Sundaram Balanced Advantage Fund Regular Growth
HybridDynamic Asset AllocationHigh Risk
Regular
NAV (18-Jun-25)
₹34.86-0.08%1D
Returns (Since Inception)
8.99%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹1,563 Cr
Expense Ratio
2.08%
ISIN
INF173K01585
Minimum SIP
₹100
Exit Load
1.00%
Inception Date
16 Dec 2010
About this fund
Sundaram Balanced Advantage Fund Regular Growth is a Dynamic Asset Allocation mutual fund schemes offered by Sundaram Mutual Fund. This fund has been in existence for 14 years, 6 months and 3 days, having been launched on 16-Dec-10.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹34.86, Assets Under Management (AUM) of 1563.39 Crores, and an expense ratio of 2.08%.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹34.86, Assets Under Management (AUM) of 1563.39 Crores, and an expense ratio of 2.08%.
- Sundaram Balanced Advantage Fund Regular Growth has given a CAGR return of 8.99% since inception.
- The fund's asset allocation comprises around 58.25% in equities, 22.29% in debts, and 19.46% in cash & cash equivalents.
- You can start investing in Sundaram Balanced Advantage Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+5.99%
+5.20% (Cat Avg.)
3 Years
+14.00%
+15.31% (Cat Avg.)
5 Years
+11.34%
+14.70% (Cat Avg.)
10 Years
+7.79%
+10.01% (Cat Avg.)
Since Inception
+8.99%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Equity | ₹910.7 Cr | 58.25% |
| Debt | ₹348.51 Cr | 22.29% |
| Others | ₹304.17 Cr | 19.46% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹203.01 Cr | 12.99% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹89.61 Cr | 5.73% |
| Treps | Cash - Repurchase Agreement | ₹89.56 Cr | 5.73% |
| Reliance Industries Ltd | Equity | ₹88.86 Cr | 5.68% |
| ICICI Bank Ltd | Equity | ₹87.6 Cr | 5.60% |
| HDFC Bank Ltd | Equity | ₹74.26 Cr | 4.75% |
| Bharti Airtel Ltd | Equity | ₹63.58 Cr | 4.07% |
| Kotak Mahindra Bank Ltd | Equity | ₹51.29 Cr | 3.28% |
| State Bank of India | Equity | ₹35.74 Cr | 2.29% |
| Infosys Ltd | Equity | ₹33.5 Cr | 2.14% |
| 7.23% Govt Stock 2039 | Bond - Gov't/Treasury | ₹32.2 Cr | 2.06% |
| 7.32% Govt Stock 2030 | Bond - Gov't/Treasury | ₹31.9 Cr | 2.04% |
| 7.38% Govt Stock 2027 | Bond - Gov't/Treasury | ₹30.96 Cr | 1.98% |
| Axis Bank Ltd | Equity | ₹29.46 Cr | 1.88% |
| Embassy Office Parks REIT | Equity - REIT | ₹26.7 Cr | 1.71% |
| Rec Limited | Bond - Corporate Bond | ₹25.82 Cr | 1.65% |
| Future on Kotak Mahindra Bank Ltd | Equity - Future | ₹-25.64 Cr | 1.64% |
| Mahindra & Mahindra Ltd | Equity | ₹23.74 Cr | 1.52% |
| Larsen & Toubro Ltd | Equity | ₹23.65 Cr | 1.51% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-23.61 Cr | 1.51% |
| Future on Bank of Baroda | Equity - Future | ₹-23.38 Cr | 1.50% |
| Bank of Baroda | Equity | ₹23.21 Cr | 1.48% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-23.01 Cr | 1.47% |
| Future on Canara Bank | Equity - Future | ₹-22.11 Cr | 1.41% |
| Canara Bank | Equity | ₹22 Cr | 1.41% |
| Kalyan Jewellers India Ltd | Equity | ₹21.02 Cr | 1.34% |
| Future on Cipla Ltd | Equity - Future | ₹-18.97 Cr | 1.21% |
| Cipla Ltd | Equity | ₹18.86 Cr | 1.21% |
| Tata Consultancy Services Ltd | Equity | ₹18.56 Cr | 1.19% |
| Shriram Finance Ltd | Equity | ₹18.41 Cr | 1.18% |
| Hindustan Unilever Ltd | Equity | ₹17.52 Cr | 1.12% |
| Amber Enterprises India Ltd Ordinary Shares | Equity | ₹16.75 Cr | 1.07% |
| ITC Ltd | Equity | ₹16.72 Cr | 1.07% |
| Future on ICICI Bank Ltd | Equity - Future | ₹-16.71 Cr | 1.07% |
| HCL Technologies Ltd | Equity | ₹16.38 Cr | 1.05% |
| Bharat Petroleum Corp Ltd | Equity | ₹16.08 Cr | 1.03% |
| United Spirits Ltd | Equity | ₹16.05 Cr | 1.03% |
| 7.34% Govt Stock 2064 | Bond - Gov't/Treasury | ₹15.97 Cr | 1.02% |
| Bajaj Finance Ltd | Equity | ₹15.84 Cr | 1.01% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹15.78 Cr | 1.01% |
| Coromandel International Ltd | Equity | ₹15.68 Cr | 1.00% |
| Future on Bajaj Finserv Ltd | Equity - Future | ₹-15.42 Cr | 0.99% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹15.35 Cr | 0.98% |
| Bajaj Finserv Ltd | Equity | ₹15.33 Cr | 0.98% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹15.15 Cr | 0.97% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹14.71 Cr | 0.94% |
| Tata Consumer Products Ltd | Equity | ₹13.8 Cr | 0.88% |
| Maruti Suzuki India Ltd | Equity | ₹13.77 Cr | 0.88% |
| Alkem Laboratories Ltd | Equity | ₹11.68 Cr | 0.75% |
| Ceat Ltd | Equity | ₹11 Cr | 0.70% |
| Cummins India Ltd | Equity | ₹10.92 Cr | 0.70% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹10.76 Cr | 0.69% |
| UltraTech Cement Ltd | Equity | ₹10.59 Cr | 0.68% |
| 7.17% Govt Stock 2030 | Bond - Gov't/Treasury | ₹10.54 Cr | 0.67% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹10.46 Cr | 0.67% |
| Grasim Industries Ltd | Equity | ₹10.41 Cr | 0.67% |
| Computer Age Management Services Ltd Ordinary Shares | Equity | ₹10.26 Cr | 0.66% |
| Tata Power Co Ltd | Equity | ₹10.21 Cr | 0.65% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹10.1 Cr | 0.65% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹10.04 Cr | 0.64% |
| Jubilant Foodworks Ltd | Equity | ₹9.79 Cr | 0.63% |
| Home First Finance Co India Ltd --- | Equity | ₹9.62 Cr | 0.62% |
| Bajaj Auto Ltd | Equity | ₹9.35 Cr | 0.60% |
| Bharat Electronics Ltd | Equity | ₹9.31 Cr | 0.60% |
| Marico Ltd | Equity | ₹9.24 Cr | 0.59% |
| UNO Minda Ltd | Equity | ₹8.86 Cr | 0.57% |
| Mankind Pharma Ltd | Equity | ₹8.64 Cr | 0.55% |
| Cholamandalam Investment And Fin. Co. Ltd | Bond - Corporate Bond | ₹8.6 Cr | 0.55% |
| Zydus Lifesciences Ltd | Equity | ₹8.58 Cr | 0.55% |
| SBI Life Insurance Co Ltd | Equity | ₹8.54 Cr | 0.55% |
| Tata Motors Ltd | Equity | ₹8.37 Cr | 0.54% |
| POWERGRID Infrastructure Investment Trust Units | Equity | ₹8.18 Cr | 0.52% |
| Tech Mahindra Ltd | Equity | ₹7.97 Cr | 0.51% |
| Lupin Ltd | Equity | ₹7.83 Cr | 0.50% |
| JK Cement Ltd | Equity | ₹7.77 Cr | 0.50% |
| Infosys Limited Jun 2025 | Equity - Future | ₹-7.59 Cr | 0.49% |
| Cash And Other Net Current Assets ^ | Cash - Collateral | ₹7.16 Cr | 0.46% |
| Fortis Healthcare Ltd | Equity | ₹7.06 Cr | 0.45% |
| Varun Beverages Ltd | Equity | ₹6.9 Cr | 0.44% |
| Amara Raja Energy & Mobility Ltd | Equity | ₹6.52 Cr | 0.42% |
| Future on Hindalco Industries Ltd | Equity - Future | ₹-6.25 Cr | 0.40% |
| Hindalco Industries Ltd | Equity | ₹6.21 Cr | 0.40% |
| Grindwell Norton Ltd | Equity | ₹6.14 Cr | 0.39% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹6.11 Cr | 0.39% |
| GAIL (India) Ltd | Equity | ₹5.57 Cr | 0.36% |
| 7.44% Tamil Nadu State Government Securities -20/03/2034 | Bond - Gov't/Treasury | ₹5.26 Cr | 0.34% |
| 7.11% Govt Stock 2028 | Bond - Gov't/Treasury | ₹5.06 Cr | 0.32% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹4.96 Cr | 0.32% |
| Future on HDFC Bank Ltd | Equity - Future | ₹-4.84 Cr | 0.31% |
| Indian Hotels Co Ltd | Equity | ₹4.69 Cr | 0.30% |
| Prudent Corporate Advisory Services Ltd | Equity | ₹4.63 Cr | 0.30% |
| Future on Tata Motors Ltd | Equity - Future | ₹-4.49 Cr | 0.29% |
| Polycab India Ltd | Equity | ₹4.49 Cr | 0.29% |
| Margin Money For Derivatives | Cash - Collateral | ₹4.44 Cr | 0.28% |
| NTPC Ltd | Equity | ₹3.88 Cr | 0.25% |
| Mphasis Ltd | Equity | ₹3.52 Cr | 0.23% |
| Future on Tata Consultancy Services Ltd | Equity - Future | ₹-2.84 Cr | 0.18% |
| Future on Hindustan Unilever Ltd | Equity - Future | ₹-2.67 Cr | 0.17% |
| Future on ITC Hotels Ltd | Equity - Future | ₹-1.88 Cr | 0.12% |
| Future on GAIL (India) Ltd | Equity - Future | ₹-1.35 Cr | 0.09% |
| Titan Company Limited Jun 2025 | Equity - Future | ₹-1.25 Cr | 0.08% |
| Titan Co Ltd | Equity | ₹1.24 Cr | 0.08% |
| Future on Mahanagar Gas Ltd | Equity - Future | ₹-0.59 Cr | 0.04% |
| Mahanagar Gas Ltd | Equity | ₹0.58 Cr | 0.04% |
| Future on Grasim Industries Ltd | Equity - Future | ₹-0.26 Cr | 0.02% |
| Future on Axis Bank Ltd | Equity - Future | ₹-0.15 Cr | 0.01% |
Allocation By Market Cap (Equity)
Large Cap Stocks
45.16%
Mid Cap Stocks
7.40%
Small Cap Stocks
4.15%
Allocation By Credit Quality (Debt)
AAA
UNRATED
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹395.93 Cr | 25.33% |
| Consumer Cyclical | ₹128.57 Cr | 8.22% |
| Energy | ₹104.93 Cr | 6.71% |
| Technology | ₹90.19 Cr | 5.77% |
| Consumer Defensive | ₹80.23 Cr | 5.13% |
| Healthcare | ₹77.37 Cr | 4.95% |
| Communication Services | ₹69.69 Cr | 4.46% |
| Industrials | ₹61.02 Cr | 3.90% |
| Basic Materials | ₹50.66 Cr | 3.24% |
| Utilities | ₹28.43 Cr | 1.82% |
Risk & Performance Ratios
Standard Deviation
This fund
7.90%
Cat. avg.
8.36%
Lower the better
Sharpe Ratio
This fund
0.71
Cat. avg.
0.82
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.41
Higher the better
Fund Managers
DS
Dwijendra Srivastava
Since January 2022
SB
S. Bharath
Since January 2022
CF
Clyton Fernandes
Since October 2024
Additional Scheme Detailsas of 31st May 2025
ISIN | INF173K01585 | Expense Ratio | 2.08% | Exit Load | 1.00% | Fund Size | ₹1,563 Cr | Age | 14 years 6 months | Lumpsum Minimum | ₹100 | Fund Status | Open Ended Investment Company | Benchmark | Nifty Composite Debt Index TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Unifi Dynamic Asset Allocation Fund Direct Growth Moderate Risk | 0.9% | 1.0% | ₹640.17 Cr | - |
| Unifi Dynamic Asset Allocation Fund Regular Growth Moderate Risk | 1.5% | 1.0% | ₹640.17 Cr | - |
| Canara Robeco Balanced Advantage Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1485.86 Cr | - |
| Canara Robeco Balanced Advantage Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹1485.86 Cr | - |
| Helios Balanced Advantage Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹304.96 Cr | 3.4% |
| Helios Balanced Advantage Fund Regular Growth Very High Risk | 2.4% | 1.0% | ₹304.96 Cr | 1.8% |
| Parag Parikh Dynamic Asset Allocation Fund Regular Growth Moderate Risk | 0.6% | 1.0% | ₹2104.51 Cr | 8.1% |
| Parag Parikh Dynamic Asset Allocation Fund Direct Growth Moderate Risk | 0.3% | 1.0% | ₹2104.51 Cr | 8.4% |
| Samco Dynamic Asset Allocation Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹452.79 Cr | -2.7% |
| Samco Dynamic Asset Allocation Fund Regular Growth Very High Risk | 2.4% | 1.0% | ₹452.79 Cr | -4.2% |
About the AMC
Total AUM
₹66,806 Cr
Address
Sundaram Towers, Chennai, 600 014
Other Funds by Sundaram Mutual Fund
Risk Level
Your principal amount will be at High Risk
Unlock Expert Insights!
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Sundaram Balanced Advantage Fund Regular Growth?
The NAV of Sundaram Balanced Advantage Fund Regular Growth, as of 18-Jun-2025, is ₹34.86.
What are the returns of Sundaram Balanced Advantage Fund Regular Growth?
The fund has generated 5.99% over the last 1 year and 14.00% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Sundaram Balanced Advantage Fund Regular Growth?
The fund's allocation of assets is distributed as 58.25% in equities, 22.29% in bonds, and 19.46% in cash and cash equivalents.
Who manages the Sundaram Balanced Advantage Fund Regular Growth?
The fund managers responsible for Sundaram Balanced Advantage Fund Regular Growth are:-
- Dwijendra Srivastava
- S. Bharath
- Clyton Fernandes
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
©2021-2022 Dezerv. All Rights Reserved
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.