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Fund Overview

Fund Size

Fund Size

₹119 Cr

Expense Ratio

Expense Ratio

2.04%

ISIN

ISIN

INF194K01RW9

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

25 Feb 2010

About this fund

Bandhan Regular Savings Fund Regular Growth is a Conservative Allocation mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 14 years, 1 months and 29 days, having been launched on 25-Feb-10.
As of 22-Apr-24, it has a Net Asset Value (NAV) of ₹28.96, Assets Under Management (AUM) of 119.35 Crores, and an expense ratio of 2.04%.
  • Bandhan Regular Savings Fund Regular Growth has given a CAGR return of 7.80% since inception.
  • The fund's asset allocation comprises around 23.24% in equities, 73.97% in debts, and 2.48% in cash & cash equivalents.
  • You can start investing in Bandhan Regular Savings Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+9.97%

+11.26%(Cat. Avg.)

3 Years

+5.64%

+8.58%(Cat. Avg.)

5 Years

+6.24%

+7.68%(Cat. Avg.)

10 Years

+7.59%

+7.61%(Cat. Avg.)

Since Inception

+7.80%

--%(Cat. Avg.)

Portfolio Summaryas of 31st March 2024

Equity27.74 Cr23.24%
Debt88.28 Cr73.97%
Others3.33 Cr2.79%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Bandhan Nifty 50 ETFMutual Fund - ETF16.88 Cr14.37%
7.18% Govt Stock 2037Bond - Gov't/Treasury11.98 Cr10.19%
Small Industries Development Bank Of IndiaBond - Corporate Bond10.02 Cr8.53%
Power Finance Corporation Ltd.Bond - Corporate Bond9.97 Cr8.49%
Bajaj Finance LimitedBond - Corporate Bond9.97 Cr8.49%
HDFC Bank LimitedBond - Corporate Bond9.96 Cr8.48%
7.17% Govt Stock 2028Bond - Gov't/Treasury5.18 Cr4.41%
8.33% Govt Stock 2026Bond - Gov't/Treasury5.12 Cr4.36%
7.1% Govt Stock 2029Bond - Gov't/Treasury4.99 Cr4.24%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond4.98 Cr4.24%
Triparty RepoCash - Repurchase Agreement4.1 Cr3.49%
6.79% Govt Stock 2027Bond - Gov't/Treasury3.36 Cr2.86%
8.24% Govt Stock 2027Bond - Gov't/Treasury3.36 Cr2.86%
8.28% Govt Stock 2027Bond - Gov't/Treasury2.65 Cr2.26%
Net Current AssetsCash2.38 Cr2.03%
Trent LtdEquity2.06 Cr1.75%
TVS Motor Co LtdEquity1.39 Cr1.18%
7.38% Govt Stock 2027Bond - Gov't/Treasury1.21 Cr1.03%
Tube Investments of India Ltd Ordinary SharesEquity0.94 Cr0.80%
Tata Consultancy Services LtdEquity0.94 Cr0.80%
Godrej Consumer Products LtdEquity0.93 Cr0.79%
UNO Minda LtdEquity0.88 Cr0.75%
Cholamandalam Investment and Finance Co LtdEquity0.84 Cr0.71%
LTIMindtree LtdEquity0.78 Cr0.66%
HDFC Bank LtdEquity0.72 Cr0.61%
ICICI Bank LtdEquity0.59 Cr0.51%
Corporate Debt Market Development Fund Class A2Mutual Fund - Open End0.37 Cr0.31%
IndusInd Bank LtdEquity0.34 Cr0.29%
Axis Bank LtdEquity0.3 Cr0.26%
LIC Housing Finance LtdBond - Corporate Bond0.3 Cr0.26%
BRitannia Industries LtdBond - Corporate Bond0 Cr0.00%
Cash Margin - CcilCash - Collateral0 Cr0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Consumer Cyclical4.33 Cr3.68%
Financial Services2.8 Cr2.38%
Technology1.71 Cr1.46%
Industrials0.94 Cr0.80%
Consumer Defensive0.93 Cr0.79%

Risk & Performance Ratios

Standard Deviation

This fund

3.43%

Cat. avg.

4.36%

Lower the better

Sharpe Ratio

This fund

0.06

Cat. avg.

0.71

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.57

Higher the better

Fund Managers

SA

Sumit Agrawal

Since October 2016

Harshal Joshi

Harshal Joshi

Since July 2021

Viraj Kulkarni

Viraj Kulkarni

Since July 2022

SB

Sreejith Balasubramanian

Since August 2023

RB

Ritika Behera

Since October 2023

Additional Scheme Detailsas of 31st March 2024

ISININF194K01RW9Expense Ratio2.04%Exit LoadNo ChargesFund Size₹119 CrAge25 Feb 2010Lumpsum Minimum₹1,000Fund StatusOpen Ended Investment CompanyBenchmarkCRISIL Hybrid 85+15 - ConservativeTR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Conservative Allocation Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Regular Savings Fund Regular Growth

Moderately High risk

2.0%0.0%₹119.35 Cr10.0%
Sundaram Debt Oriented Hybrid Fund Regular Growth

Moderate Risk

2.2%0.0%₹30.09 Cr10.1%
Parag Parikh Conservative Hybrid Fund Direct Growth

Moderately High risk

0.3%1.0%₹1916.41 Cr16.7%
Parag Parikh Conservative Hybrid Fund Regular Growth

Moderately High risk

0.7%1.0%₹1916.41 Cr16.3%
UTI Regular Savings Fund Regular Growth

Moderately High risk

1.8%1.0%₹1578.76 Cr13.4%
ICICI Prudential Regular Savings Fund Regular Growth

Moderately High risk

1.7%1.0%₹3398.12 Cr14.7%
Nippon India Hybrid Bond Fund Regular Growth

High Risk

1.9%1.0%₹781.63 Cr9.3%
SBI Conservative Hybrid Fund Regular Growth

High Risk

1.1%1.0%₹9697.44 Cr14.1%
Canara Robeco Conservative Hybrid Fund Regular Growth

Moderately High risk

1.8%1.0%₹976.37 Cr11.3%
DSP Regular Saving Fund Regular Growth

Moderately High risk

1.1%0.0%₹172.28 Cr13.6%

About the AMC

Total AUM

₹1,41,295 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Multi Asset Allocation Fund Direct Growth

Very High Risk

0.7%0.0%₹1325.49 Cr-
Bandhan Nifty Smallcap 250 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹25.29 Cr-
Bandhan Nifty Alpha 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹38.41 Cr-
Bandhan Retirement Fund Direct Growth

Very High Risk

0.8%0.0%₹155.50 Cr-
Bandhan Nifty IT Index Fund Direct Growth

Very High Risk

0.4%0.0%₹18.27 Cr-
Bandhan Interval Fund - Series 17 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 197 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 179 Direct Growth

Moderate Risk

-0.0%₹286.43 Cr7.1%
Bandhan Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹1098.41 Cr6.8%
Bandhan Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹10444.18 Cr7.4%
Bandhan Core Equity Fund Direct Growth

Very High Risk

0.7%1.0%₹4022.92 Cr58.1%
Bandhan Dynamic Bond Fund Direct Growth

Moderate Risk

0.8%0.0%₹2337.12 Cr7.1%
Bandhan Large Cap Fund Direct Growth

Very High Risk

0.9%0.0%₹1380.13 Cr38.9%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth

High Risk

0.5%1.0%₹17.50 Cr30.2%
Bandhan Government Securities Fund Investment Plan Direct Growth

Moderate Risk

0.5%0.0%₹1661.19 Cr7.4%
Bandhan Focused Equity Fund Direct Growth

Very High Risk

0.8%1.0%₹1507.84 Cr41.3%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth

Moderate Risk

0.3%0.0%₹341.17 Cr6.9%
Bandhan Infrastructure Fund Direct Growth

Very High Risk

0.9%0.0%₹1043.20 Cr81.4%
Bandhan Regular Savings Fund Direct Growth

Moderately High risk

1.2%0.0%₹119.35 Cr11.0%
Bandhan Bond Fund - Medium Term Plan Direct Growth

Moderate Risk

0.8%0.0%₹1643.53 Cr6.3%
Bandhan Bond Fund - Income Plan Direct Growth

Moderate Risk

1.3%1.0%₹495.10 Cr6.0%
Bandhan Money Manager Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹4386.58 Cr7.6%
Bandhan Bond Fund - Short Term Plan Direct Growth

Moderate Risk

0.3%0.0%₹8711.61 Cr6.9%
Bandhan Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹1179.84 Cr28.0%
Bandhan Sterling Value Fund Direct Growth

Very High Risk

0.7%1.0%₹8569.07 Cr45.1%
Bandhan Flexi Cap Fund Direct Growth

Very High Risk

1.1%1.0%₹6807.21 Cr38.1%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹113.64 Cr6.9%
Bandhan Tax Advantage (ELSS) Fund Direct Growth

Very High Risk

0.5%0.0%₹6252.84 Cr40.6%
Bandhan Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5077.10 Cr7.2%
Bandhan Asset Allocation FOF Conservative Plan Direct Growth

Moderately High risk

0.3%1.0%₹6.30 Cr13.7%
Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹480.65 Cr6.6%
Bandhan Multi Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹1972.48 Cr44.4%
Bandhan Financial Services Fund Direct Growth

Very High Risk

0.7%0.0%₹748.74 Cr-
Bandhan Floating Rate Fund Direct Growth

Moderate Risk

0.3%0.0%₹213.67 Cr7.0%
Bandhan Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹5768.36 Cr8.4%
Bandhan US Equity Fund of Fund Direct Growth

Very High Risk

1.2%1.0%₹305.99 Cr36.5%
Bandhan CRISIL IBX Gilt June 2032 Index Fund Direct Growth

Moderate Risk

-0.0%₹385.01 Cr7.0%
Bandhan Crisil IBX Gilt September 2027 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹167.42 Cr6.9%
Bandhan Crisil IBX Gilt April 2032 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹352.11 Cr7.8%
Bandhan Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3633.48 Cr7.4%
Bandhan Asset Allocation FOF Moderate Plan Direct Growth

High Risk

0.4%1.0%₹18.04 Cr22.1%
Bandhan Equity Savings Fund Direct Growth

Low to Moderate Risk

0.5%0.0%₹106.02 Cr12.3%
Bandhan US Treasury Bond 0-1 year Fund of Fund Direct Growth

Very High Risk

0.2%0.0%₹176.38 Cr6.5%
Bandhan Nifty100 Low Volatility 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹494.55 Cr34.5%
Bandhan All Seasons Bond Fund Direct Growth

Moderate Risk

0.1%0.0%₹119.89 Cr6.7%
Bandhan Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹63.04 Cr66.1%
Bandhan Emerging Businesses Fund Direct Growth

Very High Risk

0.4%1.0%₹4384.90 Cr76.5%
Bandhan Hybrid Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹691.03 Cr28.9%
Bandhan Nifty 100 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹116.49 Cr33.4%
Bandhan Credit Risk Fund Direct Growth

Moderately High risk

0.7%1.0%₹359.23 Cr6.8%

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk
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The NAV of Bandhan Regular Savings Fund Regular Growth, as of 22-Apr-2024, is ₹28.96.
The fund has generated 9.97% over the last 1 year and 5.64% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 23.24% in equities, 73.97% in bonds, and 2.48% in cash and cash equivalents.
The fund managers responsible for Bandhan Regular Savings Fund Regular Growth are:-
  1. Sumit Agrawal
  2. Harshal Joshi
  3. Viraj Kulkarni
  4. Sreejith Balasubramanian
  5. Ritika Behera