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Fund Overview

Fund Size

Fund Size

₹2,826 Cr

Expense Ratio

Expense Ratio

0.38%

ISIN

ISIN

INF789F1AYV3

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

10 Aug 2023

About this fund

UTI Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 10 months and 2 days, having been launched on 10-Aug-23.
As of 11-Jun-24, it has a Net Asset Value (NAV) of ₹11.65, Assets Under Management (AUM) of 2826.26 Crores, and an expense ratio of 0.38%.
  • UTI Balanced Advantage Fund Direct Growth has given a CAGR return of 16.49% since inception.
  • The fund's asset allocation comprises around 52.17% in equities, 26.05% in debts, and 21.79% in cash & cash equivalents.
  • You can start investing in UTI Balanced Advantage Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

Since Inception

+16.49%

(Cat Avg.)

Portfolio Summaryas of 31st May 2024

Equity1,474.33 Cr52.17%
Debt736.21 Cr26.05%
Others615.72 Cr21.79%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset436.43 Cr15.24%
7.06% Govt Stock 2028Bond - Gov't/Treasury200.03 Cr6.98%
HDFC Bank LtdEquity192.41 Cr6.72%
ICICI Bank LtdEquity173.88 Cr6.07%
7.38% Govt Stock 2027Bond - Gov't/Treasury100.88 Cr3.52%
Reliance Industries LtdEquity97.82 Cr3.41%
Larsen & Toubro LtdEquity92.55 Cr3.23%
Bharti Airtel LtdEquity86.42 Cr3.02%
Tata Consultancy Services LtdEquity80.78 Cr2.82%
Infosys LtdEquity76 Cr2.65%
NTPC LtdEquity71.59 Cr2.50%
Net Current AssetsCash67.28 Cr2.35%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond60.1 Cr2.10%
Axis Bank LtdEquity59.46 Cr2.08%
Indian Railway Finance Corp Ltd.Bond - Gov't Agency Debt49.99 Cr1.75%
Rural Electrification Corporation LimitedBond - Corporate Bond49.93 Cr1.74%
LIC Housing Finance LimitedBond - Corporate Bond49.86 Cr1.74%
Maruti Suzuki India LtdEquity49.16 Cr1.72%
Dbs Bank India LimitedCash - CD/Time Deposit48.07 Cr1.68%
Canara BankCash - CD/Time Deposit47.25 Cr1.65%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)Cash - CD/Time Deposit46.73 Cr1.63%
Future on HDFC Bank LtdEquity - Future-46.66 Cr1.63%
Bharat Electronics LtdEquity45.36 Cr1.58%
ICICI Bank Ltd.Bond - Corporate Bond-38.57 Cr1.35%
Kotak Mahindra Bank LtdEquity37.26 Cr1.30%
InterGlobe Aviation LtdEquity37.23 Cr1.30%
Bajaj Auto LtdEquity34.2 Cr1.19%
Future on Larsen & Toubro LtdEquity - Future-31.95 Cr1.12%
UltraTech Cement LtdEquity31.76 Cr1.11%
ITC LtdEquity31.68 Cr1.11%
Future on Reliance Industries LtdEquity - Future-30.75 Cr1.07%
Titan Co LtdEquity30.63 Cr1.07%
Tata Motors LtdEquity30.58 Cr1.07%
Bajaj Finance LtdEquity28.58 Cr1.00%
Crompton Greaves Consumer Electricals LtdEquity27.2 Cr0.95%
United Spirits LtdEquity26.67 Cr0.93%
Godrej Consumer Products LtdEquity26.65 Cr0.93%
HDFC Asset Management Co LtdEquity25.99 Cr0.91%
Oil & Natural Gas Corp LtdEquity25.74 Cr0.90%
Power Finance Corporation LimitedBond - Corporate Bond25.33 Cr0.88%
Dr. Lal PathLabs LtdEquity25.27 Cr0.88%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.14 Cr0.88%
Indian Railway Finance Corporation LimitedBond - Corporate Bond25.1 Cr0.88%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.05 Cr0.87%
National Housing BankBond - Corporate Bond25.02 Cr0.87%
Export-Import Bank of IndiaBond - Gov't Agency Debt25.01 Cr0.87%
REC Ltd.Bond - Corporate Bond24.99 Cr0.87%
Small Industries Development Bank of IndiaBond - Corporate Bond24.99 Cr0.87%
Power Finance Corporation LimitedBond - Corporate Bond24.88 Cr0.87%
Eicher Motors LtdEquity24.64 Cr0.86%
Future on NTPC LtdEquity - Future-24.11 Cr0.84%
ICICI Bank LimitedCash - CD/Time Deposit24.08 Cr0.84%
LTIMindtree LtdEquity23.46 Cr0.82%
Marico LtdEquity22.87 Cr0.80%
Tata Steel LtdEquity22.53 Cr0.79%
Mahindra & Mahindra LtdEquity22.14 Cr0.77%
Hindalco Industries LtdEquity21.63 Cr0.75%
Info Edge (India) LtdEquity21.27 Cr0.74%
SBI Life Insurance Company LimitedEquity20.43 Cr0.71%
Future on ITC LtdEquity - Future-19.56 Cr0.68%
ICICI Lombard General Insurance Co LtdEquity18.76 Cr0.65%
Havells India LtdEquity18.54 Cr0.65%
Cipla LtdEquity18.06 Cr0.63%
IndusInd Bank LtdEquity18 Cr0.63%
Future on Bharat Electronics LtdEquity - Future-16.28 Cr0.57%
Future on InterGlobe Aviation LtdEquity - Future-15.41 Cr0.54%
Future on Maruti Suzuki India LtdEquity - Future-14.82 Cr0.52%
Future on Bharti Airtel LtdEquity - Future-14.43 Cr0.50%
Future on Coforge LtdEquity - Future-14.25 Cr0.50%
Coforge LtdEquity14.17 Cr0.49%
Hero MotoCorp LtdEquity14.09 Cr0.49%
Torrent Pharmaceuticals LtdEquity14.06 Cr0.49%
Avenue Supermarts LtdEquity13.49 Cr0.47%
Timken India LtdEquity13.32 Cr0.47%
Vedanta LtdEquity13.05 Cr0.46%
Future on Oil & Natural Gas Corp LtdEquity - Future-12.52 Cr0.44%
Ajanta Pharma LtdEquity12.34 Cr0.43%
Coal India LtdEquity12.32 Cr0.43%
Syngene International LtdEquity11.83 Cr0.41%
Voltas LtdEquity11.43 Cr0.40%
Future on Bajaj Auto LtdEquity - Future-10.87 Cr0.38%
Future on United Spirits LtdEquity - Future-10.87 Cr0.38%
Future on Godrej Consumer Products LtdEquity - Future-10.6 Cr0.37%
Small Industries Development Bank Of IndiaBond - Corporate Bond9.93 Cr0.35%
PI Industries LtdEquity9.27 Cr0.32%
Future on Havells India LtdEquity - Future-9.2 Cr0.32%
Future on HDFC Asset Management Co LtdEquity - Future-9.07 Cr0.32%
Future on Tata Consultancy Services LtdEquity - Future-9.07 Cr0.32%
Future on Tata Steel Ltd.Equity - Future-8.33 Cr0.29%
Future on Infosys LtdEquity - Future-8.16 Cr0.28%
Axis Bank Ltd.Bond - Corporate Bond-7.69 Cr0.27%
Future on Titan Co LtdEquity - Future-6.86 Cr0.24%
Future on SBI Life Insurance Company LimitedEquity - Future-6.8 Cr0.24%
Endurance Technologies LtdEquity6.62 Cr0.23%
Future on Crompton Greaves Consumer Electricals LtdEquity - Future-6.18 Cr0.22%
Jubilant Foodworks LtdEquity5.55 Cr0.19%
Future on Hindalco Industries LtdEquity - Future-5.54 Cr0.19%
PNC Infratech LtdEquity5.46 Cr0.19%
Future on IndusInd Bank LtdEquity - Future-5.22 Cr0.18%
Future on Tata Motors LtdEquity - Future-5.01 Cr0.17%
JSW Steel LtdEquity4.84 Cr0.17%
ICICI Securities LtdEquity4.65 Cr0.16%
NIIT Learning Systems LtdEquity4.47 Cr0.16%
Dr Reddy's Laboratories LtdEquity4.32 Cr0.15%
Future on Marico LtdEquity - Future-4.25 Cr0.15%
Future on Dabur India LtdEquity - Future-3.92 Cr0.14%
Dabur India LtdEquity3.88 Cr0.14%
Prince Pipes And Fittings Ltd Ordinary SharesEquity3.87 Cr0.14%
Future on Kotak Mahindra Bank LtdEquity - Future-3.46 Cr0.12%
Future on Info Edge (India) LtdEquity - Future-3.01 Cr0.11%
Future on Mahindra & Mahindra LtdEquity - Future-3.01 Cr0.10%
Future on Coal India LtdEquity - Future-2.91 Cr0.10%
Future on LTIMindtree LtdEquity - Future-2.81 Cr0.10%
Future on Dr. Lal PathLabs LtdEquity - Future-2.79 Cr0.10%
Hindustan Unilever LtdEquity2.45 Cr0.09%
Future on Hindustan Unilever LtdEquity - Future-2.44 Cr0.09%
Future on Eicher Motors LtdEquity - Future-2.25 Cr0.08%
Future on Torrent Pharmaceuticals LtdEquity - Future-2.03 Cr0.07%
Future on Cipla LtdEquity - Future-1.8 Cr0.06%
Future on ICICI Lombard General Insurance Co LtdEquity - Future-1.75 Cr0.06%
Mahindra & Mahindra Financial Services LtdEquity1.39 Cr0.05%
Future on Syngene International LtdEquity - Future-1.22 Cr0.04%
Clearing Corporation Of India Ltd. Std - MarginCash - Repurchase Agreement0.51 Cr0.02%
INOX India LtdEquity0.46 Cr0.02%

Allocation By Market Cap (Equity)

Large Cap Stocks

46.49%

Mid Cap Stocks

4.18%

Small Cap Stocks

1.50%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services580.81 Cr20.27%
Consumer Cyclical244.8 Cr8.55%
Industrials228.23 Cr7.97%
Technology194.41 Cr6.79%
Energy135.89 Cr4.74%
Consumer Defensive132.16 Cr4.61%
Communication Services107.69 Cr3.76%
Basic Materials103.08 Cr3.60%
Healthcare85.88 Cr3.00%
Utilities71.59 Cr2.50%

Risk & Performance Ratios

Standard Deviation

This fund

--

Cat. avg.

7.32%

Lower the better

Sharpe Ratio

This fund

--

Cat. avg.

0.83

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.62

Higher the better

Fund Managers

Anurag Mittal

Anurag Mittal

Since August 2023

ST

Sachin Trivedi

Since August 2023

Additional Scheme Detailsas of 31st May 2024

ISININF789F1AYV3Expense Ratio0.38%Exit Load1.00%Fund Size₹2,826 CrAge10 Aug 2023Lumpsum Minimum₹5,000Fund StatusOpen Ended Investment CompanyBenchmarkNifty 50 Hybrid Composite Debt 50:50

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Dynamic Asset Allocation Funds

Fund nameExpense RatioExit LoadFund size
1Y
Motilal Oswal Balance Advantage Fund Regular Growth

Very High Risk

2.2%1.0%₹1247.43 Cr30.1%
Motilal Oswal Balance Advantage Fund Direct Growth

Very High Risk

1.0%1.0%₹1247.43 Cr31.7%
Quant Dynamic Asset Allocation Fund Direct Growth

Very High Risk

0.7%1.0%₹1046.84 Cr63.2%
Quant Dynamic Asset Allocation Fund Regular Growth

Very High Risk

2.1%1.0%₹1046.84 Cr60.6%
Bandhan Balanced Advantage Fund Direct Growth

Moderately High risk

0.6%1.0%₹2228.68 Cr20.5%
Bandhan Balanced Advantage Fund Regular Growth

Moderately High risk

1.9%1.0%₹2228.68 Cr18.9%
Mahindra Manulife Balanced Advantage Fund Regular Growth

Very High Risk

2.3%1.0%₹738.59 Cr28.5%
Mahindra Manulife Balanced Advantage Fund Direct Growth

Very High Risk

0.6%1.0%₹738.59 Cr30.7%
Mirae Asset Balanced Advantage Fund Direct Growth

High Risk

0.7%1.0%₹1570.06 Cr22.7%
Mirae Asset Balanced Advantage Fund Regular Growth

High Risk

2.1%1.0%₹1570.06 Cr21.0%

About the AMC

Total AUM

₹2,86,304 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
UTI Innovation Fund Direct Growth

Very High Risk

0.9%1.0%₹644.99 Cr-
UTI Fixed Income Interval Fund Annual Plan I Direct Growth

Low Risk

-0.0%₹20.40 Cr7.0%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth

Low to Moderate Risk

-0.0%-7.0%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth

Low to Moderate Risk

-0.0%-7.0%
UTI FIIF Ser 2 Qt Interval V Direct Growth

Low Risk

-1.0%₹4.80 Cr6.9%
UTI Fixed Income Interval Fund Quarterly I Direct Growth

Low Risk

-0.0%₹10.46 Cr7.2%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth

Moderate Risk

-1.0%₹11.46 Cr7.2%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth

Low to Moderate Risk

-0.0%-10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth

Low to Moderate Risk

-0.0%--
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth

Moderate Risk

---7.0%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth

Low to Moderate Risk

-0.0%₹13.38 Cr6.8%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth

Moderate Risk

-0.0%-7.2%
UTI Floater Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹1394.29 Cr7.3%
UTI Nifty 500 Value 50 Index Fund Direct Growth

Very High Risk

0.6%0.0%₹278.46 Cr94.2%
UTI Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹947.38 Cr6.7%
UTI Focused Equity Fund Direct Growth

Very High Risk

0.6%1.0%₹2579.48 Cr36.9%
UTI Silver ETF Fund of Fund Direct Growth

Very High Risk

0.1%1.0%₹25.18 Cr20.5%
UTI Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹6276.71 Cr69.9%
UTI Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹6064.84 Cr6.8%
UTI Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹3856.33 Cr7.2%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹202.42 Cr42.3%
UTI Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹5258.55 Cr8.5%
UTI Small Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹3773.05 Cr39.5%
UTI Ultra Short Term Fund Direct Growth

Moderate Risk

0.4%0.0%₹2349.32 Cr7.6%
UTI Credit Risk Fund Direct Growth

Moderately High risk

0.9%1.0%₹389.99 Cr7.4%
UTI Dividend Yield Fund Direct Growth

Very High Risk

1.4%1.0%₹3776.13 Cr50.9%
UTI Banking and Financial Services Fund Direct Growth

Very High Risk

1.2%1.0%₹1056.18 Cr24.7%
UTI Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹581.37 Cr7.6%
UTI Hybrid Equity Fund Direct Growth

Very High Risk

1.3%1.0%₹5487.53 Cr33.9%
UTI Long Term Equity Fund Direct Growth

Very High Risk

0.8%0.0%₹3614.56 Cr34.6%
UTI Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹23972.31 Cr21.3%
UTI Bond Fund Direct Growth

Moderate Risk

1.2%0.0%₹297.39 Cr6.2%
UTI Liquid Fund Cash Plan Direct Growth

Moderate Risk

0.2%0.0%₹23329.86 Cr7.4%
UTI Gilt Fund Direct Growth

Moderate Risk

0.7%0.0%₹621.38 Cr7.5%
UTI India Consumer Fund Direct Growth

Very High Risk

1.6%1.0%₹602.97 Cr37.8%
UTI Infrastructure Fund Direct Growth

Very High Risk

1.8%1.0%₹2287.67 Cr58.7%
UTI MNC Fund Direct Growth

Very High Risk

1.1%1.0%₹2863.72 Cr35.6%
UTI Master Share Unit Scheme Direct Growth

Very High Risk

0.8%1.0%₹12482.57 Cr29.3%
UTI Regular Savings Fund Direct Growth

Moderately High risk

1.2%1.0%₹1579.66 Cr14.8%
UTI Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹14121.21 Cr7.7%
UTI Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹10682.52 Cr43.8%
UTI Value Opportunities Fund Direct Growth

Very High Risk

1.1%1.0%₹8931.67 Cr44.1%
UTI Healthcare Fund Direct Growth

Very High Risk

1.3%1.0%₹938.43 Cr52.1%
UTI Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹16695.00 Cr26.5%
UTI Transportation & Logistics Fund Direct Growth

Very High Risk

0.8%1.0%₹3435.05 Cr61.9%
UTI Short Term Income Fund Direct Growth

Moderate Risk

0.4%0.0%₹2680.40 Cr7.6%
UTI - Treasury Advantage Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2629.59 Cr7.3%
UTI Multi Asset Fund Direct Growth

High Risk

1.1%1.0%₹1681.45 Cr38.3%
UTI Core Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹2978.06 Cr50.9%
UTI Medium Term Fund Direct Growth

Moderate Risk

0.9%1.0%₹40.31 Cr6.9%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of UTI Balanced Advantage Fund Direct Growth, as of 11-Jun-2024, is ₹11.65.
The fund's allocation of assets is distributed as 52.17% in equities, 26.05% in bonds, and 21.79% in cash and cash equivalents.
The fund managers responsible for UTI Balanced Advantage Fund Direct Growth are:-
  1. Anurag Mittal
  2. Sachin Trivedi