Aditya Birla Sun Life India GenNext Fund Regular Growth

Fund Overview

Fund Size

₹6,277 Cr

Expense Ratio

1.85%

ISIN

INF209K01447

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

05 Aug 2005

About this fund

Aditya Birla Sun Life India GenNext Fund Regular Growth is a Equity - Consumption mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 19 years, 11 months and 9 days, having been launched on 05-Aug-05.
As of 11-Jul-25, it has a Net Asset Value (NAV) of ₹214.86, Assets Under Management (AUM) of 6277.19 Crores, and an expense ratio of 1.85%.

Aditya Birla Sun Life India GenNext Fund Regular Growth has given a CAGR return of 16.64% since inception.
The fund's asset allocation comprises around 99.27% in equities, 0.00% in debts, and 0.73% in cash & cash equivalents.
You can start investing in Aditya Birla Sun Life India GenNext Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+2.24%

— (Cat Avg.)

3 Years

+17.61%

— (Cat Avg.)

5 Years

+21.17%

— (Cat Avg.)

10 Years

+14.63%

— (Cat Avg.)

Since Inception

+16.64%

— (Cat Avg.)

Portfolio Summaryas of 30th June 2025

Equity	₹6,231.08 Cr	99.27%
Others	₹46.11 Cr	0.73%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Bharti Airtel Ltd	Equity	₹349.97 Cr	5.58%
ITC Ltd	Equity	₹274.29 Cr	4.37%
ICICI Bank Ltd	Equity	₹267.47 Cr	4.26%
Eternal Ltd	Equity	₹260.48 Cr	4.15%
Trent Ltd	Equity	₹209.12 Cr	3.33%
Mahindra & Mahindra Ltd	Equity	₹197.51 Cr	3.15%
Maruti Suzuki India Ltd	Equity	₹194.85 Cr	3.10%
HDFC Bank Ltd	Equity	₹191.89 Cr	3.06%
Avenue Supermarts Ltd	Equity	₹164.35 Cr	2.62%
Hindustan Unilever Ltd	Equity	₹150.58 Cr	2.40%
TVS Motor Co Ltd	Equity	₹145.06 Cr	2.31%
Axis Bank Ltd	Equity	₹127.68 Cr	2.03%
United Spirits Ltd	Equity	₹126.9 Cr	2.02%
Titan Co Ltd	Equity	₹114.85 Cr	1.83%
Tata Consumer Products Ltd	Equity	₹110.82 Cr	1.77%
United Breweries Ltd	Equity	₹107.39 Cr	1.71%
Kotak Mahindra Bank Ltd	Equity	₹98.76 Cr	1.57%
InterGlobe Aviation Ltd	Equity	₹97.53 Cr	1.55%
Tata Motors Ltd	Equity	₹94.95 Cr	1.51%
Godrej Consumer Products Ltd	Equity	₹93.09 Cr	1.48%
SBI Life Insurance Co Ltd	Equity	₹89.09 Cr	1.42%
Bajaj Finserv Ltd	Equity	₹88.12 Cr	1.40%
Info Edge (India) Ltd	Equity	₹87.96 Cr	1.40%
Radico Khaitan Ltd	Equity	₹82.68 Cr	1.32%
Sun Pharmaceuticals Industries Ltd	Equity	₹79.2 Cr	1.26%
Nestle India Ltd	Equity	₹78.21 Cr	1.25%
Whirlpool of India Ltd	Equity	₹74.61 Cr	1.19%
Britannia Industries Ltd	Equity	₹71.93 Cr	1.15%
Vishal Mega Mart Ltd	Equity	₹71.12 Cr	1.13%
Torrent Pharmaceuticals Ltd	Equity	₹69.27 Cr	1.10%
ICICI Lombard General Insurance Co Ltd	Equity	₹68.85 Cr	1.10%
UltraTech Cement Ltd	Equity	₹68.7 Cr	1.09%
AU Small Finance Bank Ltd	Equity	₹68.54 Cr	1.09%
Hyundai Motor India Ltd	Equity	₹66.58 Cr	1.06%
Hero MotoCorp Ltd	Equity	₹65.69 Cr	1.05%
Cholamandalam Financial Holdings Ltd	Equity	₹64.98 Cr	1.04%
FSN E-Commerce Ventures Ltd	Equity	₹64.01 Cr	1.02%
Fortis Healthcare Ltd	Equity	₹63.56 Cr	1.01%
Jubilant Foodworks Ltd	Equity	₹63.04 Cr	1.00%
Metro Brands Ltd	Equity	₹62.1 Cr	0.99%
Varun Beverages Ltd	Equity	₹59.74 Cr	0.95%
Voltas Ltd	Equity	₹59.04 Cr	0.94%
Devyani International Ltd	Equity	₹58.28 Cr	0.93%
Eureka Forbes Ltd	Equity	₹56.05 Cr	0.89%
Max Financial Services Ltd	Equity	₹55.18 Cr	0.88%
MRF Ltd	Equity	₹53.9 Cr	0.86%
Procter & Gamble Hygiene and Health Care Ltd	Equity	₹51.99 Cr	0.83%
Dabur India Ltd	Equity	₹50.37 Cr	0.80%
V-Guard Industries Ltd	Equity	₹50.13 Cr	0.80%
Mrs Bectors Food Specialities Ltd Ordinary Shares	Equity	₹48.08 Cr	0.77%
Sanofi India Ltd	Equity	₹47.95 Cr	0.76%
Asian Paints Ltd	Equity	₹43.85 Cr	0.70%
Sanofi Consumer Healthcare India Ltd	Equity	₹43.82 Cr	0.70%
Cello World Ltd	Equity	₹42.53 Cr	0.68%
Gillette India Ltd	Equity	₹42.22 Cr	0.67%
Aditya Birla Lifestyle Brands Ltd	Equity	₹36.66 Cr	0.58%
Havells India Ltd	Equity	₹36.45 Cr	0.58%
Swiggy Ltd	Equity	₹36.4 Cr	0.58%
Apollo Hospitals Enterprise Ltd	Equity	₹36.21 Cr	0.58%
Phoenix Mills Ltd	Equity	₹34.5 Cr	0.55%
ITC Hotels Ltd	Equity	₹34.22 Cr	0.55%
Page Industries Ltd	Equity	₹34.16 Cr	0.54%
Crompton Greaves Consumer Electricals Ltd	Equity	₹33.6 Cr	0.54%
Bajaj Finance Ltd	Equity	₹33.23 Cr	0.53%
Go Fashion (India) Ltd	Equity	₹32.97 Cr	0.53%
Bikaji Foods International Ltd	Equity	₹32.86 Cr	0.52%
3M India Ltd	Equity	₹31.54 Cr	0.50%
Astral Ltd	Equity	₹31.09 Cr	0.50%
IndusInd Bank Ltd	Equity	₹31.07 Cr	0.49%
Emami Ltd	Equity	₹30.31 Cr	0.48%
Bata India Ltd	Equity	₹28.88 Cr	0.46%
Clearing Corporation Of India Limited	Cash - Repurchase Agreement	₹26.89 Cr	0.43%
Brainbees Solutions Ltd	Equity	₹20.27 Cr	0.32%
VIP Industries Ltd	Equity	₹19.3 Cr	0.31%
Campus Activewear Ltd	Equity	₹18.57 Cr	0.30%
Margin (Future And Options)	Cash - Collateral	₹18.5 Cr	0.29%
Mankind Pharma Ltd	Equity	₹15.99 Cr	0.25%
Go Digit General Insurance Ltd	Equity	₹14.75 Cr	0.23%
Aditya Birla Fashion and Retail Ltd	Equity	₹14.28 Cr	0.23%
Aditya Birla Capital Ltd	Equity	₹4.85 Cr	0.08%
Net Receivables / (Payables)	Cash	₹0.72 Cr	0.01%
Cash And Bank	Cash - Collateral	₹0 Cr	0.00%

Allocation By Market Cap (Equity)

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Consumer Cyclical	₹2,263.08 Cr	36.05%
Consumer Defensive	₹1,575.81 Cr	25.10%
Financial Services	₹1,204.46 Cr	19.19%
Communication Services	₹437.93 Cr	6.98%
Healthcare	₹355.99 Cr	5.67%
Industrials	₹246.74 Cr	3.93%
Basic Materials	₹112.55 Cr	1.79%
Real Estate	₹34.5 Cr	0.55%

Risk & Performance Ratios

Fund Managers

Chanchal Khandelwal

Since August 2015

Dhaval Joshi

Since November 2022

Additional Scheme Detailsas of 30th June 2025

ISIN

INF209K01447

Expense Ratio

1.85%

Exit Load

1.00%

Fund Size

₹6,277 Cr

Age

19 years 11 months

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty India Consumption TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity - Consumption Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
ITI Bharat Consumption Fund Regular Growth Very High Risk	2.3%	0.0%	₹230.18 Cr	-
ITI Bharat Consumption Fund Direct Growth Very High Risk	0.5%	0.0%	₹230.18 Cr	-
Edelweiss Consumption Fund Regular Growth Very High Risk	2.4%	1.0%	₹363.64 Cr	-
Edelweiss Consumption Fund Direct Growth Very High Risk	0.7%	1.0%	₹363.64 Cr	-
ICICI Prudential Nifty FMCG ETF Very High Risk	0.2%	-	₹610.21 Cr	-4.4%
Bank of India Consumption Fund Direct Growth Very High Risk	1.0%	1.0%	₹391.31 Cr	-
Bank of India Consumption Fund Regular Growth Very High Risk	2.3%	1.0%	₹391.31 Cr	-
Bajaj Finserv Consumption Fund Regular Growth Very High Risk	2.3%	1.0%	₹594.62 Cr	-
Bajaj Finserv Consumption Fund Direct Growth Very High Risk	0.7%	1.0%	₹594.62 Cr	-
SBI Nifty India Consumption Index Fund Regular Growth Very High Risk	0.9%	0.0%	₹340.15 Cr	-
SBI Nifty India Consumption Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹340.15 Cr	-
Axis Consumption Fund Direct Growth Very High Risk	0.4%	1.0%	₹4213.01 Cr	-
Axis Consumption Fund Regular Growth Very High Risk	1.9%	1.0%	₹4213.01 Cr	-
Quant Consumption Fund Regular Growth Very High Risk	2.4%	1.0%	₹265.86 Cr	-11.4%
Quant Consumption Fund Direct Growth Very High Risk	0.9%	1.0%	₹265.86 Cr	-10.0%
Kotak Consumption Fund Regular Growth Very High Risk	2.1%	0.0%	₹1334.30 Cr	5.4%
Kotak Consumption Fund Direct Growth Very High Risk	0.6%	0.0%	₹1334.30 Cr	7.1%
HSBC Consumption Fund Direct Growth Very High Risk	0.8%	1.0%	₹1593.07 Cr	7.4%
HSBC Consumption Fund Regular Growth Very High Risk	2.1%	1.0%	₹1593.07 Cr	6.0%
Mirae Asset Great Consumer Fund Direct Growth Very High Risk	0.4%	1.0%	₹4224.05 Cr	1.6%
Nippon India Consumption Fund Direct Growth Very High Risk	0.6%	1.0%	₹2418.88 Cr	1.0%
SBI Consumption Opportunities Fund Regular Growth Very High Risk	2.0%	0.0%	₹3185.83 Cr	-2.2%
Mirae Asset Great Consumer Fund Regular Growth Very High Risk	1.9%	1.0%	₹4224.05 Cr	0.2%
Axis NIFTY India Consumption ETF Very High Risk	0.4%	-	₹14.00 Cr	3.1%
UTI India Consumer Fund Regular Growth Very High Risk	2.5%	1.0%	₹710.83 Cr	-2.0%
HDFC Non-Cyclical Consumer Fund Direct Growth Very High Risk	1.1%	1.0%	₹970.28 Cr	4.7%
HDFC Non-Cyclical Consumer Fund Regular Growth Very High Risk	2.3%	1.0%	₹970.28 Cr	3.5%
UTI India Consumer Fund Direct Growth Very High Risk	1.6%	1.0%	₹710.83 Cr	-1.1%
Aditya Birla Sun Life India GenNext Fund Direct Growth Very High Risk	0.8%	1.0%	₹6277.19 Cr	3.3%
Mahindra Manulife Consumption Fund Direct Growth Very High Risk	0.7%	1.0%	₹513.13 Cr	-1.1%
Mahindra Manulife Consumption Fund Regular Growth Very High Risk	2.4%	1.0%	₹513.13 Cr	-2.8%
Canara Robeco Consumer Trends Fund Direct Growth Very High Risk	0.8%	1.0%	₹1925.20 Cr	4.3%
SBI Consumption Opportunities Fund Direct Growth Very High Risk	0.9%	0.0%	₹3185.83 Cr	-1.1%
Sundaram Consumption Fund Direct Growth Very High Risk	1.3%	0.0%	₹1595.84 Cr	5.2%
Tata India Consumer Fund Regular Growth Very High Risk	2.0%	0.0%	₹2457.37 Cr	2.4%
Tata India Consumer Fund Direct Growth Very High Risk	0.7%	0.0%	₹2457.37 Cr	3.7%
Canara Robeco Consumer Trends Fund Regular Growth Very High Risk	2.1%	1.0%	₹1925.20 Cr	3.0%
Nippon India ETF Consumption Very High Risk	0.3%	-	₹166.65 Cr	3.2%
Baroda BNP Paribas India Consumption Fund Direct Growth Very High Risk	0.7%	1.0%	₹1476.91 Cr	0.8%
Baroda BNP Paribas India Consumption Fund Regular Growth Very High Risk	2.1%	1.0%	₹1476.91 Cr	-0.7%
Aditya Birla Sun Life India GenNext Fund Regular Growth Very High Risk	1.9%	1.0%	₹6277.19 Cr	2.2%
Nippon India Consumption Fund Regular Growth Very High Risk	2.0%	1.0%	₹2418.88 Cr	-0.4%
Sundaram Consumption Fund Regular Growth Very High Risk	2.2%	0.0%	₹1595.84 Cr	4.3%
ICICI Prudential Nifty India Consumption ETF Very High Risk	0.2%	-	₹63.19 Cr	3.3%
ICICI Prudential Nifty FMCG ETF Very High Risk	0.2%	-	₹436.20 Cr	4.1%
Kotak NIFTY India Consumption ETF Very High Risk	0.1%	-	₹6.22 Cr	3.4%
SBI Nifty Consumption ETF Very High Risk	0.3%	-	₹21.38 Cr	3.2%

About the AMC

Aditya Birla SL Mutual Fund

+91 22 43568000

https://mutualfund.adityabirlacapital.com/

Total AUM

₹4,03,793 Cr

Address

One World Centre, Tower 1, 17th Floor, Mumbai, 400 013

Other Funds by Aditya Birla SL Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹1048.59 Cr	-
Aditya Birla Sun Life Fixed Maturity Plan-Series US (100 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Maturity Plan-Series UR (85 days) Direct Growth Low to Moderate Risk	-	0.0%	₹104.95 Cr	-
Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index Fund Direct Growth Moderate Risk	0.2%	0.0%	₹80.59 Cr	10.9%
Aditya Birla Sun Life Fixed Maturity Plan-Series UQ (92 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Transportation and Logistics Fund Direct Growth Very High Risk	0.7%	1.0%	₹1511.16 Cr	-5.7%
Aditya Birla Sun Life US Treasury 1-3 year Bond ETFs Fund of Funds Direct Growth Very High Risk	0.3%	0.0%	₹87.56 Cr	7.5%
Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFs Fund of Funds Direct Growth Very High Risk	0.3%	0.0%	₹175.49 Cr	6.9%
Aditya Birla Sun Life Fixed Term Plan - Series SY (1259 days) Direct Growth Low to Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan Series SP Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TV (1169 Days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SC(1170 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SM Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TN Direct Growth Low to Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TL (1839 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series RM (91 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SE(1163 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TM (1842 days) Direct Growth Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TP (1923 Days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TK (1833 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series RG(1283 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SD(1168 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TO (1214 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TE (1095 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TF (1098 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan SeriesSH (1146 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Interval Income Fund Quarterly Series I Direct Growth Low Risk	-	0.0%	₹28.97 Cr	6.7%
Aditya BSL Fixed Term Plan Series RZ(1187 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SB(1174 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TC (1119 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series UB (1224 Days) Direct Growth Low to Moderate Risk	-	0.0%	₹24.33 Cr	8.0%
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Direct Growth Low to Moderate Risk	-	0.0%	₹26.17 Cr	8.5%
Aditya Birla Sun Life Fixed Term Plan Series TI (1837 days) Direct Growth Low to Moderate Risk	-	0.0%	₹317.74 Cr	8.3%
Aditya Birla Sun Life Fixed Term Plan - Series TG (1099 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TW (167 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series UC (95 days) Direct Growth Low to Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan Series UF (180 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series RT (1223 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series SX Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TD (1100 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series TQ (1879 days) Direct Growth Low to Moderate Risk	-	0.0%	₹221.75 Cr	9.0%
Aditya Birla Sun Life Fixed Term Plan Series TH (1098 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series RS (1232 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TU (1789 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series UD (79 days) Direct Growth Low to Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) Direct Growth Low to Moderate Risk	-	0.0%	₹73.34 Cr	8.0%
Aditya Birla Sun Life Fixed Term Plan - Series UA (1231 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series SW Direct Growth Low to Moderate Risk	-	-	-	-
Aditya BSL Fixed Term Plan Series QZ(1100 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series UE (1275 days) Direct Growth Moderate Risk	-	0.0%	-	-

Risk Level

Your principal amount will be at Very High Risk

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Still got questions?
We're here to help.

What is the current NAV of Aditya Birla Sun Life India GenNext Fund Regular Growth?

The NAV of Aditya Birla Sun Life India GenNext Fund Regular Growth, as of 11-Jul-2025, is ₹214.86.

What are the returns of Aditya Birla Sun Life India GenNext Fund Regular Growth?

The fund has generated 2.24% over the last 1 year and 17.61% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Aditya Birla Sun Life India GenNext Fund Regular Growth?

The fund's allocation of assets is distributed as 99.27% in equities, 0.00% in bonds, and 0.73% in cash and cash equivalents.

Who manages the Aditya Birla Sun Life India GenNext Fund Regular Growth?

The fund managers responsible for Aditya Birla Sun Life India GenNext Fund Regular Growth are:-

Chanchal Khandelwal
Dhaval Joshi

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹6,277 Cr

Expense Ratio

1.85%

ISIN

INF209K01447

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

05 Aug 2005

Risk Level

Your principal amount will be at Very High Risk