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Fund Overview

Fund Size

Fund Size

₹14,308 Cr

Expense Ratio

Expense Ratio

0.19%

ISIN

ISIN

INF789F01XV6

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

UTI Money Market Fund Direct Growth is a Money Market mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 11 years, 6 months and 11 days, having been launched on 01-Jan-13.
As of 11-Jul-24, it has a Net Asset Value (NAV) of ₹2897.59, Assets Under Management (AUM) of 14308.33 Crores, and an expense ratio of 0.19%.
  • UTI Money Market Fund Direct Growth has given a CAGR return of 7.30% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 29.75% in debts, and 70.02% in cash & cash equivalents.
  • You can start investing in UTI Money Market Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.65%

+6.36% (Cat Avg.)

3 Years

+6.18%

+5.43% (Cat Avg.)

5 Years

+6.03%

+5.21% (Cat Avg.)

10 Years

+6.99%

+5.68% (Cat Avg.)

Since Inception

+7.30%

(Cat Avg.)

Portfolio Summaryas of 30th June 2024

Debt4,257.15 Cr29.75%
Others10,051.18 Cr70.25%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Canara BankBond - Gov't Agency Debt806.58 Cr5.64%
India (Republic of)Bond - Short-term Government Bills689.75 Cr4.82%
182 DTB 12122024Bond - Gov't/Treasury533.4 Cr3.73%
Bajaj Housing Finance Ltd.Cash - Commercial Paper474.74 Cr3.32%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit435.42 Cr3.04%
Dbs Bank India LimitedCash - CD/Time Deposit427.83 Cr2.99%
HDFC Bank LimitedCash - CD/Time Deposit380.53 Cr2.66%
ICICI Bank Ltd.Bond - Corporate Bond333.55 Cr2.33%
India (Republic of)Bond - Short-term Government Bills307.92 Cr2.15%
Indusind Bank LimitedCash - CD/Time Deposit289.42 Cr2.02%
Kotak Mahindra Bank Ltd.Bond - Corporate Bond287.48 Cr2.01%
HDFC Bank LimitedCash - CD/Time Deposit285.75 Cr2.00%
Igh Holdings Private LimitedCash - Commercial Paper264.36 Cr1.85%
Net Current AssetsCash245.25 Cr1.71%
HDFC Bank LimitedCash - CD/Time Deposit242.21 Cr1.69%
HDFC Bank LimitedCash - CD/Time Deposit239.3 Cr1.67%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit239.13 Cr1.67%
AU Small Finance Bank Ltd.Bond - Corporate Bond237.7 Cr1.66%
LIC Housing Finance Ltd.Cash - Commercial Paper237.17 Cr1.66%
Shriram Finance LimitedCash - Commercial Paper236.21 Cr1.65%
Dbs Bank India LimitedCash - CD/Time Deposit193.46 Cr1.35%
Kotak Mahindra Bank Ltd.Bond - Corporate Bond192.15 Cr1.34%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)Cash - CD/Time Deposit191.39 Cr1.34%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit191.26 Cr1.34%
Small Industries Development Bank Of IndiaCash - Commercial Paper190.45 Cr1.33%
National Bank for Agriculture and Rural DevelopmentCash - CD/Time Deposit189.79 Cr1.33%
Union Bank of IndiaBond - Gov't Agency Debt189.77 Cr1.33%
ICICI Securities LimitedCash - Commercial Paper189.18 Cr1.32%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit186.53 Cr1.30%
Infina Finance Private LimitedCash - Commercial Paper168.75 Cr1.18%
Kotak Mahindra Bank Ltd.Bond - Corporate Bond144.14 Cr1.01%
Panatone Finvest LimitedCash - Commercial Paper143.7 Cr1.00%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit143.3 Cr1.00%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit142.91 Cr1.00%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit142.65 Cr1.00%
Canara BankCash - CD/Time Deposit142.56 Cr1.00%
Punjab & Sind BankBond - Corporate Bond142.45 Cr1.00%
Hinduja Leyland Finance LtdCash - Commercial Paper142.31 Cr0.99%
Tmf Holdings LimitedCash - Commercial Paper142.15 Cr0.99%
ICICI Bank LimitedCash - CD/Time Deposit121.11 Cr0.85%
ICICI Bank Ltd.Bond - Corporate Bond119.76 Cr0.84%
HDFC Bank LimitedCash - CD/Time Deposit118.78 Cr0.83%
Indusind Bank LimitedCash - CD/Time Deposit118.7 Cr0.83%
08.08 CG Sdl 2025Bond - Gov't/Treasury100.52 Cr0.70%
07.52 GJ Sgs 2025Bond - Gov't/Treasury100.24 Cr0.70%
The Federal Bank LimitedCash - CD/Time Deposit96.86 Cr0.68%
Ongc Petro Additions LimitedCash - Commercial Paper96.53 Cr0.67%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)Cash - CD/Time Deposit96.32 Cr0.67%
Canara BankCash - CD/Time Deposit96.07 Cr0.67%
Canara BankCash - CD/Time Deposit96.05 Cr0.67%
Canara BankCash - CD/Time Deposit95.96 Cr0.67%
Union Bank of IndiaBond - Gov't Agency Debt95.77 Cr0.67%
Cholamandalam Investment & Finance Co Ltd.Bond - Corporate Bond95.72 Cr0.67%
Icici Securities LimitedCash - Commercial Paper95.53 Cr0.67%
LIC Housing Finance Ltd.Cash - Commercial Paper95.34 Cr0.67%
Birla Group Holdings Private LimitedCash - Commercial Paper95.22 Cr0.67%
Icici Securities LimitedCash - Commercial Paper95.07 Cr0.66%
Indian BankBond - Gov't Agency Debt95.03 Cr0.66%
Cholamandalam Investment & Finance Co Ltd.Cash - Commercial Paper95.01 Cr0.66%
Bharti Telecom LimitedCash - Commercial Paper94.8 Cr0.66%
Icici Securities LimitedCash - Commercial Paper94.79 Cr0.66%
Aditya Birla Finance LimitedCash - Commercial Paper94.73 Cr0.66%
Birla Group Holdings Private LimitedCash - Commercial Paper94.6 Cr0.66%
Birla Group Holdings Private LimitedCash - Commercial Paper94.48 Cr0.66%
360 One Prime Ltd.Cash - Commercial Paper94.23 Cr0.66%
Kotak Mahindra Bank Ltd.Bond - Corporate Bond73.73 Cr0.52%
Hinduja Leyland Finance LimitedCash - Commercial Paper72.67 Cr0.51%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit72.47 Cr0.51%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit71.56 Cr0.50%
HDFC Bank Ltd.Bond - Corporate Bond71.55 Cr0.50%
ICICI Bank Ltd.Bond - Corporate Bond71.22 Cr0.50%
360 One Prime Ltd.Cash - Commercial Paper71.21 Cr0.50%
360 One Wam Ltd.Cash - Commercial Paper71.21 Cr0.50%
Bajaj Finance LimitedCash - Commercial Paper71.2 Cr0.50%
08.09 Uk SDL 2025Bond - Gov't/Treasury50.26 Cr0.35%
The Federal Bank LimitedCash - CD/Time Deposit48.5 Cr0.34%
Infina Finance Private LimitedCash - Commercial Paper48.13 Cr0.34%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit48.09 Cr0.34%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit48.03 Cr0.34%
Union Bank of IndiaBond - Gov't Agency Debt47.69 Cr0.33%
ICICI Bank Ltd.Bond - Corporate Bond47.67 Cr0.33%
Kotak Securities LtdCash - Commercial Paper47.53 Cr0.33%
AU Small Finance Bank Ltd.Bond - Corporate Bond47.52 Cr0.33%
ICICI Securities LimitedCash - Commercial Paper47.35 Cr0.33%
Fedbank Financial Services LtdCash - Commercial Paper47.15 Cr0.33%
08.07 GJ Sdl 2025Bond - Gov't/Treasury45.25 Cr0.32%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITSMutual Fund - Open End31.83 Cr0.22%
08.05 GJ Sdl 2025Bond - Gov't/Treasury25.13 Cr0.18%
05.80 MH Sdl 2025Bond - Gov't/Treasury24.82 Cr0.17%
Equitas Small Finance Bank Ltd.Bond - Corporate Bond23.77 Cr0.17%
08.05 GJ Sdl 2025febBond - Gov't/Treasury20.11 Cr0.14%
India (Republic of)Bond - Short-term Government Bills9.87 Cr0.07%
Clearing Corporation Of India Ltd. Std - MarginCash - Repurchase Agreement2.97 Cr0.02%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - CD/Time Deposit5,191.96 Cr36.29%
Cash - Commercial Paper3,805.82 Cr26.60%
Bond - Corporate Bond1,888.41 Cr13.20%
Bond - Gov't Agency Debt1,234.83 Cr8.63%
Bond - Short-term Government Bills1,007.54 Cr7.04%
Bond - Gov't/Treasury899.73 Cr6.29%
Cash245.25 Cr1.71%
Mutual Fund - Open End31.83 Cr0.22%
Cash - Repurchase Agreement2.97 Cr0.02%

Risk & Performance Ratios

Standard Deviation

This fund

0.53%

Cat. avg.

0.71%

Lower the better

Sharpe Ratio

This fund

1.43

Cat. avg.

-0.31

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.09

Higher the better

Fund Managers

Anurag Mittal

Anurag Mittal

Since December 2021

Amit Sharma

Amit Sharma

Since July 2017

Additional Scheme Detailsas of 30th June 2024

ISIN
INF789F01XV6
Expense Ratio
0.19%
Exit Load
No Charges
Fund Size
₹14,308 Cr
Age
01 Jan 2013
Lumpsum Minimum
₹500
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Money Market A-I TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Money Market Funds

Fund nameExpense RatioExit LoadFund size
1Y
Edelweiss Money Market Fund Regular Growth

Low to Moderate Risk

0.9%0.0%₹479.03 Cr6.7%
Union Money Market Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹174.76 Cr7.2%
Union Money Market Fund Regular Growth

Low to Moderate Risk

1.0%0.0%₹174.76 Cr6.4%
TRUSTMF Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹90.09 Cr7.2%
TRUSTMF Money Market Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹90.09 Cr7.1%
LIC MF Money Market Fund Direct Growth

Low Risk

0.6%0.0%₹20.79 Cr6.8%
LIC MF Money Market Fund Regular Growth

Low Risk

1.0%0.0%₹20.79 Cr6.4%
Tata Money Market Fund Regular Growth

Low to Moderate Risk

0.4%0.0%₹21693.41 Cr7.6%
Franklin India Money Market Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹1629.19 Cr7.4%
HDFC Money Market Fund Regular Growth

Moderate Risk

0.4%0.0%₹23661.02 Cr7.5%

About the AMC

Total AUM

₹2,92,994 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
UTI Innovation Fund Direct Growth

Very High Risk

0.9%1.0%₹622.20 Cr-
UTI Fixed Income Interval Fund Annual Plan I Direct Growth

Low Risk

-0.0%₹20.40 Cr6.9%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth

Low to Moderate Risk

-0.0%-7.4%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth

Low to Moderate Risk

-0.0%-7.4%
UTI FIIF Ser 2 Qt Interval V Direct Growth

Low Risk

-1.0%₹4.80 Cr6.9%
UTI Fixed Income Interval Fund Quarterly I Direct Growth

Low Risk

-0.0%₹10.46 Cr7.1%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth

Moderate Risk

-1.0%₹11.46 Cr7.2%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth

Low to Moderate Risk

-0.0%-10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth

Low to Moderate Risk

-0.0%--
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth

Moderate Risk

---7.4%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth

Low to Moderate Risk

-0.0%₹13.38 Cr6.9%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth

Low to Moderate Risk

-0.0%-7.8%
UTI Floater Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹1382.47 Cr7.3%
UTI Nifty 500 Value 50 Index Fund Direct Growth

Very High Risk

0.6%0.0%₹308.39 Cr90.2%
UTI Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹895.64 Cr7.2%
UTI Focused Equity Fund Direct Growth

Very High Risk

0.6%1.0%₹2564.64 Cr38.9%
UTI Silver ETF Fund of Fund Direct Growth

Very High Risk

0.1%1.0%₹27.60 Cr31.0%
UTI Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹6971.45 Cr70.7%
UTI Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹3920.66 Cr6.8%
UTI Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹3723.82 Cr7.5%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹229.47 Cr43.8%
UTI Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹5521.20 Cr8.4%
UTI Small Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹4221.01 Cr44.2%
UTI Ultra Short Term Fund Direct Growth

Moderate Risk

0.4%0.0%₹2514.62 Cr7.6%
UTI Credit Risk Fund Direct Growth

Moderately High risk

0.9%1.0%₹387.86 Cr7.5%
UTI Dividend Yield Fund Direct Growth

Very High Risk

1.4%1.0%₹4071.32 Cr52.2%
UTI Banking and Financial Services Fund Direct Growth

Very High Risk

1.2%1.0%₹1140.83 Cr26.3%
UTI Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹465.51 Cr8.2%
UTI Hybrid Equity Fund Direct Growth

Very High Risk

1.3%1.0%₹5511.93 Cr35.1%
UTI Long Term Equity Fund Direct Growth

Very High Risk

0.8%0.0%₹3625.70 Cr36.7%
UTI Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹25696.23 Cr24.1%
UTI Bond Fund Direct Growth

Moderate Risk

1.2%0.0%₹300.38 Cr6.9%
UTI Liquid Fund Cash Plan Direct Growth

Moderate Risk

0.2%0.0%₹28028.74 Cr7.4%
UTI Gilt Fund Direct Growth

Moderate Risk

0.7%0.0%₹641.00 Cr8.0%
UTI India Consumer Fund Direct Growth

Very High Risk

1.6%1.0%₹660.51 Cr37.7%
UTI Infrastructure Fund Direct Growth

Very High Risk

1.8%1.0%₹2409.84 Cr59.5%
UTI MNC Fund Direct Growth

Very High Risk

1.1%1.0%₹3100.83 Cr36.9%
UTI Master Share Unit Scheme Direct Growth

Very High Risk

0.8%1.0%₹12365.73 Cr30.3%
UTI Regular Savings Fund Direct Growth

Moderately High risk

1.2%1.0%₹1588.20 Cr16.2%
UTI Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹14308.33 Cr7.6%
UTI Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹11692.15 Cr45.6%
UTI Value Opportunities Fund Direct Growth

Very High Risk

1.1%1.0%₹9125.24 Cr48.1%
UTI Healthcare Fund Direct Growth

Very High Risk

1.3%1.0%₹985.80 Cr49.0%
UTI Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹16924.52 Cr26.3%
UTI Transportation & Logistics Fund Direct Growth

Very High Risk

0.8%1.0%₹3698.11 Cr54.9%
UTI Short Term Income Fund Direct Growth

Moderate Risk

0.4%0.0%₹2673.12 Cr7.8%
UTI - Treasury Advantage Fund Direct Growth

Moderate Risk

0.3%0.0%₹2455.66 Cr7.3%
UTI Multi Asset Fund Direct Growth

High Risk

1.1%1.0%₹2026.51 Cr38.6%
UTI Core Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹3085.86 Cr51.3%
UTI Medium Term Fund Direct Growth

Moderate Risk

0.9%1.0%₹39.86 Cr7.2%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of UTI Money Market Fund Direct Growth, as of 11-Jul-2024, is ₹2897.59.
The fund has generated 7.65% over the last 1 year and 6.18% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 29.75% in bonds, and 70.02% in cash and cash equivalents.
The fund managers responsible for UTI Money Market Fund Direct Growth are:-
  1. Anurag Mittal
  2. Amit Sharma