ICICI Prudential Regular Savings Fund Direct Growth
HybridConservative AllocationHigh Risk
Direct
NAV (17-Sep-24)
₹78.74-0.03%1D
Returns (Since Inception)
11.11%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹3,380 Cr
Expense Ratio
0.91%
ISIN
INF109K01S39
Minimum SIP
₹500
Exit Load
1.00%
Inception Date
01 Jan 2013
About this fund
ICICI Prudential Regular Savings Fund Direct Growth is a Conservative Allocation mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 11 years, 8 months and 17 days, having been launched on 01-Jan-13.
As of 17-Sep-24, it has a Net Asset Value (NAV) of ₹78.74, Assets Under Management (AUM) of 3380.20 Crores, and an expense ratio of 0.91%.
As of 17-Sep-24, it has a Net Asset Value (NAV) of ₹78.74, Assets Under Management (AUM) of 3380.20 Crores, and an expense ratio of 0.91%.
- ICICI Prudential Regular Savings Fund Direct Growth has given a CAGR return of 11.11% since inception.
- The fund's asset allocation comprises around 22.74% in equities, 60.38% in debts, and 16.63% in cash & cash equivalents.
- You can start investing in ICICI Prudential Regular Savings Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+15.64%
+12.79% (Cat Avg.)
3 Years
+10.50%
+8.52% (Cat Avg.)
5 Years
+11.60%
+9.48% (Cat Avg.)
10 Years
+10.90%
+7.51% (Cat Avg.)
Since Inception
+11.11%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2024
| Equity | ₹768.51 Cr | 22.74% |
| Debt | ₹2,040.89 Cr | 60.38% |
| Others | ₹570.79 Cr | 16.89% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 8% Govt Stock 2034 | Bond - Gov't/Treasury | ₹337.73 Cr | 9.99% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹263.02 Cr | 7.78% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹144.47 Cr | 4.27% |
| 7.38% Govt Stock 2027 | Bond - Gov't/Treasury | ₹116.81 Cr | 3.46% |
| L&T Metro Rail (Hyderabad) Limited | Bond - Corporate Bond | ₹83.33 Cr | 2.47% |
| Treps | Cash - Repurchase Agreement | ₹80.98 Cr | 2.40% |
| Motilal Oswal Finvest Limited | Cash - Commercial Paper | ₹79.99 Cr | 2.37% |
| 360 One Prime Limited | Bond - Corporate Bond | ₹74.78 Cr | 2.21% |
| JM Financial Products Limited | Bond - Corporate Bond | ₹69.53 Cr | 2.06% |
| ICICI Bank Ltd | Equity | ₹65.99 Cr | 1.95% |
| HDFC Bank Ltd | Equity | ₹65.13 Cr | 1.93% |
| Yes Bank Limited | Bond - Corporate Bond | ₹63.29 Cr | 1.87% |
| Net Current Assets | Cash | ₹61.16 Cr | 1.81% |
| Prestige Estates Projects Limited | Bond - Corporate Bond | ₹59.64 Cr | 1.76% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹55.88 Cr | 1.65% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹55.68 Cr | 1.65% |
| SBI Life Insurance Co Ltd | Equity | ₹52.48 Cr | 1.55% |
| Godrej Properties Limited | Bond - Corporate Bond | ₹50.21 Cr | 1.49% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹50.17 Cr | 1.48% |
| Eris Lifesciences Limited | Bond - Corporate Bond | ₹50.1 Cr | 1.48% |
| Eris Lifesciences Limited | Bond - Corporate Bond | ₹50.03 Cr | 1.48% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹49.98 Cr | 1.48% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹49.93 Cr | 1.48% |
| Narayana Hrudayalaya Limited | Bond - Corporate Bond | ₹49.93 Cr | 1.48% |
| IIFL Home Finance Limited | Bond - Corporate Bond | ₹49.71 Cr | 1.47% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹48.05 Cr | 1.42% |
| Avanse Financial Services Limited | Bond - Corporate Bond | ₹44.99 Cr | 1.33% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹40.34 Cr | 1.19% |
| Ashiana Housing Limited | Bond - Corporate Bond | ₹39.88 Cr | 1.18% |
| JM Financial Products Limited | Bond - Corporate Bond | ₹34.62 Cr | 1.02% |
| Prism Cement Limited | Bond - Corporate Bond | ₹29.72 Cr | 0.88% |
| Prism Cement Limited | Bond - Corporate Bond | ₹29.72 Cr | 0.88% |
| Torrent Power Limited | Bond - Corporate Bond | ₹29.55 Cr | 0.87% |
| Gland Pharma Ltd | Equity | ₹28.92 Cr | 0.86% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹28.21 Cr | 0.83% |
| Affle India Ltd | Equity | ₹27.36 Cr | 0.81% |
| Maruti Suzuki India Ltd | Equity | ₹27.28 Cr | 0.81% |
| Mindspace Business Parks Reit | Bond - Asset Backed | ₹26.38 Cr | 0.78% |
| Alkem Laboratories Ltd | Equity | ₹25.91 Cr | 0.77% |
| Kotak Mahindra Bank Ltd | Equity | ₹25.73 Cr | 0.76% |
| Hindustan Unilever Ltd | Equity | ₹25.16 Cr | 0.74% |
| Avanse Financial Services Limited | Bond - Corporate Bond | ₹25.06 Cr | 0.74% |
| Aadhar Housing Finance Ltd | Bond - Corporate Bond | ₹25.02 Cr | 0.74% |
| Indostar Capital Finance Limited | Bond - Corporate Bond | ₹24.98 Cr | 0.74% |
| Shriram Finance Ltd. | Bond - Corporate Bond | ₹24.91 Cr | 0.74% |
| Jm Financial Credit Solutions Limited | Bond - Corporate Bond | ₹24.89 Cr | 0.74% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹24.08 Cr | 0.71% |
| Aurobindo Pharma Ltd | Equity | ₹23.82 Cr | 0.70% |
| NTPC Ltd | Equity | ₹23.27 Cr | 0.69% |
| Embassy Office Parks Reit | Bond - Asset Backed | ₹22.22 Cr | 0.66% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹22.13 Cr | 0.65% |
| Syngene International Ltd | Equity | ₹21.62 Cr | 0.64% |
| Mankind Pharma Ltd | Equity | ₹20.85 Cr | 0.62% |
| Infosys Ltd | Equity | ₹20.35 Cr | 0.60% |
| Axis Bank Ltd | Equity | ₹20.31 Cr | 0.60% |
| Aavas Financiers Limited | Bond - Corporate Bond | ₹19.99 Cr | 0.59% |
| PVR INOX Ltd | Equity | ₹18.54 Cr | 0.55% |
| Lodha Developers Limited | Bond - Corporate Bond | ₹18.03 Cr | 0.53% |
| Chemplast Sanmar Ltd | Equity | ₹16.85 Cr | 0.50% |
| Yatra Online Ltd | Equity | ₹15.47 Cr | 0.46% |
| PSP Projects Ltd | Equity | ₹15.29 Cr | 0.45% |
| Dabur India Ltd | Equity | ₹14.82 Cr | 0.44% |
| Cash Margin - Derivatives | Cash - Collateral | ₹13.8 Cr | 0.41% |
| Dme Development Limited | Bond - Corporate Bond | ₹13.34 Cr | 0.39% |
| Land Kart Builders Private Limited | Bond - Corporate Bond | ₹13.27 Cr | 0.39% |
| CIE Automotive India Ltd | Equity | ₹12.56 Cr | 0.37% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹11.9 Cr | 0.35% |
| Nuvoco Vista Corp Ltd | Equity | ₹11.42 Cr | 0.34% |
| EPL Ltd Ordinary Shares | Equity | ₹10.09 Cr | 0.30% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹10.04 Cr | 0.30% |
| Yes Bank Limited | Bond - Corporate Bond | ₹9.96 Cr | 0.29% |
| Kogta Financial (India) Limited | Bond - Corporate Bond | ₹9.92 Cr | 0.29% |
| Muthoot Finance Ltd | Equity | ₹9.87 Cr | 0.29% |
| India Shelter Finance Corporation Ltd | Equity | ₹9.46 Cr | 0.28% |
| Corporate Debt Market Development Fund (Class A2) | Mutual Fund - Open End | ₹8.7 Cr | 0.26% |
| Barbeque-Nation Hospitality Ltd | Equity | ₹8.63 Cr | 0.26% |
| Gufic Biosciences Ltd | Equity | ₹7.93 Cr | 0.23% |
| Mold-tek Packaging Ltd | Equity | ₹7.82 Cr | 0.23% |
| Gujarat Gas Ltd | Equity | ₹7.35 Cr | 0.22% |
| HDFC Life Insurance Co Ltd | Equity | ₹7.09 Cr | 0.21% |
| Shree Cement Ltd | Equity | ₹7.01 Cr | 0.21% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.37 Cr | 0.19% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.36 Cr | 0.19% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.32 Cr | 0.19% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.3 Cr | 0.19% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.28 Cr | 0.19% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.25 Cr | 0.18% |
| Divgi TorqTransfer Systems Ltd | Equity | ₹6.24 Cr | 0.18% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.23 Cr | 0.18% |
| Suprajit Engineering Ltd | Equity | ₹5.96 Cr | 0.18% |
| Gujarat Alkalies & Chemicals Ltd | Equity | ₹5.78 Cr | 0.17% |
| Jyoti CNC Automation Ltd | Equity | ₹5.59 Cr | 0.17% |
| Dme Development Limited | Bond - Corporate Bond | ₹5.33 Cr | 0.16% |
| Orient Electric Ltd Ordinary Shares | Equity | ₹5.09 Cr | 0.15% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹5.01 Cr | 0.15% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹5 Cr | 0.15% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹5 Cr | 0.15% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹5 Cr | 0.15% |
| CarTrade Tech Ltd | Equity | ₹4.28 Cr | 0.13% |
| Sai Silks (Kalamandir) Ltd | Equity | ₹1.99 Cr | 0.06% |
| Bata India Ltd | Equity | ₹1.38 Cr | 0.04% |
Allocation By Credit Quality (Debt)
AAA
AA
A
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹278.19 Cr | 8.23% |
| Healthcare | ₹184.73 Cr | 5.46% |
| Consumer Cyclical | ₹106.79 Cr | 3.16% |
| Communication Services | ₹45.9 Cr | 1.36% |
| Basic Materials | ₹41.06 Cr | 1.21% |
| Consumer Defensive | ₹39.98 Cr | 1.18% |
| Utilities | ₹30.63 Cr | 0.91% |
| Industrials | ₹20.88 Cr | 0.62% |
| Technology | ₹20.35 Cr | 0.60% |
Risk & Performance Ratios
Standard Deviation
This fund
3.16%
Cat. avg.
4.23%
Lower the better
Sharpe Ratio
This fund
1.49
Cat. avg.
0.64
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.37
Higher the better
Fund Managers
Manish Banthia
Since September 2013
AK
Akhil Kakkar
Since January 2024
RC
Roshan Chutkey
Since May 2022
SD
Sharmila D’mello
Since July 2022
Additional Scheme Detailsas of 31st August 2024
ISIN | INF109K01S39 | Expense Ratio | 0.91% | Exit Load | 1.00% | Fund Size | ₹3,380 Cr | Age | 01 Jan 2013 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | NIFTY 50 Hybrid Composite 15:85 PR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Regular Savings Fund Regular Growth Moderately High risk | 2.0% | 0.0% | ₹116.93 Cr | 13.0% |
| Sundaram Debt Oriented Hybrid Fund Regular Growth Moderate Risk | 2.1% | 0.0% | ₹27.24 Cr | 11.5% |
| Parag Parikh Conservative Hybrid Fund Direct Growth Moderately High risk | 0.3% | 1.0% | ₹2197.03 Cr | 16.3% |
| Parag Parikh Conservative Hybrid Fund Regular Growth Moderately High risk | 0.6% | 1.0% | ₹2197.03 Cr | 15.9% |
| UTI Regular Savings Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹1640.72 Cr | 16.1% |
| ICICI Prudential Regular Savings Fund Regular Growth High Risk | 1.7% | 1.0% | ₹3380.20 Cr | 14.7% |
| Nippon India Hybrid Bond Fund Regular Growth High Risk | 1.9% | 1.0% | ₹825.74 Cr | 9.6% |
| SBI Conservative Hybrid Fund Regular Growth High Risk | 1.1% | 1.0% | ₹10006.83 Cr | 14.6% |
| Canara Robeco Conservative Hybrid Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹968.86 Cr | 13.1% |
| DSP Regular Saving Fund Regular Growth Moderately High risk | 1.2% | 0.0% | ₹178.41 Cr | 15.2% |
About the AMC
Total AUM
₹8,56,645 Cr
Address
3rd Floor, Hallmark Business Plaza, Mumbai, 400 051
Other Funds by ICICI Prudential Mutual Fund
Risk Level
Your principal amount will be at High Risk
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We're here to help.
What is the current NAV of ICICI Prudential Regular Savings Fund Direct Growth?
The NAV of ICICI Prudential Regular Savings Fund Direct Growth, as of 17-Sep-2024, is ₹78.74.
What are the returns of ICICI Prudential Regular Savings Fund Direct Growth?
The fund has generated 15.64% over the last 1 year and 10.50% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of ICICI Prudential Regular Savings Fund Direct Growth?
The fund's allocation of assets is distributed as 22.74% in equities, 60.38% in bonds, and 16.63% in cash and cash equivalents.
Who manages the ICICI Prudential Regular Savings Fund Direct Growth?
The fund managers responsible for ICICI Prudential Regular Savings Fund Direct Growth are:-
- Manish Banthia
- Akhil Kakkar
- Roshan Chutkey
- Sharmila D’mello
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.