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Fund Overview

Fund Size

Fund Size

₹584 Cr

Expense Ratio

Expense Ratio

1.58%

ISIN

ISIN

INF789F01VF3

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

01 Jan 2013

About this fund

UTI India Consumer Fund Direct Growth is a Equity - Consumption mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 11 years, 3 months and 16 days, having been launched on 01-Jan-13.
As of 16-Apr-24, it has a Net Asset Value (NAV) of ₹53.93, Assets Under Management (AUM) of 584.12 Crores, and an expense ratio of 1.58%.
  • UTI India Consumer Fund Direct Growth has given a CAGR return of 12.63% since inception.
  • The fund's asset allocation comprises around 98.02% in equities, 0.24% in debts, and 1.74% in cash & cash equivalents.
  • You can start investing in UTI India Consumer Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+36.32%

--%(Cat. Avg.)

3 Years

+17.58%

--%(Cat. Avg.)

5 Years

+15.15%

--%(Cat. Avg.)

10 Years

+13.27%

--%(Cat. Avg.)

Since Inception

+12.63%

--%(Cat. Avg.)

Portfolio Summaryas of 31st March 2024

Equity572.53 Cr98.02%
Debt1.41 Cr0.24%
Others10.17 Cr1.74%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Maruti Suzuki India LtdEquity47 Cr8.05%
Bharti Airtel LtdEquity36.86 Cr6.31%
Avenue Supermarts LtdEquity33.31 Cr5.70%
Trent LtdEquity30.2 Cr5.17%
Godrej Consumer Products LtdEquity30.04 Cr5.14%
Nestle India LtdEquity29.63 Cr5.07%
Titan Co LtdEquity25.09 Cr4.30%
ITC LtdEquity23.13 Cr3.96%
Tata Motors LtdEquity20.82 Cr3.56%
Hero MotoCorp LtdEquity18.89 Cr3.23%
Hindustan Unilever LtdEquity17.44 Cr2.98%
Mahindra & Mahindra LtdEquity16.33 Cr2.80%
Asian Paints LtdEquity15.83 Cr2.71%
Phoenix Mills LtdEquity14.83 Cr2.54%
United Spirits LtdEquity14.75 Cr2.52%
United Breweries LtdEquity14.23 Cr2.44%
Info Edge (India) LtdEquity12.95 Cr2.22%
Tata Consumer Products LtdEquity11.95 Cr2.05%
Metro Brands LtdEquity11.54 Cr1.98%
Astral LtdEquity11.42 Cr1.95%
Eicher Motors LtdEquity10.85 Cr1.86%
Havells India LtdEquity10.61 Cr1.82%
Jubilant Foodworks LtdEquity10.57 Cr1.81%
Net Current AssetsCash10.13 Cr1.73%
Whirlpool of India LtdEquity10.02 Cr1.71%
Voltas LtdEquity9.6 Cr1.64%
Crompton Greaves Consumer Electricals LtdEquity8.83 Cr1.51%
IFB Industries LtdEquity8.73 Cr1.50%
Bajaj Finance LtdEquity7.97 Cr1.36%
IndusInd Bank LtdEquity7.3 Cr1.25%
HDFC Bank LtdEquity7.24 Cr1.24%
FSN E-Commerce Ventures LtdEquity6.15 Cr1.05%
Kewal Kiran Clothing LtdEquity6.15 Cr1.05%
Metropolis Healthcare LtdEquity6.14 Cr1.05%
Bikaji Foods International LtdEquity6.13 Cr1.05%
Polycab India LtdEquity4.7 Cr0.81%
HDFC Life Insurance Company LimitedEquity4.37 Cr0.75%
Barbeque-Nation Hospitality LtdEquity4.08 Cr0.70%
PB Fintech LtdEquity3.84 Cr0.66%
Zomato LtdEquity3 Cr0.51%
India (Republic of)Bond - Short-term Government Bills1.41 Cr0.24%
Clearing Corporation Of India Ltd. Std - MarginCash - Repurchase Agreement0.04 Cr0.01%

Allocation By Market Cap (Equity)

Large Cap Stocks

72.35%

Mid Cap Stocks

20.32%

Small Cap Stocks

5.35%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Consumer Cyclical238.27 Cr40.79%
Consumer Defensive180.61 Cr30.92%
Communication Services49.8 Cr8.53%
Industrials36.33 Cr6.22%
Financial Services30.72 Cr5.26%
Basic Materials15.83 Cr2.71%
Real Estate14.83 Cr2.54%
Healthcare6.14 Cr1.05%

Risk & Performance Ratios

Standard Deviation

This fund

12.37%

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

0.92

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

Vishal Chopda

Vishal Chopda

Since February 2018

Additional Scheme Detailsas of 31st March 2024

ISININF789F01VF3Expense Ratio1.58%Exit Load1.00%Fund Size₹584 CrAge01 Jan 2013Lumpsum Minimum₹5,000Fund StatusOpen Ended Investment CompanyBenchmarkNifty India Consumption TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity - Consumption Funds

Fund nameExpense RatioExit LoadFund size
1Y
SBI Nifty Consumption ETF

Very High Risk

0.3%-₹11.92 Cr38.8%
Kotak NIFTY India Consumption ETF

Very High Risk

0.1%-₹0.89 Cr39.0%
ICICI Prudential Nifty FMCG ETF

Very High Risk

0.2%-₹131.69 Cr16.7%
ICICI Prudential Nifty India Consumption ETF

Very High Risk

0.2%-₹51.65 Cr38.9%
Sundaram Consumption Fund Regular Growth

Very High Risk

2.2%1.0%₹1365.00 Cr35.2%
Nippon India Consumption Fund Regular Growth

Very High Risk

2.3%1.0%₹731.16 Cr38.7%
Aditya Birla Sun Life India GenNext Fund Regular Growth

Very High Risk

1.9%1.0%₹4796.85 Cr32.4%
Baroda BNP Paribas India Consumption Fund Regular Growth

Very High Risk

2.1%1.0%₹1232.39 Cr36.0%
Baroda BNP Paribas India Consumption Fund Direct Growth

Very High Risk

0.7%1.0%₹1232.39 Cr38.0%
Nippon India ETF Consumption

Very High Risk

0.3%-₹44.41 Cr38.7%

About the AMC

Total AUM

₹2,75,399 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
UTI Innovation Fund Direct Growth

Very High Risk

1.0%1.0%₹620.27 Cr-
UTI Fixed Income Interval Fund Annual Plan I Direct Growth

Low Risk

-0.0%₹20.40 Cr7.0%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth

Low to Moderate Risk

-0.0%-7.1%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth

Low to Moderate Risk

-0.0%-7.1%
UTI FIIF Ser 2 Qt Interval V Direct Growth

Low Risk

-1.0%₹4.80 Cr7.0%
UTI Fixed Income Interval Fund Quarterly I Direct Growth

Low to Moderate Risk

-0.0%₹10.46 Cr7.2%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth

Moderate Risk

-1.0%₹11.46 Cr7.3%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth

Low to Moderate Risk

-0.0%-10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth

Low to Moderate Risk

-0.0%--
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth

Moderate Risk

---7.1%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth

Low to Moderate Risk

-0.0%₹13.38 Cr6.8%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth

Moderate Risk

-0.0%-6.9%
UTI Floater Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹1488.67 Cr7.6%
UTI Nifty 500 Value 50 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹230.68 Cr-
UTI Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹946.59 Cr6.8%
UTI Focused Equity Fund Direct Growth

Very High Risk

0.6%1.0%₹2480.93 Cr37.5%
UTI Silver ETF Fund of Fund Direct Growth

Very High Risk

0.1%1.0%₹25.90 Cr-
UTI Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹4848.58 Cr67.9%
UTI Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹2978.15 Cr6.8%
UTI Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹3547.50 Cr7.2%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹176.10 Cr31.2%
UTI Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹4548.63 Cr8.4%
UTI Small Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹3531.62 Cr41.6%
UTI Ultra Short Term Fund Direct Growth

Moderate Risk

0.4%0.0%₹2092.74 Cr7.6%
UTI Credit Risk Fund Direct Growth

Moderately High risk

0.9%1.0%₹395.91 Cr7.4%
UTI Dividend Yield Fund Direct Growth

Very High Risk

1.4%1.0%₹3586.43 Cr43.4%
UTI Banking and Financial Services Fund Direct Growth

Very High Risk

1.2%1.0%₹1031.88 Cr25.9%
UTI Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹382.86 Cr7.4%
UTI Hybrid Equity Fund Direct Growth

Very High Risk

1.3%1.0%₹5306.20 Cr32.2%
UTI Long Term Equity Fund Direct Growth

Very High Risk

0.9%0.0%₹3484.10 Cr31.1%
UTI Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹24503.54 Cr20.4%
UTI Bond Fund Direct Growth

Moderate Risk

1.3%0.0%₹299.56 Cr6.4%
UTI Liquid Fund Cash Plan Direct Growth

Moderate Risk

0.2%0.0%₹18736.25 Cr7.3%
UTI Gilt Fund Direct Growth

Moderate Risk

0.7%0.0%₹644.37 Cr6.9%
UTI India Consumer Fund Direct Growth

Very High Risk

1.6%1.0%₹584.12 Cr36.3%
UTI Infrastructure Fund Direct Growth

Very High Risk

1.9%1.0%₹2085.09 Cr53.4%
UTI MNC Fund Direct Growth

Very High Risk

1.2%1.0%₹2767.03 Cr32.5%
UTI Master Share Unit Scheme Direct Growth

Very High Risk

0.8%1.0%₹12329.61 Cr27.3%
UTI Regular Savings Fund Direct Growth

Moderately High risk

1.2%1.0%₹1578.76 Cr13.7%
UTI Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹11679.82 Cr7.8%
UTI Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹9943.94 Cr42.8%
UTI Value Opportunities Fund Direct Growth

Very High Risk

1.1%1.0%₹8577.75 Cr37.0%
UTI Healthcare Fund Direct Growth

Very High Risk

1.4%1.0%₹947.26 Cr51.2%
UTI Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹16198.82 Cr25.4%
UTI Transportation & Logistics Fund Direct Growth

Very High Risk

0.8%1.0%₹3107.87 Cr60.4%
UTI Short Term Income Fund Direct Growth

Moderate Risk

0.4%0.0%₹2689.14 Cr7.9%
UTI - Treasury Advantage Fund Direct Growth

Moderate Risk

0.4%0.0%₹2672.43 Cr7.4%
UTI Multi Asset Fund Direct Growth

Very High Risk

1.1%1.0%₹1394.07 Cr41.8%
UTI Core Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹2758.79 Cr47.5%
UTI Medium Term Fund Direct Growth

Moderate Risk

1.0%1.0%₹39.68 Cr7.0%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of UTI India Consumer Fund Direct Growth, as of 16-Apr-2024, is ₹53.93.
The fund has generated 36.32% over the last 1 year and 17.58% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 98.02% in equities, 0.24% in bonds, and 1.74% in cash and cash equivalents.
The fund managers responsible for UTI India Consumer Fund Direct Growth are:-
  1. Vishal Chopda