Dezerv

Fund Overview

Fund Size

Fund Size

₹1,384 Cr

Expense Ratio

Expense Ratio

0.99%

ISIN

ISIN

INF209K01XH4

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

01 Jan 2013

About this fund

Aditya Birla Sun Life Regular Savings Fund Direct Growth is a Conservative Allocation mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 11 years, 4 months and 17 days, having been launched on 01-Jan-13.
As of 17-May-24, it has a Net Asset Value (NAV) of ₹66.13, Assets Under Management (AUM) of 1383.78 Crores, and an expense ratio of 0.99%.
  • Aditya Birla Sun Life Regular Savings Fund Direct Growth has given a CAGR return of 10.64% since inception.
  • The fund's asset allocation comprises around 24.13% in equities, 73.26% in debts, and 2.31% in cash & cash equivalents.
  • You can start investing in Aditya Birla Sun Life Regular Savings Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+11.89%

+10.80% (Cat Avg.)

3 Years

+9.79%

+8.66% (Cat Avg.)

5 Years

+10.06%

+8.19% (Cat Avg.)

10 Years

+10.72%

+7.50% (Cat Avg.)

Since Inception

+10.64%

(Cat Avg.)

Portfolio Summaryas of 30th April 2024

Equity333.87 Cr24.13%
Debt1,013.7 Cr73.26%
Others36.2 Cr2.62%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.18% Govt Stock 2033Bond - Gov't/Treasury82.67 Cr5.97%
7.17% Govt Stock 2030Bond - Gov't/Treasury65.2 Cr4.71%
7.26% Govt Stock 2033Bond - Gov't/Treasury59.55 Cr4.30%
7.32% Govt Stock 2030Bond - Gov't/Treasury45.51 Cr3.29%
ICICI Bank LtdEquity33.97 Cr2.45%
Tamil Nadu (Government of)Bond - Sub-sovereign Government Debt30.11 Cr2.18%
Bajaj Housing Finance LimitedBond - Corporate Bond29.88 Cr2.16%
7.18% Govt Stock 2037Bond - Gov't/Treasury27.63 Cr2.00%
Rural Electrification Corporation LimitedBond - Corporate Bond25.8 Cr1.86%
Shriram Finance LimitedBond - Corporate Bond25.11 Cr1.81%
7.17% Govt Stock 2028Bond - Gov't/Treasury25.05 Cr1.81%
HDFC Bank LtdEquity25.01 Cr1.81%
7.1% Govt Stock 2029Bond - Gov't/Treasury25.01 Cr1.81%
Small Industries Development Bank of India 7.68%Bond - Corporate Bond24.97 Cr1.80%
Power Finance Corporation Ltd.Bond - Corporate Bond24.95 Cr1.80%
Small Industries Development Bank Of IndiaBond - Corporate Bond24.87 Cr1.80%
Union Bank Of IndiaBond - Corporate Bond24.72 Cr1.79%
5.15% Govt Stock 2025Bond - Gov't/Treasury24.34 Cr1.76%
State Bank Of IndiaBond - Corporate Bond24.16 Cr1.75%
Net Receivables / (Payables)Cash - Collateral20.84 Cr1.51%
Clearing Corporation Of India LimitedCash - Repurchase Agreement17.27 Cr1.25%
GS CG 17/12/2025 - (STRIPS) StripsBond - Gov't/Treasury17.06 Cr1.23%
Infosys LtdEquity15.36 Cr1.11%
GS CG 22/8/2029 - (STRIPS) StripsBond - Gov't/Treasury15.36 Cr1.11%
7.25% Govt Stock 2063Bond - Gov't/Treasury15.13 Cr1.09%
Nexus Select TrustBond - Corporate Bond14.98 Cr1.08%
LIC Housing Finance LimitedBond - Corporate Bond14.98 Cr1.08%
Tata Capital LimitedBond - Corporate Bond14.81 Cr1.07%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond13.91 Cr1.01%
0% Goi - 16dec25 StripsBond - Gov't/Treasury12.52 Cr0.91%
Bharti Telecom LimitedBond - Corporate Bond12.46 Cr0.90%
Mindspace Business Parks ReitBond - Corporate Bond12.4 Cr0.90%
Bharti Airtel LtdEquity11.79 Cr0.85%
Larsen & Toubro LtdEquity11.4 Cr0.82%
Sun Pharmaceuticals Industries LtdEquity11.3 Cr0.82%
ITC LtdEquity10.87 Cr0.79%
Fortis Healthcare LtdEquity10.2 Cr0.74%
6.80% Govt Stock 2025Bond - Gov't/Treasury10.12 Cr0.73%
HDFC Bank LimitedBond - Corporate Bond10.09 Cr0.73%
Hindalco Industries LtdEquity10.07 Cr0.73%
Maharashtra (Government of)Bond - Sub-sovereign Government Debt10 Cr0.72%
Tata Capital Housing Finance Ltd. 8.1%Bond - Corporate Bond9.99 Cr0.72%
Kotak Mahindra Investments LimitedBond - Corporate Bond9.97 Cr0.72%
LIC Housing Finance Ltd. 7.69%Bond - Corporate Bond9.97 Cr0.72%
Bajaj Finance LimitedBond - Corporate Bond9.97 Cr0.72%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond9.96 Cr0.72%
HDFC Bank LimitedBond - Corporate Bond9.96 Cr0.72%
Bajaj Finance LimitedBond - Corporate Bond9.95 Cr0.72%
Summit Digitel Infrastructure LimitedBond - Corporate Bond9.77 Cr0.71%
State Bank Of IndiaBond - Corporate Bond9.72 Cr0.70%
UltraTech Cement LtdEquity9.61 Cr0.69%
State Bank of IndiaEquity9.38 Cr0.68%
Bajaj Finance LtdEquity9.25 Cr0.67%
IndusInd Bank LtdEquity9.21 Cr0.67%
Goi120327 StrBond - Gov't/Treasury8.71 Cr0.63%
0% GOI- 22082026 STRIPSBond - Gov't/Treasury8.52 Cr0.62%
7.36 GoiBond - Gov't/Treasury8.49 Cr0.61%
TD Power Systems LtdEquity8.36 Cr0.60%
Bajaj Auto LtdEquity8.34 Cr0.60%
CMS Info Systems LtdEquity8 Cr0.58%
V-Guard Industries LtdEquity7.63 Cr0.55%
IRB InvIT Fund Units 2017-Series IVEquity7.63 Cr0.55%
Brigade Enterprises LtdEquity7.57 Cr0.55%
India (Republic of) 0%Bond - Gov't/Treasury7.24 Cr0.52%
Cummins India LtdEquity7.07 Cr0.51%
Voltas LtdEquity7.04 Cr0.51%
Mahindra & Mahindra LtdEquity7 Cr0.51%
GS CG 17/06/2029 - (STRIPS) StripsBond - Gov't/Treasury6.97 Cr0.50%
Thermax LtdEquity6.43 Cr0.46%
Dixon Technologies (India) LtdEquity6.41 Cr0.46%
Tata Capital Housing Finance LimitedBond - Corporate Bond5.94 Cr0.43%
Zomato LtdEquity5.47 Cr0.40%
Vijaya Diagnostic Centre LtdEquity5.43 Cr0.39%
Godrej Consumer Products LtdEquity5.42 Cr0.39%
Star Health and Allied Insurance Co LtdEquity5.41 Cr0.39%
Rec LimitedBond - Corporate Bond5.25 Cr0.38%
7.34% Govt Stock 2064Bond - Gov't/Treasury5.1 Cr0.37%
8.34% Govt Stock 2033Bond - Gov't/Treasury5.09 Cr0.37%
Coforge LtdEquity5.08 Cr0.37%
7.72% Govt Stock 2025Bond - Gov't/Treasury5.03 Cr0.36%
7.1% Govt Stock 2034Bond - Gov't/Treasury5.02 Cr0.36%
Steel Authority Of India LimitedBond - Corporate Bond5.01 Cr0.36%
CIE Automotive India LtdEquity5 Cr0.36%
Bajaj Housing Finance LimitedBond - Corporate Bond5 Cr0.36%
Bajaj Finance Ltd. 7.87%Bond - Corporate Bond4.99 Cr0.36%
Sundew Properties LimitedBond - Corporate Bond4.99 Cr0.36%
07.23 Tn SDL 2027Bond - Gov't/Treasury4.98 Cr0.36%
Mahindra & Mahindra Financial Services LtdBond - Corporate Bond4.98 Cr0.36%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond4.97 Cr0.36%
Tata Capital Housing Finance LimitedBond - Corporate Bond4.97 Cr0.36%
Bajaj Housing Finance Ltd. 7.8%Bond - Corporate Bond4.96 Cr0.36%
RHI Magnesita India LtdEquity4.84 Cr0.35%
0% GOI - 15122024 STRIPSBond - Gov't/Treasury4.82 Cr0.35%
LIC Housing Finance LtdBond - Corporate Bond4.81 Cr0.35%
Tata Motors LtdEquity4.64 Cr0.34%
Goi 16.06.2025 GovBond - Gov't/Treasury4.63 Cr0.33%
0% Goi - 19mar29 StripsBond - Gov't/Treasury4.49 Cr0.32%
Goi 15.12.2025 GovBond - Gov't/Treasury4.47 Cr0.32%
Goi Strips - Mat 190326Bond - Gov't/Treasury4.39 Cr0.32%
Timken India LtdEquity4.36 Cr0.32%
SBI - Corporate Debt Market Development Fund – A2 UnitsMutual Fund - Open End4.31 Cr0.31%
Oil & Natural Gas Corp LtdEquity4.1 Cr0.30%
08.29 AP Sdl 2026Bond - Gov't/Treasury4.08 Cr0.29%
SBFC Finance LtdEquity3.59 Cr0.26%
Westlife Foodworld LtdEquity3.59 Cr0.26%
0% Govt Stock 2029Bond - Gov't/Treasury3.53 Cr0.26%
SJS Enterprises LtdEquity3.04 Cr0.22%
India (Republic of) 0%Bond - Gov't/Treasury2.78 Cr0.20%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond2.47 Cr0.18%
08.21 HR UDAY 2026Bond - Gov't Agency Debt2.43 Cr0.18%
Craftsman Automation LtdEquity2.16 Cr0.16%
Power Finance Corporation LimitedBond - Corporate Bond1.7 Cr0.12%
Cipla LtdEquity1.55 Cr0.11%
Container Corporation of India LtdEquity1.31 Cr0.09%
8.17% Govt Stock 2044Bond - Gov't/Treasury1.1 Cr0.08%
LIC Housing Finance LimitedBond - Corporate Bond1 Cr0.07%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond0.9 Cr0.07%
Union Bank of IndiaEquity0.43 Cr0.03%
08.83 Up SDL 2026Bond - Gov't/Treasury0.31 Cr0.02%
7.54% Govt Stock 2036Bond - Gov't/Treasury0.06 Cr0.00%
08.46 GJ Sdl 2026Bond - Gov't/Treasury0.05 Cr0.00%
08.08 TS UDAY 2031Bond - Gov't Agency Debt0.03 Cr0.00%
08.27 TS UDAY 28MARBond - Gov't Agency Debt0.03 Cr0.00%
08.04 TS UDAY 2030Bond - Gov't Agency Debt0.03 Cr0.00%
08.07 TS UDAY 2029Bond - Gov't Agency Debt0.03 Cr0.00%
07.95 TS UDAY 2032Bond - Gov't Agency Debt0.03 Cr0.00%
7.27% Govt Stock 2026Bond - Gov't/Treasury0.01 Cr0.00%
Ntpc LimitedBond - Corporate Bond0 Cr0.00%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services96.26 Cr6.96%
Industrials74.08 Cr5.35%
Consumer Cyclical39.24 Cr2.84%
Healthcare28.48 Cr2.06%
Technology26.85 Cr1.94%
Basic Materials19.68 Cr1.42%
Consumer Defensive16.29 Cr1.18%
Communication Services11.79 Cr0.85%
Real Estate7.57 Cr0.55%
Energy4.1 Cr0.30%

Risk & Performance Ratios

Standard Deviation

This fund

3.46%

Cat. avg.

4.35%

Lower the better

Sharpe Ratio

This fund

1.12

Cat. avg.

0.70

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.53

Higher the better

Fund Managers

DS

Dhaval Shah

Since May 2020

HS

Harshil Suvarnkar

Since March 2021

Dhaval Joshi

Dhaval Joshi

Since November 2022

Additional Scheme Detailsas of 30th April 2024

ISININF209K01XH4Expense Ratio0.99%Exit Load1.00%Fund Size₹1,384 CrAge01 Jan 2013Lumpsum Minimum₹500Fund StatusOpen Ended Investment CompanyBenchmarkCRISIL Hybrid 85+15 - ConservativeTR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Fund nameExpense RatioExit LoadFund size
1Y
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Moderately High risk

2.0%0.0%₹116.20 Cr9.5%
Sundaram Debt Oriented Hybrid Fund Regular Growth

Moderate Risk

2.2%0.0%₹30.27 Cr9.2%
Parag Parikh Conservative Hybrid Fund Direct Growth

Moderately High risk

0.3%1.0%₹1940.54 Cr16.7%
Parag Parikh Conservative Hybrid Fund Regular Growth

Moderately High risk

0.7%1.0%₹1940.54 Cr16.3%
UTI Regular Savings Fund Regular Growth

Moderately High risk

1.8%1.0%₹1579.66 Cr13.0%
ICICI Prudential Regular Savings Fund Regular Growth

High Risk

1.7%1.0%₹3402.04 Cr14.2%
Nippon India Hybrid Bond Fund Regular Growth

High Risk

1.9%1.0%₹783.72 Cr9.0%
SBI Conservative Hybrid Fund Regular Growth

High Risk

1.1%1.0%₹9789.02 Cr13.9%
Canara Robeco Conservative Hybrid Fund Regular Growth

Moderately High risk

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Moderately High risk

1.1%0.0%₹173.24 Cr13.4%

About the AMC

Total AUM

₹3,44,491 Cr

Address

One World Centre, Tower 1, 17th Floor, Mumbai, 400 013

Other Funds by Aditya Birla SL Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Aditya Birla Sun Life Fixed Maturity Plan-Series US (100 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Maturity Plan-Series UR (85 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹91.81 Cr-
Aditya Birla Sun Life Fixed Maturity Plan-Series UQ (92 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Transportation and Logistics Fund Direct Growth

Very High Risk

0.2%1.0%₹1295.47 Cr-
Aditya Birla Sun Life US Treasury 1-3 year Bond ETFs Fund of Funds Direct Growth

Very High Risk

0.2%0.0%₹84.87 Cr-
Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFs Fund of Funds Direct Growth

Very High Risk

0.2%0.0%₹241.20 Cr-
Aditya Birla Sun Life Fixed Term Plan - Series SY (1259 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan Series SP Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TV (1169 Days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SC(1170 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SM Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TN Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series TL (1839 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RM (91 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SE(1163 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TM (1842 days) Direct Growth

Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series TP (1923 Days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TK (1833 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RG(1283 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SD(1168 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TO (1214 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TE (1095 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TF (1098 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan SeriesSH (1146 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Interval Income Fund Quarterly Series I Direct Growth

Moderate Risk

-0.0%₹271.27 Cr7.5%
Aditya BSL Fixed Term Plan Series RZ(1187 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SB(1174 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TC (1119 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UB (1224 Days) Direct Growth

Low to Moderate Risk

-0.0%-6.7%
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Direct Growth

Low to Moderate Risk

-0.0%₹23.88 Cr7.0%
Aditya Birla Sun Life Fixed Term Plan Series TI (1837 days) Direct Growth

Low to Moderate Risk

-0.0%₹290.41 Cr7.1%
Aditya Birla Sun Life Fixed Term Plan - Series TG (1099 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TW (167 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UC (95 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan Series UF (180 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RT (1223 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series SX Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TD (1100 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series TQ (1879 days) Direct Growth

Low to Moderate Risk

-0.0%₹201.28 Cr6.7%
Aditya Birla Sun Life Fixed Term Plan Series TH (1098 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RS (1232 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TU (1789 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UD (79 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) Direct Growth

Low to Moderate Risk

-0.0%-6.7%
Aditya Birla Sun Life Fixed Term Plan - Series UA (1231 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series SW Direct Growth

Low to Moderate Risk

----
Aditya BSL Fixed Term Plan Series QZ(1100 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UE (1275 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TB (1125 days) Direct Growth

Moderate Risk

-0.0%--

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk
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The NAV of Aditya Birla Sun Life Regular Savings Fund Direct Growth, as of 17-May-2024, is ₹66.13.
The fund has generated 11.89% over the last 1 year and 9.79% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 24.13% in equities, 73.26% in bonds, and 2.31% in cash and cash equivalents.
The fund managers responsible for Aditya Birla Sun Life Regular Savings Fund Direct Growth are:-
  1. Dhaval Shah
  2. Harshil Suvarnkar
  3. Dhaval Joshi