Dezerv

Fund Overview

Fund Size

Fund Size

₹1,136 Cr

Expense Ratio

Expense Ratio

2.14%

ISIN

ISIN

INF663L01V72

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

04 Feb 2021

About this fund

PGIM India Balanced Advantage Fund Regular Growth is a Dynamic Asset Allocation mutual fund schemes offered by PGIM India Mutual Fund. This fund has been in existence for 3 years, 5 months and 8 days, having been launched on 04-Feb-21.
As of 11-Jul-24, it has a Net Asset Value (NAV) of ₹14.64, Assets Under Management (AUM) of 1135.92 Crores, and an expense ratio of 2.14%.
  • PGIM India Balanced Advantage Fund Regular Growth has given a CAGR return of 11.75% since inception.
  • The fund's asset allocation comprises around 69.28% in equities, 20.92% in debts, and 9.80% in cash & cash equivalents.
  • You can start investing in PGIM India Balanced Advantage Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+16.47%

+24.59% (Cat Avg.)

3 Years

+10.64%

+13.20% (Cat Avg.)

Since Inception

+11.75%

(Cat Avg.)

Portfolio Summaryas of 30th June 2024

Equity786.98 Cr69.28%
Debt237.64 Cr20.92%
Others111.3 Cr9.80%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Reliance Industries LtdEquity65.86 Cr5.80%
HDFC Bank LtdEquity63.31 Cr5.57%
7.18% Govt Stock 2037Bond - Gov't/Treasury60.41 Cr5.32%
ICICI Bank LtdEquity59.72 Cr5.26%
7.18% Govt Stock 2033Bond - Gov't/Treasury46.79 Cr4.12%
Tata Consultancy Services LtdEquity34.75 Cr3.06%
Clearing Corporation Of India Ltd.Cash - Repurchase Agreement33.27 Cr2.93%
Axis Bank LtdEquity23.78 Cr2.09%
Infosys LtdEquity23.23 Cr2.05%
Cholamandalam Investment and Finance Co LtdEquity21.63 Cr1.90%
Larsen & Toubro LtdEquity21.59 Cr1.90%
Indraprastha Gas LtdEquity21.23 Cr1.87%
Avenue Supermarts LtdEquity20.23 Cr1.78%
Bharti Airtel LtdEquity18.79 Cr1.65%
JK Cement LtdEquity18.54 Cr1.63%
6.54% Govt Stock 2032Bond - Gov't/Treasury18.41 Cr1.62%
7.25% Govt Stock 2063Bond - Gov't/Treasury17.34 Cr1.53%
ICICI Lombard General Insurance Co LtdEquity16.36 Cr1.44%
Varun Beverages LtdEquity15.55 Cr1.37%
Max Healthcare Institute Ltd Ordinary SharesEquity15.46 Cr1.36%
InterGlobe Aviation LtdEquity15.14 Cr1.33%
Larsen And Toubro LimitedBond - Corporate Bond14.99 Cr1.32%
SRF LtdEquity14.79 Cr1.30%
Punjab National BankCash - CD/Time Deposit14.75 Cr1.30%
Kotak Mahindra Bank LtdEquity13.85 Cr1.22%
Bharat Forge LtdEquity13.61 Cr1.20%
United Spirits LtdEquity12.75 Cr1.12%
Maruti Suzuki India LtdEquity12.64 Cr1.11%
NTPC LtdEquity12.59 Cr1.11%
Havells India LtdEquity12.44 Cr1.10%
Zomato LtdEquity12.26 Cr1.08%
Titan Co LtdEquity12.03 Cr1.06%
CG Power & Industrial Solutions LtdEquity11.97 Cr1.05%
Axis Bank LimitedCash - CD/Time Deposit11.91 Cr1.05%
Aditya Birla Finance LimitedCash - Commercial Paper11.81 Cr1.04%
Mphasis LtdEquity11.52 Cr1.01%
J.B. Chemicals & Pharmaceuticals LtdEquity11.35 Cr1.00%
Bharat Electronics LtdEquity10.94 Cr0.96%
Aarti Industries LtdEquity10.93 Cr0.96%
Info Edge (India) LtdEquity10.8 Cr0.95%
SBI Life Insurance Company LimitedEquity10.01 Cr0.88%
Sikka Ports & Terminals LimitedBond - Corporate Bond9.99 Cr0.88%
LIC Housing Finance LtdBond - Corporate Bond9.88 Cr0.87%
UNO Minda LtdEquity9.56 Cr0.84%
Dixon Technologies (India) LtdEquity9.48 Cr0.83%
Astral LtdEquity9.48 Cr0.83%
7.38% Govt Stock 2027Bond - Gov't/Treasury9.47 Cr0.83%
Shriram Finance LtdEquity9.22 Cr0.81%
Multi Commodity Exchange of India LtdEquity8.73 Cr0.77%
Timken India LtdEquity8.71 Cr0.77%
7.26% Govt Stock 2033Bond - Gov't/Treasury8.71 Cr0.77%
Bajaj Finance LtdEquity7.67 Cr0.68%
Mankind Pharma LtdEquity7.4 Cr0.65%
Central Depository Services (India) LtdEquity6.81 Cr0.60%
Syngene International LtdEquity6.6 Cr0.58%
Motherson Sumi Wiring India LtdEquity6.33 Cr0.56%
Larsen And Toubro LimitedBond - Corporate Bond6.03 Cr0.53%
Tube Investments of India Ltd Ordinary SharesEquity6.02 Cr0.53%
Mahindra & Mahindra Financial Services LtdBond - Corporate Bond6.01 Cr0.53%
Mrs Bectors Food Specialities Ltd Ordinary SharesEquity5.96 Cr0.52%
Power Grid Corporation Of India LimitedBond - Corporate Bond5.95 Cr0.52%
Net Receivables / (Payables)Cash5.43 Cr0.48%
7.26% Govt Stock 2032Bond - Gov't/Treasury5.31 Cr0.47%
7.17% Govt Stock 2028Bond - Gov't/Treasury5.13 Cr0.45%
Rural Electrification Corporation LimitedBond - Corporate Bond5.02 Cr0.44%
Jamnagar Utilities And Power Private LimitedBond - Corporate Bond5.01 Cr0.44%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond4.97 Cr0.44%
ICICI Bank LimitedCash - CD/Time Deposit4.92 Cr0.43%
Canara BankBond - Gov't Agency Debt4.74 Cr0.42%
LIC Housing Finance Ltd.Cash - Commercial Paper4.74 Cr0.42%
Icici Securities LimitedCash - Commercial Paper4.74 Cr0.42%
Aditya Birla Finance LimitedCash - Commercial Paper4.74 Cr0.42%
Page Industries LtdEquity4.47 Cr0.39%
Navin Fluorine International LtdEquity4.13 Cr0.36%
CE Info Systems LtdEquity4.06 Cr0.36%
APL Apollo Tubes LtdEquity4.03 Cr0.36%
Abbott India LtdEquity3.97 Cr0.35%
Hero MotoCorp LtdEquity3.81 Cr0.34%
Devyani International LtdEquity3.8 Cr0.33%
Brigade Enterprises LtdEquity3.65 Cr0.32%
Kotak Mahindra Investments LimitedBond - Corporate Bond3.49 Cr0.31%
Safari Industries (India) LtdEquity3.43 Cr0.30%
Jamnagar Utilities & Power Private LimitedBond - Corporate Bond2.81 Cr0.25%
7.06% Govt Stock 2028Bond - Gov't/Treasury2.17 Cr0.19%

Allocation By Market Cap (Equity)

Large Cap Stocks

49.05%

Mid Cap Stocks

14.43%

Small Cap Stocks

4.03%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services241.08 Cr21.22%
Industrials96.28 Cr8.48%
Technology83.04 Cr7.31%
Consumer Cyclical81.95 Cr7.21%
Energy65.86 Cr5.80%
Consumer Defensive54.49 Cr4.80%
Basic Materials52.42 Cr4.62%
Healthcare44.79 Cr3.94%
Utilities33.82 Cr2.98%
Communication Services29.58 Cr2.60%
Real Estate3.65 Cr0.32%

Risk & Performance Ratios

Standard Deviation

This fund

8.34%

Cat. avg.

7.32%

Lower the better

Sharpe Ratio

This fund

0.58

Cat. avg.

0.83

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.62

Higher the better

Fund Managers

VP

Vinay Paharia

Since April 2023

PP

Puneet Pal

Since December 2021

AP

Anandha Padmanabhan Anjeneyan

Since April 2023

CC

Chetan Chavan

Since March 2024

UM

Utsav Mehta

Since April 2024

CG

Chetan Gindodia

Since March 2024

Additional Scheme Detailsas of 30th June 2024

ISIN
INF663L01V72
Expense Ratio
2.14%
Exit Load
No Charges
Fund Size
₹1,136 Cr
Age
04 Feb 2021
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Hybrid 50+50 - Moderate TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Dynamic Asset Allocation Funds

Fund nameExpense RatioExit LoadFund size
1Y
Motilal Oswal Balance Advantage Fund Regular Growth

Very High Risk

2.2%1.0%₹1233.45 Cr26.7%
Motilal Oswal Balance Advantage Fund Direct Growth

Very High Risk

1.0%1.0%₹1233.45 Cr28.2%
Quant Dynamic Asset Allocation Fund Direct Growth

Very High Risk

0.7%1.0%₹1148.29 Cr56.9%
Quant Dynamic Asset Allocation Fund Regular Growth

Very High Risk

2.1%1.0%₹1148.29 Cr54.5%
Bandhan Balanced Advantage Fund Direct Growth

Moderately High risk

0.6%1.0%₹2216.86 Cr21.1%
Bandhan Balanced Advantage Fund Regular Growth

Moderately High risk

1.9%1.0%₹2216.86 Cr19.6%
Mahindra Manulife Balanced Advantage Fund Regular Growth

Very High Risk

2.3%1.0%₹738.59 Cr27.8%
Mahindra Manulife Balanced Advantage Fund Direct Growth

Very High Risk

0.6%1.0%₹738.59 Cr30.0%
Mirae Asset Balanced Advantage Fund Direct Growth

High Risk

0.7%1.0%₹1589.97 Cr23.2%
Mirae Asset Balanced Advantage Fund Regular Growth

High Risk

2.1%1.0%₹1589.97 Cr21.5%

About the AMC

Total AUM

₹23,364 Cr

Address

Nirlon House, 2nd Floor, Mumbai, 400 030

Other Funds by PGIM India Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
PGIM India Fixed Duration Fund - Series BH Direct Growth

Moderate Risk

-0.0%--
PGIM India Fixed Duration Fund - Series BJ Direct Growth

Moderate Risk

-0.0%--
PGIM India Fixed Duration Fund - Series BI Direct Growth

Moderate Risk

-0.0%--
PGIM India Fixed Duration Fund - Series BF Direct Growth

Moderate Risk

-0.0%--
PGIM India Fixed Duration Fund - Series BG Direct Growth

Moderate Risk

-0.0%--
PGIM India Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹374.59 Cr6.8%
PGIM India Dynamic Bond Direct Growth

Low to Moderate Risk

0.3%0.0%₹109.13 Cr9.0%
PGIM India Global Select Real Estate Securities Fund of Fund Direct Growth

Very High Risk

1.3%0.0%₹59.90 Cr11.3%
PGIM India Balanced Advantage Fund Direct Growth

Very High Risk

0.4%0.0%₹1135.92 Cr18.5%
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹30.83 Cr7.3%
PGIM India Flexi Cap Fund Direct Growth

Very High Risk

0.4%0.0%₹6315.38 Cr27.0%
PGIM India Gilt Fund Direct Growth

Moderate Risk

0.5%0.0%₹112.94 Cr9.0%
PGIM India Global Equity Opportunities Fund Direct Growth

Very High Risk

1.4%0.0%₹1421.88 Cr37.8%
PGIM India Emerging Markets Equity Fund Direct Growth

Very High Risk

1.4%0.0%₹102.58 Cr34.6%
PGIM India Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹398.76 Cr7.4%
PGIM India Low Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹93.31 Cr7.2%
PGIM India Corporate Bond Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹97.11 Cr7.3%
PGIM India Hybrid Equity Fund Direct Growth

Very High Risk

0.8%0.0%₹217.58 Cr23.8%
PGIM India Large Cap Fund Direct Growth

Very High Risk

0.9%0.0%₹591.91 Cr25.4%
PGIM India Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹27.94 Cr6.7%
PGIM India Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹246.34 Cr7.4%
PGIM India Equity Savings Fund Direct Growth

Low to Moderate Risk

0.5%0.0%₹92.83 Cr10.0%
PGIM India Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹119.91 Cr7.9%
PGIM India Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹231.72 Cr7.4%
PGIM India ELSS Tax Saver Fund Direct Growth

Very High Risk

0.8%0.0%₹739.46 Cr27.1%
PGIM India Midcap Opportunities Fund Direct Growth

Very High Risk

0.5%0.0%₹11051.59 Cr36.1%
PGIM India Credit Risk Fund Segregated Plan 1 Direct Growth

Low to Moderate Risk

-0.0%--
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
PGIM India Small Cap Fund Direct Growth

Very High Risk

0.5%0.0%₹1508.52 Cr35.5%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
Wealth Monitor

Unlock Expert Insights!

Maximise Returns with our Wealth Monitor App. Try it now!

Still got questions?
We're here to help.

The NAV of PGIM India Balanced Advantage Fund Regular Growth, as of 11-Jul-2024, is ₹14.64.
The fund has generated 16.47% over the last 1 year and 10.64% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 69.28% in equities, 20.92% in bonds, and 9.80% in cash and cash equivalents.
The fund managers responsible for PGIM India Balanced Advantage Fund Regular Growth are:-
  1. Vinay Paharia
  2. Puneet Pal
  3. Anandha Padmanabhan Anjeneyan
  4. Chetan Chavan
  5. Utsav Mehta
  6. Chetan Gindodia