Dezerv

Fund Overview

Fund Size

Fund Size

₹91 Cr

Expense Ratio

Expense Ratio

1.31%

ISIN

ISIN

INF223J01FB7

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

29 Jan 2004

About this fund

PGIM India Equity Savings Fund Regular Growth is a Equity Savings mutual fund schemes offered by PGIM India Mutual Fund. This fund has been in existence for 20 years, 3 months and 19 days, having been launched on 29-Jan-04.
As of 17-May-24, it has a Net Asset Value (NAV) of ₹45.49, Assets Under Management (AUM) of 91.25 Crores, and an expense ratio of 1.31%.
  • PGIM India Equity Savings Fund Regular Growth has given a CAGR return of 7.75% since inception.
  • The fund's asset allocation comprises around 16.55% in equities, 20.94% in debts, and 62.51% in cash & cash equivalents.
  • You can start investing in PGIM India Equity Savings Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.88%

+14.27% (Cat Avg.)

3 Years

+7.33%

+9.49% (Cat Avg.)

5 Years

+7.49%

+9.36% (Cat Avg.)

10 Years

+8.23%

+8.20% (Cat Avg.)

Since Inception

+7.75%

(Cat Avg.)

Portfolio Summaryas of 30th April 2024

Equity15.1 Cr16.55%
Debt19.11 Cr20.94%
Others57.04 Cr62.51%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Net Receivables / (Payables)Cash51.2 Cr56.11%
HDFC Bank LtdEquity7.19 Cr7.88%
5.63% Govt Stock 2026Bond - Gov't/Treasury6.32 Cr6.93%
Bajaj Finance LtdEquity6.22 Cr6.81%
Future on Ambuja Cements LtdEquity - Future-6.16 Cr6.75%
Ambuja Cements LtdEquity6.14 Cr6.73%
Future on Bajaj Finance LtdEquity - Future-6.1 Cr6.68%
Clearing Corporation Of India Ltd.Cash - Repurchase Agreement5.84 Cr6.40%
Future on HDFC Bank LtdEquity - Future-5.83 Cr6.38%
Future on JSW Steel LtdEquity - Future-5.76 Cr6.31%
JSW Steel LtdEquity5.72 Cr6.27%
182 DTB 22082024Bond - Gov't/Treasury4.89 Cr5.36%
Future on Tech Mahindra LtdEquity - Future-4.58 Cr5.02%
Tech Mahindra LtdEquity4.55 Cr4.98%
Future on Grasim Industries LtdEquity - Future-4.15 Cr4.55%
Grasim Industries LtdEquity4.14 Cr4.54%
6.54% Govt Stock 2032Bond - Gov't/Treasury3.84 Cr4.21%
Future on Dabur India LtdEquity - Future-3.13 Cr3.43%
Dabur India LtdEquity3.11 Cr3.41%
Future on Tata Steel Ltd.Equity - Future-3.11 Cr3.41%
Tata Steel LtdEquity3.09 Cr3.38%
7.38% Govt Stock 2027Bond - Gov't/Treasury3.02 Cr3.30%
Future on Adani Ports & Special Economic Zone LtdEquity - Future-2.66 Cr2.92%
Adani Ports & Special Economic Zone LtdEquity2.65 Cr2.90%
Future on Zee Entertainment Enterprises LtdEquity - Future-2.3 Cr2.53%
Zee Entertainment Enterprises LtdEquity2.29 Cr2.51%
Future on The Federal Bank LtdEquity - Future-1.72 Cr1.88%
The Federal Bank LtdEquity1.71 Cr1.87%
ICICI Bank LtdEquity1.37 Cr1.50%
Future on Kotak Mahindra Bank LtdEquity - Future-1.31 Cr1.43%
Kotak Mahindra Bank LtdEquity1.3 Cr1.42%
Reliance Industries LtdEquity1.11 Cr1.22%
8.28% Govt Stock 2027Bond - Gov't/Treasury1.03 Cr1.13%
Future on IndusInd Bank LtdEquity - Future-0.99 Cr1.09%
IndusInd Bank LtdEquity0.99 Cr1.08%
Tata Consultancy Services LtdEquity0.98 Cr1.08%
Havells India LtdEquity0.98 Cr1.08%
Future on Godrej Consumer Products LtdEquity - Future-0.98 Cr1.07%
Godrej Consumer Products LtdEquity0.98 Cr1.07%
Axis Bank LtdEquity0.88 Cr0.96%
Future on Havells India LtdEquity - Future-0.84 Cr0.92%
L & T Finance Ltd.Equity - Future-0.83 Cr0.90%
L&T Finance LtdEquity0.82 Cr0.90%
Bharti Airtel LtdEquity0.79 Cr0.87%
UltraTech Cement LtdEquity0.74 Cr0.81%
Maruti Suzuki India LtdEquity0.7 Cr0.77%
Varun Beverages LtdEquity0.62 Cr0.68%
Avenue Supermarts LtdEquity0.59 Cr0.65%
Larsen & Toubro LtdEquity0.51 Cr0.56%
Max Healthcare Institute Ltd Ordinary SharesEquity0.48 Cr0.52%
Coforge LtdEquity0.45 Cr0.49%
Mankind Pharma LtdEquity0.4 Cr0.44%
ICICI Lombard General Insurance Co LtdEquity0.37 Cr0.40%
J.B. Chemicals & Pharmaceuticals LtdEquity0.35 Cr0.38%
Cholamandalam Investment and Finance Co LtdEquity0.33 Cr0.36%
Titan Co LtdEquity0.32 Cr0.35%
SRF LtdEquity0.28 Cr0.31%
Indraprastha Gas LtdEquity0.28 Cr0.31%
Tube Investments of India Ltd Ordinary SharesEquity0.28 Cr0.30%
InterGlobe Aviation LtdEquity0.26 Cr0.28%
CG Power & Industrial Solutions LtdEquity0.24 Cr0.26%
Hindustan Unilever LtdEquity0.21 Cr0.23%
Mahindra & Mahindra LtdEquity0.19 Cr0.21%
L&T Technology Services LtdEquity0.18 Cr0.20%
United Spirits LtdEquity0.18 Cr0.20%
Zomato LtdEquity0.17 Cr0.18%
Shriram Finance LtdEquity0.16 Cr0.17%
HDFC Life Insurance Company LimitedEquity0.15 Cr0.16%
Motherson Sumi Wiring India LtdEquity0.14 Cr0.15%
Future on ACC LtdEquity - Future-0.08 Cr0.08%
ACC LtdEquity0.08 Cr0.08%
Future on Can Fin Homes LtdEquity - Future-0.07 Cr0.08%
Can Fin Homes LtdEquity0.07 Cr0.08%
Future on Piramal Enterprises LtdEquity - Future-0.07 Cr0.08%
Piramal Enterprises LtdEquity0.07 Cr0.08%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services21.61 Cr23.68%
Basic Materials20.18 Cr22.11%
Technology6.16 Cr6.75%
Consumer Defensive5.68 Cr6.23%
Industrials4.92 Cr5.39%
Communication Services3.08 Cr3.38%
Consumer Cyclical1.51 Cr1.66%
Healthcare1.23 Cr1.35%
Energy1.11 Cr1.22%
Utilities0.28 Cr0.31%

Risk & Performance Ratios

Standard Deviation

This fund

2.37%

Cat. avg.

4.70%

Lower the better

Sharpe Ratio

This fund

0.80

Cat. avg.

0.86

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.70

Higher the better

Fund Managers

VP

Vinay Paharia

Since April 2023

PP

Puneet Pal

Since December 2021

AA

A. Anandha Padmanabhan

Since May 2022

CC

Chetan Chavan

Since March 2024

VS

Vivek Sharma

Since April 2024

Additional Scheme Detailsas of 30th April 2024

ISININF223J01FB7Expense Ratio1.31%Exit LoadNo ChargesFund Size₹91 CrAge29 Jan 2004Lumpsum Minimum₹5,000Fund StatusOpen Ended Investment CompanyBenchmarkNIFTY Equity Savings TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund nameExpense RatioExit LoadFund size
1Y
Kotak Equity Savings Fund Direct Growth

Moderate Risk

0.7%1.0%₹5132.18 Cr20.4%
Kotak Equity Savings Fund Regular Growth

Moderate Risk

1.9%1.0%₹5132.18 Cr19.2%
Edelweiss Equity Savings Fund Regular Growth

Moderate Risk

1.6%0.0%₹389.20 Cr16.2%
Edelweiss Equity Savings Fund Direct Growth

Moderate Risk

0.6%0.0%₹389.20 Cr17.4%
Baroda BNP Paribas Equity Savings Fund Regular Growth

Moderately High risk

2.5%1.0%₹433.01 Cr15.6%
Baroda BNP Paribas Equity Savings Fund Direct Growth

Moderately High risk

1.5%1.0%₹433.01 Cr16.7%
Tata Equity Savings Fund Regular Growth

Moderately High risk

1.1%0.0%₹141.56 Cr15.3%
Bandhan Equity Savings Fund Regular Growth

Moderate Risk

1.4%0.0%₹113.46 Cr10.4%
PGIM India Equity Savings Fund Regular Growth

Low to Moderate Risk

1.3%0.0%₹91.25 Cr8.9%
Sundaram Equity Savings Fund Regular Growth

Moderate Risk

2.2%0.0%₹815.59 Cr19.1%

About the AMC

Total AUM

₹27,272 Cr

Address

Nirlon House, 2nd Floor, Mumbai, 400 030

Other Funds by PGIM India Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
PGIM India Fixed Duration Fund - Series BH Direct Growth

Moderate Risk

-0.0%--
PGIM India Fixed Duration Fund - Series BJ Direct Growth

Moderate Risk

-0.0%--
PGIM India Fixed Duration Fund - Series BI Direct Growth

Moderate Risk

-0.0%--
PGIM India Fixed Duration Fund - Series BF Direct Growth

Moderate Risk

-0.0%--
PGIM India Fixed Duration Fund - Series BG Direct Growth

Moderate Risk

-0.0%--
PGIM India Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹161.25 Cr6.8%
PGIM India Dynamic Bond Direct Growth

Low to Moderate Risk

0.3%0.0%₹112.86 Cr7.5%
PGIM India Global Select Real Estate Securities Fund of Fund Direct Growth

Very High Risk

1.3%0.0%₹63.10 Cr11.7%
PGIM India Balanced Advantage Fund Direct Growth

Very High Risk

0.4%0.0%₹1145.95 Cr17.1%
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund Direct Growth

Moderate Risk

0.4%0.0%₹30.64 Cr6.3%
PGIM India Flexi Cap Fund Direct Growth

Very High Risk

0.4%0.0%₹6094.89 Cr25.0%
PGIM India Gilt Fund Direct Growth

Moderate Risk

0.5%0.0%₹120.07 Cr7.4%
PGIM India Global Equity Opportunities Fund Direct Growth

Very High Risk

1.4%0.0%₹1349.85 Cr36.7%
PGIM India Emerging Markets Equity Fund Direct Growth

Very High Risk

1.3%0.0%₹105.60 Cr34.3%
PGIM India Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹438.13 Cr7.4%
PGIM India Low Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹93.31 Cr7.2%
PGIM India Corporate Bond Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹99.51 Cr6.8%
PGIM India Hybrid Equity Fund Direct Growth

Very High Risk

0.7%0.0%₹210.39 Cr20.1%
PGIM India Large Cap Fund Direct Growth

Very High Risk

0.9%0.0%₹572.73 Cr24.4%
PGIM India Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹27.94 Cr6.7%
PGIM India Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹240.88 Cr7.4%
PGIM India Equity Savings Fund Direct Growth

Low to Moderate Risk

0.5%0.0%₹91.25 Cr9.7%
PGIM India Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹117.94 Cr7.8%
PGIM India Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹231.68 Cr7.4%
PGIM India ELSS Tax Saver Fund Direct Growth

Very High Risk

0.8%0.0%₹682.76 Cr23.6%
PGIM India Midcap Opportunities Fund Direct Growth

Very High Risk

0.5%0.0%₹10154.97 Cr31.6%
PGIM India Credit Risk Fund Segregated Plan 1 Direct Growth

Low to Moderate Risk

-0.0%--
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
PGIM India Small Cap Fund Direct Growth

Very High Risk

0.5%0.0%₹1458.20 Cr36.4%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk
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The NAV of PGIM India Equity Savings Fund Regular Growth, as of 17-May-2024, is ₹45.49.
The fund has generated 8.88% over the last 1 year and 7.33% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 16.55% in equities, 20.94% in bonds, and 62.51% in cash and cash equivalents.
The fund managers responsible for PGIM India Equity Savings Fund Regular Growth are:-
  1. Vinay Paharia
  2. Puneet Pal
  3. A. Anandha Padmanabhan
  4. Chetan Chavan
  5. Vivek Sharma