Bandhan Equity Savings Fund Regular Growth

Fund Overview

Fund Size

₹128 Cr

Expense Ratio

1.37%

ISIN

INF194K01581

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

09 Jun 2008

About this fund

Bandhan Equity Savings Fund Regular Growth is a Equity Savings mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 16 years, 1 months and 17 days, having been launched on 09-Jun-08.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹29.56, Assets Under Management (AUM) of 127.90 Crores, and an expense ratio of 1.37%.

Bandhan Equity Savings Fund Regular Growth has given a CAGR return of 6.95% since inception.
The fund's asset allocation comprises around 21.32% in equities, 17.21% in debts, and 61.45% in cash & cash equivalents.
You can start investing in Bandhan Equity Savings Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+10.34%

+14.30% (Cat Avg.)

3 Years

+7.29%

+9.38% (Cat Avg.)

5 Years

+8.12%

+10.16% (Cat Avg.)

10 Years

+6.78%

+8.30% (Cat Avg.)

Since Inception

+6.95%

— (Cat Avg.)

Portfolio Summaryas of 30th June 2024

Equity	₹27.27 Cr	21.32%
Debt	₹22.01 Cr	17.21%
Others	₹78.62 Cr	61.47%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Cash Offset For Derivatives	Cash - General Offset	₹64.33 Cr	50.30%
Bandhan Liquid Dir Gr	Mutual Fund - Open End	₹9.29 Cr	7.26%
7.18% Govt Stock 2037	Bond - Gov't/Treasury	₹7.08 Cr	5.54%
HDFC Bank Ltd	Equity	₹6.31 Cr	4.94%
Future on Tata Power Co Ltd	Equity - Future	₹-5.67 Cr	4.43%
Tata Power Co Ltd	Equity	₹5.65 Cr	4.42%
Reliance Industries Ltd	Equity	₹5.51 Cr	4.31%
Future on Aurobindo Pharma Ltd	Equity - Future	₹-5.35 Cr	4.18%
Aurobindo Pharma Ltd	Equity	₹5.31 Cr	4.15%
State Bank of India	Equity	₹5.1 Cr	3.99%
Power Finance Corporation Ltd.	Bond - Corporate Bond	₹4.99 Cr	3.90%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹4.98 Cr	3.90%
Kotak Mahindra Prime Limited	Bond - Corporate Bond	₹4.96 Cr	3.88%
Tata Consultancy Services Ltd	Equity	₹4.58 Cr	3.58%
Future on Pidilite Industries Ltd	Equity - Future	₹-4.44 Cr	3.47%
Pidilite Industries Ltd	Equity	₹4.42 Cr	3.46%
Future on State Bank of India	Equity - Future	₹-4.23 Cr	3.31%
Bajaj Finance Ltd	Equity	₹4.06 Cr	3.17%
ICICI Bank Ltd	Equity	₹3.9 Cr	3.05%
Tata Motors Ltd	Equity	₹3.88 Cr	3.03%
Mahindra & Mahindra Ltd	Equity	₹3.66 Cr	2.86%
IndusInd Bank Ltd	Equity	₹3.62 Cr	2.83%
Future on Bajaj Finance Ltd	Equity - Future	₹-3.58 Cr	2.80%
Future on Tata Consultancy Services Ltd	Equity - Future	₹-3.57 Cr	2.79%
Future on Dabur India Ltd	Equity - Future	₹-3.55 Cr	2.77%
Dabur India Ltd	Equity	₹3.53 Cr	2.76%
Grasim Industries Ltd	Equity	₹3.47 Cr	2.71%
Future on Tata Motors Ltd	Equity - Future	₹-3.44 Cr	2.69%
Future on IndusInd Bank Ltd	Equity - Future	₹-3.38 Cr	2.65%
Larsen & Toubro Ltd	Equity	₹3.25 Cr	2.54%
Future on Grasim Industries Ltd	Equity - Future	₹-3.21 Cr	2.51%
Hdfc Bank Limited July 2024 Future	Equity - Future	₹-3.08 Cr	2.40%
Future on Mahindra & Mahindra Ltd	Equity - Future	₹-3.01 Cr	2.35%
HCL Technologies Ltd	Equity	₹2.85 Cr	2.23%
Future on Torrent Pharmaceuticals Ltd	Equity - Future	₹-2.81 Cr	2.19%
Torrent Pharmaceuticals Ltd	Equity	₹2.79 Cr	2.18%
Future on Reliance Industries Ltd	Equity - Future	₹-2.76 Cr	2.16%
Future on HCL Technologies Ltd	Equity - Future	₹-2.44 Cr	1.91%
Triparty Repo	Cash - Repurchase Agreement	₹2.44 Cr	1.91%
Future on Larsen & Toubro Ltd	Equity - Future	₹-2.09 Cr	1.63%
Cash Margin - Derivatives	Cash - Collateral	₹2 Cr	1.56%
JSW Steel Ltd	Equity	₹2 Cr	1.56%
Future on JSW Steel Ltd	Equity - Future	₹-1.76 Cr	1.38%
Future on ICICI Bank Ltd	Equity - Future	₹-1.69 Cr	1.32%
Bharti Airtel Ltd	Equity	₹1.55 Cr	1.21%
Infosys Ltd	Equity	₹1.45 Cr	1.14%
Sun Pharmaceuticals Industries Ltd	Equity	₹1.27 Cr	0.99%
Tech Mahindra Ltd	Equity	₹1.26 Cr	0.99%
SBI Life Insurance Company Limited	Equity	₹1.07 Cr	0.84%
Future on Tech Mahindra Ltd	Equity - Future	₹-1.04 Cr	0.81%
ITC Ltd	Equity	₹0.97 Cr	0.76%
Future on Container Corporation of India Ltd	Equity - Future	₹-0.94 Cr	0.74%
Axis Bank Ltd	Equity	₹0.94 Cr	0.73%
Container Corporation of India Ltd	Equity	₹0.94 Cr	0.73%
Future on SBI Life Insurance Company Limited	Equity - Future	₹-0.9 Cr	0.70%
Future on Sun Pharmaceuticals Industries Ltd	Equity - Future	₹-0.85 Cr	0.67%
Kotak Mahindra Bank Ltd	Equity	₹0.68 Cr	0.53%
Future on Bharti Airtel Ltd	Equity - Future	₹-0.55 Cr	0.43%
Net Receivables/Payables	Cash - Collateral	₹0.55 Cr	0.43%
Hindustan Unilever Ltd	Equity	₹0.51 Cr	0.40%
NTPC Ltd	Equity	₹0.5 Cr	0.39%
Maruti Suzuki India Ltd	Equity	₹0.42 Cr	0.33%
Power Grid Corp Of India Ltd	Equity	₹0.4 Cr	0.32%
Tata Steel Ltd	Equity	₹0.37 Cr	0.29%
Titan Co Ltd	Equity	₹0.37 Cr	0.29%
UltraTech Cement Ltd	Equity	₹0.35 Cr	0.27%
Asian Paints Ltd	Equity	₹0.33 Cr	0.26%
Oil & Natural Gas Corp Ltd	Equity	₹0.3 Cr	0.24%
Adani Ports & Special Economic Zone Ltd	Equity	₹0.3 Cr	0.23%
Coal India Ltd	Equity	₹0.3 Cr	0.23%
Hindalco Industries Ltd	Equity	₹0.27 Cr	0.21%
Bajaj Auto Ltd	Equity	₹0.26 Cr	0.21%
Adani Enterprises Ltd	Equity	₹0.23 Cr	0.18%
Nestle India Ltd	Equity	₹0.23 Cr	0.18%
Bajaj Finserv Ltd	Equity	₹0.22 Cr	0.18%
Shriram Finance Ltd	Equity	₹0.21 Cr	0.16%
Dr Reddy's Laboratories Ltd	Equity	₹0.2 Cr	0.16%
Cipla Ltd	Equity	₹0.2 Cr	0.15%
Wipro Ltd	Equity	₹0.18 Cr	0.14%
Hero MotoCorp Ltd	Equity	₹0.17 Cr	0.14%
Eicher Motors Ltd	Equity	₹0.17 Cr	0.13%
Tata Consumer Products Ltd	Equity	₹0.17 Cr	0.13%
Bharat Petroleum Corp Ltd	Equity	₹0.16 Cr	0.13%
HDFC Life Insurance Company Limited	Equity	₹0.16 Cr	0.13%
Apollo Hospitals Enterprise Ltd	Equity	₹0.16 Cr	0.12%
Britannia Industries Ltd	Equity	₹0.16 Cr	0.12%
Divi's Laboratories Ltd	Equity	₹0.15 Cr	0.12%
LTIMindtree Ltd	Equity	₹0.13 Cr	0.10%
Cash / Bank Balance	Cash - Collateral	₹0.01 Cr	0.01%
Cash Margin - Ccil	Cash - Collateral	₹0 Cr	0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹26.28 Cr	20.54%
Basic Materials	₹11.2 Cr	8.76%
Technology	₹10.45 Cr	8.17%
Healthcare	₹10.08 Cr	7.88%
Consumer Cyclical	₹8.93 Cr	6.98%
Utilities	₹6.55 Cr	5.12%
Energy	₹6.5 Cr	5.08%
Consumer Defensive	₹5.56 Cr	4.35%
Industrials	₹4.48 Cr	3.51%
Communication Services	₹1.55 Cr	1.21%

Risk & Performance Ratios

Fund Managers

Harshal Joshi

Since October 2016

Viraj Kulkarni

Since July 2022

Nemish Sheth

Since November 2021

Sreejith Balasubramanian

Since August 2023

Ritika Behera

Since October 2023

Additional Scheme Detailsas of 30th June 2024

ISIN

INF194K01581

Expense Ratio

1.37%

Exit Load

No Charges

Fund Size

₹128 Cr

Age

09 Jun 2008

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

Crisil Equity Savings Index TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak Equity Savings Fund Direct Growth Moderate Risk	0.7%	1.0%	₹6076.80 Cr	20.5%
Kotak Equity Savings Fund Regular Growth Moderate Risk	1.8%	1.0%	₹6076.80 Cr	19.2%
Edelweiss Equity Savings Fund Regular Growth Moderate Risk	1.5%	0.0%	₹441.78 Cr	15.8%
Edelweiss Equity Savings Fund Direct Growth Moderate Risk	0.5%	0.0%	₹441.78 Cr	16.9%
Baroda BNP Paribas Equity Savings Fund Regular Growth Moderately High risk	2.5%	1.0%	₹481.60 Cr	15.4%
Baroda BNP Paribas Equity Savings Fund Direct Growth Moderately High risk	1.5%	1.0%	₹481.60 Cr	16.6%
Tata Equity Savings Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹155.98 Cr	15.7%
Bandhan Equity Savings Fund Regular Growth Moderate Risk	1.4%	0.0%	₹127.90 Cr	10.3%
PGIM India Equity Savings Fund Regular Growth Low to Moderate Risk	1.3%	0.0%	₹92.83 Cr	9.2%
Sundaram Equity Savings Fund Regular Growth Moderate Risk	2.2%	0.0%	₹841.07 Cr	17.6%

About the AMC

Bandhan Mutual Fund

022-66289999

https://bandhanmutual.com/

Total AUM

₹1,44,833 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bandhan Multi Asset Allocation Fund Direct Growth Very High Risk	0.4%	0.0%	₹1568.73 Cr	-
Bandhan Nifty Smallcap 250 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹33.68 Cr	-
Bandhan Nifty Alpha 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹70.06 Cr	-
Bandhan Retirement Fund Direct Growth Very High Risk	0.6%	0.0%	₹168.82 Cr	-
Bandhan Nifty IT Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹19.11 Cr	-
Bandhan Interval Fund - Series 17 Direct Growth Moderate Risk	-	0.0%	-	-
Bandhan Fixed Term Plan Series 197 Direct Growth Moderate Risk	-	0.0%	-	-
Bandhan Fixed Term Plan Series 179 Direct Growth Moderate Risk	-	0.0%	₹286.43 Cr	8.0%
Bandhan Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹1737.29 Cr	6.8%
Bandhan Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹13477.83 Cr	7.4%
Bandhan Core Equity Fund Direct Growth Very High Risk	0.7%	1.0%	₹5360.46 Cr	56.1%
Bandhan Dynamic Bond Fund Direct Growth Moderate Risk	0.8%	0.0%	₹2367.78 Cr	10.4%
Bandhan Large Cap Fund Direct Growth Very High Risk	0.9%	0.0%	₹1514.89 Cr	36.9%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth High Risk	0.5%	1.0%	₹18.22 Cr	26.8%
Bandhan Government Securities Fund Investment Plan Direct Growth Moderate Risk	0.5%	0.0%	₹2034.16 Cr	10.7%
Bandhan Focused Equity Fund Direct Growth Very High Risk	0.8%	1.0%	₹1640.76 Cr	33.4%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth Moderate Risk	0.3%	0.0%	₹330.96 Cr	8.3%
Bandhan Infrastructure Fund Direct Growth Very High Risk	0.9%	0.0%	₹1592.31 Cr	83.7%
Bandhan Regular Savings Fund Direct Growth Moderately High risk	1.2%	0.0%	₹116.94 Cr	12.5%
Bandhan Bond Fund - Medium Term Plan Direct Growth Moderate Risk	0.6%	0.0%	₹1529.76 Cr	7.5%
Bandhan Bond Fund - Income Plan Direct Growth Moderate Risk	1.3%	1.0%	₹489.60 Cr	7.7%
Bandhan Money Manager Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹5097.21 Cr	7.6%
Bandhan Bond Fund - Short Term Plan Direct Growth Moderate Risk	0.3%	0.0%	₹8618.01 Cr	7.8%
Bandhan Nifty 50 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹1348.45 Cr	25.3%
Bandhan Sterling Value Fund Direct Growth Very High Risk	0.7%	1.0%	₹9757.32 Cr	40.4%
Bandhan Flexi Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹7428.52 Cr	35.0%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth Moderate Risk	0.2%	0.0%	₹114.95 Cr	7.6%
Bandhan Tax Advantage (ELSS) Fund Direct Growth Very High Risk	0.6%	0.0%	₹6855.60 Cr	33.9%
Bandhan Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹5450.34 Cr	7.3%
Bandhan Asset Allocation FOF Conservative Plan Direct Growth Moderately High risk	0.3%	1.0%	₹6.25 Cr	13.0%
Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹483.26 Cr	7.4%
Bandhan Multi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2303.70 Cr	42.7%
Bandhan Financial Services Fund Direct Growth Very High Risk	0.6%	0.0%	₹887.66 Cr	-
Bandhan Floating Rate Fund Direct Growth Moderate Risk	0.3%	0.0%	₹205.29 Cr	7.7%
Bandhan Arbitrage Fund Direct Growth Low Risk	0.4%	0.0%	₹6366.48 Cr	8.5%
Bandhan US Equity Fund of Fund Direct Growth Very High Risk	1.2%	1.0%	₹318.74 Cr	27.7%
Bandhan CRISIL IBX Gilt June 2032 Index Fund Direct Growth Moderate Risk	-	0.0%	₹389.79 Cr	8.1%
Bandhan Crisil IBX Gilt September 2027 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹169.66 Cr	7.7%
Bandhan Crisil IBX Gilt April 2032 Index Fund Direct Growth Moderate Risk	0.2%	0.0%	₹360.39 Cr	7.9%
Bandhan Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹3935.92 Cr	7.4%
Bandhan Asset Allocation FOF Moderate Plan Direct Growth High Risk	0.4%	1.0%	₹19.30 Cr	20.0%
Bandhan Equity Savings Fund Direct Growth Moderate Risk	0.4%	0.0%	₹127.90 Cr	11.4%
Bandhan US Treasury Bond 0-1 year Fund of Fund Direct Growth Very High Risk	0.2%	0.0%	₹162.38 Cr	7.7%
Bandhan Nifty100 Low Volatility 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹852.39 Cr	32.8%
Bandhan All Seasons Bond Fund Direct Growth Moderate Risk	0.1%	0.0%	₹112.71 Cr	7.6%
Bandhan Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹90.71 Cr	62.3%
Bandhan Emerging Businesses Fund Direct Growth Very High Risk	0.3%	1.0%	₹5880.18 Cr	73.2%
Bandhan Hybrid Equity Fund Direct Growth Very High Risk	1.1%	1.0%	₹728.20 Cr	27.0%
Bandhan Nifty 100 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹136.00 Cr	31.0%
Bandhan Credit Risk Fund Direct Growth Moderately High risk	0.7%	1.0%	₹343.50 Cr	7.8%

Risk Level

Your principal amount will be at Moderate Risk

Still got questions?
We're here to help.

What is the current NAV of Bandhan Equity Savings Fund Regular Growth?

The NAV of Bandhan Equity Savings Fund Regular Growth, as of 25-Jul-2024, is ₹29.56.

What are the returns of Bandhan Equity Savings Fund Regular Growth?

The fund has generated 10.34% over the last 1 year and 7.29% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Bandhan Equity Savings Fund Regular Growth?

The fund's allocation of assets is distributed as 21.32% in equities, 17.21% in bonds, and 61.45% in cash and cash equivalents.

Who manages the Bandhan Equity Savings Fund Regular Growth?

The fund managers responsible for Bandhan Equity Savings Fund Regular Growth are:-

Harshal Joshi
Viraj Kulkarni
Nemish Sheth
Sreejith Balasubramanian
Ritika Behera

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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