Sundaram Equity Savings Fund Direct Growth

Fund Overview

Fund Size

₹1,049 Cr

Expense Ratio

0.63%

ISIN

INF173K01GZ9

Minimum SIP

₹100

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

Sundaram Equity Savings Fund Direct Growth is a Equity Savings mutual fund schemes offered by Sundaram Mutual Fund. This fund has been in existence for 12 years, 5 months and 18 days, having been launched on 01-Jan-13.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹81.27, Assets Under Management (AUM) of 1049.28 Crores, and an expense ratio of 0.63%.

Sundaram Equity Savings Fund Direct Growth has given a CAGR return of 10.21% since inception.
The fund's asset allocation comprises around 35.25% in equities, 20.05% in debts, and 44.70% in cash & cash equivalents.
You can start investing in Sundaram Equity Savings Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+9.24%

+6.60% (Cat Avg.)

3 Years

+15.35%

+11.54% (Cat Avg.)

5 Years

+16.08%

+11.90% (Cat Avg.)

10 Years

+11.05%

+8.20% (Cat Avg.)

Since Inception

+10.21%

— (Cat Avg.)

Portfolio Summaryas of 31st May 2025

Equity	₹369.9 Cr	35.25%
Debt	₹210.39 Cr	20.05%
Others	₹468.99 Cr	44.70%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Cash Offset For Derivatives	Cash - General Offset	₹354.8 Cr	33.81%
Reliance Industries Ltd	Equity	₹96.83 Cr	9.23%
Bharti Airtel Ltd	Equity	₹90.49 Cr	8.62%
Future on Reliance Industries Ltd	Equity - Future	₹-87.13 Cr	8.30%
Future on Bharti Airtel Ltd	Equity - Future	₹-78.01 Cr	7.44%
7.1% Govt Stock 2034	Bond - Gov't/Treasury	₹68.52 Cr	6.53%
Infosys Ltd	Equity	₹54.8 Cr	5.22%
Treps	Cash - Repurchase Agreement	₹50.94 Cr	4.86%
Infosys Limited Jun 2025	Equity - Future	₹-49.01 Cr	4.67%
ICICI Bank Ltd	Equity	₹34.29 Cr	3.27%
Axis Bank Ltd	Equity	₹30.46 Cr	2.90%
HDFC Bank Ltd	Equity	₹30.15 Cr	2.87%
ITC Ltd	Equity	₹26.61 Cr	2.54%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹24.91 Cr	2.37%
364 DTB 18122025	Bond - Gov't/Treasury	₹24.26 Cr	2.31%
Canara Bank	Cash - CD/Time Deposit	₹24.2 Cr	2.31%
Export-Import Bank Of India	Cash - CD/Time Deposit	₹24.1 Cr	2.30%
Hindustan Unilever Ltd	Equity	₹23.6 Cr	2.25%
GE Vernova T&D India Ltd	Equity	₹20.4 Cr	1.94%
Future on Axis Bank Ltd	Equity - Future	₹-16.5 Cr	1.57%
7.23% Govt Stock 2039	Bond - Gov't/Treasury	₹16.1 Cr	1.53%
Maruti Suzuki India Ltd	Equity	₹16.01 Cr	1.53%
7.37% Govt Stock 2028	Bond - Gov't/Treasury	₹15.74 Cr	1.50%
Larsen & Toubro Ltd	Equity	₹15.34 Cr	1.46%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹15.14 Cr	1.44%
InterGlobe Aviation Ltd	Equity	₹14.62 Cr	1.39%
Future on ITC Hotels Ltd	Equity - Future	₹-13.51 Cr	1.29%
Force Motors Ltd	Equity	₹12.65 Cr	1.21%
Aurobindo Pharma Ltd	Equity	₹12.28 Cr	1.17%
Johnson Controls - Hitachi Air Conditioning India Ltd	Equity	₹11.73 Cr	1.12%
State Bank of India	Equity	₹11.29 Cr	1.08%
Kotak Mahindra Bank Ltd	Equity	₹11.29 Cr	1.08%
Margin Money For Derivatives	Cash - Collateral	₹10.98 Cr	1.05%
UltraTech Cement Ltd	Equity	₹10.93 Cr	1.04%
Future on Bank of Baroda	Equity - Future	₹-10.22 Cr	0.97%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹10.2 Cr	0.97%
Bank of Baroda	Equity	₹10.15 Cr	0.97%
Power Finance Corporation Limited	Bond - Corporate Bond	₹10.12 Cr	0.96%
Power Finance Corporation Limited	Bond - Corporate Bond	₹10.1 Cr	0.96%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹10.1 Cr	0.96%
Future on Hindalco Industries Ltd	Equity - Future	₹-9.55 Cr	0.91%
Hindalco Industries Ltd	Equity	₹9.49 Cr	0.90%
Delhivery Ltd	Equity	₹9.42 Cr	0.90%
Future on JSW Steel Ltd	Equity - Future	₹-8.9 Cr	0.85%
JSW Steel Ltd	Equity	₹8.85 Cr	0.84%
Ambuja Cements Ltd	Equity	₹8.8 Cr	0.84%
ICRA Ltd	Equity	₹8.76 Cr	0.84%
Future on InterGlobe Aviation Ltd	Equity - Future	₹-8.45 Cr	0.81%
Future on TVS Motor Co Ltd	Equity - Future	₹-8.32 Cr	0.79%
The Federal Bank Ltd	Equity	₹8.28 Cr	0.79%
TVS Motor Co Ltd	Equity	₹8.27 Cr	0.79%
Future on Larsen & Toubro Ltd	Equity - Future	₹-7.95 Cr	0.76%
Cholamandalam Investment and Finance Co Ltd	Equity	₹7.68 Cr	0.73%
Apollo Hospitals Enterprise Ltd	Equity	₹7.57 Cr	0.72%
Sun Pharmaceuticals Industries Ltd	Equity	₹7.55 Cr	0.72%
Future on Hindustan Unilever Ltd	Equity - Future	₹-7.37 Cr	0.70%
IndusInd Bank Ltd	Equity	₹7.27 Cr	0.69%
Tata Motors Ltd	Equity	₹7.03 Cr	0.67%
Future on Kotak Mahindra Bank Ltd	Equity - Future	₹-6.77 Cr	0.64%
Eternal Ltd	Equity	₹6.34 Cr	0.60%
Future on HDFC Life Insurance Co Ltd	Equity - Future	₹-6.09 Cr	0.58%
HDFC Life Insurance Co Ltd	Equity	₹6.07 Cr	0.58%
Future on NTPC Ltd	Equity - Future	₹-5.99 Cr	0.57%
NTPC Ltd	Equity	₹5.96 Cr	0.57%
Computer Age Management Services Ltd Ordinary Shares	Equity	₹5.55 Cr	0.53%
Bajaj Finance Ltd	Equity	₹5.28 Cr	0.50%
7.04% Govt Stock 2029	Bond - Gov't/Treasury	₹5.21 Cr	0.50%
Future on Aurobindo Pharma Ltd	Equity - Future	₹-5.08 Cr	0.48%
Schaeffler India Ltd	Equity	₹5.03 Cr	0.48%
Dr Reddy's Laboratories Ltd	Equity	₹5 Cr	0.48%
Info Edge (India) Ltd	Equity	₹4.28 Cr	0.41%
Cash And Other Net Current Assets^	Cash - Collateral	₹3.96 Cr	0.38%
Triveni Turbine Ltd	Equity	₹3.95 Cr	0.38%
Tata Consultancy Services Ltd	Equity	₹3.6 Cr	0.34%
Praj Industries Ltd	Equity	₹3.6 Cr	0.34%
Multi Commodity Exchange of India Ltd	Equity	₹3.3 Cr	0.31%
Adani Ports & Special Economic Zone Ltd	Equity	₹3.3 Cr	0.31%
Dalmia Bharat Ltd	Equity	₹3.2 Cr	0.30%
Future on Adani Enterprises Ltd	Equity - Future	₹-3.19 Cr	0.30%
Mankind Pharma Ltd	Equity	₹3.18 Cr	0.30%
Adani Enterprises Ltd	Equity	₹3.18 Cr	0.30%
Future on SBI Life Insurance Co Ltd	Equity - Future	₹-2.87 Cr	0.27%
SBI Life Insurance Co Ltd	Equity	₹2.85 Cr	0.27%
Future on DLF Ltd	Equity - Future	₹-2.84 Cr	0.27%
Tech Mahindra Ltd	Equity	₹2.83 Cr	0.27%
DLF Ltd	Equity	₹2.83 Cr	0.27%
Future on United Spirits Ltd	Equity - Future	₹-2.78 Cr	0.26%
United Spirits Ltd	Equity	₹2.77 Cr	0.26%
Future on Mahindra & Mahindra Ltd	Equity - Future	₹-2.51 Cr	0.24%
Mahindra & Mahindra Ltd	Equity	₹2.5 Cr	0.24%
APL Apollo Tubes Ltd	Equity	₹2.28 Cr	0.22%
Future on UltraTech Cement Ltd	Equity - Future	₹-1.97 Cr	0.19%
Future on Tata Motors Ltd	Equity - Future	₹-1.97 Cr	0.19%
Future on ICICI Bank Ltd	Equity - Future	₹-1.63 Cr	0.16%
Future on Tata Consultancy Services Ltd	Equity - Future	₹-1.57 Cr	0.15%
Future on Lupin Ltd	Equity - Future	₹-1.5 Cr	0.14%
Lupin Ltd	Equity	₹1.5 Cr	0.14%
Future on Bajaj Finserv Ltd	Equity - Future	₹-1.22 Cr	0.12%
Neuland Laboratories Ltd	Equity	₹1.22 Cr	0.12%
Bajaj Finserv Ltd	Equity	₹1.21 Cr	0.12%
Future on Bajaj Finance Ltd	Equity - Future	₹-0.69 Cr	0.07%
Future on Grasim Industries Ltd	Equity - Future	₹-0.51 Cr	0.05%
Grasim Industries Ltd	Equity	₹0.51 Cr	0.05%
Future on Ambuja Cements Ltd	Equity - Future	₹-0.5 Cr	0.05%
Asian Paints Ltd	Equity	₹0.27 Cr	0.03%
Indus Towers Limited Jun 2025	Equity - Future	₹-0.13 Cr	0.01%
Indus Towers Ltd Ordinary Shares	Equity	₹0.13 Cr	0.01%
Titan Company Limited Jun 2025	Equity - Future	₹-0.06 Cr	0.01%
Titan Co Ltd	Equity	₹0.06 Cr	0.01%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹178.34 Cr	17.00%
Energy	₹100.01 Cr	9.53%
Communication Services	₹94.91 Cr	9.04%
Industrials	₹70.63 Cr	6.73%
Consumer Cyclical	₹69.63 Cr	6.64%
Technology	₹66.79 Cr	6.37%
Consumer Defensive	₹52.98 Cr	5.05%
Basic Materials	₹44.34 Cr	4.23%
Healthcare	₹38.3 Cr	3.65%
Utilities	₹5.96 Cr	0.57%
Real Estate	₹2.83 Cr	0.27%

Risk & Performance Ratios

Fund Managers

Dwijendra Srivastava

Since January 2022

Rohit Seksaria

Since January 2022

Clyton Fernandes

Since June 2025

Additional Scheme Detailsas of 31st May 2025

ISIN

INF173K01GZ9

Expense Ratio

0.63%

Exit Load

No Charges

Fund Size

₹1,049 Cr

Age

12 years 5 months

Lumpsum Minimum

₹100

Fund Status

Open Ended Investment Company

Benchmark

NIFTY Equity Savings TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
Holding the units: No tax is applicable as long as you continue to hold the units.

Dividend Taxation:

Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
WhiteOak Capital Equity Savings Fund Direct Growth Moderate Risk	0.6%	0.0%	₹77.49 Cr	-
WhiteOak Capital Equity Savings Fund Regular Growth Moderate Risk	2.0%	0.0%	₹77.49 Cr	-
HSBC Equity Savings Fund Direct Growth Moderate Risk	0.7%	0.0%	₹654.98 Cr	3.9%
Invesco India Equity Savings Fund Regular Growth Moderately High risk	2.3%	0.0%	₹414.32 Cr	5.9%
Invesco India Equity Savings Fund Direct Growth Moderately High risk	0.7%	0.0%	₹414.32 Cr	7.6%
Sundaram Equity Savings Fund Direct Growth Moderate Risk	0.6%	0.0%	₹1049.28 Cr	9.2%
LIC MF Equity Savings Fund Direct Growth Moderate Risk	1.3%	1.0%	₹21.56 Cr	9.6%
ICICI Prudential Equity Savings Fund Regular Growth Moderate Risk	1.0%	0.0%	₹13555.23 Cr	8.5%
ICICI Prudential Equity Savings Fund Direct Growth Moderate Risk	0.5%	0.0%	₹13555.23 Cr	8.9%
LIC MF Equity Savings Fund Regular Growth Moderate Risk	2.4%	1.0%	₹21.56 Cr	8.5%

About the AMC

Sundaram Mutual Fund

+91 44 28583362/3367

https://www.sundarammutual.com/

Total AUM

₹66,806 Cr

Address

Sundaram Towers, Chennai, 600 014

Other Funds by Sundaram Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Sundaram Multi Asset Allocation Fund Direct Growth High Risk	0.4%	1.0%	₹2625.23 Cr	12.5%
Sundaram Emerging Small Cap - Series VI Direct Growth Low Risk	0.8%	0.0%	₹45.47 Cr	7.8%
Sundaram Long Term Tax Advantage Fund Series I Direct Growth High Risk	1.4%	0.0%	₹19.18 Cr	8.1%
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Direct Growth Very High Risk	1.2%	0.0%	₹30.17 Cr	1.7%
Sundaram FTP IQ Direct Growth Moderate Risk	-	0.0%	-	-
Sundaram Long Term Tax Advantage Fund Series II Direct Growth Very High Risk	1.2%	0.0%	₹13.08 Cr	4.7%
Sundaram Emerging Small Cap - Series VII Direct Growth Low Risk	1.0%	0.0%	₹159.75 Cr	11.3%
Sundaram Long Term Micro CapTax Advantage Fund Sries III Direct Growth Very High Risk	1.3%	0.0%	₹75.97 Cr	0.2%
Sundaram Emerging Small Cap - Series V Direct Growth Low Risk	0.8%	0.0%	₹83.88 Cr	7.5%
Sundaram Long Term Tax Advantage Fund Series III Direct Growth Very High Risk	1.2%	-	₹33.41 Cr	0.6%
Sundaram Long Term Tax Advantage Fund Series IV Direct Growth Very High Risk	1.2%	0.0%	₹21.83 Cr	0.9%
Sundaram Long Term Tax Advantage Fund - Series VI Direct Growth Very High Risk	1.1%	0.0%	-	-
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Direct Growth Very High Risk	1.3%	0.0%	₹35.83 Cr	0.7%
Sundaram Fixed Term Plan Series IM Direct Growth Moderate Risk	-	0.0%	-	-
Sundaram Long Term Micro Cap Tax Advantage Fund Series VI Direct Growth Very High Risk	1.2%	0.0%	₹36.39 Cr	1.9%
Sundaram Multi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹2773.02 Cr	4.5%
Sundaram Dividend Yield Fund Direct Growth Very High Risk	1.1%	1.0%	₹894.70 Cr	-0.1%
Sundaram Aggressive Hybrid Fund Direct Growth High Risk	0.7%	1.0%	₹6146.43 Cr	6.8%
Sundaram Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹6288.20 Cr	7.3%
Sundaram Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹398.40 Cr	8.7%
Sundaram Equity Savings Fund Direct Growth Moderate Risk	0.6%	0.0%	₹1049.28 Cr	9.2%
Sundaram Focused Fund Direct Growth Very High Risk	1.3%	0.0%	₹1080.96 Cr	2.0%
Sundaram Nifty 100 Equal Weight Fund Direct Growth Very High Risk	0.6%	0.0%	₹106.22 Cr	-1.0%
Sundaram Short Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹214.18 Cr	9.9%
Sundaram Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2550.51 Cr	8.0%
Sundaram Tax Savings Fund Direct Growth Very High Risk	1.7%	0.0%	₹1359.13 Cr	4.5%
Sundaram Balanced Advantage Fund Direct Growth High Risk	0.6%	1.0%	₹1563.39 Cr	7.5%
Sundaram Large Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹3396.32 Cr	4.5%
Sundaram Services Fund Direct Growth Very High Risk	0.8%	1.0%	₹4161.11 Cr	17.1%
Sundaram Flexi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹2055.33 Cr	8.1%
Sundaram Money Market Fund Direct Growth Moderate Risk	0.2%	0.0%	₹1355.66 Cr	8.2%
Sundaram Medium Term Bond Fund Direct Growth Moderate Risk	1.4%	1.0%	₹43.10 Cr	8.7%
Sundaram Infrastructure Advantage Fund Direct Growth Very High Risk	1.9%	0.0%	₹951.58 Cr	-2.3%
Sundaram Financial Services Opportunities Direct Growth Very High Risk	0.8%	0.0%	₹1547.94 Cr	9.1%
Sundaram Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹471.42 Cr	9.6%
Sundaram large and Mid Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹6671.01 Cr	2.7%
Sundaram Global Brand Fund Direct Growth Very High Risk	1.5%	1.0%	₹117.67 Cr	14.1%
Sundaram Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹718.88 Cr	9.8%
Sundaram Debt Oriented Hybrid Fund Direct Growth Moderately High risk	1.2%	0.0%	₹27.30 Cr	7.3%
Sundaram Small Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹3310.65 Cr	4.4%
Sundaram Diversified Equity Direct Growth Very High Risk	1.7%	0.0%	₹1487.52 Cr	4.7%
Sundaram Consumption Fund Direct Growth Very High Risk	1.3%	0.0%	₹1548.26 Cr	6.7%
Sundaram Mid Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹12344.49 Cr	7.4%
Sundaram Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹801.18 Cr	6.4%
Sundaram Arbitrage Fund Direct Growth Low Risk	0.2%	0.0%	₹299.25 Cr	7.7%

Risk Level

Your principal amount will be at Moderate Risk

Still got questions?
We're here to help.

What is the current NAV of Sundaram Equity Savings Fund Direct Growth?

The NAV of Sundaram Equity Savings Fund Direct Growth, as of 18-Jun-2025, is ₹81.27.

What are the returns of Sundaram Equity Savings Fund Direct Growth?

The fund has generated 9.24% over the last 1 year and 15.35% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Sundaram Equity Savings Fund Direct Growth?

The fund's allocation of assets is distributed as 35.25% in equities, 20.05% in bonds, and 44.70% in cash and cash equivalents.

Who manages the Sundaram Equity Savings Fund Direct Growth?

The fund managers responsible for Sundaram Equity Savings Fund Direct Growth are:-

Dwijendra Srivastava
Rohit Seksaria
Clyton Fernandes

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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