ICICI Prudential Regular Savings Fund Regular Growth
HybridConservative AllocationHigh Risk
Regular
NAV (18-Jun-25)
₹75.27-0.05%1D
Returns (Since Inception)
9.98%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹3,188 Cr
Expense Ratio
1.72%
ISIN
INF109K01902
Minimum SIP
₹500
Exit Load
1.00%
Inception Date
30 Mar 2004
About this fund
ICICI Prudential Regular Savings Fund Regular Growth is a Conservative Allocation mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 21 years, 2 months and 20 days, having been launched on 30-Mar-04.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹75.27, Assets Under Management (AUM) of 3188.48 Crores, and an expense ratio of 1.72%.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹75.27, Assets Under Management (AUM) of 3188.48 Crores, and an expense ratio of 1.72%.
- ICICI Prudential Regular Savings Fund Regular Growth has given a CAGR return of 9.98% since inception.
- The fund's asset allocation comprises around 23.55% in equities, 62.13% in debts, and 13.78% in cash & cash equivalents.
- You can start investing in ICICI Prudential Regular Savings Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+9.01%
+7.75% (Cat Avg.)
3 Years
+11.40%
+10.72% (Cat Avg.)
5 Years
+10.73%
+10.94% (Cat Avg.)
10 Years
+9.55%
+8.69% (Cat Avg.)
Since Inception
+9.98%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Equity | ₹750.92 Cr | 23.55% |
| Debt | ₹1,980.85 Cr | 62.13% |
| Others | ₹456.71 Cr | 14.32% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹298.91 Cr | 9.37% |
| 6.99% Govt Stock 2034 | Bond - Gov't/Treasury | ₹169.19 Cr | 5.31% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹113.6 Cr | 3.56% |
| State Bank Of India | Bond - Corporate Bond | ₹99.5 Cr | 3.12% |
| L&T Metro Rail (Hyderabad) Limited | Bond - Corporate Bond | ₹79.82 Cr | 2.50% |
| 360 One Prime Limited | Bond - Corporate Bond | ₹75.61 Cr | 2.37% |
| JM Financial Services Limited | Cash - Commercial Paper | ₹73.03 Cr | 2.29% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹71.44 Cr | 2.24% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹70.49 Cr | 2.21% |
| Net Current Assets | Cash | ₹67.28 Cr | 2.11% |
| Yes Bank Limited | Bond - Corporate Bond | ₹64.66 Cr | 2.03% |
| ICICI Bank Ltd | Equity | ₹53.83 Cr | 1.69% |
| Godrej Properties Limited | Bond - Corporate Bond | ₹51.39 Cr | 1.61% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹51.26 Cr | 1.61% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹51.17 Cr | 1.60% |
| Eris Lifesciences Limited | Bond - Corporate Bond | ₹51.01 Cr | 1.60% |
| Eris Lifesciences Limited | Bond - Corporate Bond | ₹50.82 Cr | 1.59% |
| Narayana Hrudayalaya Limited | Bond - Corporate Bond | ₹50.54 Cr | 1.59% |
| Indostar Capital Finance Limited | Bond - Corporate Bond | ₹50.23 Cr | 1.58% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹47.7 Cr | 1.50% |
| SBI Life Insurance Co Ltd | Equity | ₹43.26 Cr | 1.36% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹40.72 Cr | 1.28% |
| AShiana Housing Limited | Bond - Corporate Bond | ₹40.4 Cr | 1.27% |
| Maruti Suzuki India Ltd | Equity | ₹36.08 Cr | 1.13% |
| JM Financial Products Limited | Bond - Corporate Bond | ₹35.28 Cr | 1.11% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹34.07 Cr | 1.07% |
| HDFC Bank Ltd | Equity | ₹33.09 Cr | 1.04% |
| Treps | Cash - Repurchase Agreement | ₹30.81 Cr | 0.97% |
| Mindspace Business Parks REIT Unit | Equity - REIT | ₹30.75 Cr | 0.96% |
| Prism Johnson Limited | Bond - Corporate Bond | ₹30.31 Cr | 0.95% |
| Prism Johnson Limited | Bond - Corporate Bond | ₹30.15 Cr | 0.95% |
| Vedanta Limited | Bond - Corporate Bond | ₹30.14 Cr | 0.95% |
| Axis Bank Ltd | Equity | ₹29.85 Cr | 0.94% |
| NTPC Ltd | Equity | ₹27.29 Cr | 0.86% |
| HDFC Life Insurance Co Ltd | Equity | ₹26.01 Cr | 0.82% |
| Bharti Airtel Ltd | Equity | ₹25.97 Cr | 0.81% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹25.63 Cr | 0.80% |
| JM Financial Credit Solutions Limited | Bond - Corporate Bond | ₹25.39 Cr | 0.80% |
| Oberoi Realty Limited | Bond - Corporate Bond | ₹25.33 Cr | 0.79% |
| Aavas Financiers Limited | Bond - Corporate Bond | ₹25.31 Cr | 0.79% |
| Aadhar Housing Finance Limited | Bond - Corporate Bond | ₹25.27 Cr | 0.79% |
| TATA Projects Limited | Bond - Corporate Bond | ₹25.24 Cr | 0.79% |
| Shriram Finance Limited | Bond - Corporate Bond | ₹25.23 Cr | 0.79% |
| Torrent Power Limited | Bond - Corporate Bond | ₹25.14 Cr | 0.79% |
| APtus Value Housing Finance India Limited | Bond - Corporate Bond | ₹24.87 Cr | 0.78% |
| Gland Pharma Ltd | Equity | ₹24.8 Cr | 0.78% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹23.95 Cr | 0.75% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹23.84 Cr | 0.75% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹23.82 Cr | 0.75% |
| HDFC Bank Ltd. | Bond - Corporate Bond | ₹23.76 Cr | 0.75% |
| Affle 3i Ltd | Equity | ₹23.08 Cr | 0.72% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹22.15 Cr | 0.69% |
| Hindustan Unilever Ltd | Equity | ₹21.27 Cr | 0.67% |
| Aurobindo Pharma Ltd | Equity | ₹20.83 Cr | 0.65% |
| Aavas Financiers Limited | Bond - Corporate Bond | ₹20.33 Cr | 0.64% |
| Infosys Ltd | Equity | ₹19.73 Cr | 0.62% |
| Mankind Pharma Limited | Bond - Corporate Bond | ₹19.16 Cr | 0.60% |
| Embassy Office Parks REIT | Equity - REIT | ₹18.83 Cr | 0.59% |
| IndusInd Bank Ltd | Equity | ₹17.48 Cr | 0.55% |
| TBO Tek Ltd | Equity | ₹17.03 Cr | 0.53% |
| Chemplast Sanmar Ltd | Equity | ₹16.95 Cr | 0.53% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹15.94 Cr | 0.50% |
| Bamboo Hotel And Global Centre (Delhi) Private Limited | Bond - Corporate Bond | ₹15.13 Cr | 0.47% |
| Avanse Financial Services Limited | Bond - Corporate Bond | ₹15.06 Cr | 0.47% |
| Alkem Laboratories Ltd | Equity | ₹14.93 Cr | 0.47% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹14.28 Cr | 0.45% |
| Dabur India Ltd | Equity | ₹13.67 Cr | 0.43% |
| Dme Development Limited | Bond - Corporate Bond | ₹13.31 Cr | 0.42% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹12.75 Cr | 0.40% |
| Nuvoco Vista Corp Ltd | Equity | ₹12.48 Cr | 0.39% |
| PVR INOX Ltd | Equity | ₹12.06 Cr | 0.38% |
| Yatra Online Ltd | Equity | ₹10.47 Cr | 0.33% |
| 7.14% Maharashtra SDL 2039 | Bond - Gov't/Treasury | ₹10.38 Cr | 0.33% |
| 7.23% Maharashtra Sdl-04/09/2035 | Bond - Gov't/Treasury | ₹10.34 Cr | 0.32% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹10.05 Cr | 0.32% |
| Kogta Financial (India) Limited | Bond - Corporate Bond | ₹10.02 Cr | 0.31% |
| DLF Ltd | Equity | ₹9.66 Cr | 0.30% |
| Tata Motors Ltd | Equity | ₹9.6 Cr | 0.30% |
| Oil India Ltd | Equity | ₹9.46 Cr | 0.30% |
| Corporate Debt Market Development Fund (Class A2) | Mutual Fund - Open End | ₹9.39 Cr | 0.29% |
| Macrotech Developers Limited | Bond - Corporate Bond | ₹9.08 Cr | 0.28% |
| Carborundum Universal Ltd | Equity | ₹8.69 Cr | 0.27% |
| Mold-tek Packaging Ltd | Equity | ₹8.37 Cr | 0.26% |
| Cash Margin - Derivatives | Other Assets And Liabilities | ₹8 Cr | 0.25% |
| Oil & Natural Gas Corp Ltd | Equity | ₹7.93 Cr | 0.25% |
| UPL Ltd | Equity | ₹7.92 Cr | 0.25% |
| Apollo Tyres Ltd | Equity | ₹7.85 Cr | 0.25% |
| Indusind Bank Ltd. | Equity - Future | ₹-6.97 Cr | 0.22% |
| Cash Offset For Derivatives | Cash - General Offset | ₹6.97 Cr | 0.22% |
| 7.13% Karnataka SDL - 20-Aug-2034 | Bond - Gov't/Treasury | ₹6.88 Cr | 0.22% |
| Medi Assist Healthcare Services Ltd | Equity | ₹6.51 Cr | 0.20% |
| AWL Agri Business Ltd | Equity | ₹6.47 Cr | 0.20% |
| Vedant Fashions Ltd | Equity | ₹6.38 Cr | 0.20% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.35 Cr | 0.20% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.34 Cr | 0.20% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.31 Cr | 0.20% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.31 Cr | 0.20% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.31 Cr | 0.20% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.31 Cr | 0.20% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.3 Cr | 0.20% |
| Zydus Lifesciences Ltd | Equity | ₹5.79 Cr | 0.18% |
| CIE Automotive India Ltd | Equity | ₹5.73 Cr | 0.18% |
| Divgi TorqTransfer Systems Ltd | Equity | ₹5.66 Cr | 0.18% |
| Indian Energy Exchange Ltd | Equity | ₹5.34 Cr | 0.17% |
| Dme Development Limited | Bond - Corporate Bond | ₹5.3 Cr | 0.17% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹5.1 Cr | 0.16% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹5.07 Cr | 0.16% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹5.04 Cr | 0.16% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹5.01 Cr | 0.16% |
| Kogta Financial (India) Limited | Bond - Corporate Bond | ₹5.01 Cr | 0.16% |
| Jubilant Ingrevia Ltd Ordinary Shares | Equity | ₹4.85 Cr | 0.15% |
| Tata Communications Ltd | Equity | ₹4.77 Cr | 0.15% |
| Mankind Pharma Limited | Bond - Corporate Bond | ₹4.05 Cr | 0.13% |
| Gujarat Alkalies & Chemicals Ltd | Equity | ₹4.03 Cr | 0.13% |
| ITC Ltd | Equity | ₹3.66 Cr | 0.11% |
| TeamLease Services Ltd | Equity | ₹3.6 Cr | 0.11% |
| Sai Silks (Kalamandir) Ltd | Equity | ₹3.53 Cr | 0.11% |
| GNA Axles Ltd | Equity | ₹3.31 Cr | 0.10% |
| Route Mobile Ltd Ordinary Shares | Equity | ₹3.19 Cr | 0.10% |
| 7.29% Westbengal Sgs Mat - 26/06/39 | Bond - Gov't/Treasury | ₹3.01 Cr | 0.09% |
| PNC Infratech Ltd | Equity | ₹2.49 Cr | 0.08% |
| Rategain Travel Technologies Ltd | Equity | ₹2.46 Cr | 0.08% |
| Sagar Cements Ltd | Equity | ₹2.37 Cr | 0.07% |
| Orient Electric Ltd Ordinary Shares | Equity | ₹2 Cr | 0.06% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹0.47 Cr | 0.01% |
| Galaxy Surfactants Ltd | Equity | ₹0.31 Cr | 0.01% |
Allocation By Market Cap (Equity)
Large Cap Stocks
12.57%
Mid Cap Stocks
3.26%
Small Cap Stocks
6.38%
Allocation By Credit Quality (Debt)
AAA
AA
A
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹231.01 Cr | 7.25% |
| Consumer Cyclical | ₹116.01 Cr | 3.64% |
| Healthcare | ₹106.94 Cr | 3.35% |
| Communication Services | ₹69.07 Cr | 2.17% |
| Basic Materials | ₹48.9 Cr | 1.53% |
| Consumer Defensive | ₹45.07 Cr | 1.41% |
| Utilities | ₹27.29 Cr | 0.86% |
| Technology | ₹22.19 Cr | 0.70% |
| Energy | ₹17.39 Cr | 0.55% |
| Industrials | ₹14.78 Cr | 0.46% |
| Real Estate | ₹9.66 Cr | 0.30% |
Risk & Performance Ratios
Standard Deviation
This fund
3.23%
Cat. avg.
3.91%
Lower the better
Sharpe Ratio
This fund
1.15
Cat. avg.
0.85
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.54
Higher the better
Fund Managers
Manish Banthia
Since September 2013
AK
Akhil Kakkar
Since January 2024
RC
Roshan Chutkey
Since May 2022
SD
Sharmila D’mello
Since July 2022
Additional Scheme Detailsas of 31st May 2025
ISIN | INF109K01902 | Expense Ratio | 1.72% | Exit Load | 1.00% | Fund Size | ₹3,188 Cr | Age | 21 years 2 months | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | NIFTY 50 Hybrid Composite 15:85 PR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Nippon India Capital Protection Oriented Fund II Plan A Direct Growth Low Risk | - | - | ₹40.32 Cr | 9.7% |
| Nippon India Capital Protection Oriented Fund II Plan A Regular Growth Low Risk | - | - | ₹40.32 Cr | 8.9% |
| SBI Capital Protection Oriented Fund Series A (Plan 8) Direct Growth Low to Moderate Risk | - | - | ₹29.47 Cr | 6.6% |
| SBI Capital Protection Oriented Fund Series A (Plan 8) Regular Growth Low to Moderate Risk | - | - | ₹29.47 Cr | 6.0% |
| ICICI Prudential Regular Savings Fund Direct Growth High Risk | 1.0% | 1.0% | ₹3188.48 Cr | 9.8% |
| Navi Regular Savings Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹35.76 Cr | 11.3% |
| Bandhan Regular Savings Fund Direct Growth Moderately High risk | 1.1% | 0.0% | ₹116.61 Cr | 7.2% |
| Nippon India Hybrid Bond Fund Direct Growth High Risk | 1.1% | 1.0% | ₹885.65 Cr | 9.4% |
| ITI Conservative Hybrid Fund Regular Growth Moderate Risk | 1.6% | 0.0% | ₹14.80 Cr | 7.4% |
| ITI Conservative Hybrid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹14.80 Cr | 8.9% |
About the AMC
Total AUM
₹9,45,300 Cr
Address
3rd Floor, Hallmark Business Plaza, Mumbai, 400 051
Other Funds by ICICI Prudential Mutual Fund
Risk Level
Your principal amount will be at High Risk
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What is the current NAV of ICICI Prudential Regular Savings Fund Regular Growth?
The NAV of ICICI Prudential Regular Savings Fund Regular Growth, as of 18-Jun-2025, is ₹75.27.
What are the returns of ICICI Prudential Regular Savings Fund Regular Growth?
The fund has generated 9.01% over the last 1 year and 11.40% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of ICICI Prudential Regular Savings Fund Regular Growth?
The fund's allocation of assets is distributed as 23.55% in equities, 62.13% in bonds, and 13.78% in cash and cash equivalents.
Who manages the ICICI Prudential Regular Savings Fund Regular Growth?
The fund managers responsible for ICICI Prudential Regular Savings Fund Regular Growth are:-
- Manish Banthia
- Akhil Kakkar
- Roshan Chutkey
- Sharmila D’mello
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.