Kotak Debt Hybrid Fund Direct Growth
HybridConservative AllocationModerately High risk
Direct
NAV (18-Jun-25)
₹67.17-0.17%1D
Returns (Since Inception)
11.04%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹3,129 Cr
Expense Ratio
0.48%
ISIN
INF174K01JZ1
Minimum SIP
₹100
Exit Load
1.00%
Inception Date
30 Jan 2013
About this fund
Kotak Debt Hybrid Fund Direct Growth is a Conservative Allocation mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 12 years, 4 months and 20 days, having been launched on 30-Jan-13.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹67.17, Assets Under Management (AUM) of 3129.28 Crores, and an expense ratio of 0.48%.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹67.17, Assets Under Management (AUM) of 3129.28 Crores, and an expense ratio of 0.48%.
- Kotak Debt Hybrid Fund Direct Growth has given a CAGR return of 11.04% since inception.
- The fund's asset allocation comprises around 23.28% in equities, 70.69% in debts, and 5.76% in cash & cash equivalents.
- You can start investing in Kotak Debt Hybrid Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.80%
+7.75% (Cat Avg.)
3 Years
+13.67%
+10.72% (Cat Avg.)
5 Years
+13.38%
+10.94% (Cat Avg.)
10 Years
+11.07%
+8.69% (Cat Avg.)
Since Inception
+11.04%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Equity | ₹728.37 Cr | 23.28% |
| Debt | ₹2,212.14 Cr | 70.69% |
| Others | ₹188.77 Cr | 6.03% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.34% Govt Stock 2064 | Bond - Gov't/Treasury | ₹556.36 Cr | 17.78% |
| 7.3% Govt Stock 2053 | Bond - Gov't/Treasury | ₹492.42 Cr | 15.74% |
| National Housing Bank | Bond - Corporate Bond | ₹150.96 Cr | 4.82% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹127.72 Cr | 4.08% |
| 7.09% Govt Stock 2054 | Bond - Gov't/Treasury | ₹113.66 Cr | 3.63% |
| Triparty Repo | Cash - Repurchase Agreement | ₹102.98 Cr | 3.29% |
| Net Current Assets/(Liabilities) | Cash | ₹76.69 Cr | 2.45% |
| Telangana State Industrial Infrastructure Corporation Limited | Bond - Corporate Bond | ₹61.06 Cr | 1.95% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹50.98 Cr | 1.63% |
| L&T Metro Rail (Hyderabad) Limited | Bond - Corporate Bond | ₹50.71 Cr | 1.62% |
| 6.33% Gsec Mat - 05/05/2035 | Bond - Gov't/Treasury | ₹50.41 Cr | 1.61% |
| HDFC Bank Ltd | Equity | ₹45.51 Cr | 1.45% |
| Maruti Suzuki India Ltd | Equity | ₹41.7 Cr | 1.33% |
| Bharti Airtel Ltd | Equity | ₹41.52 Cr | 1.33% |
| 7.02% Govt Stock 2031 | Bond - Gov't/Treasury | ₹36.79 Cr | 1.18% |
| 7.25% Govt Stock 2063 | Bond - Gov't/Treasury | ₹36.78 Cr | 1.18% |
| Telangana State Industrial Infrastructure Corporation Limited | Bond - Corporate Bond | ₹35.71 Cr | 1.14% |
| Telangana State Industrial Infrastructure Corporation Limited | Bond - Corporate Bond | ₹35.44 Cr | 1.13% |
| Infosys Ltd | Equity | ₹35.32 Cr | 1.13% |
| 7.17% Govt Stock 2030 | Bond - Gov't/Treasury | ₹34.14 Cr | 1.09% |
| ICICI Bank Ltd | Equity | ₹33.98 Cr | 1.09% |
| Hero MotoCorp Ltd | Equity | ₹31.24 Cr | 1.00% |
| Tech Mahindra Ltd | Equity | ₹30.53 Cr | 0.98% |
| Power Finance Corp Ltd | Equity | ₹28.92 Cr | 0.92% |
| State Bank of India | Equity | ₹28.76 Cr | 0.92% |
| Reliance Industries Ltd | Equity | ₹27.91 Cr | 0.89% |
| Hindustan Petroleum Corp Ltd | Equity | ₹27.75 Cr | 0.89% |
| NTPC Ltd | Equity | ₹27.1 Cr | 0.87% |
| Rec Limited | Bond - Corporate Bond | ₹26.58 Cr | 0.85% |
| Rec Limited | Bond - Corporate Bond | ₹26.04 Cr | 0.83% |
| Bank of Baroda | Equity | ₹24.96 Cr | 0.80% |
| GAIL (India) Ltd | Equity | ₹22.78 Cr | 0.73% |
| Maharashtra (Government of) 0.0745% | Bond - Sub-sovereign Government Debt | ₹21.24 Cr | 0.68% |
| Maharashtra (Government of) 0.0745% | Bond - Sub-sovereign Government Debt | ₹21.24 Cr | 0.68% |
| Axis Bank Ltd | Equity | ₹20.56 Cr | 0.66% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹20.07 Cr | 0.64% |
| Pokarna Ltd | Equity | ₹16.49 Cr | 0.53% |
| India (Republic of) | Bond - Gov't/Treasury | ₹15.95 Cr | 0.51% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹15.77 Cr | 0.50% |
| Subros Ltd | Equity | ₹14.86 Cr | 0.47% |
| InterGlobe Aviation Ltd | Equity | ₹13.33 Cr | 0.43% |
| Poonawalla Fincorp Ltd | Equity | ₹13.13 Cr | 0.42% |
| India (Republic of) | Bond - Gov't/Treasury | ₹13.07 Cr | 0.42% |
| Mphasis Ltd | Equity | ₹12.99 Cr | 0.42% |
| J.B. Chemicals & Pharmaceuticals Ltd | Equity | ₹12.79 Cr | 0.41% |
| Jyoti CNC Automation Ltd | Equity | ₹12.76 Cr | 0.41% |
| Max Healthcare Institute Ltd Ordinary Shares | Equity | ₹12.66 Cr | 0.40% |
| Divi's Laboratories Ltd | Equity | ₹12.43 Cr | 0.40% |
| Radico Khaitan Ltd | Equity | ₹12.04 Cr | 0.38% |
| Britannia Industries Ltd | Equity | ₹11.41 Cr | 0.36% |
| Ambuja Cements Ltd | Equity | ₹11.07 Cr | 0.35% |
| Indian Bank | Equity | ₹10.76 Cr | 0.34% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹10.12 Cr | 0.32% |
| Century Plyboards (India) Ltd | Equity | ₹9.86 Cr | 0.32% |
| ITC Ltd | Equity | ₹9.2 Cr | 0.29% |
| Life Insurance Corporation of India | Equity | ₹9.01 Cr | 0.29% |
| Gs CG 06/05/2038 - (Strips) Strips | Bond - Gov't/Treasury | ₹8.96 Cr | 0.29% |
| United Spirits Ltd | Equity | ₹8.82 Cr | 0.28% |
| SBI ALTERNATIVE INVESTMENT FUND | Mutual Fund - Open End | ₹8.39 Cr | 0.27% |
| BSE Ltd | Equity | ₹7.94 Cr | 0.25% |
| India (Republic of) | Bond - Gov't/Treasury | ₹7.86 Cr | 0.25% |
| VST Tillers Tractors Ltd | Equity | ₹7.79 Cr | 0.25% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹7.3 Cr | 0.23% |
| Cipla Ltd | Equity | ₹7.18 Cr | 0.23% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹6.94 Cr | 0.22% |
| Swiggy Ltd | Equity | ₹6.62 Cr | 0.21% |
| Hexaware Technologies Ltd Ordinary Shares | Equity | ₹6.34 Cr | 0.20% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹6.31 Cr | 0.20% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹6.24 Cr | 0.20% |
| Gs CG 25/05/2043 - (Strips) Strips | Bond - Gov't/Treasury | ₹6.11 Cr | 0.20% |
| Fortis Healthcare Ltd | Equity | ₹5.89 Cr | 0.19% |
| Dme Development Limited | Bond - Corporate Bond | ₹5.32 Cr | 0.17% |
| Dme Development Limited | Bond - Corporate Bond | ₹5.3 Cr | 0.17% |
| Dme Development Limited | Bond - Corporate Bond | ₹5.29 Cr | 0.17% |
| Dme Development Limited | Bond - Corporate Bond | ₹5.29 Cr | 0.17% |
| Dme Development Limited | Bond - Corporate Bond | ₹5.28 Cr | 0.17% |
| Dme Development Limited | Bond - Corporate Bond | ₹5.26 Cr | 0.17% |
| Dme Development Limited | Bond - Corporate Bond | ₹5.26 Cr | 0.17% |
| Dme Development Limited | Bond - Corporate Bond | ₹5.26 Cr | 0.17% |
| Dme Development Limited | Bond - Corporate Bond | ₹5.26 Cr | 0.17% |
| Dme Development Limited | Bond - Corporate Bond | ₹5.25 Cr | 0.17% |
| Aditya Birla Capital Limited | Bond - Corporate Bond | ₹5.22 Cr | 0.17% |
| 07.65 MP Sdl 2027 | Bond - Gov't/Treasury | ₹5.19 Cr | 0.17% |
| Larsen And Toubro Limited | Bond - Corporate Bond | ₹5.1 Cr | 0.16% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹5.1 Cr | 0.16% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹5.1 Cr | 0.16% |
| India (Republic of) | Bond - Gov't/Treasury | ₹5.08 Cr | 0.16% |
| 06.57 AP Sdl 2030 | Bond - Gov't/Treasury | ₹5.06 Cr | 0.16% |
| Jubilant Foodworks Ltd | Equity | ₹4.92 Cr | 0.16% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹4.84 Cr | 0.15% |
| Goi 12.04.2026 Gov | Bond - Gov't/Treasury | ₹4.76 Cr | 0.15% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹4.39 Cr | 0.14% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹4.34 Cr | 0.14% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹4.09 Cr | 0.13% |
| DEE Development Engineers Ltd | Equity | ₹3.48 Cr | 0.11% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹3.37 Cr | 0.11% |
| 07.84 MH Sdl 2026 | Bond - Gov't/Treasury | ₹3.06 Cr | 0.10% |
| 07.96 PN Sdl 2026 | Bond - Gov't/Treasury | ₹3.05 Cr | 0.10% |
| India (Republic of) | Bond - Gov't/Treasury | ₹2.79 Cr | 0.09% |
| Mahindra Lifespace Developers Ltd | Equity | ₹2.64 Cr | 0.08% |
| India (Republic of) | Bond - Gov't/Treasury | ₹2.59 Cr | 0.08% |
| 07.96 MH Sdl 2026 | Bond - Gov't/Treasury | ₹2.55 Cr | 0.08% |
| India (Republic of) | Bond - Gov't/Treasury | ₹2.42 Cr | 0.08% |
| India (Republic of) | Bond - Gov't/Treasury | ₹2.34 Cr | 0.07% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹2.14 Cr | 0.07% |
| Gs CG 25/05/2040 - (Strips) Strips | Bond - Gov't/Treasury | ₹2.12 Cr | 0.07% |
| 08.05 Tn Sdl 2028apr | Bond - Gov't/Treasury | ₹2.11 Cr | 0.07% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹2.05 Cr | 0.07% |
| Gs CG 25/11/2040 - (Strips) Strips | Bond - Gov't/Treasury | ₹2.04 Cr | 0.07% |
| Gs CG 25/05/2041 - (Strips) Strips | Bond - Gov't/Treasury | ₹1.96 Cr | 0.06% |
| 08.29 AP Sdl 2026 | Bond - Gov't/Treasury | ₹1.89 Cr | 0.06% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹1.87 Cr | 0.06% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹1.79 Cr | 0.06% |
| Bharti Airtel Ltd (Partly Paid Rs.1.25) | Equity | ₹1.77 Cr | 0.06% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹1.73 Cr | 0.06% |
| 0% GOI- 22082026 STRIPS | Bond - Gov't/Treasury | ₹1.59 Cr | 0.05% |
| 07.98 KL Sdl 2026may | Bond - Gov't/Treasury | ₹1.53 Cr | 0.05% |
| Indus Infra Trust Unit | Equity | ₹1.44 Cr | 0.05% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹1.14 Cr | 0.04% |
| GS CG 23/12/2025 - (STRIPS) TB | Bond - Gov't/Treasury | ₹0.97 Cr | 0.03% |
| GS CG 22/2/2027 - (STRIPS) Strips | Bond - Gov't/Treasury | ₹0.94 Cr | 0.03% |
| Mahindra And Mahindra Financial Services Limited | Bond - Corporate Bond | ₹0.7 Cr | 0.02% |
| Mahindra Lifespace Developers Ltd | Equity | ₹0.26 Cr | 0.01% |
| 7.32% Govt Stock 2030 | Bond - Gov't/Treasury | ₹0.11 Cr | 0.00% |
| 07.91 UP Sgs 2037 | Bond - Gov't/Treasury | ₹0 Cr | 0.00% |
| 6.67% Govt Stock 2050 | Bond - Gov't/Treasury | ₹0 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
16.99%
Mid Cap Stocks
2.85%
Small Cap Stocks
3.38%
Allocation By Credit Quality (Debt)
AAA
AA
A
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹224.96 Cr | 7.19% |
| Consumer Cyclical | ₹99.33 Cr | 3.17% |
| Technology | ₹85.18 Cr | 2.72% |
| Energy | ₹55.65 Cr | 1.78% |
| Industrials | ₹53.84 Cr | 1.72% |
| Healthcare | ₹50.95 Cr | 1.63% |
| Utilities | ₹49.88 Cr | 1.59% |
| Communication Services | ₹43.29 Cr | 1.38% |
| Consumer Defensive | ₹41.46 Cr | 1.32% |
| Basic Materials | ₹20.93 Cr | 0.67% |
| Real Estate | ₹2.64 Cr | 0.08% |
Risk & Performance Ratios
Standard Deviation
This fund
4.62%
Cat. avg.
3.91%
Lower the better
Sharpe Ratio
This fund
1.31
Cat. avg.
0.85
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.54
Higher the better
Fund Managers
Abhishek Bisen
Since April 2008
SK
Shibani Kurian
Since September 2024
Additional Scheme Detailsas of 31st May 2025
ISIN | INF174K01JZ1 | Expense Ratio | 0.48% | Exit Load | 1.00% | Fund Size | ₹3,129 Cr | Age | 12 years 4 months | Lumpsum Minimum | ₹100 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Hybrid 85+15 - ConservativeTR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Nippon India Capital Protection Oriented Fund II Plan A Direct Growth Low Risk | - | - | ₹40.32 Cr | 9.7% |
| Nippon India Capital Protection Oriented Fund II Plan A Regular Growth Low Risk | - | - | ₹40.32 Cr | 8.9% |
| SBI Capital Protection Oriented Fund Series A (Plan 8) Direct Growth Low to Moderate Risk | - | - | ₹29.47 Cr | 6.6% |
| SBI Capital Protection Oriented Fund Series A (Plan 8) Regular Growth Low to Moderate Risk | - | - | ₹29.47 Cr | 6.0% |
| ICICI Prudential Regular Savings Fund Direct Growth High Risk | 1.0% | 1.0% | ₹3188.48 Cr | 9.8% |
| Navi Regular Savings Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹35.76 Cr | 11.3% |
| Bandhan Regular Savings Fund Direct Growth Moderately High risk | 1.1% | 0.0% | ₹116.61 Cr | 7.2% |
| Nippon India Hybrid Bond Fund Direct Growth High Risk | 1.1% | 1.0% | ₹885.65 Cr | 9.4% |
| ITI Conservative Hybrid Fund Regular Growth Moderate Risk | 1.6% | 0.0% | ₹14.80 Cr | 7.4% |
| ITI Conservative Hybrid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹14.80 Cr | 8.9% |
About the AMC
Total AUM
₹5,29,477 Cr
Address
2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051
Other Funds by Kotak Mahindra Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
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We're here to help.
What is the current NAV of Kotak Debt Hybrid Fund Direct Growth?
The NAV of Kotak Debt Hybrid Fund Direct Growth, as of 18-Jun-2025, is ₹67.17.
What are the returns of Kotak Debt Hybrid Fund Direct Growth?
The fund has generated 7.80% over the last 1 year and 13.67% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Kotak Debt Hybrid Fund Direct Growth?
The fund's allocation of assets is distributed as 23.28% in equities, 70.69% in bonds, and 5.76% in cash and cash equivalents.
Who manages the Kotak Debt Hybrid Fund Direct Growth?
The fund managers responsible for Kotak Debt Hybrid Fund Direct Growth are:-
- Abhishek Bisen
- Shibani Kurian
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.