Fund Overview
Fund Size
₹26,266 Cr
Expense Ratio
0.18%
ISIN
INF789F01XQ6
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
UTI Liquid Fund Cash Plan Direct Growth is a Liquid mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 11 years, 8 months and 6 days, having been launched on 01-Jan-13.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹4081.90, Assets Under Management (AUM) of 26266.30 Crores, and an expense ratio of 0.18%.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹4081.90, Assets Under Management (AUM) of 26266.30 Crores, and an expense ratio of 0.18%.
- UTI Liquid Fund Cash Plan Direct Growth has given a CAGR return of 6.84% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.77% in cash & cash equivalents.
- You can start investing in UTI Liquid Fund Cash Plan Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.41%
+6.09% (Cat Avg.)
3 Years
+6.08%
+5.29% (Cat Avg.)
5 Years
+5.31%
+4.44% (Cat Avg.)
10 Years
+6.45%
+5.13% (Cat Avg.)
Since Inception
+6.84%
— (Cat Avg.)
Portfolio Summaryas of 15th August 2024
| Others | ₹26,266.3 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Net Current Assets | Cash | ₹1,951.18 Cr | 7.59% |
| Canara Bank | Cash - CD/Time Deposit | ₹844.47 Cr | 3.29% |
| 182 DTB 22082024 | Bond - Gov't/Treasury | ₹799.14 Cr | 3.11% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹746.31 Cr | 2.90% |
| HDFC Bank Ltd. | Bond - Corporate Bond | ₹737.11 Cr | 2.87% |
| 91 DTB 12092024 | Bond - Gov't/Treasury | ₹696.66 Cr | 2.71% |
| Punjab And Sind Bank | Cash - CD/Time Deposit | ₹645.73 Cr | 2.51% |
| Indian Overseas Bank | Cash - CD/Time Deposit | ₹596.92 Cr | 2.32% |
| 182 DTB 29082024 | Bond - Gov't/Treasury | ₹568.68 Cr | 2.21% |
| 6.18% Govt Stock 2024 | Bond - Gov't/Treasury | ₹549.17 Cr | 2.14% |
| Tata Steel Ltd. | Cash - Commercial Paper | ₹498.93 Cr | 1.94% |
| Larsen And Toubro Limited | Cash - Commercial Paper | ₹498.67 Cr | 1.94% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹498.2 Cr | 1.94% |
| India (Republic of) | Bond - Short-term Government Bills | ₹497.61 Cr | 1.94% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹497.45 Cr | 1.94% |
| Shriram Transport Finance Company Limited | Cash - Commercial Paper | ₹497.35 Cr | 1.94% |
| Indian Oil Corporation Limited | Cash - Commercial Paper | ₹496.33 Cr | 1.93% |
| Canara Bank | Cash - CD/Time Deposit | ₹493.22 Cr | 1.92% |
| Jamnagar Utilities & Power Pvt. Ltd. | Cash - Commercial Paper | ₹493.11 Cr | 1.92% |
| Ultratech Cement Ltd. | Cash - Commercial Paper | ₹492.9 Cr | 1.92% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹492.11 Cr | 1.92% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹491.42 Cr | 1.91% |
| Sikka Ports And Terminals Limited | Cash - Commercial Paper | ₹400 Cr | 1.56% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹399.2 Cr | 1.55% |
| India (Republic of) | Bond - Short-term Government Bills | ₹397.08 Cr | 1.55% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹348.81 Cr | 1.36% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹348.27 Cr | 1.36% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹347.57 Cr | 1.35% |
| Punjab & Sind Bank | Bond - Corporate Bond | ₹343.98 Cr | 1.34% |
| Tata Global Beverages Limited | Cash - Commercial Paper | ₹299.19 Cr | 1.16% |
| 91 DTB 05092024 | Bond - Gov't/Treasury | ₹298.94 Cr | 1.16% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹295.08 Cr | 1.15% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹249.33 Cr | 0.97% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹249.17 Cr | 0.97% |
| Indian Bank | Cash - CD/Time Deposit | ₹249.14 Cr | 0.97% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹249.08 Cr | 0.97% |
| Canara Bank | Cash - CD/Time Deposit | ₹249.01 Cr | 0.97% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹248.63 Cr | 0.97% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹248.36 Cr | 0.97% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹248.15 Cr | 0.97% |
| Indian Bank | Cash - CD/Time Deposit | ₹247.76 Cr | 0.96% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹246.74 Cr | 0.96% |
| Canfin Homes Limited | Cash - Commercial Paper | ₹246.55 Cr | 0.96% |
| Punjab And Sind Bank | Cash - CD/Time Deposit | ₹245.89 Cr | 0.96% |
| Tata Capital Limited | Cash - Commercial Paper | ₹202.06 Cr | 0.79% |
| Equitas Small Finance Bank Limited | Cash - CD/Time Deposit | ₹199.49 Cr | 0.78% |
| Kotak Securities Limited | Cash - Commercial Paper | ₹199.48 Cr | 0.78% |
| Tata Consumer Products Limited | Cash - Commercial Paper | ₹198.95 Cr | 0.77% |
| Poonawalla Fincorp Limited | Cash - Commercial Paper | ₹198.85 Cr | 0.77% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹198.83 Cr | 0.77% |
| Axis Securities Limited | Cash - Commercial Paper | ₹198.6 Cr | 0.77% |
| Tata Projects Limited | Cash - Commercial Paper | ₹197.58 Cr | 0.77% |
| Cholamandalam Investment & Finance Co Ltd. | Cash - Commercial Paper | ₹196.84 Cr | 0.77% |
| Axis Securities Limited | Cash - Commercial Paper | ₹173.85 Cr | 0.68% |
| ICICI Home Finance Company Limited | Cash - Commercial Paper | ₹172.21 Cr | 0.67% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹149.41 Cr | 0.58% |
| Equitas Small Finance Bank Limited | Cash - CD/Time Deposit | ₹149.23 Cr | 0.58% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹124.49 Cr | 0.48% |
| Motilal Oswal Financial Services Ltd | Cash - Commercial Paper | ₹122.78 Cr | 0.48% |
| Axis Securities Limited | Cash - Commercial Paper | ₹99.78 Cr | 0.39% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹99.77 Cr | 0.39% |
| Hinduja Leyland Finance Limited | Cash - Commercial Paper | ₹99.58 Cr | 0.39% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹99.43 Cr | 0.39% |
| Aditya Birla Money Limited | Cash - Commercial Paper | ₹99.42 Cr | 0.39% |
| Infina Finance Private Limited | Cash - Commercial Paper | ₹99.35 Cr | 0.39% |
| Jubilant Ingrevia Limited | Cash - Commercial Paper | ₹99.34 Cr | 0.39% |
| Aditya Birla Housing Finance Ltd. | Cash - Commercial Paper | ₹99.33 Cr | 0.39% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹99.32 Cr | 0.39% |
| Axis Securities Limited | Cash - Commercial Paper | ₹99.32 Cr | 0.39% |
| Godrej Housing Finance Limited | Cash - Commercial Paper | ₹98.32 Cr | 0.38% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹98.31 Cr | 0.38% |
| Infina Finance Pvt Ltd. | Cash - Commercial Paper | ₹98.27 Cr | 0.38% |
| Motilal Oswal Financial Services Ltd | Cash - Commercial Paper | ₹98.25 Cr | 0.38% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹98.21 Cr | 0.38% |
| 360 One Prime Ltd. | Cash - Commercial Paper | ₹98.01 Cr | 0.38% |
| India (Republic of) | Bond - Short-term Government Bills | ₹81.05 Cr | 0.32% |
| Godrej Industries | Cash - Commercial Paper | ₹73.79 Cr | 0.29% |
| Godrej Industries | Cash - Commercial Paper | ₹73.77 Cr | 0.29% |
| Godrej Industries | Cash - Commercial Paper | ₹73.76 Cr | 0.29% |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | Mutual Fund - Open End | ₹60.07 Cr | 0.23% |
| Fedbank Financial Services Ltd | Cash - Commercial Paper | ₹49.73 Cr | 0.19% |
| Canara Bank | Cash - CD/Time Deposit | ₹49.67 Cr | 0.19% |
| Godrej Agrovet Limited | Cash - Commercial Paper | ₹49.4 Cr | 0.19% |
| Godrej Agrovet Ltd. | Cash - Commercial Paper | ₹49.26 Cr | 0.19% |
| Godrej Agrovet Ltd. | Cash - Commercial Paper | ₹49.25 Cr | 0.19% |
| Godrej Agrovet Ltd. | Cash - Commercial Paper | ₹49.24 Cr | 0.19% |
| Godrej Agrovet Ltd. | Cash - Commercial Paper | ₹49.21 Cr | 0.19% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹49.07 Cr | 0.19% |
| 08.90 MH Sdl 2024 | Bond - Gov't/Treasury | ₹25.05 Cr | 0.10% |
| Shriram Housing Finance Limited | Cash - Commercial Paper | ₹24.94 Cr | 0.10% |
| Godrej Agrovet Limited | Cash - Commercial Paper | ₹24.92 Cr | 0.10% |
| AStec Lifesciences Limited | Cash - Commercial Paper | ₹24.87 Cr | 0.10% |
| AStec Lifesciences Limited | Cash - Commercial Paper | ₹24.84 Cr | 0.10% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash | ₹6.89 Cr | 0.03% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹13,466.39 Cr | 52.41% |
| Cash - CD/Time Deposit | ₹5,215.04 Cr | 20.30% |
| Bond - Gov't/Treasury | ₹2,937.63 Cr | 11.43% |
| Cash | ₹1,958.07 Cr | 7.62% |
| Bond - Corporate Bond | ₹1,081.09 Cr | 4.21% |
| Bond - Short-term Government Bills | ₹975.75 Cr | 3.80% |
| Mutual Fund - Open End | ₹60.07 Cr | 0.23% |
| Bond - Gov't Agency Debt | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.45%
Cat. avg.
0.56%
Lower the better
Sharpe Ratio
This fund
1.17
Cat. avg.
-1.42
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.50
Higher the better
Fund Managers
Amit Sharma
Since July 2017
Additional Scheme Detailsas of 15th August 2024
ISIN | INF789F01XQ6 | Expense Ratio | 0.18% | Exit Load | No Charges | Fund Size | ₹26,266 Cr | Age | 01 Jan 2013 | Lumpsum Minimum | ₹500 | Fund Status | Open Ended Investment Company | Benchmark | Nifty Liquid Index A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹3763.16 Cr | 7.3% |
| Navi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹82.09 Cr | 6.9% |
| Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹752.34 Cr | 6.9% |
| Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹752.34 Cr | 7.1% |
| Kotak Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹50.88 Cr | 6.0% |
| Invesco India Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹11274.94 Cr | 7.3% |
| TrustMF Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹235.85 Cr | 7.4% |
| 360 ONE Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹1071.55 Cr | 7.2% |
| 360 ONE Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹1071.55 Cr | 7.2% |
| TrustMF Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹235.85 Cr | 7.2% |
About the AMC
Total AUM
₹3,15,582 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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What is the current NAV of UTI Liquid Fund Cash Plan Direct Growth?
The NAV of UTI Liquid Fund Cash Plan Direct Growth, as of 05-Sep-2024, is ₹4081.90.
What are the returns of UTI Liquid Fund Cash Plan Direct Growth?
The fund has generated 7.41% over the last 1 year and 6.08% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of UTI Liquid Fund Cash Plan Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.77% in cash and cash equivalents.
Who manages the UTI Liquid Fund Cash Plan Direct Growth?
The fund managers responsible for UTI Liquid Fund Cash Plan Direct Growth are:-
- Amit Sharma
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.