Baroda BNP Paribas Equity Savings Fund Direct Growth
HybridEquity SavingsModerate Risk
Direct
NAV (19-Sep-24)
₹17.010.01%1D
Returns (Since Inception)
10.81%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹610 Cr
Expense Ratio
1.40%
ISIN
INF955L01IL3
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
25 Jul 2019
About this fund
Baroda BNP Paribas Equity Savings Fund Direct Growth is a Equity Savings mutual fund schemes offered by Baroda BNP Paribas Mutual Fund. This fund has been in existence for 5 years, 1 months and 26 days, having been launched on 25-Jul-19.
As of 19-Sep-24, it has a Net Asset Value (NAV) of ₹17.01, Assets Under Management (AUM) of 610.16 Crores, and an expense ratio of 1.4%.
As of 19-Sep-24, it has a Net Asset Value (NAV) of ₹17.01, Assets Under Management (AUM) of 610.16 Crores, and an expense ratio of 1.4%.
- Baroda BNP Paribas Equity Savings Fund Direct Growth has given a CAGR return of 10.81% since inception.
- The fund's asset allocation comprises around 31.74% in equities, 19.70% in debts, and 48.56% in cash & cash equivalents.
- You can start investing in Baroda BNP Paribas Equity Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+18.50%
+15.47% (Cat Avg.)
3 Years
+10.67%
+9.32% (Cat Avg.)
5 Years
+11.21%
+11.06% (Cat Avg.)
Since Inception
+10.81%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2024
| Equity | ₹193.69 Cr | 31.74% |
| Debt | ₹120.2 Cr | 19.70% |
| Others | ₹296.26 Cr | 48.56% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Net Receivables / (Payables) | Cash | ₹107.49 Cr | 43.86% |
| 5.63% Govt Stock 2026 | Bond - Gov't/Treasury | ₹14.74 Cr | 6.02% |
| HDFC Bank Ltd | Equity | ₹11.73 Cr | 4.79% |
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹11.5 Cr | 4.69% |
| ICICI Bank Ltd | Equity | ₹10.51 Cr | 4.29% |
| Reliance Industries Ltd | Equity | ₹9.89 Cr | 4.03% |
| Tata Power Company Limited September 2024 Future | Equity - Future | ₹-9.14 Cr | 3.73% |
| Tata Power Co Ltd | Equity | ₹9.1 Cr | 3.71% |
| JM Financial Products Limited | Bond - Corporate Bond | ₹6.95 Cr | 2.84% |
| Tata Motors Ltd | Equity | ₹6.36 Cr | 2.59% |
| Tata Motors Limited September 2024 Future | Equity - Future | ₹-6.33 Cr | 2.58% |
| Larsen & Toubro Ltd | Equity | ₹6.29 Cr | 2.57% |
| Infosys Ltd | Equity | ₹6.24 Cr | 2.55% |
| Hindalco Industries Ltd | Equity | ₹5.92 Cr | 2.42% |
| Hdfc Bank Limited September 2024 Future | Equity - Future | ₹-5.78 Cr | 2.36% |
| Itc Limited September 2024 Future | Equity - Future | ₹-5.66 Cr | 2.31% |
| Icici Bank Limited September 2024 Future | Equity - Future | ₹-5.63 Cr | 2.30% |
| Reliance Industries Limited September 2024 Future | Equity - Future | ₹-5.62 Cr | 2.29% |
| ITC Ltd | Equity | ₹5.62 Cr | 2.29% |
| Ambuja Cements Limited September 2024 Future | Equity - Future | ₹-5.6 Cr | 2.28% |
| Ambuja Cements Ltd | Equity | ₹5.55 Cr | 2.27% |
| Brookfield India Real Estate Trust | Bond - Asset Backed | ₹5.27 Cr | 2.15% |
| 5.15% Govt Stock 2025 | Bond - Gov't/Treasury | ₹4.91 Cr | 2.00% |
| Tata Steel Limited September 2024 Future | Equity - Future | ₹-4.74 Cr | 1.93% |
| Tata Steel Ltd | Equity | ₹4.71 Cr | 1.92% |
| Hindalco Industries Limited September 2024 Future | Equity - Future | ₹-4.55 Cr | 1.86% |
| Adani Ports And Special Economic Zone Limited September 2024 Future | Equity - Future | ₹-4.53 Cr | 1.85% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹4.51 Cr | 1.84% |
| IndusInd Bank Ltd | Equity | ₹4.49 Cr | 1.83% |
| Bajaj Finserv Limited September 2024 Future | Equity - Future | ₹-4.48 Cr | 1.83% |
| Bajaj Finserv Ltd | Equity | ₹4.46 Cr | 1.82% |
| Bajaj Finance Limited September 2024 Future | Equity - Future | ₹-4.17 Cr | 1.70% |
| Bajaj Finance Ltd | Equity | ₹4.14 Cr | 1.69% |
| Larsen & Toubro Limited September 2024 Future | Equity - Future | ₹-3.86 Cr | 1.57% |
| Trent Ltd | Equity | ₹3.44 Cr | 1.40% |
| Indusind Bank Limited September 2024 Future | Equity - Future | ₹-3.37 Cr | 1.37% |
| Bharti Airtel Ltd | Equity | ₹3.34 Cr | 1.36% |
| Tata Consultancy Services Ltd | Equity | ₹3.12 Cr | 1.27% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹3.1 Cr | 1.26% |
| Infosys Limited September 2024 Future | Equity - Future | ₹-3.05 Cr | 1.25% |
| Hindustan Petroleum Corporation Limited | Bond - Corporate Bond | ₹3.04 Cr | 1.24% |
| Indostar Capital Finance Limited | Bond - Corporate Bond | ₹3 Cr | 1.22% |
| 360 One Prime Ltd. 9.22% | Bond - Corporate Bond | ₹2.99 Cr | 1.22% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹2.99 Cr | 1.22% |
| PB Fintech Ltd | Equity | ₹2.52 Cr | 1.03% |
| Nestle India Ltd | Equity | ₹2.38 Cr | 0.97% |
| Axis Bank Ltd | Equity | ₹2.36 Cr | 0.96% |
| Hindustan Unilever Ltd | Equity | ₹2.33 Cr | 0.95% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹2.28 Cr | 0.93% |
| Max Financial Services Ltd | Equity | ₹2.27 Cr | 0.93% |
| TVS Motor Co Ltd | Equity | ₹2.22 Cr | 0.91% |
| NLC India Ltd | Equity | ₹2.07 Cr | 0.84% |
| Ajanta Pharma Ltd | Equity | ₹2.02 Cr | 0.83% |
| Jyoti CNC Automation Ltd | Equity | ₹2.01 Cr | 0.82% |
| Ltimindtree Limited September 2024 Future | Equity - Future | ₹-1.95 Cr | 0.80% |
| LTIMindtree Ltd | Equity | ₹1.94 Cr | 0.79% |
| Zomato Ltd | Equity | ₹1.88 Cr | 0.77% |
| Bharti Airtel Limited September 2024 Future | Equity - Future | ₹-1.82 Cr | 0.74% |
| Punjab National Bank | Equity | ₹1.52 Cr | 0.62% |
| Hindustan Unilever Limited September 2024 Future | Equity - Future | ₹-1.51 Cr | 0.62% |
| Dabur India Ltd | Equity | ₹1.4 Cr | 0.57% |
| Concord Biotech Ltd | Equity | ₹1.37 Cr | 0.56% |
| Hitachi Energy India Ltd Ordinary Shares | Equity | ₹1.35 Cr | 0.55% |
| Havells India Ltd | Equity | ₹1.33 Cr | 0.54% |
| Piramal Capital & Housing Finance Limited | Bond - Corporate Bond | ₹1.29 Cr | 0.53% |
| Ashok Leyland Ltd | Equity | ₹1.28 Cr | 0.52% |
| Mrs Bectors Food Specialities Ltd Ordinary Shares | Equity | ₹1.24 Cr | 0.51% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹1.24 Cr | 0.50% |
| State Bank of India | Equity | ₹1.23 Cr | 0.50% |
| Bharat Electronics Ltd | Equity | ₹1.2 Cr | 0.49% |
| Dixon Technologies (India) Ltd | Equity | ₹1.19 Cr | 0.48% |
| TBO Tek Ltd | Equity | ₹1.15 Cr | 0.47% |
| Mphasis Ltd | Equity | ₹1.15 Cr | 0.47% |
| Hindustan Petroleum Corp Ltd | Equity | ₹1.13 Cr | 0.46% |
| Srf Limited September 2024 Future | Equity - Future | ₹-1.07 Cr | 0.43% |
| Tata Technologies Ltd | Equity | ₹1.07 Cr | 0.43% |
| SRF Ltd | Equity | ₹1.06 Cr | 0.43% |
| Bharat Petroleum Corporation Limited September 2024 Future | Equity - Future | ₹-1.04 Cr | 0.42% |
| Bharat Petroleum Corp Ltd | Equity | ₹1.03 Cr | 0.42% |
| NTPC Ltd | Equity | ₹1 Cr | 0.41% |
| Maruti Suzuki India Limited September 2024 Future | Equity - Future | ₹-1 Cr | 0.41% |
| Maruti Suzuki India Ltd | Equity | ₹0.99 Cr | 0.40% |
| Vinati Organics Ltd | Equity | ₹0.99 Cr | 0.40% |
| Westlife Foodworld Ltd | Equity | ₹0.86 Cr | 0.35% |
| Tega Industries Ltd | Equity | ₹0.85 Cr | 0.35% |
| BSE Ltd | Equity | ₹0.73 Cr | 0.30% |
| Hcl Technologies Limited September 2024 Future | Equity - Future | ₹-0.68 Cr | 0.28% |
| HCL Technologies Ltd | Equity | ₹0.68 Cr | 0.28% |
| GE T&D India Ltd | Equity | ₹0.67 Cr | 0.27% |
Allocation By Market Cap (Equity)
Large Cap Stocks
53.82%
Mid Cap Stocks
11.66%
Small Cap Stocks
0.94%
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹47.19 Cr | 19.25% |
| Industrials | ₹19.28 Cr | 7.87% |
| Basic Materials | ₹18.22 Cr | 7.43% |
| Technology | ₹16.72 Cr | 6.82% |
| Consumer Cyclical | ₹15.75 Cr | 6.42% |
| Consumer Defensive | ₹12.97 Cr | 5.29% |
| Utilities | ₹12.16 Cr | 4.96% |
| Energy | ₹12.05 Cr | 4.92% |
| Healthcare | ₹5.67 Cr | 2.31% |
| Communication Services | ₹3.34 Cr | 1.36% |
Risk & Performance Ratios
Standard Deviation
This fund
4.66%
Cat. avg.
4.43%
Lower the better
Sharpe Ratio
This fund
0.96
Cat. avg.
0.83
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.59
Higher the better
Fund Managers
PP
Prashant Pimple
Since July 2024
VP
Vikram Pamnani
Since July 2024
Pratish Krishnan
Since September 2019
MV
Miten Vora
Since December 2022
Additional Scheme Detailsas of 31st August 2024
ISIN | INF955L01IL3 | Expense Ratio | 1.40% | Exit Load | 1.00% | Fund Size | ₹610 Cr | Age | 25 Jul 2019 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | NIFTY Equity Savings TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity Savings Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Kotak Equity Savings Fund Direct Growth Moderate Risk | 0.7% | 1.0% | ₹7114.71 Cr | 21.2% |
| Kotak Equity Savings Fund Regular Growth Moderate Risk | 1.8% | 1.0% | ₹7114.71 Cr | 19.8% |
| Edelweiss Equity Savings Fund Regular Growth Moderate Risk | 1.6% | 0.0% | ₹471.71 Cr | 17.0% |
| Edelweiss Equity Savings Fund Direct Growth Moderate Risk | 0.6% | 0.0% | ₹471.71 Cr | 18.1% |
| Baroda BNP Paribas Equity Savings Fund Regular Growth Moderate Risk | 2.5% | 1.0% | ₹610.16 Cr | 17.2% |
| Baroda BNP Paribas Equity Savings Fund Direct Growth Moderate Risk | 1.4% | 1.0% | ₹610.16 Cr | 18.5% |
| Tata Equity Savings Fund Regular Growth Low to Moderate Risk | 1.1% | 0.0% | ₹169.12 Cr | 15.6% |
| Bandhan Equity Savings Fund Regular Growth Low to Moderate Risk | 1.4% | 0.0% | ₹141.01 Cr | 10.1% |
| PGIM India Equity Savings Fund Regular Growth Low to Moderate Risk | 1.3% | 0.0% | ₹79.02 Cr | 9.7% |
| Sundaram Equity Savings Fund Regular Growth Moderate Risk | 2.1% | 0.0% | ₹926.21 Cr | 18.4% |
About the AMC
Total AUM
₹41,385 Cr
Address
Crescenzo, 7th Floor, G-Block, Mumbai, 400 051
Other Funds by Baroda BNP Paribas Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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We're here to help.
What is the current NAV of Baroda BNP Paribas Equity Savings Fund Direct Growth?
The NAV of Baroda BNP Paribas Equity Savings Fund Direct Growth, as of 19-Sep-2024, is ₹17.01.
What are the returns of Baroda BNP Paribas Equity Savings Fund Direct Growth?
The fund has generated 18.50% over the last 1 year and 10.67% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Baroda BNP Paribas Equity Savings Fund Direct Growth?
The fund's allocation of assets is distributed as 31.74% in equities, 19.70% in bonds, and 48.56% in cash and cash equivalents.
Who manages the Baroda BNP Paribas Equity Savings Fund Direct Growth?
The fund managers responsible for Baroda BNP Paribas Equity Savings Fund Direct Growth are:-
- Prashant Pimple
- Vikram Pamnani
- Pratish Krishnan
- Miten Vora
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.