Dezerv

Fund Overview

Fund Size

Fund Size

₹23,791 Cr

Expense Ratio

Expense Ratio

0.25%

ISIN

ISIN

INF200K01SZ5

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

SBI Savings Fund Direct Growth is a Money Market mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 11 years, 4 months and 21 days, having been launched on 01-Jan-13.
As of 21-May-24, it has a Net Asset Value (NAV) of ₹40.86, Assets Under Management (AUM) of 23791.35 Crores, and an expense ratio of 0.25%.
  • SBI Savings Fund Direct Growth has given a CAGR return of 7.54% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 34.16% in debts, and 65.64% in cash & cash equivalents.
  • You can start investing in SBI Savings Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.58%

+1.69% (Cat Avg.)

3 Years

+5.92%

(Cat Avg.)

5 Years

+6.12%

(Cat Avg.)

10 Years

+7.26%

(Cat Avg.)

Since Inception

+7.54%

(Cat Avg.)

Portfolio Summaryas of 30th April 2024

Debt8,126.85 Cr34.16%
Others15,664.49 Cr65.84%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Indian BankCash - CD/Time Deposit942.16 Cr3.96%
HDFC Bank LimitedCash - CD/Time Deposit919.11 Cr3.86%
Punjab National BankCash - CD/Time Deposit888.01 Cr3.73%
07.38% MP Sdl 2025Bond - Gov't/Treasury786.12 Cr3.30%
Axis Bank LimitedCash - CD/Time Deposit745.05 Cr3.13%
Cholamandalam Investment & Finance Co Ltd.Cash - Commercial Paper626.78 Cr2.63%
Canara BankCash - CD/Time Deposit571.24 Cr2.40%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit570.98 Cr2.40%
Panatone Finvest LtdBond - Corporate Bond569.12 Cr2.39%
07.52 GJ Sgs 2025Bond - Gov't/Treasury494.57 Cr2.08%
191 DTB 19072024Bond - Gov't/Treasury493.95 Cr2.08%
India (Republic of)Bond - Short-term Government Bills492.65 Cr2.07%
The Federal Bank LimitedCash - CD/Time Deposit488.7 Cr2.05%
RBL Bank Ltd.Bond - Corporate Bond478.42 Cr2.01%
Punjab & Sind BankBond - Corporate Bond470.46 Cr1.98%
IDBI Bank LtdBond - Gov't Agency Debt469.87 Cr1.97%
Bharti Telecom LimitedCash - Commercial Paper469.01 Cr1.97%
08.12 AS Sdl 2025Bond - Gov't/Treasury402.78 Cr1.69%
08.97 KA Sdl 2024Bond - Gov't/Treasury381.14 Cr1.60%
Kotak Mahindra Bank Ltd.Bond - Corporate Bond365.15 Cr1.53%
The Federal Bank LimitedCash - CD/Time Deposit355.44 Cr1.49%
Union Bank of IndiaBond - Gov't Agency Debt352.16 Cr1.48%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit335.57 Cr1.41%
Union Bank of IndiaBond - Gov't Agency Debt330.41 Cr1.39%
Export-Import Bank of IndiaCash - Commercial Paper329.84 Cr1.39%
Indian BankBond - Gov't Agency Debt329.56 Cr1.39%
ICICI Bank Ltd.Bond - Corporate Bond329.46 Cr1.38%
ICICI Bank LimitedCash - CD/Time Deposit292.11 Cr1.23%
Tata Capital Housing Finance Ltd.Cash - Commercial Paper284.57 Cr1.20%
Bank Of BarodaCash - CD/Time Deposit283.75 Cr1.19%
Equitas Small Finance Bank Ltd.Bond - Corporate Bond282.07 Cr1.19%
Motilal Oswal Financial Services LtdCash - Commercial Paper280.16 Cr1.18%
HDFC Bank LimitedCash - CD/Time Deposit268.47 Cr1.13%
Highways Infrastructure TrustCash - Commercial Paper267.28 Cr1.12%
182 DTB 25072024Bond - Gov't/Treasury246.7 Cr1.04%
Kotak Securities LtdCash - Commercial Paper246.23 Cr1.03%
NTPC Ltd.Cash - Commercial Paper243.79 Cr1.02%
Bank Of BarodaCash - CD/Time Deposit241.81 Cr1.02%
Equitas Small Finance Bank Ltd.Bond - Corporate Bond238.51 Cr1.00%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit237.94 Cr1.00%
Axis Bank LimitedCash - CD/Time Deposit237.32 Cr1.00%
HDFC Bank Ltd.Bond - Corporate Bond236.33 Cr0.99%
Small Industries Development Bank of IndiaBond - Corporate Bond235.99 Cr0.99%
Canara BankBond - Gov't Agency Debt235.53 Cr0.99%
Birla Group Holdings Private LimitedCash - Commercial Paper235.41 Cr0.99%
HDFC Credila Financial Services LtdCash - Commercial Paper235.17 Cr0.99%
HDFC Credila Financial Services LtdCash - Commercial Paper234.23 Cr0.98%
Muthoot Finance Ltd.Cash - Commercial Paper234.1 Cr0.98%
Muthoot Finance Ltd.Cash - Commercial Paper233.95 Cr0.98%
Union Bank of IndiaBond - Gov't Agency Debt213.83 Cr0.90%
Infina Finance Private LimitedCash - Commercial Paper213.74 Cr0.90%
SEIL Energy India Ltd.Cash - Commercial Paper198.45 Cr0.83%
National Housing BankCash - Commercial Paper194.74 Cr0.82%
The Federal Bank LimitedCash - CD/Time Deposit188.25 Cr0.79%
Indusind Bank LimitedCash - CD/Time Deposit188.12 Cr0.79%
Icici Securities LimitedBond - Corporate Bond186.96 Cr0.79%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)Cash - CD/Time Deposit165.07 Cr0.69%
Muthoot Finance Ltd.Cash - Commercial Paper163.59 Cr0.69%
Indusind Bank LimitedCash - CD/Time Deposit146.23 Cr0.61%
Indusind Bank Ltd.Bond - Corporate Bond142.48 Cr0.60%
ICICI Bank Ltd.Bond - Corporate Bond142.44 Cr0.60%
Punjab National BankCash - CD/Time Deposit142.2 Cr0.60%
HDFC Credila Financial Services LtdCash - Commercial Paper140.44 Cr0.59%
Bharti Enterprises LimitedCash - Commercial Paper124.87 Cr0.52%
Equitas Small Finance Bank Ltd.Bond - Corporate Bond117.51 Cr0.49%
05.80 MH Sdl 2025Bond - Gov't/Treasury99.08 Cr0.42%
Icici Securities LimitedCash - Commercial Paper94.68 Cr0.40%
LIC Housing Finance Ltd.Cash - Commercial Paper94.47 Cr0.40%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit94.42 Cr0.40%
Nexus Select TrustCash - Commercial Paper94.31 Cr0.40%
Punjab National BankCash - CD/Time Deposit94.21 Cr0.40%
Kotak Mahindra Bank Ltd.Bond - Corporate Bond94.04 Cr0.40%
0% GOI - 15062024 STRIPSBond - Gov't/Treasury93.95 Cr0.39%
Pilani Investment And Industries Corporation Ltd.Cash - Commercial Paper93.38 Cr0.39%
Motilal Oswal Financial Services LtdCash - Commercial Paper93.26 Cr0.39%
08.08 KA Sdl 2025Bond - Gov't/Treasury90.62 Cr0.38%
06.35 OIL SPL 2024Bond - Gov't Agency Debt82.6 Cr0.35%
ICICI Bank LimitedCash - CD/Time Deposit74.38 Cr0.31%
ICICI Bank Ltd.Bond - Corporate Bond70.88 Cr0.30%
Net Receivable / PayableCash - Collateral-55.82 Cr0.23%
08.15 BR Sdl 2025Bond - Gov't/Treasury50.28 Cr0.21%
08.08 BR Sdl 2025Bond - Gov't/Treasury50.27 Cr0.21%
91 DTB 25072024Bond - Gov't/Treasury49.34 Cr0.21%
Corporate Debt Market Development Fund-A2Mutual Fund - Open End47.4 Cr0.20%
Canara BankBond - Gov't Agency Debt47.02 Cr0.20%
08.13 MH Sdl 2025Bond - Gov't/Treasury45.25 Cr0.19%
TrepsCash - Repurchase Agreement43.69 Cr0.18%
Canara BankCash - CD/Time Deposit24.73 Cr0.10%
GS CG 12/6/2024 - (STRIPS) TBBond - Gov't/Treasury21.72 Cr0.09%
08.13 Tn SDL 2025Bond - Gov't/Treasury15.08 Cr0.06%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - CD/Time Deposit8,495.28 Cr35.71%
Cash - Commercial Paper5,426.47 Cr22.81%
Bond - Corporate Bond3,959.82 Cr16.64%
Bond - Gov't/Treasury3,320.86 Cr13.96%
Bond - Gov't Agency Debt2,060.99 Cr8.66%
Bond - Short-term Government Bills492.65 Cr2.07%
Cash - Collateral-55.82 Cr0.23%
Mutual Fund - Open End47.4 Cr0.20%
Cash - Repurchase Agreement43.69 Cr0.18%

Risk & Performance Ratios

Standard Deviation

This fund

0.57%

Cat. avg.

0.70%

Lower the better

Sharpe Ratio

This fund

0.95

Cat. avg.

-0.30

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.08

Higher the better

Fund Managers

RR

Rajeev Radhakrishnan

Since December 2023

RA

R. Arun

Since April 2012

PK

Pradeep Kesavan

Since December 2023

Additional Scheme Detailsas of 30th April 2024

ISININF200K01SZ5Expense Ratio0.25%Exit LoadNo ChargesFund Size₹23,791 CrAge01 Jan 2013Lumpsum Minimum₹500Fund StatusOpen Ended Investment CompanyBenchmarkCRISIL Money Market A-I TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Money Market Funds

Fund nameExpense RatioExit LoadFund size
1Y
Edelweiss Money Market Fund Regular Growth

Low to Moderate Risk

0.9%0.0%₹493.04 Cr6.7%
Union Money Market Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹183.03 Cr7.2%
Union Money Market Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹183.03 Cr6.4%
TRUSTMF Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹96.02 Cr7.2%
TRUSTMF Money Market Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹96.02 Cr7.1%
LIC MF Money Market Fund Direct Growth

Low Risk

0.6%0.0%₹20.44 Cr6.9%
LIC MF Money Market Fund Regular Growth

Low Risk

1.0%0.0%₹20.44 Cr6.5%
Tata Money Market Fund Regular Growth

Low to Moderate Risk

0.4%0.0%₹17567.63 Cr7.5%
Franklin India Money Market Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹1511.50 Cr7.4%
HDFC Money Market Fund Regular Growth

Moderate Risk

0.3%0.0%₹22329.82 Cr7.5%

About the AMC

Total AUM

₹9,23,031 Cr

Address

C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051

Other Funds by SBI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
SBI Nifty50 Equal Weight Index Fund Direct Growth

Very High Risk

-0.0%₹984.43 Cr-
SBI Fixed Maturity Plan (FMP) - Series 91 (90 Days) Direct Growth

Moderately High risk

-0.0%--
SBI Debt Fund Series C 24 Direct Growth

Low to Moderate Risk

-0.0%-4.4%
SBI Fixed Maturity Plan (FMP) - Series 47 (1434 Days) Direct Growth

Moderate Risk

-0.0%₹134.16 Cr7.0%
SBI Fixed Maturity Plan Series 41 1498 Days Direct Growth

Moderate Risk

-0.0%₹858.11 Cr7.0%
SBI Long Term Advantage Fund Series II Direct Growth

Very High Risk

-0.0%₹39.29 Cr43.9%
SBI Debt Fund Series C 25 Direct Growth

Low to Moderate Risk

-0.0%-5.1%
SBI Fixed Maturity Plan (FMP) - Series 60 (1878 Days) Direct Growth

Low to Moderate Risk

-0.0%₹228.13 Cr6.8%
SBI Fixed Maturity Plan (FMP) - Series 74 1243 Days Direct Growth

Low to Moderate Risk

---6.9%
SBI Fixed Maturity Plan Series 78 1170 Days Direct Growth

Low to Moderate Risk

-0.0%-6.8%
SBI Fixed Maturity Plan Series 66 1361 Days Direct Growth

Moderate Risk

-0.0%-6.9%
SBI Fixed Maturity Plan Series 57 1835 Days Direct Growth

Low to Moderate Risk

--₹237.36 Cr6.9%
SBI Fixed Maturity Plan (FMP) - Series 80 366 Days Direct Growth

Moderate Risk

-0.0%-7.6%
SBI Fixed Maturity Plan Series 1 3668 Days Direct Growth

Moderate Risk

-0.0%₹44.14 Cr7.0%
SBI Fixed Maturity Plan Series 81 1157 Days Direct Growth

Low to Moderate Risk

-0.0%-6.9%
SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) Direct Growth

Low to Moderate Risk

-0.0%₹362.72 Cr6.9%
SBI Fixed Maturity Plan (FMP) - Series 75 (366 Days) Direct Growth

Moderate Risk

---7.5%
SBI Fixed Maturity Plan Series 46 1850 Days Direct Growth

Low to Moderate Risk

-0.0%₹122.07 Cr6.8%
SBI Fixed Maturity Plan Series 53 1839 Days Direct Growth

Low to Moderate Risk

--₹285.64 Cr6.9%
SBI Long Term Advantage Fund Series I Direct Growth

Very High Risk

-0.0%₹48.45 Cr44.4%
SBI Fixed Maturity Plan Series 79 1130 Days Direct Growth

Low to Moderate Risk

-0.0%-6.7%
SBI Long Term Advantage Fund Series VI Direct Growth

Very High Risk

-0.0%₹289.57 Cr48.8%
SBI Fixed Maturity Plan Series 76 1221 Days Direct Growth

Low to Moderate Risk

---6.7%
SBI Tax Advantage Fund Series III Direct Growth

Very High Risk

-0.0%₹33.26 Cr32.0%
SBI Fixed Maturity Plan Series 73 1226 Days Direct Growth

Low to Moderate Risk

---6.7%
SBI Fixed Maturity Plan Series 44 1855 Days Direct Growth

Low to Moderate Risk

-0.0%₹356.65 Cr6.8%
SBI Fixed Maturity Plan Series 65 367 Days Direct Growth

Low to Moderate Risk

-0.0%--
SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) Direct Growth

Low to Moderate Risk

--₹231.76 Cr6.8%
SBI Fixed Maturity Plan (FMP) - Series 50 (1843 Days) Direct Growth

Low to Moderate Risk

--₹112.65 Cr6.7%
SBI Fixed Maturity Plan Series 52 1848 Days Direct Growth

Low to Moderate Risk

--₹126.83 Cr6.9%
SBI Fixed Maturity Plan Series 67 1467 Days Direct Growth

Low to Moderate Risk

-0.0%-6.8%
SBI Fixed Maturity Plan (FMP) - Series 54 (1842 Days) Direct Growth

Low to Moderate Risk

--₹34.79 Cr6.8%
SBI Fixed Maturity Plan Series 6 3668 Days Direct Growth

Moderate Risk

-0.0%₹31.95 Cr6.9%
SBI Fixed Maturity Plan Series 34 3682 Days Direct Growth

Moderate Risk

--₹25.36 Cr6.9%
SBI Fixed Maturity Plan Series 64 1169 Days Direct Growth

Low to Moderate Risk

-0.0%-6.8%
SBI Fixed Maturity Plan (FMP) - Series 59 (1618 Days) Direct Growth

Low to Moderate Risk

-0.0%₹25.92 Cr6.6%
SBI Long Term Advantage Fund Series III Direct Growth

Very High Risk

-0.0%₹71.60 Cr46.7%
SBI Long Term Advantage Fund Series V Direct Growth

Very High Risk

-0.0%₹311.79 Cr35.1%
SBI Fixed Maturity Plan Series 43 1616 Days Direct Growth

Low to Moderate Risk

-0.0%₹110.79 Cr7.1%
SBI Fixed Maturity Plan Series 45 1840 Days Direct Growth

Moderate Risk

-0.0%₹209.33 Cr7.0%
SBI Fixed Maturity Plan Series 69 367 Days Direct Growth

Moderate Risk

-0.0%-7.6%
SBI Long Term Advantage Fund Series IV Direct Growth

Very High Risk

-0.0%₹213.57 Cr35.2%
SBI Fixed Maturity Plan Series 56 1232 Days Direct Growth

Low to Moderate Risk

--₹269.08 Cr7.1%
SBI Fixed Maturity Plan (FMP) - Series 48 (1458 Days) Direct Growth

Low to Moderate Risk

-0.0%₹43.39 Cr7.1%
SBI Fixed Maturity Plan Series 68 1302 Days Direct Growth

Low to Moderate Risk

-0.0%-6.6%
SBI Fixed Maturity Plan Series 42 1857 Days Direct Growth

Low to Moderate Risk

-0.0%₹443.46 Cr6.9%
SBI Fixed Maturity Plan Series 63 372 Days Direct Growth

Low to Moderate Risk

-0.0%-6.3%
SBI Fixed Maturity Plan (FMP) - Series 51 (1846 Days) Direct Growth

Low to Moderate Risk

--₹276.27 Cr6.9%
SBI Fixed Maturity Plan (FMP) - Series 71 (364 Days) Direct Growth

Moderate Risk

---7.5%
SBI Fixed Maturity Plan Series (FMP) - 77 (366 Days) Direct Growth

Moderate Risk

-0.0%-7.7%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
Wealth Monitor

Unlock Expert Insights!

Maximise Returns with our Wealth Monitor App. Try it now!

Still got questions?
We're here to help.

The NAV of SBI Savings Fund Direct Growth, as of 21-May-2024, is ₹40.86.
The fund has generated 7.58% over the last 1 year and 5.92% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 34.16% in bonds, and 65.64% in cash and cash equivalents.
The fund managers responsible for SBI Savings Fund Direct Growth are:-
  1. Rajeev Radhakrishnan
  2. R. Arun
  3. Pradeep Kesavan