Dezerv

Fund Overview

Fund Size

Fund Size

₹177 Cr

Expense Ratio

Expense Ratio

1.99%

ISIN

ISIN

INF582M01EG2

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

06 Aug 2018

About this fund

Union Equity Savings Fund Regular Growth is a Equity Savings mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 5 years, 10 months and 6 days, having been launched on 06-Aug-18.
As of 11-Jun-24, it has a Net Asset Value (NAV) of ₹15.78, Assets Under Management (AUM) of 176.64 Crores, and an expense ratio of 1.99%.
  • Union Equity Savings Fund Regular Growth has given a CAGR return of 8.11% since inception.
  • The fund's asset allocation comprises around 31.86% in equities, 3.99% in debts, and 64.15% in cash & cash equivalents.
  • You can start investing in Union Equity Savings Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+13.53%

+14.64% (Cat Avg.)

3 Years

+7.42%

+8.89% (Cat Avg.)

5 Years

+8.26%

+9.16% (Cat Avg.)

Since Inception

+8.11%

(Cat Avg.)

Portfolio Summaryas of 30th April 2024

Equity56.29 Cr31.86%
Debt7.04 Cr3.99%
Others113.31 Cr64.15%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset48.89 Cr39.13%
191 DTB 19072024Bond - Gov't/Treasury14.87 Cr11.90%
TrepsCash - Repurchase Agreement10.88 Cr8.71%
HDFC Bank LtdEquity5.56 Cr4.45%
Small Industries Development Bank Of IndiaBond - Corporate Bond4.98 Cr3.99%
India (Republic of)Bond - Short-term Government Bills4.94 Cr3.95%
ICICI Bank LtdEquity3.9 Cr3.12%
Reliance Industries LtdEquity3.46 Cr2.77%
Future on HDFC Bank LtdEquity - Future-3.22 Cr2.58%
Net Receivable / PayableCash - Collateral3.13 Cr2.51%
Coal India LtdEquity2.96 Cr2.37%
NTPC LtdEquity2.86 Cr2.29%
Larsen & Toubro LtdEquity2.72 Cr2.17%
State Bank of IndiaEquity2.59 Cr2.07%
Future on Coal India LtdEquity - Future-2.49 Cr1.99%
Bharat Electronics LtdEquity2.47 Cr1.97%
Maruti Suzuki India LtdEquity2.34 Cr1.88%
Future on Kotak Mahindra Bank LtdEquity - Future-2.17 Cr1.74%
Kotak Mahindra Bank LtdEquity2.15 Cr1.72%
Future on InterGlobe Aviation LtdEquity - Future-2.15 Cr1.72%
InterGlobe Aviation LtdEquity2.14 Cr1.71%
Future on Tata Power Co LtdEquity - Future-2.08 Cr1.66%
Tata Power Co LtdEquity2.06 Cr1.65%
Future on DLF LtdEquity - Future-2.04 Cr1.63%
Future on Bharat Electronics LtdEquity - Future-2.04 Cr1.63%
DLF LtdEquity2.02 Cr1.62%
ITC LtdEquity1.98 Cr1.59%
Future on Vodafone Idea LtdEquity - Future-1.97 Cr1.58%
Vodafone Idea LtdEquity1.95 Cr1.56%
Axis Bank LtdEquity1.75 Cr1.40%
Future on NTPC LtdEquity - Future-1.74 Cr1.39%
Future on Divi's Laboratories LtdEquity - Future-1.74 Cr1.39%
Divi's Laboratories LtdEquity1.72 Cr1.38%
Future on Bharat Petroleum Corp LtdEquity - Future-1.71 Cr1.37%
Bharat Petroleum Corp LtdEquity1.7 Cr1.36%
Future on Vedanta LtdEquity - Future-1.66 Cr1.33%
Vedanta LtdEquity1.66 Cr1.33%
ICICI Bank Ltd.Bond - Corporate Bond-1.58 Cr1.27%
Hindustan Aeronautics Ltd Ordinary SharesEquity1.56 Cr1.25%
Tata Consultancy Services LtdEquity1.54 Cr1.23%
Bharti Airtel LtdEquity1.52 Cr1.22%
Future on Maruti Suzuki India LtdEquity - Future-1.5 Cr1.20%
Future on Oil & Natural Gas Corp LtdEquity - Future-1.44 Cr1.15%
Oil & Natural Gas Corp LtdEquity1.42 Cr1.14%
Future on ITC LtdEquity - Future-1.35 Cr1.08%
Sun Pharmaceuticals Industries LtdEquity1.32 Cr1.06%
Future on Adani Ports & Special Economic Zone LtdEquity - Future-1.27 Cr1.02%
Future on Granules India LtdEquity - Future-1.27 Cr1.01%
Adani Ports & Special Economic Zone LtdEquity1.26 Cr1.01%
Granules India LtdEquity1.26 Cr1.00%
Hindalco Industries LtdEquity1.25 Cr1.00%
Future on Hindustan Petroleum Corp LtdEquity - Future-1.24 Cr1.00%
Hindustan Petroleum Corp LtdEquity1.23 Cr0.99%
Future on United Spirits LtdEquity - Future-1.23 Cr0.98%
Future on Reliance Industries LtdEquity - Future-1.22 Cr0.98%
United Spirits LtdEquity1.22 Cr0.97%
Axis Bank Ltd.Bond - Corporate Bond-1.1 Cr0.88%
Future on Hindustan Aeronautics Ltd Ordinary SharesEquity - Future-1.05 Cr0.84%
Future on Tata Consultancy Services LtdEquity - Future-1.04 Cr0.83%
Future on State Bank of IndiaEquity - Future-1.01 Cr0.80%
Future on Bajaj Finserv LtdEquity - Future-1 Cr0.80%
Bajaj Finserv LtdEquity0.99 Cr0.80%
Future on Larsen & Toubro LtdEquity - Future-0.99 Cr0.79%
Hindustan Unilever LtdEquity0.98 Cr0.78%
Future on Hindustan Unilever LtdEquity - Future-0.98 Cr0.78%
Future on PVR INOX LtdEquity - Future-0.97 Cr0.77%
PVR INOX LtdEquity0.96 Cr0.77%
Future on Sun Pharmaceuticals Industries LtdEquity - Future-0.92 Cr0.74%
Future on ACC LtdEquity - Future-0.92 Cr0.74%
Infosys LtdEquity0.92 Cr0.74%
ACC LtdEquity0.92 Cr0.73%
Future on Hindalco Industries LtdEquity - Future-0.88 Cr0.70%
Future on Glenmark Pharmaceuticals LtdEquity - Future-0.85 Cr0.68%
Glenmark Pharmaceuticals LtdEquity0.84 Cr0.67%
Tata Motors Ltd Class AEquity0.74 Cr0.59%
Jindal Steel & Power LtdEquity0.74 Cr0.59%
Varun Beverages LtdEquity0.7 Cr0.56%
SBI Life Insurance Company LimitedEquity0.57 Cr0.45%
Phoenix Mills LtdEquity0.57 Cr0.45%
PB Fintech LtdEquity0.56 Cr0.45%
Cipla LtdEquity0.56 Cr0.45%
ABB India LtdEquity0.53 Cr0.42%
Godrej Properties LtdEquity0.53 Cr0.42%
CG Power & Industrial Solutions LtdEquity0.5 Cr0.40%
Max Healthcare Institute Ltd Ordinary SharesEquity0.49 Cr0.40%
Mahindra & Mahindra LtdEquity0.48 Cr0.39%
Techno Electric & Engineering Co LtdEquity0.47 Cr0.38%
HCL Technologies LtdEquity0.47 Cr0.38%
Power Grid Corp Of India LtdEquity0.47 Cr0.37%
Prestige Estates Projects LtdEquity0.43 Cr0.34%
Jindal Stainless LtdEquity0.39 Cr0.32%
Mankind Pharma LtdEquity0.39 Cr0.31%
JSW Energy LtdEquity0.39 Cr0.31%
TVS Motor Co LtdEquity0.39 Cr0.31%
Abbott India LtdEquity0.38 Cr0.31%
Shriram Finance LtdEquity0.38 Cr0.30%
ELANTAS Beck India LtdEquity0.37 Cr0.30%
Wonderla Holidays LtdEquity0.37 Cr0.30%
Kirloskar Oil Engines LtdEquity0.37 Cr0.30%
Oil India LtdEquity0.37 Cr0.30%
Ajanta Pharma LtdEquity0.37 Cr0.29%
Carborundum Universal LtdEquity0.36 Cr0.29%
Jio Financial Services LtdEquity0.36 Cr0.29%
Tata Steel LtdEquity0.36 Cr0.28%
Dixon Technologies (India) LtdEquity0.33 Cr0.26%
Zomato LtdEquity0.32 Cr0.26%
Escorts Kubota LtdEquity0.31 Cr0.25%
Cummins India LtdEquity0.29 Cr0.24%
Finolex Industries LtdEquity0.28 Cr0.23%
Trent LtdEquity0.28 Cr0.23%
CE Info Systems LtdEquity0.26 Cr0.21%
Gabriel India LtdEquity0.26 Cr0.21%
Equitas Small Finance Bank Ltd Ordinary SharesEquity0.26 Cr0.21%
Central Depository Services (India) LtdEquity0.25 Cr0.20%
KFin Technologies LtdEquity0.25 Cr0.20%
Gokaldas Exports LtdEquity0.24 Cr0.19%
Electronics Mart India LtdEquity0.23 Cr0.18%
Samvardhana Motherson International LtdEquity0.22 Cr0.17%
Blue Star LtdEquity0.22 Cr0.17%
Power Finance Corp LtdEquity0.2 Cr0.16%
Glenmark Life Sciences LtdEquity0.19 Cr0.16%
Ethos LtdEquity0.19 Cr0.15%
REC LtdEquity0.18 Cr0.15%
182 DTB 27062024Bond - Gov't/Treasury0.12 Cr0.10%
Future on SBI Life Insurance Company LimitedEquity - Future-0.1 Cr0.08%

Allocation By Market Cap (Equity)

Large Cap Stocks

53.61%

Mid Cap Stocks

6.14%

Small Cap Stocks

7.81%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services19.71 Cr15.77%
Industrials13.48 Cr10.79%
Energy11.14 Cr8.92%
Healthcare7.54 Cr6.03%
Consumer Cyclical6.07 Cr4.86%
Utilities5.79 Cr4.63%
Basic Materials5.68 Cr4.55%
Consumer Defensive4.88 Cr3.91%
Communication Services4.43 Cr3.54%
Technology3.77 Cr3.02%
Real Estate3.54 Cr2.83%

Risk & Performance Ratios

Standard Deviation

This fund

4.08%

Cat. avg.

4.54%

Lower the better

Sharpe Ratio

This fund

0.44

Cat. avg.

0.71

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.36

Higher the better

Fund Managers

PA

Parijat Agrawal

Since August 2018

HB

Hardick Bora

Since August 2018

SB

Sanjay Bembalkar

Since January 2023

Additional Scheme Detailsas of 30th April 2024

ISININF582M01EG2Expense Ratio1.99%Exit Load1.00%Fund Size₹177 CrAge06 Aug 2018Lumpsum Minimum₹1,000Fund StatusOpen Ended Investment CompanyBenchmarkCrisil Equity Savings Index TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund nameExpense RatioExit LoadFund size
1Y
Kotak Equity Savings Fund Direct Growth

Moderate Risk

0.7%1.0%₹5605.87 Cr20.8%
Kotak Equity Savings Fund Regular Growth

Moderate Risk

1.8%1.0%₹5605.87 Cr19.5%
Edelweiss Equity Savings Fund Regular Growth

Moderate Risk

1.6%0.0%₹405.69 Cr16.6%
Edelweiss Equity Savings Fund Direct Growth

Moderate Risk

0.6%0.0%₹405.69 Cr17.8%
Baroda BNP Paribas Equity Savings Fund Regular Growth

Moderately High risk

2.5%1.0%₹447.80 Cr15.5%
Baroda BNP Paribas Equity Savings Fund Direct Growth

Moderately High risk

1.5%1.0%₹447.80 Cr16.7%
Tata Equity Savings Fund Regular Growth

Moderately High risk

1.1%0.0%₹147.97 Cr15.8%
Bandhan Equity Savings Fund Regular Growth

Moderate Risk

1.4%0.0%₹113.46 Cr10.7%
PGIM India Equity Savings Fund Regular Growth

Low to Moderate Risk

1.3%0.0%₹92.15 Cr9.1%
Sundaram Equity Savings Fund Regular Growth

Moderate Risk

2.2%0.0%₹848.56 Cr19.5%

About the AMC

Total AUM

₹18,145 Cr

Address

Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013

Other Funds by Union Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Union Children's Fund Direct Growth

Very High Risk

0.8%0.0%₹44.99 Cr-
Union Innovation & Opportunities Fund Direct Growth

Very High Risk

0.7%1.0%₹642.64 Cr-
Union Fixed Maturity Plan 1114 Days Series 13 Direct Growth

Moderate Risk

-0.0%-6.9%
Union Small Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹4113.40 Cr41.8%
Union Hybrid Equity Fund Direct Growth

Very High Risk

1.3%1.0%₹594.14 Cr27.6%
Union Medium Duration Fund Direct Growth

Moderate Risk

0.6%1.0%₹229.09 Cr6.5%
Union Value Discovery Fund Direct Growth

Very High Risk

1.4%1.0%₹237.46 Cr44.8%
Union Multicap Fund Direct Growth

Very High Risk

0.9%1.0%₹893.07 Cr41.8%
Union Balanced Advantage Fund Direct Growth

Very High Risk

0.9%1.0%₹1594.75 Cr20.1%
Union Equity Savings Fund Direct Growth

Moderate Risk

1.5%1.0%₹176.64 Cr14.0%
Union Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹201.13 Cr8.5%
Union Tax Saver (ELSS) Fund Direct Growth

Very High Risk

1.4%0.0%₹875.87 Cr34.7%
Union Dynamic Bond Fund Direct Growth

Moderate Risk

1.2%1.0%₹112.25 Cr6.6%
Union Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹2052.22 Cr36.2%
Union Liquid Direct Growth

Low to Moderate Risk

0.1%0.0%₹3045.41 Cr7.4%
Union Midcap Fund Direct Growth

Very High Risk

0.6%1.0%₹1182.65 Cr46.6%
Union Gilt Fund Direct Growth

Moderate Risk

0.7%0.0%₹132.34 Cr7.5%
Union Largecap Fund Direct Growth

Very High Risk

1.7%1.0%₹346.87 Cr32.7%
Union Retirement Fund Direct Growth

Very High Risk

1.1%0.0%₹123.72 Cr39.4%
Union Corporate Bond Fund Direct Growth

Moderate Risk

0.4%1.0%₹404.92 Cr6.8%
Union Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹176.71 Cr6.8%
Union Focused Fund Direct Growth

Very High Risk

1.5%1.0%₹398.80 Cr30.3%
Union Money Market Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹181.37 Cr7.2%
Union Large & Midcap Fund Direct Growth

Very High Risk

0.9%1.0%₹750.39 Cr38.3%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of Union Equity Savings Fund Regular Growth, as of 11-Jun-2024, is ₹15.78.
The fund has generated 13.53% over the last 1 year and 7.42% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 31.86% in equities, 3.99% in bonds, and 64.15% in cash and cash equivalents.
The fund managers responsible for Union Equity Savings Fund Regular Growth are:-
  1. Parijat Agrawal
  2. Hardick Bora
  3. Sanjay Bembalkar