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Fund Overview

Fund Size

Fund Size

₹4,112 Cr

Expense Ratio

Expense Ratio

0.73%

ISIN

ISIN

INF955L01HF7

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

14 Nov 2018

About this fund

Baroda BNP Paribas Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by Baroda BNP Paribas Mutual Fund. This fund has been in existence for 5 years, 10 months and 6 days, having been launched on 14-Nov-18.
As of 19-Sep-24, it has a Net Asset Value (NAV) of ₹25.76, Assets Under Management (AUM) of 4111.83 Crores, and an expense ratio of 0.73%.
  • Baroda BNP Paribas Balanced Advantage Fund Direct Growth has given a CAGR return of 17.56% since inception.
  • The fund's asset allocation comprises around 60.79% in equities, 17.11% in debts, and 20.87% in cash & cash equivalents.
  • You can start investing in Baroda BNP Paribas Balanced Advantage Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+26.45%

+24.01% (Cat Avg.)

3 Years

+15.24%

+12.92% (Cat Avg.)

5 Years

+19.75%

+14.80% (Cat Avg.)

Since Inception

+17.56%

(Cat Avg.)

Portfolio Summaryas of 31st August 2024

Equity2,499.63 Cr60.79%
Debt703.4 Cr17.11%
Others908.79 Cr22.10%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Net Receivables / (Payables)Cash689.51 Cr16.77%
Reliance Industries LtdEquity176.32 Cr4.29%
Larsen & Toubro LtdEquity158.19 Cr3.85%
HDFC Bank LtdEquity154.48 Cr3.76%
ICICI Bank LtdEquity151.81 Cr3.69%
Tata Consultancy Services LtdEquity113.16 Cr2.75%
NTPC LtdEquity112.37 Cr2.73%
Infosys LtdEquity103.37 Cr2.51%
Piramal Capital & Housing Finance LimitedBond - Corporate Bond100.19 Cr2.44%
Tata Motors LtdEquity88.91 Cr2.16%
Bharat Electronics LtdEquity82.33 Cr2.00%
Axis Bank LtdEquity81.9 Cr1.99%
Bharti Airtel LtdEquity79.45 Cr1.93%
Zomato LtdEquity78.92 Cr1.92%
Reliance Industries Limited September 2024 FutureEquity - Future-71.11 Cr1.73%
India Grid Trust Units Series - IVEquity69.17 Cr1.68%
Axis Bank Limited September 2024 FutureEquity - Future-67.69 Cr1.65%
Indusind Bank Limited September 2024 FutureEquity - Future-59.8 Cr1.45%
IndusInd Bank LtdEquity59.5 Cr1.45%
Sun Pharmaceuticals Industries LtdEquity59.2 Cr1.44%
Hindustan Petroleum Corp LtdEquity58.99 Cr1.43%
Ajanta Pharma LtdEquity53.85 Cr1.31%
Brookfield India Real Estate TrustBond - Asset Backed51.12 Cr1.24%
Bharat Highways InvitMutual Fund - Unspecified50.85 Cr1.24%
KEI Industries LtdEquity50.71 Cr1.23%
Nxt-Infra Trust InvitEquity - REIT50.68 Cr1.23%
Power Grid Corp Of India LtdEquity50.61 Cr1.23%
PNB Housing Finance LtdEquity48.87 Cr1.19%
State Bank Of India September 2024 FutureEquity - Future-47.05 Cr1.14%
State Bank of IndiaEquity46.73 Cr1.14%
CG Power & Industrial Solutions LtdEquity46.64 Cr1.13%
7.18% Govt Stock 2033Bond - Gov't/Treasury46.36 Cr1.13%
360 One Wam Ltd Ordinary SharesEquity41.85 Cr1.02%
Intelligent Supply Chain Infrastructure Trust UnitEquity40.26 Cr0.98%
Bank of BarodaEquity40.02 Cr0.97%
Titan Co LtdEquity39.22 Cr0.95%
Jindal Steel & Power LtdEquity35.42 Cr0.86%
Oil India LtdEquity35.2 Cr0.86%
Punjab National Bank September 2024 FutureEquity - Future-35.1 Cr0.85%
Nestle India LtdEquity35.01 Cr0.85%
Punjab National BankEquity34.97 Cr0.85%
RBL Bank LtdEquity34.12 Cr0.83%
Tega Industries LtdEquity32.43 Cr0.79%
Indus Towers Ltd Ordinary SharesEquity31.82 Cr0.77%
Jyoti CNC Automation LtdEquity31.68 Cr0.77%
Mphasis LtdEquity31.05 Cr0.76%
Siemens LtdEquity31.02 Cr0.75%
PB Fintech LtdEquity31.01 Cr0.75%
7.32% Govt Stock 2030Bond - Gov't/Treasury30.74 Cr0.75%
Larsen & Toubro Limited September 2024 FutureEquity - Future-30.65 Cr0.75%
Clearing Corporation Of India LtdCash - Repurchase Agreement30.6 Cr0.74%
Concord Biotech LtdEquity30.49 Cr0.74%
Indostar Capital Finance LimitedBond - Corporate Bond29.97 Cr0.73%
Muthoot Finance Ltd. 8.85%Bond - Corporate Bond29.88 Cr0.73%
Ntpc Limited September 2024 FutureEquity - Future-29.34 Cr0.71%
Radico Khaitan LtdEquity29.13 Cr0.71%
Cholamandalam Investment and Finance Co LtdEquity29.11 Cr0.71%
Jupiter Life Line Hospitals LtdEquity28.09 Cr0.68%
Divi's Laboratories LtdEquity28.02 Cr0.68%
Avenue Supermarts LtdEquity27.1 Cr0.66%
Cummins India LtdEquity26.03 Cr0.63%
Icici Bank Limited September 2024 FutureEquity - Future-25.97 Cr0.63%
Godrej Consumer Products LtdEquity25.92 Cr0.63%
Havells India LtdEquity25.64 Cr0.62%
7.38% Govt Stock 2027Bond - Gov't/Treasury25.39 Cr0.62%
India Infradebt LimitedBond - Corporate Bond25 Cr0.61%
FSN E-Commerce Ventures LtdEquity24.92 Cr0.61%
ZF Commercial Vehicle Control Systems India LtdEquity24.91 Cr0.61%
Piramal Enterprises Ltd.Cash - Commercial Paper24.4 Cr0.59%
Jindal Stainless LtdEquity23.8 Cr0.58%
Schaeffler India LtdEquity23.65 Cr0.58%
Hdfc Bank Limited September 2024 FutureEquity - Future-20.34 Cr0.49%
Small Industries Development Bank Of IndiaBond - Corporate Bond20.21 Cr0.49%
Muthoot Finance LimitedBond - Corporate Bond19.93 Cr0.48%
Info Edge (India) LtdEquity19.2 Cr0.47%
Axis Bank LimitedCash - CD/Time Deposit18.9 Cr0.46%
Bharat Sanchar Nigam LimitedBond - Corporate Bond18.35 Cr0.45%
Jamnagar Utilities And Power Private LimitedBond - Corporate Bond18.15 Cr0.44%
Hindustan Petroleum Corporation LimitedBond - Corporate Bond17.21 Cr0.42%
7.18% Govt Stock 2037Bond - Gov't/Treasury16.87 Cr0.41%
7.34% Govt Stock 2064Bond - Gov't/Treasury15.61 Cr0.38%
Larsen And Toubro LimitedBond - Corporate Bond15.14 Cr0.37%
Torrent Power LimitedBond - Corporate Bond15.07 Cr0.37%
Godrej Industries LimitedBond - Corporate Bond15.05 Cr0.37%
National Housing BankBond - Corporate Bond15.05 Cr0.37%
Rural Electrification Corporation LimitedBond - Corporate Bond14.97 Cr0.36%
360 One Prime LimitedBond - Corporate Bond14.92 Cr0.36%
India (Republic of)Bond - Short-term Government Bills14.73 Cr0.36%
Tata Capital Housing Finance LimitedBond - Corporate Bond14.65 Cr0.36%
Indostar Capital Finance LimitedBond - Corporate Bond13.99 Cr0.34%
GE T&D India LtdEquity13.71 Cr0.33%
Clean Science and Technology LtdEquity13.44 Cr0.33%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond13.04 Cr0.32%
Axis Bank LimitedCash - CD/Time Deposit10.81 Cr0.26%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit10.7 Cr0.26%
Rural Electrification Corporation LimitedBond - Corporate Bond10.08 Cr0.25%
364 DTB 21112024Bond - Gov't/Treasury9.86 Cr0.24%
364 DTB 05122024Bond - Gov't/Treasury9.83 Cr0.24%
Aditya Birla Finance LimitedCash - Commercial Paper9.63 Cr0.23%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)Cash - CD/Time Deposit9.52 Cr0.23%
Power Finance Corporation LimitedBond - Corporate Bond9.04 Cr0.22%
Kotak Mahindra Prime Ltd.Cash - Commercial Paper8.71 Cr0.21%
Hindustan Unilever Limited September 2024 FutureEquity - Future-7.89 Cr0.19%
Hindustan Unilever LtdEquity7.83 Cr0.19%
LIC Housing Finance LimitedCash - Commercial Paper7.6 Cr0.18%
Bharat Electronics Limited September 2024 FutureEquity - Future-7.54 Cr0.18%
08.08 GJ Sdl 2028Bond - Gov't/Treasury7.26 Cr0.18%
JSW Steel LimitedBond - Corporate Bond7 Cr0.17%
Kotak Mahindra Bank Limited September 2024 FutureEquity - Future-6.6 Cr0.16%
HDFC Bank LimitedCash - CD/Time Deposit6.59 Cr0.16%
Kotak Mahindra Bank LtdEquity6.55 Cr0.16%
Export Import Bank Of IndiaBond - Corporate Bond6.51 Cr0.16%
Canara BankCash - CD/Time Deposit5.89 Cr0.14%
TBO Tek LtdEquity5.64 Cr0.14%
Adani Ports And SPecial Economic Zone LimitedBond - Corporate Bond5.07 Cr0.12%
07.18 MH Sdl 2029Bond - Gov't/Treasury5.03 Cr0.12%
National Housing BankBond - Corporate Bond5.02 Cr0.12%
GAil (India) LimitedBond - Corporate Bond4.99 Cr0.12%
Embassy Office Parks ReitBond - Corporate Bond4.91 Cr0.12%
Cholamandalam Investment And Finance Company Ltd September 2024 FutureEquity - Future-4.39 Cr0.11%
8.34% Govt Stock 2033Bond - Gov't/Treasury4.27 Cr0.10%
Nuvoco Vistas Corporation LimitedBond - Corporate Bond3.98 Cr0.10%
7.37% Govt Stock 2028Bond - Gov't/Treasury3.57 Cr0.09%
7.06% Govt Stock 2028Bond - Gov't/Treasury3.53 Cr0.09%
Food Corporation Of IndiaBond - Corporate Bond3.16 Cr0.08%
Rec LimitedBond - Corporate Bond2.64 Cr0.06%
6.68% Govt Stock 2031Bond - Gov't/Treasury2.48 Cr0.06%
08.57 RJ Sdl 2028Bond - Gov't/Treasury2.1 Cr0.05%
08.08 KA Sdl 2028Bond - Gov't/Treasury2.07 Cr0.05%
7.26% Govt Stock 2029Bond - Gov't/Treasury2.04 Cr0.05%
7.17% Govt Stock 2028Bond - Gov't/Treasury1.44 Cr0.03%
Infosys Limited September 2024 FutureEquity - Future-1.33 Cr0.03%
Hindalco Industries Limited September 2024 FutureEquity - Future-1.29 Cr0.03%
Hindalco Industries LtdEquity1.28 Cr0.03%
National Highways Authority Of IndiaBond - Corporate Bond0.52 Cr0.01%
364 DTB 14112024Bond - Gov't/Treasury0.49 Cr0.01%

Allocation By Market Cap (Equity)

Large Cap Stocks

47.77%

Mid Cap Stocks

11.72%

Small Cap Stocks

6.62%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services760.93 Cr18.51%
Industrials544.28 Cr13.24%
Consumer Cyclical280.52 Cr6.82%
Energy270.51 Cr6.58%
Technology247.58 Cr6.02%
Utilities232.15 Cr5.65%
Healthcare199.65 Cr4.86%
Communication Services130.47 Cr3.17%
Consumer Defensive125 Cr3.04%
Basic Materials73.94 Cr1.80%

Risk & Performance Ratios

Standard Deviation

This fund

8.83%

Cat. avg.

7.43%

Lower the better

Sharpe Ratio

This fund

1.07

Cat. avg.

0.99

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.99

Higher the better

Fund Managers

Sanjay Chawla

Sanjay Chawla

Since November 2018

PP

Prashant Pimple

Since October 2022

Pratish Krishnan

Pratish Krishnan

Since August 2021

MV

Miten Vora

Since December 2022

Additional Scheme Detailsas of 31st August 2024

ISIN
INF955L01HF7
Expense Ratio
0.73%
Exit Load
1.00%
Fund Size
₹4,112 Cr
Age
14 Nov 2018
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
Nifty Composite Debt Index TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

  • If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
  • If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
  • Holding the units: No tax is applicable as long as you continue to hold the units.

Dividend Taxation:

Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Dynamic Asset Allocation Funds

Fund nameExpense RatioExit LoadFund size
1Y
Motilal Oswal Balance Advantage Fund Regular Growth

Very High Risk

2.2%1.0%₹1315.31 Cr21.6%
Motilal Oswal Balance Advantage Fund Direct Growth

Very High Risk

1.0%1.0%₹1315.31 Cr23.1%
Quant Dynamic Asset Allocation Fund Direct Growth

Very High Risk

0.7%1.0%₹1403.36 Cr51.2%
Quant Dynamic Asset Allocation Fund Regular Growth

Very High Risk

2.1%1.0%₹1403.36 Cr48.9%
Bandhan Balanced Advantage Fund Direct Growth

Moderately High risk

0.7%1.0%₹2321.90 Cr21.2%
Bandhan Balanced Advantage Fund Regular Growth

Moderately High risk

2.0%1.0%₹2321.90 Cr19.6%
Mahindra Manulife Balanced Advantage Fund Regular Growth

Very High Risk

2.2%1.0%₹886.22 Cr25.8%
Mahindra Manulife Balanced Advantage Fund Direct Growth

Very High Risk

0.5%1.0%₹886.22 Cr28.0%
Mirae Asset Balanced Advantage Fund Direct Growth

High Risk

0.7%1.0%₹1734.82 Cr21.6%
Mirae Asset Balanced Advantage Fund Regular Growth

High Risk

2.1%1.0%₹1734.82 Cr19.9%

About the AMC

Total AUM

₹41,385 Cr

Address

Crescenzo, 7th Floor, G-Block, Mumbai, 400 051

Other Funds by Baroda BNP Paribas Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Baroda BNP Paribas NIFTY 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹63.36 Cr-
Baroda BNP Paribas Small Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹1536.23 Cr-
Baroda BNP Paribas Aqua Fund of Fund Direct Growth

Very High Risk

0.5%1.0%₹52.47 Cr22.8%
Baroda BNP Paribas Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹519.91 Cr6.8%
Baroda BNP Paribas Business Cycle Fund Direct Growth

Very High Risk

0.9%1.0%₹619.20 Cr45.7%
Baroda BNP Paribas Multi Asset Fund Direct Growth

Very High Risk

0.9%1.0%₹1209.96 Cr32.7%
Baroda BNP Paribas Floater Fund Direct Growth

Moderate Risk

0.2%0.0%₹17.70 Cr8.8%
Baroda BNP Paribas Banking and PSU Bond Fund Direct Growth

Moderate Risk

0.4%0.0%₹27.24 Cr8.1%
Baroda BNP Paribas Banking and Financial Services Fund Direct Growth

Very High Risk

1.0%1.0%₹170.57 Cr33.0%
Baroda BNP Paribas Gilt Fund Direct Growth

Moderate Risk

0.1%0.0%₹1631.93 Cr9.8%
Baroda BNP Paribas Multi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹2758.15 Cr48.1%
Baroda BNP Paribas Liquid Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹11399.65 Cr7.4%
Baroda BNP Paribas Corporate Bond Fund Direct Growth

Moderate Risk

0.2%0.0%₹169.23 Cr8.5%
Baroda BNP Paribas Large Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹2342.57 Cr41.4%
Baroda BNP Paribas Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹152.52 Cr9.8%
Baroda BNP Paribas Mid Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹2224.88 Cr46.9%
Baroda BNP Paribas Conservative Hybrid Fund Direct Growth

Moderately High risk

0.5%1.0%₹754.18 Cr14.9%
Baroda BNP Paribas Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹215.02 Cr7.7%
Baroda BNP Paribas ELSS Fund Direct Growth

Very High Risk

1.0%0.0%₹967.05 Cr45.6%
Baroda BNP Paribas Short Duration Fund Direct Growth

Moderate Risk

0.4%0.0%₹212.27 Cr8.3%
Baroda BNP Paribas Balanced Advantage Fund Direct Growth

Very High Risk

0.7%1.0%₹4111.83 Cr26.5%
Baroda BNP Paribas Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹324.89 Cr7.4%
Baroda BNP Paribas Aggressive Hybrid Fund Direct Growth

Very High Risk

0.5%1.0%₹1170.76 Cr33.7%
Baroda BNP Paribas Focused Fund Direct Growth

Very High Risk

0.4%1.0%₹719.51 Cr36.4%
Baroda BNP Paribas NIFTY SDL December 2028 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹34.96 Cr8.8%
Baroda BNP Paribas India Consumption Fund Direct Growth

Very High Risk

0.6%1.0%₹1519.57 Cr46.7%
Baroda BNP Paribas Value Fund Direct Growth

Very High Risk

0.8%1.0%₹1700.44 Cr38.8%
Baroda BNP Paribas Credit Risk Fund Direct Growth

Moderately High risk

0.8%1.0%₹170.07 Cr9.1%
Baroda BNP Paribas Arbitrage Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹1301.10 Cr8.4%
Baroda BNP Paribas Large & Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹1443.47 Cr48.8%
Baroda BNP Paribas Medium Duration Fund Direct Growth

Moderate Risk

0.7%1.0%₹28.33 Cr7.7%
Baroda BNP Paribas Equity Savings Fund Direct Growth

Moderate Risk

1.4%1.0%₹610.16 Cr18.5%
Baroda BNP Paribas NIFTY SDL December 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹115.84 Cr8.3%
Baroda BNP Paribas Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹1302.46 Cr7.5%
Baroda BNP Paribas Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹1393.45 Cr41.6%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of Baroda BNP Paribas Balanced Advantage Fund Direct Growth, as of 19-Sep-2024, is ₹25.76.
The fund has generated 26.45% over the last 1 year and 15.24% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 60.79% in equities, 17.11% in bonds, and 20.87% in cash and cash equivalents.
The fund managers responsible for Baroda BNP Paribas Balanced Advantage Fund Direct Growth are:-
  1. Sanjay Chawla
  2. Prashant Pimple
  3. Pratish Krishnan
  4. Miten Vora