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Fund Overview

Fund Size

Fund Size

₹52 Cr

Expense Ratio

Expense Ratio

1.26%

ISIN

ISIN

INF767K01EO7

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

01 Jan 2013

About this fund

LIC MF Conservative Hybrid Fund Direct Growth is a Conservative Allocation mutual fund schemes offered by LIC Mutual Fund. This fund has been in existence for 11 years, 3 months and 19 days, having been launched on 01-Jan-13.
As of 19-Apr-24, it has a Net Asset Value (NAV) of ₹80.98, Assets Under Management (AUM) of 51.50 Crores, and an expense ratio of 1.26%.
  • LIC MF Conservative Hybrid Fund Direct Growth has given a CAGR return of 7.63% since inception.
  • The fund's asset allocation comprises around 19.77% in equities, 79.25% in debts, and 0.66% in cash & cash equivalents.
  • You can start investing in LIC MF Conservative Hybrid Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.47%

+11.22%(Cat. Avg.)

3 Years

+6.31%

+8.47%(Cat. Avg.)

5 Years

+7.39%

+7.68%(Cat. Avg.)

10 Years

+7.45%

+7.61%(Cat. Avg.)

Since Inception

+7.63%

--%(Cat. Avg.)

Portfolio Summaryas of 31st March 2024

Equity10.18 Cr19.77%
Debt40.82 Cr79.25%
Others0.5 Cr0.97%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.38% Govt Stock 2027Bond - Gov't/Treasury7.21 Cr14.00%
07.65 Tn SDL 2033Bond - Gov't/Treasury5.26 Cr10.21%
7.32% Govt Stock 2030Bond - Gov't/Treasury5.21 Cr10.11%
7.17% Govt Stock 2030Bond - Gov't/Treasury5.19 Cr10.07%
08.03 KA Sdl 2028Bond - Gov't/Treasury5.18 Cr10.05%
7.1% Govt Stock 2029Bond - Gov't/Treasury4.65 Cr9.03%
7.26% Govt Stock 2032Bond - Gov't/Treasury4.58 Cr8.90%
ICICI Bank LtdEquity2.57 Cr5.00%
5.63% Govt Stock 2026Bond - Gov't/Treasury2.5 Cr4.86%
Infosys LtdEquity1.6 Cr3.10%
HDFC Bank LtdEquity1.2 Cr2.34%
Reliance Industries LtdEquity1.18 Cr2.29%
7.18% Govt Stock 2033Bond - Gov't/Treasury1.02 Cr1.98%
Nestle India LtdEquity1 Cr1.95%
Mahindra & Mahindra LtdEquity1 Cr1.93%
Hindustan Unilever LtdEquity0.97 Cr1.88%
TrepsCash - Repurchase Agreement0.69 Cr1.34%
LTIMindtree LtdEquity0.66 Cr1.29%
Net Receivables / (Payables)Cash-0.35 Cr0.67%
SBI CDMDF--A2Mutual Fund - Open End0.16 Cr0.31%
Ntpc LimitedBond - Corporate Bond0.02 Cr0.05%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services3.78 Cr7.33%
Technology2.26 Cr4.39%
Consumer Defensive1.97 Cr3.83%
Energy1.18 Cr2.29%
Consumer Cyclical1 Cr1.93%

Risk & Performance Ratios

Standard Deviation

This fund

3.51%

Cat. avg.

4.36%

Lower the better

Sharpe Ratio

This fund

0.30

Cat. avg.

0.71

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.57

Higher the better

Fund Managers

Karan Doshi

Karan Doshi

Since January 2021

PS

Pratik Shroff

Since September 2023

Additional Scheme Detailsas of 31st March 2024

ISININF767K01EO7Expense Ratio1.26%Exit Load1.00%Fund Size₹52 CrAge01 Jan 2013Lumpsum Minimum₹5,000Fund StatusOpen Ended Investment CompanyBenchmarkCRISIL Hybrid 85+15 - ConservativeTR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Conservative Allocation Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Regular Savings Fund Regular Growth

Moderately High risk

2.0%0.0%₹119.35 Cr9.8%
Sundaram Debt Oriented Hybrid Fund Regular Growth

Moderate Risk

2.2%0.0%₹30.09 Cr9.7%
Parag Parikh Conservative Hybrid Fund Direct Growth

Moderately High risk

0.3%1.0%₹1916.41 Cr16.6%
Parag Parikh Conservative Hybrid Fund Regular Growth

Moderately High risk

0.7%1.0%₹1916.41 Cr16.3%
UTI Regular Savings Fund Regular Growth

Moderately High risk

1.8%1.0%₹1578.76 Cr13.1%
ICICI Prudential Regular Savings Fund Regular Growth

Moderately High risk

1.7%1.0%₹3398.12 Cr14.4%
Nippon India Hybrid Bond Fund Regular Growth

High Risk

1.9%1.0%₹781.75 Cr9.1%
SBI Conservative Hybrid Fund Regular Growth

High Risk

1.1%1.0%₹9697.44 Cr13.8%
Canara Robeco Conservative Hybrid Fund Regular Growth

Moderately High risk

1.8%1.0%₹976.37 Cr11.1%
DSP Regular Saving Fund Regular Growth

Moderately High risk

1.1%0.0%₹174.01 Cr13.4%

About the AMC

Total AUM

₹30,305 Cr

Address

4th Floor, Industrial Assurance Building, Mumbai, 400 020

Other Funds by LIC Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
LIC MF Large & Mid Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹2551.04 Cr40.5%
LIC MF Aggressive Hybrid Fund Direct Growth

Very High Risk

1.4%1.0%₹502.96 Cr27.7%
LIC MF Medium to Long Duration Bond Fund Direct Growth

Moderate Risk

0.2%0.0%₹169.94 Cr7.4%
LIC MF Flexi Cap Fund Direct Growth

Very High Risk

1.3%1.0%₹942.29 Cr35.0%
LIC MF Gilt Fund Direct Growth

Moderate Risk

0.8%0.0%₹47.00 Cr6.9%
LIC MF Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹1362.71 Cr7.0%
LIC MF Large Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹1395.24 Cr26.6%
LIC MF Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹1253.20 Cr7.3%
LIC MF S & P Sensex Index Fund Direct Growth

Very High Risk

0.4%0.0%₹78.25 Cr23.9%
LIC MF Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹295.61 Cr26.6%
LIC MF Infrastructure Fund Direct Growth

Very High Risk

1.2%1.0%₹225.40 Cr69.2%
LIC MF Liquid Plan Direct Growth

Low to Moderate Risk

0.2%0.0%₹8304.96 Cr7.3%
LIC MF ELSS Direct Growth

Very High Risk

0.6%0.0%₹1021.77 Cr32.2%
LIC MF Short Duration Fund Direct Growth

Moderate Risk

0.4%0.0%₹84.58 Cr7.1%
LIC MF Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹143.11 Cr8.0%
LIC MF Balanced Advantage Fund Direct Growth

Very High Risk

0.6%1.0%₹891.44 Cr17.6%
LIC MF Conservative Hybrid Fund Direct Growth

Moderately High risk

1.3%1.0%₹51.50 Cr8.5%
LIC MF Banking & Financial Services Fund Direct Growth

Very High Risk

0.5%1.0%₹289.55 Cr22.6%
LIC MF Money Market Fund Direct Growth

Low Risk

0.2%0.0%₹21.45 Cr6.9%
LIC MF Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹596.62 Cr6.8%
LIC MF Multi Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹928.26 Cr41.1%
LIC MF Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹239.16 Cr6.8%

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk
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The NAV of LIC MF Conservative Hybrid Fund Direct Growth, as of 19-Apr-2024, is ₹80.98.
The fund has generated 8.47% over the last 1 year and 6.31% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 19.77% in equities, 79.25% in bonds, and 0.66% in cash and cash equivalents.
The fund managers responsible for LIC MF Conservative Hybrid Fund Direct Growth are:-
  1. Karan Doshi
  2. Pratik Shroff