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Fund Overview

Fund Size

Fund Size

₹24,348 Cr

Expense Ratio

Expense Ratio

0.76%

ISIN

ISIN

INF200K01636

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

19 Jul 2004

About this fund

SBI Savings Fund Regular Growth is a Money Market mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 19 years, 10 months and 24 days, having been launched on 19-Jul-04.
As of 11-Jun-24, it has a Net Asset Value (NAV) of ₹38.43, Assets Under Management (AUM) of 24347.58 Crores, and an expense ratio of 0.76%.
  • SBI Savings Fund Regular Growth has given a CAGR return of 7.00% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 37.24% in debts, and 62.57% in cash & cash equivalents.
  • You can start investing in SBI Savings Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.04%

+5.83% (Cat Avg.)

3 Years

+5.44%

+5.27% (Cat Avg.)

5 Years

+5.53%

+5.23% (Cat Avg.)

10 Years

+6.58%

+5.64% (Cat Avg.)

Since Inception

+7.00%

(Cat Avg.)

Portfolio Summaryas of 31st May 2024

Debt9,066.92 Cr37.24%
Others15,280.66 Cr62.76%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Indian BankCash - CD/Time Deposit945.23 Cr3.88%
HDFC Bank LimitedCash - CD/Time Deposit921.92 Cr3.79%
Punjab National BankCash - CD/Time Deposit890.93 Cr3.66%
Bank of IndiaBond - Corporate Bond802.5 Cr3.30%
07.38% MP Sdl 2025Bond - Gov't/Treasury786.21 Cr3.23%
Axis Bank LimitedCash - CD/Time Deposit747.39 Cr3.07%
Net Receivable / PayableCash - Collateral-590.71 Cr2.43%
Cholamandalam Investment & Finance Co Ltd.Cash - Commercial Paper580.66 Cr2.38%
Canara BankCash - CD/Time Deposit573.07 Cr2.35%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit572.89 Cr2.35%
Panatone Finvest LtdBond - Corporate Bond571.17 Cr2.35%
07.52 GJ Sgs 2025Bond - Gov't/Treasury494.6 Cr2.03%
India (Republic of)Bond - Short-term Government Bills494.21 Cr2.03%
RBL Bank Ltd.Bond - Corporate Bond480.24 Cr1.97%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit473.69 Cr1.95%
Punjab & Sind BankBond - Corporate Bond472.04 Cr1.94%
IDBI Bank LtdBond - Gov't Agency Debt471.35 Cr1.94%
Bharti Telecom LimitedCash - Commercial Paper470.95 Cr1.93%
08.12 AS Sdl 2025Bond - Gov't/Treasury402.74 Cr1.65%
08.97 KA Sdl 2024Bond - Gov't/Treasury381.01 Cr1.56%
TrepsCash - Repurchase Agreement375.54 Cr1.54%
Kotak Mahindra Bank Ltd.Bond - Corporate Bond366.4 Cr1.50%
The Federal Bank LimitedCash - CD/Time Deposit356.54 Cr1.46%
Union Bank of IndiaBond - Gov't Agency Debt353.28 Cr1.45%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit336.64 Cr1.38%
Union Bank of IndiaBond - Gov't Agency Debt331.47 Cr1.36%
Export-Import Bank of IndiaCash - Commercial Paper330.86 Cr1.36%
Indian BankBond - Gov't Agency Debt330.64 Cr1.36%
ICICI Bank Ltd.Bond - Corporate Bond330.46 Cr1.36%
Bank Of BarodaCash - CD/Time Deposit308.29 Cr1.27%
ICICI Bank LimitedCash - CD/Time Deposit293.12 Cr1.20%
Ongc Petro Additions LimitedCash - Commercial Paper289.07 Cr1.19%
Tata Capital Housing Finance Ltd.Cash - Commercial Paper285.42 Cr1.17%
Small Industries Development Bank of IndiaCash - Commercial Paper283.92 Cr1.17%
Equitas Small Finance Bank Ltd.Bond - Corporate Bond283.33 Cr1.16%
Motilal Oswal Financial Services LtdCash - Commercial Paper281.25 Cr1.16%
Highways Infrastructure TrustCash - Commercial Paper268.28 Cr1.10%
182 DTB 25072024Bond - Gov't/Treasury247.5 Cr1.02%
Kotak Securities LtdCash - Commercial Paper247.14 Cr1.02%
NTPC Ltd.Cash - Commercial Paper244.62 Cr1.00%
Bank Of BarodaCash - CD/Time Deposit242.63 Cr1.00%
Equitas Small Finance Bank Ltd.Bond - Corporate Bond239.33 Cr0.98%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit238.68 Cr0.98%
Axis Bank LimitedCash - CD/Time Deposit238.02 Cr0.98%
HDFC Bank Ltd.Bond - Corporate Bond237.04 Cr0.97%
Small Industries Development Bank of IndiaBond - Corporate Bond236.71 Cr0.97%
Birla Group Holdings Private LimitedCash - Commercial Paper236.3 Cr0.97%
Canara BankBond - Gov't Agency Debt236.28 Cr0.97%
HDFC Credila Financial Services LtdCash - Commercial Paper236.07 Cr0.97%
HDFC Credila Financial Services LtdCash - Commercial Paper235.13 Cr0.97%
Muthoot Finance Ltd.Cash - Commercial Paper234.97 Cr0.97%
Muthoot Finance Ltd.Cash - Commercial Paper234.82 Cr0.96%
Union Bank of IndiaBond - Gov't Agency Debt214.51 Cr0.88%
Infina Finance Private LimitedCash - Commercial Paper214.51 Cr0.88%
SEIL Energy India Ltd.Cash - Commercial Paper199.16 Cr0.82%
National Housing BankCash - Commercial Paper195.43 Cr0.80%
The Federal Bank LimitedCash - CD/Time Deposit188.84 Cr0.78%
Indusind Bank LimitedCash - CD/Time Deposit188.72 Cr0.78%
Icici Securities LimitedBond - Corporate Bond187.6 Cr0.77%
The Federal Bank LimitedCash - CD/Time Deposit171.66 Cr0.71%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)Cash - CD/Time Deposit165.58 Cr0.68%
Muthoot Finance Ltd.Cash - Commercial Paper164.2 Cr0.67%
Julius Baer Capital (India) Private LimitedCash - Commercial Paper147.28 Cr0.60%
Indusind Bank Ltd.Bond - Corporate Bond142.93 Cr0.59%
ICICI Bank Ltd.Bond - Corporate Bond142.87 Cr0.59%
Canara BankBond - Gov't Agency Debt141.71 Cr0.58%
HDFC Credila Financial Services LtdCash - Commercial Paper140.98 Cr0.58%
Equitas Small Finance Bank Ltd.Bond - Corporate Bond118.03 Cr0.48%
05.80 MH Sdl 2025Bond - Gov't/Treasury99.14 Cr0.41%
Icici Securities LimitedCash - Commercial Paper95.01 Cr0.39%
LIC Housing Finance Ltd.Cash - Commercial Paper94.75 Cr0.39%
Nexus Select TrustCash - Commercial Paper94.62 Cr0.39%
Punjab National BankCash - CD/Time Deposit94.49 Cr0.39%
Kotak Mahindra Bank Ltd.Bond - Corporate Bond94.32 Cr0.39%
0% GOI - 15062024 STRIPSBond - Gov't/Treasury94.24 Cr0.39%
Pilani Investment And Industries Corporation Ltd.Cash - Commercial Paper93.68 Cr0.38%
Motilal Oswal Financial Services LtdCash - Commercial Paper93.63 Cr0.38%
08.08 KA Sdl 2025Bond - Gov't/Treasury90.59 Cr0.37%
06.35 OIL SPL 2024Bond - Gov't Agency Debt82.66 Cr0.34%
HDFC Bank LimitedCash - CD/Time Deposit73.47 Cr0.30%
ICICI Bank Ltd.Bond - Corporate Bond71.09 Cr0.29%
08.15 BR Sdl 2025Bond - Gov't/Treasury50.28 Cr0.21%
08.08 BR Sdl 2025Bond - Gov't/Treasury50.28 Cr0.21%
91 DTB 25072024Bond - Gov't/Treasury49.5 Cr0.20%
Cholamandalam Investment & Finance Co Ltd.Cash - Commercial Paper48.46 Cr0.20%
Punjab National BankBond - Gov't Agency Debt47.61 Cr0.20%
Bank Of BarodaCash - CD/Time Deposit47.55 Cr0.20%
Corporate Debt Market Development Fund-A2Mutual Fund - Open End47.49 Cr0.20%
Canara BankBond - Gov't Agency Debt47.17 Cr0.19%
08.13 MH Sdl 2025Bond - Gov't/Treasury45.25 Cr0.19%
Canara BankCash - CD/Time Deposit24.81 Cr0.10%
191 DTB 19072024Bond - Gov't/Treasury24.78 Cr0.10%
GS CG 12/6/2024 - (STRIPS) TBBond - Gov't/Treasury21.78 Cr0.09%
08.13 Tn SDL 2025Bond - Gov't/Treasury15.08 Cr0.06%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - CD/Time Deposit8,094.15 Cr33.24%
Cash - Commercial Paper6,041.17 Cr24.81%
Bond - Corporate Bond4,776.06 Cr19.62%
Bond - Gov't/Treasury2,852.98 Cr11.72%
Bond - Gov't Agency Debt2,256.69 Cr9.27%
Cash - Collateral-590.71 Cr2.43%
Bond - Short-term Government Bills494.21 Cr2.03%
Cash - Repurchase Agreement375.54 Cr1.54%
Mutual Fund - Open End47.49 Cr0.20%

Risk & Performance Ratios

Standard Deviation

This fund

0.57%

Cat. avg.

0.71%

Lower the better

Sharpe Ratio

This fund

-0.72

Cat. avg.

-0.31

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.09

Higher the better

Fund Managers

RR

Rajeev Radhakrishnan

Since December 2023

RA

R. Arun

Since April 2012

PK

Pradeep Kesavan

Since December 2023

Additional Scheme Detailsas of 31st May 2024

ISININF200K01636Expense Ratio0.76%Exit LoadNo ChargesFund Size₹24,348 CrAge19 Jul 2004Lumpsum Minimum₹500Fund StatusOpen Ended Investment CompanyBenchmarkCRISIL Money Market A-I TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Money Market Funds

Fund nameExpense RatioExit LoadFund size
1Y
Edelweiss Money Market Fund Regular Growth

Low to Moderate Risk

0.9%0.0%₹461.79 Cr6.7%
Union Money Market Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹181.37 Cr7.2%
Union Money Market Fund Regular Growth

Low to Moderate Risk

1.0%0.0%₹181.37 Cr6.4%
TRUSTMF Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹96.02 Cr7.2%
TRUSTMF Money Market Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹96.02 Cr7.1%
LIC MF Money Market Fund Direct Growth

Low Risk

0.6%0.0%₹20.44 Cr6.9%
LIC MF Money Market Fund Regular Growth

Low Risk

1.0%0.0%₹20.44 Cr6.5%
Tata Money Market Fund Regular Growth

Low to Moderate Risk

0.4%0.0%₹18756.93 Cr7.5%
Franklin India Money Market Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹1511.50 Cr7.4%
HDFC Money Market Fund Regular Growth

Moderate Risk

0.4%0.0%₹22479.76 Cr7.5%

About the AMC

Total AUM

₹9,61,293 Cr

Address

C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051

Other Funds by SBI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
SBI Nifty50 Equal Weight Index Fund Direct Growth

Very High Risk

0.5%0.0%₹984.43 Cr-
SBI Fixed Maturity Plan (FMP) - Series 91 (90 Days) Direct Growth

Moderately High risk

-0.0%--
SBI Debt Fund Series C 24 Direct Growth

Low to Moderate Risk

-0.0%-4.4%
SBI Fixed Maturity Plan (FMP) - Series 47 (1434 Days) Direct Growth

Moderate Risk

-0.0%₹134.63 Cr7.1%
SBI Fixed Maturity Plan Series 41 1498 Days Direct Growth

Moderate Risk

-0.0%₹860.71 Cr7.1%
SBI Long Term Advantage Fund Series II Direct Growth

Very High Risk

-0.0%₹39.12 Cr41.0%
SBI Debt Fund Series C 25 Direct Growth

Low to Moderate Risk

-0.0%-5.1%
SBI Fixed Maturity Plan (FMP) - Series 60 (1878 Days) Direct Growth

Low to Moderate Risk

-0.0%₹229.08 Cr7.1%
SBI Fixed Maturity Plan (FMP) - Series 74 1243 Days Direct Growth

Low to Moderate Risk

---7.1%
SBI Fixed Maturity Plan Series 78 1170 Days Direct Growth

Low to Moderate Risk

-0.0%-7.0%
SBI Fixed Maturity Plan Series 66 1361 Days Direct Growth

Moderate Risk

-0.0%-7.1%
SBI Fixed Maturity Plan Series 57 1835 Days Direct Growth

Low to Moderate Risk

--₹238.17 Cr7.1%
SBI Fixed Maturity Plan (FMP) - Series 80 366 Days Direct Growth

Moderate Risk

-0.0%-7.6%
SBI Fixed Maturity Plan Series 1 3668 Days Direct Growth

Moderate Risk

-0.0%₹44.35 Cr7.3%
SBI Fixed Maturity Plan Series 81 1157 Days Direct Growth

Low to Moderate Risk

-0.0%-7.1%
SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) Direct Growth

Low to Moderate Risk

-0.0%₹363.98 Cr7.2%
SBI Fixed Maturity Plan (FMP) - Series 75 (366 Days) Direct Growth

Moderate Risk

---7.5%
SBI Fixed Maturity Plan Series 46 1850 Days Direct Growth

Low to Moderate Risk

-0.0%₹122.49 Cr7.0%
SBI Fixed Maturity Plan Series 53 1839 Days Direct Growth

Low to Moderate Risk

--₹286.68 Cr7.2%
SBI Long Term Advantage Fund Series I Direct Growth

Very High Risk

-0.0%₹48.59 Cr41.4%
SBI Fixed Maturity Plan Series 79 1130 Days Direct Growth

Low to Moderate Risk

-0.0%-6.9%
SBI Long Term Advantage Fund Series VI Direct Growth

Very High Risk

-0.0%₹284.55 Cr49.2%
SBI Fixed Maturity Plan Series 76 1221 Days Direct Growth

Low to Moderate Risk

---6.9%
SBI Tax Advantage Fund Series III Direct Growth

Very High Risk

-0.0%₹33.26 Cr32.0%
SBI Fixed Maturity Plan Series 73 1226 Days Direct Growth

Low to Moderate Risk

---7.0%
SBI Fixed Maturity Plan Series 44 1855 Days Direct Growth

Low to Moderate Risk

-0.0%₹357.83 Cr7.1%
SBI Fixed Maturity Plan Series 65 367 Days Direct Growth

Low to Moderate Risk

-0.0%--
SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) Direct Growth

Low to Moderate Risk

--₹232.72 Cr7.1%
SBI Fixed Maturity Plan (FMP) - Series 50 (1843 Days) Direct Growth

Low to Moderate Risk

--₹113.05 Cr6.9%
SBI Fixed Maturity Plan Series 52 1848 Days Direct Growth

Low to Moderate Risk

--₹127.27 Cr7.2%
SBI Fixed Maturity Plan Series 67 1467 Days Direct Growth

Low to Moderate Risk

-0.0%-7.1%
SBI Fixed Maturity Plan (FMP) - Series 54 (1842 Days) Direct Growth

Low to Moderate Risk

--₹34.91 Cr7.1%
SBI Fixed Maturity Plan Series 6 3668 Days Direct Growth

Moderate Risk

-0.0%₹32.09 Cr7.2%
SBI Fixed Maturity Plan Series 34 3682 Days Direct Growth

Moderate Risk

--₹25.47 Cr7.1%
SBI Fixed Maturity Plan Series 64 1169 Days Direct Growth

Low to Moderate Risk

-0.0%-6.9%
SBI Fixed Maturity Plan (FMP) - Series 59 (1618 Days) Direct Growth

Low to Moderate Risk

-0.0%₹26.01 Cr6.8%
SBI Long Term Advantage Fund Series III Direct Growth

Very High Risk

-0.0%₹71.58 Cr43.8%
SBI Long Term Advantage Fund Series V Direct Growth

Very High Risk

-0.0%₹315.32 Cr36.8%
SBI Fixed Maturity Plan Series 43 1616 Days Direct Growth

Low to Moderate Risk

-0.0%₹111.11 Cr7.1%
SBI Fixed Maturity Plan Series 45 1840 Days Direct Growth

Moderate Risk

-0.0%₹210.04 Cr7.1%
SBI Fixed Maturity Plan Series 69 367 Days Direct Growth

Moderate Risk

-0.0%-7.6%
SBI Long Term Advantage Fund Series IV Direct Growth

Very High Risk

-0.0%₹208.83 Cr36.1%
SBI Fixed Maturity Plan Series 56 1232 Days Direct Growth

Low to Moderate Risk

--₹269.91 Cr7.1%
SBI Fixed Maturity Plan (FMP) - Series 48 (1458 Days) Direct Growth

Low to Moderate Risk

-0.0%₹43.52 Cr7.0%
SBI Fixed Maturity Plan Series 68 1302 Days Direct Growth

Low to Moderate Risk

-0.0%-6.8%
SBI Fixed Maturity Plan Series 42 1857 Days Direct Growth

Low to Moderate Risk

-0.0%₹444.89 Cr7.1%
SBI Fixed Maturity Plan Series 63 372 Days Direct Growth

Low to Moderate Risk

-0.0%-6.3%
SBI Fixed Maturity Plan (FMP) - Series 51 (1846 Days) Direct Growth

Low to Moderate Risk

--₹277.25 Cr7.2%
SBI Fixed Maturity Plan (FMP) - Series 71 (364 Days) Direct Growth

Moderate Risk

---7.5%
SBI Fixed Maturity Plan Series (FMP) - 77 (366 Days) Direct Growth

Moderate Risk

-0.0%-7.7%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of SBI Savings Fund Regular Growth, as of 11-Jun-2024, is ₹38.43.
The fund has generated 7.04% over the last 1 year and 5.44% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 37.24% in bonds, and 62.57% in cash and cash equivalents.
The fund managers responsible for SBI Savings Fund Regular Growth are:-
  1. Rajeev Radhakrishnan
  2. R. Arun
  3. Pradeep Kesavan