Dezerv

Fund Overview

Fund Size

Fund Size

₹341 Cr

Expense Ratio

Expense Ratio

0.73%

ISIN

ISIN

INF789F1A777

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

30 Aug 2018

About this fund

UTI Equity Savings Fund Direct Growth is a Equity Savings mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 5 years, 7 months and 16 days, having been launched on 30-Aug-18.
As of 12-Apr-24, it has a Net Asset Value (NAV) of ₹17.45, Assets Under Management (AUM) of 340.79 Crores, and an expense ratio of 0.73%.
  • UTI Equity Savings Fund Direct Growth has given a CAGR return of 10.42% since inception.
  • The fund's asset allocation comprises around 27.66% in equities, 22.37% in debts, and 49.96% in cash & cash equivalents.
  • You can start investing in UTI Equity Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+18.71%

+15.30%(Cat. Avg.)

3 Years

+13.00%

+9.69%(Cat. Avg.)

5 Years

+11.20%

+8.95%(Cat. Avg.)

Since Inception

+10.42%

--%(Cat. Avg.)

Portfolio Summaryas of 31st March 2024

Equity94.27 Cr27.66%
Debt76.25 Cr22.37%
Others170.27 Cr49.96%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset135.55 Cr39.78%
Net Current AssetsCash31.39 Cr9.21%
7.32% Govt Stock 2030Bond - Gov't/Treasury25.34 Cr7.43%
Infosys LtdEquity21.97 Cr6.45%
Grasim Industries LtdEquity21.19 Cr6.22%
HDFC Bank LtdEquity19.01 Cr5.58%
Kotak Mahindra Bank LtdEquity17.65 Cr5.18%
Future on Grasim Industries LtdEquity - Future-17.53 Cr5.14%
ICICI Bank LtdEquity15.98 Cr4.69%
Future on Infosys LtdEquity - Future-15.49 Cr4.54%
7.18% Govt Stock 2037Bond - Gov't/Treasury15.11 Cr4.43%
Future on Kotak Mahindra Bank LtdEquity - Future-13.75 Cr4.04%
Maruti Suzuki India LtdEquity11.84 Cr3.47%
Axis Bank LtdEquity11.49 Cr3.37%
Future on Maruti Suzuki India LtdEquity - Future-11.02 Cr3.23%
7.06% Govt Stock 2028Bond - Gov't/Treasury10 Cr2.93%
Future on HDFC Bank LtdEquity - Future-9.88 Cr2.90%
SBI Life Insurance Company LimitedEquity8.87 Cr2.60%
Future on JSW Steel LtdEquity - Future-8.25 Cr2.42%
JSW Steel LtdEquity8.18 Cr2.40%
Future on SBI Life Insurance Company LimitedEquity - Future-7.49 Cr2.20%
Future on Axis Bank LtdEquity - Future-7.38 Cr2.17%
Reliance Industries LtdEquity7.28 Cr2.14%
Future on ICICI Bank LtdEquity - Future-6.79 Cr1.99%
HCL Technologies LtdEquity6.37 Cr1.87%
Larsen & Toubro LtdEquity6.28 Cr1.84%
Mahindra & Mahindra LtdEquity6.15 Cr1.81%
IndusInd Bank LtdEquity5.98 Cr1.75%
Hindalco Industries LtdEquity5.72 Cr1.68%
Future on NMDC LtdEquity - Future-5.13 Cr1.51%
NMDC LtdEquity5.08 Cr1.49%
Rural Electrification Corporation LimitedBond - Corporate Bond5.05 Cr1.48%
Small Industries Development Bank Of IndiaBond - Corporate Bond4.98 Cr1.46%
Indian Railway Finance Corporation LimitedBond - Corporate Bond4.98 Cr1.46%
Future on Bajaj Finserv LtdEquity - Future-4.97 Cr1.46%
Power Finance Corporation Ltd.Bond - Corporate Bond4.97 Cr1.46%
Bajaj Finserv LtdEquity4.93 Cr1.45%
364 DTB 08082024Bond - Gov't/Treasury4.88 Cr1.43%
ITC LtdEquity4.72 Cr1.39%
Future on HCL Technologies LtdEquity - Future-4.14 Cr1.21%
Future on Hindalco Industries LtdEquity - Future-4.11 Cr1.21%
Bharti Airtel LtdEquity3.78 Cr1.11%
Future on Hindustan Unilever LtdEquity - Future-3.7 Cr1.09%
Hindustan Unilever LtdEquity3.67 Cr1.08%
InterGlobe Aviation LtdEquity3.39 Cr1.00%
Oil & Natural Gas Corp LtdEquity3.34 Cr0.98%
Stock Holding Corpn Of India Ltd Std - MarginCash - Collateral3 Cr0.88%
Future on Mahindra & Mahindra LtdEquity - Future-2.71 Cr0.80%
Aurobindo Pharma LtdEquity2.63 Cr0.77%
Future on IndusInd Bank LtdEquity - Future-2.5 Cr0.73%
Power Grid Corp Of India LtdEquity2.44 Cr0.72%
State Bank of IndiaEquity2.43 Cr0.71%
Tata Motors Ltd Class AEquity2.1 Cr0.62%
Future on Tata Consultancy Services LtdEquity - Future-1.98 Cr0.58%
Tata Consultancy Services LtdEquity1.97 Cr0.58%
Future on Oil & Natural Gas Corp LtdEquity - Future-1.87 Cr0.55%
GAIL (India) LtdEquity1.8 Cr0.53%
Hero MotoCorp LtdEquity1.71 Cr0.50%
Coal India LtdEquity1.52 Cr0.45%
NTPC LtdEquity1.47 Cr0.43%
Clearing Corporation Of India Ltd. Std - MarginCash - Repurchase Agreement1.33 Cr0.39%
DLF LtdEquity1.31 Cr0.39%
Bharti Airtel Ltd (Partly Paid Rs.1.25)Equity1.17 Cr0.34%
Cipla LtdEquity1.16 Cr0.34%
Bajaj Auto LtdEquity1.15 Cr0.34%
Future on State Bank of IndiaEquity - Future-1.13 Cr0.33%
Eicher Motors LtdEquity1.08 Cr0.32%
Future on Reliance Industries LtdEquity - Future-1.05 Cr0.31%
Power Grid Corporation of India Ltd.Bond - Gov't Agency Debt-1 Cr0.29%
Future on ITC LtdEquity - Future-0.97 Cr0.28%
Future on Aurobindo Pharma LtdEquity - Future-0.96 Cr0.28%
India (Republic of)Bond - Short-term Government Bills0.94 Cr0.28%
Dr Reddy's Laboratories LtdEquity0.8 Cr0.24%
Grasim Industries Ltd Ordinary Shares (Partly Paid Rs.0.50)Equity0.62 Cr0.18%
Future on DLF LtdEquity - Future-0.59 Cr0.17%
Future on Dabur India LtdEquity - Future-0.59 Cr0.17%
Dabur India LtdEquity0.59 Cr0.17%
Future on Coal India LtdEquity - Future-0.55 Cr0.16%

Allocation By Market Cap (Equity)

Large Cap Stocks

68.35%

Mid Cap Stocks

0.81%

Small Cap Stocks

--

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services86.33 Cr25.33%
Basic Materials40.8 Cr11.97%
Technology30.3 Cr8.89%
Consumer Cyclical24.03 Cr7.05%
Energy12.14 Cr3.56%
Industrials9.68 Cr2.84%
Consumer Defensive8.98 Cr2.63%
Utilities5.72 Cr1.68%
Communication Services4.95 Cr1.45%
Healthcare4.59 Cr1.35%
Real Estate1.31 Cr0.39%

Risk & Performance Ratios

Standard Deviation

This fund

4.68%

Cat. avg.

4.68%

Lower the better

Sharpe Ratio

This fund

1.43

Cat. avg.

0.80

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.58

Higher the better

Fund Managers

VS

V Srivatsa

Since August 2018

Sunil Patil

Sunil Patil

Since August 2018

Additional Scheme Detailsas of 31st March 2024

ISININF789F1A777Expense Ratio0.73%Exit Load1.00%Fund Size₹341 CrAge30 Aug 2018Lumpsum Minimum₹5,000Fund StatusOpen Ended Investment CompanyBenchmarkCrisil Equity Savings Index TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund nameExpense RatioExit LoadFund size
1Y
Kotak Equity Savings Fund Direct Growth

Moderate Risk

0.7%1.0%₹4813.24 Cr20.7%
Kotak Equity Savings Fund Regular Growth

Moderate Risk

1.9%1.0%₹4813.24 Cr19.5%
Edelweiss Equity Savings Fund Regular Growth

Moderate Risk

1.6%0.0%₹372.41 Cr16.7%
Edelweiss Equity Savings Fund Direct Growth

Moderate Risk

0.9%0.0%₹372.41 Cr17.9%
Baroda BNP Paribas Equity Savings Fund Regular Growth

Moderately High risk

2.5%1.0%₹407.21 Cr16.5%
Baroda BNP Paribas Equity Savings Fund Direct Growth

Moderately High risk

1.5%1.0%₹407.21 Cr17.7%
Tata Equity Savings Fund Regular Growth

Moderately High risk

1.1%0.0%₹137.57 Cr15.5%
Bandhan Equity Savings Fund Regular Growth

Low to Moderate Risk

1.4%0.0%₹102.07 Cr11.3%
PGIM India Equity Savings Fund Regular Growth

Low to Moderate Risk

1.3%0.0%₹90.35 Cr9.2%
Sundaram Equity Savings Fund Regular Growth

Moderately High risk

2.3%0.0%₹741.55 Cr20.8%

About the AMC

Total AUM

₹2,75,399 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
UTI Innovation Fund Direct Growth

Very High Risk

1.0%1.0%₹624.38 Cr-
UTI Fixed Income Interval Fund Annual Plan I Direct Growth

Low Risk

-0.0%₹20.40 Cr6.9%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth

Low to Moderate Risk

-0.0%-7.1%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth

Low to Moderate Risk

-0.0%-7.0%
UTI FIIF Ser 2 Qt Interval V Direct Growth

Low Risk

-1.0%₹4.80 Cr6.9%
UTI Fixed Income Interval Fund Quarterly I Direct Growth

Low to Moderate Risk

-0.0%₹10.46 Cr7.1%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth

Moderate Risk

-1.0%₹11.46 Cr7.2%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth

Low to Moderate Risk

-0.0%-10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth

Low to Moderate Risk

-0.0%--
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth

Moderate Risk

---7.1%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth

Low to Moderate Risk

-0.0%₹13.38 Cr6.7%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth

Moderate Risk

-0.0%-6.9%
UTI Floater Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹1488.67 Cr7.5%
UTI Nifty 500 Value 50 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹211.72 Cr-
UTI Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹982.63 Cr6.8%
UTI Focused Equity Fund Direct Growth

Very High Risk

0.6%1.0%₹2431.23 Cr40.2%
UTI Silver ETF Fund of Fund Direct Growth

Very High Risk

0.1%1.0%₹27.09 Cr-
UTI Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹4848.58 Cr70.4%
UTI Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹5570.38 Cr6.8%
UTI Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹3547.50 Cr7.2%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹176.10 Cr33.8%
UTI Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹4548.63 Cr8.3%
UTI Small Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹3531.62 Cr43.0%
UTI Ultra Short Term Fund Direct Growth

Moderate Risk

0.4%0.0%₹2196.92 Cr7.6%
UTI Credit Risk Fund Direct Growth

Moderately High risk

0.9%1.0%₹395.91 Cr7.4%
UTI Dividend Yield Fund Direct Growth

Very High Risk

1.4%1.0%₹3586.43 Cr43.8%
UTI Banking and Financial Services Fund Direct Growth

Very High Risk

1.2%1.0%₹1031.88 Cr29.3%
UTI Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹382.86 Cr7.4%
UTI Hybrid Equity Fund Direct Growth

Very High Risk

1.3%1.0%₹5243.15 Cr33.3%
UTI Long Term Equity Fund Direct Growth

Very High Risk

0.9%0.0%₹3437.26 Cr33.5%
UTI Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹24503.54 Cr22.8%
UTI Bond Fund Direct Growth

Moderate Risk

1.3%0.0%₹303.49 Cr6.4%
UTI Liquid Fund Cash Plan Direct Growth

Moderate Risk

0.2%0.0%₹26476.76 Cr7.3%
UTI Gilt Fund Direct Growth

Moderate Risk

0.7%0.0%₹644.37 Cr6.9%
UTI India Consumer Fund Direct Growth

Very High Risk

1.6%1.0%₹584.12 Cr38.1%
UTI Infrastructure Fund Direct Growth

Very High Risk

1.9%1.0%₹2085.09 Cr55.1%
UTI MNC Fund Direct Growth

Very High Risk

1.2%1.0%₹2767.03 Cr33.4%
UTI Master Share Unit Scheme Direct Growth

Very High Risk

0.8%1.0%₹12146.68 Cr29.6%
UTI Regular Savings Fund Direct Growth

Moderately High risk

1.2%1.0%₹1578.98 Cr14.1%
UTI Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹11679.82 Cr7.7%
UTI Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹9943.94 Cr44.5%
UTI Value Opportunities Fund Direct Growth

Very High Risk

1.1%1.0%₹8556.62 Cr38.9%
UTI Healthcare Fund Direct Growth

Very High Risk

1.4%1.0%₹947.26 Cr51.6%
UTI Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹15648.55 Cr27.6%
UTI Transportation & Logistics Fund Direct Growth

Very High Risk

0.8%1.0%₹3107.87 Cr62.9%
UTI Short Term Income Fund Direct Growth

Moderate Risk

0.4%0.0%₹2503.35 Cr7.9%
UTI - Treasury Advantage Fund Direct Growth

Moderate Risk

0.4%0.0%₹3151.16 Cr7.3%
UTI Multi Asset Fund Direct Growth

Very High Risk

1.1%1.0%₹1277.99 Cr42.9%
UTI Core Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹2642.60 Cr49.0%
UTI Medium Term Fund Direct Growth

Moderate Risk

1.0%1.0%₹41.45 Cr6.9%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of UTI Equity Savings Fund Direct Growth, as of 12-Apr-2024, is ₹17.45.
The fund has generated 18.71% over the last 1 year and 13.00% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 27.66% in equities, 22.37% in bonds, and 49.96% in cash and cash equivalents.
The fund managers responsible for UTI Equity Savings Fund Direct Growth are:-
  1. V Srivatsa
  2. Sunil Patil