UTI Money Market Fund Direct Growth

Fund Overview

Fund Size

₹16,429 Cr

Expense Ratio

0.15%

ISIN

INF789F01XV6

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

UTI Money Market Fund Direct Growth is a Money Market mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 11 years, 11 months and 3 days, having been launched on 01-Jan-13.
As of 03-Dec-24, it has a Net Asset Value (NAV) of ₹2982.70, Assets Under Management (AUM) of 16428.68 Crores, and an expense ratio of 0.15%.

The fund's asset allocation comprises around 0.00% in equities, 8.63% in debts, and 91.14% in cash & cash equivalents.
You can start investing in UTI Money Market Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Portfolio Summaryas of 15th November 2024

Debt	₹1,418.19 Cr	8.63%
Others	₹15,010.49 Cr	91.37%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
182 DTB 18102024	Bond - Gov't/Treasury	₹1,015.13 Cr	6.18%
Canara Bank	Cash - CD/Time Deposit	₹683.3 Cr	4.16%
Net Current Assets	Cash	₹647.4 Cr	3.94%
Bajaj Housing Finance Ltd.	Cash - Commercial Paper	₹488.73 Cr	2.97%
Dbs Bank India Limited	Cash - CD/Time Deposit	₹440.27 Cr	2.68%
HDFC Bank Limited	Cash - CD/Time Deposit	₹391.52 Cr	2.38%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹344.39 Cr	2.10%
ICICI Bank Ltd.	Cash - CD/Time Deposit	₹343.07 Cr	2.09%
HDFC Bank Limited	Cash - CD/Time Deposit	₹327.74 Cr	1.99%
Kotak Mahindra Bank Ltd.	Cash - CD/Time Deposit	₹295.72 Cr	1.80%
HDFC Bank Limited	Cash - CD/Time Deposit	₹295.43 Cr	1.80%
182 D Tbill Mat - 14/02/2025	Bond - Gov't/Treasury	₹295.3 Cr	1.80%
HDFC Bank Limited	Cash - CD/Time Deposit	₹293.99 Cr	1.79%
The Federal Bank Limited	Cash - CD/Time Deposit	₹289.24 Cr	1.76%
Indusind Bank Ltd.	Cash - CD/Time Deposit	₹288.1 Cr	1.75%
Axis Bank Limited	Cash - CD/Time Deposit	₹282.95 Cr	1.72%
Igh Holdings Private Limited	Cash - Commercial Paper	₹273.1 Cr	1.66%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹263.92 Cr	1.61%
Canara Bank	Cash - CD/Time Deposit	₹259.56 Cr	1.58%
AU Small Finance Bank Ltd.	Cash - CD/Time Deposit	₹244.92 Cr	1.49%
LIC Housing Finance Ltd.	Cash - Commercial Paper	₹244.08 Cr	1.49%
Shriram Finance Limited	Cash - Commercial Paper	₹243.93 Cr	1.48%
IDFC Bank Limited	Cash - CD/Time Deposit	₹240.41 Cr	1.46%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)	Cash - CD/Time Deposit	₹196.88 Cr	1.20%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹196.8 Cr	1.20%
Small Industries Development Bank Of India	Cash - Commercial Paper	₹195.97 Cr	1.19%
National Bank for Agriculture and Rural Development	Cash - CD/Time Deposit	₹195.28 Cr	1.19%
ICICI Securities Limited	Cash - Commercial Paper	₹195.07 Cr	1.19%
The Federal Bank Limited	Cash - CD/Time Deposit	₹193.06 Cr	1.18%
The Federal Bank Limited	Cash - CD/Time Deposit	₹188.38 Cr	1.15%
Axis Bank Limited	Cash - CD/Time Deposit	₹187.26 Cr	1.14%
Bharti Telecom Limited	Cash - Commercial Paper	₹187.02 Cr	1.14%
IDFC Bank Limited	Cash - CD/Time Deposit	₹185.91 Cr	1.13%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹147.45 Cr	0.90%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹147.04 Cr	0.90%
Hinduja Leyland Finance Ltd	Cash - Commercial Paper	₹146.86 Cr	0.89%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹146.78 Cr	0.89%
Canara Bank	Cash - CD/Time Deposit	₹146.65 Cr	0.89%
Tmf Holdings Limited	Cash - Commercial Paper	₹146.63 Cr	0.89%
Punjab & Sind Bank	Cash - CD/Time Deposit	₹146.57 Cr	0.89%
LIC Housing Finance Ltd.	Cash - Commercial Paper	₹144.68 Cr	0.88%
Small Industries Development Bank Of India	Cash - Commercial Paper	₹144.32 Cr	0.88%
Au Small Finance Bank Limited	Cash - CD/Time Deposit	₹141.64 Cr	0.86%
HDFC Bank Limited	Cash - CD/Time Deposit	₹141.09 Cr	0.86%
Axis Bank Ltd.	Bond - Corporate Bond	₹139.52 Cr	0.85%
08.09 Ts SDL 2025	Bond - Gov't/Treasury	₹135.34 Cr	0.82%
HDFC Bank Limited	Cash - CD/Time Deposit	₹122.21 Cr	0.74%
Indusind Bank Limited	Cash - CD/Time Deposit	₹122.17 Cr	0.74%
Bharti Telecom Limited	Cash - Commercial Paper	₹116.15 Cr	0.71%
7.52% GJ Sdl 08/03/2025	Bond - Gov't/Treasury	₹100.27 Cr	0.61%
08.08 CG Sdl 2025	Bond - Gov't/Treasury	₹100.27 Cr	0.61%
Godrej Housing Finance Limited	Cash - Commercial Paper	₹98.5 Cr	0.60%
Birla Group Holdings Private Limited	Cash - Commercial Paper	₹98.33 Cr	0.60%
Axis Bank Limited	Cash - CD/Time Deposit	₹98.13 Cr	0.60%
LIC Housing Finance Ltd.	Cash - Commercial Paper	₹98.11 Cr	0.60%
Icici Securities Limited	Cash - Commercial Paper	₹98.02 Cr	0.60%
Small Industries Development Bank of India	Cash - CD/Time Deposit	₹98.01 Cr	0.60%
Axis Bank Limited	Cash - CD/Time Deposit	₹98.01 Cr	0.60%
Cholamandalam Investment & Finance Co Ltd.	Cash - Commercial Paper	₹98 Cr	0.60%
Aditya Birla Finance Limited	Cash - Commercial Paper	₹97.94 Cr	0.60%
Bharti Telecom Limited	Cash - Commercial Paper	₹97.84 Cr	0.60%
ICICI Securities Limited	Cash - Commercial Paper	₹97.76 Cr	0.60%
Indian Bank	Cash - CD/Time Deposit	₹97.74 Cr	0.59%
Icici Securities Limited	Cash - Commercial Paper	₹97.74 Cr	0.59%
Birla Group Holdings Private Limited	Cash - Commercial Paper	₹97.69 Cr	0.59%
Aditya Birla Finance Limited	Cash - Commercial Paper	₹97.6 Cr	0.59%
360 One Prime Ltd.	Cash - Commercial Paper	₹97.59 Cr	0.59%
Birla Group Holdings Private Limited	Cash - Commercial Paper	₹97.57 Cr	0.59%
HDFC Bank Ltd.	Bond - Corporate Bond	₹94.13 Cr	0.57%
Mahindra Rural Housing Finance Limited	Cash - Commercial Paper	₹93.24 Cr	0.57%
Hero Housing Finance Ltd.	Cash - Commercial Paper	₹92.95 Cr	0.57%
Infina Finance Private Limited	Cash - Commercial Paper	₹74.63 Cr	0.45%
Hero Fincorp Limited	Cash - Commercial Paper	₹73.81 Cr	0.45%
360 One Prime Ltd.	Cash - Commercial Paper	₹73.77 Cr	0.45%
360 One Wam Ltd.	Cash - Commercial Paper	₹73.77 Cr	0.45%
Export-Import Bank Of India	Cash - Commercial Paper	₹73.74 Cr	0.45%
Kotak Mahindra Bank Limited	Cash - CD/Time Deposit	₹73.62 Cr	0.45%
Canara Bank	Cash - CD/Time Deposit	₹73.39 Cr	0.45%
Bajaj Finance Limited	Cash - Commercial Paper	₹73.34 Cr	0.45%
ICICI Bank Limited	Cash - CD/Time Deposit	₹73.26 Cr	0.45%
Equitas Small Finance Bank Limited	Cash - CD/Time Deposit	₹70.4 Cr	0.43%
08.09 Uk SDL 2025	Bond - Gov't/Treasury	₹50.13 Cr	0.31%
182 DTB 12122024	Bond - Gov't/Treasury	₹49.78 Cr	0.30%
0% GOI - 12122024 STRIPS	Bond - Gov't/Treasury	₹49.77 Cr	0.30%
Infina Finance Private Limited	Cash - Commercial Paper	₹49.67 Cr	0.30%
Infina Finance Private Limited	Cash - Commercial Paper	₹49.43 Cr	0.30%
Union Bank of India	Bond - Gov't Agency Debt	₹49.06 Cr	0.30%
ICICI Bank - 25/02/2025	Cash - CD/Time Deposit	₹49.03 Cr	0.30%
Kotak Securities Ltd	Cash - Commercial Paper	₹49.01 Cr	0.30%
AU Small Finance Bank Ltd.	Cash - CD/Time Deposit	₹48.96 Cr	0.30%
ICICI Securities Limited	Cash - Commercial Paper	₹48.83 Cr	0.30%
Fedbank Financial Services Ltd	Cash - Commercial Paper	₹48.66 Cr	0.30%
Standard Chartered Investments And Loans (India) Limited	Cash - Commercial Paper	₹46.43 Cr	0.28%
08.07 GJ Sdl 2025	Bond - Gov't/Treasury	₹45.14 Cr	0.27%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS	Mutual Fund - Open End	₹37.11 Cr	0.23%
08.05 GJ Sdl 2025	Bond - Gov't/Treasury	₹25.07 Cr	0.15%
05.80 MH Sdl 2025	Bond - Gov't/Treasury	₹24.95 Cr	0.15%
Cholamandalam Investment & Finance Co Ltd.	Cash - Commercial Paper	₹24.68 Cr	0.15%
Canara Bank	Cash - CD/Time Deposit	₹24.68 Cr	0.15%
Union Bank of India	Cash - CD/Time Deposit	₹24.63 Cr	0.15%
HDFC Bank Ltd.	Cash - CD/Time Deposit	₹24.54 Cr	0.15%
Equitas Small Finance Bank Ltd.	Cash - CD/Time Deposit	₹24.5 Cr	0.15%
Standard Chartered Investments And Loans (India) Limited	Cash - Commercial Paper	₹23.14 Cr	0.14%
08.05 GJ Sdl 2025feb	Bond - Gov't/Treasury	₹20.07 Cr	0.12%
Cp Mankind Pharma Ltd	Cash - Commercial Paper	₹9.69 Cr	0.06%
Clearing Corporation Of India Ltd. Std - Margin	Cash - Repurchase Agreement	₹3.62 Cr	0.02%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Cash - CD/Time Deposit	₹8,768.6 Cr	53.37%
Cash - Commercial Paper	₹4,778.01 Cr	29.08%
Bond - Gov't/Treasury	₹1,911.22 Cr	11.63%
Cash	₹647.4 Cr	3.94%
Bond - Corporate Bond	₹233.66 Cr	1.42%
Bond - Gov't Agency Debt	₹49.06 Cr	0.30%
Mutual Fund - Open End	₹37.11 Cr	0.23%
Cash - Repurchase Agreement	₹3.62 Cr	0.02%

Risk & Performance Ratios

Fund Managers

Anurag Mittal

Since December 2021

Amit Sharma

Since July 2017

Additional Scheme Detailsas of 15th November 2024

ISIN

INF789F01XV6

Expense Ratio

0.15%

Exit Load

No Charges

Fund Size

₹16,429 Cr

Age

11 years 11 months

Lumpsum Minimum

₹500

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Money Market A-I TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Money Market Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Edelweiss Money Market Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹1033.79 Cr	-
Union Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹182.68 Cr	-
Union Money Market Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹182.68 Cr	-
TRUSTMF Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹101.63 Cr	-
TRUSTMF Money Market Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹101.63 Cr	-
LIC MF Money Market Fund Direct Growth Low Risk	0.6%	0.0%	₹23.97 Cr	-
LIC MF Money Market Fund Regular Growth Low Risk	1.0%	0.0%	₹23.97 Cr	-
Tata Money Market Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹27059.75 Cr	-
Franklin India Money Market Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹2458.17 Cr	-
HDFC Money Market Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹27674.69 Cr	-

About the AMC

UTI Mutual Fund

+91-22-6678 6666

https://www.utimf.com/

Total AUM

₹3,24,111 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
UTI Innovation Fund Direct Growth Very High Risk	0.8%	1.0%	₹809.61 Cr	-
UTI Fixed Income Interval Fund Annual Plan I Direct Growth Low Risk	-	0.0%	₹20.40 Cr	-
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
UTI FIIF Ser 2 Qt Interval V Direct Growth Low Risk	-	1.0%	₹4.80 Cr	-
UTI Fixed Income Interval Fund Quarterly I Direct Growth Low Risk	-	0.0%	₹10.46 Cr	-
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth Moderate Risk	-	1.0%	₹11.46 Cr	-
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth Low to Moderate Risk	-	0.0%	-	10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth Moderate Risk	-	-	-	-
UTI Fixed Income Interval Fund Annual Plan III Direct Growth Low to Moderate Risk	-	0.0%	₹13.38 Cr	-
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
UTI Floater Fund Direct Growth Moderate Risk	0.4%	0.0%	₹1445.99 Cr	-
UTI Nifty 500 Value 50 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹494.20 Cr	-
UTI Banking & PSU Debt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹820.41 Cr	-
UTI Focused Equity Fund Direct Growth Very High Risk	0.7%	1.0%	₹2686.69 Cr	-
UTI Silver ETF Fund of Fund Direct Growth Very High Risk	0.1%	1.0%	₹38.58 Cr	-
UTI Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹8120.78 Cr	-
UTI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹6314.48 Cr	-
UTI Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹4709.19 Cr	-
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹245.67 Cr	-
UTI Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹6143.71 Cr	-
UTI Small Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹4537.96 Cr	-
UTI Ultra Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹3046.30 Cr	-
UTI Credit Risk Fund Direct Growth Moderately High risk	0.9%	1.0%	₹321.30 Cr	-
UTI Dividend Yield Fund Direct Growth Very High Risk	1.4%	1.0%	₹4198.08 Cr	-
UTI Banking and Financial Services Fund Direct Growth Very High Risk	1.2%	1.0%	₹1159.45 Cr	-
UTI Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹564.36 Cr	-
UTI Hybrid Equity Fund Direct Growth Very High Risk	1.2%	1.0%	₹6110.59 Cr	-
UTI Long Term Equity Fund Direct Growth Very High Risk	0.9%	0.0%	₹3873.25 Cr	-
UTI Flexi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹25923.63 Cr	-
UTI Bond Fund Direct Growth Moderate Risk	1.2%	0.0%	₹313.01 Cr	-
UTI Liquid Fund Cash Plan Direct Growth Moderate Risk	0.1%	0.0%	₹28665.46 Cr	-
UTI Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹641.72 Cr	-
UTI India Consumer Fund Direct Growth Very High Risk	1.6%	1.0%	₹709.16 Cr	-
UTI Infrastructure Fund Direct Growth Very High Risk	1.8%	1.0%	₹2292.94 Cr	-
UTI MNC Fund Direct Growth Very High Risk	1.2%	1.0%	₹3030.90 Cr	-
UTI Master Share Unit Scheme Direct Growth Very High Risk	0.9%	1.0%	₹12841.53 Cr	-
UTI Regular Savings Fund Direct Growth Moderately High risk	1.2%	1.0%	₹1645.46 Cr	-
UTI Money Market Fund Direct Growth Moderate Risk	0.1%	0.0%	₹16428.68 Cr	-
UTI Mid Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹11894.38 Cr	-
UTI Value Opportunities Fund Direct Growth Very High Risk	1.1%	1.0%	₹10140.68 Cr	-
UTI Healthcare Fund Direct Growth Very High Risk	1.3%	1.0%	₹1187.02 Cr	-
UTI Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹19626.32 Cr	-
UTI Transportation & Logistics Fund Direct Growth Very High Risk	0.9%	1.0%	₹3477.85 Cr	-
UTI Short Term Income Fund Direct Growth Moderate Risk	0.4%	0.0%	₹2675.97 Cr	-
UTI - Treasury Advantage Fund Direct Growth Moderate Risk	0.4%	0.0%	₹3393.73 Cr	-
UTI Multi Asset Fund Direct Growth High Risk	0.7%	1.0%	₹4415.49 Cr	-
UTI Core Equity Fund Direct Growth Very High Risk	1.1%	1.0%	₹3976.41 Cr	-
UTI Medium Term Fund Direct Growth Moderate Risk	0.8%	1.0%	₹40.25 Cr	-

Risk Level

Your principal amount will be at Moderate Risk

Unlock Expert Insights!

Maximise Returns with our Wealth Monitor App. Try it now!

Still got questions?
We're here to help.

What is the current NAV of UTI Money Market Fund Direct Growth?

The NAV of UTI Money Market Fund Direct Growth, as of 03-Dec-2024, is ₹2982.70.

What is the portfolio composition of UTI Money Market Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 8.63% in bonds, and 91.14% in cash and cash equivalents.

Who manages the UTI Money Market Fund Direct Growth?

The fund managers responsible for UTI Money Market Fund Direct Growth are:-

Anurag Mittal
Amit Sharma

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

;

Our weekly expert newsletter on stories that matter to your money.

Knowledge Repository

Bonds

IPA

Mutual Funds

Portfolio Management Services

About

Investment Philosophy

Legal

Returns & Cancellation

Security

Terms & Disclosure

KYC Check

©2021-2024 Dezerv. All Rights Reserved

Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.

Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.

UTI Money Market Fund Direct Growth

Fund Overview

About this fund