ITI Balanced Advantage Fund Direct Growth

Fund Overview

Fund Size

₹354 Cr

Expense Ratio

1.61%

ISIN

INF00XX01689

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

31 Dec 2019

About this fund

ITI Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by ITI Mutual Fund. This fund has been in existence for 6 years, 8 months and 12 days, having been launched on 31-Dec-19.
As of 11-Sep-26, it has a Net Asset Value (NAV) of ₹16.53, Assets Under Management (AUM) of 353.79 Crores, and an expense ratio of 1.61%.

ITI Balanced Advantage Fund Direct Growth has given a CAGR return of 7.79% since inception.
The fund's asset allocation comprises around 69.60% in equities, 19.92% in debts, and 10.48% in cash & cash equivalents.
You can start investing in ITI Balanced Advantage Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+1.50%

+1.91% (Cat Avg.)

3 Years

+9.55%

+8.72% (Cat Avg.)

5 Years

+8.53%

+8.51% (Cat Avg.)

Since Inception

+7.79%

— (Cat Avg.)

Portfolio Summaryas of 31st July 2026

Equity	₹246.24 Cr	69.60%
Debt	₹70.48 Cr	19.92%
Others	₹37.07 Cr	10.48%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Treps 03-Aug-2026	Cash - Repurchase Agreement	₹26.02 Cr	7.36%
7.06% Govt Stock 2028	Bond - Gov't/Treasury	₹15.25 Cr	4.31%
ICICI Bank Ltd	Equity	₹14.47 Cr	4.09%
Bajaj Finance Ltd	Equity	₹13.47 Cr	3.81%
HDFC Bank Ltd	Equity	₹12.95 Cr	3.66%
Shriram Finance Ltd	Equity	₹12.3 Cr	3.48%
Reliance Industries Ltd	Equity	₹11.55 Cr	3.26%
Wockhardt Ltd	Equity	₹10.39 Cr	2.94%
Power Grid Corporation Of India Limited	Bond - Corporate Bond	₹10.15 Cr	2.87%
Laurus Labs Ltd	Equity	₹9.72 Cr	2.75%
Net Receivables / (Payables)	Cash	₹9.31 Cr	2.63%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹9.01 Cr	2.55%
Ujjivan Small Finance Bank Ltd Ordinary Shares	Equity	₹8.87 Cr	2.51%
Garware Hi-Tech Films Ltd	Equity	₹8.59 Cr	2.43%
Mahindra & Mahindra Ltd	Equity	₹8.56 Cr	2.42%
Future on Mahindra & Mahindra Ltd	Equity - Future	₹-8.51 Cr	2.40%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹8.01 Cr	2.26%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹7.52 Cr	2.13%
Power Finance Corporation Limited	Bond - Corporate Bond	₹7.49 Cr	2.12%
Rec Limited	Bond - Corporate Bond	₹7.01 Cr	1.98%
RBL Bank Ltd	Equity	₹5.87 Cr	1.66%
State Bank of India	Equity	₹5.25 Cr	1.48%
Gokaldas Exports Ltd	Equity	₹4.6 Cr	1.30%
Future on Bajaj Finance Ltd	Equity - Future	₹-4.29 Cr	1.21%
Axis Bank Ltd	Equity	₹4.19 Cr	1.18%
IIFL Finance Ltd	Equity	₹4.09 Cr	1.16%
Dr. Lal PathLabs Ltd	Equity	₹4.07 Cr	1.15%
Redington Ltd	Equity	₹4.04 Cr	1.14%
Titan Co Ltd	Equity	₹4 Cr	1.13%
Yes Bank Ltd	Equity	₹3.97 Cr	1.12%
Gujarat Fluorochemicals Ltd Ordinary Shares	Equity	₹3.91 Cr	1.11%
Cholamandalam Investment and Finance Co Ltd	Equity	₹3.91 Cr	1.10%
Aditya Birla Capital Ltd	Equity	₹3.84 Cr	1.09%
Divi's Laboratories Ltd	Equity	₹3.83 Cr	1.08%
Krishna Institute of Medical Sciences Ltd	Equity	₹3.81 Cr	1.08%
TVS Motor Co Ltd	Equity	₹3.77 Cr	1.07%
Eternal Ltd	Equity	₹3.73 Cr	1.05%
Future on Lupin Ltd	Equity - Future	₹3.72 Cr	1.05%
AU Small Finance Bank Ltd	Equity	₹3.71 Cr	1.05%
One97 Communications Ltd	Equity	₹3.71 Cr	1.05%
Delhivery Ltd	Equity	₹3.7 Cr	1.05%
Balrampur Chini Mills Ltd	Equity	₹3.67 Cr	1.04%
IDFC First Bank Ltd	Equity	₹3.66 Cr	1.03%
Adani Ports & Special Economic Zone Ltd	Equity	₹3.64 Cr	1.03%
Grasim Industries Ltd	Equity	₹3.64 Cr	1.03%
SBI Funds Management Ltd	Equity	₹3.62 Cr	1.02%
Pidilite Industries Ltd	Equity	₹3.56 Cr	1.01%
L&T Finance Ltd	Equity	₹3.52 Cr	1.00%
Jubilant Ingrevia Ltd Ordinary Shares	Equity	₹3.51 Cr	0.99%
Bharat Heavy Electricals Ltd	Equity	₹3.44 Cr	0.97%
Oberoi Realty Ltd	Equity	₹3.43 Cr	0.97%
Infosys Ltd	Equity	₹3.4 Cr	0.96%
Coal India Ltd	Equity	₹3.39 Cr	0.96%
Affle 3i Ltd	Equity	₹3.39 Cr	0.96%
Voltamp Transformers Ltd	Equity	₹3.34 Cr	0.94%
ABB India Ltd	Equity	₹3.32 Cr	0.94%
Cummins India Ltd	Equity	₹3.31 Cr	0.94%
Vedanta Ltd	Equity	₹3.23 Cr	0.91%
Turtlemint Fintech Solutions Ltd	Equity	₹3 Cr	0.85%
Apollo Hospitals Enterprise Ltd	Equity	₹2.57 Cr	0.73%
Nuclear Power Corporation Of India Limited	Bond - Corporate Bond	₹2.03 Cr	0.57%
National Housing Bank	Bond - Corporate Bond	₹2.01 Cr	0.57%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹2 Cr	0.57%
Torrent Power Ltd	Equity	₹1.8 Cr	0.51%
Cash Offset For Derivatives	Cash - General Offset	₹1.74 Cr	0.49%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹110.69 Cr	31.29%
Healthcare	₹34.39 Cr	9.72%
Basic Materials	₹26.45 Cr	7.48%
Consumer Cyclical	₹24.65 Cr	6.97%
Industrials	₹20.76 Cr	5.87%
Energy	₹14.94 Cr	4.22%
Technology	₹11.15 Cr	3.15%
Consumer Defensive	₹3.67 Cr	1.04%
Real Estate	₹3.43 Cr	0.97%
Communication Services	₹3.39 Cr	0.96%
Utilities	₹1.8 Cr	0.51%

Risk & Performance Ratios

Fund Managers

Laukik Bagwe

Since February 2025

Nilay Dalal

Since May 2026

Animesh Singh

Since May 2026

Additional Scheme Detailsas of 31st July 2026

ISIN

INF00XX01689

Expense Ratio

1.61%

Exit Load

No Charges

Fund Size

₹354 Cr

Age

6 years 8 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty 50 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Dynamic Asset Allocation Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
The Wealth Company Balanced Advantage Fund Direct Growth Very High Risk	0.3%	1.0%	₹46.84 Cr	-
The Wealth Company Balanced Advantage Fund Regular Growth Very High Risk	2.1%	1.0%	₹46.84 Cr	-
Groww Multi Asset Allocation Fund Regular Growth Very High Risk	2.3%	1.0%	₹385.71 Cr	-
Groww Multi Asset Allocation Fund Direct Growth Very High Risk	0.5%	1.0%	₹385.71 Cr	-
Unifi Dynamic Asset Allocation Fund Direct Growth Moderately High risk	1.4%	1.0%	₹1353.17 Cr	8.6%
Unifi Dynamic Asset Allocation Fund Regular Growth Moderately High risk	2.0%	1.0%	₹1353.17 Cr	8.0%
Canara Robeco Balanced Advantage Fund Regular Growth Very High Risk	1.9%	1.0%	₹1079.26 Cr	-1.0%
Canara Robeco Balanced Advantage Fund Direct Growth Very High Risk	0.7%	1.0%	₹1079.26 Cr	0.3%
Helios Balanced Advantage Fund Direct Growth Very High Risk	1.4%	0.0%	₹291.42 Cr	4.3%
Helios Balanced Advantage Fund Regular Growth Very High Risk	2.9%	0.0%	₹291.42 Cr	2.6%
Parag Parikh Dynamic Asset Allocation Fund Regular Growth Moderately High risk	0.8%	1.0%	₹2612.92 Cr	3.4%
Parag Parikh Dynamic Asset Allocation Fund Direct Growth Moderately High risk	0.4%	1.0%	₹2612.92 Cr	3.7%
Samco Dynamic Asset Allocation Fund Direct Growth Very High Risk	2.0%	1.0%	₹177.67 Cr	-0.5%
Samco Dynamic Asset Allocation Fund Regular Growth Very High Risk	3.4%	1.0%	₹177.67 Cr	-1.9%
Bajaj Finserv Balanced Advantage Fund Direct Growth Very High Risk	1.0%	1.0%	₹1262.98 Cr	4.0%
Bajaj Finserv Balanced Advantage Fund Regular Growth Very High Risk	2.6%	1.0%	₹1262.98 Cr	2.4%
HSBC Balanced Advantage Fund Direct Growth Very High Risk	1.2%	1.0%	₹1527.05 Cr	2.5%
HDFC Balanced Advantage Fund Direct Growth Very High Risk	0.8%	1.0%	₹107295.79 Cr	0.4%
HDFC Balanced Advantage Fund Regular Growth Very High Risk	1.3%	1.0%	₹107295.79 Cr	-0.2%
Edelweiss Balanced Advantage Fund Regular Growth Very High Risk	2.1%	1.0%	₹13292.69 Cr	4.3%
Sundaram Balanced Advantage Fund Direct Growth High Risk	0.6%	1.0%	₹1682.03 Cr	1.5%
Aditya Birla Sun Life Balanced Advantage Fund Direct Growth Moderately High risk	0.6%	0.0%	₹9804.08 Cr	6.7%
Nippon India Balanced Advantage Fund Direct Growth Very High Risk	0.8%	1.0%	₹9898.19 Cr	3.7%
Invesco India Balanced Advantage Fund Direct Growth Moderately High risk	0.7%	0.0%	₹951.53 Cr	-2.5%
Tata Balanced Advantage Fund Regular Growth Very High Risk	1.9%	0.0%	₹8538.57 Cr	1.2%
Tata Balanced Advantage Fund Direct Growth Very High Risk	0.7%	0.0%	₹8538.57 Cr	2.5%
DSP Dynamic Asset Allocation Fund Regular Growth Very High Risk	2.4%	1.0%	₹3780.28 Cr	2.9%
DSP Dynamic Asset Allocation Fund Direct Growth Very High Risk	1.1%	1.0%	₹3780.28 Cr	4.2%
HSBC Balanced Advantage Fund Regular Growth Very High Risk	2.5%	1.0%	₹1527.05 Cr	1.2%
LIC MF Balanced Advantage Fund Regular Growth Very High Risk	3.1%	1.0%	₹695.74 Cr	1.5%
LIC MF Balanced Advantage Fund Direct Growth Very High Risk	1.7%	1.0%	₹695.74 Cr	3.0%
ICICI Prudential Balanced Advantage Fund Regular Growth High Risk	1.6%	1.0%	₹74555.42 Cr	3.8%
ITI Balanced Advantage Fund Regular Growth Very High Risk	3.3%	0.0%	₹353.79 Cr	-0.2%
ITI Balanced Advantage Fund Direct Growth Very High Risk	1.6%	0.0%	₹353.79 Cr	1.5%
Invesco India Balanced Advantage Fund Regular Growth Moderately High risk	1.8%	0.0%	₹951.53 Cr	-3.7%
Sundaram Balanced Advantage Fund Regular Growth High Risk	1.8%	1.0%	₹1682.03 Cr	0.1%
Union Balanced Advantage Fund Regular Growth Very High Risk	1.9%	1.0%	₹1238.19 Cr	1.1%
Union Balanced Advantage Fund Direct Growth Very High Risk	0.9%	1.0%	₹1238.19 Cr	2.2%
Edelweiss Balanced Advantage Fund Direct Growth Very High Risk	1.0%	1.0%	₹13292.69 Cr	5.5%
Bank of India Balanced Advantage Fund Regular Growth Very High Risk	2.1%	1.0%	₹177.62 Cr	3.7%
Bank of India Balanced Advantage Fund Direct Growth Very High Risk	1.1%	1.0%	₹177.62 Cr	4.9%
Kotak Balanced Advantage Fund Regular Growth Very High Risk	1.7%	1.0%	₹17428.74 Cr	1.9%
Kotak Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹17428.74 Cr	3.1%
PGIM India Balanced Advantage Fund Regular Growth Moderately High risk	2.5%	0.0%	₹759.47 Cr	-3.6%
PGIM India Balanced Advantage Fund Direct Growth Moderately High risk	0.9%	0.0%	₹759.47 Cr	-1.9%
Axis Balanced Advantage Fund Regular Growth Moderately High risk	2.1%	1.0%	₹3859.19 Cr	1.3%
Axis Balanced Advantage Fund Direct Growth Moderately High risk	1.1%	1.0%	₹3859.19 Cr	2.5%
ICICI Prudential Balanced Advantage Fund Direct Growth High Risk	1.1%	1.0%	₹74555.42 Cr	4.4%
Baroda BNP Paribas Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹5166.21 Cr	7.0%
Baroda BNP Paribas Balanced Advantage Fund Regular Growth Very High Risk	1.6%	1.0%	₹5166.21 Cr	5.8%

About the AMC

ITI Mutual Fund

022-66214999

https://www.itimf.com/

Total AUM

₹12,598 Cr

Address

Mumbai, 400013

Other Funds by ITI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
ITI Multi Asset Allocation Fund Direct Growth Very High Risk	-	0.0%	-	-
ITI Business Cycle Fund Direct Growth Very High Risk	1.8%	0.0%	₹115.24 Cr	-
Diviniti Equity Long Short Fund Direct Growth High Risk	2.9%	0.0%	₹316.81 Cr	-
ITI Bharat Consumption Fund Direct Growth Very High Risk	1.0%	0.0%	₹370.07 Cr	1.5%
ITI Large & Mid Cap Fund Direct Growth Very High Risk	1.0%	0.0%	₹740.26 Cr	8.2%
ITI Focused Equity Fund Direct Growth Very High Risk	0.9%	0.0%	₹612.21 Cr	12.0%
ITI Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹47.95 Cr	6.2%
ITI Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹162.51 Cr	6.5%
ITI Multi Cap Fund Direct Growth Very High Risk	0.8%	0.0%	₹1468.28 Cr	13.4%
ITI Value Fund Direct Growth Very High Risk	1.6%	0.0%	₹358.90 Cr	6.1%
ITI Conservative Hybrid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹14.80 Cr	8.9%
ITI Dynamic Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹26.56 Cr	2.9%
ITI Balanced Advantage Fund Direct Growth Very High Risk	1.6%	0.0%	₹353.79 Cr	1.5%
ITI Small Cap Fund Direct Growth Very High Risk	0.8%	0.0%	₹3454.00 Cr	23.4%
ITI Large Cap Fund Direct Growth Very High Risk	1.0%	0.0%	₹367.41 Cr	2.8%
ITI Banking & PSU Debt Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹33.47 Cr	5.1%
ITI Banking and Financial Services Fund Direct Growth Very High Risk	1.2%	0.0%	₹386.46 Cr	9.2%
ITI Arbitrage Fund Direct Growth Low Risk	1.1%	0.0%	₹71.10 Cr	6.4%
ITI Overnight Fund Direct Growth Low Risk	0.2%	0.0%	₹16.27 Cr	5.0%
ITI Mid Cap Fund Direct Growth Very High Risk	1.0%	0.0%	₹1479.84 Cr	12.7%
ITI Long Term Equity Fund Direct Growth Very High Risk	0.9%	0.0%	₹455.42 Cr	6.4%
ITI Pharma and Healthcare Fund Direct Growth Very High Risk	1.0%	0.0%	₹262.84 Cr	11.9%
ITI Flexi Cap Fund Direct Growth Very High Risk	1.0%	0.0%	₹1467.30 Cr	14.1%

Risk Level

Your principal amount will be at Very High Risk

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What is the current NAV of ITI Balanced Advantage Fund Direct Growth?

The NAV of ITI Balanced Advantage Fund Direct Growth, as of 11-Sep-2026, is ₹16.53.

What are the returns of ITI Balanced Advantage Fund Direct Growth?

The fund has generated 1.50% over the last 1 year and 9.55% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of ITI Balanced Advantage Fund Direct Growth?

The fund's allocation of assets is distributed as 69.60% in equities, 19.92% in bonds, and 10.48% in cash and cash equivalents.

Who manages the ITI Balanced Advantage Fund Direct Growth?

The fund managers responsible for ITI Balanced Advantage Fund Direct Growth are:-

Laukik Bagwe
Nilay Dalal
Animesh Singh

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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ITI Balanced Advantage Fund Direct Growth

Fund Overview