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Union Equity Savings Fund Regular Growth

Union Equity Savings Fund Regular Growth

HybridEquity SavingsModerately High risk

Regular

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NAV (25-Jul-24)

₹16.140.06%1D

Returns (Since Inception)

8.35%
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Fund Overview

Fund Size

Fund Size

₹208 Cr

Expense Ratio

Expense Ratio

1.99%

ISIN

ISIN

INF582M01EG2

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

06 Aug 2018

About this fund

Union Equity Savings Fund Regular Growth is a Equity Savings mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 5 years, 11 months and 20 days, having been launched on 06-Aug-18.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹16.14, Assets Under Management (AUM) of 208.22 Crores, and an expense ratio of 1.99%.
  • Union Equity Savings Fund Regular Growth has given a CAGR return of 8.35% since inception.
  • The fund's asset allocation comprises around 41.13% in equities, 3.95% in debts, and 54.93% in cash & cash equivalents.
  • You can start investing in Union Equity Savings Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+13.03%

+14.30% (Cat Avg.)

3 Years

+8.01%

+9.38% (Cat Avg.)

5 Years

+8.94%

+10.16% (Cat Avg.)

Since Inception

+8.35%

— (Cat Avg.)

Portfolio Summaryas of 30th June 2024

Equity₹85.63 Cr41.13%
Debt₹8.22 Cr3.95%
Others₹114.38 Cr54.93%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset₹40.78 Cr31.09%
191 DTB 19072024Bond - Gov't/Treasury₹14.95 Cr11.40%
National Stock Exchange Of India Ltd. 25-Jul-24Equity - Future₹12.85 Cr9.80%
TrepsCash - Repurchase Agreement₹10.62 Cr8.10%
HDFC Bank LtdEquity₹5.66 Cr4.31%
Small Industries Development Bank Of IndiaBond - Corporate Bond₹4.98 Cr3.80%
91 DTB 08082024Bond - Gov't/Treasury₹4.97 Cr3.79%
ICICI Bank LtdEquity₹4.17 Cr3.18%
Reliance Industries LtdEquity₹3.79 Cr2.89%
Coal India LtdEquity₹2.75 Cr2.10%
NTPC LtdEquity₹2.73 Cr2.08%
HCL Technologies LtdEquity₹2.71 Cr2.07%
Larsen & Toubro LtdEquity₹2.54 Cr1.93%
Future on HDFC Bank LtdEquity - Future₹-2.52 Cr1.92%
Bharat Electronics LtdEquity₹2.46 Cr1.88%
InterGlobe Aviation LtdEquity₹2.42 Cr1.84%
Future on Coal India LtdEquity - Future₹-2.4 Cr1.83%
Future on Kotak Mahindra Bank LtdEquity - Future₹-2.32 Cr1.77%
Kotak Mahindra Bank LtdEquity₹2.31 Cr1.76%
Future on Vodafone Idea LtdEquity - Future₹-2.3 Cr1.76%
Vodafone Idea LtdEquity₹2.29 Cr1.75%
Maruti Suzuki India LtdEquity₹2.27 Cr1.73%
State Bank of IndiaEquity₹2.26 Cr1.72%
Future on HCL Technologies LtdEquity - Future₹-2.19 Cr1.67%
Future on InterGlobe Aviation LtdEquity - Future₹-2.17 Cr1.66%
SBI Life Insurance Company LimitedEquity₹2.12 Cr1.62%
Future on Bharat Electronics LtdEquity - Future₹-2.11 Cr1.61%
Future on Tata Power Co LtdEquity - Future₹-2.09 Cr1.59%
Tata Power Co LtdEquity₹2.08 Cr1.59%
Future on DLF LtdEquity - Future₹-2.05 Cr1.56%
DLF LtdEquity₹2.04 Cr1.56%
ITC LtdEquity₹1.98 Cr1.51%
Axis Bank LtdEquity₹1.91 Cr1.45%
Future on Divi's Laboratories LtdEquity - Future₹-1.85 Cr1.41%
Divi's Laboratories LtdEquity₹1.84 Cr1.40%
Future on NTPC LtdEquity - Future₹-1.83 Cr1.39%
Future on ICICI Bank LtdEquity - Future₹-1.69 Cr1.29%
Future on Vedanta LtdEquity - Future₹-1.68 Cr1.28%
Vedanta LtdEquity₹1.67 Cr1.27%
Future on Bharat Petroleum Corp LtdEquity - Future₹-1.65 Cr1.26%
Bharat Petroleum Corp LtdEquity₹1.64 Cr1.25%
Tata Consultancy Services LtdEquity₹1.64 Cr1.25%
Future on SBI Life Insurance Company LimitedEquity - Future₹-1.63 Cr1.24%
Bharti Airtel LtdEquity₹1.6 Cr1.22%
Future on Oil & Natural Gas Corp LtdEquity - Future₹-1.49 Cr1.14%
Future on Granules India LtdEquity - Future₹-1.49 Cr1.14%
Granules India LtdEquity₹1.48 Cr1.13%
Oil & Natural Gas Corp LtdEquity₹1.48 Cr1.13%
Hindustan Aeronautics Ltd Ordinary SharesEquity₹1.47 Cr1.12%
Future on Maruti Suzuki India LtdEquity - Future₹-1.45 Cr1.11%
Sun Pharmaceuticals Industries LtdEquity₹1.38 Cr1.05%
Future on ITC LtdEquity - Future₹-1.37 Cr1.04%
Future on United Spirits LtdEquity - Future₹-1.34 Cr1.02%
United Spirits LtdEquity₹1.34 Cr1.02%
Future on Reliance Industries LtdEquity - Future₹-1.34 Cr1.02%
Future on Adani Ports & Special Economic Zone LtdEquity - Future₹-1.31 Cr1.00%
Adani Ports & Special Economic Zone LtdEquity₹1.3 Cr0.99%
Hindalco Industries LtdEquity₹1.26 Cr0.96%
Future on Axis Bank LtdEquity - Future₹-1.19 Cr0.91%
Future on Hindustan Petroleum Corp LtdEquity - Future₹-1.15 Cr0.88%
Hindustan Petroleum Corp LtdEquity₹1.14 Cr0.87%
Future on Hindustan Aeronautics Ltd Ordinary SharesEquity - Future₹-1.11 Cr0.85%
Future on Tata Consultancy Services LtdEquity - Future₹-1.1 Cr0.84%
Future on PVR INOX LtdEquity - Future₹-1.05 Cr0.80%
PVR INOX LtdEquity₹1.05 Cr0.80%
Future on Hindustan Unilever LtdEquity - Future₹-1.04 Cr0.80%
Hindustan Unilever LtdEquity₹1.04 Cr0.79%
Future on Bajaj Finserv LtdEquity - Future₹-1.04 Cr0.79%
Bajaj Finserv LtdEquity₹1.03 Cr0.79%
Future on State Bank of IndiaEquity - Future₹-1.03 Cr0.78%
Infosys LtdEquity₹1.02 Cr0.78%
Future on Larsen & Toubro LtdEquity - Future₹-0.96 Cr0.74%
Future on Sun Pharmaceuticals Industries LtdEquity - Future₹-0.96 Cr0.73%
Future on ACC LtdEquity - Future₹-0.95 Cr0.72%
ACC LtdEquity₹0.94 Cr0.72%
Future on Glenmark Pharmaceuticals LtdEquity - Future₹-0.9 Cr0.68%
Glenmark Pharmaceuticals LtdEquity₹0.89 Cr0.68%
Future on Hindalco Industries LtdEquity - Future₹-0.88 Cr0.67%
Varun Beverages LtdEquity₹0.8 Cr0.61%
Tata Motors Ltd Class AEquity₹0.79 Cr0.60%
Jindal Steel & Power LtdEquity₹0.75 Cr0.57%
Net Receivable / PayableCash - Collateral₹0.73 Cr0.55%
Phoenix Mills LtdEquity₹0.65 Cr0.50%
Indus Towers Ltd Ordinary SharesEquity₹0.64 Cr0.49%
Max Healthcare Institute Ltd Ordinary SharesEquity₹0.62 Cr0.47%
PB Fintech LtdEquity₹0.61 Cr0.46%
Cipla LtdEquity₹0.57 Cr0.44%
Prestige Estates Projects LtdEquity₹0.56 Cr0.43%
Mahindra & Mahindra LtdEquity₹0.55 Cr0.42%
ABB India LtdEquity₹0.54 Cr0.41%
Techno Electric & Engineering Co LtdEquity₹0.52 Cr0.39%
JSW Energy LtdEquity₹0.47 Cr0.36%
Shriram Finance LtdEquity₹0.46 Cr0.35%
CG Power & Industrial Solutions LtdEquity₹0.45 Cr0.34%
TVS Motor Co LtdEquity₹0.42 Cr0.32%
Dixon Technologies (India) LtdEquity₹0.42 Cr0.32%
Abbott India LtdEquity₹0.41 Cr0.31%
Jindal Stainless LtdEquity₹0.41 Cr0.31%
Wonderla Holidays LtdEquity₹0.41 Cr0.31%
Godrej Properties LtdEquity₹0.4 Cr0.31%
Mankind Pharma LtdEquity₹0.39 Cr0.30%
Jio Financial Services LtdEquity₹0.37 Cr0.29%
Tata Steel LtdEquity₹0.37 Cr0.28%
Power Grid Corp Of India LtdEquity₹0.37 Cr0.28%
Birlasoft LtdEquity₹0.36 Cr0.28%
Zomato LtdEquity₹0.36 Cr0.27%
Ajanta Pharma LtdEquity₹0.36 Cr0.27%
Gabriel India LtdEquity₹0.36 Cr0.27%
Cyient LtdEquity₹0.35 Cr0.27%
Mphasis LtdEquity₹0.34 Cr0.26%
Trent LtdEquity₹0.34 Cr0.26%
Escorts Kubota LtdEquity₹0.33 Cr0.25%
Cummins India LtdEquity₹0.33 Cr0.25%
Carborundum Universal LtdEquity₹0.32 Cr0.25%
CE Info Systems LtdEquity₹0.32 Cr0.24%
Oil India LtdEquity₹0.3 Cr0.23%
Kirloskar Oil Engines LtdEquity₹0.3 Cr0.23%
Finolex Industries LtdEquity₹0.29 Cr0.22%
Central Depository Services (India) LtdEquity₹0.29 Cr0.22%
Bharti Hexacom LtdEquity₹0.29 Cr0.22%
ELANTAS Beck India LtdEquity₹0.29 Cr0.22%
Samvardhana Motherson International LtdEquity₹0.27 Cr0.21%
Equitas Small Finance Bank Ltd Ordinary SharesEquity₹0.27 Cr0.21%
Gokaldas Exports LtdEquity₹0.26 Cr0.20%
Electronics Mart India LtdEquity₹0.26 Cr0.20%
KFin Technologies LtdEquity₹0.25 Cr0.19%
KNR Constructions LtdEquity₹0.24 Cr0.19%
Blue Star LtdEquity₹0.22 Cr0.17%
Ethos LtdEquity₹0.22 Cr0.17%
Glenmark Life Sciences LtdEquity₹0.2 Cr0.15%
364 DTB 26122024Bond - Gov't/Treasury₹0.19 Cr0.15%
REC LtdEquity₹0.17 Cr0.13%
Power Finance Corp LtdEquity₹0.15 Cr0.12%

Allocation By Market Cap (Equity)

Large Cap Stocks

53.61%

Mid Cap Stocks

6.14%

Small Cap Stocks

7.81%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services₹21.78 Cr16.61%
Industrials₹14.08 Cr10.74%
Energy₹11.1 Cr8.47%
Healthcare₹8.14 Cr6.21%
Technology₹7.07 Cr5.39%
Consumer Cyclical₹6.52 Cr4.97%
Communication Services₹5.86 Cr4.47%
Basic Materials₹5.68 Cr4.33%
Utilities₹5.65 Cr4.31%
Consumer Defensive₹5.16 Cr3.93%
Real Estate₹3.66 Cr2.79%

Risk & Performance Ratios

Standard Deviation

This fund

4.20%

Cat. avg.

4.54%

Lower the better

Sharpe Ratio

This fund

0.54

Cat. avg.

0.71

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.36

Higher the better

Fund Managers

PA

Parijat Agrawal

Since August 2018

HB

Hardick Bora

Since August 2018

SB

Sanjay Bembalkar

Since January 2023

Additional Scheme Detailsas of 30th June 2024

ISIN
INF582M01EG2
Expense Ratio
1.99%
Exit Load
1.00%
Fund Size
₹208 Cr
Age
06 Aug 2018
Lumpsum Minimum
₹1,000
Fund Status
Open Ended Investment Company
Benchmark
Crisil Equity Savings Index TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund nameExpense RatioExit LoadFund size
1Y
Kotak Equity Savings Fund Direct Growth

Moderate Risk

0.7%1.0%₹6076.80 Cr20.5%
Kotak Equity Savings Fund Regular Growth

Moderate Risk

1.8%1.0%₹6076.80 Cr19.2%
Edelweiss Equity Savings Fund Regular Growth

Moderate Risk

1.5%0.0%₹441.78 Cr15.8%
Edelweiss Equity Savings Fund Direct Growth

Moderate Risk

0.5%0.0%₹441.78 Cr16.9%
Baroda BNP Paribas Equity Savings Fund Regular Growth

Moderately High risk

2.5%1.0%₹481.60 Cr15.4%
Baroda BNP Paribas Equity Savings Fund Direct Growth

Moderately High risk

1.5%1.0%₹481.60 Cr16.6%
Tata Equity Savings Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹155.98 Cr15.7%
Bandhan Equity Savings Fund Regular Growth

Moderate Risk

1.4%0.0%₹127.90 Cr10.3%
PGIM India Equity Savings Fund Regular Growth

Low to Moderate Risk

1.3%0.0%₹92.83 Cr9.2%
Sundaram Equity Savings Fund Regular Growth

Moderate Risk

2.2%0.0%₹841.07 Cr17.6%

About the AMC

Union Mutual Fund
phone+91 022 67483333
e-mailhttps://www.unionmf.com/

Total AUM

₹18,538 Cr

Address

Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013

Other Funds by Union Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Union Children's Fund Direct Growth

Very High Risk

0.8%0.0%₹51.11 Cr-
Union Innovation & Opportunities Fund Direct Growth

Very High Risk

0.7%1.0%₹731.13 Cr-
Union Fixed Maturity Plan 1114 Days Series 13 Direct Growth

Moderate Risk

-0.0%-7.4%
Union Small Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹4580.54 Cr39.2%
Union Hybrid Equity Fund Direct Growth

Very High Risk

1.3%1.0%₹622.54 Cr26.0%
Union Medium Duration Fund Direct Growth

Moderate Risk

0.6%1.0%₹236.66 Cr7.2%
Union Value Discovery Fund Direct Growth

Very High Risk

1.4%1.0%₹265.63 Cr40.9%
Union Multicap Fund Direct Growth

Very High Risk

0.9%1.0%₹1007.08 Cr37.4%
Union Balanced Advantage Fund Direct Growth

Very High Risk

0.9%1.0%₹1634.86 Cr20.3%
Union Equity Savings Fund Direct Growth

Moderately High risk

1.5%1.0%₹208.22 Cr13.5%
Union Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹204.40 Cr8.5%
Union Tax Saver (ELSS) Fund Direct Growth

Very High Risk

1.3%0.0%₹933.32 Cr32.7%
Union Dynamic Bond Fund Direct Growth

Moderate Risk

1.2%1.0%₹112.38 Cr7.6%
Union Flexi Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹1242.42 Cr31.9%
Union Liquid Direct Growth

Low to Moderate Risk

0.1%0.0%₹3242.37 Cr7.4%
Union Midcap Fund Direct Growth

Very High Risk

0.6%1.0%₹1309.79 Cr45.3%
Union Gilt Fund Direct Growth

Moderate Risk

0.7%0.0%₹140.06 Cr8.5%
Union Largecap Fund Direct Growth

Very High Risk

1.7%1.0%₹375.69 Cr28.4%
Union Retirement Fund Direct Growth

Very High Risk

1.1%0.0%₹138.33 Cr35.5%
Union Corporate Bond Fund Direct Growth

Moderate Risk

0.4%1.0%₹381.99 Cr7.4%
Union Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹274.74 Cr6.8%
Union Focused Fund Direct Growth

Very High Risk

1.5%1.0%₹425.44 Cr26.0%
Union Money Market Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹181.97 Cr7.2%
Union Large & Midcap Fund Direct Growth

Very High Risk

0.8%1.0%₹817.18 Cr34.3%

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk
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The NAV of Union Equity Savings Fund Regular Growth, as of 25-Jul-2024, is ₹16.14.
The fund has generated 13.03% over the last 1 year and 8.01% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 41.13% in equities, 3.95% in bonds, and 54.93% in cash and cash equivalents.
The fund managers responsible for Union Equity Savings Fund Regular Growth are:-
  1. Parijat Agrawal
  2. Hardick Bora
  3. Sanjay Bembalkar
info
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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