UTI India Consumer Fund Regular Growth
EquityEquity - ConsumptionVery High Risk
Regular
NAV (18-Jun-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹686 Cr
Expense Ratio
2.44%
ISIN
INF789F01CE6
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
30 Jul 2007
About this fund
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹56.31, Assets Under Management (AUM) of 686.04 Crores, and an expense ratio of 2.44%.
- UTI India Consumer Fund Regular Growth has given a CAGR return of 10.14% since inception.
- The fund's asset allocation comprises around 98.07% in equities, 0.00% in debts, and 1.93% in cash & cash equivalents.
- You can start investing in UTI India Consumer Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
-1.13%
— (Cat Avg.)
3 Years
+18.68%
— (Cat Avg.)
5 Years
+18.27%
— (Cat Avg.)
10 Years
+11.07%
— (Cat Avg.)
Since Inception
+10.14%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Equity | ₹672.8 Cr | 98.07% |
| Others | ₹13.24 Cr | 1.93% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Bharti Airtel Ltd | Equity | ₹55.13 Cr | 8.04% |
| Maruti Suzuki India Ltd | Equity | ₹40.04 Cr | 5.84% |
| Mahindra & Mahindra Ltd | Equity | ₹33.64 Cr | 4.90% |
| Avenue Supermarts Ltd | Equity | ₹29.42 Cr | 4.29% |
| Godrej Consumer Products Ltd | Equity | ₹28.94 Cr | 4.22% |
| ITC Ltd | Equity | ₹28.79 Cr | 4.20% |
| Trent Ltd | Equity | ₹27.37 Cr | 3.99% |
| Hindustan Unilever Ltd | Equity | ₹25.83 Cr | 3.77% |
| Titan Co Ltd | Equity | ₹24.36 Cr | 3.55% |
| Nestle India Ltd | Equity | ₹23.96 Cr | 3.49% |
| Hero MotoCorp Ltd | Equity | ₹21.12 Cr | 3.08% |
| Eternal Ltd | Equity | ₹20.52 Cr | 2.99% |
| Eicher Motors Ltd | Equity | ₹19.73 Cr | 2.88% |
| United Spirits Ltd | Equity | ₹19.15 Cr | 2.79% |
| Tata Consumer Products Ltd | Equity | ₹17.7 Cr | 2.58% |
| Jubilant Foodworks Ltd | Equity | ₹17.52 Cr | 2.55% |
| Havells India Ltd | Equity | ₹16.8 Cr | 2.45% |
| Swiggy Ltd | Equity | ₹14.82 Cr | 2.16% |
| Phoenix Mills Ltd | Equity | ₹14.45 Cr | 2.11% |
| TVS Motor Co Ltd | Equity | ₹14.18 Cr | 2.07% |
| Aster DM Healthcare Ltd Ordinary Shares | Equity | ₹13.41 Cr | 1.96% |
| Net Current Assets | Cash | ₹13.15 Cr | 1.92% |
| Astral Ltd | Equity | ₹12.28 Cr | 1.79% |
| Info Edge (India) Ltd | Equity | ₹11.99 Cr | 1.75% |
| Metro Brands Ltd | Equity | ₹11.91 Cr | 1.74% |
| HDFC Bank Ltd | Equity | ₹11.67 Cr | 1.70% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹11.5 Cr | 1.68% |
| HDFC Life Insurance Co Ltd | Equity | ₹11.03 Cr | 1.61% |
| Britannia Industries Ltd | Equity | ₹11.02 Cr | 1.61% |
| Polycab India Ltd | Equity | ₹10.78 Cr | 1.57% |
| Kajaria Ceramics Ltd | Equity | ₹9.67 Cr | 1.41% |
| Tips Music Ltd | Equity | ₹8.78 Cr | 1.28% |
| Global Health Ltd | Equity | ₹7.53 Cr | 1.10% |
| Vedant Fashions Ltd | Equity | ₹7.18 Cr | 1.05% |
| V-Mart Retail Ltd | Equity | ₹6.95 Cr | 1.01% |
| Varun Beverages Ltd | Equity | ₹6.9 Cr | 1.01% |
| Bajaj Finance Ltd | Equity | ₹6.89 Cr | 1.00% |
| Kewal Kiran Clothing Ltd | Equity | ₹6.5 Cr | 0.95% |
| IFB Industries Ltd | Equity | ₹5.52 Cr | 0.80% |
| PB Fintech Ltd | Equity | ₹5.28 Cr | 0.77% |
| Barbeque-Nation Hospitality Ltd | Equity | ₹2.52 Cr | 0.37% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash - Repurchase Agreement | ₹0.09 Cr | 0.01% |
Allocation By Market Cap (Equity)
Large Cap Stocks
77.51%
Mid Cap Stocks
8.96%
Small Cap Stocks
11.60%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Consumer Cyclical | ₹285.37 Cr | 41.60% |
| Consumer Defensive | ₹191.72 Cr | 27.95% |
| Communication Services | ₹75.9 Cr | 11.06% |
| Industrials | ₹49.53 Cr | 7.22% |
| Financial Services | ₹34.87 Cr | 5.08% |
| Healthcare | ₹20.95 Cr | 3.05% |
| Real Estate | ₹14.45 Cr | 2.11% |
Risk & Performance Ratios
Standard Deviation
This fund
15.53%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
0.56
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Vishal Chopda
Since February 2018
Vicky Punjabi
Since June 2025
Additional Scheme Detailsas of 31st May 2025
ISIN | INF789F01CE6 | Expense Ratio | 2.44% | Exit Load | 1.00% | Fund Size | ₹686 Cr | Age | 17 years 10 months | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty India Consumption TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity - Consumption Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| ITI Bharat Consumption Fund Regular Growth Very High Risk | 2.3% | 0.0% | ₹203.82 Cr | - |
| ITI Bharat Consumption Fund Direct Growth Very High Risk | 0.5% | 0.0% | ₹203.82 Cr | - |
| Edelweiss Consumption Fund Regular Growth Very High Risk | 2.4% | 1.0% | ₹363.64 Cr | - |
| Edelweiss Consumption Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹363.64 Cr | - |
| ICICI Prudential Nifty FMCG ETF Very High Risk | 0.2% | - | ₹559.96 Cr | -3.3% |
| Bank of India Consumption Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹382.57 Cr | - |
| Bank of India Consumption Fund Regular Growth Very High Risk | 2.3% | 1.0% | ₹382.57 Cr | - |
| Bajaj Finserv Consumption Fund Regular Growth Very High Risk | 2.3% | 1.0% | ₹570.97 Cr | - |
| Bajaj Finserv Consumption Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹570.97 Cr | - |
| SBI Nifty India Consumption Index Fund Regular Growth Very High Risk | 0.9% | 0.0% | ₹340.15 Cr | - |
About the AMC
Total AUM
₹3,29,939 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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- Vishal Chopda
- Vicky Punjabi
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