Baroda BNP Paribas Credit Risk Fund Direct Growth

Fund Overview

Fund Size

₹154 Cr

Expense Ratio

0.79%

ISIN

INF955L01FR6

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

23 Jan 2015

About this fund

Baroda BNP Paribas Credit Risk Fund Direct Growth is a Credit Risk mutual fund schemes offered by Baroda BNP Paribas Mutual Fund. This fund has been in existence for 9 years, 3 months and 25 days, having been launched on 23-Jan-15.
As of 17-May-24, it has a Net Asset Value (NAV) of ₹22.02, Assets Under Management (AUM) of 154.40 Crores, and an expense ratio of 0.79%.

Baroda BNP Paribas Credit Risk Fund Direct Growth has given a CAGR return of 8.85% since inception.
The fund's asset allocation comprises around 0.38% in equities, 94.42% in debts, and 4.89% in cash & cash equivalents.
You can start investing in Baroda BNP Paribas Credit Risk Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.13%

+6.36% (Cat Avg.)

3 Years

+9.67%

+8.91% (Cat Avg.)

5 Years

+8.08%

+4.92% (Cat Avg.)

Since Inception

+8.85%

— (Cat Avg.)

Portfolio Summaryas of 30th April 2024

Equity	₹0.59 Cr	0.38%
Debt	₹145.78 Cr	94.42%
Others	₹8.03 Cr	5.20%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Shriram Housing Finance Limited	Bond - Corporate Bond	₹15.24 Cr	9.87%
7.1% Govt Stock 2034	Bond - Gov't/Treasury	₹14.94 Cr	9.67%
JSW Steel Limited	Bond - Corporate Bond	₹10.99 Cr	7.12%
Indostar Capital Finance Limited	Bond - Corporate Bond	₹10.96 Cr	7.10%
Nuvoco Vistas Corporation Limited	Bond - Corporate Bond	₹10.89 Cr	7.06%
Nirma Limited	Bond - Corporate Bond	₹10 Cr	6.48%
The Tata Power Company Limited	Bond - Corporate Bond	₹9.99 Cr	6.47%
Century Textiles And Industried Limited	Bond - Corporate Bond	₹9.98 Cr	6.46%
7.18% Govt Stock 2037	Bond - Gov't/Treasury	₹9.95 Cr	6.45%
Piramal Capital & Housing Finance Limited	Bond - Corporate Bond	₹9.6 Cr	6.22%
Andhra Pradesh State Beverages Corporation Limited	Bond - Corporate Bond	₹8.07 Cr	5.23%
JM Financial Products Limited	Bond - Corporate Bond	₹7.91 Cr	5.13%
7.32% Govt Stock 2030	Bond - Gov't/Treasury	₹5.03 Cr	3.26%
Andhra Pradesh State Beverages Corporation Limited	Bond - Corporate Bond	₹5.03 Cr	3.26%
Steel Authority Of India Limited	Bond - Corporate Bond	₹4.91 Cr	3.18%
Treps 02-May-2024	Cash - Repurchase Agreement	₹3.99 Cr	2.59%
Net Receivable / Payable	Cash - Collateral	₹3.56 Cr	2.30%
Power Grid Corporation Of India Limited	Bond - Corporate Bond	₹1.4 Cr	0.91%
Brookfield India Real Estate Trust	Bond - Asset Backed	₹0.88 Cr	0.57%
Bharat Highways InvIT Unit	Equity	₹0.59 Cr	0.38%
Corporate Debt Market Development Fund	Mutual Fund - Open End	₹0.48 Cr	0.31%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹0.59 Cr	0.38%

Risk & Performance Ratios

Standard Deviation

This fund

4.42%

Cat. avg.

8.06%

Lower the better

Sharpe Ratio

This fund

0.86

Cat. avg.

0.24

Higher the better

Sortino Ratio

This fund

Cat. avg.

7.23

Higher the better

Fund Managers

Prashant Pimple

Since October 2022

Mayank Prakash

Since October 2022

Jay Sheth

Since September 2023

Additional Scheme Detailsas of 30th April 2024

	ISIN	INF955L01FR6		Expense Ratio	0.79%		Exit Load	1.00%		Fund Size	₹154 Cr		Age	23 Jan 2015		Lumpsum Minimum	₹5,000		Fund Status	Open Ended Investment Company		Benchmark	CRISIL Credit Risk TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 3 years

Realised Gain (STCG - short-term capital gains) are taxed at your marginal income tax rate

Withdrawal after 3 years

Flat 20% tax on Realised gain (LTCG - long-term capital gains) with the benefit of indexation

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Credit Risk Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bandhan Credit Risk Fund Regular Growth Moderately High risk	1.7%	1.0%	₹350.99 Cr	6.0%
Bandhan Credit Risk Fund Direct Growth Moderately High risk	0.7%	1.0%	₹350.99 Cr	7.1%
Aditya BSL Credit Risk Fund Regular Growth Moderately High risk	1.6%	3.0%	₹928.77 Cr	6.7%
Aditya BSL Credit Risk Fund Direct Growth Moderately High risk	0.7%	3.0%	₹928.77 Cr	7.7%
Baroda BNP Paribas Credit Risk Fund Regular Growth Moderately High risk	1.6%	1.0%	₹154.40 Cr	7.3%
Baroda BNP Paribas Credit Risk Fund Direct Growth Moderately High risk	0.8%	1.0%	₹154.40 Cr	8.1%
UTI Credit Risk Fund Regular Growth Moderately High risk	1.6%	1.0%	₹392.01 Cr	6.4%
Nippon India Credit Risk Fund Regular Growth High Risk	1.4%	1.0%	₹1024.35 Cr	7.5%
SBI Credit Risk Fund Regular Growth High Risk	1.6%	3.0%	₹2478.65 Cr	6.8%
DSP Credit Risk Fund Regular Growth Moderately High risk	1.2%	1.0%	₹193.84 Cr	15.2%

About the AMC

Baroda BNP Paribas Mutual Fund

+91 22 69209600

https://www.barodabnpparibasmf.in/

Total AUM

₹36,021 Cr

Address

Crescenzo, 7th Floor, G-Block, Mumbai, 400 051

Other Funds by Baroda BNP Paribas Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Baroda BNP Paribas NIFTY 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹69.55 Cr	-
Baroda BNP Paribas Small Cap Fund Direct Growth Very High Risk	0.2%	1.0%	₹1393.87 Cr	-
Baroda BNP Paribas Aqua Fund of Fund Direct Growth Very High Risk	0.5%	1.0%	₹58.26 Cr	21.6%
Baroda BNP Paribas Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹674.39 Cr	6.8%
Baroda BNP Paribas Business Cycle Fund Direct Growth Very High Risk	1.2%	1.0%	₹519.66 Cr	45.6%
Baroda BNP Paribas Multi Asset Fund Direct Growth Very High Risk	0.9%	1.0%	₹1199.58 Cr	33.3%
Baroda BNP Paribas Floater Fund Direct Growth Low Risk	0.2%	0.0%	₹18.32 Cr	8.5%
Baroda BNP Paribas Banking and PSU Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹29.17 Cr	6.8%
Baroda BNP Paribas Banking and Financial Services Fund Direct Growth Very High Risk	1.3%	1.0%	₹135.30 Cr	26.5%
Baroda BNP Paribas Gilt Fund Direct Growth Moderate Risk	0.1%	0.0%	₹1578.26 Cr	6.4%
Baroda BNP Paribas Multi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹2423.52 Cr	48.0%
Baroda BNP Paribas Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹7894.41 Cr	7.3%
Baroda BNP Paribas Corporate Bond Fund Direct Growth Moderate Risk	0.2%	0.0%	₹147.75 Cr	6.6%
Baroda BNP Paribas Large Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹1930.52 Cr	41.1%
Baroda BNP Paribas Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹140.93 Cr	6.9%
Baroda BNP Paribas Mid Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹1890.74 Cr	52.7%
Baroda BNP Paribas Conservative Hybrid Fund Direct Growth Moderately High risk	0.6%	1.0%	₹594.23 Cr	14.3%
Baroda BNP Paribas Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹227.62 Cr	7.5%
Baroda BNP Paribas ELSS Fund Direct Growth Very High Risk	1.1%	0.0%	₹880.80 Cr	45.4%
Baroda BNP Paribas Short Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹218.37 Cr	7.3%
Baroda BNP Paribas Balanced Advantage Fund Direct Growth Very High Risk	0.7%	1.0%	₹3805.37 Cr	27.7%
Baroda BNP Paribas Money Market Fund Direct Growth Low Risk	0.2%	0.0%	₹44.51 Cr	7.2%
Baroda BNP Paribas Aggressive Hybrid Fund Direct Growth Very High Risk	0.5%	1.0%	₹1022.13 Cr	34.1%
Baroda BNP Paribas Focused Fund Direct Growth Very High Risk	0.5%	1.0%	₹623.03 Cr	40.7%
Baroda BNP Paribas NIFTY SDL December 2028 Index Fund Direct Growth Moderate Risk	0.2%	0.0%	₹47.04 Cr	6.6%
Baroda BNP Paribas India Consumption Fund Direct Growth Very High Risk	0.7%	1.0%	₹1264.17 Cr	37.0%
Baroda BNP Paribas Value Fund Direct Growth Very High Risk	0.1%	1.0%	₹1757.17 Cr	-
Baroda BNP Paribas Credit Risk Fund Direct Growth Moderately High risk	0.8%	1.0%	₹154.40 Cr	8.1%
Baroda BNP Paribas Arbitrage Fund Direct Growth Low Risk	0.4%	0.0%	₹820.94 Cr	8.5%
Baroda BNP Paribas Large & Mid Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹1172.17 Cr	47.8%
Baroda BNP Paribas Medium Duration Fund Direct Growth Moderate Risk	0.7%	1.0%	₹28.85 Cr	6.6%
Baroda BNP Paribas Equity Savings Fund Direct Growth Moderately High risk	1.5%	1.0%	₹433.01 Cr	16.7%
Baroda BNP Paribas NIFTY SDL December 2026 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹123.47 Cr	6.8%
Baroda BNP Paribas Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1259.19 Cr	7.5%
Baroda BNP Paribas Flexi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹1290.84 Cr	42.3%

Risk Level

Your principal amount will be at Moderately High risk

Still got questions?
We're here to help.

What is the current NAV of Baroda BNP Paribas Credit Risk Fund Direct Growth?

The NAV of Baroda BNP Paribas Credit Risk Fund Direct Growth, as of 17-May-2024, is ₹22.02.

What are the returns of Baroda BNP Paribas Credit Risk Fund Direct Growth?

The fund has generated 8.13% over the last 1 year and 9.67% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Baroda BNP Paribas Credit Risk Fund Direct Growth?

The fund's allocation of assets is distributed as 0.38% in equities, 94.42% in bonds, and 4.89% in cash and cash equivalents.

Who manages the Baroda BNP Paribas Credit Risk Fund Direct Growth?

The fund managers responsible for Baroda BNP Paribas Credit Risk Fund Direct Growth are:-

Prashant Pimple
Mayank Prakash
Jay Sheth

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Baroda BNP Paribas Credit Risk Fund Direct Growth

Fund Overview