Navi Regular Savings Fund Direct Growth
HybridConservative AllocationModerate Risk
Direct
NAV (25-Jul-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹35 Cr
Expense Ratio
0.33%
ISIN
INF959L01676
Minimum SIP
₹10
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹30.98, Assets Under Management (AUM) of 34.89 Crores, and an expense ratio of 0.33%.
- Navi Regular Savings Fund Direct Growth has given a CAGR return of 8.60% since inception.
- The fund's asset allocation comprises around 19.18% in equities, 49.07% in debts, and 31.50% in cash & cash equivalents.
- You can start investing in Navi Regular Savings Fund Direct Growth with a SIP of ₹10 or a Lumpsum investment of ₹10.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+11.61%
+11.98% (Cat Avg.)
3 Years
+8.00%
+8.68% (Cat Avg.)
5 Years
+8.02%
+8.98% (Cat Avg.)
10 Years
+8.30%
+7.43% (Cat Avg.)
Since Inception
+8.60%
— (Cat Avg.)
Portfolio Summaryas of 15th July 2024
| Equity | ₹6.69 Cr | 19.18% |
| Debt | ₹17.12 Cr | 49.07% |
| Others | ₹11.08 Cr | 31.75% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps/Reverse Repo/Net Current Assets/Cash/Cash Equivalent | Cash | ₹7.92 Cr | 22.69% |
| 364 DTB 09012025 | Bond - Gov't/Treasury | ₹7.72 Cr | 22.12% |
| 364 DTB 24102024 | Bond - Gov't/Treasury | ₹4.89 Cr | 14.03% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹2.03 Cr | 5.81% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹1.71 Cr | 4.91% |
| Reliance Industries Ltd | Equity | ₹1.1 Cr | 3.14% |
| Time Technoplast Limited | Cash - Commercial Paper | ₹1 Cr | 2.86% |
| Hsbc Investdirect Financial Services (India) Limited | Cash - CD/Time Deposit | ₹0.99 Cr | 2.85% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹0.99 Cr | 2.85% |
| Motilal Oswal Financial Services Ltd | Cash - Commercial Paper | ₹0.98 Cr | 2.82% |
| Bharti Airtel Ltd | Equity | ₹0.95 Cr | 2.72% |
| India Grid Trust Units Series - IV | Equity | ₹0.91 Cr | 2.60% |
| Infosys Ltd | Equity | ₹0.63 Cr | 1.80% |
| ICICI Bank Ltd | Equity | ₹0.6 Cr | 1.72% |
| Tata Consumer Products Ltd | Equity | ₹0.52 Cr | 1.50% |
| Axis Bank Ltd | Equity | ₹0.46 Cr | 1.31% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹0.45 Cr | 1.29% |
| HCL Technologies Ltd | Equity | ₹0.41 Cr | 1.18% |
| Coal India Ltd | Equity | ₹0.28 Cr | 0.81% |
| Jio Financial Services Ltd | Equity | ₹0.14 Cr | 0.41% |
| Jubilant Foodworks Ltd | Equity | ₹0.07 Cr | 0.21% |
| SBI FUNDS MANAGEMENT PVT LMTD () | Mutual Fund - Open End | ₹0.07 Cr | 0.20% |
| Bharti Airtel Ltd (Partly Paid Rs.1.25) | Equity | ₹0.06 Cr | 0.17% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Energy | ₹1.38 Cr | 3.95% |
| Financial Services | ₹1.2 Cr | 3.44% |
| Technology | ₹1.04 Cr | 2.97% |
| Communication Services | ₹1.01 Cr | 2.89% |
| Utilities | ₹0.91 Cr | 2.60% |
| Consumer Defensive | ₹0.52 Cr | 1.50% |
| Healthcare | ₹0.45 Cr | 1.29% |
| Consumer Cyclical | ₹0.07 Cr | 0.21% |
Risk & Performance Ratios
Standard Deviation
This fund
2.70%
Cat. avg.
4.22%
Lower the better
Sharpe Ratio
This fund
0.82
Cat. avg.
0.56
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.27
Higher the better
Fund Managers
Additional Scheme Detailsas of 15th July 2024
ISIN | INF959L01676 | Expense Ratio | 0.33% | Exit Load | No Charges | Fund Size | ₹35 Cr | Age | 01 Jan 2013 | Lumpsum Minimum | ₹10 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Hybrid 85+15 - ConservativeTR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal within 1 year
Flat 15% tax on realised gains (STCG - short term capital gains)
Withdrawal after 1 year
10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Regular Savings Fund Regular Growth Moderately High risk | 2.0% | 0.0% | ₹116.94 Cr | 11.5% |
| Sundaram Debt Oriented Hybrid Fund Regular Growth Moderate Risk | 2.1% | 0.0% | ₹26.70 Cr | 10.4% |
| Parag Parikh Conservative Hybrid Fund Direct Growth Moderately High risk | 0.3% | 1.0% | ₹2073.47 Cr | 18.9% |
| Parag Parikh Conservative Hybrid Fund Regular Growth Moderately High risk | 0.6% | 1.0% | ₹2073.47 Cr | 18.5% |
| UTI Regular Savings Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹1617.22 Cr | 14.9% |
| ICICI Prudential Regular Savings Fund Regular Growth High Risk | 1.7% | 1.0% | ₹3355.13 Cr | 14.3% |
| Nippon India Hybrid Bond Fund Regular Growth High Risk | 1.9% | 1.0% | ₹824.66 Cr | 9.2% |
| SBI Conservative Hybrid Fund Regular Growth High Risk | 1.1% | 1.0% | ₹10088.24 Cr | 14.7% |
| Canara Robeco Conservative Hybrid Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹982.72 Cr | 11.9% |
| DSP Regular Saving Fund Regular Growth Moderately High risk | 1.1% | 0.0% | ₹175.12 Cr | 14.2% |
About the AMC
Total AUM
₹5,731 Cr
Address
3rd Floor, Kolkata, 700 069
Other Funds by Navi Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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Who manages the Navi Regular Savings Fund Direct Growth?
- Aditya Mulki
- Ashutosh Shirwaikar
- Tanmay Sethi
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
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