UTI Equity Savings Fund Direct Growth

Fund Overview

Fund Size

₹357 Cr

Expense Ratio

0.73%

ISIN

INF789F1A777

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

30 Aug 2018

About this fund

UTI Equity Savings Fund Direct Growth is a Equity Savings mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 5 years, 8 months and 20 days, having been launched on 30-Aug-18.
As of 17-May-24, it has a Net Asset Value (NAV) of ₹17.65, Assets Under Management (AUM) of 357.05 Crores, and an expense ratio of 0.73%.

UTI Equity Savings Fund Direct Growth has given a CAGR return of 10.46% since inception.
The fund's asset allocation comprises around 24.24% in equities, 25.46% in debts, and 50.30% in cash & cash equivalents.
You can start investing in UTI Equity Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+18.10%

+14.64% (Cat Avg.)

3 Years

+12.28%

+9.36% (Cat Avg.)

5 Years

+11.67%

+9.31% (Cat Avg.)

Since Inception

+10.46%

— (Cat Avg.)

Portfolio Summaryas of 30th April 2024

Equity	₹86.53 Cr	24.24%
Debt	₹90.92 Cr	25.46%
Others	₹179.59 Cr	50.30%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Cash Offset For Derivatives	Cash - General Offset	₹157.33 Cr	44.07%
7.32% Govt Stock 2030	Bond - Gov't/Treasury	₹40.25 Cr	11.27%
Grasim Industries Ltd	Equity	₹21.39 Cr	5.99%
Infosys Ltd	Equity	₹20.57 Cr	5.76%
Future on Grasim Industries Ltd	Equity - Future	₹-19.15 Cr	5.36%
HDFC Bank Ltd	Equity	₹18.69 Cr	5.24%
Kotak Mahindra Bank Ltd	Equity	₹16.05 Cr	4.50%
ICICI Bank Ltd	Equity	₹15.8 Cr	4.43%
7.18% Govt Stock 2037	Bond - Gov't/Treasury	₹14.93 Cr	4.18%
Future on Infosys Ltd	Equity - Future	₹-14.71 Cr	4.12%
Net Current Assets	Cash	₹14.48 Cr	4.06%
Axis Bank Ltd	Equity	₹12.8 Cr	3.58%
Future on Kotak Mahindra Bank Ltd	Equity - Future	₹-12.5 Cr	3.50%
Maruti Suzuki India Ltd	Equity	₹12.04 Cr	3.37%
Future on Maruti Suzuki India Ltd	Equity - Future	₹-11.2 Cr	3.14%
Future on HDFC Bank Ltd	Equity - Future	₹-11.15 Cr	3.12%
7.06% Govt Stock 2028	Bond - Gov't/Treasury	₹9.95 Cr	2.79%
Reliance Industries Ltd	Equity	₹9.67 Cr	2.71%
IndusInd Bank Ltd	Equity	₹9.12 Cr	2.55%
Future on JSW Steel Ltd	Equity - Future	₹-8.76 Cr	2.45%
State Bank of India	Equity	₹8.74 Cr	2.45%
JSW Steel Ltd	Equity	₹8.69 Cr	2.44%
Future on Axis Bank Ltd	Equity - Future	₹-8.65 Cr	2.42%
SBI Life Insurance Company Limited	Equity	₹8.49 Cr	2.38%
Future on ICICI Bank Ltd	Equity - Future	₹-8.02 Cr	2.25%
Future on State Bank of India	Equity - Future	₹-7.3 Cr	2.04%
Future on SBI Life Insurance Company Limited	Equity - Future	₹-7.16 Cr	2.01%
Hindalco Industries Ltd	Equity	₹6.58 Cr	1.84%
Future on NMDC Ltd	Equity - Future	₹-6.46 Cr	1.81%
NMDC Ltd	Equity	₹6.41 Cr	1.80%
Future on IndusInd Bank Ltd	Equity - Future	₹-6.41 Cr	1.79%
Mahindra & Mahindra Ltd	Equity	₹6.28 Cr	1.76%
Stock Holding Corpn Of India Ltd Std - Margin	Cash	₹6 Cr	1.68%
HCL Technologies Ltd	Equity	₹5.64 Cr	1.58%
Larsen & Toubro Ltd	Equity	₹5.13 Cr	1.44%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹5.03 Cr	1.41%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹4.98 Cr	1.39%
Power Finance Corporation Ltd.	Bond - Corporate Bond	₹4.97 Cr	1.39%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹4.96 Cr	1.39%
364 DTB 08082024	Bond - Gov't/Treasury	₹4.91 Cr	1.37%
Future on Bajaj Finserv Ltd	Equity - Future	₹-4.88 Cr	1.37%
Bajaj Finserv Ltd	Equity	₹4.85 Cr	1.36%
ITC Ltd	Equity	₹4.8 Cr	1.35%
Future on Hindalco Industries Ltd	Equity - Future	₹-4.72 Cr	1.32%
Future on Reliance Industries Ltd	Equity - Future	₹-4.58 Cr	1.28%
Bharti Airtel Ltd	Equity	₹4.07 Cr	1.14%
InterGlobe Aviation Ltd	Equity	₹3.81 Cr	1.07%
Future on Hindustan Unilever Ltd	Equity - Future	₹-3.64 Cr	1.02%
Future on HCL Technologies Ltd	Equity - Future	₹-3.61 Cr	1.01%
Hindustan Unilever Ltd	Equity	₹3.61 Cr	1.01%
Oil & Natural Gas Corp Ltd	Equity	₹3.52 Cr	0.99%
Power Grid Corp Of India Ltd	Equity	₹3.33 Cr	0.93%
Future on Mahindra & Mahindra Ltd	Equity - Future	₹-3.04 Cr	0.85%
Aurobindo Pharma Ltd	Equity	₹2.78 Cr	0.78%
Cipla Ltd	Equity	₹2.3 Cr	0.64%
GAIL (India) Ltd	Equity	₹2.08 Cr	0.58%
Future on Oil & Natural Gas Corp Ltd	Equity - Future	₹-1.97 Cr	0.55%
Future on Tata Consultancy Services Ltd	Equity - Future	₹-1.94 Cr	0.54%
Tata Consultancy Services Ltd	Equity	₹1.94 Cr	0.54%
Tata Motors Ltd Class A	Equity	₹1.83 Cr	0.51%
Clearing Corporation Of India Ltd. Std - Margin	Cash - Repurchase Agreement	₹1.78 Cr	0.50%
Hero MotoCorp Ltd	Equity	₹1.65 Cr	0.46%
NTPC Ltd	Equity	₹1.59 Cr	0.45%
Coal India Ltd	Equity	₹1.59 Cr	0.45%
Future on Cipla Ltd	Equity - Future	₹-1.56 Cr	0.44%
Bharti Airtel Ltd (Partly Paid Rs.1.25)	Equity	₹1.33 Cr	0.37%
DLF Ltd	Equity	₹1.3 Cr	0.37%
Eicher Motors Ltd	Equity	₹1.23 Cr	0.34%
Bajaj Auto Ltd	Equity	₹1.12 Cr	0.31%
Future on Power Grid Corp Of India Ltd	Equity - Future	₹-1.09 Cr	0.31%
Future on Larsen & Toubro Ltd	Equity - Future	₹-1.09 Cr	0.30%
Future on Aurobindo Pharma Ltd	Equity - Future	₹-1.02 Cr	0.29%
Future on ITC Ltd	Equity - Future	₹-0.98 Cr	0.27%
India (Republic of)	Bond - Short-term Government Bills	₹0.95 Cr	0.27%
Dr Reddy's Laboratories Ltd	Equity	₹0.81 Cr	0.23%
Grasim Industries Ltd Ordinary Shares (Partly Paid Rs.0.50)	Equity	₹0.7 Cr	0.20%
Vedanta Ltd	Equity	₹0.7 Cr	0.20%
Future on DLF Ltd	Equity - Future	₹-0.59 Cr	0.17%
Future on Dabur India Ltd	Equity - Future	₹-0.58 Cr	0.16%
Future on Coal India Ltd	Equity - Future	₹-0.58 Cr	0.16%
Dabur India Ltd	Equity	₹0.57 Cr	0.16%
Indus Towers Ltd Ordinary Shares	Equity	₹0.25 Cr	0.07%

Allocation By Market Cap (Equity)

Large Cap Stocks

68.35%

Mid Cap Stocks

0.81%

Small Cap Stocks

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹94.54 Cr	26.48%
Basic Materials	₹44.47 Cr	12.45%
Technology	₹28.14 Cr	7.88%
Consumer Cyclical	₹24.15 Cr	6.76%
Energy	₹14.79 Cr	4.14%
Consumer Defensive	₹8.99 Cr	2.52%
Industrials	₹8.94 Cr	2.50%
Utilities	₹7 Cr	1.96%
Healthcare	₹5.89 Cr	1.65%
Communication Services	₹5.65 Cr	1.58%
Real Estate	₹1.3 Cr	0.37%

Risk & Performance Ratios

Standard Deviation

This fund

4.68%

Cat. avg.

4.70%

Lower the better

Sharpe Ratio

This fund

1.42

Cat. avg.

0.86

Higher the better

Sortino Ratio

This fund

Cat. avg.

1.70

Higher the better

Fund Managers

V Srivatsa

Since August 2018

Sunil Patil

Since August 2018

Additional Scheme Detailsas of 30th April 2024

	ISIN	INF789F1A777		Expense Ratio	0.73%		Exit Load	1.00%		Fund Size	₹357 Cr		Age	30 Aug 2018		Lumpsum Minimum	₹5,000		Fund Status	Open Ended Investment Company		Benchmark	Crisil Equity Savings Index TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak Equity Savings Fund Direct Growth Moderate Risk	0.7%	1.0%	₹5132.18 Cr	20.4%
Kotak Equity Savings Fund Regular Growth Moderate Risk	1.9%	1.0%	₹5132.18 Cr	19.2%
Edelweiss Equity Savings Fund Regular Growth Moderate Risk	1.6%	0.0%	₹389.20 Cr	16.2%
Edelweiss Equity Savings Fund Direct Growth Moderate Risk	0.6%	0.0%	₹389.20 Cr	17.4%
Baroda BNP Paribas Equity Savings Fund Regular Growth Moderately High risk	2.5%	1.0%	₹433.01 Cr	15.6%
Baroda BNP Paribas Equity Savings Fund Direct Growth Moderately High risk	1.5%	1.0%	₹433.01 Cr	16.7%
Tata Equity Savings Fund Regular Growth Moderately High risk	1.1%	0.0%	₹141.56 Cr	15.8%
Bandhan Equity Savings Fund Regular Growth Moderate Risk	1.4%	0.0%	₹113.46 Cr	10.4%
PGIM India Equity Savings Fund Regular Growth Low to Moderate Risk	1.3%	0.0%	₹91.25 Cr	8.9%
Sundaram Equity Savings Fund Regular Growth Moderate Risk	2.2%	0.0%	₹815.59 Cr	19.1%

About the AMC

UTI Mutual Fund

+91-22-6678 6666

https://www.utimf.com/

Total AUM

₹2,73,084 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
UTI Innovation Fund Direct Growth Very High Risk	0.9%	1.0%	₹644.99 Cr	-
UTI Fixed Income Interval Fund Annual Plan I Direct Growth Low Risk	-	0.0%	₹20.40 Cr	6.9%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth Low to Moderate Risk	-	0.0%	-	6.8%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth Low to Moderate Risk	-	0.0%	-	6.7%
UTI FIIF Ser 2 Qt Interval V Direct Growth Low Risk	-	1.0%	₹4.80 Cr	6.9%
UTI Fixed Income Interval Fund Quarterly I Direct Growth Low Risk	-	0.0%	₹10.46 Cr	7.1%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth Moderate Risk	-	1.0%	₹11.46 Cr	7.2%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth Low to Moderate Risk	-	0.0%	-	10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth Moderate Risk	-	-	-	6.8%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth Low to Moderate Risk	-	0.0%	₹13.38 Cr	6.7%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth Moderate Risk	-	0.0%	-	6.6%
UTI Floater Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1485.19 Cr	7.3%
UTI Nifty 500 Value 50 Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹278.46 Cr	92.6%
UTI Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹947.38 Cr	6.5%
UTI Focused Equity Fund Direct Growth Very High Risk	0.6%	1.0%	₹2579.48 Cr	35.9%
UTI Silver ETF Fund of Fund Direct Growth Very High Risk	0.1%	1.0%	₹25.18 Cr	19.8%
UTI Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹5496.24 Cr	70.5%
UTI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹6229.00 Cr	6.8%
UTI Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹3548.66 Cr	7.0%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹187.71 Cr	36.4%
UTI Arbitrage Fund Direct Growth Low Risk	0.4%	0.0%	₹4887.58 Cr	8.3%
UTI Small Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹3791.34 Cr	38.7%
UTI Ultra Short Term Fund Direct Growth Moderate Risk	0.4%	0.0%	₹2349.32 Cr	7.5%
UTI Credit Risk Fund Direct Growth Moderately High risk	0.9%	1.0%	₹392.01 Cr	7.2%
UTI Dividend Yield Fund Direct Growth Very High Risk	1.4%	1.0%	₹3702.67 Cr	44.9%
UTI Banking and Financial Services Fund Direct Growth Very High Risk	1.2%	1.0%	₹1079.86 Cr	22.5%
UTI Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹570.62 Cr	7.3%
UTI Hybrid Equity Fund Direct Growth Very High Risk	1.3%	1.0%	₹5487.53 Cr	32.1%
UTI Long Term Equity Fund Direct Growth Very High Risk	0.9%	0.0%	₹3614.56 Cr	32.3%
UTI Flexi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹24295.37 Cr	20.4%
UTI Bond Fund Direct Growth Moderate Risk	1.3%	0.0%	₹297.39 Cr	5.6%
UTI Liquid Fund Cash Plan Direct Growth Moderate Risk	0.2%	0.0%	₹23329.86 Cr	7.3%
UTI Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹631.89 Cr	7.0%
UTI India Consumer Fund Direct Growth Very High Risk	1.6%	1.0%	₹609.99 Cr	35.3%
UTI Infrastructure Fund Direct Growth Very High Risk	1.9%	1.0%	₹2183.97 Cr	57.8%
UTI MNC Fund Direct Growth Very High Risk	1.2%	1.0%	₹2839.28 Cr	33.9%
UTI Master Share Unit Scheme Direct Growth Very High Risk	0.8%	1.0%	₹12482.57 Cr	27.7%
UTI Regular Savings Fund Direct Growth Moderately High risk	1.2%	1.0%	₹1579.66 Cr	13.7%
UTI Money Market Fund Direct Growth Moderate Risk	0.2%	0.0%	₹14041.42 Cr	7.6%
UTI Mid Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹10474.79 Cr	42.3%
UTI Value Opportunities Fund Direct Growth Very High Risk	1.1%	1.0%	₹8931.67 Cr	39.8%
UTI Healthcare Fund Direct Growth Very High Risk	1.4%	1.0%	₹943.34 Cr	52.0%
UTI Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹16695.00 Cr	24.6%
UTI Transportation & Logistics Fund Direct Growth Very High Risk	0.8%	1.0%	₹3279.66 Cr	60.4%
UTI Short Term Income Fund Direct Growth Moderate Risk	0.4%	0.0%	₹2680.40 Cr	7.5%
UTI - Treasury Advantage Fund Direct Growth Moderate Risk	0.4%	0.0%	₹2629.59 Cr	7.2%
UTI Multi Asset Fund Direct Growth High Risk	1.1%	1.0%	₹1681.45 Cr	39.4%
UTI Core Equity Fund Direct Growth Very High Risk	1.2%	1.0%	₹2978.06 Cr	47.5%
UTI Medium Term Fund Direct Growth Moderate Risk	1.0%	1.0%	₹40.31 Cr	6.6%

Risk Level

Your principal amount will be at Moderate Risk

Still got questions?
We're here to help.

What is the current NAV of UTI Equity Savings Fund Direct Growth?

The NAV of UTI Equity Savings Fund Direct Growth, as of 17-May-2024, is ₹17.65.

What are the returns of UTI Equity Savings Fund Direct Growth?

The fund has generated 18.10% over the last 1 year and 12.28% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of UTI Equity Savings Fund Direct Growth?

The fund's allocation of assets is distributed as 24.24% in equities, 25.46% in bonds, and 50.30% in cash and cash equivalents.

Who manages the UTI Equity Savings Fund Direct Growth?

The fund managers responsible for UTI Equity Savings Fund Direct Growth are:-

V Srivatsa
Sunil Patil

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

;

©2021-2022 Dezerv. All Rights Reserved

Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.

Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.

UTI Equity Savings Fund Direct Growth

Fund Overview