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Union Equity Savings Fund Direct Growth

Union Equity Savings Fund Direct Growth

HybridEquity SavingsModerate Risk

Direct

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NAV (18-Jun-25)

₹17.34-0.06%1D

Returns (Since Inception)

8.35%
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Fund Overview

Fund Size

Fund Size

₹137 Cr

Expense Ratio

Expense Ratio

1.46%

ISIN

ISIN

INF582M01EC1

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

06 Aug 2018

About this fund

Union Equity Savings Fund Direct Growth is a Equity Savings mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 6 years, 10 months and 13 days, having been launched on 06-Aug-18.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹17.34, Assets Under Management (AUM) of 137.17 Crores, and an expense ratio of 1.46%.
  • Union Equity Savings Fund Direct Growth has given a CAGR return of 8.35% since inception.
  • The fund's asset allocation comprises around 29.92% in equities, 7.39% in debts, and 62.69% in cash & cash equivalents.
  • You can start investing in Union Equity Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+5.22%

+6.60% (Cat Avg.)

3 Years

+10.31%

+11.54% (Cat Avg.)

5 Years

+9.77%

+11.90% (Cat Avg.)

Since Inception

+8.35%

— (Cat Avg.)

Portfolio Summaryas of 30th April 2025

Equity₹41.04 Cr29.92%
Debt₹10.14 Cr7.39%
Others₹85.99 Cr62.69%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset₹55.99 Cr40.82%
TrepsCash - Repurchase Agreement₹10.14 Cr7.39%
Indian Railway Finance Corporation LimitedBond - Corporate Bond₹5.12 Cr3.73%
Small Industries Development Bank Of IndiaBond - Corporate Bond₹5.02 Cr3.66%
182 DTB 08052025Bond - Gov't/Treasury₹4.99 Cr3.64%
India (Republic of)Bond - Short-term Government Bills₹4.95 Cr3.61%
India (Republic of)Bond - Short-term Government Bills₹4.94 Cr3.60%
HDFC Bank LtdEquity₹4.84 Cr3.53%
Net Receivable / PayableCash - Collateral₹4.83 Cr3.52%
Indus Towers Ltd Ordinary SharesEquity₹4.72 Cr3.44%
Indus Towers Ltd. 29-May-25Equity - Future₹-4.72 Cr3.44%
Bharti Airtel LtdEquity₹4.37 Cr3.18%
Reliance Industries LtdEquity₹3.96 Cr2.89%
InterGlobe Aviation LtdEquity₹3.79 Cr2.76%
Kotak Mahindra Bank LtdEquity₹3.72 Cr2.71%
Axis Bank LtdEquity₹3.42 Cr2.49%
ICICI Bank LtdEquity₹3.15 Cr2.30%
Future on Tube Investments of India Ltd Ordinary SharesEquity - Future₹-3.01 Cr2.19%
Tube Investments of India Ltd Ordinary SharesEquity₹3 Cr2.19%
Future on Kotak Mahindra Bank LtdEquity - Future₹-2.84 Cr2.07%
Tata Consultancy Services LtdEquity₹2.57 Cr1.87%
Future on InterGlobe Aviation LtdEquity - Future₹-2.53 Cr1.85%
Future on Axis Bank LtdEquity - Future₹-2.53 Cr1.84%
Future on Bharti Airtel LtdEquity - Future₹-2.31 Cr1.68%
Tata Consumer Products LtdEquity₹2.29 Cr1.67%
Future on Tata Consumer Products LtdEquity - Future₹-2.28 Cr1.66%
Future on Grasim Industries LtdEquity - Future₹-2.13 Cr1.55%
Grasim Industries LtdEquity₹2.12 Cr1.55%
Infosys LtdEquity₹2.08 Cr1.52%
REC LtdEquity₹2.06 Cr1.51%
Future on Titan Co LtdEquity - Future₹-2.02 Cr1.47%
Titan Co LtdEquity₹2.01 Cr1.47%
The Indian Hotels Company Ltd. 29-May-25Equity - Future₹-1.98 Cr1.44%
Larsen & Toubro LtdEquity₹1.98 Cr1.44%
Future on Kalyan Jewellers India LtdEquity - Future₹-1.97 Cr1.44%
Indian Hotels Co LtdEquity₹1.97 Cr1.44%
Kalyan Jewellers India LtdEquity₹1.96 Cr1.43%
Future on REC LtdEquity - Future₹-1.94 Cr1.41%
Future on SBI Life Insurance Co LtdEquity - Future₹-1.93 Cr1.40%
SBI Life Insurance Co LtdEquity₹1.92 Cr1.40%
Hindustan Unilever LtdEquity₹1.89 Cr1.37%
Future on Tata Consultancy Services LtdEquity - Future₹-1.87 Cr1.37%
Future on Tata Power Co LtdEquity - Future₹-1.82 Cr1.33%
Tata Power Co LtdEquity₹1.82 Cr1.32%
Future on Reliance Industries LtdEquity - Future₹-1.76 Cr1.28%
Mahindra & Mahindra LtdEquity₹1.73 Cr1.26%
Future on DLF LtdEquity - Future₹-1.67 Cr1.22%
DLF LtdEquity₹1.67 Cr1.22%
Future on United Spirits LtdEquity - Future₹-1.65 Cr1.20%
United Spirits LtdEquity₹1.64 Cr1.20%
Future on Vedanta LtdEquity - Future₹-1.54 Cr1.12%
Vedanta LtdEquity₹1.54 Cr1.12%
Future on HDFC Bank LtdEquity - Future₹-1.49 Cr1.09%
Future on Eicher Motors LtdEquity - Future₹-1.37 Cr1.00%
Eicher Motors LtdEquity₹1.36 Cr0.99%
Future on Mahindra & Mahindra LtdEquity - Future₹-1.34 Cr0.98%
Future on Oil & Natural Gas Corp LtdEquity - Future₹-1.32 Cr0.96%
Oil & Natural Gas Corp LtdEquity₹1.32 Cr0.96%
ITC LtdEquity₹1.3 Cr0.95%
Future on Adani Enterprises LtdEquity - Future₹-1.18 Cr0.86%
Adani Enterprises LtdEquity₹1.17 Cr0.86%
Future on Adani Ports & Special Economic Zone LtdEquity - Future₹-1.07 Cr0.78%
Adani Ports & Special Economic Zone LtdEquity₹1.07 Cr0.78%
Sun Pharmaceuticals Industries LtdEquity₹1.04 Cr0.75%
Hindalco Industries LtdEquity₹1.01 Cr0.73%
Future on Hindustan Unilever LtdEquity - Future₹-0.99 Cr0.72%
Coromandel International LtdEquity₹0.96 Cr0.70%
Vodafone Idea LtdEquity₹0.91 Cr0.66%
Future on Vodafone Idea LtdEquity - Future₹-0.91 Cr0.66%
Future on Bajaj Auto LtdEquity - Future₹-0.91 Cr0.66%
Future on Larsen & Toubro LtdEquity - Future₹-0.9 Cr0.66%
Bajaj Auto LtdEquity₹0.9 Cr0.66%
Future on Infosys LtdEquity - Future₹-0.84 Cr0.61%
Lupin LtdEquity₹0.84 Cr0.61%
State Bank of IndiaEquity₹0.83 Cr0.60%
Krishna Institute of Medical Sciences LtdEquity₹0.79 Cr0.58%
Future on Hindalco Industries LtdEquity - Future₹-0.79 Cr0.58%
HCL Technologies LtdEquity₹0.71 Cr0.52%
Solar Industries India LtdEquity₹0.66 Cr0.48%
Varun Beverages LtdEquity₹0.64 Cr0.47%
Awfis Space Solutions LtdEquity₹0.64 Cr0.47%
Bajaj Finance LtdEquity₹0.62 Cr0.45%
Aadhar Housing Finance LtdEquity₹0.6 Cr0.43%
TVS Motor Co LtdEquity₹0.58 Cr0.42%
Dixon Technologies (India) LtdEquity₹0.57 Cr0.42%
Gokaldas Exports LtdEquity₹0.52 Cr0.38%
Shriram Finance LtdEquity₹0.49 Cr0.36%
Max Financial Services LtdEquity₹0.49 Cr0.36%
Maruti Suzuki India LtdEquity₹0.47 Cr0.34%
JK Cement LtdEquity₹0.47 Cr0.34%
UltraTech Cement LtdEquity₹0.47 Cr0.34%
Abbott India LtdEquity₹0.44 Cr0.32%
Eternal LtdEquity₹0.42 Cr0.30%
NTPC Green Energy LtdEquity₹0.42 Cr0.30%
Bharat Electronics LtdEquity₹0.41 Cr0.30%
Max Healthcare Institute Ltd Ordinary SharesEquity₹0.41 Cr0.30%
JSW Energy LtdEquity₹0.4 Cr0.29%
Pidilite Industries LtdEquity₹0.4 Cr0.29%
Gabriel India LtdEquity₹0.4 Cr0.29%
CG Power & Industrial Solutions LtdEquity₹0.4 Cr0.29%
Future on Syngene International LtdEquity - Future₹-0.38 Cr0.28%
Syngene International LtdEquity₹0.38 Cr0.28%
Cipla LtdEquity₹0.37 Cr0.27%
Trent LtdEquity₹0.36 Cr0.26%
Mphasis LtdEquity₹0.35 Cr0.25%
Crompton Greaves Consumer Electricals LtdEquity₹0.33 Cr0.24%
Blue Star LtdEquity₹0.32 Cr0.24%
LTIMindtree LtdEquity₹0.31 Cr0.23%
Tata Steel LtdEquity₹0.3 Cr0.22%
Jio Financial Services LtdEquity₹0.27 Cr0.20%
Alivus Life Sciences LtdEquity₹0.26 Cr0.19%
Cummins India LtdEquity₹0.24 Cr0.17%
Voltas LtdEquity₹0.23 Cr0.16%
Karur Vysya Bank LtdEquity₹0.22 Cr0.16%
Techno Electric & Engineering Co LtdEquity₹0.22 Cr0.16%
Power Grid Corp Of India LtdEquity₹0.21 Cr0.16%
Birlasoft LtdEquity₹0.21 Cr0.15%
Quess Corp LtdEquity₹0.21 Cr0.15%
Ethos LtdEquity₹0.2 Cr0.14%
Suzlon Energy LtdEquity₹0.19 Cr0.14%
Persistent Systems LtdEquity₹0.19 Cr0.14%
Kirloskar Oil Engines LtdEquity₹0.16 Cr0.12%
182 DTB 05062025Bond - Gov't/Treasury₹0.15 Cr0.11%
Bluspring EnterpriEquity₹0.11 Cr0.08%
Digitide SolutionsEquity₹0.09 Cr0.07%

Allocation By Market Cap (Equity)

Large Cap Stocks

25.32%

Mid Cap Stocks

5.88%

Small Cap Stocks

3.46%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services₹22.63 Cr16.50%
Consumer Cyclical₹13.44 Cr9.80%
Industrials₹12.62 Cr9.20%
Communication Services₹10 Cr7.29%
Basic Materials₹7.93 Cr5.78%
Consumer Defensive₹7.76 Cr5.65%
Technology₹6.98 Cr5.09%
Energy₹6.45 Cr4.70%
Healthcare₹4.53 Cr3.30%
Utilities₹2.85 Cr2.08%
Real Estate₹1.67 Cr1.22%

Risk & Performance Ratios

Standard Deviation

This fund

4.41%

Cat. avg.

4.84%

Lower the better

Sharpe Ratio

This fund

0.55

Cat. avg.

0.76

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.27

Higher the better

Fund Managers

PA

Parijat Agrawal

Since August 2018

SB

Sanjay Bembalkar

Since January 2023

Gaurav Chopra

Gaurav Chopra

Since November 2024

Additional Scheme Detailsas of 30th April 2025

ISIN
INF582M01EC1
Expense Ratio
1.46%
Exit Load
1.00%
Fund Size
₹137 Cr
Age
6 years 10 months
Lumpsum Minimum
₹1,000
Fund Status
Open Ended Investment Company
Benchmark
Crisil Equity Savings Index TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

  • If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
  • If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
  • Holding the units: No tax is applicable as long as you continue to hold the units.

Dividend Taxation:

Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund nameExpense RatioExit LoadFund size
1Y
WhiteOak Capital Equity Savings Fund Direct Growth

Moderate Risk

0.6%0.0%₹77.49 Cr-
WhiteOak Capital Equity Savings Fund Regular Growth

Moderate Risk

2.0%0.0%₹77.49 Cr-
HSBC Equity Savings Fund Direct Growth

Moderate Risk

0.7%0.0%₹654.98 Cr3.9%
Invesco India Equity Savings Fund Regular Growth

Moderately High risk

2.3%0.0%₹414.32 Cr5.9%
Invesco India Equity Savings Fund Direct Growth

Moderately High risk

0.7%0.0%₹414.32 Cr7.6%
Sundaram Equity Savings Fund Direct Growth

Moderate Risk

0.6%0.0%₹1049.28 Cr9.2%
LIC MF Equity Savings Fund Direct Growth

Moderate Risk

1.3%1.0%₹21.56 Cr9.6%
ICICI Prudential Equity Savings Fund Regular Growth

Moderate Risk

1.0%0.0%₹13555.23 Cr8.5%
ICICI Prudential Equity Savings Fund Direct Growth

Moderate Risk

0.5%0.0%₹13555.23 Cr8.9%
LIC MF Equity Savings Fund Regular Growth

Moderate Risk

2.4%1.0%₹21.56 Cr8.5%

About the AMC

Union Mutual Fund
phone+91 022 67483333
e-mailhttps://www.unionmf.com/

Total AUM

₹18,826 Cr

Address

Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013

Other Funds by Union Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Union Children's Fund Direct Growth

Very High Risk

1.3%0.0%₹68.72 Cr7.6%
Union Innovation & Opportunities Fund Direct Growth

Very High Risk

0.7%1.0%₹883.96 Cr8.0%
Union Fixed Maturity Plan 1114 Days Series 13 Direct Growth

Moderate Risk

-0.0%₹25.17 Cr8.1%
Union Small Cap Fund Direct Growth

Very High Risk

1.0%1.0%₹1468.36 Cr2.9%
Union Hybrid Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹651.94 Cr7.3%
Union Medium Duration Fund Direct Growth

Moderate Risk

0.6%1.0%₹80.25 Cr8.2%
Union Value Discovery Fund Direct Growth

Very High Risk

1.2%1.0%₹302.40 Cr3.6%
Union Multicap Fund Direct Growth

Very High Risk

0.9%1.0%₹1065.00 Cr3.7%
Union Balanced Advantage Fund Direct Growth

Very High Risk

1.0%1.0%₹1383.05 Cr5.1%
Union Equity Savings Fund Direct Growth

Moderate Risk

1.5%1.0%₹137.17 Cr5.2%
Union Arbitrage Fund Direct Growth

Low Risk

0.5%0.0%₹301.73 Cr7.4%
Union Tax Saver (ELSS) Fund Direct Growth

Very High Risk

1.4%0.0%₹904.12 Cr4.4%
Union Dynamic Bond Fund Direct Growth

Moderate Risk

1.3%0.0%₹109.21 Cr8.6%
Union Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹2262.92 Cr4.8%
Union Liquid Direct Growth

Low to Moderate Risk

0.1%0.0%₹5103.13 Cr7.3%
Union Midcap Fund Direct Growth

Very High Risk

0.7%1.0%₹1346.58 Cr4.3%
Union Gilt Fund Direct Growth

Moderate Risk

0.7%0.0%₹133.97 Cr7.9%
Union Largecap Fund Direct Growth

Very High Risk

1.4%1.0%₹442.16 Cr0.9%
Union Retirement Fund Direct Growth

Very High Risk

1.0%0.0%₹160.70 Cr5.2%
Union Corporate Bond Fund Direct Growth

Moderate Risk

0.4%0.0%₹336.63 Cr10.1%
Union Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹316.87 Cr6.4%
Union Focused Fund Direct Growth

Very High Risk

1.5%1.0%₹400.19 Cr1.7%
Union Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹187.18 Cr7.9%
Union Large & Midcap Fund Direct Growth

Very High Risk

0.9%1.0%₹823.92 Cr2.7%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of Union Equity Savings Fund Direct Growth, as of 18-Jun-2025, is ₹17.34.
The fund has generated 5.22% over the last 1 year and 10.31% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 29.92% in equities, 7.39% in bonds, and 62.69% in cash and cash equivalents.
The fund managers responsible for Union Equity Savings Fund Direct Growth are:-
  1. Parijat Agrawal
  2. Sanjay Bembalkar
  3. Gaurav Chopra
info
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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