Fund Overview
Fund Size
₹64,248 Cr
Expense Ratio
0.20%
ISIN
INF179KB1HP9
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
HDFC Liquid Fund Direct Growth is a Liquid mutual fund schemes offered by HDFC Mutual Fund. This fund has been in existence for 11 years, 8 months and 19 days, having been launched on 01-Jan-13.
As of 19-Sep-24, it has a Net Asset Value (NAV) of ₹4904.55, Assets Under Management (AUM) of 64247.80 Crores, and an expense ratio of 0.2%.
As of 19-Sep-24, it has a Net Asset Value (NAV) of ₹4904.55, Assets Under Management (AUM) of 64247.80 Crores, and an expense ratio of 0.2%.
- HDFC Liquid Fund Direct Growth has given a CAGR return of 6.81% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.77% in cash & cash equivalents.
- You can start investing in HDFC Liquid Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.39%
+6.02% (Cat Avg.)
3 Years
+6.08%
+5.31% (Cat Avg.)
5 Years
+5.26%
+4.43% (Cat Avg.)
10 Years
+6.39%
+5.13% (Cat Avg.)
Since Inception
+6.81%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2024
| Others | ₹64,247.8 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 91 DTB 03102024 | Bond - Gov't/Treasury | ₹6,275.78 Cr | 9.51% |
| 6.18% Govt Stock 2024 | Bond - Gov't/Treasury | ₹3,721.83 Cr | 5.64% |
| 91 DTB 18102024 | Bond - Gov't/Treasury | ₹2,957.88 Cr | 4.48% |
| Net Current Assets | Cash | ₹-2,535.37 Cr | 3.84% |
| State Bank Of India | Cash - CD/Time Deposit | ₹2,457.71 Cr | 3.73% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹1,997.35 Cr | 3.03% |
| Reliance Jio Infocomm Limited | Cash - Commercial Paper | ₹1,973.47 Cr | 2.99% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹1,699.05 Cr | 2.58% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹1,233.43 Cr | 1.87% |
| Mahindra & Mahindra Financial Services Ltd | Cash - Commercial Paper | ₹1,232.91 Cr | 1.87% |
| Canara Bank | Cash - CD/Time Deposit | ₹1,228.63 Cr | 1.86% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹1,186.21 Cr | 1.80% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹999.63 Cr | 1.52% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹999.43 Cr | 1.52% |
| Tata Steel Ltd. | Cash - Commercial Paper | ₹999.21 Cr | 1.51% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹998.68 Cr | 1.51% |
| IDBI Bank Limited | Cash - CD/Time Deposit | ₹998.67 Cr | 1.51% |
| Tata Steel Ltd. | Cash - Commercial Paper | ₹998.02 Cr | 1.51% |
| Punjab And Sind Bank | Cash - CD/Time Deposit | ₹990.26 Cr | 1.50% |
| Larsen And Toubro Limited | Cash - Commercial Paper | ₹987.16 Cr | 1.50% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹983.95 Cr | 1.49% |
| Titan Co Ltd. | Cash - Commercial Paper | ₹982.84 Cr | 1.49% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹938.71 Cr | 1.42% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹749.72 Cr | 1.14% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹749.02 Cr | 1.14% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹748.43 Cr | 1.13% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹742.53 Cr | 1.13% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹689.53 Cr | 1.05% |
| Canara Bank | Cash - CD/Time Deposit | ₹649.76 Cr | 0.99% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹599.55 Cr | 0.91% |
| Tata Motors Finance Limited | Cash - Commercial Paper | ₹599.51 Cr | 0.91% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹575 Cr | 0.87% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹568.32 Cr | 0.86% |
| 91 DTB 31102024 | Bond - Gov't/Treasury | ₹545.56 Cr | 0.83% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹499.32 Cr | 0.76% |
| Kotak Mahindra Prime Limited | Cash - Commercial Paper | ₹499.29 Cr | 0.76% |
| Fullerton India Credit Company Limited | Cash - Commercial Paper | ₹499.29 Cr | 0.76% |
| Reliance Industries Limited | Cash - Commercial Paper | ₹499.02 Cr | 0.76% |
| ICICI Securities Primary Dealership Limited | Cash - Commercial Paper | ₹497.79 Cr | 0.75% |
| Ultratech Cement Limited | Cash - Commercial Paper | ₹496.23 Cr | 0.75% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹496.16 Cr | 0.75% |
| Jamnagar Utilities & Power Pvt. Ltd. | Cash - Commercial Paper | ₹496.1 Cr | 0.75% |
| Tata Motors Finance Solutions Limited | Cash - Commercial Paper | ₹495.63 Cr | 0.75% |
| Tata Motors Finance Solutions Limited | Cash - Commercial Paper | ₹495.42 Cr | 0.75% |
| The Tata Power Company Limited | Cash - Commercial Paper | ₹494.92 Cr | 0.75% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹494.35 Cr | 0.75% |
| Rbl Bank Limited | Cash - CD/Time Deposit | ₹493.43 Cr | 0.75% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹493.28 Cr | 0.75% |
| Kotak Securities Limited | Cash - Commercial Paper | ₹493.17 Cr | 0.75% |
| 91 DTB 05122024 | Bond - Gov't/Treasury | ₹492.9 Cr | 0.75% |
| Indian Bank | Cash - CD/Time Deposit | ₹492.1 Cr | 0.75% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹491.68 Cr | 0.75% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹491.49 Cr | 0.75% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹474.88 Cr | 0.72% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹468.88 Cr | 0.71% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹442.79 Cr | 0.67% |
| Godrej Consumer Products Ltd. | Cash - Commercial Paper | ₹442.78 Cr | 0.67% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹442.38 Cr | 0.67% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹442.2 Cr | 0.67% |
| Ongc Petro Additions Limited | Cash - Commercial Paper | ₹397.17 Cr | 0.60% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹395.47 Cr | 0.60% |
| Tata Communications Limited | Cash - Commercial Paper | ₹347.42 Cr | 0.53% |
| India (Republic of) | Bond - Short-term Government Bills | ₹312.46 Cr | 0.47% |
| NTPC Ltd. | Cash - Commercial Paper | ₹299.77 Cr | 0.45% |
| Bank Of Maharashtra | Cash - CD/Time Deposit | ₹299.6 Cr | 0.45% |
| Kotak Securities Limited | Cash - Commercial Paper | ₹299.45 Cr | 0.45% |
| 91 DTB 10102024 | Bond - Gov't/Treasury | ₹298.71 Cr | 0.45% |
| Ultratech Cement Limited | Cash - Commercial Paper | ₹298.15 Cr | 0.45% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹297.36 Cr | 0.45% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹274.75 Cr | 0.42% |
| TATA Communications Limited | Cash - Commercial Paper | ₹249.95 Cr | 0.38% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹249.67 Cr | 0.38% |
| Indian Oil Corporation Limited | Cash - Commercial Paper | ₹249.67 Cr | 0.38% |
| 182 DTB 01112024 | Bond - Gov't/Treasury | ₹247.95 Cr | 0.38% |
| L & T Finance Limited | Cash - Commercial Paper | ₹247.79 Cr | 0.38% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹247.25 Cr | 0.37% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹247.06 Cr | 0.37% |
| IDBI Bank Limited | Cash - CD/Time Deposit | ₹246.65 Cr | 0.37% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹245.75 Cr | 0.37% |
| Larsen And Toubro Limited | Bond - Corporate Bond | ₹209.8 Cr | 0.32% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹199.26 Cr | 0.30% |
| Ultratech Cement Limited | Cash - Commercial Paper | ₹198.81 Cr | 0.30% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹198.65 Cr | 0.30% |
| Ntpc Limited | Cash - Commercial Paper | ₹198.46 Cr | 0.30% |
| Axis Securities Limited | Cash - Commercial Paper | ₹198.45 Cr | 0.30% |
| SBIcap Securities Limited | Cash - Commercial Paper | ₹198.43 Cr | 0.30% |
| Axis Securities Limited | Cash - Commercial Paper | ₹198.36 Cr | 0.30% |
| SBIcap Securities Limited | Cash - Commercial Paper | ₹198.35 Cr | 0.30% |
| Tata Power Renewable Energy Limited | Cash - Commercial Paper | ₹197.32 Cr | 0.30% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹196.64 Cr | 0.30% |
| TATA Consumer Products Ltd. | Cash - Commercial Paper | ₹196.6 Cr | 0.30% |
| TATA Consumer Products Ltd. | Cash - Commercial Paper | ₹196.52 Cr | 0.30% |
| Toyota Financial Services India Ltd. | Bond - Corporate Bond | ₹196.44 Cr | 0.30% |
| Tmf Holdings Limited | Bond - Corporate Bond | ₹182.77 Cr | 0.28% |
| Brookfield India Real Estate Trust | Cash - Commercial Paper | ₹159.77 Cr | 0.24% |
| Corporate Debt Market Development Fund | Mutual Fund - Open End | ₹152.34 Cr | 0.23% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹150.03 Cr | 0.23% |
| Punjab And Sind Bank | Cash - CD/Time Deposit | ₹149.92 Cr | 0.23% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹148.83 Cr | 0.23% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹145.05 Cr | 0.22% |
| Bharti Hexacom Limited | Cash - Commercial Paper | ₹139.89 Cr | 0.21% |
| Tmf Holdings Limited | Bond - Corporate Bond | ₹135.1 Cr | 0.20% |
| 91 DTB 121122024 | Bond - Gov't/Treasury | ₹127.99 Cr | 0.19% |
| Reverse Repo | Cash - Repurchase Agreement | ₹106.6 Cr | 0.16% |
| Bank Of Maharashtra | Cash - CD/Time Deposit | ₹99.85 Cr | 0.15% |
| John Deere Financial India Private Limited | Cash - Commercial Paper | ₹99.83 Cr | 0.15% |
| L&T Finance Limited | Bond - Corporate Bond | ₹99.57 Cr | 0.15% |
| Bank Of Maharashtra | Cash - CD/Time Deposit | ₹99.38 Cr | 0.15% |
| SBIcap Securities Limited | Cash - Commercial Paper | ₹99.34 Cr | 0.15% |
| 364 DTB 24102024 | Bond - Gov't/Treasury | ₹99.32 Cr | 0.15% |
| Axis Securities Limited | Cash - Commercial Paper | ₹99.2 Cr | 0.15% |
| SBIcap Securities Limited | Cash - Commercial Paper | ₹99.09 Cr | 0.15% |
| Indian Oil Corporation Limited | Cash - Commercial Paper | ₹98.9 Cr | 0.15% |
| Tata Teleservices Ltd | Cash - Commercial Paper | ₹98.68 Cr | 0.15% |
| Tata Steel Limited | Cash - Commercial Paper | ₹98.42 Cr | 0.15% |
| Aditya Birla Money Ltd. | Cash - Commercial Paper | ₹98.28 Cr | 0.15% |
| Tata Capital Limited | Bond - Corporate Bond | ₹89.84 Cr | 0.14% |
| Godrej Industries Limited | Cash - Commercial Paper | ₹74.47 Cr | 0.11% |
| Godrej Industries Limited | Cash - Commercial Paper | ₹74.46 Cr | 0.11% |
| Godrej Industries Limited | Cash - Commercial Paper | ₹74.44 Cr | 0.11% |
| Godrej Industries Limited | Cash - Commercial Paper | ₹74.34 Cr | 0.11% |
| Sundaram Home Finance Limited | Bond - Corporate Bond | ₹55 Cr | 0.08% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹54.98 Cr | 0.08% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹50.03 Cr | 0.08% |
| Mahindra Rural Housing Finance Limited | Bond - Corporate Bond | ₹49.99 Cr | 0.08% |
| Rec Limited | Bond - Corporate Bond | ₹49.99 Cr | 0.08% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹49.98 Cr | 0.08% |
| Goi Strips 15032048 | Bond - Gov't/Treasury | ₹48.08 Cr | 0.07% |
| Hsbc Investdirect Financial Services India Limited | Cash - CD/Time Deposit | ₹44.58 Cr | 0.07% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹25.02 Cr | 0.04% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹25.01 Cr | 0.04% |
| Cholamandalam Investment And Finance Company Limited | Bond - Corporate Bond | ₹24.96 Cr | 0.04% |
| L&T Finance Limited | Bond - Corporate Bond | ₹24.94 Cr | 0.04% |
| 364 DTB 03102024 | Bond - Gov't/Treasury | ₹24.92 Cr | 0.04% |
| Cholamandalam Investment & Finance Co Ltd. | Cash - Commercial Paper | ₹24.77 Cr | 0.04% |
| Goi 06.11.2024 Gov | Bond - Gov't/Treasury | ₹15.52 Cr | 0.02% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹14.87 Cr | 0.02% |
| Treps - Tri-Party Repo | Cash - Repurchase Agreement | ₹11.85 Cr | 0.02% |
| 08.73 KA Sdl 2024 | Bond - Gov't/Treasury | ₹5.01 Cr | 0.01% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹27,632.96 Cr | 41.90% |
| Cash - CD/Time Deposit | ₹22,407.21 Cr | 33.97% |
| Bond - Gov't/Treasury | ₹14,861.47 Cr | 22.53% |
| Bond - Corporate Bond | ₹3,007.69 Cr | 4.56% |
| Cash | ₹-2,535.37 Cr | 3.84% |
| Bond - Short-term Government Bills | ₹312.46 Cr | 0.47% |
| Mutual Fund - Open End | ₹152.34 Cr | 0.23% |
| Cash - Repurchase Agreement | ₹118.45 Cr | 0.18% |
Risk & Performance Ratios
Standard Deviation
This fund
0.46%
Cat. avg.
0.56%
Lower the better
Sharpe Ratio
This fund
0.70
Cat. avg.
-1.42
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.50
Higher the better
Fund Managers
Additional Scheme Detailsas of 31st August 2024
ISIN | INF179KB1HP9 | Expense Ratio | 0.20% | Exit Load | No Charges | Fund Size | ₹64,248 Cr | Age | 01 Jan 2013 | Lumpsum Minimum | ₹100 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Liquid Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹3568.45 Cr | 7.4% |
| Navi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹70.32 Cr | 6.9% |
| Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹794.39 Cr | 6.9% |
| Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹794.39 Cr | 7.1% |
| Kotak Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹50.88 Cr | 5.9% |
| Invesco India Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹11400.05 Cr | 7.4% |
| TrustMF Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹249.54 Cr | 7.4% |
| 360 ONE Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹784.74 Cr | 7.3% |
| 360 ONE Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹784.74 Cr | 7.2% |
| TrustMF Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹249.54 Cr | 7.2% |
About the AMC
Total AUM
₹7,06,808 Cr
Address
“HUL House”, 2nd Floor, Mumbai, 400 020
Other Funds by HDFC Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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Still got questions?
We're here to help.
What is the current NAV of HDFC Liquid Fund Direct Growth?
The NAV of HDFC Liquid Fund Direct Growth, as of 19-Sep-2024, is ₹4904.55.
What are the returns of HDFC Liquid Fund Direct Growth?
The fund has generated 7.39% over the last 1 year and 6.08% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of HDFC Liquid Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.77% in cash and cash equivalents.
Who manages the HDFC Liquid Fund Direct Growth?
The fund managers responsible for HDFC Liquid Fund Direct Growth are:-
- Anupam Joshi
- Swapnil Jangam
- Dhruv Muchhal
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.