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Union Liquid Direct Growth
Capital PreservationLiquidLow to Moderate Risk
Direct
NAV (21-Jun-26)
₹2700.860.02%1D
Returns (Since Inception)
6.54%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹8,782 Cr
Expense Ratio
0.06%
ISIN
INF582M01674
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
Union Liquid Direct Growth is a Liquid mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 13 years, 5 months and 20 days, having been launched on 01-Jan-13.
As of 21-Jun-26, it has a Net Asset Value (NAV) of ₹2700.86, Assets Under Management (AUM) of 8781.92 Crores, and an expense ratio of 0.06%.
As of 21-Jun-26, it has a Net Asset Value (NAV) of ₹2700.86, Assets Under Management (AUM) of 8781.92 Crores, and an expense ratio of 0.06%.
- Union Liquid Direct Growth has given a CAGR return of 6.54% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.82% in cash & cash equivalents.
- You can start investing in Union Liquid Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.35%
+5.28% (Cat Avg.)
3 Years
+7.01%
+6.16% (Cat Avg.)
5 Years
+6.23%
+5.52% (Cat Avg.)
10 Years
+5.76%
+5.08% (Cat Avg.)
Since Inception
+6.54%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2026
| Others | ₹8,781.92 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹433.82 Cr | 4.94% |
| India (Republic of) | Bond - Short-term Government Bills | ₹248.06 Cr | 2.82% |
| India (Republic of) | Bond - Short-term Government Bills | ₹247.01 Cr | 2.81% |
| India (Republic of) | Bond - Short-term Government Bills | ₹224.42 Cr | 2.56% |
| ICICI Bank Ltd Md | Cash - CD/Time Deposit | ₹223.97 Cr | 2.55% |
| Export Import Bank Of India | Cash - Commercial Paper | ₹200 Cr | 2.28% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹199.24 Cr | 2.27% |
| Redington Ltd. | Cash - Commercial Paper | ₹199.24 Cr | 2.27% |
| India (Republic of) | Bond - Short-term Government Bills | ₹197.82 Cr | 2.25% |
| Bank of Baroda | Bond - Corporate Bond | ₹196.68 Cr | 2.24% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹174.68 Cr | 1.99% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹174.33 Cr | 1.99% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹149.65 Cr | 1.70% |
| Jamnagar Utilities & Power Private Limited | Cash - Commercial Paper | ₹147.67 Cr | 1.68% |
| Can Fin Homes Ltd. | Cash - Commercial Paper | ₹147.56 Cr | 1.68% |
| Rec Limited | Cash - Commercial Paper | ₹124.81 Cr | 1.42% |
| Punjab National Bank | Bond - Corporate Bond | ₹124.67 Cr | 1.42% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹99.94 Cr | 1.14% |
| Tata Steel Limited | Cash - Commercial Paper | ₹99.93 Cr | 1.14% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹99.92 Cr | 1.14% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹99.88 Cr | 1.14% |
| Alembic Pharmaceuticals ltd | Cash - Commercial Paper | ₹99.86 Cr | 1.14% |
| Tbill | Bond - Gov't/Treasury | ₹99.86 Cr | 1.14% |
| SBI Cap Securities Ltd | Cash - Commercial Paper | ₹99.84 Cr | 1.14% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹99.83 Cr | 1.14% |
| Indian Oil Corp Ltd. | Cash - Commercial Paper | ₹99.81 Cr | 1.14% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹99.8 Cr | 1.14% |
| Bank of Baroda | Bond - Corporate Bond | ₹99.77 Cr | 1.14% |
| THE Ramco Cements Limited | Cash - Commercial Paper | ₹99.74 Cr | 1.14% |
| SBICAP Securities Ltd | Cash - Commercial Paper | ₹99.7 Cr | 1.14% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹99.69 Cr | 1.14% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹99.67 Cr | 1.14% |
| Bank of India Ltd. | Bond - Corporate Bond | ₹99.6 Cr | 1.13% |
| India (Republic of) | Bond - Short-term Government Bills | ₹99.13 Cr | 1.13% |
| Sikka Ports & Terminals Ltd | Cash - Commercial Paper | ₹98.99 Cr | 1.13% |
| IDFC First Bank Ltd. | Bond - Corporate Bond | ₹98.89 Cr | 1.13% |
| Canara Bank | Bond - Gov't Agency Debt | ₹98.57 Cr | 1.12% |
| Bank of Baroda | Bond - Corporate Bond | ₹98.55 Cr | 1.12% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹98.52 Cr | 1.12% |
| Axis Bank Ltd. | Bond - Corporate Bond | ₹98.47 Cr | 1.12% |
| HDFC Bank Ltd. | Bond - Corporate Bond | ₹98.44 Cr | 1.12% |
| Cholamandalam Investment & Finance Co Ltd. | Cash - Commercial Paper | ₹98.28 Cr | 1.12% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹98.25 Cr | 1.12% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹98.23 Cr | 1.12% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹98.15 Cr | 1.12% |
| Indian Bank | Cash - CD/Time Deposit | ₹74.98 Cr | 0.85% |
| Godrej Industries Ltd. | Cash - Commercial Paper | ₹74.91 Cr | 0.85% |
| India (Republic of) | Bond - Short-term Government Bills | ₹74.89 Cr | 0.85% |
| Indian Bank | Cash - CD/Time Deposit | ₹74.86 Cr | 0.85% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹74.82 Cr | 0.85% |
| Bank of Baroda | Bond - Corporate Bond | ₹74.8 Cr | 0.85% |
| Cholamandalam Investment And Finance Company Limited | Cash - Commercial Paper | ₹74.79 Cr | 0.85% |
| Canara Bank | Cash - CD/Time Deposit | ₹74.74 Cr | 0.85% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹74.73 Cr | 0.85% |
| Aditya Birla Capital Ltd. | Cash - Commercial Paper | ₹74.09 Cr | 0.84% |
| Godrej Industries Ltd. | Cash - Commercial Paper | ₹73.75 Cr | 0.84% |
| 8.07% Tamilnadu SDL 2026 | Bond - Gov't/Treasury | ₹50.05 Cr | 0.57% |
| Kotak Securities Limited | Cash - Commercial Paper | ₹50 Cr | 0.57% |
| L&T Finance Limited | Cash - Commercial Paper | ₹49.99 Cr | 0.57% |
| Small Industries Dev Bank Of India | Cash - Commercial Paper | ₹49.98 Cr | 0.57% |
| Kotak Securities Limited | Cash - Commercial Paper | ₹49.98 Cr | 0.57% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.98 Cr | 0.57% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹49.97 Cr | 0.57% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹49.97 Cr | 0.57% |
| Smfg India Credit Company Limited | Bond - Corporate Bond | ₹49.95 Cr | 0.57% |
| Export-Import Bank of India | Cash - Commercial Paper | ₹49.93 Cr | 0.57% |
| Icici Securities Limited | Cash - Commercial Paper | ₹49.92 Cr | 0.57% |
| Canara Bank | Cash - CD/Time Deposit | ₹49.91 Cr | 0.57% |
| Axis Securities Limited | Cash - Commercial Paper | ₹49.89 Cr | 0.57% |
| Godrej Industries Ltd. | Cash - Commercial Paper | ₹49.88 Cr | 0.57% |
| Godrej Properties Ltd. | Cash - Commercial Paper | ₹49.87 Cr | 0.57% |
| Hindustan Petroleum Corp Ltd. | Cash - Commercial Paper | ₹49.85 Cr | 0.57% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹49.82 Cr | 0.57% |
| Small Industries Dev Bank Of India | Cash - Commercial Paper | ₹49.82 Cr | 0.57% |
| Godrej Properties Ltd. | Cash - Commercial Paper | ₹49.8 Cr | 0.57% |
| Bank of Baroda | Bond - Corporate Bond | ₹49.49 Cr | 0.56% |
| Bank of Baroda | Bond - Corporate Bond | ₹49.44 Cr | 0.56% |
| Infina Finance Pvt Ltd. | Cash - Commercial Paper | ₹49.41 Cr | 0.56% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹49.31 Cr | 0.56% |
| Canara Bank | Bond - Gov't Agency Debt | ₹49.28 Cr | 0.56% |
| Axis Securities Limited | Cash - Commercial Paper | ₹49.22 Cr | 0.56% |
| Axis Securities Limited | Cash - Commercial Paper | ₹49.21 Cr | 0.56% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹49.2 Cr | 0.56% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹49.19 Cr | 0.56% |
| Infina Finance Pvt Ltd. | Cash - Commercial Paper | ₹49.13 Cr | 0.56% |
| Icici Securities Limited | Cash - Commercial Paper | ₹49.12 Cr | 0.56% |
| India (Republic of) | Bond - Short-term Government Bills | ₹39.61 Cr | 0.45% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹25.01 Cr | 0.28% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹25 Cr | 0.28% |
| Canara Bank | Cash - CD/Time Deposit | ₹24.99 Cr | 0.28% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹24.99 Cr | 0.28% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹24.98 Cr | 0.28% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹24.95 Cr | 0.28% |
| PNb Housing Finance Ltd | Cash - Commercial Paper | ₹24.93 Cr | 0.28% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹24.89 Cr | 0.28% |
| Net Receivable / Payable | Cash - Collateral | ₹21.21 Cr | 0.24% |
| Corporate Debt Mkt Devp. Fund-A2 | Mutual Fund - Unspecified | ₹15.41 Cr | 0.18% |
| India (Republic of) | Bond - Short-term Government Bills | ₹1.06 Cr | 0.01% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹4,047.64 Cr | 46.09% |
| Cash - CD/Time Deposit | ₹1,520.4 Cr | 17.31% |
| Bond - Corporate Bond | ₹1,313.67 Cr | 14.96% |
| Bond - Short-term Government Bills | ₹1,132 Cr | 12.89% |
| Cash - Repurchase Agreement | ₹433.82 Cr | 4.94% |
| Bond - Gov't/Treasury | ₹149.9 Cr | 1.71% |
| Bond - Gov't Agency Debt | ₹147.85 Cr | 1.68% |
| Cash - Collateral | ₹21.21 Cr | 0.24% |
| Mutual Fund - Unspecified | ₹15.41 Cr | 0.18% |
Risk & Performance Ratios
Standard Deviation
This fund
0.19%
Cat. avg.
0.34%
Lower the better
Sharpe Ratio
This fund
3.11
Cat. avg.
-0.67
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
7.94
Higher the better
Fund Managers
PA
Parijat Agrawal
Since June 2021
Devesh Thacker
Since September 2010
Additional Scheme Detailsas of 31st May 2026
ISIN INF582M01674 | Expense Ratio 0.06% | Exit Load No Charges | Fund Size ₹8,782 Cr | Age 13 years 5 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Liquid Debt A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| The Wealth Company Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹516.19 Cr | - |
| Abakkus Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹352.47 Cr | - |
| Abakkus Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹352.47 Cr | - |
| Capitalmind Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹87.82 Cr | - |
| Capitalmind Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹87.82 Cr | - |
| Edelweiss Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.2% | - | ₹50.93 Cr | - |
| The Wealth Company Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹516.19 Cr | - |
| JioBlackRock Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹7790.07 Cr | - |
| Unifi Liquid Fund Regular Growth Low Risk | 0.1% | 0.0% | ₹87.98 Cr | 6.0% |
| Unifi Liquid Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹87.98 Cr | 6.0% |
| Angel One Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.3% | - | ₹304.18 Cr | 5.1% |
| ICICI Prudential BSE Liquid Rate ETF - Growth Low Risk | 0.2% | - | ₹864.98 Cr | 5.1% |
| HDFC Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.2% | - | ₹115.12 Cr | 4.9% |
| Mirae Asset Nifty 1D Rate Liquid ETF Low Risk | 0.1% | - | ₹681.75 Cr | 5.1% |
| Shriram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹174.94 Cr | 6.1% |
| Shriram Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹174.94 Cr | 6.0% |
| Groww Nifty 1D Rate Liquid ETF Low Risk | 0.3% | - | ₹122.55 Cr | 4.8% |
| Bajaj Finserv Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹670.28 Cr | 4.9% |
| DSP S&P BSE Liquid Rate ETF Low Risk | 0.3% | - | ₹1614.30 Cr | 5.0% |
| HDFC Nifty 1D Rate Liquid ETF Low Risk | 0.5% | - | ₹29.44 Cr | 5.3% |
| Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 12 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Mirae Asset Cash Management Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹11181.69 Cr | 6.3% |
| LIC MF Liquid Plan Direct Growth Moderate Risk | 0.1% | 0.0% | ₹16014.85 Cr | 6.3% |
| ICICI Prudential Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹58095.62 Cr | 6.3% |
| ITI Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹48.83 Cr | 6.0% |
| ITI Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹48.83 Cr | 6.1% |
| Navi Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹78.40 Cr | 5.8% |
| Sundaram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹7657.03 Cr | 6.3% |
| Bandhan Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹17285.70 Cr | 6.3% |
| Groww Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹262.10 Cr | 6.3% |
| Nippon India Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹31752.32 Cr | 6.4% |
| Union Liquid Regular Growth Low to Moderate Risk | 0.1% | 0.0% | ₹8781.92 Cr | 6.2% |
| JM Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹2146.56 Cr | 6.2% |
| Edelweiss Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹15222.29 Cr | 6.4% |
| Invesco India Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹14988.62 Cr | 6.3% |
| Kotak Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹40018.09 Cr | 6.3% |
| WhiteOak Capital Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹607.99 Cr | 6.2% |
| WhiteOak Capital Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹607.99 Cr | 6.1% |
| Mahindra Manulife Liquid Fund Regular Growth Moderate Risk | 0.2% | 0.0% | ₹1087.61 Cr | 6.2% |
| Mahindra Manulife Liquid Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹1087.61 Cr | 6.3% |
| Quantum Liquid Fund Regular Growth Low Risk | 0.3% | 0.0% | ₹530.10 Cr | 5.7% |
| Mirae Asset Cash Management Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹11181.69 Cr | 6.2% |
| Axis Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹56167.79 Cr | 6.3% |
| Bajaj Finserv Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹5973.05 Cr | 6.1% |
| Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹5973.05 Cr | 6.3% |
| SBI Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹79363.31 Cr | 6.2% |
| UTI Liquid Fund Cash Plan Direct Growth Moderate Risk | 0.2% | 0.0% | ₹33248.42 Cr | 6.4% |
About the AMC
Union Mutual Fund
Total AUM
₹27,884 Cr
Address
Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013
Other Funds by Union Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Union Liquid Direct Growth?
The NAV of Union Liquid Direct Growth, as of 21-Jun-2026, is ₹2700.86.
What are the returns of Union Liquid Direct Growth?
The fund has generated 6.35% over the last 1 year and 7.01% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Union Liquid Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.82% in cash and cash equivalents.
Who manages the Union Liquid Direct Growth?
The fund managers responsible for Union Liquid Direct Growth are:-
- Parijat Agrawal
- Devesh Thacker
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
