Aditya Birla Sun Life Equity Savings Fund Direct Growth
HybridEquity SavingsModerate Risk
Direct
NAV (18-Jun-25)
₹24.17-0.04%1D
Returns (Since Inception)
8.72%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹646 Cr
Expense Ratio
0.61%
ISIN
INF209KA1TP9
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
28 Nov 2014
About this fund
Aditya Birla Sun Life Equity Savings Fund Direct Growth is a Equity Savings mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 10 years, 6 months and 22 days, having been launched on 28-Nov-14.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹24.17, Assets Under Management (AUM) of 646.34 Crores, and an expense ratio of 0.61%.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹24.17, Assets Under Management (AUM) of 646.34 Crores, and an expense ratio of 0.61%.
- Aditya Birla Sun Life Equity Savings Fund Direct Growth has given a CAGR return of 8.72% since inception.
- The fund's asset allocation comprises around 22.87% in equities, 18.70% in debts, and 56.72% in cash & cash equivalents.
- You can start investing in Aditya Birla Sun Life Equity Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.95%
+6.60% (Cat Avg.)
3 Years
+11.43%
+11.54% (Cat Avg.)
5 Years
+11.54%
+11.90% (Cat Avg.)
10 Years
+8.76%
+8.20% (Cat Avg.)
Since Inception
+8.72%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Equity | ₹147.8 Cr | 22.87% |
| Debt | ₹120.85 Cr | 18.70% |
| Others | ₹377.7 Cr | 58.44% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹316.43 Cr | 48.96% |
| HDFC Bank Ltd | Equity | ₹54.08 Cr | 8.37% |
| Hdfcbank_(26/06/2025) | Equity - Future | ₹-39.88 Cr | 6.17% |
| Aditya BSL Money Mgr Dir Gr | Mutual Fund - Open End | ₹39.07 Cr | 6.04% |
| Reliance Industries Ltd | Equity | ₹32.65 Cr | 5.05% |
| Gmrairport_(26/06/2025) | Equity - Future | ₹-24.88 Cr | 3.85% |
| GMR Airports Ltd | Equity | ₹24.78 Cr | 3.83% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹24.19 Cr | 3.74% |
| State Bank of India | Equity | ₹23.74 Cr | 3.67% |
| Reliance_(26/06/2025) | Equity - Future | ₹-23.44 Cr | 3.63% |
| Adaniports_(26/06/2025) | Equity - Future | ₹-23.15 Cr | 3.58% |
| ICICI Bank Ltd | Equity | ₹22.54 Cr | 3.49% |
| 7.32% Govt Stock 2030 | Bond - Gov't/Treasury | ₹21.27 Cr | 3.29% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹21.16 Cr | 3.27% |
| Mahindra & Mahindra Ltd | Equity | ₹20.88 Cr | 3.23% |
| Sbin_(26/06/2025) | Equity - Future | ₹-20.86 Cr | 3.23% |
| Axis Bank Ltd | Equity | ₹19.04 Cr | 2.95% |
| M&M_(26/06/2025) | Equity - Future | ₹-18.41 Cr | 2.85% |
| Nexus Select Trust Reits | Equity - REIT | ₹17.92 Cr | 2.77% |
| 7.17% Govt Stock 2030 | Bond - Gov't/Treasury | ₹17.13 Cr | 2.65% |
| Axisbank_(26/06/2025) | Equity - Future | ₹-15.83 Cr | 2.45% |
| Canbk_(26/06/2025) | Equity - Future | ₹-13.7 Cr | 2.12% |
| Canara Bank | Equity | ₹13.63 Cr | 2.11% |
| Tata Motors Ltd | Equity | ₹13.61 Cr | 2.11% |
| Icicibank_(26/06/2025) | Equity - Future | ₹-12.73 Cr | 1.97% |
| Gail_(26/06/2025) | Equity - Future | ₹-12.06 Cr | 1.87% |
| GAIL (India) Ltd | Equity | ₹12 Cr | 1.86% |
| Tatamotors_(26/06/2025) | Equity - Future | ₹-11.98 Cr | 1.85% |
| Dlf_(26/06/2025) | Equity - Future | ₹-11.44 Cr | 1.77% |
| DLF Ltd | Equity | ₹11.39 Cr | 1.76% |
| Clearing Corporation Of India Limited | Cash - Repurchase Agreement | ₹11.31 Cr | 1.75% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹10.54 Cr | 1.63% |
| Hindpetro_(26/06/2025) | Equity - Future | ₹-10.47 Cr | 1.62% |
| Hindustan Petroleum Corp Ltd | Equity | ₹10.4 Cr | 1.61% |
| 7.38% Govt Stock 2027 | Bond - Gov't/Treasury | ₹10.32 Cr | 1.60% |
| Poonawalla Fincorp Ltd | Equity | ₹10.09 Cr | 1.56% |
| Acc_(26/06/2025) | Equity - Future | ₹-9.95 Cr | 1.54% |
| ACC Ltd | Equity | ₹9.94 Cr | 1.54% |
| Sail_(26/06/2025) | Equity - Future | ₹-8.95 Cr | 1.38% |
| Steel Authority Of India Ltd | Equity | ₹8.89 Cr | 1.38% |
| Sai Life Sciences Ltd | Equity | ₹8.8 Cr | 1.36% |
| Oil & Natural Gas Corp Ltd | Equity | ₹8.45 Cr | 1.31% |
| Ongc_(26/06/2025) | Equity - Future | ₹-7.6 Cr | 1.18% |
| Pfc_(26/06/2025) | Equity - Future | ₹-7.3 Cr | 1.13% |
| Power Finance Corp Ltd | Equity | ₹7.28 Cr | 1.13% |
| ITC Ltd | Equity | ₹6.83 Cr | 1.06% |
| India Grid Trust | Mutual Fund - Unspecified | ₹6.38 Cr | 0.99% |
| Tata Consultancy Services Ltd | Equity | ₹6.2 Cr | 0.96% |
| Cholamandalam Investment And Finance Company Limited | Bond - Corporate Bond | ₹5.97 Cr | 0.92% |
| Kotak Mahindra Bank Ltd | Equity | ₹5.86 Cr | 0.91% |
| Tata Technologies Ltd | Equity | ₹5.79 Cr | 0.90% |
| Tatatech_(26/06/2025) | Equity - Future | ₹-5.72 Cr | 0.89% |
| Infosys Ltd | Equity | ₹5.52 Cr | 0.85% |
| 7.1% Govt Stock 2029 | Bond - Gov't/Treasury | ₹5.22 Cr | 0.81% |
| State Government Securities (20/02/2039) | Bond - Gov't/Treasury | ₹5.19 Cr | 0.80% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹5.18 Cr | 0.80% |
| 7.06% Govt Stock 2028 | Bond - Gov't/Treasury | ₹5.17 Cr | 0.80% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹5.13 Cr | 0.79% |
| Tata Steel Ltd | Equity | ₹5.1 Cr | 0.79% |
| Indus Infra Trust | Mutual Fund - Unspecified | ₹4.59 Cr | 0.71% |
| Hindustan Unilever Ltd | Equity | ₹4.41 Cr | 0.68% |
| Goi120327 Str | Bond - Gov't/Treasury | ₹4.39 Cr | 0.68% |
| Larsen & Toubro Ltd | Equity | ₹4.26 Cr | 0.66% |
| Tatasteel_(26/06/2025) | Equity - Future | ₹-3.83 Cr | 0.59% |
| Hal_(26/06/2025) | Equity - Future | ₹-3.76 Cr | 0.58% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹3.73 Cr | 0.58% |
| Trent Ltd | Equity | ₹3.48 Cr | 0.54% |
| Bharat Electronics Ltd | Equity | ₹3.22 Cr | 0.50% |
| NTPC Ltd | Equity | ₹3.2 Cr | 0.49% |
| Bharti Airtel Ltd | Equity | ₹3.14 Cr | 0.49% |
| Kotakbank_(26/06/2025) | Equity - Future | ₹-2.92 Cr | 0.45% |
| Petronet_(26/06/2025) | Equity - Future | ₹-2.78 Cr | 0.43% |
| Tcs_(26/06/2025) | Equity - Future | ₹-2.78 Cr | 0.43% |
| Glenmark_(26/06/2025) | Equity - Future | ₹-2.77 Cr | 0.43% |
| Petronet LNG Ltd | Equity | ₹2.77 Cr | 0.43% |
| Glenmark Pharmaceuticals Ltd | Equity | ₹2.75 Cr | 0.42% |
| Hdfcamc_(26/06/2025) | Equity - Future | ₹-2.6 Cr | 0.40% |
| HDFC Asset Management Co Ltd | Equity | ₹2.58 Cr | 0.40% |
| Hindunilvr_(26/06/2025) | Equity - Future | ₹-2.39 Cr | 0.37% |
| Bajaj Finance Ltd | Equity | ₹2.33 Cr | 0.36% |
| Tata Power Co Ltd | Equity | ₹2.28 Cr | 0.35% |
| Tatapower_(26/06/2025) | Equity - Future | ₹-2.28 Cr | 0.35% |
| Trent_(26/06/2025) | Equity - Future | ₹-2.27 Cr | 0.35% |
| Bandhanbnk_(26/06/2025) | Equity - Future | ₹-2.11 Cr | 0.33% |
| Bandhan Bank Ltd | Equity | ₹2.1 Cr | 0.32% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹1.77 Cr | 0.27% |
| HCL Technologies Ltd | Equity | ₹1.68 Cr | 0.26% |
| Ntpc_(26/06/2025) | Equity - Future | ₹-1.66 Cr | 0.26% |
| Idea_(26/06/2025) | Equity - Future | ₹-1.61 Cr | 0.25% |
| Vodafone Idea Ltd | Equity | ₹1.61 Cr | 0.25% |
| Eternal Ltd | Equity | ₹1.6 Cr | 0.25% |
| Net Receivables / (Payables) | Cash | ₹1.57 Cr | 0.24% |
| Maruti Suzuki India Ltd | Equity | ₹1.56 Cr | 0.24% |
| Nmdc_(26/06/2025) | Equity - Future | ₹-1.54 Cr | 0.24% |
| Recltd_(26/06/2025) | Equity - Future | ₹-1.54 Cr | 0.24% |
| NMDC Ltd | Equity | ₹1.54 Cr | 0.24% |
| REC Ltd | Equity | ₹1.53 Cr | 0.24% |
| Titan Co Ltd | Equity | ₹1.43 Cr | 0.22% |
| UltraTech Cement Ltd | Equity | ₹1.27 Cr | 0.20% |
| Power Grid Corp Of India Ltd | Equity | ₹1.27 Cr | 0.20% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹1.17 Cr | 0.18% |
| Bsoft_(26/06/2025) | Equity - Future | ₹-1.13 Cr | 0.17% |
| Birlasoft Ltd | Equity | ₹1.12 Cr | 0.17% |
| Bajaj Finserv Ltd | Equity | ₹1.06 Cr | 0.16% |
| Asian Paints Ltd | Equity | ₹0.99 Cr | 0.15% |
| Tech Mahindra Ltd | Equity | ₹0.97 Cr | 0.15% |
| Grasim Industries Ltd | Equity | ₹0.95 Cr | 0.15% |
| Margin (Future And Options) | Cash - Collateral | ₹0.94 Cr | 0.15% |
| Bajaj Auto Ltd | Equity | ₹0.93 Cr | 0.14% |
| JSW Steel Ltd | Equity | ₹0.91 Cr | 0.14% |
| Jio Financial Services Ltd | Equity | ₹0.91 Cr | 0.14% |
| Coal India Ltd | Equity | ₹0.9 Cr | 0.14% |
| Hindalco Industries Ltd | Equity | ₹0.89 Cr | 0.14% |
| Shriram Finance Ltd | Equity | ₹0.86 Cr | 0.13% |
| Nestle India Ltd | Equity | ₹0.84 Cr | 0.13% |
| SBI Life Insurance Co Ltd | Equity | ₹0.8 Cr | 0.12% |
| Cipla Ltd | Equity | ₹0.78 Cr | 0.12% |
| Dr Reddy's Laboratories Ltd | Equity | ₹0.75 Cr | 0.12% |
| Eicher Motors Ltd | Equity | ₹0.71 Cr | 0.11% |
| Wipro Ltd | Equity | ₹0.7 Cr | 0.11% |
| Tata Consumer Products Ltd | Equity | ₹0.69 Cr | 0.11% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹0.69 Cr | 0.11% |
| Adani Enterprises Ltd | Equity | ₹0.66 Cr | 0.10% |
| HDFC Life Insurance Co Ltd | Equity | ₹0.56 Cr | 0.09% |
| Hero MotoCorp Ltd | Equity | ₹0.54 Cr | 0.08% |
| IndusInd Bank Ltd | Equity | ₹0.53 Cr | 0.08% |
| Goi Strips 12032029 | Bond - Gov't/Treasury | ₹0.42 Cr | 0.06% |
| Siemens Ltd | Equity | ₹0.22 Cr | 0.03% |
| Siemens Engy Ind | Equity | ₹0.14 Cr | 0.02% |
| Infy_(26/06/2025) | Equity - Future | ₹-0.06 Cr | 0.01% |
| Lt_(26/06/2025) | Equity - Future | ₹-0.05 Cr | 0.01% |
| Cash And Bank | Cash | ₹0 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
52.32%
Mid Cap Stocks
13.29%
Small Cap Stocks
3.42%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹169.55 Cr | 26.23% |
| Industrials | ₹60.4 Cr | 9.35% |
| Energy | ₹55.84 Cr | 8.64% |
| Consumer Cyclical | ₹44.74 Cr | 6.92% |
| Basic Materials | ₹30.47 Cr | 4.71% |
| Technology | ₹21.98 Cr | 3.40% |
| Utilities | ₹18.75 Cr | 2.90% |
| Healthcare | ₹15.54 Cr | 2.40% |
| Consumer Defensive | ₹12.77 Cr | 1.98% |
| Real Estate | ₹11.39 Cr | 1.76% |
| Communication Services | ₹4.74 Cr | 0.73% |
Risk & Performance Ratios
Standard Deviation
This fund
4.01%
Cat. avg.
4.84%
Lower the better
Sharpe Ratio
This fund
0.81
Cat. avg.
0.76
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.27
Higher the better
Fund Managers
AP
Atul Penkar
Since October 2024
LS
Lovelish Solanki
Since September 2024
HS
Harshil Suvarnkar
Since March 2021
Additional Scheme Detailsas of 31st May 2025
ISIN | INF209KA1TP9 | Expense Ratio | 0.61% | Exit Load | No Charges | Fund Size | ₹646 Cr | Age | 10 years 6 months | Lumpsum Minimum | ₹1,000 | Fund Status | Open Ended Investment Company | Benchmark | NIFTY Equity Savings TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity Savings Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| WhiteOak Capital Equity Savings Fund Direct Growth Moderate Risk | 0.6% | 0.0% | ₹77.49 Cr | - |
| WhiteOak Capital Equity Savings Fund Regular Growth Moderate Risk | 2.0% | 0.0% | ₹77.49 Cr | - |
| HSBC Equity Savings Fund Direct Growth Moderate Risk | 0.7% | 0.0% | ₹654.98 Cr | 3.9% |
| Invesco India Equity Savings Fund Regular Growth Moderately High risk | 2.3% | 0.0% | ₹414.32 Cr | 5.9% |
| Invesco India Equity Savings Fund Direct Growth Moderately High risk | 0.7% | 0.0% | ₹414.32 Cr | 7.6% |
| Sundaram Equity Savings Fund Direct Growth Moderate Risk | 0.6% | 0.0% | ₹1049.28 Cr | 9.2% |
| LIC MF Equity Savings Fund Direct Growth Moderate Risk | 1.3% | 1.0% | ₹21.56 Cr | 9.6% |
| ICICI Prudential Equity Savings Fund Regular Growth Moderate Risk | 1.0% | 0.0% | ₹13555.23 Cr | 8.5% |
| ICICI Prudential Equity Savings Fund Direct Growth Moderate Risk | 0.5% | 0.0% | ₹13555.23 Cr | 8.9% |
| LIC MF Equity Savings Fund Regular Growth Moderate Risk | 2.4% | 1.0% | ₹21.56 Cr | 8.5% |
About the AMC
Total AUM
₹3,96,389 Cr
Address
One World Centre, Tower 1, 17th Floor, Mumbai, 400 013
Other Funds by Aditya Birla SL Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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We're here to help.
What is the current NAV of Aditya Birla Sun Life Equity Savings Fund Direct Growth?
The NAV of Aditya Birla Sun Life Equity Savings Fund Direct Growth, as of 18-Jun-2025, is ₹24.17.
What are the returns of Aditya Birla Sun Life Equity Savings Fund Direct Growth?
The fund has generated 7.95% over the last 1 year and 11.43% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Aditya Birla Sun Life Equity Savings Fund Direct Growth?
The fund's allocation of assets is distributed as 22.87% in equities, 18.70% in bonds, and 56.72% in cash and cash equivalents.
Who manages the Aditya Birla Sun Life Equity Savings Fund Direct Growth?
The fund managers responsible for Aditya Birla Sun Life Equity Savings Fund Direct Growth are:-
- Atul Penkar
- Lovelish Solanki
- Harshil Suvarnkar
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.