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Fund Overview

Fund Size

Fund Size

₹7,083 Cr

Expense Ratio

Expense Ratio

1.03%

ISIN

ISIN

INF179KA1FZ3

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

25 Mar 2014

About this fund

HDFC Credit Risk Debt Fund Direct Growth is a Credit Risk mutual fund schemes offered by HDFC Mutual Fund. This fund has been in existence for 11 years, 3 months and 14 days, having been launched on 25-Mar-14.
As of 08-Jul-25, it has a Net Asset Value (NAV) of ₹26.12, Assets Under Management (AUM) of 7083.44 Crores, and an expense ratio of 1.03%.
  • HDFC Credit Risk Debt Fund Direct Growth has given a CAGR return of 8.87% since inception.
  • The fund's asset allocation comprises around 3.82% in equities, 90.48% in debts, and 5.36% in cash & cash equivalents.
  • You can start investing in HDFC Credit Risk Debt Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+9.69%

+11.44% (Cat Avg.)

3 Years

+8.27%

+8.88% (Cat Avg.)

5 Years

+7.89%

+9.65% (Cat Avg.)

10 Years

+8.47%

+6.34% (Cat Avg.)

Since Inception

+8.87%

(Cat Avg.)

Portfolio Summaryas of 15th June 2025

Equity270.56 Cr3.82%
Debt6,409.23 Cr90.48%
Others403.65 Cr5.70%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
The Sandur Manganese And Iron Ores LimitedBond - Corporate Bond295.28 Cr4.17%
TATA Projects LimitedBond - Corporate Bond253.64 Cr3.58%
The Tata Power Company LimitedBond - Corporate Bond234.13 Cr3.31%
Kalpataru Projects International LimitedBond - Corporate Bond203.16 Cr2.87%
TATA Motors LimitedBond - Corporate Bond203.09 Cr2.87%
Bamboo Hotel And Global Centre (Delhi) Private LimitedBond - Corporate Bond201.55 Cr2.85%
SK Finance LimitedBond - Corporate Bond198.56 Cr2.80%
Jubilant Beverages LimitedBond - Corporate Bond193.89 Cr2.74%
Net Current AssetsCash193.87 Cr2.74%
TATA Motors LimitedBond - Corporate Bond192.91 Cr2.72%
Kalpataru Projects International LimitedBond - Corporate Bond180.86 Cr2.55%
Nirma LimitedBond - Corporate Bond177.63 Cr2.51%
TVS Credit Services LimitedBond - Corporate Bond172.43 Cr2.43%
Aditya Birla Renewables LimitedBond - Corporate Bond153.3 Cr2.16%
Kalpataru Projects International LimitedBond - Corporate Bond151.81 Cr2.14%
Dlf Home Developers LimitedBond - Corporate Bond150.69 Cr2.13%
JSW Energy LimitedBond - Corporate Bond150.56 Cr2.13%
Vastu Finserve India Private LimitedBond - Corporate Bond150.49 Cr2.12%
Kogta Financial (India) LimitedBond - Corporate Bond149 Cr2.10%
Indus Infra Trust UnitEquity138.03 Cr1.95%
Power Finance Corporation LimitedBond - Corporate Bond127.57 Cr1.80%
7.09% Govt Stock 2054Bond - Gov't/Treasury105.8 Cr1.49%
Mahindra Rural Housing Finance LimitedBond - Corporate Bond101.78 Cr1.44%
Godrej Industries LimitedBond - Corporate Bond101.27 Cr1.43%
Infopark Properties LimitedBond - Corporate Bond101.03 Cr1.43%
Resco Global Wind Services Private LimitedBond - Corporate Bond100.69 Cr1.42%
Ramco Industries LimitedBond - Corporate Bond100.28 Cr1.42%
7.3% Govt Stock 2053Bond - Gov't/Treasury87.93 Cr1.24%
Nirma LimitedBond - Corporate Bond85.67 Cr1.21%
7.34% Govt Stock 2064Bond - Gov't/Treasury82.73 Cr1.17%
7.1% Govt Stock 2034Bond - Gov't/Treasury80.93 Cr1.14%
Muthoot Capital Services LimitedBond - Corporate Bond80.82 Cr1.14%
6.67% Govt Stock 2035Bond - Gov't/Treasury78.92 Cr1.11%
JM Financial Home Loans LimitedBond - Corporate Bond75.81 Cr1.07%
JM Financial Home Loans LimitedBond - Corporate Bond75.75 Cr1.07%
Nuvoco Vistas Corporation LimitedBond - Corporate Bond75.14 Cr1.06%
TATA Projects LimitedBond - Corporate Bond75.09 Cr1.06%
IIFL Finance LimitedBond - Corporate Bond75.04 Cr1.06%
Embassy Office Parks REITEquity - REIT75.03 Cr1.06%
7.23% Govt Stock 2039Bond - Gov't/Treasury62.98 Cr0.89%
Kogta Financial (India) LimitedBond - Corporate Bond62.72 Cr0.89%
VAJRA 009 TRUSTBond - Asset Backed60.86 Cr0.86%
Treps - Tri-Party RepoCash - Repurchase Agreement60.77 Cr0.86%
VAJRA 004 TRUSTBond - Asset Backed52.41 Cr0.74%
7.18% Govt Stock 2037Bond - Gov't/Treasury52.18 Cr0.74%
Power Finance Corporation LimitedBond - Corporate Bond51.35 Cr0.72%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond51.27 Cr0.72%
Ongc Petro Additions LimitedBond - Corporate Bond51.04 Cr0.72%
Indigrid Infrastructure TrustBond - Corporate Bond50.5 Cr0.71%
IKF Finance LimitedBond - Corporate Bond49.99 Cr0.71%
Tata Capital Housing Finance LimitedBond - Corporate Bond49.81 Cr0.70%
LIC Housing Finance LtdBond - Corporate Bond49.78 Cr0.70%
Mahindra Rural Housing Finance LimitedBond - Corporate Bond42.12 Cr0.59%
7.25% Govt Stock 2063Bond - Gov't/Treasury40.88 Cr0.58%
6.33% Gsec Mat - 05/05/2035Bond - Gov't/Treasury40.47 Cr0.57%
Capital Infra Trust InvITsEquity38.97 Cr0.55%
LIC Housing Finance LtdBond - Corporate Bond38.74 Cr0.55%
IKF Finance LimitedBond - Corporate Bond32.73 Cr0.46%
Jubilant Bevco LimitedBond - Corporate Bond30.35 Cr0.43%
Tmf Holdings LimitedBond - Corporate Bond29.61 Cr0.42%
INDIGO 041Bond - Asset Backed28.83 Cr0.41%
Indian Railway Finance Corporation LimitedBond - Corporate Bond25.66 Cr0.36%
6.92% Govt Stock 2039Bond - Gov't/Treasury25.6 Cr0.36%
Godrej Industries LimitedBond - Corporate Bond25.47 Cr0.36%
Ntpc LimitedBond - Corporate Bond25.37 Cr0.36%
Ongc Petro Additions LimitedBond - Corporate Bond25.37 Cr0.36%
Ongc Petro Additions LimitedBond - Corporate Bond25.28 Cr0.36%
Motilal Oswal Home Finance LimitedBond - Corporate Bond25.24 Cr0.36%
Ntpc LimitedBond - Corporate Bond25.22 Cr0.36%
Gera Developments Private LimitedBond - Corporate Bond25.05 Cr0.35%
Gera Developments Private LimitedBond - Corporate Bond25.05 Cr0.35%
Gera Developments Private LimitedBond - Corporate Bond25.04 Cr0.35%
Gera Developments Private LimitedBond - Corporate Bond25.01 Cr0.35%
Gera Developments Private LimitedBond - Corporate Bond25.01 Cr0.35%
Jm Financial ASset Reconstruction Company LimitedBond - Corporate Bond25 Cr0.35%
Gera Developments Private LimitedBond - Corporate Bond25 Cr0.35%
Corporate Debt Market Development FundMutual Fund - Open End23.87 Cr0.34%
Power Finance Corporation LimitedBond - Corporate Bond21.02 Cr0.30%
Power Finance Corporation LimitedBond - Corporate Bond21.01 Cr0.30%
Power Finance Corporation LimitedBond - Corporate Bond20.93 Cr0.30%
Power Finance Corporation LimitedBond - Corporate Bond20.82 Cr0.29%
Power Finance Corporation LimitedBond - Corporate Bond20.47 Cr0.29%
Jm Financial ASset Reconstruction Company LimitedBond - Corporate Bond20.05 Cr0.28%
Indigrid Infrastructure TrustBond - Corporate Bond19.95 Cr0.28%
POWERGRID Infrastructure Investment Trust UnitsEquity18.52 Cr0.26%
VAJRA 006 TRUSTBond - Asset Backed15.23 Cr0.21%
Rec LimitedBond - Corporate Bond10.69 Cr0.15%
Rec LimitedBond - Corporate Bond10.44 Cr0.15%
Ntpc LimitedBond - Corporate Bond10.16 Cr0.14%
6.64% Govt Stock 2035Bond - Gov't/Treasury10.15 Cr0.14%
Andhra Pradesh (Government of) 7.64%Bond - Sub-sovereign Government Debt1.22 Cr0.02%

Allocation By Credit Quality (Debt)

AAA

AA

A

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services177.01 Cr2.50%
Utilities18.52 Cr0.26%

Risk & Performance Ratios

Standard Deviation

This fund

0.93%

Cat. avg.

2.61%

Lower the better

Sharpe Ratio

This fund

1.59

Cat. avg.

1.01

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

4.91

Higher the better

Fund Managers

Shobhit Mehrotra

Shobhit Mehrotra

Since March 2014

DM

Dhruv Muchhal

Since June 2023

Additional Scheme Detailsas of 15th June 2025

ISIN
INF179KA1FZ3
Expense Ratio
1.03%
Exit Load
1.00%
Fund Size
₹7,083 Cr
Age
11 years 3 months
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Credit Risk Bond TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Credit Risk Funds

Fund nameExpense RatioExit LoadFund size
1Y
HSBC Credit Risk Fund Direct Growth

Moderately High risk

1.0%3.0%₹657.46 Cr22.5%
ICICI Prudential Credit Risk Fund Direct Growth

High Risk

0.8%1.0%₹6102.96 Cr10.4%
Nippon India Credit Risk Fund Direct Growth

High Risk

0.7%1.0%₹1013.88 Cr10.8%
Kotak Credit Risk Fund Direct Growth

High Risk

0.8%1.0%₹701.25 Cr9.2%
HDFC Credit Risk Debt Fund Direct Growth

High Risk

1.0%1.0%₹7083.44 Cr9.7%
HDFC Credit Risk Debt Fund Regular Growth

High Risk

1.6%1.0%₹7083.44 Cr9.0%
HSBC Credit Risk Fund Regular Growth

Moderately High risk

1.7%3.0%₹657.46 Cr21.5%
ICICI Prudential Credit Risk Fund Regular Growth

High Risk

1.4%1.0%₹6102.96 Cr9.7%
Invesco India Credit Risk Fund Regular Growth

Moderately High risk

1.4%4.0%₹149.93 Cr10.4%
Invesco India Credit Risk Fund Direct Growth

Moderately High risk

0.3%4.0%₹149.93 Cr11.7%
UTI Credit Risk Fund Direct Growth

Moderately High risk

1.0%1.0%₹282.43 Cr9.7%
SBI Credit Risk Fund Direct Growth

High Risk

0.9%3.0%₹2244.78 Cr9.7%
Bank of India Credit Risk Fund Direct Growth

High Risk

1.0%4.0%₹109.54 Cr6.5%
Bank of India Credit Risk Fund Regular Growth

High Risk

1.4%4.0%₹109.54 Cr6.1%
DSP Credit Risk Fund Direct Growth

Moderately High risk

0.4%1.0%₹209.20 Cr24.0%
Axis Credit Risk Fund Direct Growth

High Risk

0.8%1.0%₹366.63 Cr10.1%
Axis Credit Risk Fund Regular Growth

High Risk

1.6%1.0%₹366.63 Cr9.2%
Kotak Credit Risk Fund Regular Growth

High Risk

1.7%1.0%₹701.25 Cr8.2%
DSP Credit Risk Fund Regular Growth

Moderately High risk

1.1%1.0%₹209.20 Cr23.1%
SBI Credit Risk Fund Regular Growth

High Risk

1.6%3.0%₹2244.78 Cr8.9%
Nippon India Credit Risk Fund Regular Growth

High Risk

1.5%1.0%₹1013.88 Cr10.0%
UTI Credit Risk Fund Regular Growth

Moderately High risk

1.6%1.0%₹282.43 Cr9.0%
Baroda BNP Paribas Credit Risk Fund Direct Growth

Moderately High risk

0.8%1.0%₹177.87 Cr10.1%
Baroda BNP Paribas Credit Risk Fund Regular Growth

Moderately High risk

1.6%1.0%₹177.87 Cr9.2%
Aditya BSL Credit Risk Fund Direct Growth

High Risk

0.7%3.0%₹996.64 Cr18.0%
Aditya BSL Credit Risk Fund Regular Growth

High Risk

1.5%3.0%₹996.64 Cr17.0%
Bandhan Credit Risk Fund Direct Growth

Moderately High risk

0.7%1.0%₹282.69 Cr8.9%
Bandhan Credit Risk Fund Regular Growth

Moderately High risk

1.7%1.0%₹282.69 Cr7.9%

About the AMC

HDFC Mutual Fund

HDFC Mutual Fund

Total AUM

₹7,93,221 Cr

Address

“HUL House”, 2nd Floor, Mumbai, 400 020

Other Funds by HDFC Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
HDFC Innovation Fund Direct Growth

Very High Risk

-1.0%--
HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹314.88 Cr-
HDFC Nifty Top 20 Equal Weight Index Fund Direct Growth

Very High Risk

0.3%0.0%₹80.69 Cr-
HDFC Pharma and Healthcare Fund Direct Growth

Very High Risk

0.8%1.0%₹1704.87 Cr27.6%
HDFC Technology Fund Direct Growth

Very High Risk

0.9%1.0%₹1403.30 Cr14.4%
HDFC Fixed Maturity Plan 1162 Days March 2022 Series 46 Direct Growth

Low Risk

-0.0%₹30.78 Cr7.2%
HDFC FMP 1204D December 2022 (47) Direct Growth

Low to Moderate Risk

--₹51.24 Cr7.9%
HDFC Fixed Maturity Plans 1269 Days March 2023 Series 47 Direct Growth

Low to Moderate Risk

-0.0%₹76.38 Cr8.7%
HDFC Fixed Maturity Plans 1359 Days September 2022 Series 46 Direct Growth

Low to Moderate Risk

-0.0%₹316.54 Cr8.2%
HDFC Fixed Maturity Plan 1406 Days August 2022 Series 46 Direct Growth

Moderate Risk

-0.0%₹246.30 Cr8.3%
HDFC Fixed Maturity Plans 1113 Days March 2019 Series 44 Plan 1 Direct Growth

Moderate Risk

-0.0%--
HDFC Fixed Maturity Plan 1876 Days Series 46 Direct Growth

Low to Moderate Risk

-0.0%₹33.20 Cr9.1%
HDFC Fixed Maturity Plans Series 46 1158D July 2022 Direct Growth

Low Risk

-0.0%₹161.40 Cr7.1%
HDFC Fixed Maturity Plan 1861 Days Series 46 Direct Growth

Low to Moderate Risk

-0.0%₹474.67 Cr9.0%
HDFC FMP 2638D February 2023 (47) Direct Growth

Moderate Risk

-0.0%₹151.02 Cr11.1%
HDFC Fixed Maturity Plans 1127 Days April 2019 Series 44 Plan 1 Direct Growth

Moderate Risk

----
HDFC Balanced Advantage Fund Direct Growth

Very High Risk

0.8%1.0%₹100299.29 Cr5.1%
HDFC Hybrid Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹24460.63 Cr6.6%
HDFC Dynamic PE Ratio Fund of Funds Plan A Direct Growth

Moderate Risk

0.1%0.0%₹638.47 Cr1.8%
HDFC Small Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹34032.09 Cr4.3%
HDFC Housing Opportunities Fund Direct Growth

Very High Risk

1.2%1.0%₹1324.14 Cr-4.8%
HDFC Large and Mid Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹25412.03 Cr4.7%
HDFC Nifty G-Sec July 2031 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹722.67 Cr11.2%
HDFC Nifty G-sec Dec 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1208.10 Cr8.5%
HDFC Business Cycle Fund Direct Growth

Very High Risk

0.8%1.0%₹2856.70 Cr3.4%
HDFC NIFTY Smallcap 250 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹473.43 Cr0.1%
HDFC Credit Risk Debt Fund Direct Growth

High Risk

1.0%1.0%₹7083.44 Cr9.7%
HDFC Nifty SDL Oct 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹199.28 Cr8.5%
HDFC Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹6113.51 Cr9.6%
HDFC Banking & Financial Services Fund Direct Growth

Very High Risk

0.8%1.0%₹4128.04 Cr12.4%
HDFC Non-Cyclical Consumer Fund Direct Growth

Very High Risk

1.1%1.0%₹970.28 Cr5.9%
HDFC Asset Allocator Fund of Funds Direct Growth

High Risk

0.1%1.0%₹4123.87 Cr10.9%
HDFC Gold Fund Direct Growth

High Risk

0.2%1.0%₹4088.35 Cr31.1%
HDFC Gilt Fund Direct Growth

Moderate Risk

0.5%0.0%₹3058.23 Cr9.3%
HDFC Dynamic Debt Fund Direct Growth

Moderate Risk

0.8%0.0%₹849.32 Cr8.9%
HDFC Medium Term Debt Fund Direct Growth

Moderately High risk

0.7%0.0%₹3862.88 Cr9.8%
HDFC Income Fund Direct Growth

Moderate Risk

0.8%0.0%₹950.00 Cr9.4%
HDFC Infrastructure Fund Direct Growth

Very High Risk

1.0%1.0%₹2539.58 Cr-1.1%
HDFC Liquid Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹73208.73 Cr7.2%
HDFC Corporate Bond Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹35493.34 Cr9.7%
HDFC Mid-Cap Opportunities Fund Direct Growth

Very High Risk

0.8%1.0%₹79717.67 Cr8.4%
HDFC Hybrid Debt Fund Direct Growth

Moderately High risk

1.1%1.0%₹3382.82 Cr7.0%
HDFC TaxSaver Direct Growth

Very High Risk

1.1%0.0%₹16453.67 Cr7.9%
HDFC Multi - Asset Fund Direct Growth

High Risk

0.8%1.0%₹4374.88 Cr9.5%
HDFC Equity Savings Fund Direct Growth

Moderately High risk

0.9%1.0%₹5545.90 Cr6.5%
HDFC Short Term Debt Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹15485.82 Cr9.7%
HDFC Top 100 Fund Direct Growth

Very High Risk

1.0%1.0%₹37715.69 Cr3.0%
HDFC S&P BSE 500 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹238.44 Cr2.6%
HDFC Nifty Midcap 150 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹345.88 Cr2.9%
HDFC Dividend Yield Fund Direct Growth

Very High Risk

0.7%1.0%₹6378.84 Cr0.9%

Risk Level

Your principal amount will be at High Risk

High Risk

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The NAV of HDFC Credit Risk Debt Fund Direct Growth, as of 08-Jul-2025, is ₹26.12.
The fund has generated 9.69% over the last 1 year and 8.27% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 3.82% in equities, 90.48% in bonds, and 5.36% in cash and cash equivalents.
The fund managers responsible for HDFC Credit Risk Debt Fund Direct Growth are:-
  1. Shobhit Mehrotra
  2. Dhruv Muchhal

Fund Overview

Fund Size

Fund Size

₹7,083 Cr

Expense Ratio

Expense Ratio

1.03%

ISIN

ISIN

INF179KA1FZ3

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

25 Mar 2014

Risk Level

Your principal amount will be at High Risk

High Risk

About this fund

HDFC Credit Risk Debt Fund Direct Growth is a Credit Risk mutual fund schemes offered by HDFC Mutual Fund. This fund has been in existence for 11 years, 3 months and 14 days, having been launched on 25-Mar-14.
As of 08-Jul-25, it has a Net Asset Value (NAV) of ₹26.12, Assets Under Management (AUM) of 7083.44 Crores, and an expense ratio of 1.03%.
  • HDFC Credit Risk Debt Fund Direct Growth has given a CAGR return of 8.87% since inception.
  • The fund's asset allocation comprises around 3.82% in equities, 90.48% in debts, and 5.36% in cash & cash equivalents.
  • You can start investing in HDFC Credit Risk Debt Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+9.69%

+11.44% (Cat Avg.)

3 Years

+8.27%

+8.88% (Cat Avg.)

5 Years

+7.89%

+9.65% (Cat Avg.)

10 Years

+8.47%

+6.34% (Cat Avg.)

Since Inception

+8.87%

(Cat Avg.)

Portfolio Summaryas of 15th June 2025

Equity270.56 Cr3.82%
Debt6,409.23 Cr90.48%
Others403.65 Cr5.70%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
The Sandur Manganese And Iron Ores LimitedBond - Corporate Bond295.28 Cr4.17%
TATA Projects LimitedBond - Corporate Bond253.64 Cr3.58%
The Tata Power Company LimitedBond - Corporate Bond234.13 Cr3.31%
Kalpataru Projects International LimitedBond - Corporate Bond203.16 Cr2.87%
TATA Motors LimitedBond - Corporate Bond203.09 Cr2.87%
Bamboo Hotel And Global Centre (Delhi) Private LimitedBond - Corporate Bond201.55 Cr2.85%
SK Finance LimitedBond - Corporate Bond198.56 Cr2.80%
Jubilant Beverages LimitedBond - Corporate Bond193.89 Cr2.74%
Net Current AssetsCash193.87 Cr2.74%
TATA Motors LimitedBond - Corporate Bond192.91 Cr2.72%
Kalpataru Projects International LimitedBond - Corporate Bond180.86 Cr2.55%
Nirma LimitedBond - Corporate Bond177.63 Cr2.51%
TVS Credit Services LimitedBond - Corporate Bond172.43 Cr2.43%
Aditya Birla Renewables LimitedBond - Corporate Bond153.3 Cr2.16%
Kalpataru Projects International LimitedBond - Corporate Bond151.81 Cr2.14%
Dlf Home Developers LimitedBond - Corporate Bond150.69 Cr2.13%
JSW Energy LimitedBond - Corporate Bond150.56 Cr2.13%
Vastu Finserve India Private LimitedBond - Corporate Bond150.49 Cr2.12%
Kogta Financial (India) LimitedBond - Corporate Bond149 Cr2.10%
Indus Infra Trust UnitEquity138.03 Cr1.95%
Power Finance Corporation LimitedBond - Corporate Bond127.57 Cr1.80%
7.09% Govt Stock 2054Bond - Gov't/Treasury105.8 Cr1.49%
Mahindra Rural Housing Finance LimitedBond - Corporate Bond101.78 Cr1.44%
Godrej Industries LimitedBond - Corporate Bond101.27 Cr1.43%
Infopark Properties LimitedBond - Corporate Bond101.03 Cr1.43%
Resco Global Wind Services Private LimitedBond - Corporate Bond100.69 Cr1.42%
Ramco Industries LimitedBond - Corporate Bond100.28 Cr1.42%
7.3% Govt Stock 2053Bond - Gov't/Treasury87.93 Cr1.24%
Nirma LimitedBond - Corporate Bond85.67 Cr1.21%
7.34% Govt Stock 2064Bond - Gov't/Treasury82.73 Cr1.17%
7.1% Govt Stock 2034Bond - Gov't/Treasury80.93 Cr1.14%
Muthoot Capital Services LimitedBond - Corporate Bond80.82 Cr1.14%
6.67% Govt Stock 2035Bond - Gov't/Treasury78.92 Cr1.11%
JM Financial Home Loans LimitedBond - Corporate Bond75.81 Cr1.07%
JM Financial Home Loans LimitedBond - Corporate Bond75.75 Cr1.07%
Nuvoco Vistas Corporation LimitedBond - Corporate Bond75.14 Cr1.06%
TATA Projects LimitedBond - Corporate Bond75.09 Cr1.06%
IIFL Finance LimitedBond - Corporate Bond75.04 Cr1.06%
Embassy Office Parks REITEquity - REIT75.03 Cr1.06%
7.23% Govt Stock 2039Bond - Gov't/Treasury62.98 Cr0.89%
Kogta Financial (India) LimitedBond - Corporate Bond62.72 Cr0.89%
VAJRA 009 TRUSTBond - Asset Backed60.86 Cr0.86%
Treps - Tri-Party RepoCash - Repurchase Agreement60.77 Cr0.86%
VAJRA 004 TRUSTBond - Asset Backed52.41 Cr0.74%
7.18% Govt Stock 2037Bond - Gov't/Treasury52.18 Cr0.74%
Power Finance Corporation LimitedBond - Corporate Bond51.35 Cr0.72%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond51.27 Cr0.72%
Ongc Petro Additions LimitedBond - Corporate Bond51.04 Cr0.72%
Indigrid Infrastructure TrustBond - Corporate Bond50.5 Cr0.71%
IKF Finance LimitedBond - Corporate Bond49.99 Cr0.71%
Tata Capital Housing Finance LimitedBond - Corporate Bond49.81 Cr0.70%
LIC Housing Finance LtdBond - Corporate Bond49.78 Cr0.70%
Mahindra Rural Housing Finance LimitedBond - Corporate Bond42.12 Cr0.59%
7.25% Govt Stock 2063Bond - Gov't/Treasury40.88 Cr0.58%
6.33% Gsec Mat - 05/05/2035Bond - Gov't/Treasury40.47 Cr0.57%
Capital Infra Trust InvITsEquity38.97 Cr0.55%
LIC Housing Finance LtdBond - Corporate Bond38.74 Cr0.55%
IKF Finance LimitedBond - Corporate Bond32.73 Cr0.46%
Jubilant Bevco LimitedBond - Corporate Bond30.35 Cr0.43%
Tmf Holdings LimitedBond - Corporate Bond29.61 Cr0.42%
INDIGO 041Bond - Asset Backed28.83 Cr0.41%
Indian Railway Finance Corporation LimitedBond - Corporate Bond25.66 Cr0.36%
6.92% Govt Stock 2039Bond - Gov't/Treasury25.6 Cr0.36%
Godrej Industries LimitedBond - Corporate Bond25.47 Cr0.36%
Ntpc LimitedBond - Corporate Bond25.37 Cr0.36%
Ongc Petro Additions LimitedBond - Corporate Bond25.37 Cr0.36%
Ongc Petro Additions LimitedBond - Corporate Bond25.28 Cr0.36%
Motilal Oswal Home Finance LimitedBond - Corporate Bond25.24 Cr0.36%
Ntpc LimitedBond - Corporate Bond25.22 Cr0.36%
Gera Developments Private LimitedBond - Corporate Bond25.05 Cr0.35%
Gera Developments Private LimitedBond - Corporate Bond25.05 Cr0.35%
Gera Developments Private LimitedBond - Corporate Bond25.04 Cr0.35%
Gera Developments Private LimitedBond - Corporate Bond25.01 Cr0.35%
Gera Developments Private LimitedBond - Corporate Bond25.01 Cr0.35%
Jm Financial ASset Reconstruction Company LimitedBond - Corporate Bond25 Cr0.35%
Gera Developments Private LimitedBond - Corporate Bond25 Cr0.35%
Corporate Debt Market Development FundMutual Fund - Open End23.87 Cr0.34%
Power Finance Corporation LimitedBond - Corporate Bond21.02 Cr0.30%
Power Finance Corporation LimitedBond - Corporate Bond21.01 Cr0.30%
Power Finance Corporation LimitedBond - Corporate Bond20.93 Cr0.30%
Power Finance Corporation LimitedBond - Corporate Bond20.82 Cr0.29%
Power Finance Corporation LimitedBond - Corporate Bond20.47 Cr0.29%
Jm Financial ASset Reconstruction Company LimitedBond - Corporate Bond20.05 Cr0.28%
Indigrid Infrastructure TrustBond - Corporate Bond19.95 Cr0.28%
POWERGRID Infrastructure Investment Trust UnitsEquity18.52 Cr0.26%
VAJRA 006 TRUSTBond - Asset Backed15.23 Cr0.21%
Rec LimitedBond - Corporate Bond10.69 Cr0.15%
Rec LimitedBond - Corporate Bond10.44 Cr0.15%
Ntpc LimitedBond - Corporate Bond10.16 Cr0.14%
6.64% Govt Stock 2035Bond - Gov't/Treasury10.15 Cr0.14%
Andhra Pradesh (Government of) 7.64%Bond - Sub-sovereign Government Debt1.22 Cr0.02%

Allocation By Credit Quality (Debt)

AAA

AA

A

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services177.01 Cr2.50%
Utilities18.52 Cr0.26%

Risk & Performance Ratios

Standard Deviation

This fund

0.93%

Cat. avg.

2.61%

Lower the better

Sharpe Ratio

This fund

1.59

Cat. avg.

1.01

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

4.91

Higher the better

Fund Managers

Shobhit Mehrotra

Shobhit Mehrotra

Since March 2014

DM

Dhruv Muchhal

Since June 2023

Additional Scheme Detailsas of 15th June 2025

ISIN
INF179KA1FZ3
Expense Ratio
1.03%
Exit Load
1.00%
Fund Size
₹7,083 Cr
Age
11 years 3 months
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Credit Risk Bond TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Credit Risk Funds

Fund nameExpense RatioExit LoadFund size
1Y
HSBC Credit Risk Fund Direct Growth

Moderately High risk

1.0%3.0%₹657.46 Cr22.5%
ICICI Prudential Credit Risk Fund Direct Growth

High Risk

0.8%1.0%₹6102.96 Cr10.4%
Nippon India Credit Risk Fund Direct Growth

High Risk

0.7%1.0%₹1013.88 Cr10.8%
Kotak Credit Risk Fund Direct Growth

High Risk

0.8%1.0%₹701.25 Cr9.2%
HDFC Credit Risk Debt Fund Direct Growth

High Risk

1.0%1.0%₹7083.44 Cr9.7%
HDFC Credit Risk Debt Fund Regular Growth

High Risk

1.6%1.0%₹7083.44 Cr9.0%
HSBC Credit Risk Fund Regular Growth

Moderately High risk

1.7%3.0%₹657.46 Cr21.5%
ICICI Prudential Credit Risk Fund Regular Growth

High Risk

1.4%1.0%₹6102.96 Cr9.7%
Invesco India Credit Risk Fund Regular Growth

Moderately High risk

1.4%4.0%₹149.93 Cr10.4%
Invesco India Credit Risk Fund Direct Growth

Moderately High risk

0.3%4.0%₹149.93 Cr11.7%
UTI Credit Risk Fund Direct Growth

Moderately High risk

1.0%1.0%₹282.43 Cr9.7%
SBI Credit Risk Fund Direct Growth

High Risk

0.9%3.0%₹2244.78 Cr9.7%
Bank of India Credit Risk Fund Direct Growth

High Risk

1.0%4.0%₹109.54 Cr6.5%
Bank of India Credit Risk Fund Regular Growth

High Risk

1.4%4.0%₹109.54 Cr6.1%
DSP Credit Risk Fund Direct Growth

Moderately High risk

0.4%1.0%₹209.20 Cr24.0%
Axis Credit Risk Fund Direct Growth

High Risk

0.8%1.0%₹366.63 Cr10.1%
Axis Credit Risk Fund Regular Growth

High Risk

1.6%1.0%₹366.63 Cr9.2%
Kotak Credit Risk Fund Regular Growth

High Risk

1.7%1.0%₹701.25 Cr8.2%
DSP Credit Risk Fund Regular Growth

Moderately High risk

1.1%1.0%₹209.20 Cr23.1%
SBI Credit Risk Fund Regular Growth

High Risk

1.6%3.0%₹2244.78 Cr8.9%
Nippon India Credit Risk Fund Regular Growth

High Risk

1.5%1.0%₹1013.88 Cr10.0%
UTI Credit Risk Fund Regular Growth

Moderately High risk

1.6%1.0%₹282.43 Cr9.0%
Baroda BNP Paribas Credit Risk Fund Direct Growth

Moderately High risk

0.8%1.0%₹177.87 Cr10.1%
Baroda BNP Paribas Credit Risk Fund Regular Growth

Moderately High risk

1.6%1.0%₹177.87 Cr9.2%
Aditya BSL Credit Risk Fund Direct Growth

High Risk

0.7%3.0%₹996.64 Cr18.0%
Aditya BSL Credit Risk Fund Regular Growth

High Risk

1.5%3.0%₹996.64 Cr17.0%
Bandhan Credit Risk Fund Direct Growth

Moderately High risk

0.7%1.0%₹282.69 Cr8.9%
Bandhan Credit Risk Fund Regular Growth

Moderately High risk

1.7%1.0%₹282.69 Cr7.9%

About the AMC

HDFC Mutual Fund

HDFC Mutual Fund

Total AUM

₹7,93,221 Cr

Address

“HUL House”, 2nd Floor, Mumbai, 400 020

Other Funds by HDFC Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
HDFC Innovation Fund Direct Growth

Very High Risk

-1.0%--
HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹314.88 Cr-
HDFC Nifty Top 20 Equal Weight Index Fund Direct Growth

Very High Risk

0.3%0.0%₹80.69 Cr-
HDFC Pharma and Healthcare Fund Direct Growth

Very High Risk

0.8%1.0%₹1704.87 Cr27.6%
HDFC Technology Fund Direct Growth

Very High Risk

0.9%1.0%₹1403.30 Cr14.4%
HDFC Fixed Maturity Plan 1162 Days March 2022 Series 46 Direct Growth

Low Risk

-0.0%₹30.78 Cr7.2%
HDFC FMP 1204D December 2022 (47) Direct Growth

Low to Moderate Risk

--₹51.24 Cr7.9%
HDFC Fixed Maturity Plans 1269 Days March 2023 Series 47 Direct Growth

Low to Moderate Risk

-0.0%₹76.38 Cr8.7%
HDFC Fixed Maturity Plans 1359 Days September 2022 Series 46 Direct Growth

Low to Moderate Risk

-0.0%₹316.54 Cr8.2%
HDFC Fixed Maturity Plan 1406 Days August 2022 Series 46 Direct Growth

Moderate Risk

-0.0%₹246.30 Cr8.3%
HDFC Fixed Maturity Plans 1113 Days March 2019 Series 44 Plan 1 Direct Growth

Moderate Risk

-0.0%--
HDFC Fixed Maturity Plan 1876 Days Series 46 Direct Growth

Low to Moderate Risk

-0.0%₹33.20 Cr9.1%
HDFC Fixed Maturity Plans Series 46 1158D July 2022 Direct Growth

Low Risk

-0.0%₹161.40 Cr7.1%
HDFC Fixed Maturity Plan 1861 Days Series 46 Direct Growth

Low to Moderate Risk

-0.0%₹474.67 Cr9.0%
HDFC FMP 2638D February 2023 (47) Direct Growth

Moderate Risk

-0.0%₹151.02 Cr11.1%
HDFC Fixed Maturity Plans 1127 Days April 2019 Series 44 Plan 1 Direct Growth

Moderate Risk

----
HDFC Balanced Advantage Fund Direct Growth

Very High Risk

0.8%1.0%₹100299.29 Cr5.1%
HDFC Hybrid Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹24460.63 Cr6.6%
HDFC Dynamic PE Ratio Fund of Funds Plan A Direct Growth

Moderate Risk

0.1%0.0%₹638.47 Cr1.8%
HDFC Small Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹34032.09 Cr4.3%
HDFC Housing Opportunities Fund Direct Growth

Very High Risk

1.2%1.0%₹1324.14 Cr-4.8%
HDFC Large and Mid Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹25412.03 Cr4.7%
HDFC Nifty G-Sec July 2031 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹722.67 Cr11.2%
HDFC Nifty G-sec Dec 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1208.10 Cr8.5%
HDFC Business Cycle Fund Direct Growth

Very High Risk

0.8%1.0%₹2856.70 Cr3.4%
HDFC NIFTY Smallcap 250 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹473.43 Cr0.1%
HDFC Credit Risk Debt Fund Direct Growth

High Risk

1.0%1.0%₹7083.44 Cr9.7%
HDFC Nifty SDL Oct 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹199.28 Cr8.5%
HDFC Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹6113.51 Cr9.6%
HDFC Banking & Financial Services Fund Direct Growth

Very High Risk

0.8%1.0%₹4128.04 Cr12.4%
HDFC Non-Cyclical Consumer Fund Direct Growth

Very High Risk

1.1%1.0%₹970.28 Cr5.9%
HDFC Asset Allocator Fund of Funds Direct Growth

High Risk

0.1%1.0%₹4123.87 Cr10.9%
HDFC Gold Fund Direct Growth

High Risk

0.2%1.0%₹4088.35 Cr31.1%
HDFC Gilt Fund Direct Growth

Moderate Risk

0.5%0.0%₹3058.23 Cr9.3%
HDFC Dynamic Debt Fund Direct Growth

Moderate Risk

0.8%0.0%₹849.32 Cr8.9%
HDFC Medium Term Debt Fund Direct Growth

Moderately High risk

0.7%0.0%₹3862.88 Cr9.8%
HDFC Income Fund Direct Growth

Moderate Risk

0.8%0.0%₹950.00 Cr9.4%
HDFC Infrastructure Fund Direct Growth

Very High Risk

1.0%1.0%₹2539.58 Cr-1.1%
HDFC Liquid Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹73208.73 Cr7.2%
HDFC Corporate Bond Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹35493.34 Cr9.7%
HDFC Mid-Cap Opportunities Fund Direct Growth

Very High Risk

0.8%1.0%₹79717.67 Cr8.4%
HDFC Hybrid Debt Fund Direct Growth

Moderately High risk

1.1%1.0%₹3382.82 Cr7.0%
HDFC TaxSaver Direct Growth

Very High Risk

1.1%0.0%₹16453.67 Cr7.9%
HDFC Multi - Asset Fund Direct Growth

High Risk

0.8%1.0%₹4374.88 Cr9.5%
HDFC Equity Savings Fund Direct Growth

Moderately High risk

0.9%1.0%₹5545.90 Cr6.5%
HDFC Short Term Debt Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹15485.82 Cr9.7%
HDFC Top 100 Fund Direct Growth

Very High Risk

1.0%1.0%₹37715.69 Cr3.0%
HDFC S&P BSE 500 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹238.44 Cr2.6%
HDFC Nifty Midcap 150 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹345.88 Cr2.9%
HDFC Dividend Yield Fund Direct Growth

Very High Risk

0.7%1.0%₹6378.84 Cr0.9%

Still got questions?
We're here to help.

The NAV of HDFC Credit Risk Debt Fund Direct Growth, as of 08-Jul-2025, is ₹26.12.
The fund has generated 9.69% over the last 1 year and 8.27% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 3.82% in equities, 90.48% in bonds, and 5.36% in cash and cash equivalents.
The fund managers responsible for HDFC Credit Risk Debt Fund Direct Growth are:-
  1. Shobhit Mehrotra
  2. Dhruv Muchhal
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