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PGIM India Balanced Advantage Fund Direct Growth
HybridDynamic Asset AllocationModerately High risk
Direct
NAV (27-Aug-26)
₹16.73-0.30%1D
Returns (Since Inception)
9.70%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹759 Cr
Expense Ratio
0.91%
ISIN
INF663L01V49
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
04 Feb 2021
About this fund
PGIM India Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by PGIM India Mutual Fund. This fund has been in existence for 5 years, 6 months and 24 days, having been launched on 04-Feb-21.
As of 27-Aug-26, it has a Net Asset Value (NAV) of ₹16.73, Assets Under Management (AUM) of 759.47 Crores, and an expense ratio of 0.91%.
As of 27-Aug-26, it has a Net Asset Value (NAV) of ₹16.73, Assets Under Management (AUM) of 759.47 Crores, and an expense ratio of 0.91%.
- PGIM India Balanced Advantage Fund Direct Growth has given a CAGR return of 9.70% since inception.
- The fund's asset allocation comprises around 73.41% in equities, 12.37% in debts, and 14.21% in cash & cash equivalents.
- You can start investing in PGIM India Balanced Advantage Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+1.15%
+4.03% (Cat Avg.)
3 Years
+8.44%
+10.11% (Cat Avg.)
5 Years
+8.30%
+9.31% (Cat Avg.)
Since Inception
+9.70%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2026
| Equity | ₹557.52 Cr | 73.41% |
| Debt | ₹93.95 Cr | 12.37% |
| Others | ₹107.89 Cr | 14.21% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| ICICI Bank Ltd | Equity | ₹43.66 Cr | 5.75% |
| HDFC Bank Ltd | Equity | ₹38.89 Cr | 5.12% |
| Reliance Industries Ltd | Equity | ₹30.48 Cr | 4.01% |
| Clearing Corporation Of India Ltd. | Cash - Repurchase Agreement | ₹25.24 Cr | 3.32% |
| Bharti Airtel Ltd | Equity | ₹24.56 Cr | 3.23% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹18.49 Cr | 2.44% |
| State Bank of India | Equity | ₹17.52 Cr | 2.31% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹15.95 Cr | 2.10% |
| Bajaj Finance Ltd | Equity | ₹14.86 Cr | 1.96% |
| Infosys Ltd | Equity | ₹14.55 Cr | 1.92% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹14.31 Cr | 1.88% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹13.42 Cr | 1.77% |
| Larsen & Toubro Ltd | Equity | ₹13.2 Cr | 1.74% |
| NTPC Ltd | Equity | ₹10.92 Cr | 1.44% |
| Titan Co Ltd | Equity | ₹10.66 Cr | 1.40% |
| Eternal Ltd | Equity | ₹10.45 Cr | 1.38% |
| TVS Motor Co Ltd | Equity | ₹10.15 Cr | 1.34% |
| Mahindra & Mahindra Ltd | Equity | ₹9.94 Cr | 1.31% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹9.66 Cr | 1.27% |
| Fedbank Financial Services Limited | Cash - Commercial Paper | ₹9.62 Cr | 1.27% |
| Tata Consultancy Services Ltd | Equity | ₹9.4 Cr | 1.24% |
| Varun Beverages Ltd | Equity | ₹9.12 Cr | 1.20% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹9 Cr | 1.19% |
| Axis Bank Ltd | Equity | ₹9 Cr | 1.19% |
| SRF Ltd | Equity | ₹8.91 Cr | 1.17% |
| Torrent Power Ltd | Equity | ₹8.21 Cr | 1.08% |
| Solar Industries India Ltd | Equity | ₹8.14 Cr | 1.07% |
| CG Power & Industrial Solutions Ltd | Equity | ₹7.51 Cr | 0.99% |
| JK Cement Ltd | Equity | ₹7.4 Cr | 0.97% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹7.31 Cr | 0.96% |
| Prestige Estates Projects Ltd | Equity | ₹7.25 Cr | 0.95% |
| JSW Steel Ltd | Equity | ₹6.98 Cr | 0.92% |
| Power Finance Corp Ltd | Equity | ₹6.95 Cr | 0.92% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹6.93 Cr | 0.91% |
| Union Bank of India | Bond - Corporate Bond | ₹6.89 Cr | 0.91% |
| LTM Ltd | Equity | ₹6.85 Cr | 0.90% |
| Vishal Mega Mart Ltd | Equity | ₹6.85 Cr | 0.90% |
| Max Healthcare Institute Ltd Ordinary Shares | Equity | ₹6.69 Cr | 0.88% |
| Divi's Laboratories Ltd | Equity | ₹6.68 Cr | 0.88% |
| Bharat Electronics Ltd | Equity | ₹6.68 Cr | 0.88% |
| Kotak Mahindra Bank Ltd | Equity | ₹6.67 Cr | 0.88% |
| Eicher Motors Ltd | Equity | ₹6.65 Cr | 0.88% |
| Nhpc Limited | Bond - Corporate Bond | ₹6.65 Cr | 0.88% |
| HDFC Life Insurance Co Ltd | Equity | ₹6.63 Cr | 0.87% |
| UNO Minda Ltd | Equity | ₹6.58 Cr | 0.87% |
| The Federal Bank Ltd | Equity | ₹6.46 Cr | 0.85% |
| FSN E-Commerce Ventures Ltd | Equity | ₹6.44 Cr | 0.85% |
| 6.01% Govt Stock 2030 | Bond - Gov't/Treasury | ₹6.42 Cr | 0.84% |
| Abbott India Ltd | Equity | ₹6.26 Cr | 0.82% |
| Bharat Petroleum Corp Ltd | Equity | ₹6.13 Cr | 0.81% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹5.84 Cr | 0.77% |
| Persistent Systems Ltd | Equity | ₹5.79 Cr | 0.76% |
| Tech Mahindra Ltd | Equity | ₹5.76 Cr | 0.76% |
| Hindalco Industries Ltd | Equity | ₹5.64 Cr | 0.74% |
| UltraTech Cement Ltd | Equity | ₹5.62 Cr | 0.74% |
| JSW Infrastructure Ltd | Equity | ₹5.49 Cr | 0.72% |
| SJS Enterprises Ltd | Equity | ₹5.48 Cr | 0.72% |
| Cummins India Ltd | Equity | ₹5.34 Cr | 0.70% |
| United Spirits Ltd | Equity | ₹5.33 Cr | 0.70% |
| Suzlon Energy Ltd | Equity | ₹5.23 Cr | 0.69% |
| Jindal Steel Ltd | Equity | ₹5.22 Cr | 0.69% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹5.11 Cr | 0.67% |
| Jamnagar Utilities & Power Private Limited | Bond - Corporate Bond | ₹5.03 Cr | 0.66% |
| AU Small Finance Bank Ltd | Equity | ₹4.97 Cr | 0.65% |
| Aster DM Quality Care Ltd Ordinary Shares | Equity | ₹4.97 Cr | 0.65% |
| Hindustan Petroleum Corp Ltd. | Cash - Commercial Paper | ₹4.96 Cr | 0.65% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹4.91 Cr | 0.65% |
| Infina Finance Private Limited | Cash - Commercial Paper | ₹4.89 Cr | 0.64% |
| Maruti Suzuki India Ltd | Equity | ₹4.62 Cr | 0.61% |
| Nestle India Ltd | Equity | ₹4.56 Cr | 0.60% |
| Torrent Pharmaceuticals Ltd | Equity | ₹4.29 Cr | 0.56% |
| 7.25% Govt Stock 2063 | Bond - Gov't/Treasury | ₹4.24 Cr | 0.56% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹4.11 Cr | 0.54% |
| Info Edge (India) Ltd | Equity | ₹4.09 Cr | 0.54% |
| Tube Investments of India Ltd Ordinary Shares | Equity | ₹4.05 Cr | 0.53% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹4 Cr | 0.53% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹4 Cr | 0.53% |
| Lupin Ltd | Equity | ₹3.94 Cr | 0.52% |
| Marico Ltd | Equity | ₹3.82 Cr | 0.50% |
| Multi Commodity Exchange of India Ltd | Equity | ₹3.37 Cr | 0.44% |
| Asian Paints Ltd | Equity | ₹3.19 Cr | 0.42% |
| Shriram Finance Ltd | Equity | ₹3.19 Cr | 0.42% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹2.99 Cr | 0.39% |
| Blue Star Ltd | Equity | ₹2.85 Cr | 0.38% |
| ITC Ltd | Equity | ₹2.74 Cr | 0.36% |
| Ashok Leyland Ltd | Equity | ₹2.62 Cr | 0.35% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹2.59 Cr | 0.34% |
| Muthoot Finance Ltd | Equity | ₹2.58 Cr | 0.34% |
| Mrs Bectors Food Specialities Ltd Ordinary Shares | Equity | ₹2.5 Cr | 0.33% |
| GE Vernova T&D India Ltd | Equity | ₹2.41 Cr | 0.32% |
| 6.64% Govt Stock 2027 | Bond - Gov't/Treasury | ₹2.32 Cr | 0.31% |
| Net Receivables / (Payables) | Cash | ₹2.18 Cr | 0.29% |
| Aditya Birla Capital Limited | Bond - Corporate Bond | ₹2.01 Cr | 0.26% |
| Axis Bank Ltd | Cash - CD/Time Deposit | ₹1.96 Cr | 0.26% |
| 7.34% Govt Stock 2064 | Bond - Gov't/Treasury | ₹1.88 Cr | 0.25% |
| Shriram Finance Limited | Bond - Corporate Bond | ₹1.01 Cr | 0.13% |
| 7.17% Govt Stock 2028 | Bond - Gov't/Treasury | ₹0.78 Cr | 0.10% |
| 6.54% Govt Stock 2032 | Bond - Gov't/Treasury | ₹0.49 Cr | 0.06% |
| 7.26% Govt Stock 2032 | Bond - Gov't/Treasury | ₹0.26 Cr | 0.03% |
| Tvs Motor Company Limited | Preferred Stock | ₹0.11 Cr | 0.01% |
Allocation By Market Cap (Equity)
Large Cap Stocks
54.36%
Mid Cap Stocks
18.00%
Small Cap Stocks
1.05%
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹171.45 Cr | 22.57% |
| Consumer Cyclical | ₹77.8 Cr | 10.24% |
| Industrials | ₹64.3 Cr | 8.47% |
| Technology | ₹42.35 Cr | 5.58% |
| Basic Materials | ₹42.18 Cr | 5.55% |
| Healthcare | ₹39.75 Cr | 5.23% |
| Energy | ₹36.61 Cr | 4.82% |
| Communication Services | ₹28.64 Cr | 3.77% |
| Consumer Defensive | ₹28.06 Cr | 3.69% |
| Utilities | ₹19.13 Cr | 2.52% |
| Real Estate | ₹7.25 Cr | 0.95% |
Risk & Performance Ratios
Standard Deviation
This fund
9.97%
Cat. avg.
9.44%
Lower the better
Sharpe Ratio
This fund
0.20
Cat. avg.
0.39
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.57
Higher the better
Fund Managers
VP
Vinay Paharia
Since April 2023
PP
Puneet Pal
Since December 2021
AP
Anandha Padmanabhan Anjeneyan
Since April 2023
UM
Utsav Mehta
Since April 2024
Additional Scheme Detailsas of 31st July 2026
ISIN INF663L01V49 | Expense Ratio 0.91% | Exit Load No Charges | Fund Size ₹759 Cr | Age 5 years 6 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Hybrid 50+50 - Moderate TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
About the AMC
PGIM India Mutual Fund
Total AUM
₹26,949 Cr
Address
Nirlon House, 2nd Floor, Mumbai, 400 030
Other Funds by PGIM India Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of PGIM India Balanced Advantage Fund Direct Growth?
The NAV of PGIM India Balanced Advantage Fund Direct Growth, as of 27-Aug-2026, is ₹16.73.
What are the returns of PGIM India Balanced Advantage Fund Direct Growth?
The fund has generated 1.15% over the last 1 year and 8.44% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of PGIM India Balanced Advantage Fund Direct Growth?
The fund's allocation of assets is distributed as 73.41% in equities, 12.37% in bonds, and 14.21% in cash and cash equivalents.
Who manages the PGIM India Balanced Advantage Fund Direct Growth?
The fund managers responsible for PGIM India Balanced Advantage Fund Direct Growth are:-
- Vinay Paharia
- Puneet Pal
- Anandha Padmanabhan Anjeneyan
- Utsav Mehta
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
