Dezerv

Fund Overview

Fund Size

Fund Size

₹3,816 Cr

Expense Ratio

Expense Ratio

0.76%

ISIN

ISIN

INF0QA701441

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

24 Jul 2023

About this fund

Bajaj Finserv Money Market Fund Regular Growth is a Money Market mutual fund schemes offered by Bajaj Finserv Mutual Fund. This fund has been in existence for 1 years, 10 months and 26 days, having been launched on 24-Jul-23.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹1148.55, Assets Under Management (AUM) of 3815.91 Crores, and an expense ratio of 0.76%.
  • Bajaj Finserv Money Market Fund Regular Growth has given a CAGR return of 7.55% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 25.57% in debts, and 74.24% in cash & cash equivalents.
  • You can start investing in Bajaj Finserv Money Market Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.71%

+7.46% (Cat Avg.)

Since Inception

+7.55%

(Cat Avg.)

Portfolio Summaryas of 31st May 2025

Debt975.7 Cr25.57%
Others2,840.21 Cr74.43%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
5.63% Govt Stock 2026Bond - Gov't/Treasury149.95 Cr3.93%
Indian BankCash - CD/Time Deposit119.06 Cr3.12%
Punjab National Bank (18/03/2026)Cash - CD/Time Deposit118.95 Cr3.12%
Pnb Housing Finance LimitedCash - Commercial Paper97.95 Cr2.57%
Canara BankCash - CD/Time Deposit95.26 Cr2.50%
Kotak Mahindra Bank Ltd.Bond - Corporate Bond95.25 Cr2.50%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit95.25 Cr2.50%
HDFC Bank Ltd.Bond - Corporate Bond95.04 Cr2.49%
National Bank for Agriculture and Rural DevelopmentBond - Gov't Agency Debt95.04 Cr2.49%
Icici Securities LimitedCash - Commercial Paper94.93 Cr2.49%
Standard Chartered Capital Limited**Cash - Commercial Paper94.63 Cr2.48%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit72.12 Cr1.89%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit71.83 Cr1.88%
Birla Group Holdings Private LimitedCash - Commercial Paper71.65 Cr1.88%
HDFC Bank LimitedCash - CD/Time Deposit71.6 Cr1.88%
India (Republic of)Bond - Short-term Government Bills71.56 Cr1.88%
Export Import Bank Of India (20/03/2026)Cash - CD/Time Deposit71.37 Cr1.87%
Hdb Financial Services Limited**Cash - Commercial Paper71.15 Cr1.86%
HDFC Bank LimitedCash - CD/Time Deposit70.56 Cr1.85%
08.01 Tn SDL 2026mayBond - Gov't/Treasury66.29 Cr1.74%
08.38 KA Sdl 2026Bond - Gov't/Treasury50.81 Cr1.33%
Canara BankCash - CD/Time Deposit49.21 Cr1.29%
Bank Of BarodaCash - CD/Time Deposit48.35 Cr1.27%
Bank Of BarodaCash - CD/Time Deposit48.13 Cr1.26%
364 DTB 12022026Bond - Gov't/Treasury48.11 Cr1.26%
Punjab National BankBond - Gov't Agency Debt48.07 Cr1.26%
Union Bank Of IndiaCash - CD/Time Deposit48.06 Cr1.26%
364 Days Tbill Mat 200226Bond - Gov't/Treasury48.05 Cr1.26%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit48.03 Cr1.26%
Export-Import Bank Of IndiaCash - Commercial Paper47.97 Cr1.26%
364 Days Tbill (Md 05/03/2026)Bond - Gov't/Treasury47.96 Cr1.26%
Union Bank Of IndiaCash - CD/Time Deposit47.96 Cr1.26%
Canara BankCash - CD/Time Deposit47.92 Cr1.26%
HDFC Bank LimitedCash - CD/Time Deposit47.92 Cr1.26%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit47.9 Cr1.26%
Axis Bank LimitedCash - CD/Time Deposit47.9 Cr1.26%
India (Republic of)Bond - Short-term Government Bills47.81 Cr1.25%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit47.81 Cr1.25%
Canara BankCash - CD/Time Deposit47.75 Cr1.25%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit47.73 Cr1.25%
Export-Import Bank Of IndiaCash - CD/Time Deposit47.7 Cr1.25%
Canara BankCash - CD/Time Deposit47.68 Cr1.25%
Axis Bank LimitedCash - CD/Time Deposit47.67 Cr1.25%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit47.66 Cr1.25%
Axis Finance Ltd.Cash - Commercial Paper47.65 Cr1.25%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit47.64 Cr1.25%
HDFC Bank LimitedCash - CD/Time Deposit47.62 Cr1.25%
Bank of India Ltd.Bond - Corporate Bond47.54 Cr1.25%
Indian BankCash - CD/Time Deposit47.15 Cr1.24%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit47.15 Cr1.24%
Export-Import Bank Of IndiaCash - CD/Time Deposit46.99 Cr1.23%
Axis Finance Ltd.Cash - Commercial Paper46.88 Cr1.23%
Cholamandalam Investment & Finance Co Ltd.Cash - Commercial Paper46.7 Cr1.22%
Cholamandalam Investment & Finance Co Ltd.Cash - Commercial Paper46.69 Cr1.22%
08.67 MH Sdl 2026Bond - Gov't/Treasury25.51 Cr0.67%
08.27 KA Sdl 2026Bond - Gov't/Treasury25.36 Cr0.66%
Bank Of IndiaCash - CD/Time Deposit23.95 Cr0.63%
Bank Of IndiaCash - CD/Time Deposit23.93 Cr0.63%
Axis Finance Ltd.Cash - Commercial Paper23.87 Cr0.63%
Muthoot Finance LimitedCash - Commercial Paper23.78 Cr0.62%
Small Industries Development Bk Of India ** #Cash - Commercial Paper23.75 Cr0.62%
L&T Finance Ltd.Cash - Commercial Paper23.75 Cr0.62%
Kotak Mahindra Investments Ltd.Cash - Commercial Paper23.74 Cr0.62%
Birla Group Holdings Private LimitedCash - Commercial Paper23.73 Cr0.62%
Muthoot Finance Ltd.Cash - Commercial Paper23.71 Cr0.62%
Birla Group Holdings Private LimitedCash - Commercial Paper23.7 Cr0.62%
Kotak Mahindra Prime Ltd.Cash - Commercial Paper23.68 Cr0.62%
Kotak Mahindra Investments Ltd.Cash - Commercial Paper23.61 Cr0.62%
Cholamandalam Investment & Finance Co Ltd.Cash - Commercial Paper23.37 Cr0.61%
Clearing Corporation Of India LtdCash - Repurchase Agreement16.56 Cr0.43%
364 Days Tbill Red 12-03-2026Bond - Gov't/Treasury13.33 Cr0.35%
SBI - Corporate Debt Market Development Fund (CDMDF) - Class A2Mutual Fund - Open End7.24 Cr0.19%
Net Receivables / (Payables)Cash3.7 Cr0.10%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - CD/Time Deposit1,885.81 Cr49.42%
Cash - Commercial Paper926.9 Cr24.29%
Bond - Gov't/Treasury475.38 Cr12.46%
Bond - Corporate Bond237.83 Cr6.23%
Bond - Gov't Agency Debt143.11 Cr3.75%
Bond - Short-term Government Bills119.38 Cr3.13%
Cash - Repurchase Agreement16.56 Cr0.43%
Mutual Fund - Open End7.24 Cr0.19%
Cash3.7 Cr0.10%

Risk & Performance Ratios

Standard Deviation

This fund

--

Cat. avg.

0.55%

Lower the better

Sharpe Ratio

This fund

--

Cat. avg.

0.92

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

3.84

Higher the better

Fund Managers

Nimesh Chandan

Nimesh Chandan

Since July 2023

Siddharth Chaudhary

Siddharth Chaudhary

Since July 2023

Additional Scheme Detailsas of 31st May 2025

ISIN
INF0QA701441
Expense Ratio
0.76%
Exit Load
No Charges
Fund Size
₹3,816 Cr
Age
1 year 10 months
Lumpsum Minimum
₹1,000
Fund Status
Open Ended Investment Company
Benchmark
Nifty Money Market Index PR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

  • For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
  • For investments made before 1 April 2023:
    • If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
    • If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
  • Holding the units: No tax is applicable as long as you hold the units.

Dividend Taxation:

Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Money Market Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bank of India Money Market Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹108.75 Cr-
Bank of India Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹108.75 Cr-
Zerodha Nifty 1D Rate Liquid ETF

Low Risk

0.3%-₹4593.77 Cr6.1%
Mirae Asset Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹2658.65 Cr8.4%
Mirae Asset Money Market Fund Regular Growth

Low to Moderate Risk

0.4%0.0%₹2658.65 Cr8.1%
HSBC Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹3247.48 Cr8.2%
ICICI Prudential Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹30001.49 Cr8.3%
Bandhan Money Manager Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹10885.31 Cr8.3%
Nippon India Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹17771.77 Cr8.3%
Invesco India Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹5898.58 Cr8.1%

About the AMC

Total AUM

₹15,766 Cr

Address

8th floor, E-Core,Solitaire Business Hub (formerly Marvel Edge), Viman Nagar 411014

Other Funds by Bajaj Finserv Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bajaj Finserv Balanced Advantage Fund Direct Growth

Very High Risk

0.5%1.0%₹1304.12 Cr4.2%
Bajaj Finserv Banking and PSU Fund Direct Growth

Moderate Risk

0.3%0.0%₹142.07 Cr10.2%
Bajaj Finserv Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹896.99 Cr7.2%
Bajaj Finserv Overnight Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹568.73 Cr6.5%
Bajaj Finserv Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹4615.21 Cr7.3%
Bajaj Finserv Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹3815.91 Cr8.3%
Bajaj Finserv Flexi Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹4850.04 Cr7.8%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk
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The NAV of Bajaj Finserv Money Market Fund Regular Growth, as of 18-Jun-2025, is ₹1148.55.
The fund's allocation of assets is distributed as 0.00% in equities, 25.57% in bonds, and 74.24% in cash and cash equivalents.
The fund managers responsible for Bajaj Finserv Money Market Fund Regular Growth are:-
  1. Nimesh Chandan
  2. Siddharth Chaudhary