ICICI Prudential Regular Savings Fund Direct Growth
HybridConservative AllocationHigh Risk
Direct
NAV (17-May-24)
₹73.990.10%1D
Returns (Since Inception)
10.85%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹3,402 Cr
Expense Ratio
0.91%
ISIN
INF109K01S39
Minimum SIP
₹500
Exit Load
1.00%
Inception Date
01 Jan 2013
About this fund
ICICI Prudential Regular Savings Fund Direct Growth is a Conservative Allocation mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 11 years, 4 months and 19 days, having been launched on 01-Jan-13.
As of 17-May-24, it has a Net Asset Value (NAV) of ₹73.99, Assets Under Management (AUM) of 3402.04 Crores, and an expense ratio of 0.91%.
As of 17-May-24, it has a Net Asset Value (NAV) of ₹73.99, Assets Under Management (AUM) of 3402.04 Crores, and an expense ratio of 0.91%.
- ICICI Prudential Regular Savings Fund Direct Growth has given a CAGR return of 10.85% since inception.
- The fund's asset allocation comprises around 22.85% in equities, 67.12% in debts, and 9.77% in cash & cash equivalents.
- You can start investing in ICICI Prudential Regular Savings Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+15.09%
+10.96% (Cat Avg.)
3 Years
+10.34%
+8.56% (Cat Avg.)
5 Years
+10.59%
+8.15% (Cat Avg.)
10 Years
+11.09%
+7.51% (Cat Avg.)
Since Inception
+10.85%
— (Cat Avg.)
Portfolio Summaryas of 30th April 2024
| Equity | ₹777.35 Cr | 22.85% |
| Debt | ₹2,283.58 Cr | 67.12% |
| Others | ₹341.1 Cr | 10.03% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹609.76 Cr | 17.92% |
| 8% Govt Stock 2034 | Bond - Gov't/Treasury | ₹360.48 Cr | 10.60% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹154.73 Cr | 4.55% |
| Treps | Cash - Repurchase Agreement | ₹149.74 Cr | 4.40% |
| 7.38% Govt Stock 2027 | Bond - Gov't/Treasury | ₹115.59 Cr | 3.40% |
| L&T Metro Rail (Hyderabad) Limited | Bond - Corporate Bond | ₹82.81 Cr | 2.43% |
| Motilal Oswal Finvest Limited | Cash - Commercial Paper | ₹79.96 Cr | 2.35% |
| ICICI Bank Ltd | Equity | ₹75.34 Cr | 2.21% |
| Yes Bank Limited | Bond - Corporate Bond | ₹62.7 Cr | 1.84% |
| Dlf Cyber City Developers Ltd | Bond - Corporate Bond | ₹59.57 Cr | 1.75% |
| Prestige Estates Projects Limited | Bond - Corporate Bond | ₹59.24 Cr | 1.74% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹51.42 Cr | 1.51% |
| HDFC Bank Ltd | Equity | ₹51.25 Cr | 1.51% |
| Tata Housing Development Company Limited | Bond - Corporate Bond | ₹50.08 Cr | 1.47% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹50.01 Cr | 1.47% |
| Narayana Hrudayalaya Limited | Bond - Corporate Bond | ₹49.73 Cr | 1.46% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹49.66 Cr | 1.46% |
| IIFL Home Finance Limited | Bond - Corporate Bond | ₹49.62 Cr | 1.46% |
| JM Financial Products Limited | Bond - Corporate Bond | ₹49.52 Cr | 1.46% |
| Bharti Airtel Ltd | Equity | ₹47.19 Cr | 1.39% |
| Net Current Assets | Cash | ₹47.13 Cr | 1.39% |
| Avanse Financial Services Limited | Bond - Corporate Bond | ₹44.92 Cr | 1.32% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹40.14 Cr | 1.18% |
| Ongc Petro Additions Limited | Bond - Corporate Bond | ₹39.88 Cr | 1.17% |
| 7.06% Govt Stock 2028 | Bond - Gov't/Treasury | ₹39.82 Cr | 1.17% |
| Maruti Suzuki India Ltd | Equity | ₹37.17 Cr | 1.09% |
| SBI Life Insurance Company Limited | Equity | ₹34.96 Cr | 1.03% |
| Torrent Power Limited | Bond - Corporate Bond | ₹29.35 Cr | 0.86% |
| ITC Ltd | Equity | ₹27.58 Cr | 0.81% |
| Land Kart Builders Private Limited | Bond - Corporate Bond | ₹26.49 Cr | 0.78% |
| Muthoot Finance Ltd | Equity | ₹25.35 Cr | 0.75% |
| Mankind Pharma Ltd | Equity | ₹25.13 Cr | 0.74% |
| Avanse Financial Services Limited | Bond - Corporate Bond | ₹25.12 Cr | 0.74% |
| Indostar Capital Finance Limited | Bond - Corporate Bond | ₹24.91 Cr | 0.73% |
| Aadhar Housing Finance Ltd | Bond - Corporate Bond | ₹24.86 Cr | 0.73% |
| Shriram Finance Ltd. | Bond - Corporate Bond | ₹24.86 Cr | 0.73% |
| Lodha Developers Limited | Bond - Corporate Bond | ₹22.02 Cr | 0.65% |
| Embassy Office Parks Reit | Bond - Asset Backed | ₹20.59 Cr | 0.61% |
| NTPC Ltd | Equity | ₹20.31 Cr | 0.60% |
| Hindustan Unilever Ltd | Equity | ₹20.2 Cr | 0.59% |
| Aavas Financiers Limited | Bond - Corporate Bond | ₹19.98 Cr | 0.59% |
| Affle India Ltd | Equity | ₹19.28 Cr | 0.57% |
| Aurobindo Pharma Ltd | Equity | ₹17.64 Cr | 0.52% |
| Syngene International Ltd | Equity | ₹17.15 Cr | 0.50% |
| PVR INOX Ltd | Equity | ₹16.75 Cr | 0.49% |
| Aditya Birla Fashion and Retail Ltd | Equity | ₹15.55 Cr | 0.46% |
| PSP Projects Ltd | Equity | ₹15.11 Cr | 0.44% |
| Infosys Ltd | Equity | ₹14.87 Cr | 0.44% |
| Kotak Mahindra Bank Ltd | Equity | ₹13.98 Cr | 0.41% |
| Dme Development Limited | Bond - Corporate Bond | ₹13.48 Cr | 0.40% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹12.53 Cr | 0.37% |
| Eicher Motors Ltd | Equity | ₹12.34 Cr | 0.36% |
| State Bank Of India | Bond - Corporate Bond | ₹11.88 Cr | 0.35% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹11.87 Cr | 0.35% |
| Dabur India Ltd | Equity | ₹11.81 Cr | 0.35% |
| Chemplast Sanmar Ltd | Equity | ₹11.72 Cr | 0.34% |
| CIE Automotive India Ltd | Equity | ₹10.55 Cr | 0.31% |
| Orient Electric Ltd Ordinary Shares | Equity | ₹10.43 Cr | 0.31% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹10.02 Cr | 0.29% |
| Yes Bank Limited | Bond - Corporate Bond | ₹9.94 Cr | 0.29% |
| Kogta Financial (India) Limited | Bond - Corporate Bond | ₹9.89 Cr | 0.29% |
| HDFC Life Insurance Company Limited | Equity | ₹9.69 Cr | 0.28% |
| Oberoi Realty Ltd | Equity | ₹9.2 Cr | 0.27% |
| ICICI Prudential Life Insurance Company Limited | Equity | ₹9.01 Cr | 0.26% |
| Mold-tek Packaging Ltd | Equity | ₹8.61 Cr | 0.25% |
| Corporate Debt Market Development Fund (Class A2) | Mutual Fund - Open End | ₹8.57 Cr | 0.25% |
| India Shelter Finance Corporation Ltd | Equity | ₹8.5 Cr | 0.25% |
| Jyoti CNC Automation Ltd | Equity | ₹8.23 Cr | 0.24% |
| Suprajit Engineering Ltd | Equity | ₹8.23 Cr | 0.24% |
| Bata India Ltd | Equity | ₹8.2 Cr | 0.24% |
| EPL Ltd Ordinary Shares | Equity | ₹7.7 Cr | 0.23% |
| Barbeque-Nation Hospitality Ltd | Equity | ₹7.62 Cr | 0.22% |
| Divgi TorqTransfer Systems Ltd | Equity | ₹7.42 Cr | 0.22% |
| 182 DTB 30052024 | Bond - Gov't/Treasury | ₹6.96 Cr | 0.20% |
| Avenue Supermarts Ltd | Equity | ₹6.91 Cr | 0.20% |
| Nazara Technologies Ltd | Equity | ₹6.64 Cr | 0.20% |
| Gujarat Gas Ltd | Equity | ₹6.62 Cr | 0.19% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.43 Cr | 0.19% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.42 Cr | 0.19% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.41 Cr | 0.19% |
| Grasim Industries Ltd | Equity | ₹6.4 Cr | 0.19% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.39 Cr | 0.19% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.36 Cr | 0.19% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.32 Cr | 0.19% |
| Dme Development Limited | Bond - Corporate Bond | ₹6.29 Cr | 0.18% |
| Bajaj Finance Ltd | Equity | ₹6.09 Cr | 0.18% |
| Balkrishna Industries Ltd | Equity | ₹6.03 Cr | 0.18% |
| 182 DTB 06062024 | Bond - Gov't/Treasury | ₹5.96 Cr | 0.18% |
| Gujarat Alkalies & Chemicals Ltd | Equity | ₹5.95 Cr | 0.17% |
| Chennai Petroleum Corp Ltd | Equity | ₹5.88 Cr | 0.17% |
| Dme Development Limited | Bond - Corporate Bond | ₹5.39 Cr | 0.16% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹5 Cr | 0.15% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹4.99 Cr | 0.15% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹4.99 Cr | 0.15% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹4.99 Cr | 0.15% |
| Nuvoco Vista Corp Ltd | Equity | ₹4.49 Cr | 0.13% |
| Yatra Online Ltd | Equity | ₹4.06 Cr | 0.12% |
| UPL Ltd | Equity | ₹3.43 Cr | 0.10% |
| CMS Info Systems Ltd | Equity | ₹3.1 Cr | 0.09% |
| Sai Silks (Kalamandir) Ltd | Equity | ₹2.39 Cr | 0.07% |
| Cash Margin - Derivatives | Cash - Collateral | ₹1.8 Cr | 0.05% |
| Gufic Biosciences Ltd | Equity | ₹1.32 Cr | 0.04% |
| Nhpc Limited | Bond - Corporate Bond | ₹1 Cr | 0.03% |
| BRitannia Industries Ltd | Bond - Corporate Bond | ₹0.11 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
AA
A
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹246.71 Cr | 7.25% |
| Consumer Cyclical | ₹146.3 Cr | 4.30% |
| Healthcare | ₹112.66 Cr | 3.31% |
| Communication Services | ₹89.86 Cr | 2.64% |
| Consumer Defensive | ₹66.5 Cr | 1.95% |
| Basic Materials | ₹31.99 Cr | 0.94% |
| Utilities | ₹26.93 Cr | 0.79% |
| Industrials | ₹26.45 Cr | 0.78% |
| Technology | ₹14.87 Cr | 0.44% |
| Real Estate | ₹9.2 Cr | 0.27% |
| Energy | ₹5.88 Cr | 0.17% |
Risk & Performance Ratios
Standard Deviation
This fund
3.15%
Cat. avg.
4.35%
Lower the better
Sharpe Ratio
This fund
1.48
Cat. avg.
0.70
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.53
Higher the better
Fund Managers
Manish Banthia
Since September 2013
AK
Akhil Kakkar
Since January 2024
RC
Roshan Chutkey
Since May 2022
SD
Sharmila D’mello
Since July 2022
Additional Scheme Detailsas of 30th April 2024
| ISIN | INF109K01S39 | Expense Ratio | 0.91% | Exit Load | 1.00% | Fund Size | ₹3,402 Cr | Age | 01 Jan 2013 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | NIFTY 50 Hybrid Composite 15:85 PR INR |
|---|
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal within 1 year
Flat 15% tax on realised gains (STCG - short term capital gains)
Withdrawal after 1 year
10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Regular Savings Fund Regular Growth Moderately High risk | 2.0% | 0.0% | ₹116.20 Cr | 9.5% |
| Sundaram Debt Oriented Hybrid Fund Regular Growth Moderate Risk | 2.2% | 0.0% | ₹30.27 Cr | 9.2% |
| Parag Parikh Conservative Hybrid Fund Direct Growth Moderately High risk | 0.3% | 1.0% | ₹1940.54 Cr | 16.7% |
| Parag Parikh Conservative Hybrid Fund Regular Growth Moderately High risk | 0.7% | 1.0% | ₹1940.54 Cr | 16.3% |
| UTI Regular Savings Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹1579.66 Cr | 13.0% |
| ICICI Prudential Regular Savings Fund Regular Growth High Risk | 1.7% | 1.0% | ₹3402.04 Cr | 14.2% |
| Nippon India Hybrid Bond Fund Regular Growth High Risk | 1.9% | 1.0% | ₹783.72 Cr | 9.0% |
| SBI Conservative Hybrid Fund Regular Growth High Risk | 1.1% | 1.0% | ₹9789.02 Cr | 13.9% |
| Canara Robeco Conservative Hybrid Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹983.88 Cr | 10.8% |
| DSP Regular Saving Fund Regular Growth Moderately High risk | 1.1% | 0.0% | ₹173.24 Cr | 13.4% |
About the AMC
Total AUM
₹7,40,943 Cr
Address
3rd Floor, Hallmark Business Plaza, Mumbai, 400 051
Other Funds by ICICI Prudential Mutual Fund
Risk Level
Your principal amount will be at High Risk
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Still got questions?
We're here to help.
What is the current NAV of ICICI Prudential Regular Savings Fund Direct Growth?
The NAV of ICICI Prudential Regular Savings Fund Direct Growth, as of 17-May-2024, is ₹73.99.
What are the returns of ICICI Prudential Regular Savings Fund Direct Growth?
The fund has generated 15.09% over the last 1 year and 10.34% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of ICICI Prudential Regular Savings Fund Direct Growth?
The fund's allocation of assets is distributed as 22.85% in equities, 67.12% in bonds, and 9.77% in cash and cash equivalents.
Who manages the ICICI Prudential Regular Savings Fund Direct Growth?
The fund managers responsible for ICICI Prudential Regular Savings Fund Direct Growth are:-
- Manish Banthia
- Akhil Kakkar
- Roshan Chutkey
- Sharmila D’mello
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.