UTI Regular Savings Fund Regular Growth
HybridConservative AllocationModerately High risk
Regular
NAV (25-Jul-24)
₹64.930.08%1D
Returns (Since Inception)
9.50%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹1,617 Cr
Expense Ratio
1.80%
ISIN
INF789F01893
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
16 Dec 2003
About this fund
UTI Regular Savings Fund Regular Growth is a Conservative Allocation mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 20 years, 7 months and 10 days, having been launched on 16-Dec-03.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹64.93, Assets Under Management (AUM) of 1617.22 Crores, and an expense ratio of 1.8%.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹64.93, Assets Under Management (AUM) of 1617.22 Crores, and an expense ratio of 1.8%.
- UTI Regular Savings Fund Regular Growth has given a CAGR return of 9.50% since inception.
- The fund's asset allocation comprises around 24.68% in equities, 70.61% in debts, and 4.45% in cash & cash equivalents.
- You can start investing in UTI Regular Savings Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+14.86%
+11.98% (Cat Avg.)
3 Years
+10.41%
+8.68% (Cat Avg.)
5 Years
+10.00%
+8.98% (Cat Avg.)
10 Years
+8.92%
+7.43% (Cat Avg.)
Since Inception
+9.50%
— (Cat Avg.)
Portfolio Summaryas of 30th June 2024
| Equity | ₹399.2 Cr | 24.68% |
| Debt | ₹1,141.93 Cr | 70.61% |
| Others | ₹76.09 Cr | 4.70% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹287.92 Cr | 17.80% |
| 7.18% Govt Stock 2037 | Bond - Gov't/Treasury | ₹252.88 Cr | 15.64% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹99.77 Cr | 6.17% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹76.28 Cr | 4.72% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹75.73 Cr | 4.68% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹75.47 Cr | 4.67% |
| Net Current Assets | Cash | ₹70.49 Cr | 4.36% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹50.76 Cr | 3.14% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹50.1 Cr | 3.10% |
| HDFC Bank Ltd | Equity | ₹37.04 Cr | 2.29% |
| Jamnagar Utilities And Power Private Limited | Bond - Corporate Bond | ₹35.09 Cr | 2.17% |
| 7.02% Govt Stock 2031 | Bond - Gov't/Treasury | ₹30.02 Cr | 1.86% |
| LIC Housing Finance Ltd. | Bond - Corporate Bond | ₹25.06 Cr | 1.55% |
| Tata Projects Limited | Bond - Corporate Bond | ₹25.05 Cr | 1.55% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹24.89 Cr | 1.54% |
| ICICI Bank Ltd | Equity | ₹22.19 Cr | 1.37% |
| 7.3% Govt Stock 2053 | Bond - Gov't/Treasury | ₹20.59 Cr | 1.27% |
| Infosys Ltd | Equity | ₹19.58 Cr | 1.21% |
| Axis Bank Ltd | Equity | ₹15.5 Cr | 0.96% |
| Bharti Airtel Ltd | Equity | ₹14.44 Cr | 0.89% |
| Tech Mahindra Ltd | Equity | ₹12.87 Cr | 0.80% |
| Kotak Mahindra Bank Ltd | Equity | ₹11.72 Cr | 0.72% |
| State Bank of India | Equity | ₹11.46 Cr | 0.71% |
| State Bank Of India | Bond - Corporate Bond | ₹9.87 Cr | 0.61% |
| Mahindra & Mahindra Ltd | Equity | ₹8.89 Cr | 0.55% |
| Hindalco Industries Ltd | Equity | ₹8.67 Cr | 0.54% |
| Reliance Industries Ltd | Equity | ₹8.61 Cr | 0.53% |
| Coal India Ltd | Equity | ₹8.28 Cr | 0.51% |
| Mphasis Ltd | Equity | ₹8.23 Cr | 0.51% |
| IndusInd Bank Ltd | Equity | ₹8.05 Cr | 0.50% |
| Tata Steel Ltd | Equity | ₹7.74 Cr | 0.48% |
| Cipla Ltd | Equity | ₹6.96 Cr | 0.43% |
| Bajaj Auto Ltd | Equity | ₹6.65 Cr | 0.41% |
| Great Eastern Shipping Co Ltd | Equity | ₹6.62 Cr | 0.41% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹6.48 Cr | 0.40% |
| Mahindra & Mahindra Financial Services Ltd | Equity | ₹6.46 Cr | 0.40% |
| Phoenix Mills Ltd | Equity | ₹6.46 Cr | 0.40% |
| Eicher Motors Ltd | Equity | ₹6.31 Cr | 0.39% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹6.26 Cr | 0.39% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹6.08 Cr | 0.38% |
| Raymond Ltd | Equity | ₹5.7 Cr | 0.35% |
| ICICI Prudential Life Insurance Company Limited | Equity | ₹5.62 Cr | 0.35% |
| Suven Pharmaceuticals Ltd | Equity | ₹5.56 Cr | 0.34% |
| Aditya Birla Sun Life AMC Ltd | Equity | ₹5.53 Cr | 0.34% |
| Info Edge (India) Ltd | Equity | ₹5.43 Cr | 0.34% |
| Oil India Ltd | Equity | ₹5.35 Cr | 0.33% |
| Shree Cement Ltd | Equity | ₹5.3 Cr | 0.33% |
| Coromandel International Ltd | Equity | ₹5.28 Cr | 0.33% |
| Samvardhana Motherson International Ltd | Equity | ₹5.23 Cr | 0.32% |
| Bharat Electronics Ltd | Equity | ₹5.2 Cr | 0.32% |
| Glenmark Pharmaceuticals Ltd | Equity | ₹5.05 Cr | 0.31% |
| Aditya Birla Fashion and Retail Ltd | Equity | ₹4.99 Cr | 0.31% |
| CESC Ltd | Equity | ₹4.73 Cr | 0.29% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹4.58 Cr | 0.28% |
| Greenpanel Industries Ltd Ordinary Shares | Equity | ₹4.36 Cr | 0.27% |
| Mahanagar Gas Ltd | Equity | ₹4.31 Cr | 0.27% |
| Fortis Healthcare Ltd | Equity | ₹4.31 Cr | 0.27% |
| Marico Ltd | Equity | ₹4.17 Cr | 0.26% |
| Power Grid Corp Of India Ltd | Equity | ₹4.14 Cr | 0.26% |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | Mutual Fund - Open End | ₹4.08 Cr | 0.25% |
| Whirlpool of India Ltd | Equity | ₹4 Cr | 0.25% |
| ITC Ltd | Equity | ₹3.96 Cr | 0.24% |
| JSW Infrastructure Ltd | Equity | ₹3.94 Cr | 0.24% |
| PNC Infratech Ltd | Equity | ₹3.87 Cr | 0.24% |
| AIA Engineering Ltd | Equity | ₹3.76 Cr | 0.23% |
| JSW Steel Ltd | Equity | ₹3.73 Cr | 0.23% |
| Metropolis Healthcare Ltd | Equity | ₹3.67 Cr | 0.23% |
| Emami Ltd | Equity | ₹3.62 Cr | 0.22% |
| Symphony Ltd | Equity | ₹3.56 Cr | 0.22% |
| Jubilant Foodworks Ltd | Equity | ₹3.1 Cr | 0.19% |
| PVR INOX Ltd | Equity | ₹2.96 Cr | 0.18% |
| India (Republic of) | Bond - Short-term Government Bills | ₹2.45 Cr | 0.15% |
| Dabur India Ltd | Equity | ₹2.4 Cr | 0.15% |
| Jamnagar Utilities & Power Private Limited | Bond - Corporate Bond | ₹1 Cr | 0.06% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash - Repurchase Agreement | ₹0.52 Cr | 0.03% |
| Dalmia Bharat Ltd | Equity | ₹0.22 Cr | 0.01% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹129.85 Cr | 8.03% |
| Consumer Cyclical | ₹54.91 Cr | 3.40% |
| Technology | ₹40.69 Cr | 2.52% |
| Healthcare | ₹36.21 Cr | 2.24% |
| Basic Materials | ₹35.3 Cr | 2.18% |
| Industrials | ₹23.39 Cr | 1.45% |
| Communication Services | ₹22.83 Cr | 1.41% |
| Energy | ₹22.24 Cr | 1.38% |
| Consumer Defensive | ₹14.15 Cr | 0.87% |
| Utilities | ₹13.18 Cr | 0.81% |
| Real Estate | ₹6.46 Cr | 0.40% |
Risk & Performance Ratios
Standard Deviation
This fund
4.34%
Cat. avg.
4.22%
Lower the better
Sharpe Ratio
This fund
1.02
Cat. avg.
0.56
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.27
Higher the better
Fund Managers
Amit Premchandani
Since January 2022
Jaydeep Bhowal
Since April 2023
Additional Scheme Detailsas of 30th June 2024
ISIN | INF789F01893 | Expense Ratio | 1.80% | Exit Load | 1.00% | Fund Size | ₹1,617 Cr | Age | 16 Dec 2003 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty 50 Hybrid Comp Debt 15: 85 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal within 1 year
Flat 15% tax on realised gains (STCG - short term capital gains)
Withdrawal after 1 year
10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Regular Savings Fund Regular Growth Moderately High risk | 2.0% | 0.0% | ₹116.94 Cr | 11.5% |
| Sundaram Debt Oriented Hybrid Fund Regular Growth Moderate Risk | 2.1% | 0.0% | ₹26.70 Cr | 10.4% |
| Parag Parikh Conservative Hybrid Fund Direct Growth Moderately High risk | 0.3% | 1.0% | ₹2073.47 Cr | 18.9% |
| Parag Parikh Conservative Hybrid Fund Regular Growth Moderately High risk | 0.6% | 1.0% | ₹2073.47 Cr | 18.5% |
| UTI Regular Savings Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹1617.22 Cr | 14.9% |
| ICICI Prudential Regular Savings Fund Regular Growth High Risk | 1.7% | 1.0% | ₹3355.13 Cr | 14.3% |
| Nippon India Hybrid Bond Fund Regular Growth High Risk | 1.9% | 1.0% | ₹824.66 Cr | 9.2% |
| SBI Conservative Hybrid Fund Regular Growth High Risk | 1.1% | 1.0% | ₹10088.24 Cr | 14.7% |
| Canara Robeco Conservative Hybrid Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹982.72 Cr | 11.9% |
| DSP Regular Saving Fund Regular Growth Moderately High risk | 1.1% | 0.0% | ₹175.12 Cr | 14.2% |
About the AMC
Total AUM
₹2,92,994 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
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We're here to help.
What is the current NAV of UTI Regular Savings Fund Regular Growth?
The NAV of UTI Regular Savings Fund Regular Growth, as of 25-Jul-2024, is ₹64.93.
What are the returns of UTI Regular Savings Fund Regular Growth?
The fund has generated 14.86% over the last 1 year and 10.41% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of UTI Regular Savings Fund Regular Growth?
The fund's allocation of assets is distributed as 24.68% in equities, 70.61% in bonds, and 4.45% in cash and cash equivalents.
Who manages the UTI Regular Savings Fund Regular Growth?
The fund managers responsible for UTI Regular Savings Fund Regular Growth are:-
- Amit Premchandani
- Jaydeep Bhowal
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.