exide Industries Ltd | Equity - Future | ₹-0.82 Cr | 0.01% |
| Exide Industries Ltd | Equity | ₹0.82 Cr | 0.01% |
| Future on Cipla Ltd | Equity - Future | ₹-0.71 Cr | 0.01% |
| Cipla Ltd | Equity | ₹0.71 Cr | 0.01% |
| Future on Polycab India Ltd | Equity - Future | ₹-0.69 Cr | 0.01% |
| Polycab India Ltd | Equity | ₹0.69 Cr | 0.01% |
| Future on Zydus Lifesciences Ltd | Equity - Future | ₹-0.56 Cr | 0.01% |
| Zydus Lifesciences Ltd | Equity | ₹0.56 Cr | 0.01% |
| Future on HDFC Bank Ltd | Equity - Future | ₹-0.53 Cr | 0.01% |
| Future on United Spirits Ltd | Equity - Future | ₹-0.44 Cr | 0.01% |
| United Spirits Ltd | Equity | ₹0.44 Cr | 0.01% |
| Indraprastha Gas Ltd | Equity | ₹0.28 Cr | 0.01% |
| Future on HCL Technologies Ltd | Equity - Future | ₹-0.22 Cr | 0.00% |
| Future on Divi's Laboratories Ltd | Equity - Future | ₹-0.12 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
41.74%
Mid Cap Stocks
9.47%
Small Cap Stocks
0.32%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹832.43 Cr | 15.09% |
| Technology | ₹702.09 Cr | 12.73% |
| Consumer Defensive | ₹470.69 Cr | 8.53% |
| Basic Materials | ₹358.3 Cr | 6.49% |
| Consumer Cyclical | ₹342.41 Cr | 6.21% |
| Healthcare | ₹306.01 Cr | 5.55% |
| Industrials | ₹226.84 Cr | 4.11% |
| Energy | ₹165.87 Cr | 3.01% |
| Communication Services | ₹165.5 Cr | 3.00% |
| Real Estate | ₹30.21 Cr | 0.55% |
| Utilities | ₹17.56 Cr | 0.32% |
Risk & Performance Ratios
Standard Deviation
This fund
9.27%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
1.30
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
SK
Sharwan Kumar Goyal
Since November 2021
Jaydeep Bhowal
Since October 2024
Additional Scheme Detailsas of 30th April 2025
ISIN INF789F01VE6 | Expense Ratio 0.52% | Exit Load 1.00% | Fund Size ₹5,517 Cr | Age 12 years 4 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Composite Bond TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Multi Asset Allocation Funds
About the AMC
UTI Mutual Fund
Total AUM
₹3,10,311 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Risk Level
Your principal amount will be at High Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of UTI Multi Asset Fund Direct Growth?
The NAV of UTI Multi Asset Fund Direct Growth, as of 12-May-2025, is ₹80.48.
What are the returns of UTI Multi Asset Fund Direct Growth?
The fund has generated 11.54% over the last 1 year and 22.17% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of UTI Multi Asset Fund Direct Growth?
The fund's allocation of assets is distributed as 51.34% in equities, 16.43% in bonds, and 21.30% in cash and cash equivalents.
Who manages the UTI Multi Asset Fund Direct Growth?
The fund managers responsible for UTI Multi Asset Fund Direct Growth are:-
- Sharwan Kumar Goyal
- Jaydeep Bhowal
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
UTI Multi Asset Fund Direct Growth
HybridMulti Asset AllocationHigh Risk
Direct
NAV (12-May-25)
₹80.481.98%1D
Returns (Since Inception)
10.43%
Rated ★4.3+ on
Fund Overview
Fund Size
₹5,517 Cr
Expense Ratio
0.52%
ISIN
INF789F01VE6
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
01 Jan 2013
Risk Level
Your principal amount will be at High Risk
About this fund
UTI Multi Asset Fund Direct Growth is a Multi Asset Allocation mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 12 years, 4 months and 12 days, having been launched on 01-Jan-13.
As of 12-May-25, it has a Net Asset Value (NAV) of ₹80.48, Assets Under Management (AUM) of 5517.13 Crores, and an expense ratio of 0.52%.
As of 12-May-25, it has a Net Asset Value (NAV) of ₹80.48, Assets Under Management (AUM) of 5517.13 Crores, and an expense ratio of 0.52%.
- UTI Multi Asset Fund Direct Growth has given a CAGR return of 10.43% since inception.
- The fund's asset allocation comprises around 51.34% in equities, 16.43% in debts, and 21.30% in cash & cash equivalents.
- You can start investing in UTI Multi Asset Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+11.54%
— (Cat Avg.)
3 Years
+22.17%
— (Cat Avg.)
5 Years
+19.93%
— (Cat Avg.)
10 Years
+11.11%
— (Cat Avg.)
Since Inception
+10.43%
— (Cat Avg.)
Portfolio Summaryas of 30th April 2025
| Equity | ₹2,832.4 Cr | 51.34% |
| Debt | ₹906.39 Cr | 16.43% |
| Others | ₹1,778.33 Cr | 32.23% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹785.49 Cr | 14.24% |
| UTI Gold ETF | Mutual Fund - ETF | ₹608.96 Cr | 11.04% |
| Net Current Assets | Cash | ₹382.54 Cr | 6.93% |
| ICICI Bank Ltd | Equity | ₹216.96 Cr | 3.93% |
| Bharti Airtel Ltd | Equity | ₹160.99 Cr | 2.92% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹157.4 Cr | 2.85% |
| Infosys Ltd | Equity | ₹142.15 Cr | 2.58% |
| HDFC Bank Ltd | Equity | ₹140.58 Cr | 2.55% |
| ITC Ltd | Equity | ₹136.19 Cr | 2.47% |
| Tata Consultancy Services Ltd | Equity | ₹132.94 Cr | 2.41% |
| HCL Technologies Ltd | Equity | ₹127.01 Cr | 2.30% |
| Bajaj Finserv Ltd | Equity | ₹111.87 Cr | 2.03% |
| Reliance Industries Ltd | Equity | ₹107.62 Cr | 1.95% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹102.11 Cr | 1.85% |
| Nestle India Ltd | Equity | ₹92.84 Cr | 1.68% |
| Persistent Systems Ltd | Equity | ₹86.67 Cr | 1.57% |
| Britannia Industries Ltd | Equity | ₹80.89 Cr | 1.47% |
| 7.32% Govt Stock 2030 | Bond - Gov't/Treasury | ₹79.13 Cr | 1.43% |
| Asian Paints Ltd | Equity | ₹77.28 Cr | 1.40% |
| Dixon Technologies (India) Ltd | Equity | ₹74.65 Cr | 1.35% |
| Divi's Laboratories Ltd | Equity | ₹74.11 Cr | 1.34% |
| Kotak Mahindra Bank Ltd | Equity | ₹69.44 Cr | 1.26% |
| InterGlobe Aviation Ltd | Equity | ₹64.65 Cr | 1.17% |
| Maruti Suzuki India Ltd | Equity | ₹63.07 Cr | 1.14% |
| Hindustan Unilever Ltd | Equity | ₹61.96 Cr | 1.12% |
| Future on BSE Ltd | Equity - Future | ₹-60.12 Cr | 1.09% |
| Future on ICICI Bank Ltd | Equity - Future | ₹-56.79 Cr | 1.03% |
| UltraTech Cement Ltd | Equity | ₹56.27 Cr | 1.02% |
| Coal India Ltd | Equity | ₹54.96 Cr | 1.00% |
| Future on Hindustan Aeronautics Ltd Ordinary Shares | Equity - Future | ₹-53.85 Cr | 0.98% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹53.65 Cr | 0.97% |
| 7.18% Govt Stock 2037 | Bond - Gov't/Treasury | ₹53.04 Cr | 0.96% |
| Rec Limited | Bond - Corporate Bond | ₹52.09 Cr | 0.94% |
| 7.29% West Bengal State Development Loans (12/03/2038) | Bond - Gov't/Treasury | ₹52.08 Cr | 0.94% |
| 7.4% Power Finance Corporation Limited** | Bond - Corporate Bond | ₹51.58 Cr | 0.93% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹51.51 Cr | 0.93% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹51.31 Cr | 0.93% |
| Power Finance Corp Ltd. | Bond - Corporate Bond | ₹51.2 Cr | 0.93% |
| Indian Hotels Co Ltd | Equity | ₹50.85 Cr | 0.92% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.79 Cr | 0.92% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.66 Cr | 0.92% |
| Export-Import Bank Of India | Bond - Corporate Bond | ₹50.65 Cr | 0.92% |
| Titan Co Ltd | Equity | ₹50.57 Cr | 0.92% |
| Vedanta Ltd | Equity | ₹50.33 Cr | 0.91% |
| Pidilite Industries Ltd | Equity | ₹48.86 Cr | 0.89% |
| Eicher Motors Ltd | Equity | ₹48.51 Cr | 0.88% |
| Future on Trent Ltd | Equity - Future | ₹-45.03 Cr | 0.82% |
| Trent Ltd | Equity | ₹45 Cr | 0.82% |
| Colgate-Palmolive (India) Ltd | Equity | ₹39.59 Cr | 0.72% |
| Future on Larsen & Toubro Ltd | Equity - Future | ₹-38.79 Cr | 0.70% |
| Larsen & Toubro Ltd | Equity | ₹38.69 Cr | 0.70% |
| HDFC Asset Management Co Ltd | Equity | ₹38.67 Cr | 0.70% |
| Bajaj Finance Ltd | Equity | ₹38.5 Cr | 0.70% |
| Marico Ltd | Equity | ₹36.43 Cr | 0.66% |
| Coforge Ltd | Equity | ₹35.96 Cr | 0.65% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-34.53 Cr | 0.63% |
| Tech Mahindra Ltd | Equity | ₹33.97 Cr | 0.62% |
| Future on Page Industries Ltd | Equity - Future | ₹-31.96 Cr | 0.58% |
| Cummins India Ltd | Equity | ₹30.78 Cr | 0.56% |
| Bajaj Holdings and Investment Ltd | Equity | ₹30.58 Cr | 0.55% |
| Coromandel International Ltd | Equity | ₹29.71 Cr | 0.54% |
| Future on Sun Pharmaceuticals Industries Ltd | Equity - Future | ₹-28.16 Cr | 0.51% |
| Laurus Labs Ltd | Equity | ₹26.69 Cr | 0.48% |
| UPL Ltd | Equity | ₹26.57 Cr | 0.48% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹25.8 Cr | 0.47% |
| 7.08% Haryana State Development Loans (26/03/2039) | Bond - Gov't/Treasury | ₹25.72 Cr | 0.47% |
| Haryana (State Of) 7.09% | Bond - Sub-sovereign Government Debt | ₹25.72 Cr | 0.47% |
| 7.08% Andhra Pradesh State Development Loans (26/03/2037) | Bond - Gov't/Treasury | ₹25.57 Cr | 0.46% |
| Indian Oil Corporation Limited | Bond - Corporate Bond | ₹25.5 Cr | 0.46% |
| Fortis Healthcare Ltd | Equity | ₹25.44 Cr | 0.46% |
| SBI Life Insurance Co Ltd | Equity | ₹25.32 Cr | 0.46% |
| LTIMindtree Ltd | Equity | ₹25.2 Cr | 0.46% |
| Future on Axis Bank Ltd | Equity - Future | ₹-25.08 Cr | 0.45% |
| Axis Bank Ltd | Equity | ₹24.96 Cr | 0.45% |
| Shree Cement Ltd | Equity | ₹24.55 Cr | 0.45% |
| Future on DLF Ltd | Equity - Future | ₹-23.95 Cr | 0.43% |
| DLF Ltd | Equity | ₹23.87 Cr | 0.43% |
| Abbott India Ltd | Equity | ₹23.42 Cr | 0.42% |
| One97 Communications Ltd | Equity | ₹22.87 Cr | 0.41% |
| Future on Shree Cement Ltd | Equity - Future | ₹-21.9 Cr | 0.40% |
| Muthoot Finance Ltd | Equity | ₹21.87 Cr | 0.40% |
| SBI Cards and Payment Services Ltd Ordinary Shares | Equity | ₹20.66 Cr | 0.37% |
| Future on REC Ltd | Equity - Future | ₹-20.63 Cr | 0.37% |
| 7.12% Maharashtra SDL 2038 | Bond - Gov't/Treasury | ₹20.61 Cr | 0.37% |
| REC Ltd | Equity | ₹20.58 Cr | 0.37% |
| Life Insurance Corporation of India | Equity | ₹20.35 Cr | 0.37% |
| Future on Dixon Technologies (India) Ltd | Equity - Future | ₹-19.3 Cr | 0.35% |
| Future on Dr Reddy's Laboratories Ltd | Equity - Future | ₹-19.18 Cr | 0.35% |
| Indian Railway Catering And Tourism Corp Ltd | Equity | ₹18.01 Cr | 0.33% |
| Future on Computer Age Management Services Ltd Ordinary Shares | Equity - Future | ₹-17.84 Cr | 0.32% |
| Torrent Pharmaceuticals Ltd | Equity | ₹16.95 Cr | 0.31% |
| Glenmark Pharmaceuticals Ltd | Equity | ₹16.71 Cr | 0.30% |
| Dabur India Ltd | Equity | ₹16.54 Cr | 0.30% |
| Oracle Financial Services Software Ltd | Equity | ₹16.14 Cr | 0.29% |
| Blue Star Ltd | Equity | ₹15.97 Cr | 0.29% |
| Future on Central Depository Services (India) Ltd | Equity - Future | ₹-15.96 Cr | 0.29% |
| Lloyds Metals & Energy Ltd | Equity | ₹15.66 Cr | 0.28% |
| Future on Nestle India Ltd | Equity - Future | ₹-15.61 Cr | 0.28% |
| Hyundai Motor India Ltd | Equity | ₹15.27 Cr | 0.28% |
| Future on Samvardhana Motherson International Ltd | Equity - Future | ₹-15.08 Cr | 0.27% |
| Samvardhana Motherson International Ltd | Equity | ₹15.04 Cr | 0.27% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹14.49 Cr | 0.26% |
| Future on Bajaj Finance Ltd | Equity - Future | ₹-14.4 Cr | 0.26% |
| Future on GAIL (India) Ltd | Equity - Future | ₹-14.25 Cr | 0.26% |
| GAIL (India) Ltd | Equity | ₹14.22 Cr | 0.26% |
| Future on Asian Paints Ltd | Equity - Future | ₹-13.79 Cr | 0.25% |
| Indian Energy Exchange Ltd | Equity | ₹13.71 Cr | 0.25% |
| Navin Fluorine International Ltd | Equity | ₹13.44 Cr | 0.24% |
| Future on Tata Elxsi Ltd | Equity - Future | ₹-13.05 Cr | 0.24% |
| Hindustan Zinc Ltd | Equity | ₹12.23 Cr | 0.22% |
| Future on Lupin Ltd | Equity - Future | ₹-11.18 Cr | 0.20% |
| Future on Infosys Ltd | Equity - Future | ₹-11.13 Cr | 0.20% |
| Lupin Ltd | Equity | ₹11.13 Cr | 0.20% |
| Eternal Limited-29-May-2025 | Equity - Future | ₹-10.27 Cr | 0.19% |
| Eternal Ltd | Equity | ₹10.23 Cr | 0.19% |
| Future on TVS Motor Co Ltd | Equity - Future | ₹-9.95 Cr | 0.18% |
| TVS Motor Co Ltd | Equity | ₹9.91 Cr | 0.18% |
| Bosch Ltd | Equity | ₹9.78 Cr | 0.18% |
| MRF Ltd | Equity | ₹8.92 Cr | 0.16% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹8.9 Cr | 0.16% |
| Dr Reddy's Laboratories Ltd | Equity | ₹8.2 Cr | 0.15% |
| Future on Tech Mahindra Ltd | Equity - Future | ₹-8.05 Cr | 0.15% |
| Future on Titan Co Ltd | Equity - Future | ₹-7.73 Cr | 0.14% |
| Page Industries Ltd | Equity | ₹7.69 Cr | 0.14% |
| BSE Ltd | Equity | ₹7.43 Cr | 0.13% |
| Future on UltraTech Cement Ltd | Equity - Future | ₹-7.37 Cr | 0.13% |
| Future on Indraprastha Gas Ltd | Equity - Future | ₹-7.3 Cr | 0.13% |
| Future on Glenmark Pharmaceuticals Ltd | Equity - Future | ₹-6.9 Cr | 0.13% |
| Future on Voltas Ltd | Equity - Future | ₹-6.76 Cr | 0.12% |
| Voltas Ltd | Equity | ₹6.75 Cr | 0.12% |
| Future on Vedanta Ltd | Equity - Future | ₹-6.65 Cr | 0.12% |
| Future on Prestige Estates Projects Ltd | Equity - Future | ₹-6.38 Cr | 0.12% |
| Prestige Estates Projects Ltd | Equity | ₹6.35 Cr | 0.12% |
| Future on Dabur India Ltd | Equity - Future | ₹-5.86 Cr | 0.11% |
| Future on Coal India Ltd | Equity - Future | ₹-5.85 Cr | 0.11% |
| Procter & Gamble Hygiene and Health Care Ltd | Equity | ₹5.82 Cr | 0.11% |
| Future on Chambal Fertilisers & Chemicals Ltd | Equity - Future | ₹-5.73 Cr | 0.10% |
| Future on Torrent Pharmaceuticals Ltd | Equity - Future | ₹-5.34 Cr | 0.10% |
| Future on Britannia Industries Ltd | Equity - Future | ₹-5.3 Cr | 0.10% |
| Future on Canara Bank | Equity - Future | ₹-5.14 Cr | 0.09% |
| Canara Bank | Equity | ₹5.13 Cr | 0.09% |
| Future on Pidilite Industries Ltd | Equity - Future | ₹-4.56 Cr | 0.08% |
| Future on Birlasoft Ltd | Equity - Future | ₹-4.54 Cr | 0.08% |
| Future on Info Edge (India) Ltd | Equity - Future | ₹-4.53 Cr | 0.08% |
| Birlasoft Ltd | Equity | ₹4.53 Cr | 0.08% |
| Info Edge (India) Ltd | Equity | ₹4.51 Cr | 0.08% |
| Future on Eicher Motors Ltd | Equity - Future | ₹-4.5 Cr | 0.08% |
| Havells India Ltd | Equity | ₹4.4 Cr | 0.08% |
| Future on Havells India Ltd | Equity - Future | ₹-4.4 Cr | 0.08% |
| Future on Indian Hotels Co Ltd | Equity - Future | ₹-4.11 Cr | 0.07% |
| Chambal Fertilisers & Chemicals Ltd | Equity | ₹3.4 Cr | 0.06% |
| Future on Petronet LNG Ltd | Equity - Future | ₹-3.3 Cr | 0.06% |
| Petronet LNG Ltd | Equity | ₹3.29 Cr | 0.06% |
| Odisha (Government of) 7.05% | Bond - Sub-sovereign Government Debt | ₹3.23 Cr | 0.06% |
| Torrent Power Ltd | Equity | ₹3.06 Cr | 0.06% |
| Future on Bosch Ltd | Equity - Future | ₹-2.88 Cr | 0.05% |
| Future on Colgate-Palmolive (India) Ltd | Equity - Future | ₹-2.79 Cr | 0.05% |
| Future on Bank of Baroda | Equity - Future | ₹-2.42 Cr | 0.04% |
| Bank of Baroda | Equity | ₹2.41 Cr | 0.04% |
| Future on Marico Ltd | Equity - Future | ₹-2.4 Cr | 0.04% |
| Future on Bajaj Finserv Ltd | Equity - Future | ₹-2.25 Cr | 0.04% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-1.86 Cr | 0.03% |
| Future on Coforge Ltd | Equity - Future | ₹-1.81 Cr | 0.03% |
| Future on Oracle Financial Services Software Ltd | Equity - Future | ₹-1.62 Cr | 0.03% |
| UTI Nifty 5 Yr Benchmark G-Sec ETF | Mutual Fund - ETF | ₹1.48 Cr | 0.03% |
| UTI Nifty 10 yr Benchmark G-Sec ETF | Mutual Fund - ETF | ₹1.38 Cr | 0.02% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash - Repurchase Agreement | ₹1.29 Cr | 0.02% |
| Future on MRF Ltd | Equity - Future | ₹-1.28 Cr | 0.02% |
| Future on Exide Industries Ltd | Equity - Future | ₹-0.82 Cr | 0.01% |
| Exide Industries Ltd | Equity | ₹0.82 Cr | 0.01% |
| Future on Cipla Ltd | Equity - Future | ₹-0.71 Cr | 0.01% |
| Cipla Ltd | Equity | ₹0.71 Cr | 0.01% |
| Future on Polycab India Ltd | Equity - Future | ₹-0.69 Cr | 0.01% |
| Polycab India Ltd | Equity | ₹0.69 Cr | 0.01% |
| Future on Zydus Lifesciences Ltd | Equity - Future | ₹-0.56 Cr | 0.01% |
| Zydus Lifesciences Ltd | Equity | ₹0.56 Cr | 0.01% |
| Future on HDFC Bank Ltd | Equity - Future | ₹-0.53 Cr | 0.01% |
| Future on United Spirits Ltd | Equity - Future | ₹-0.44 Cr | 0.01% |
| United Spirits Ltd | Equity | ₹0.44 Cr | 0.01% |
| Indraprastha Gas Ltd | Equity | ₹0.28 Cr | 0.01% |
| Future on HCL Technologies Ltd | Equity - Future | ₹-0.22 Cr | 0.00% |
| Future on Divi's Laboratories Ltd | Equity - Future | ₹-0.12 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
41.74%
Mid Cap Stocks
9.47%
Small Cap Stocks
0.32%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹832.43 Cr | 15.09% |
| Technology | ₹702.09 Cr | 12.73% |
| Consumer Defensive | ₹470.69 Cr | 8.53% |
| Basic Materials | ₹358.3 Cr | 6.49% |
| Consumer Cyclical | ₹342.41 Cr | 6.21% |
| Healthcare | ₹306.01 Cr | 5.55% |
| Industrials | ₹226.84 Cr | 4.11% |
| Energy | ₹165.87 Cr | 3.01% |
| Communication Services | ₹165.5 Cr | 3.00% |
| Real Estate | ₹30.21 Cr | 0.55% |
| Utilities | ₹17.56 Cr | 0.32% |
Risk & Performance Ratios
Standard Deviation
This fund
9.27%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
1.30
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
SK
Sharwan Kumar Goyal
Since November 2021
Jaydeep Bhowal
Since October 2024
Additional Scheme Detailsas of 30th April 2025
ISIN INF789F01VE6 | Expense Ratio 0.52% | Exit Load 1.00% | Fund Size ₹5,517 Cr | Age 12 years 4 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Composite Bond TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Multi Asset Allocation Funds
About the AMC
UTI Mutual Fund
Total AUM
₹3,10,311 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
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Still got questions?
We're here to help.
What is the current NAV of UTI Multi Asset Fund Direct Growth?
The NAV of UTI Multi Asset Fund Direct Growth, as of 12-May-2025, is ₹80.48.
What are the returns of UTI Multi Asset Fund Direct Growth?
The fund has generated 11.54% over the last 1 year and 22.17% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of UTI Multi Asset Fund Direct Growth?
The fund's allocation of assets is distributed as 51.34% in equities, 16.43% in bonds, and 21.30% in cash and cash equivalents.
Who manages the UTI Multi Asset Fund Direct Growth?
The fund managers responsible for UTI Multi Asset Fund Direct Growth are:-
- Sharwan Kumar Goyal
- Jaydeep Bhowal
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
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