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Fund Overview

Fund Size

Fund Size

₹2,894 Cr

Expense Ratio

Expense Ratio

0.07%

ISIN

ISIN

INF582M01674

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

Union Liquid Direct Growth is a Liquid mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 11 years, 3 months and 19 days, having been launched on 01-Jan-13.
As of 21-Apr-24, it has a Net Asset Value (NAV) of ₹2339.40, Assets Under Management (AUM) of 2894.14 Crores, and an expense ratio of 0.07%.
  • Union Liquid Direct Growth has given a CAGR return of 6.48% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.75% in cash & cash equivalents.
  • You can start investing in Union Liquid Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.38%

+6.12%(Cat. Avg.)

3 Years

+5.61%

+4.81%(Cat. Avg.)

5 Years

+5.31%

+4.25%(Cat. Avg.)

10 Years

+6.11%

+5.16%(Cat. Avg.)

Since Inception

+6.48%

--%(Cat. Avg.)

Portfolio Summaryas of 31st March 2024

Others2,894.14 Cr100.00%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
TrepsCash - Repurchase Agreement162.13 Cr5.60%
HDFC Bank LimitedCash - CD/Time Deposit99.22 Cr3.43%
India (Republic of)Bond - Short-term Government Bills98.95 Cr3.42%
India (Republic of)Bond - Short-term Government Bills98.81 Cr3.41%
India (Republic of)Bond - Short-term Government Bills98.68 Cr3.41%
Export-Import Bank of IndiaCash - Commercial Paper74.58 Cr2.58%
Punjab National BankBond - Gov't Agency Debt74.19 Cr2.56%
Kotak Securities LtdCash - Commercial Paper49.83 Cr1.72%
Canara BankCash - CD/Time Deposit49.8 Cr1.72%
Axis Bank Ltd.Bond - Corporate Bond49.75 Cr1.72%
Reliance Retail Ventures LimitedCash - Commercial Paper49.72 Cr1.72%
Muthoot Finance LimitedCash - Commercial Paper49.72 Cr1.72%
Bank Of BarodaCash - CD/Time Deposit49.71 Cr1.72%
Small Industries Development Bank Of IndiaCash - Commercial Paper49.64 Cr1.72%
Punjab National BankCash - CD/Time Deposit49.62 Cr1.71%
182 DTB 30052024Bond - Gov't/Treasury49.6 Cr1.71%
ICICI Home Finance Company LimitedCash - Commercial Paper49.57 Cr1.71%
Bank Of BarodaCash - CD/Time Deposit49.54 Cr1.71%
IDFC First Bank LimitedCash - CD/Time Deposit49.54 Cr1.71%
182 DTB 06062024Bond - Gov't/Treasury49.54 Cr1.71%
HDFC Securities LimitedCash - Commercial Paper49.49 Cr1.71%
Indusind Bank LimitedCash - CD/Time Deposit49.48 Cr1.71%
ICICI Bank LimitedCash - CD/Time Deposit49.46 Cr1.71%
National Bank for Agriculture and Rural DevelopmentCash - Commercial Paper49.46 Cr1.71%
HDFC Bank LimitedCash - CD/Time Deposit49.45 Cr1.71%
Bank Of MaharashtraBond - Gov't Agency Debt49.41 Cr1.71%
Axis Bank LimitedCash - CD/Time Deposit49.39 Cr1.71%
LIC Housing Finance LimitedCash - Commercial Paper49.39 Cr1.71%
Axis Bank LimitedCash - CD/Time Deposit49.38 Cr1.71%
Godrej Agrovet Ltd.Cash - Commercial Paper49.35 Cr1.71%
ICICI Home Finance Company LimitedCash - Commercial Paper49.32 Cr1.70%
Cholamandalam Investment & Finance Co Ltd.Cash - Commercial Paper49.3 Cr1.70%
6.65% Reverse RepoCash - Repurchase Agreement40.42 Cr1.40%
India (Republic of)Bond - Short-term Government Bills39.78 Cr1.37%
91 DTB 02052024Bond - Gov't/Treasury37.39 Cr1.29%
HDFC Bank LimitedCash - CD/Time Deposit34.67 Cr1.20%
IDFC First Bank LimitedCash - CD/Time Deposit34.62 Cr1.20%
91 DTB 25042024Bond - Gov't/Treasury32.45 Cr1.12%
Bajaj Finance Ltd.Cash - Commercial Paper24.97 Cr0.86%
LIC Housing Finance Ltd.Bond - Corporate Bond24.96 Cr0.86%
Aditya Birla Finance LimitedCash - Commercial Paper24.94 Cr0.86%
Poonawalla Fincorp LimitedCash - Commercial Paper24.92 Cr0.86%
The Federal Bank LimitedCash - CD/Time Deposit24.9 Cr0.86%
Bank Of BarodaCash - CD/Time Deposit24.89 Cr0.86%
Icici Securities LimitedCash - Commercial Paper24.89 Cr0.86%
Kotak Securities LtdCash - Commercial Paper24.88 Cr0.86%
Indian BankBond - Gov't Agency Debt24.87 Cr0.86%
Indian BankCash - CD/Time Deposit24.84 Cr0.86%
National Bank For Agriculture And Rural DevelopmentCash - Commercial Paper24.84 Cr0.86%
Aditya Birla Finance LimitedCash - Commercial Paper24.83 Cr0.86%
LIC Housing Finance Ltd.Cash - Commercial Paper24.8 Cr0.86%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit24.8 Cr0.86%
Canara BankBond - Gov't Agency Debt24.8 Cr0.86%
Icici Securities LimitedCash - Commercial Paper24.79 Cr0.86%
Cholamandalam Investment And Fin. Co. LtdCash - Commercial Paper24.78 Cr0.86%
Muthoot Finance LimitedCash - Commercial Paper24.77 Cr0.86%
Reliance Retail Ventures LimitedCash - Commercial Paper24.77 Cr0.86%
National Bank for Agriculture and Rural DevelopmentCash - Commercial Paper24.77 Cr0.86%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit24.76 Cr0.86%
IDFC First Bank Ltd.Bond - Corporate Bond24.72 Cr0.85%
Godrej IndustriesCash - Commercial Paper24.72 Cr0.85%
Icici Securities LimitedCash - Commercial Paper24.71 Cr0.85%
Axis Bank LimitedCash - CD/Time Deposit24.7 Cr0.85%
Reliance Retail Ventures LimitedBond - Corporate Bond24.7 Cr0.85%
Godrej Agrovet Ltd.Cash - Commercial Paper24.69 Cr0.85%
HDFC Securities LimitedCash - Commercial Paper24.67 Cr0.85%
Icici Securities LimitedCash - Commercial Paper24.66 Cr0.85%
Corporate Debt Mkt Devp. Fund-A2Mutual Fund - Open End5.18 Cr0.18%
India (Republic of)Bond - Short-term Government Bills2.49 Cr0.09%
India (Republic of)Bond - Short-term Government Bills2 Cr0.07%
Net Receivable / PayableCash - Collateral0.8 Cr0.03%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - Commercial Paper1,065.75 Cr36.82%
Cash - CD/Time Deposit812.79 Cr28.08%
Bond - Short-term Government Bills340.71 Cr11.77%
Cash - Repurchase Agreement202.54 Cr7.00%
Bond - Gov't Agency Debt173.26 Cr5.99%
Bond - Gov't/Treasury168.98 Cr5.84%
Bond - Corporate Bond124.13 Cr4.29%
Mutual Fund - Open End5.18 Cr0.18%
Cash - Collateral0.8 Cr0.03%

Risk & Performance Ratios

Standard Deviation

This fund

0.49%

Cat. avg.

0.50%

Lower the better

Sharpe Ratio

This fund

0.77

Cat. avg.

-1.87

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.98

Higher the better

Fund Managers

PA

Parijat Agrawal

Since June 2021

Devesh Thacker

Devesh Thacker

Since September 2010

Additional Scheme Detailsas of 31st March 2024

ISININF582M01674Expense Ratio0.07%Exit LoadNo ChargesFund Size₹2,894 CrAge01 Jan 2013Lumpsum Minimum₹5,000Fund StatusOpen Ended Investment CompanyBenchmarkCRISIL Liquid Debt A-I TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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About the AMC

Total AUM

₹17,141 Cr

Address

Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013

Other Funds by Union Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Union Children's Fund Direct Growth

Very High Risk

0.7%0.0%₹42.54 Cr-
Union Innovation & Opportunities Fund Direct Growth

Very High Risk

0.9%1.0%₹600.98 Cr-
Union Fixed Maturity Plan 1114 Days Series 13 Direct Growth

Moderate Risk

-0.0%-6.7%
Union Small Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹3669.91 Cr45.3%
Union Hybrid Equity Fund Direct Growth

Very High Risk

1.4%1.0%₹591.13 Cr29.4%
Union Medium Duration Fund Direct Growth

Moderate Risk

0.7%1.0%₹226.58 Cr6.3%
Union Value Discovery Fund Direct Growth

Very High Risk

1.4%1.0%₹226.87 Cr43.7%
Union Multicap Fund Direct Growth

Very High Risk

1.1%1.0%₹832.45 Cr42.5%
Union Balanced Advantage Fund Direct Growth

Very High Risk

1.2%1.0%₹1608.71 Cr19.9%
Union Equity Savings Fund Direct Growth

Moderate Risk

1.8%1.0%₹156.51 Cr15.0%
Union Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹156.38 Cr8.5%
Union Tax Saver (ELSS) Fund Direct Growth

Very High Risk

1.5%0.0%₹846.64 Cr37.3%
Union Dynamic Bond Fund Direct Growth

Moderate Risk

1.3%1.0%₹112.09 Cr6.0%
Union Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹1986.67 Cr39.2%
Union Liquid Direct Growth

Low to Moderate Risk

0.1%0.0%₹2894.14 Cr7.4%
Union Midcap Fund Direct Growth

Very High Risk

0.7%1.0%₹1064.70 Cr45.3%
Union Gilt Fund Direct Growth

Moderate Risk

0.7%0.0%₹133.90 Cr6.6%
Union Largecap Fund Direct Growth

Very High Risk

1.8%1.0%₹318.76 Cr34.8%
Union Retirement Fund Direct Growth

Very High Risk

1.8%0.0%₹120.24 Cr41.0%
Union Corporate Bond Fund Direct Growth

Moderate Risk

0.4%1.0%₹432.40 Cr6.7%
Union Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹255.97 Cr6.8%
Union Focused Fund Direct Growth

Very High Risk

1.6%1.0%₹388.31 Cr31.9%
Union Money Market Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹181.49 Cr7.2%
Union Large & Midcap Fund Direct Growth

Very High Risk

0.9%1.0%₹705.70 Cr37.5%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk
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The NAV of Union Liquid Direct Growth, as of 21-Apr-2024, is ₹2339.40.
The fund has generated 7.38% over the last 1 year and 5.61% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.75% in cash and cash equivalents.
The fund managers responsible for Union Liquid Direct Growth are:-
  1. Parijat Agrawal
  2. Devesh Thacker