Dezerv

Fund Overview

Fund Size

Fund Size

₹6,288 Cr

Expense Ratio

Expense Ratio

0.13%

ISIN

ISIN

INF173K01GU0

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

Sundaram Liquid Fund Direct Growth is a Liquid mutual fund schemes offered by Sundaram Mutual Fund. This fund has been in existence for 12 years, 5 months and 18 days, having been launched on 01-Jan-13.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹2325.54, Assets Under Management (AUM) of 6288.20 Crores, and an expense ratio of 0.13%.
  • Sundaram Liquid Fund Direct Growth has given a CAGR return of 6.06% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.76% in cash & cash equivalents.
  • You can start investing in Sundaram Liquid Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.35%

+7.26% (Cat Avg.)

3 Years

+7.06%

+6.85% (Cat Avg.)

5 Years

+5.57%

+5.49% (Cat Avg.)

10 Years

+5.31%

+5.50% (Cat Avg.)

Since Inception

+6.06%

(Cat Avg.)

Portfolio Summaryas of 31st May 2025

Others6,288.2 Cr100.00%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Reverse RepoCash - Repurchase Agreement224.99 Cr3.58%
India (Republic of)Bond - Short-term Government Bills198.15 Cr3.15%
Hindustan Petroleum Corp Ltd.Cash - Commercial Paper149.76 Cr2.38%
National Bank for Agriculture and Rural DevelopmentCash - Commercial Paper149.51 Cr2.38%
Reliance Industries Ltd.Cash - Commercial Paper149.42 Cr2.38%
Reliance Jio Infocomm Ltd.Cash - Commercial Paper148.84 Cr2.37%
Axis Bank Ltd - 13/08/2025**Cash - CD/Time Deposit148.18 Cr2.36%
Punjab National BankCash - CD/Time Deposit148.15 Cr2.36%
Canara BankCash - CD/Time Deposit147.87 Cr2.35%
Indian Bank ** #Cash - CD/Time Deposit124.68 Cr1.98%
91 Days Tbill Red 19-06-2025Bond - Gov't/Treasury124.64 Cr1.98%
Reliance Industries Ltd.Cash - Commercial Paper124.5 Cr1.98%
Small Industries Development Bank of IndiaCash - Commercial Paper124.19 Cr1.97%
Reliance Retail Ventures LimitedCash - Commercial Paper123.45 Cr1.96%
Bank Of Baroda**Cash - CD/Time Deposit99.85 Cr1.59%
Bajaj Finance Ltd.Cash - Commercial Paper99.8 Cr1.59%
Indian Oil Corp Ltd.Cash - Commercial Paper99.74 Cr1.59%
National Bank For Agriculture And Rural Development 16-Jun-2025 **Cash - Commercial Paper99.74 Cr1.59%
Icici Securities LimitedCash - Commercial Paper99.66 Cr1.58%
Reliance Jio Infocomm Ltd.Cash - Commercial Paper99.61 Cr1.58%
Hindustan Petroleum Corp Ltd.Cash - Commercial Paper99.58 Cr1.58%
Axis Bank LimitedCash - CD/Time Deposit99.24 Cr1.58%
PNB Housing Finance Ltd.Cash - Commercial Paper99.23 Cr1.58%
364 DTB 07082025Bond - Gov't/Treasury98.98 Cr1.57%
Tata Steel Ltd.Cash - Commercial Paper98.87 Cr1.57%
Icici Securities LimitedCash - Commercial Paper98.8 Cr1.57%
Punjab National BankBond - Gov't Agency Debt98.8 Cr1.57%
Indian Bank - 14/08/2025**Cash - CD/Time Deposit98.78 Cr1.57%
Icici Securities LimitedCash - Commercial Paper98.73 Cr1.57%
HDFC Securities LimitedCash - Commercial Paper98.71 Cr1.57%
HDFC Bank Ltd.Bond - Corporate Bond98.71 Cr1.57%
Chennai Petroleum Corporation LtdCash - Commercial Paper98.69 Cr1.57%
Indian Overseas BankBond - Corporate Bond98.62 Cr1.57%
GIC Housing Finance Ltd.Cash - Commercial Paper98.48 Cr1.57%
Hsbc Investdirect Financial Services (I)LtdCash - Commercial Paper98.46 Cr1.57%
LIC Housing Finance LimitedBond - Corporate Bond75.1 Cr1.19%
Small Industries Dev Bank Of India**Cash - Commercial Paper74.88 Cr1.19%
Muthoot Finance LimitedCash - Commercial Paper74.87 Cr1.19%
National Bank for Agriculture and Rural DevelopmentCash - Commercial Paper74.86 Cr1.19%
Reliance Retail Ventures LimitedBond - Corporate Bond74.86 Cr1.19%
Punjab National Bank ** #Cash - CD/Time Deposit74.81 Cr1.19%
ICICI Home Finance Company LimitedCash - Commercial Paper74.42 Cr1.18%
HDFC Securities LimitedCash - Commercial Paper74.41 Cr1.18%
Grasim Industries Ltd.Cash - Commercial Paper74.32 Cr1.18%
ICICI Home Finance Company LimitedCash - Commercial Paper74.07 Cr1.18%
SBI Factors Ltd.Cash - Commercial Paper73.93 Cr1.18%
Network18 Media & Investments LimitedCash - Commercial Paper73.9 Cr1.18%
SBI Factors Ltd.Cash - Commercial Paper73.82 Cr1.17%
Muthoot Finance LimitedBond - Corporate Bond50.12 Cr0.80%
ICICI Securities Limited**Cash - Commercial Paper49.92 Cr0.79%
Icici Securities LimitedCash - Commercial Paper49.9 Cr0.79%
Canara Bank (17/06/2025)Cash - CD/Time Deposit49.86 Cr0.79%
182 DTB 27062025Bond - Gov't/Treasury49.8 Cr0.79%
Axis Bank LimitedCash - CD/Time Deposit49.63 Cr0.79%
Mangalore Refinery And Petrochemicals LimitedCash - Commercial Paper49.55 Cr0.79%
Motilal Oswal Financial Services LtdCash - Commercial Paper49.39 Cr0.79%
Bajaj Financial Securities LimitedCash - Commercial Paper49.36 Cr0.78%
364 DTB 28082025Bond - Gov't/Treasury49.33 Cr0.78%
PNB Housing Finance Ltd.Cash - Commercial Paper49.33 Cr0.78%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit49.32 Cr0.78%
Canara BankBond - Gov't Agency Debt49.32 Cr0.78%
HDFC Bank LimitedCash - CD/Time Deposit49.32 Cr0.78%
National Bank for Agriculture and Rural DevelopmentCash - Commercial Paper49.32 Cr0.78%
Deutsche Investments India Private LimitedCash - Commercial Paper49.29 Cr0.78%
Godrej Agrovet Ltd.Cash - Commercial Paper49.27 Cr0.78%
Aditya Birla Money Ltd.Cash - Commercial Paper49.24 Cr0.78%
TrepsCash - Repurchase Agreement47.8 Cr0.76%
Power Finance Corporation Ltd.Bond - Corporate Bond25.02 Cr0.40%
Bank Of BarodaCash - CD/Time Deposit24.98 Cr0.40%
SBICAP Securities LtdCash - Commercial Paper24.92 Cr0.40%
Hsbc Investdirect Financial Services (I)LtdCash - Commercial Paper24.89 Cr0.40%
Indian BankCash - CD/Time Deposit24.67 Cr0.39%
Motilal Oswal Financial Services LtdCash - Commercial Paper24.67 Cr0.39%
Pilani Investment & Industries Corporation LimitedCash - Commercial Paper24.64 Cr0.39%
Corporate Debt Market Development Fund - Class A2Mutual Fund - Open End15.1 Cr0.24%
Indian BankCash - CD/Time Deposit14.98 Cr0.24%
Cash And Other Net Current Assets^Cash - Collateral9.61 Cr0.15%
Roadstar Infra Investment Trust (Invit)Mutual Fund - Unspecified0 Cr0.00%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - Commercial Paper3,694.93 Cr58.76%
Cash - CD/Time Deposit1,204.32 Cr19.15%
Bond - Corporate Bond422.43 Cr6.72%
Bond - Gov't/Treasury322.76 Cr5.13%
Cash - Repurchase Agreement272.79 Cr4.34%
Bond - Short-term Government Bills198.15 Cr3.15%
Bond - Gov't Agency Debt148.13 Cr2.36%
Mutual Fund - Open End15.1 Cr0.24%
Cash - Collateral9.61 Cr0.15%
Mutual Fund - Unspecified0 Cr-

Risk & Performance Ratios

Standard Deviation

This fund

0.23%

Cat. avg.

0.45%

Lower the better

Sharpe Ratio

This fund

2.44

Cat. avg.

-1.09

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

4.23

Higher the better

Fund Managers

DS

Dwijendra Srivastava

Since January 2022

Sandeep Agarwal

Sandeep Agarwal

Since May 2022

Additional Scheme Detailsas of 31st May 2025

ISIN
INF173K01GU0
Expense Ratio
0.13%
Exit Load
No Charges
Fund Size
₹6,288 Cr
Age
12 years 5 months
Lumpsum Minimum
₹1,000
Fund Status
Open Ended Investment Company
Benchmark
Nifty Liquid Index TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

  • For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
  • For investments made before 1 April 2023:
    • If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
    • If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
  • Holding the units: No tax is applicable as long as you hold the units.

Dividend Taxation:

Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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About the AMC

Total AUM

₹66,806 Cr

Address

Sundaram Towers, Chennai, 600 014

Other Funds by Sundaram Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Sundaram Multi Asset Allocation Fund Direct Growth

High Risk

0.4%1.0%₹2625.23 Cr12.5%
Sundaram Emerging Small Cap - Series VI Direct Growth

Low Risk

0.8%0.0%₹45.47 Cr7.8%
Sundaram Long Term Tax Advantage Fund Series I Direct Growth

High Risk

1.4%0.0%₹19.18 Cr8.1%
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Direct Growth

Very High Risk

1.2%0.0%₹30.17 Cr1.7%
Sundaram FTP IQ Direct Growth

Moderate Risk

-0.0%--
Sundaram Long Term Tax Advantage Fund Series II Direct Growth

Very High Risk

1.2%0.0%₹13.08 Cr4.7%
Sundaram Emerging Small Cap - Series VII Direct Growth

Low Risk

1.0%0.0%₹159.75 Cr11.3%
Sundaram Long Term Micro CapTax Advantage Fund Sries III Direct Growth

Very High Risk

1.3%0.0%₹75.97 Cr0.2%
Sundaram Emerging Small Cap - Series V Direct Growth

Low Risk

0.8%0.0%₹83.88 Cr7.5%
Sundaram Long Term Tax Advantage Fund Series III Direct Growth

Very High Risk

1.2%-₹33.41 Cr0.6%
Sundaram Long Term Tax Advantage Fund Series IV Direct Growth

Very High Risk

1.2%0.0%₹21.83 Cr0.9%
Sundaram Long Term Tax Advantage Fund - Series VI Direct Growth

Very High Risk

1.1%0.0%--
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Direct Growth

Very High Risk

1.3%0.0%₹35.83 Cr0.7%
Sundaram Fixed Term Plan Series IM Direct Growth

Moderate Risk

-0.0%--
Sundaram Long Term Micro Cap Tax Advantage Fund Series VI Direct Growth

Very High Risk

1.2%0.0%₹36.39 Cr1.9%
Sundaram Multi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹2773.02 Cr4.5%
Sundaram Dividend Yield Fund Direct Growth

Very High Risk

1.1%1.0%₹894.70 Cr-0.1%
Sundaram Aggressive Hybrid Fund Direct Growth

High Risk

0.7%1.0%₹6146.43 Cr6.8%
Sundaram Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹6288.20 Cr7.3%
Sundaram Low Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹398.40 Cr8.7%
Sundaram Equity Savings Fund Direct Growth

Moderate Risk

0.6%0.0%₹1049.28 Cr9.2%
Sundaram Focused Fund Direct Growth

Very High Risk

1.3%0.0%₹1080.96 Cr2.0%
Sundaram Nifty 100 Equal Weight Fund Direct Growth

Very High Risk

0.6%0.0%₹106.22 Cr-1.0%
Sundaram Short Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹214.18 Cr9.9%
Sundaram Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹2550.51 Cr8.0%
Sundaram Tax Savings Fund Direct Growth

Very High Risk

1.7%0.0%₹1359.13 Cr4.5%
Sundaram Balanced Advantage Fund Direct Growth

High Risk

0.6%1.0%₹1563.39 Cr7.5%
Sundaram Large Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹3396.32 Cr4.5%
Sundaram Services Fund Direct Growth

Very High Risk

0.8%1.0%₹4161.11 Cr17.1%
Sundaram Flexi Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹2055.33 Cr8.1%
Sundaram Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹1355.66 Cr8.2%
Sundaram Medium Term Bond Fund Direct Growth

Moderate Risk

1.4%1.0%₹43.10 Cr8.7%
Sundaram Infrastructure Advantage Fund Direct Growth

Very High Risk

1.9%0.0%₹951.58 Cr-2.3%
Sundaram Financial Services Opportunities Direct Growth

Very High Risk

0.8%0.0%₹1547.94 Cr9.1%
Sundaram Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹471.42 Cr9.6%
Sundaram large and Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹6671.01 Cr2.7%
Sundaram Global Brand Fund Direct Growth

Very High Risk

1.5%1.0%₹117.67 Cr14.1%
Sundaram Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹718.88 Cr9.8%
Sundaram Debt Oriented Hybrid Fund Direct Growth

Moderately High risk

1.2%0.0%₹27.30 Cr7.3%
Sundaram Small Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹3310.65 Cr4.4%
Sundaram Diversified Equity Direct Growth

Very High Risk

1.7%0.0%₹1487.52 Cr4.7%
Sundaram Consumption Fund Direct Growth

Very High Risk

1.3%0.0%₹1548.26 Cr6.7%
Sundaram Mid Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹12344.49 Cr7.4%
Sundaram Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹801.18 Cr6.4%
Sundaram Arbitrage Fund Direct Growth

Low Risk

0.2%0.0%₹299.25 Cr7.7%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk
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The NAV of Sundaram Liquid Fund Direct Growth, as of 18-Jun-2025, is ₹2325.54.
The fund has generated 7.35% over the last 1 year and 7.06% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.76% in cash and cash equivalents.
The fund managers responsible for Sundaram Liquid Fund Direct Growth are:-
  1. Dwijendra Srivastava
  2. Sandeep Agarwal