UTI Master Share Unit Scheme Direct Growth

Fund Overview

Fund Size

₹13,183 Cr

Expense Ratio

0.81%

ISIN

INF789F01US8

Minimum SIP

₹100

Exit Load

1.00%

Inception Date

01 Jan 2013

About this fund

UTI Master Share Unit Scheme Direct Growth is a Large-Cap mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 11 years, 6 months and 25 days, having been launched on 01-Jan-13.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹293.29, Assets Under Management (AUM) of 13182.87 Crores, and an expense ratio of 0.81%.

UTI Master Share Unit Scheme Direct Growth has given a CAGR return of 15.05% since inception.
The fund's asset allocation comprises around 97.53% in equities, 0.49% in debts, and 1.98% in cash & cash equivalents.
You can start investing in UTI Master Share Unit Scheme Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+29.15%

+33.37% (Cat Avg.)

3 Years

+15.95%

+17.90% (Cat Avg.)

5 Years

+18.92%

+18.63% (Cat Avg.)

10 Years

+14.21%

+13.58% (Cat Avg.)

Since Inception

+15.05%

— (Cat Avg.)

Portfolio Summaryas of 30th June 2024

Equity	₹12,857.26 Cr	97.53%
Debt	₹64.07 Cr	0.49%
Others	₹261.54 Cr	1.98%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
HDFC Bank Ltd	Equity	₹1,231.7 Cr	9.34%
ICICI Bank Ltd	Equity	₹1,049.65 Cr	7.96%
Infosys Ltd	Equity	₹934.41 Cr	7.09%
Reliance Industries Ltd	Equity	₹879.75 Cr	6.67%
Bharti Airtel Ltd	Equity	₹613.72 Cr	4.66%
Avenue Supermarts Ltd	Equity	₹523.51 Cr	3.97%
IndusInd Bank Ltd	Equity	₹452.99 Cr	3.44%
Bajaj Finance Ltd	Equity	₹389.55 Cr	2.95%
Kotak Mahindra Bank Ltd	Equity	₹382.31 Cr	2.90%
Axis Bank Ltd	Equity	₹379.77 Cr	2.88%
Larsen & Toubro Ltd	Equity	₹266.02 Cr	2.02%
ICICI Lombard General Insurance Co Ltd	Equity	₹261.64 Cr	1.98%
Net Current Assets	Cash	₹259.42 Cr	1.97%
Tata Consultancy Services Ltd	Equity	₹237.29 Cr	1.80%
Godrej Consumer Products Ltd	Equity	₹234.44 Cr	1.78%
Maruti Suzuki India Ltd	Equity	₹232.23 Cr	1.76%
Info Edge (India) Ltd	Equity	₹230.72 Cr	1.75%
UltraTech Cement Ltd	Equity	₹223.66 Cr	1.70%
Sun Pharmaceuticals Industries Ltd	Equity	₹210.43 Cr	1.60%
Balkrishna Industries Ltd	Equity	₹203.25 Cr	1.54%
InterGlobe Aviation Ltd	Equity	₹191.13 Cr	1.45%
United Breweries Ltd	Equity	₹181.17 Cr	1.37%
Samvardhana Motherson International Ltd	Equity	₹175.93 Cr	1.33%
HDFC Life Insurance Company Limited	Equity	₹174.74 Cr	1.33%
Voltas Ltd	Equity	₹165.63 Cr	1.26%
HCL Technologies Ltd	Equity	₹164.66 Cr	1.25%
LTIMindtree Ltd	Equity	₹153.97 Cr	1.17%
Jubilant Foodworks Ltd	Equity	₹151.51 Cr	1.15%
Jindal Stainless Ltd	Equity	₹144.77 Cr	1.10%
Havells India Ltd	Equity	₹140.32 Cr	1.06%
NTPC Ltd	Equity	₹134.6 Cr	1.02%
Metropolis Healthcare Ltd	Equity	₹130.01 Cr	0.99%
Tech Mahindra Ltd	Equity	₹129.23 Cr	0.98%
Page Industries Ltd	Equity	₹127.96 Cr	0.97%
Cipla Ltd	Equity	₹127.71 Cr	0.97%
Trent Ltd	Equity	₹126.33 Cr	0.96%
Tata Motors Ltd Class A	Equity	₹125.04 Cr	0.95%
ITC Ltd	Equity	₹121.23 Cr	0.92%
Coal India Ltd	Equity	₹117.89 Cr	0.89%
Polycab India Ltd	Equity	₹115.64 Cr	0.88%
JSW Steel Ltd	Equity	₹112.73 Cr	0.86%
FSN E-Commerce Ventures Ltd	Equity	₹100.07 Cr	0.76%
Astral Ltd	Equity	₹96.46 Cr	0.73%
Power Grid Corp Of India Ltd	Equity	₹91.8 Cr	0.70%
Metro Brands Ltd	Equity	₹84.69 Cr	0.64%
Titan Co Ltd	Equity	₹78.1 Cr	0.59%
Eicher Motors Ltd	Equity	₹67.12 Cr	0.51%
3M India Ltd	Equity	₹66.87 Cr	0.51%
Tata Motors Ltd	Equity	₹61.36 Cr	0.47%
Bajaj Auto Ltd	Equity	₹56.8 Cr	0.43%
Asian Paints Ltd	Equity	₹56.55 Cr	0.43%
Muthoot Finance Ltd	Equity	₹53.53 Cr	0.41%
Dr Reddy's Laboratories Ltd	Equity	₹50.27 Cr	0.38%
364 DTB 18042025	Bond - Gov't/Treasury	₹47.37 Cr	0.36%
Mankind Pharma Ltd	Equity	₹44.4 Cr	0.34%
India (Republic of)	Bond - Short-term Government Bills	₹16.69 Cr	0.13%
Clearing Corporation Of India Ltd. Std - Margin	Cash - Repurchase Agreement	₹2.12 Cr	0.02%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹4,375.89 Cr	33.19%
Technology	₹1,619.56 Cr	12.29%
Consumer Cyclical	₹1,590.39 Cr	12.06%
Consumer Defensive	₹1,060.34 Cr	8.04%
Industrials	₹1,042.06 Cr	7.90%
Energy	₹997.65 Cr	7.57%
Communication Services	₹844.44 Cr	6.41%
Healthcare	₹562.81 Cr	4.27%
Basic Materials	₹537.71 Cr	4.08%
Utilities	₹226.4 Cr	1.72%

Risk & Performance Ratios

Fund Managers

Karthikraj Lakshmanan

Since September 2022

Additional Scheme Detailsas of 30th June 2024

ISIN

INF789F01US8

Expense Ratio

0.81%

Exit Load

1.00%

Fund Size

₹13,183 Cr

Age

01 Jan 2013

Lumpsum Minimum

₹100

Fund Status

Open Ended Investment Company

Benchmark

BSE 100 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Large-Cap Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
DSP Nifty 50 ETF Very High Risk	0.1%	-	₹404.82 Cr	25.5%
Quant Large Cap Fund Regular Growth Very High Risk	2.1%	1.0%	₹1513.75 Cr	45.2%
Quant Large Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹1513.75 Cr	47.5%
Invesco India largecap Fund Regular Growth Very High Risk	2.1%	0.0%	₹1145.78 Cr	36.4%
UTI S&P BSE Sensex Next 50 Exchange Traded Fund Very High Risk	0.2%	-	₹17.66 Cr	54.5%
Aditya BSL Nifty Next 50 ETF Very High Risk	0.2%	-	₹50.43 Cr	63.5%
Aditya Birla Sun Life Nifty 50 ETF Very High Risk	0.1%	-	₹2526.65 Cr	25.4%
DSP Nifty 50 Equal Weight ETF Very High Risk	0.3%	-	₹234.99 Cr	36.3%
Edelweiss Large Cap Fund Regular Growth Very High Risk	2.1%	1.0%	₹974.94 Cr	31.3%
Kotak Nifty 50 ETF Very High Risk	0.0%	-	₹2490.87 Cr	25.5%

About the AMC

UTI Mutual Fund

+91-22-6678 6666

https://www.utimf.com/

Total AUM

₹2,92,994 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
UTI Innovation Fund Direct Growth Very High Risk	0.9%	1.0%	₹699.04 Cr	-
UTI Fixed Income Interval Fund Annual Plan I Direct Growth Low Risk	-	0.0%	₹20.40 Cr	6.9%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth Low to Moderate Risk	-	0.0%	-	7.6%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth Low to Moderate Risk	-	0.0%	-	7.6%
UTI FIIF Ser 2 Qt Interval V Direct Growth Low Risk	-	1.0%	₹4.80 Cr	6.8%
UTI Fixed Income Interval Fund Quarterly I Direct Growth Low Risk	-	0.0%	₹10.46 Cr	7.1%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth Moderate Risk	-	1.0%	₹11.46 Cr	7.2%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth Low to Moderate Risk	-	0.0%	-	10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth Moderate Risk	-	-	-	7.6%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth Low to Moderate Risk	-	0.0%	₹13.38 Cr	6.9%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth Low to Moderate Risk	-	0.0%	-	8.0%
UTI Floater Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1378.45 Cr	7.3%
UTI Nifty 500 Value 50 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹308.39 Cr	84.2%
UTI Banking & PSU Debt Fund Direct Growth Moderate Risk	0.2%	0.0%	₹839.11 Cr	7.3%
UTI Focused Equity Fund Direct Growth Very High Risk	0.6%	1.0%	₹2738.29 Cr	36.5%
UTI Silver ETF Fund of Fund Direct Growth Very High Risk	0.1%	1.0%	₹27.90 Cr	12.2%
UTI Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹6971.45 Cr	63.9%
UTI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹3948.39 Cr	6.8%
UTI Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹3796.48 Cr	7.5%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹229.47 Cr	39.3%
UTI Arbitrage Fund Direct Growth Low Risk	0.4%	0.0%	₹5521.20 Cr	8.5%
UTI Small Cap Fund Direct Growth Very High Risk	0.4%	1.0%	₹4221.01 Cr	43.4%
UTI Ultra Short Term Fund Direct Growth Moderate Risk	0.4%	0.0%	₹2239.53 Cr	7.6%
UTI Credit Risk Fund Direct Growth Moderately High risk	0.9%	1.0%	₹386.27 Cr	7.5%
UTI Dividend Yield Fund Direct Growth Very High Risk	1.4%	1.0%	₹4071.32 Cr	50.9%
UTI Banking and Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹1140.83 Cr	20.6%
UTI Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹479.82 Cr	8.2%
UTI Hybrid Equity Fund Direct Growth Very High Risk	1.3%	1.0%	₹5851.61 Cr	33.8%
UTI Long Term Equity Fund Direct Growth Very High Risk	0.8%	0.0%	₹3918.51 Cr	34.5%
UTI Flexi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹25696.23 Cr	23.2%
UTI Bond Fund Direct Growth Moderate Risk	1.2%	0.0%	₹301.30 Cr	7.2%
UTI Liquid Fund Cash Plan Direct Growth Moderate Risk	0.2%	0.0%	₹24127.08 Cr	7.4%
UTI Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹643.00 Cr	8.2%
UTI India Consumer Fund Direct Growth Very High Risk	1.5%	1.0%	₹660.51 Cr	38.6%
UTI Infrastructure Fund Direct Growth Very High Risk	1.8%	1.0%	₹2409.84 Cr	55.9%
UTI MNC Fund Direct Growth Very High Risk	1.1%	1.0%	₹3100.83 Cr	36.6%
UTI Master Share Unit Scheme Direct Growth Very High Risk	0.8%	1.0%	₹13182.87 Cr	29.1%
UTI Regular Savings Fund Direct Growth Moderately High risk	1.2%	1.0%	₹1617.22 Cr	15.6%
UTI Money Market Fund Direct Growth Moderate Risk	0.2%	0.0%	₹16266.52 Cr	7.6%
UTI Mid Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹11692.15 Cr	42.3%
UTI Value Opportunities Fund Direct Growth Very High Risk	1.1%	1.0%	₹9902.89 Cr	44.6%
UTI Healthcare Fund Direct Growth Very High Risk	1.3%	1.0%	₹985.80 Cr	48.3%
UTI Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹18345.17 Cr	25.2%
UTI Transportation & Logistics Fund Direct Growth Very High Risk	0.8%	1.0%	₹3698.11 Cr	54.9%
UTI Short Term Income Fund Direct Growth Moderate Risk	0.4%	0.0%	₹2566.21 Cr	7.8%
UTI - Treasury Advantage Fund Direct Growth Moderate Risk	0.3%	0.0%	₹2428.81 Cr	7.3%
UTI Multi Asset Fund Direct Growth High Risk	1.1%	1.0%	₹2418.31 Cr	38.3%
UTI Core Equity Fund Direct Growth Very High Risk	1.2%	1.0%	₹3440.75 Cr	50.2%
UTI Medium Term Fund Direct Growth Moderate Risk	0.9%	1.0%	₹39.86 Cr	7.3%

Risk Level

Your principal amount will be at Very High Risk

Still got questions?
We're here to help.

What is the current NAV of UTI Master Share Unit Scheme Direct Growth?

The NAV of UTI Master Share Unit Scheme Direct Growth, as of 25-Jul-2024, is ₹293.29.

What are the returns of UTI Master Share Unit Scheme Direct Growth?

The fund has generated 29.15% over the last 1 year and 15.95% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of UTI Master Share Unit Scheme Direct Growth?

The fund's allocation of assets is distributed as 97.53% in equities, 0.49% in bonds, and 1.98% in cash and cash equivalents.

Who manages the UTI Master Share Unit Scheme Direct Growth?

The fund managers responsible for UTI Master Share Unit Scheme Direct Growth are:-

Karthikraj Lakshmanan

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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