SBI Fixed Maturity Plan Series 81 1157 Days Direct Growth
DebtFixed Maturity Short-Term BondLow to Moderate Risk
Direct
NAV (18-Jun-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹399 Cr
Expense Ratio
-
ISIN
INF200KA17X4
Minimum SIP
-
Exit Load
No Charges
Inception Date
21 Mar 2023
About this fund
- SBI Fixed Maturity Plan Series 81 1157 Days Direct Growth has given a CAGR return of 7.81% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 94.40% in debts, and 5.60% in cash & cash equivalents.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.39%
— (Cat Avg.)
Since Inception
+7.81%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Debt | ₹377.13 Cr | 94.40% |
| Others | ₹22.36 Cr | 5.60% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 08.28 KA Sdl 2026 | Bond - Gov't/Treasury | ₹101.82 Cr | 24.60% |
| 08.38 Tn SDL 2026 | Bond - Gov't/Treasury | ₹35.56 Cr | 8.59% |
| Mahindra And Mahindra Financial Services Limited | Bond - Corporate Bond | ₹30.26 Cr | 7.31% |
| Kotak Mahindra Investments Limited | Bond - Corporate Bond | ₹30.15 Cr | 7.28% |
| 08.53 Ts SDL 2026 | Bond - Gov't/Treasury | ₹25.5 Cr | 6.16% |
| 07.98 GJ Sdl 2026 | Bond - Gov't/Treasury | ₹25.49 Cr | 6.16% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹25.26 Cr | 6.10% |
| 08.38 HR Sdl 2026 | Bond - Gov't/Treasury | ₹20.32 Cr | 4.91% |
| Treps | Cash - Repurchase Agreement | ₹17.28 Cr | 4.18% |
| Gscg 22apr2026 | Bond - Gov't/Treasury | ₹10.93 Cr | 2.64% |
| 08.51 MH Sdl 2026 | Bond - Gov't/Treasury | ₹10.2 Cr | 2.46% |
| 08.42 JH Sdl 2026 | Bond - Gov't/Treasury | ₹10.16 Cr | 2.45% |
| Housing And Urban Development Corporation Limited | Bond - Corporate Bond | ₹10.11 Cr | 2.44% |
| Tata Capital Limited | Bond - Corporate Bond | ₹10.08 Cr | 2.44% |
| 7.36 Goi | Bond - Gov't/Treasury | ₹9.57 Cr | 2.31% |
| Gs CG 12/12/2025 - (Strips) Tb | Bond - Gov't/Treasury | ₹8.62 Cr | 2.08% |
| Goi Strips - Mat 190326 | Bond - Gov't/Treasury | ₹8.08 Cr | 1.95% |
| Net Receivable / Payable | Cash - Collateral | ₹5.89 Cr | 1.42% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹5.03 Cr | 1.21% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹4.97 Cr | 1.20% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹4.03 Cr | 0.97% |
| GS CG 23/12/2025 - (STRIPS) TB | Bond - Gov't/Treasury | ₹3.63 Cr | 0.88% |
| Gs CG 19/12/2025 - (Strips) Tb | Bond - Gov't/Treasury | ₹0.97 Cr | 0.23% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Gov't/Treasury | ₹270.85 Cr | 65.44% |
| Bond - Corporate Bond | ₹119.88 Cr | 28.96% |
| Cash - Repurchase Agreement | ₹17.28 Cr | 4.18% |
| Cash - Collateral | ₹5.89 Cr | 1.42% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Ranjana Gupta
Since March 2023
Additional Scheme Detailsas of 31st May 2025
ISIN | INF200KA17X4 | Expense Ratio | - | Exit Load | No Charges | Fund Size | ₹399 Cr | Age | 2 years 2 months | Lumpsum Minimum | ₹5,000 | Fund Status | Unlisted Closed End Investment Company | Benchmark | CRISIL Medium Term Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Fixed Maturity Short-Term Bond Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| SBI Debt Fund Series C 24 Regular Growth Low to Moderate Risk | - | 0.0% | - | 4.0% |
| Invesco India Fixed Maturity Plan Series 34 Plan C Regular Growth Moderate Risk | - | 0.0% | - | - |
| Invesco India Fixed Maturity Plan Series 34 Plan C Direct Growth Moderate Risk | - | 0.0% | - | - |
| SBI Debt Fund Series C 24 Direct Growth Low to Moderate Risk | - | 0.0% | - | 4.4% |
| Kotak Fixed Maturity Plan 1174 Days Series 268 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Fixed Maturity Plan 1174 Days Series 268 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak FMP Series 308 - 1125 Days Direct Growth Moderately High risk | - | 0.0% | ₹94.00 Cr | 9.2% |
| Kotak FMP Series 308 - 1125 Days Regular Growth Moderately High risk | - | 0.0% | ₹94.00 Cr | 8.9% |
| Aditya Birla Sun Life Fixed Term Plan - Series SY (1259 days) Regular Growth Low to Moderate Risk | - | - | - | - |
| Aditya Birla Sun Life Fixed Term Plan - Series SY (1259 days) Direct Growth Low to Moderate Risk | - | - | - | - |
About the AMC
Total AUM
₹11,01,967 Cr
Address
C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051
Other Funds by SBI Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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Who manages the SBI Fixed Maturity Plan Series 81 1157 Days Direct Growth?
- Ranjana Gupta
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
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