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Fund Overview

Fund Size

Fund Size

₹34 Cr

Expense Ratio

Expense Ratio

0.33%

ISIN

ISIN

INF959L01676

Minimum SIP

Minimum SIP

₹10

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

Navi Regular Savings Fund Direct Growth is a Conservative Allocation mutual fund schemes offered by Navi Mutual Fund. This fund has been in existence for 11 years, 5 months and 11 days, having been launched on 01-Jan-13.
As of 11-Jun-24, it has a Net Asset Value (NAV) of ₹30.40, Assets Under Management (AUM) of 33.85 Crores, and an expense ratio of 0.33%.
  • Navi Regular Savings Fund Direct Growth has given a CAGR return of 8.52% since inception.
  • The fund's asset allocation comprises around 18.25% in equities, 50.93% in debts, and 30.61% in cash & cash equivalents.
  • You can start investing in Navi Regular Savings Fund Direct Growth with a SIP of ₹10 or a Lumpsum investment of ₹10.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+11.52%

+11.33% (Cat Avg.)

3 Years

+7.64%

+8.16% (Cat Avg.)

5 Years

+7.48%

+8.22% (Cat Avg.)

10 Years

+8.21%

+7.26% (Cat Avg.)

Since Inception

+8.52%

(Cat Avg.)

Portfolio Summaryas of 15th May 2024

Equity6.18 Cr18.25%
Debt17.24 Cr50.93%
Others10.43 Cr30.82%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
364 DTB 09012025Bond - Gov't/Treasury7.67 Cr22.65%
Treps/Reverse Repo/Net Current Assets/Cash/Cash EquivalentCash5.86 Cr17.31%
364 DTB 24102024Bond - Gov't/Treasury4.86 Cr14.36%
HDFC Bank LimitedBond - Corporate Bond2.03 Cr5.98%
Muthoot Finance LimitedBond - Corporate Bond1.7 Cr5.03%
Reliance Industries LtdEquity1 Cr2.96%
Bank Of BarodaCash - CD/Time Deposit1 Cr2.95%
Indusind Bank LimitedCash - CD/Time Deposit1 Cr2.95%
Time Technoplast LimitedCash - Commercial Paper0.99 Cr2.93%
LIC Housing Finance LtdBond - Corporate Bond0.99 Cr2.93%
Hsbc Investdirect Financial Services (I)LtdCash - Commercial Paper0.99 Cr2.91%
Bharti Airtel LtdEquity0.9 Cr2.66%
India Grid Trust Units Series - IVEquity0.9 Cr2.65%
Infosys LtdEquity0.56 Cr1.66%
ICICI Bank LtdEquity0.56 Cr1.65%
Tata Consumer Products LtdEquity0.51 Cr1.50%
TATA Motors LimitedBond - Corporate Bond0.5 Cr1.48%
Sun Pharmaceuticals Industries LtdEquity0.43 Cr1.27%
Axis Bank LtdEquity0.42 Cr1.23%
HCL Technologies LtdEquity0.37 Cr1.10%
Coal India LtdEquity0.29 Cr0.87%
Jio Financial Services LtdEquity0.14 Cr0.41%
SBI FUNDS MANAGEMENT PVT LMTD ()Mutual Fund - Open End0.07 Cr0.21%
Jubilant Foodworks LtdEquity0.06 Cr0.19%
Bharti Airtel Ltd (Partly Paid Rs.1.25)Equity0.06 Cr0.17%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Energy1.3 Cr3.83%
Financial Services1.12 Cr3.30%
Communication Services0.96 Cr2.83%
Technology0.94 Cr2.76%
Utilities0.9 Cr2.65%
Consumer Defensive0.51 Cr1.50%
Healthcare0.43 Cr1.27%
Consumer Cyclical0.06 Cr0.19%

Risk & Performance Ratios

Standard Deviation

This fund

2.67%

Cat. avg.

4.22%

Lower the better

Sharpe Ratio

This fund

0.68

Cat. avg.

0.56

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.27

Higher the better

Fund Managers

Aditya Mulki

Aditya Mulki

Since March 2022

Ashutosh Shirwaikar

Ashutosh Shirwaikar

Since August 2023

TS

Tanmay Sethi

Since February 2024

Additional Scheme Detailsas of 15th May 2024

ISININF959L01676Expense Ratio0.33%Exit LoadNo ChargesFund Size₹34 CrAge01 Jan 2013Lumpsum Minimum₹10Fund StatusOpen Ended Investment CompanyBenchmarkCRISIL Hybrid 85+15 - ConservativeTR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Conservative Allocation Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Regular Savings Fund Regular Growth

Moderately High risk

2.0%0.0%₹116.20 Cr10.7%
Sundaram Debt Oriented Hybrid Fund Regular Growth

Moderate Risk

2.1%0.0%₹30.32 Cr9.8%
Parag Parikh Conservative Hybrid Fund Direct Growth

Moderately High risk

0.3%1.0%₹1986.62 Cr17.6%
Parag Parikh Conservative Hybrid Fund Regular Growth

Moderately High risk

0.6%1.0%₹1986.62 Cr17.2%
UTI Regular Savings Fund Regular Growth

Moderately High risk

1.8%1.0%₹1579.66 Cr14.1%
ICICI Prudential Regular Savings Fund Regular Growth

High Risk

1.7%1.0%₹3337.80 Cr14.7%
Nippon India Hybrid Bond Fund Regular Growth

High Risk

1.9%1.0%₹813.88 Cr9.3%
SBI Conservative Hybrid Fund Regular Growth

High Risk

1.1%1.0%₹9823.59 Cr14.6%
Canara Robeco Conservative Hybrid Fund Regular Growth

Moderately High risk

1.8%1.0%₹972.98 Cr11.3%
DSP Regular Saving Fund Regular Growth

Moderately High risk

1.1%0.0%₹172.43 Cr13.2%

About the AMC

Total AUM

₹5,526 Cr

Address

3rd Floor, Kolkata, 700 069

Other Funds by Navi Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Navi S&P BSE Sensex Index Fund Direct Growth

Very High Risk

0.1%0.0%₹8.50 Cr-
Navi Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹84.71 Cr6.9%
Navi Regular Savings Fund Direct Growth

Moderate Risk

0.3%0.0%₹33.85 Cr11.5%
Navi NASDAQ 100 Fund of Fund Direct Growth

Very High Risk

0.1%0.0%₹889.98 Cr33.3%
Navi Nifty IT Index Fund Direct Growth

Very High Risk

-0.0%--
Navi Nifty Midcap 150 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹150.36 Cr57.1%
Navi Flexi Cap Fund Direct Growth

Very High Risk

0.4%0.0%₹249.99 Cr30.1%
Navi ELSS Tax Saver Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹49.90 Cr26.4%
Navi Equity Hybrid Fund Direct Growth

Very High Risk

0.4%0.0%₹103.50 Cr25.9%
Navi ELSS Tax Saver Fund Direct Growth

Very High Risk

0.4%0.0%₹61.66 Cr30.9%
Navi Nifty Bank Index Fund Direct Growth

Very High Risk

0.1%0.0%₹538.10 Cr13.4%
Navi Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹362.99 Cr63.3%
Navi Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹11.11 Cr-
Navi Large & Midcap Fund Direct Growth

Very High Risk

0.3%0.0%₹283.87 Cr29.2%
Navi Nifty India Manufacturing Index Fund Direct Growth

Very High Risk

0.1%0.0%₹30.47 Cr61.5%
Navi Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹1921.40 Cr26.5%
Navi US Total Stock Market Fund of Fund Direct Growth

Very High Risk

0.1%0.0%₹892.57 Cr26.1%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of Navi Regular Savings Fund Direct Growth, as of 11-Jun-2024, is ₹30.40.
The fund has generated 11.52% over the last 1 year and 7.64% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 18.25% in equities, 50.93% in bonds, and 30.61% in cash and cash equivalents.
The fund managers responsible for Navi Regular Savings Fund Direct Growth are:-
  1. Aditya Mulki
  2. Ashutosh Shirwaikar
  3. Tanmay Sethi