UTI Regular Savings Fund Direct Growth

Fund Overview

Fund Size

₹1,661 Cr

Expense Ratio

1.28%

ISIN

INF789F01UJ7

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

01 Jan 2013

About this fund

UTI Regular Savings Fund Direct Growth is a Conservative Allocation mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 13 years, 7 months and 27 days, having been launched on 01-Jan-13.
As of 27-Aug-26, it has a Net Asset Value (NAV) of ₹77.29, Assets Under Management (AUM) of 1661.12 Crores, and an expense ratio of 1.28%.

UTI Regular Savings Fund Direct Growth has given a CAGR return of 9.24% since inception.
The fund's asset allocation comprises around 24.70% in equities, 71.05% in debts, and 3.94% in cash & cash equivalents.
You can start investing in UTI Regular Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+3.52%

+1.21% (Cat Avg.)

3 Years

+8.41%

+7.31% (Cat Avg.)

5 Years

+8.18%

+6.85% (Cat Avg.)

10 Years

+8.11%

+6.58% (Cat Avg.)

Since Inception

+9.24%

— (Cat Avg.)

Portfolio Summaryas of 31st July 2026

Equity	₹410.32 Cr	24.70%
Debt	₹1,180.23 Cr	71.05%
Others	₹70.56 Cr	4.25%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹74.88 Cr	4.51%
6.9% Govt Stock 2065	Bond - Gov't/Treasury	₹59.54 Cr	3.58%
West Bengal (Government of) 7.74%	Bond - Sub-sovereign Government Debt	₹50.32 Cr	3.03%
HDFC Bank Limited	Bond - Corporate Bond	₹50.24 Cr	3.02%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹50.03 Cr	3.01%
Jio Credit Limited	Bond - Corporate Bond	₹49.27 Cr	2.97%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹49.26 Cr	2.97%
SIDDHIVINAYAK SECURITISATION TRUST	Bond - Asset Backed	₹49.12 Cr	2.96%
7.34% Govt Stock 2064	Bond - Gov't/Treasury	₹48.46 Cr	2.92%
Net Current Assets	Cash	₹41.12 Cr	2.48%
7.24% Govt Stock 2055	Bond - Gov't/Treasury	₹34.46 Cr	2.07%
HDFC Bank Ltd	Equity	₹34.01 Cr	2.05%
ICICI Bank Ltd	Equity	₹26.7 Cr	1.61%
India (Republic of) 7.06%	Bond - Gov't/Treasury	₹26.12 Cr	1.57%
State Government Of Bihar	Bond - Gov't/Treasury	₹25.5 Cr	1.54%
Power Finance Corporation Limited	Bond - Corporate Bond	₹25.36 Cr	1.53%
West Bengal (Government of) 7.72%	Bond - Sub-sovereign Government Debt	₹25.22 Cr	1.52%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹25.15 Cr	1.51%
Bajaj Finance Limited	Bond - Corporate Bond	₹25.09 Cr	1.51%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹25.05 Cr	1.51%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹25.04 Cr	1.51%
Muthoot Finance Limited	Bond - Corporate Bond	₹25.01 Cr	1.51%
Export Import Bank Of India	Bond - Corporate Bond	₹25 Cr	1.50%
Muthoot Finance Ltd.	Bond - Corporate Bond	₹24.99 Cr	1.50%
REC Ltd.	Bond - Corporate Bond	₹24.98 Cr	1.50%
Cholamandalam Investment And Finance Company Limited	Bond - Corporate Bond	₹24.98 Cr	1.50%
6.36% Govt Stock 2031	Bond - Gov't/Treasury	₹24.91 Cr	1.50%
Bajaj Finance Limited	Bond - Corporate Bond	₹24.83 Cr	1.50%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹24.78 Cr	1.49%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹24.76 Cr	1.49%
SHIVSHAKTI SECURITISATION TRUST	Bond - Asset Backed	₹24.42 Cr	1.47%
7.08% Andhra Sgs 2037	Bond - Gov't/Treasury	₹24.25 Cr	1.46%
6.9% Bihar Sgs 2035	Bond - Gov't/Treasury	₹24.14 Cr	1.45%
Canara Bank	Cash - CD/Time Deposit	₹24.11 Cr	1.45%
6.8% Tamilnadu Sgs 2035	Bond - Gov't/Treasury	₹24.11 Cr	1.45%
ICICI Bank Ltd.	Bond - Corporate Bond	₹23.94 Cr	1.44%
Rec Limited	Bond - Corporate Bond	₹23.45 Cr	1.41%
Bharti Airtel Ltd	Equity	₹18.54 Cr	1.12%
Torrent Pharmaceuticals Ltd	Bond - Corporate Bond	₹17.93 Cr	1.08%
Kotak Mahindra Bank Ltd	Equity	₹15.61 Cr	0.94%
Axis Bank Ltd	Equity	₹14.75 Cr	0.89%
6.68% Govt Stock 2040	Bond - Gov't/Treasury	₹14.56 Cr	0.88%
Infosys Ltd	Equity	₹14.13 Cr	0.85%
State Bank of India	Equity	₹13.87 Cr	0.83%
Mahindra & Mahindra Ltd	Equity	₹13.76 Cr	0.83%
Tech Mahindra Ltd	Equity	₹10.49 Cr	0.63%
Reliance Industries Ltd	Equity	₹10.33 Cr	0.62%
Uttar Pradesh (Government of) 7.88%	Bond - Sub-sovereign Government Debt	₹10.2 Cr	0.61%
National Highways Authority Of India	Bond - Corporate Bond	₹10.16 Cr	0.61%
6.94% Govt Stock 2036	Bond - Gov't/Treasury	₹10.08 Cr	0.61%
Maruti Suzuki India Ltd	Equity	₹9.25 Cr	0.56%
Power Grid Corp Of India Ltd	Equity	₹7.67 Cr	0.46%
Uttar Pradesh (Government of) 7.81%	Bond - Sub-sovereign Government Debt	₹7.65 Cr	0.46%
IndusInd Bank Ltd	Equity	₹7.09 Cr	0.43%
Phoenix Mills Ltd	Equity	₹7.01 Cr	0.42%
Mphasis Ltd	Equity	₹7 Cr	0.42%
Cipla Ltd	Equity	₹6.92 Cr	0.42%
Mahindra & Mahindra Financial Services Ltd	Equity	₹6.79 Cr	0.41%
Eicher Motors Ltd	Equity	₹6.66 Cr	0.40%
Tata Steel Ltd	Equity	₹6.64 Cr	0.40%
Crompton Greaves Consumer Electricals Ltd	Equity	₹6.51 Cr	0.39%
Glenmark Pharmaceuticals Ltd	Equity	₹6.25 Cr	0.38%
Fortis Healthcare Ltd	Equity	₹6.24 Cr	0.38%
Brigade Enterprises Ltd	Equity	₹6.05 Cr	0.36%
Sun Pharmaceuticals Industries Ltd	Equity	₹5.97 Cr	0.36%
Info Edge (India) Ltd	Equity	₹5.89 Cr	0.35%
DLF Ltd	Equity	₹5.41 Cr	0.33%
Orchid Pharma Ltd	Equity	₹5.18 Cr	0.31%
Andhra Pradesh (Government of) 7.99%	Bond - Sub-sovereign Government Debt	₹5.17 Cr	0.31%
Coal India Ltd	Equity	₹5.14 Cr	0.31%
Haryana (State Of) 7.88%	Bond - Sub-sovereign Government Debt	₹5.11 Cr	0.31%
Corporate Debt Market Devt Fund - A2 Units	Mutual Fund - Unspecified	₹5.05 Cr	0.30%
Metropolis Healthcare Ltd	Equity	₹4.66 Cr	0.28%
Dabur India Ltd	Equity	₹4.64 Cr	0.28%
The Federal Bank Ltd	Equity	₹4.49 Cr	0.27%
AIA Engineering Ltd	Equity	₹4.4 Cr	0.26%
Oil & Natural Gas Corp Ltd	Equity	₹4.37 Cr	0.26%
LTM Ltd	Equity	₹4.27 Cr	0.26%
Varun Beverages Ltd	Equity	₹4.2 Cr	0.25%
Great Eastern Shipping Co Ltd	Equity	₹4.19 Cr	0.25%
Adani Enterprises Ltd	Equity	₹4.15 Cr	0.25%
Dalmia Bharat Ltd	Equity	₹4.14 Cr	0.25%
HDFC Life Insurance Co Ltd	Equity	₹4.11 Cr	0.25%
Bharat Electronics Ltd	Equity	₹4.07 Cr	0.25%
Samvardhana Motherson International Ltd	Equity	₹3.99 Cr	0.24%
PVR INOX Ltd	Equity	₹3.94 Cr	0.24%
JSW Infrastructure Ltd	Equity	₹3.91 Cr	0.24%
JK Paper Ltd	Equity	₹3.79 Cr	0.23%
Cera Sanitaryware Ltd	Equity	₹3.74 Cr	0.22%
West Bengal (Government of) 7.72%	Bond - Sub-sovereign Government Debt	₹3.7 Cr	0.22%
Mahanagar Gas Ltd	Equity	₹3.6 Cr	0.22%
Kajaria Ceramics Ltd	Equity	₹3.59 Cr	0.22%
ICICI Lombard General Insurance Co Ltd	Equity	₹3.57 Cr	0.22%
Larsen & Toubro Ltd	Equity	₹3.55 Cr	0.21%
Tube Investments of India Ltd Ordinary Shares	Equity	₹3.54 Cr	0.21%
PNC Infratech Ltd	Equity	₹3.5 Cr	0.21%
Hindustan Aeronautics Ltd Ordinary Shares	Equity	₹3.44 Cr	0.21%
Bharat Petroleum Corp Ltd	Equity	₹3.36 Cr	0.20%
Swiggy Ltd	Equity	₹3.28 Cr	0.20%
Emami Ltd	Equity	₹3.24 Cr	0.20%
6.48% Govt Stock 2035	Bond - Gov't/Treasury	₹3.09 Cr	0.19%
Sapphire Foods India Ltd	Equity	₹2.96 Cr	0.18%
PI Industries Ltd	Equity	₹2.89 Cr	0.17%
Hero MotoCorp Ltd	Equity	₹2.8 Cr	0.17%
7.04% Govt Stock 2029	Bond - Gov't/Treasury	₹2.04 Cr	0.12%
Aditya Birla Lifestyle Brands Ltd	Equity	₹2.03 Cr	0.12%
UTI Nifty 5 Yr Benchmark G-Sec ETF	Mutual Fund - ETF	₹2 Cr	0.12%
UTI Nifty 10 yr Benchmark G-Sec ETF	Mutual Fund - ETF	₹1.98 Cr	0.12%
IndiaMART InterMESH Ltd	Equity	₹1.8 Cr	0.11%
Praj Industries Ltd	Equity	₹1.59 Cr	0.10%
Symphony Ltd	Equity	₹0.69 Cr	0.04%
Clearing Corporation Of India Ltd. Std - Margin	Cash - Repurchase Agreement	₹0.19 Cr	0.01%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹130.99 Cr	7.89%
Consumer Cyclical	₹51.93 Cr	3.13%
Industrials	₹39.51 Cr	2.38%
Technology	₹35.88 Cr	2.16%
Healthcare	₹35.23 Cr	2.12%
Communication Services	₹30.16 Cr	1.82%
Energy	₹27.34 Cr	1.65%
Real Estate	₹18.46 Cr	1.11%
Basic Materials	₹17.46 Cr	1.05%
Consumer Defensive	₹12.08 Cr	0.73%
Utilities	₹11.28 Cr	0.68%

Risk & Performance Ratios

Fund Managers

Amit Premchandani

Since January 2022

Jaydeep Bhowal

Since April 2023

Additional Scheme Detailsas of 31st July 2026

ISIN

INF789F01UJ7

Expense Ratio

1.28%

Exit Load

1.00%

Fund Size

₹1,661 Cr

Age

13 years 7 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty 50 Hybrid Comp Debt 15: 85 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Conservative Allocation Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Nippon India Capital Protection Oriented Fund II Plan A Direct Growth Low Risk	-	-	₹40.32 Cr	9.7%
Nippon India Capital Protection Oriented Fund II Plan A Regular Growth Low Risk	-	-	₹40.32 Cr	8.9%
SBI Capital Protection Oriented Fund Series A (Plan 8) Direct Growth Low to Moderate Risk	-	-	₹29.47 Cr	6.6%
SBI Capital Protection Oriented Fund Series A (Plan 8) Regular Growth Low to Moderate Risk	-	-	₹29.47 Cr	6.0%
ICICI Prudential Regular Savings Fund Direct Growth High Risk	1.0%	1.0%	₹3355.90 Cr	4.8%
Navi Regular Savings Fund Direct Growth Moderate Risk	0.3%	0.0%	₹35.76 Cr	11.3%
Bandhan Regular Savings Fund Direct Growth Moderately High risk	0.8%	0.0%	₹92.37 Cr	5.2%
Nippon India Hybrid Bond Fund Direct Growth High Risk	0.8%	1.0%	₹976.82 Cr	7.7%
ITI Conservative Hybrid Fund Regular Growth Moderate Risk	1.6%	0.0%	₹14.80 Cr	7.4%
ITI Conservative Hybrid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹14.80 Cr	8.9%
Kotak Debt Hybrid Fund Direct Growth High Risk	0.6%	1.0%	₹2860.04 Cr	5.2%
Navi Regular Savings Fund Regular Growth Moderate Risk	2.0%	0.0%	₹35.76 Cr	9.4%
HSBC Conservative Hybrid Fund Direct Growth Moderately High risk	1.2%	0.0%	₹153.93 Cr	5.0%
Bank of India Conservative Hybrid Fund Direct Growth Moderately High risk	0.9%	1.0%	₹64.05 Cr	5.0%
Axis Regular Saver Fund Regular Growth Very High Risk	2.2%	1.0%	₹219.99 Cr	2.7%
UTI Regular Savings Fund Direct Growth Moderately High risk	1.3%	1.0%	₹1661.12 Cr	3.5%
Axis Regular Saver Fund Direct Growth Very High Risk	1.1%	1.0%	₹219.99 Cr	3.8%
HDFC Hybrid Debt Fund Direct Growth Moderately High risk	1.2%	1.0%	₹3244.86 Cr	3.8%
Aditya Birla Sun Life Regular Savings Fund Direct Growth Moderately High risk	0.8%	1.0%	₹1500.92 Cr	6.2%
Baroda BNP Paribas Conservative Hybrid Fund Direct Growth Moderate Risk	0.4%	1.0%	₹944.15 Cr	6.7%
SBI Conservative Hybrid Fund Direct Growth Moderately High risk	1.0%	1.0%	₹10209.90 Cr	6.5%
Sundaram Debt Oriented Hybrid Fund Direct Growth Moderate Risk	1.0%	0.0%	₹18.97 Cr	1.7%
Canara Robeco Conservative Hybrid Fund Direct Growth Moderately High risk	0.6%	1.0%	₹868.11 Cr	4.4%
LIC MF Conservative Hybrid Fund Direct Growth Moderate Risk	1.6%	1.0%	₹46.99 Cr	5.8%
DSP Regular Saving Fund Direct Growth Moderately High risk	0.6%	0.0%	₹179.80 Cr	5.1%
Franklin India Debt Hybrid Fund Direct Growth Moderately High risk	0.8%	0.0%	₹197.20 Cr	3.4%
Kotak Debt Hybrid Fund Regular Growth High Risk	1.7%	1.0%	₹2860.04 Cr	3.9%
Aditya Birla Sun Life Regular Savings Fund Regular Growth Moderately High risk	1.5%	1.0%	₹1500.92 Cr	5.3%
LIC MF Conservative Hybrid Fund Regular Growth Moderate Risk	2.1%	1.0%	₹46.99 Cr	4.9%
Baroda BNP Paribas Conservative Hybrid Fund Regular Growth Moderate Risk	1.7%	1.0%	₹944.15 Cr	5.1%
HDFC Hybrid Debt Fund Regular Growth Moderately High risk	1.7%	1.0%	₹3244.86 Cr	3.2%
HSBC Conservative Hybrid Fund Regular Growth Moderately High risk	2.2%	0.0%	₹153.93 Cr	4.0%
Bank of India Conservative Hybrid Fund Regular Growth Moderately High risk	1.9%	1.0%	₹64.05 Cr	4.1%
Franklin India Debt Hybrid Fund Regular Growth Moderately High risk	1.4%	0.0%	₹197.20 Cr	2.7%
DSP Regular Saving Fund Regular Growth Moderately High risk	1.3%	0.0%	₹179.80 Cr	4.4%
Canara Robeco Conservative Hybrid Fund Regular Growth Moderately High risk	1.5%	1.0%	₹868.11 Cr	3.2%
SBI Conservative Hybrid Fund Regular Growth Moderately High risk	1.5%	1.0%	₹10209.90 Cr	6.0%
Nippon India Hybrid Bond Fund Regular Growth High Risk	1.5%	1.0%	₹976.82 Cr	6.9%
ICICI Prudential Regular Savings Fund Regular Growth High Risk	1.7%	1.0%	₹3355.90 Cr	4.0%
UTI Regular Savings Fund Regular Growth Moderately High risk	1.8%	1.0%	₹1661.12 Cr	2.9%
Parag Parikh Conservative Hybrid Fund Regular Growth Moderately High risk	0.5%	1.0%	₹3473.41 Cr	5.8%
Parag Parikh Conservative Hybrid Fund Direct Growth Moderately High risk	0.2%	1.0%	₹3473.41 Cr	6.2%
Sundaram Debt Oriented Hybrid Fund Regular Growth Moderate Risk	1.6%	0.0%	₹18.97 Cr	0.9%
Bandhan Regular Savings Fund Regular Growth Moderately High risk	1.7%	0.0%	₹92.37 Cr	4.2%

About the AMC

UTI Mutual Fund

+91-22-6678 6666

https://www.utimf.com/

Total AUM

₹3,62,105 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
UTI Balanced Hybrid Fund Direct Growth High Risk	-	1.0%	-	-
UTI Nifty 500 Index Fund Direct Growth Very High Risk	-	0.0%	-	-
UTI Liquid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹26727.50 Cr	6.5%
UTI Nifty500 Shariah Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹87.88 Cr	-
UTI Children's Equity Fund Direct Growth Very High Risk	1.2%	0.0%	₹1139.53 Cr	-1.7%
UTI Multi Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹2130.93 Cr	7.9%
UTI Income Plus Arbitrage Active Fund of Fund Direct Growth Moderately High risk	0.2%	0.0%	₹185.30 Cr	5.8%
UTI Nifty India Manufacturing Index Fund Direct Growth Very High Risk	0.8%	0.0%	₹30.57 Cr	15.3%
UTI Nifty Midsmallcap 400 Momentum Quality 100 Index Fund Direct Growth Very High Risk	1.0%	0.0%	₹126.84 Cr	10.4%
UTI Quant Fund Direct Growth Very High Risk	0.6%	1.0%	₹1539.06 Cr	2.9%
UTI Nifty Alpha Low-Volatility 30 Index Fund Direct Growth Very High Risk	0.9%	0.0%	₹75.77 Cr	2.9%
UTI Nifty Midcap 150 Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹75.54 Cr	11.4%
UTI Nifty Private Bank Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹220.32 Cr	5.4%
UTI Nifty200 Quality 30 Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹544.55 Cr	0.5%
UTI Innovation Fund Direct Growth Very High Risk	1.1%	1.0%	₹789.89 Cr	3.4%
UTI Fixed Income Interval Fund Annual Plan I Direct Growth Low Risk	-	0.0%	₹13.13 Cr	5.2%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth Low Risk	-	0.0%	₹316.65 Cr	6.0%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth Low to Moderate Risk	-	0.0%	₹42.79 Cr	6.0%
UTI FIIF Ser 2 Qt Interval V Direct Growth Low Risk	-	1.0%	₹2.20 Cr	6.3%
UTI Fixed Income Interval Fund Quarterly I Direct Growth Low Risk	-	0.0%	₹9.74 Cr	6.5%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth Moderate Risk	-	1.0%	₹8.54 Cr	6.8%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth Low to Moderate Risk	-	0.0%	-	10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth Low Risk	-	-	₹176.51 Cr	6.1%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth Low to Moderate Risk	-	0.0%	₹13.38 Cr	6.9%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth Low to Moderate Risk	-	0.0%	₹57.60 Cr	6.1%
UTI Floater Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹1519.48 Cr	6.5%
UTI Nifty 500 Value 50 Index Fund Direct Growth Very High Risk	0.8%	0.0%	₹825.17 Cr	17.4%
UTI Banking & PSU Debt Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1482.56 Cr	6.2%
UTI Focused Equity Fund Direct Growth Very High Risk	0.9%	1.0%	₹2474.88 Cr	3.7%
UTI Silver ETF Fund of Fund Direct Growth Very High Risk	0.1%	1.0%	₹584.30 Cr	100.8%
UTI Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	1.2%	0.0%	₹8438.41 Cr	4.6%
UTI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹5089.23 Cr	5.3%
UTI Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹4799.67 Cr	5.6%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth Very High Risk	0.8%	0.0%	₹249.62 Cr	3.2%
UTI Arbitrage Fund Direct Growth Low Risk	1.3%	0.0%	₹11152.46 Cr	6.5%
UTI Small Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹5263.02 Cr	10.3%
UTI Ultra Short Term Fund Direct Growth Moderate Risk	0.4%	0.0%	₹3444.00 Cr	6.6%
UTI Credit Risk Fund Direct Growth Moderately High risk	1.0%	1.0%	₹252.73 Cr	7.1%
UTI Dividend Yield Fund Direct Growth Very High Risk	1.5%	1.0%	₹3813.56 Cr	1.6%
UTI Banking and Financial Services Fund Direct Growth Very High Risk	1.4%	1.0%	₹1439.51 Cr	8.5%
UTI Dynamic Bond Fund Direct Growth Low to Moderate Risk	0.9%	0.0%	₹405.91 Cr	6.3%
UTI Hybrid Equity Fund Direct Growth Very High Risk	1.2%	1.0%	₹6760.38 Cr	3.1%
UTI Long Term Equity Fund Direct Growth Very High Risk	1.0%	0.0%	₹3524.38 Cr	0.9%
UTI Flexi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹24035.97 Cr	2.9%
UTI Bond Fund Direct Growth Moderately High risk	1.3%	0.0%	₹302.16 Cr	5.1%
UTI Liquid Fund Cash Plan Direct Growth Moderate Risk	0.2%	0.0%	₹33248.42 Cr	6.4%
UTI Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹422.82 Cr	7.1%
UTI India Consumer Fund Direct Growth Very High Risk	1.6%	1.0%	₹735.17 Cr	1.7%
UTI Infrastructure Fund Direct Growth Very High Risk	1.9%	1.0%	₹2157.71 Cr	5.6%

Risk Level

Your principal amount will be at Moderately High risk

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What is the current NAV of UTI Regular Savings Fund Direct Growth?

The NAV of UTI Regular Savings Fund Direct Growth, as of 27-Aug-2026, is ₹77.29.

What are the returns of UTI Regular Savings Fund Direct Growth?

The fund has generated 3.52% over the last 1 year and 8.41% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of UTI Regular Savings Fund Direct Growth?

The fund's allocation of assets is distributed as 24.70% in equities, 71.05% in bonds, and 3.94% in cash and cash equivalents.

Who manages the UTI Regular Savings Fund Direct Growth?

The fund managers responsible for UTI Regular Savings Fund Direct Growth are:-

Amit Premchandani
Jaydeep Bhowal

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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UTI Regular Savings Fund Direct Growth

Fund Overview