Fund Overview
Fund Size
₹6,288 Cr
Expense Ratio
0.13%
ISIN
INF173K01GU0
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
Sundaram Liquid Fund Direct Growth is a Liquid mutual fund schemes offered by Sundaram Mutual Fund. This fund has been in existence for 12 years, 5 months and 18 days, having been launched on 01-Jan-13.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹2325.54, Assets Under Management (AUM) of 6288.20 Crores, and an expense ratio of 0.13%.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹2325.54, Assets Under Management (AUM) of 6288.20 Crores, and an expense ratio of 0.13%.
- Sundaram Liquid Fund Direct Growth has given a CAGR return of 6.06% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.76% in cash & cash equivalents.
- You can start investing in Sundaram Liquid Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.35%
+7.26% (Cat Avg.)
3 Years
+7.06%
+6.85% (Cat Avg.)
5 Years
+5.57%
+5.49% (Cat Avg.)
10 Years
+5.31%
+5.50% (Cat Avg.)
Since Inception
+6.06%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Others | ₹6,288.2 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Reverse Repo | Cash - Repurchase Agreement | ₹224.99 Cr | 3.58% |
| India (Republic of) | Bond - Short-term Government Bills | ₹198.15 Cr | 3.15% |
| Hindustan Petroleum Corp Ltd. | Cash - Commercial Paper | ₹149.76 Cr | 2.38% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹149.51 Cr | 2.38% |
| Reliance Industries Ltd. | Cash - Commercial Paper | ₹149.42 Cr | 2.38% |
| Reliance Jio Infocomm Ltd. | Cash - Commercial Paper | ₹148.84 Cr | 2.37% |
| Axis Bank Ltd - 13/08/2025** | Cash - CD/Time Deposit | ₹148.18 Cr | 2.36% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹148.15 Cr | 2.36% |
| Canara Bank | Cash - CD/Time Deposit | ₹147.87 Cr | 2.35% |
| Indian Bank ** # | Cash - CD/Time Deposit | ₹124.68 Cr | 1.98% |
| 91 Days Tbill Red 19-06-2025 | Bond - Gov't/Treasury | ₹124.64 Cr | 1.98% |
| Reliance Industries Ltd. | Cash - Commercial Paper | ₹124.5 Cr | 1.98% |
| Small Industries Development Bank of India | Cash - Commercial Paper | ₹124.19 Cr | 1.97% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹123.45 Cr | 1.96% |
| Bank Of Baroda** | Cash - CD/Time Deposit | ₹99.85 Cr | 1.59% |
| Bajaj Finance Ltd. | Cash - Commercial Paper | ₹99.8 Cr | 1.59% |
| Indian Oil Corp Ltd. | Cash - Commercial Paper | ₹99.74 Cr | 1.59% |
| National Bank For Agriculture And Rural Development 16-Jun-2025 ** | Cash - Commercial Paper | ₹99.74 Cr | 1.59% |
| Icici Securities Limited | Cash - Commercial Paper | ₹99.66 Cr | 1.58% |
| Reliance Jio Infocomm Ltd. | Cash - Commercial Paper | ₹99.61 Cr | 1.58% |
| Hindustan Petroleum Corp Ltd. | Cash - Commercial Paper | ₹99.58 Cr | 1.58% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹99.24 Cr | 1.58% |
| PNB Housing Finance Ltd. | Cash - Commercial Paper | ₹99.23 Cr | 1.58% |
| 364 DTB 07082025 | Bond - Gov't/Treasury | ₹98.98 Cr | 1.57% |
| Tata Steel Ltd. | Cash - Commercial Paper | ₹98.87 Cr | 1.57% |
| Icici Securities Limited | Cash - Commercial Paper | ₹98.8 Cr | 1.57% |
| Punjab National Bank | Bond - Gov't Agency Debt | ₹98.8 Cr | 1.57% |
| Indian Bank - 14/08/2025** | Cash - CD/Time Deposit | ₹98.78 Cr | 1.57% |
| Icici Securities Limited | Cash - Commercial Paper | ₹98.73 Cr | 1.57% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹98.71 Cr | 1.57% |
| HDFC Bank Ltd. | Bond - Corporate Bond | ₹98.71 Cr | 1.57% |
| Chennai Petroleum Corporation Ltd | Cash - Commercial Paper | ₹98.69 Cr | 1.57% |
| Indian Overseas Bank | Bond - Corporate Bond | ₹98.62 Cr | 1.57% |
| GIC Housing Finance Ltd. | Cash - Commercial Paper | ₹98.48 Cr | 1.57% |
| Hsbc Investdirect Financial Services (I)Ltd | Cash - Commercial Paper | ₹98.46 Cr | 1.57% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹75.1 Cr | 1.19% |
| Small Industries Dev Bank Of India** | Cash - Commercial Paper | ₹74.88 Cr | 1.19% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹74.87 Cr | 1.19% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹74.86 Cr | 1.19% |
| Reliance Retail Ventures Limited | Bond - Corporate Bond | ₹74.86 Cr | 1.19% |
| Punjab National Bank ** # | Cash - CD/Time Deposit | ₹74.81 Cr | 1.19% |
| ICICI Home Finance Company Limited | Cash - Commercial Paper | ₹74.42 Cr | 1.18% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹74.41 Cr | 1.18% |
| Grasim Industries Ltd. | Cash - Commercial Paper | ₹74.32 Cr | 1.18% |
| ICICI Home Finance Company Limited | Cash - Commercial Paper | ₹74.07 Cr | 1.18% |
| SBI Factors Ltd. | Cash - Commercial Paper | ₹73.93 Cr | 1.18% |
| Network18 Media & Investments Limited | Cash - Commercial Paper | ₹73.9 Cr | 1.18% |
| SBI Factors Ltd. | Cash - Commercial Paper | ₹73.82 Cr | 1.17% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹50.12 Cr | 0.80% |
| ICICI Securities Limited** | Cash - Commercial Paper | ₹49.92 Cr | 0.79% |
| Icici Securities Limited | Cash - Commercial Paper | ₹49.9 Cr | 0.79% |
| Canara Bank (17/06/2025) | Cash - CD/Time Deposit | ₹49.86 Cr | 0.79% |
| 182 DTB 27062025 | Bond - Gov't/Treasury | ₹49.8 Cr | 0.79% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹49.63 Cr | 0.79% |
| Mangalore Refinery And Petrochemicals Limited | Cash - Commercial Paper | ₹49.55 Cr | 0.79% |
| Motilal Oswal Financial Services Ltd | Cash - Commercial Paper | ₹49.39 Cr | 0.79% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹49.36 Cr | 0.78% |
| 364 DTB 28082025 | Bond - Gov't/Treasury | ₹49.33 Cr | 0.78% |
| PNB Housing Finance Ltd. | Cash - Commercial Paper | ₹49.33 Cr | 0.78% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹49.32 Cr | 0.78% |
| Canara Bank | Bond - Gov't Agency Debt | ₹49.32 Cr | 0.78% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹49.32 Cr | 0.78% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹49.32 Cr | 0.78% |
| Deutsche Investments India Private Limited | Cash - Commercial Paper | ₹49.29 Cr | 0.78% |
| Godrej Agrovet Ltd. | Cash - Commercial Paper | ₹49.27 Cr | 0.78% |
| Aditya Birla Money Ltd. | Cash - Commercial Paper | ₹49.24 Cr | 0.78% |
| Treps | Cash - Repurchase Agreement | ₹47.8 Cr | 0.76% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹25.02 Cr | 0.40% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹24.98 Cr | 0.40% |
| SBICAP Securities Ltd | Cash - Commercial Paper | ₹24.92 Cr | 0.40% |
| Hsbc Investdirect Financial Services (I)Ltd | Cash - Commercial Paper | ₹24.89 Cr | 0.40% |
| Indian Bank | Cash - CD/Time Deposit | ₹24.67 Cr | 0.39% |
| Motilal Oswal Financial Services Ltd | Cash - Commercial Paper | ₹24.67 Cr | 0.39% |
| Pilani Investment & Industries Corporation Limited | Cash - Commercial Paper | ₹24.64 Cr | 0.39% |
| Corporate Debt Market Development Fund - Class A2 | Mutual Fund - Open End | ₹15.1 Cr | 0.24% |
| Indian Bank | Cash - CD/Time Deposit | ₹14.98 Cr | 0.24% |
| Cash And Other Net Current Assets^ | Cash - Collateral | ₹9.61 Cr | 0.15% |
| Roadstar Infra Investment Trust (Invit) | Mutual Fund - Unspecified | ₹0 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹3,694.93 Cr | 58.76% |
| Cash - CD/Time Deposit | ₹1,204.32 Cr | 19.15% |
| Bond - Corporate Bond | ₹422.43 Cr | 6.72% |
| Bond - Gov't/Treasury | ₹322.76 Cr | 5.13% |
| Cash - Repurchase Agreement | ₹272.79 Cr | 4.34% |
| Bond - Short-term Government Bills | ₹198.15 Cr | 3.15% |
| Bond - Gov't Agency Debt | ₹148.13 Cr | 2.36% |
| Mutual Fund - Open End | ₹15.1 Cr | 0.24% |
| Cash - Collateral | ₹9.61 Cr | 0.15% |
| Mutual Fund - Unspecified | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.23%
Cat. avg.
0.45%
Lower the better
Sharpe Ratio
This fund
2.44
Cat. avg.
-1.09
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
4.23
Higher the better
Fund Managers
DS
Dwijendra Srivastava
Since January 2022
Sandeep Agarwal
Since May 2022
Additional Scheme Detailsas of 31st May 2025
ISIN | INF173K01GU0 | Expense Ratio | 0.13% | Exit Load | No Charges | Fund Size | ₹6,288 Cr | Age | 12 years 5 months | Lumpsum Minimum | ₹1,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty Liquid Index TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Unifi Liquid Fund Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Unifi Liquid Fund Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Angel One Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.3% | - | ₹120.12 Cr | - |
| ICICI Prudential BSE Liquid Rate ETF - Growth Low Risk | 0.3% | - | ₹59.53 Cr | - |
| HDFC Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.5% | - | ₹27.99 Cr | 5.3% |
| Mirae Asset Nifty 1D Rate Liquid ETF Low Risk | 0.1% | - | ₹277.02 Cr | - |
| Shriram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹177.17 Cr | - |
| Shriram Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹177.17 Cr | - |
| Groww Nifty 1D Rate Liquid ETF Low Risk | 0.3% | - | ₹80.00 Cr | - |
| Bajaj Finserv Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹846.26 Cr | 3.5% |
About the AMC
Total AUM
₹66,806 Cr
Address
Sundaram Towers, Chennai, 600 014
Other Funds by Sundaram Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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We're here to help.
What is the current NAV of Sundaram Liquid Fund Direct Growth?
The NAV of Sundaram Liquid Fund Direct Growth, as of 18-Jun-2025, is ₹2325.54.
What are the returns of Sundaram Liquid Fund Direct Growth?
The fund has generated 7.35% over the last 1 year and 7.06% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Sundaram Liquid Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.76% in cash and cash equivalents.
Who manages the Sundaram Liquid Fund Direct Growth?
The fund managers responsible for Sundaram Liquid Fund Direct Growth are:-
- Dwijendra Srivastava
- Sandeep Agarwal
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.