Bandhan Regular Savings Fund Direct Growth
HybridConservative AllocationModerately High risk
Direct
NAV (25-Jul-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹117 Cr
Expense Ratio
1.17%
ISIN
INF194K015B9
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹33.75, Assets Under Management (AUM) of 116.94 Crores, and an expense ratio of 1.17%.
- Bandhan Regular Savings Fund Direct Growth has given a CAGR return of 8.67% since inception.
- The fund's asset allocation comprises around 24.48% in equities, 70.13% in debts, and 5.07% in cash & cash equivalents.
- You can start investing in Bandhan Regular Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+12.47%
+11.98% (Cat Avg.)
3 Years
+7.35%
+8.68% (Cat Avg.)
5 Years
+8.00%
+8.98% (Cat Avg.)
10 Years
+8.43%
+7.43% (Cat Avg.)
Since Inception
+8.67%
— (Cat Avg.)
Portfolio Summaryas of 15th July 2024
| Equity | ₹28.62 Cr | 24.48% |
| Debt | ₹82.02 Cr | 70.13% |
| Others | ₹6.3 Cr | 5.39% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.3% Govt Stock 2053 | Bond - Gov't/Treasury | ₹22.64 Cr | 19.29% |
| Bandhan Nifty 50 ETF | Mutual Fund - ETF | ₹18.56 Cr | 15.81% |
| 7.18% Govt Stock 2037 | Bond - Gov't/Treasury | ₹15.19 Cr | 12.94% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹9.99 Cr | 8.52% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹9.99 Cr | 8.51% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹9.98 Cr | 8.50% |
| 7.17% Govt Stock 2028 | Bond - Gov't/Treasury | ₹5.22 Cr | 4.45% |
| 8.33% Govt Stock 2026 | Bond - Gov't/Treasury | ₹5.13 Cr | 4.37% |
| Triparty Repo | Cash - Repurchase Agreement | ₹3.49 Cr | 2.97% |
| 8.28% Govt Stock 2027 | Bond - Gov't/Treasury | ₹2.67 Cr | 2.27% |
| Net Current Assets | Cash | ₹2.33 Cr | 1.99% |
| TVS Motor Co Ltd | Equity | ₹1.7 Cr | 1.45% |
| UNO Minda Ltd | Equity | ₹1.26 Cr | 1.07% |
| 7.38% Govt Stock 2027 | Bond - Gov't/Treasury | ₹1.21 Cr | 1.03% |
| Godrej Consumer Products Ltd | Equity | ₹1.13 Cr | 0.96% |
| Tube Investments of India Ltd Ordinary Shares | Equity | ₹1.1 Cr | 0.94% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹1.02 Cr | 0.87% |
| Tata Consultancy Services Ltd | Equity | ₹0.99 Cr | 0.84% |
| LTIMindtree Ltd | Equity | ₹0.88 Cr | 0.75% |
| HDFC Bank Ltd | Equity | ₹0.78 Cr | 0.67% |
| ICICI Bank Ltd | Equity | ₹0.68 Cr | 0.58% |
| Axis Bank Ltd | Equity | ₹0.38 Cr | 0.32% |
| Corporate Debt Market Development Fund Class A2 | Mutual Fund - Open End | ₹0.37 Cr | 0.32% |
| IndusInd Bank Ltd | Equity | ₹0.32 Cr | 0.27% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹0.3 Cr | 0.26% |
| Cash Margin - Ccil | Cash - Collateral | ₹0.05 Cr | 0.04% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹3.17 Cr | 2.70% |
| Consumer Cyclical | ₹2.96 Cr | 2.53% |
| Technology | ₹1.88 Cr | 1.60% |
| Consumer Defensive | ₹1.13 Cr | 0.96% |
| Industrials | ₹1.1 Cr | 0.94% |
Risk & Performance Ratios
Standard Deviation
This fund
3.62%
Cat. avg.
4.22%
Lower the better
Sharpe Ratio
This fund
0.44
Cat. avg.
0.56
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.27
Higher the better
Fund Managers
Sumit Agrawal
Since October 2016
Harshal Joshi
Since July 2021
Viraj Kulkarni
Since July 2022
Sreejith Balasubramanian
Since August 2023
Ritika Behera
Since October 2023
Additional Scheme Detailsas of 15th July 2024
ISIN | INF194K015B9 | Expense Ratio | 1.17% | Exit Load | No Charges | Fund Size | ₹117 Cr | Age | 01 Jan 2013 | Lumpsum Minimum | ₹1,000 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Hybrid 85+15 - ConservativeTR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal within 1 year
Flat 15% tax on realised gains (STCG - short term capital gains)
Withdrawal after 1 year
10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Regular Savings Fund Regular Growth Moderately High risk | 2.0% | 0.0% | ₹116.94 Cr | 11.5% |
| Sundaram Debt Oriented Hybrid Fund Regular Growth Moderate Risk | 2.1% | 0.0% | ₹26.70 Cr | 10.4% |
| Parag Parikh Conservative Hybrid Fund Direct Growth Moderately High risk | 0.3% | 1.0% | ₹2073.47 Cr | 18.9% |
| Parag Parikh Conservative Hybrid Fund Regular Growth Moderately High risk | 0.6% | 1.0% | ₹2073.47 Cr | 18.5% |
| UTI Regular Savings Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹1617.22 Cr | 14.9% |
| ICICI Prudential Regular Savings Fund Regular Growth High Risk | 1.7% | 1.0% | ₹3355.13 Cr | 14.3% |
| Nippon India Hybrid Bond Fund Regular Growth High Risk | 1.9% | 1.0% | ₹824.66 Cr | 9.2% |
| SBI Conservative Hybrid Fund Regular Growth High Risk | 1.1% | 1.0% | ₹10088.24 Cr | 14.7% |
| Canara Robeco Conservative Hybrid Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹982.72 Cr | 11.9% |
| DSP Regular Saving Fund Regular Growth Moderately High risk | 1.1% | 0.0% | ₹175.12 Cr | 14.2% |
About the AMC
Total AUM
₹1,44,833 Cr
Address
6th Floor, 841, One World Center, Mumbai, 400013
Other Funds by Bandhan Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
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What is the current NAV of Bandhan Regular Savings Fund Direct Growth?
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Who manages the Bandhan Regular Savings Fund Direct Growth?
- Sumit Agrawal
- Harshal Joshi
- Viraj Kulkarni
- Sreejith Balasubramanian
- Ritika Behera
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