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Fund Overview

Fund Size

Fund Size

₹3,402 Cr

Expense Ratio

Expense Ratio

0.91%

ISIN

ISIN

INF109K01S39

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

01 Jan 2013

About this fund

ICICI Prudential Regular Savings Fund Direct Growth is a Conservative Allocation mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 11 years, 4 months and 21 days, having been launched on 01-Jan-13.
As of 21-May-24, it has a Net Asset Value (NAV) of ₹74.12, Assets Under Management (AUM) of 3402.04 Crores, and an expense ratio of 0.91%.
  • ICICI Prudential Regular Savings Fund Direct Growth has given a CAGR return of 10.85% since inception.
  • The fund's asset allocation comprises around 22.85% in equities, 67.12% in debts, and 9.77% in cash & cash equivalents.
  • You can start investing in ICICI Prudential Regular Savings Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+15.39%

+10.96% (Cat Avg.)

3 Years

+10.22%

+8.56% (Cat Avg.)

5 Years

+10.50%

+8.15% (Cat Avg.)

10 Years

+10.99%

+7.51% (Cat Avg.)

Since Inception

+10.85%

(Cat Avg.)

Portfolio Summaryas of 30th April 2024

Equity777.35 Cr22.85%
Debt2,283.58 Cr67.12%
Others341.1 Cr10.03%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.18% Govt Stock 2033Bond - Gov't/Treasury609.76 Cr17.92%
8% Govt Stock 2034Bond - Gov't/Treasury360.48 Cr10.60%
7.26% Govt Stock 2033Bond - Gov't/Treasury154.73 Cr4.55%
TrepsCash - Repurchase Agreement149.74 Cr4.40%
7.38% Govt Stock 2027Bond - Gov't/Treasury115.59 Cr3.40%
L&T Metro Rail (Hyderabad) LimitedBond - Corporate Bond82.81 Cr2.43%
Motilal Oswal Finvest LimitedCash - Commercial Paper79.96 Cr2.35%
ICICI Bank LtdEquity75.34 Cr2.21%
Yes Bank LimitedBond - Corporate Bond62.7 Cr1.84%
Dlf Cyber City Developers LtdBond - Corporate Bond59.57 Cr1.75%
Prestige Estates Projects LimitedBond - Corporate Bond59.24 Cr1.74%
Sun Pharmaceuticals Industries LtdEquity51.42 Cr1.51%
HDFC Bank LtdEquity51.25 Cr1.51%
Tata Housing Development Company LimitedBond - Corporate Bond50.08 Cr1.47%
Bharti Telecom LimitedBond - Corporate Bond50.01 Cr1.47%
Narayana Hrudayalaya LimitedBond - Corporate Bond49.73 Cr1.46%
Embassy Office Parks ReitBond - Corporate Bond49.66 Cr1.46%
IIFL Home Finance LimitedBond - Corporate Bond49.62 Cr1.46%
JM Financial Products LimitedBond - Corporate Bond49.52 Cr1.46%
Bharti Airtel LtdEquity47.19 Cr1.39%
Net Current AssetsCash47.13 Cr1.39%
Avanse Financial Services LimitedBond - Corporate Bond44.92 Cr1.32%
Bharti Telecom LimitedBond - Corporate Bond40.14 Cr1.18%
Ongc Petro Additions LimitedBond - Corporate Bond39.88 Cr1.17%
7.06% Govt Stock 2028Bond - Gov't/Treasury39.82 Cr1.17%
Maruti Suzuki India LtdEquity37.17 Cr1.09%
SBI Life Insurance Company LimitedEquity34.96 Cr1.03%
Torrent Power LimitedBond - Corporate Bond29.35 Cr0.86%
ITC LtdEquity27.58 Cr0.81%
Land Kart Builders Private LimitedBond - Corporate Bond26.49 Cr0.78%
Muthoot Finance LtdEquity25.35 Cr0.75%
Mankind Pharma LtdEquity25.13 Cr0.74%
Avanse Financial Services LimitedBond - Corporate Bond25.12 Cr0.74%
Indostar Capital Finance LimitedBond - Corporate Bond24.91 Cr0.73%
Aadhar Housing Finance LtdBond - Corporate Bond24.86 Cr0.73%
Shriram Finance Ltd.Bond - Corporate Bond24.86 Cr0.73%
Lodha Developers LimitedBond - Corporate Bond22.02 Cr0.65%
Embassy Office Parks ReitBond - Asset Backed20.59 Cr0.61%
NTPC LtdEquity20.31 Cr0.60%
Hindustan Unilever LtdEquity20.2 Cr0.59%
Aavas Financiers LimitedBond - Corporate Bond19.98 Cr0.59%
Affle India LtdEquity19.28 Cr0.57%
Aurobindo Pharma LtdEquity17.64 Cr0.52%
Syngene International LtdEquity17.15 Cr0.50%
PVR INOX LtdEquity16.75 Cr0.49%
Aditya Birla Fashion and Retail LtdEquity15.55 Cr0.46%
PSP Projects LtdEquity15.11 Cr0.44%
Infosys LtdEquity14.87 Cr0.44%
Kotak Mahindra Bank LtdEquity13.98 Cr0.41%
Dme Development LimitedBond - Corporate Bond13.48 Cr0.40%
ICICI Lombard General Insurance Co LtdEquity12.53 Cr0.37%
Eicher Motors LtdEquity12.34 Cr0.36%
State Bank Of IndiaBond - Corporate Bond11.88 Cr0.35%
Godrej Industries LimitedBond - Corporate Bond11.87 Cr0.35%
Dabur India LtdEquity11.81 Cr0.35%
Chemplast Sanmar LtdEquity11.72 Cr0.34%
CIE Automotive India LtdEquity10.55 Cr0.31%
Orient Electric Ltd Ordinary SharesEquity10.43 Cr0.31%
Bharti Telecom LimitedBond - Corporate Bond10.02 Cr0.29%
Yes Bank LimitedBond - Corporate Bond9.94 Cr0.29%
Kogta Financial (India) LimitedBond - Corporate Bond9.89 Cr0.29%
HDFC Life Insurance Company LimitedEquity9.69 Cr0.28%
Oberoi Realty LtdEquity9.2 Cr0.27%
ICICI Prudential Life Insurance Company LimitedEquity9.01 Cr0.26%
Mold-tek Packaging LtdEquity8.61 Cr0.25%
Corporate Debt Market Development Fund (Class A2)Mutual Fund - Open End8.57 Cr0.25%
India Shelter Finance Corporation LtdEquity8.5 Cr0.25%
Jyoti CNC Automation LtdEquity8.23 Cr0.24%
Suprajit Engineering LtdEquity8.23 Cr0.24%
Bata India LtdEquity8.2 Cr0.24%
EPL Ltd Ordinary SharesEquity7.7 Cr0.23%
Barbeque-Nation Hospitality LtdEquity7.62 Cr0.22%
Divgi TorqTransfer Systems LtdEquity7.42 Cr0.22%
182 DTB 30052024Bond - Gov't/Treasury6.96 Cr0.20%
Avenue Supermarts LtdEquity6.91 Cr0.20%
Nazara Technologies LtdEquity6.64 Cr0.20%
Gujarat Gas LtdEquity6.62 Cr0.19%
Dme Development LimitedBond - Corporate Bond6.43 Cr0.19%
Dme Development LimitedBond - Corporate Bond6.42 Cr0.19%
Dme Development LimitedBond - Corporate Bond6.41 Cr0.19%
Grasim Industries LtdEquity6.4 Cr0.19%
Dme Development LimitedBond - Corporate Bond6.39 Cr0.19%
Dme Development LimitedBond - Corporate Bond6.36 Cr0.19%
Dme Development LimitedBond - Corporate Bond6.32 Cr0.19%
Dme Development LimitedBond - Corporate Bond6.29 Cr0.18%
Bajaj Finance LtdEquity6.09 Cr0.18%
Balkrishna Industries LtdEquity6.03 Cr0.18%
182 DTB 06062024Bond - Gov't/Treasury5.96 Cr0.18%
Gujarat Alkalies & Chemicals LtdEquity5.95 Cr0.17%
Chennai Petroleum Corp LtdEquity5.88 Cr0.17%
Dme Development LimitedBond - Corporate Bond5.39 Cr0.16%
Sheela Foam LimitedBond - Corporate Bond5 Cr0.15%
Sheela Foam LimitedBond - Corporate Bond4.99 Cr0.15%
Sheela Foam LimitedBond - Corporate Bond4.99 Cr0.15%
Sheela Foam LimitedBond - Corporate Bond4.99 Cr0.15%
Nuvoco Vista Corp LtdEquity4.49 Cr0.13%
Yatra Online LtdEquity4.06 Cr0.12%
UPL LtdEquity3.43 Cr0.10%
CMS Info Systems LtdEquity3.1 Cr0.09%
Sai Silks (Kalamandir) LtdEquity2.39 Cr0.07%
Cash Margin - DerivativesCash - Collateral1.8 Cr0.05%
Gufic Biosciences LtdEquity1.32 Cr0.04%
Nhpc LimitedBond - Corporate Bond1 Cr0.03%
BRitannia Industries LtdBond - Corporate Bond0.11 Cr0.00%

Allocation By Credit Quality (Debt)

AAA

AA

A

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services246.71 Cr7.25%
Consumer Cyclical146.3 Cr4.30%
Healthcare112.66 Cr3.31%
Communication Services89.86 Cr2.64%
Consumer Defensive66.5 Cr1.95%
Basic Materials31.99 Cr0.94%
Utilities26.93 Cr0.79%
Industrials26.45 Cr0.78%
Technology14.87 Cr0.44%
Real Estate9.2 Cr0.27%
Energy5.88 Cr0.17%

Risk & Performance Ratios

Standard Deviation

This fund

3.15%

Cat. avg.

4.35%

Lower the better

Sharpe Ratio

This fund

1.48

Cat. avg.

0.70

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.53

Higher the better

Fund Managers

Manish Banthia

Manish Banthia

Since September 2013

AK

Akhil Kakkar

Since January 2024

RC

Roshan Chutkey

Since May 2022

SD

Sharmila D’mello

Since July 2022

Additional Scheme Detailsas of 30th April 2024

ISININF109K01S39Expense Ratio0.91%Exit Load1.00%Fund Size₹3,402 CrAge01 Jan 2013Lumpsum Minimum₹5,000Fund StatusOpen Ended Investment CompanyBenchmarkNIFTY 50 Hybrid Composite 15:85 PR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Conservative Allocation Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Regular Savings Fund Regular Growth

Moderately High risk

2.0%0.0%₹116.20 Cr9.4%
Sundaram Debt Oriented Hybrid Fund Regular Growth

Moderate Risk

2.2%0.0%₹30.14 Cr9.4%
Parag Parikh Conservative Hybrid Fund Direct Growth

Moderately High risk

0.3%1.0%₹1940.54 Cr17.2%
Parag Parikh Conservative Hybrid Fund Regular Growth

Moderately High risk

0.6%1.0%₹1940.54 Cr16.9%
UTI Regular Savings Fund Regular Growth

Moderately High risk

1.8%1.0%₹1579.66 Cr13.3%
ICICI Prudential Regular Savings Fund Regular Growth

High Risk

1.7%1.0%₹3402.04 Cr14.5%
Nippon India Hybrid Bond Fund Regular Growth

High Risk

1.9%1.0%₹806.94 Cr9.0%
SBI Conservative Hybrid Fund Regular Growth

High Risk

1.1%1.0%₹9824.11 Cr13.8%
Canara Robeco Conservative Hybrid Fund Regular Growth

Moderately High risk

1.8%1.0%₹976.86 Cr10.9%
DSP Regular Saving Fund Regular Growth

Moderately High risk

1.1%0.0%₹172.19 Cr13.5%

About the AMC

Total AUM

₹7,40,943 Cr

Address

3rd Floor, Hallmark Business Plaza, Mumbai, 400 051

Other Funds by ICICI Prudential Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
ICICI Prudential Nifty50 Value 20 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹48.26 Cr-
ICICI Prudential Fixed Maturity Plan Series 88 182 Days Plan J Direct Growth

Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 125 Days Plan H Direct Growth

Low to Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 93 Days Plan P Direct Growth

Low to Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1199 Days Plan Q Direct Growth

Low to Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1858 Days Plan D Direct Growth

Moderate Risk

-0.0%--
ICICI Prudential Fixed Maturity Plan Series 88 1226 Days Plan F Direct Growth

Low to Moderate Risk

---6.8%
ICICI Prudential Long Term Wealth Enhancement Fund Direct Growth

Very High Risk

1.0%0.0%₹39.90 Cr41.9%
ICICI Prudential Fixed Maturity Plan Series 88 1828 Days Plan A Direct Growth

Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1833 Days Plan C Direct Growth

Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1192 Days Plan R Direct Growth

Low to Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 95 Days Plan B Direct Growth

Moderately High risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1303 Days Plan S Direct Growth

Low to Moderate Risk

-0.0%-7.0%
ICICI Prudential Fixed Maturity Plan Series 88 226 Days Plan E Direct Growth

Moderate Risk

-0.0%--
ICICI Prudential Thematic Advantage Fund (FOF) Direct Growth

Very High Risk

1.2%1.0%₹1558.70 Cr33.5%
ICICI Prudential Floating Interest Fund Direct Growth

Moderate Risk

0.6%0.0%₹9866.99 Cr8.7%
ICICI Prudential Gilt Fund Direct Growth

Moderate Risk

0.6%0.0%₹6325.16 Cr8.2%
ICICI Prudential All Seasons Bond Fund Direct Growth

Moderately High risk

0.5%0.0%₹12458.02 Cr8.0%
ICICI Prudential Long Term Bond Fund Direct Growth

Moderate Risk

0.4%0.0%₹816.26 Cr7.0%
ICICI Prudential Liquid Fund Direct Growth

Moderate Risk

0.2%0.0%₹43472.95 Cr7.3%
ICICI Prudential Innovation Fund Direct Growth

Very High Risk

0.6%1.0%₹4718.29 Cr63.0%
ICICI Prudential Global Stable Equity Fund (FOF) Direct Growth

Very High Risk

1.4%1.0%₹117.21 Cr9.6%
ICICI Prudential Bond Fund Direct Growth

Moderate Risk

0.6%0.0%₹2928.20 Cr7.4%
ICICI Prudential Smallcap Fund Direct Growth

Very High Risk

0.6%1.0%₹7658.95 Cr46.4%
ICICI Prudential Midcap Fund Direct Growth

Very High Risk

0.9%1.0%₹5814.03 Cr63.1%
ICICI Prudential Infrastructure Fund Direct Growth

Very High Risk

1.0%1.0%₹5004.78 Cr70.4%
ICICI Prudential Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹8775.12 Cr24.8%
ICICI Prudential Regular Savings Fund Direct Growth

High Risk

0.9%1.0%₹3402.04 Cr15.4%
ICICI Prudential Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹21861.14 Cr7.6%
ICICI Prudential Nifty Next 50 Index Direct Growth

Very High Risk

0.3%0.0%₹4909.40 Cr68.7%
ICICI Prudential Regular Gold Savings (FOF) Direct Growth

High Risk

0.6%1.0%₹939.59 Cr21.9%
ICICI Prudential Credit Risk Fund Direct Growth

High Risk

0.8%1.0%₹7075.33 Cr8.3%
ICICI Prudential Large & Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹13117.39 Cr48.3%
ICICI Pru Multicap Fund Direct Growth

Very High Risk

0.9%1.0%₹11881.69 Cr48.6%
ICICI Prudential Short Term Fund Direct Growth

Moderate Risk

0.5%0.0%₹18091.83 Cr7.9%
ICICI Prudential US Bluechip Equity Fund Direct Growth

Very High Risk

1.1%1.0%₹3055.82 Cr23.2%
ICICI Prudential Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹27350.22 Cr7.8%
ICICI Prudential Exports and Services Fund Direct Growth

Very High Risk

1.6%1.0%₹1318.17 Cr44.0%
ICICI Prudential Long Term Equity Fund ( Tax Saving) Direct Growth

Very High Risk

1.1%0.0%₹13415.48 Cr34.5%
ICICI Prudential Technology Direct Growth

Very High Risk

0.9%1.0%₹11790.33 Cr32.0%
ICICI Prudential Income Optimizer Fund (FOF) Direct Growth

Moderately High risk

1.3%1.0%₹270.31 Cr16.0%
ICICI Prudential Flexicap Fund Direct Growth

Very High Risk

0.7%1.0%₹14880.68 Cr41.8%
ICICI Prudential Equity Savings Fund Direct Growth

Moderate Risk

0.5%0.0%₹10118.19 Cr11.1%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Growth

Very High Risk

0.8%0.0%₹429.46 Cr52.0%
ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth

Very High Risk

0.7%0.0%₹729.80 Cr62.0%
ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth

Moderately High risk

1.0%0.0%₹57.04 Cr19.8%
ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth

Moderate Risk

1.0%0.0%₹125.81 Cr7.4%
ICICI Prudential India Opportunities Fund Direct Growth

Very High Risk

0.6%1.0%₹19072.35 Cr50.5%
ICICI Prudential Passive Multi-Asset Fund of Funds Direct Growth

High Risk

0.5%1.0%₹1069.70 Cr19.4%
ICICI Prudential Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹9056.41 Cr7.7%

Risk Level

Your principal amount will be at High Risk

High Risk
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The NAV of ICICI Prudential Regular Savings Fund Direct Growth, as of 21-May-2024, is ₹74.12.
The fund has generated 15.39% over the last 1 year and 10.22% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 22.85% in equities, 67.12% in bonds, and 9.77% in cash and cash equivalents.
The fund managers responsible for ICICI Prudential Regular Savings Fund Direct Growth are:-
  1. Manish Banthia
  2. Akhil Kakkar
  3. Roshan Chutkey
  4. Sharmila D’mello