Baroda BNP Paribas Low Duration Fund Direct Growth
DebtLow DurationModerate Risk
Direct
NAV (18-Jun-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹247 Cr
Expense Ratio
0.32%
ISIN
INF251K01GJ7
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹43.87, Assets Under Management (AUM) of 247.08 Crores, and an expense ratio of 0.32%.
- Baroda BNP Paribas Low Duration Fund Direct Growth has given a CAGR return of 7.68% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 51.47% in debts, and 48.29% in cash & cash equivalents.
- You can start investing in Baroda BNP Paribas Low Duration Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.43%
+7.96% (Cat Avg.)
3 Years
+7.65%
+7.12% (Cat Avg.)
5 Years
+6.33%
+6.23% (Cat Avg.)
10 Years
+7.25%
+5.86% (Cat Avg.)
Since Inception
+7.68%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Debt | ₹127.18 Cr | 51.47% |
| Others | ₹119.9 Cr | 48.53% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹21.26 Cr | 8.61% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹20.18 Cr | 8.17% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹20.12 Cr | 8.14% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹19.09 Cr | 7.73% |
| Indian Bank | Cash - CD/Time Deposit | ₹17.14 Cr | 6.94% |
| 7.81% Govt Stock 2033 | Bond - Gov't/Treasury | ₹15.58 Cr | 6.30% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹15.15 Cr | 6.13% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹14.52 Cr | 5.88% |
| Canara Bank | Cash - CD/Time Deposit | ₹14.41 Cr | 5.83% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹10.22 Cr | 4.14% |
| Pnb Housing Finance Limited | Bond - Corporate Bond | ₹10.15 Cr | 4.11% |
| Shriram Finance Limited | Bond - Corporate Bond | ₹10.06 Cr | 4.07% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹10.05 Cr | 4.07% |
| Piramal Capital & Housing Finance Limited | Cash - Commercial Paper | ₹9.82 Cr | 3.98% |
| Rec Limited | Bond - Corporate Bond | ₹6 Cr | 2.43% |
| Indostar Capital Finance Limited | Bond - Corporate Bond | ₹5.05 Cr | 2.04% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹5.02 Cr | 2.03% |
| Vajra Trust (20/01/2029) ** | Bond - Asset Backed | ₹4.97 Cr | 2.01% |
| Canara Bank | Cash - CD/Time Deposit | ₹4.92 Cr | 1.99% |
| LIC Housing Finance Ltd. | Cash - Commercial Paper | ₹4.9 Cr | 1.98% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹3.53 Cr | 1.43% |
| 7.38% Govt Stock 2027 | Bond - Gov't/Treasury | ₹2.06 Cr | 0.84% |
| Hero Fincorp Limited | Bond - Corporate Bond | ₹2.01 Cr | 0.81% |
| Corporate Debt Market Development Fund # | Mutual Fund - Open End | ₹0.6 Cr | 0.24% |
| Net Receivables / (Payables) | Cash - Collateral | ₹0.26 Cr | 0.11% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹113.99 Cr | 46.13% |
| Cash - CD/Time Deposit | ₹70.09 Cr | 28.37% |
| Cash - Repurchase Agreement | ₹21.26 Cr | 8.61% |
| Bond - Gov't/Treasury | ₹17.64 Cr | 7.14% |
| Cash - Commercial Paper | ₹14.73 Cr | 5.96% |
| Bond - Asset Backed | ₹8.51 Cr | 3.44% |
| Mutual Fund - Open End | ₹0.6 Cr | 0.24% |
| Cash - Collateral | ₹0.26 Cr | 0.11% |
Risk & Performance Ratios
Standard Deviation
This fund
0.41%
Cat. avg.
0.66%
Lower the better
Sharpe Ratio
This fund
2.08
Cat. avg.
0.71
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
3.18
Higher the better
Fund Managers
Gurvinder Wasan
Since October 2024
Vikram Pamnani
Since December 2017
Additional Scheme Detailsas of 31st May 2025
ISIN | INF251K01GJ7 | Expense Ratio | 0.32% | Exit Load | No Charges | Fund Size | ₹247 Cr | Age | 12 years 5 months | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | Crisil Low Duration Debt Index TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Low Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Edelweiss Low Duration Fund Regular Growth Low to Moderate Risk | 1.1% | 0.0% | ₹556.57 Cr | - |
| Edelweiss Low Duration Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹556.57 Cr | - |
| Franklin India Low Duration Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹336.95 Cr | - |
| Franklin India Low Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹336.95 Cr | - |
| HSBC Low Duration Fund Direct Growth Low to Moderate Risk | 0.4% | 0.0% | ₹579.95 Cr | 9.9% |
| LIC MF Low Duration Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹2100.35 Cr | 8.4% |
| Mirae Asset Savings Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹1838.28 Cr | 8.6% |
| Invesco India Treasury Advantage Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹1672.92 Cr | 8.3% |
| Kotak Low Duration Fund Direct Growth Low to Moderate Risk | 0.4% | 0.0% | ₹12913.39 Cr | 8.8% |
| Sundaram Low Duration Fund Direct Growth Low to Moderate Risk | 0.4% | 0.0% | ₹398.40 Cr | 8.7% |
About the AMC
Total AUM
₹42,378 Cr
Address
Crescenzo, 7th Floor, G-Block, Mumbai, 400 051
Other Funds by Baroda BNP Paribas Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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- Gurvinder Wasan
- Vikram Pamnani
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